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CCB Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,994,0001,267
Total interest expense$7,806,0001,525
Net interest income$26,188,0001,157
Provision for loan and lease losses$750,0001,000
Total noninterest income$3,536,0001,471
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,038,000966
Trading account gains and feesNANA
Additional Noninterest Income$2,498,0001,419
Total noninterest expense$16,934,0001,379
Salaries and employee benefits$9,126,0001,437
Premises and equipment expense$1,848,0001,309
Additional noninterest expense$2,498,0001,419
Pre-tax net operating income$12,040,0001,007
Securities gains (losses)$0988
Applicable income taxes$600,0001,782
Income before extraordinary items$11,440,000906
Extraordinary gains, net$054
Net income$11,440,000920
Minority interest net income$088
Net income of bank and minority interests.$11,440,000909
Net charge-offs$303,000962
Cash dividends$9,624,000509
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,440,000920
2023-09-30 (YTD Data)Rank
Total interest income$24,836,0001,270
Total interest expense$5,323,0001,514
Net interest income$19,513,0001,173
Provision for loan and lease losses$750,000789
Total noninterest income$2,668,0001,471
Gross Fiduciary activities income$0950
Service charges on deposit accounts$753,000989
Trading account gains and feesNANA
Additional Noninterest Income$1,915,0001,393
Total noninterest expense$12,518,0001,383
Salaries and employee benefits$6,776,0001,447
Premises and equipment expense$1,382,0001,317
Additional noninterest expense$1,915,0001,393
Pre-tax net operating income$8,913,0001,054
Securities gains (losses)$0849
Applicable income taxes$450,0001,823
Income before extraordinary items$8,463,000955
Extraordinary gains, net$052
Net income$8,463,000958
Minority interest net income$081
Net income of bank and minority interests.$8,463,000955
Net charge-offs$270,000765
Cash dividends$6,381,000504
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,463,000967
2023-06-30 (YTD Data)Rank
Total interest income$16,066,0001,275
Total interest expense$3,177,0001,511
Net interest income$12,889,0001,194
Provision for loan and lease losses$600,000689
Total noninterest income$1,760,0001,410
Gross Fiduciary activities income$0931
Service charges on deposit accounts$480,0001,008
Trading account gains and feesNANA
Additional Noninterest Income$1,280,0001,311
Total noninterest expense$8,243,0001,392
Salaries and employee benefits$4,563,0001,429
Premises and equipment expense$908,0001,322
Additional noninterest expense$1,280,0001,310
Pre-tax net operating income$5,806,0001,072
Securities gains (losses)$0938
Applicable income taxes$300,0001,848
Income before extraordinary items$5,506,000984
Extraordinary gains, net$051
Net income$5,506,000997
Minority interest net income$081
Net income of bank and minority interests.$5,506,000984
Net charge-offs$227,000636
Cash dividends$4,177,000502
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,506,000991
2023-03-31 (YTD Data)Rank
Total interest income$7,742,0001,290
Total interest expense$1,383,0001,514
Net interest income$6,359,0001,202
Provision for loan and lease losses$300,000662
Total noninterest income$861,0001,419
Gross Fiduciary activities income$0913
Service charges on deposit accounts$232,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$629,0001,318
Total noninterest expense$4,093,0001,422
Salaries and employee benefits$2,256,0001,470
Premises and equipment expense$457,0001,337
Additional noninterest expense$629,0001,318
Pre-tax net operating income$2,827,0001,127
Securities gains (losses)$0950
Applicable income taxes$150,0001,868
Income before extraordinary items$2,677,0001,021
Extraordinary gains, net$04
Net income$2,677,0001,020
Minority interest net income$048
Net income of bank and minority interests.$2,677,0001,020
Net charge-offs$88,000627
Cash dividends$2,081,000469
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,677,0001,034
2022-12-31 (YTD Data)Rank
Total interest income$26,407,0001,265
Total interest expense$1,536,0001,884
Net interest income$24,871,0001,202
