Home > CCB Savings Bank of Lenoir, Inc., SSB > Income and Expense
CCB Savings Bank of Lenoir, Inc., SSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,187,000 | 1,905 |
| Total interest expense | $7,489,000 | 1,672 |
| Net interest income | $8,698,000 | 2,074 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,406,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,243,000 | 1,045 |
| Total noninterest expense | $6,048,000 | 2,324 |
| Salaries and employee benefits | $3,588,000 | 1,866 |
| Premises and equipment expense | $386,000 | 4,731 |
| Additional noninterest expense | $2,074,000 | 2,493 |
| Pre-tax net operating income | $5,056,000 | 1,461 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,100,000 | 2,050 |
| Income before extraordinary items | $3,956,000 | 1,271 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,956,000 | 1,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $860,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,956,000 | 1,287 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 4,307 |
| Total interest expense | $3,860,000 | 3,268 |
| Net interest income | $3,154,000 | 5,440 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $1,084,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,023,000 | 2,002 |
| Total noninterest expense | $2,699,000 | 4,931 |
| Salaries and employee benefits | $1,710,000 | 3,797 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $800,000 | 5,927 |
| Pre-tax net operating income | $1,511,000 | 4,296 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $232,000 | 7,070 |
| Income before extraordinary items | $1,279,000 | 3,775 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,279,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,368 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,279,000 | 3,578 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 4,182 |
| Total interest expense | $4,697,000 | 3,496 |
| Net interest income | $3,560,000 | 4,931 |
| Provision for loan and lease losses | $181,000 | 5,488 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $2,438,000 | 5,418 |
| Salaries and employee benefits | $1,164,000 | 5,313 |
| Premises and equipment expense | $254,000 | 6,707 |
| Additional noninterest expense | $1,020,000 | 4,980 |
| Pre-tax net operating income | $1,056,000 | 5,421 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $435,000 | 4,498 |
| Income before extraordinary items | $621,000 | 6,430 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $621,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 4,214 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $621,000 | 6,068 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.