Provision for loan and lease losses$1,200,000719
Total noninterest income$3,539,0001,474
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$856,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$2,683,0001,356
Total noninterest expense$15,604,0001,435
Salaries and employee benefits$8,941,0001,444
Premises and equipment expense$1,711,0001,400
Additional noninterest expense$2,683,0001,356
Pre-tax net operating income$11,606,0001,146
Securities gains (losses)$0691
Applicable income taxes$437,0002,125
Income before extraordinary items$11,169,0001,015
Extraordinary gains, net$05
Net income$11,169,0001,015
Minority interest net income$063
Net income of bank and minority interests.$11,169,0001,015
Net charge-offs$1,200,000372
Cash dividends$8,807,000524
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,169,0001,044
2022-09-30 (YTD Data)Rank
Total interest income$18,990,0001,261
Total interest expense$695,0002,200
Net interest income$18,295,0001,198
Provision for loan and lease losses$900,000670
Total noninterest income$2,835,0001,435
Gross Fiduciary activities income$0968
Service charges on deposit accounts$634,0001,168
Trading account gains and feesNANA
Additional Noninterest Income$2,201,0001,303
Total noninterest expense$11,635,0001,434
Salaries and employee benefits$6,699,0001,431
Premises and equipment expense$1,277,0001,406
Additional noninterest expense$2,201,0001,303
Pre-tax net operating income$8,595,0001,144
Securities gains (losses)$0740
Applicable income taxes$332,0002,124
Income before extraordinary items$8,263,0001,021
Extraordinary gains, net$04
Net income$8,263,0001,019
Minority interest net income$057
Net income of bank and minority interests.$8,263,0001,021
Net charge-offs$50,0001,217
Cash dividends$5,741,000532
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,263,0001,042
2022-06-30 (YTD Data)Rank
Total interest income$12,075,0001,261
Total interest expense$371,0002,384
Net interest income$11,704,0001,207
Provision for loan and lease losses$600,000609
Total noninterest income$2,013,0001,378
Gross Fiduciary activities income$0925
Service charges on deposit accounts$406,0001,188
Trading account gains and feesNANA
Additional Noninterest Income$1,607,0001,258
Total noninterest expense$7,645,0001,442
Salaries and employee benefits$4,401,0001,454
Premises and equipment expense$859,0001,383
Additional noninterest expense$2,385,0001,404
Pre-tax net operating income$5,472,0001,132
Securities gains (losses)$0687
Applicable income taxes$210,0002,088
Income before extraordinary items$5,262,0001,012
Extraordinary gains, net$04
Net income$5,262,0001,011
Minority interest net income$060
Net income of bank and minority interests.$5,262,0001,012
Net charge-offs$39,0001,066
Cash dividends$3,777,000523
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,262,0001,030
2022-03-31 (YTD Data)Rank
Total interest income$5,912,0001,246
Total interest expense$210,0002,134
Net interest income$5,702,0001,197
Provision for loan and lease losses$300,000484
Total noninterest income$987,0001,384
Gross Fiduciary activities income$0892
Service charges on deposit accounts$200,0001,181
Trading account gains and feesNANA
Additional Noninterest Income$787,0001,264
Total noninterest expense$3,737,0001,456
Salaries and employee benefits$2,172,0001,472
Premises and equipment expense$406,0001,451
Additional noninterest expense$1,159,0001,408
Pre-tax net operating income$2,652,0001,106
Securities gains (losses)$0623
Applicable income taxes$105,0002,032
Income before extraordinary items$2,547,0001,004
Extraordinary gains, net$04
Net income$2,547,0001,003
Minority interest net income$050
Net income of bank and minority interests.$2,547,0001,004
Net charge-offs$11,0001,153
Cash dividends$1,895,000497
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,547,0001,016
2021-12-31 (YTD Data)Rank
Total interest income$25,276,0001,218
Total interest expense$1,319,0001,827
Net interest income$23,957,0001,172
Provision for loan and lease losses$500,0001,035
Total noninterest income$3,258,0001,702
Gross Fiduciary activities income$0994
Service charges on deposit accounts$752,0001,185
Trading account gains and feesNANA
Additional Noninterest Income$2,506,0001,673
Total noninterest expense$14,699,0001,474
Salaries and employee benefits$8,705,0001,458
Premises and equipment expense$1,570,0001,466
Additional noninterest expense$4,424,0001,470
Pre-tax net operating income$12,016,0001,124
Securities gains (losses)$02,062
Applicable income taxes$610,0001,962
Income before extraordinary items$11,406,0001,037
Extraordinary gains, net$010
Net income$11,406,0001,038
Minority interest net income$074
Net income of bank and minority interests.$11,406,0001,038
Net charge-offs$97,0001,357
Cash dividends$9,857,000494
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,406,0001,023
2021-09-30 (YTD Data)Rank
Total interest income$18,849,0001,248
Total interest expense$1,050,0001,828
Net interest income$17,799,0001,202
Provision for loan and lease losses$500,000801
Total noninterest income$2,486,0001,735
Gross Fiduciary activities income$0957
Service charges on deposit accounts$545,0001,210
Trading account gains and feesNANA
Additional Noninterest Income$1,941,0001,704
Total noninterest expense$11,046,0001,481
Salaries and employee benefits$6,540,0001,448
Premises and equipment expense$1,201,0001,470
Additional noninterest expense$3,305,0001,478
Pre-tax net operating income$8,739,0001,193
Securities gains (losses)$02,015
Applicable income taxes$400,0002,126
Income before extraordinary items$8,339,0001,097
Extraordinary gains, net$08
Net income$8,339,0001,098
Minority interest net income$069
Net income of bank and minority interests.$8,339,0001,098
Net charge-offs$93,0001,106
Cash dividends$5,397,000569
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,339,0001,085
2021-06-30 (YTD Data)Rank
Total interest income$12,205,0001,280
Total interest expense$754,0001,798
Net interest income$11,451,0001,227
Provision for loan and lease losses$500,000605
Total noninterest income$1,601,0001,734
Gross Fiduciary activities income$0951
Service charges on deposit accounts$347,0001,219
Trading account gains and feesNANA
Additional Noninterest Income$1,254,0001,689
Total noninterest expense$7,303,0001,487
Salaries and employee benefits$4,327,0001,450
Premises and equipment expense$792,0001,483
Additional noninterest expense$2,184,0001,459
Pre-tax net operating income$5,249,0001,268
Securities gains (losses)$01,818
Applicable income taxes$240,0002,173
Income before extraordinary items$5,009,0001,177
Extraordinary gains, net$06
Net income$5,009,0001,178
Minority interest net income$067
Net income of bank and minority interests.$5,009,0001,178
Net charge-offs$63,0001,080
Cash dividends$3,516,000552
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,009,0001,160
2021-03-31 (YTD Data)Rank
Total interest income$6,047,0001,289
Total interest expense$434,0001,684
Net interest income$5,613,0001,243
Provision for loan and lease losses$300,000548
Total noninterest income$832,0001,695
Gross Fiduciary activities income$0922
Service charges on deposit accounts$174,0001,217
Trading account gains and feesNANA
Additional Noninterest Income$658,0001,639
Total noninterest expense$3,585,0001,494
Salaries and employee benefits$2,118,0001,474
Premises and equipment expense$404,0001,477
Additional noninterest expense$1,063,0001,469
Pre-tax net operating income$2,560,0001,287
Securities gains (losses)$01,392
Applicable income taxes$120,0002,165
Income before extraordinary items$2,440,0001,214
Extraordinary gains, net$03
Net income$2,440,0001,214
Minority interest net income$055
Net income of bank and minority interests.$2,440,0001,214
Net charge-offs$-13,0004,173
Cash dividends$1,745,000515
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,440,0001,180
2020-12-31 (YTD Data)Rank
Total interest income$25,672,0001,207
Total interest expense$3,720,0001,245
Net interest income$21,952,0001,193
Provision for loan and lease losses$2,050,0001,027
Total noninterest income$2,508,0001,884
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$699,0001,250
Trading account gains and feesNANA
Additional Noninterest Income$1,809,0001,891
Total noninterest expense$14,020,0001,478
Salaries and employee benefits$8,163,0001,492
Premises and equipment expense$1,791,0001,313
Additional noninterest expense$4,066,0001,518
Pre-tax net operating income$8,390,0001,205
Securities gains (losses)$30,0001,946
Applicable income taxes$435,0002,040
Income before extraordinary items$7,985,0001,146
Extraordinary gains, net$04
Net income$7,985,0001,146
Minority interest net income$072
Net income of bank and minority interests.$7,985,0001,146
Net charge-offs$542,000927
Cash dividends$7,033,000589
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,956,5001,115
2020-09-30 (YTD Data)Rank
Total interest income$19,028,0001,220
Total interest expense$3,086,0001,203
Net interest income$15,942,0001,204
Provision for loan and lease losses$1,450,0001,089
Total noninterest income$1,844,0001,870
Gross Fiduciary activities income$0981
Service charges on deposit accounts$517,0001,260
Trading account gains and feesNANA
Additional Noninterest Income$1,327,0001,873
Total noninterest expense$10,243,0001,498
Salaries and employee benefits$5,998,0001,496
Premises and equipment expense$1,336,0001,314
Additional noninterest expense$2,909,0001,548
Pre-tax net operating income$6,093,0001,199
Securities gains (losses)$30,0001,765
Applicable income taxes$315,0002,061
Income before extraordinary items$5,808,0001,133
Extraordinary gains, net$04
Net income$5,808,0001,132
Minority interest net income$065
Net income of bank and minority interests.$5,808,0001,133
Net charge-offs$348,000950
Cash dividends$4,433,000629
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,779,5001,104
2020-06-30 (YTD Data)Rank
Total interest income$12,762,0001,227
Total interest expense$2,237,0001,195
Net interest income$10,525,0001,216
Provision for loan and lease losses$850,0001,190
Total noninterest income$1,085,0001,934
Gross Fiduciary activities income$0970
Service charges on deposit accounts$344,0001,256
Trading account gains and feesNANA
Additional Noninterest Income$741,0001,980
Total noninterest expense$6,794,0001,501
Salaries and employee benefits$3,953,0001,505
Premises and equipment expense$877,0001,329
Additional noninterest expense$1,964,0001,531
Pre-tax net operating income$3,966,0001,172
Securities gains (losses)$02,249
Applicable income taxes$201,0002,051
Income before extraordinary items$3,765,0001,078
Extraordinary gains, net$04
Net income$3,765,0001,077
Minority interest net income$065
Net income of bank and minority interests.$3,765,0001,078
Net charge-offs$138,0001,196
Cash dividends$3,450,000564
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,765,0001,058
2020-03-31 (YTD Data)Rank
Total interest income$6,477,0001,223
Total interest expense$1,228,0001,215
Net interest income$5,249,0001,198
Provision for loan and lease losses$250,0001,297
Total noninterest income$536,0001,876
Gross Fiduciary activities income$0941
Service charges on deposit accounts$210,0001,255
Trading account gains and feesNANA
Additional Noninterest Income$326,0001,921
Total noninterest expense$3,519,0001,467
Salaries and employee benefits$2,061,0001,460
Premises and equipment expense$430,0001,357
Additional noninterest expense$1,028,0001,484
Pre-tax net operating income$2,016,0001,028
Securities gains (losses)$01,705
Applicable income taxes$101,0001,926
Income before extraordinary items$1,915,000971
Extraordinary gains, net$04
Net income$1,915,000971
Minority interest net income$056
Net income of bank and minority interests.$1,915,000971
Net charge-offs$69,0001,057
Cash dividends$2,564,000447
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,915,000965
2019-12-31 (YTD Data)Rank
Total interest income$26,516,0001,195
Total interest expense$5,836,0001,083
Net interest income$20,680,0001,219
Provision for loan and lease losses$850,0001,023
Total noninterest income$2,242,0001,863
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$885,0001,230
Trading account gains and feesNANA
Additional Noninterest Income$1,357,0001,911
Total noninterest expense$13,629,0001,471
Salaries and employee benefits$7,944,0001,458
Premises and equipment expense$1,702,0001,343
Additional noninterest expense$3,983,0001,515
Pre-tax net operating income$8,443,0001,191
Securities gains (losses)$02,379
Applicable income taxes$402,0002,164
Income before extraordinary items$8,041,0001,108
Extraordinary gains, net$011
Net income$8,041,0001,110
Minority interest net income$076
Net income of bank and minority interests.$8,041,0001,110
Net charge-offs$651,000889
Cash dividends$5,718,000724
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,041,0001,087
2019-09-30 (YTD Data)Rank
Total interest income$19,981,0001,200
Total interest expense$4,442,0001,076
Net interest income$15,539,0001,229
Provision for loan and lease losses$800,000824
Total noninterest income$1,907,0001,721
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$658,0001,244
Trading account gains and feesNANA
Additional Noninterest Income$1,249,0001,697
Total noninterest expense$10,072,0001,495
Salaries and employee benefits$5,911,0001,471
Premises and equipment expense$1,226,0001,405
Additional noninterest expense$2,935,0001,529
Pre-tax net operating income$6,574,0001,181
Securities gains (losses)$02,167
Applicable income taxes$302,0002,224
Income before extraordinary items$6,272,0001,100
Extraordinary gains, net$011
Net income$6,272,0001,101
Minority interest net income$072
Net income of bank and minority interests.$6,272,0001,101
Net charge-offs$401,000860
Cash dividends$4,280,000685
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,272,0001,078
2019-06-30 (YTD Data)Rank
Total interest income$13,284,0001,196
Total interest expense$2,918,0001,073
Net interest income$10,366,0001,228
Provision for loan and lease losses$600,000719
Total noninterest income$1,329,0001,646
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$421,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$908,0001,581
Total noninterest expense$6,701,0001,500
Salaries and employee benefits$3,947,0001,481
Premises and equipment expense$808,0001,428
Additional noninterest expense$1,946,0001,546
Pre-tax net operating income$4,394,0001,153
Securities gains (losses)$01,702
Applicable income taxes$201,0002,207
Income before extraordinary items$4,193,0001,068
Extraordinary gains, net$011
Net income$4,193,0001,068
Minority interest net income$069
Net income of bank and minority interests.$4,193,0001,068
Net charge-offs$75,0001,571
Cash dividends$2,756,000697
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,193,0001,050
2019-03-31 (YTD Data)Rank
Total interest income$6,536,0001,202
Total interest expense$1,371,0001,102
Net interest income$5,165,0001,228
Provision for loan and lease losses$300,000677
Total noninterest income$541,0001,847
Gross Fiduciary activities income$0972
Service charges on deposit accounts$213,0001,252
Trading account gains and feesNANA
Additional Noninterest Income$328,0001,875
Total noninterest expense$3,306,0001,530
Salaries and employee benefits$2,012,0001,455
Premises and equipment expense$383,0001,514
Additional noninterest expense$911,0001,639
Pre-tax net operating income$2,100,0001,166
Securities gains (losses)$01,087
Applicable income taxes$101,0002,140
Income before extraordinary items$1,999,0001,089
Extraordinary gains, net$05
Net income$1,999,0001,088
Minority interest net income$052
Net income of bank and minority interests.$1,999,0001,088
Net charge-offs$15,0001,815
Cash dividends$1,370,000681
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,999,0001,070
2018-12-31 (YTD Data)Rank
Total interest income$25,316,0001,166
Total interest expense$3,902,0001,159
Net interest income$21,414,0001,170
Provision for loan and lease losses$980,000898
Total noninterest income$2,074,0001,947
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$912,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$1,162,0002,073
Total noninterest expense$13,605,0001,460
Salaries and employee benefits$7,975,0001,424
Premises and equipment expense$1,702,0001,343
Additional noninterest expense$3,928,0001,527
Pre-tax net operating income$8,903,0001,137
Securities gains (losses)$01,125
Applicable income taxes$480,0002,018
Income before extraordinary items$8,423,0001,064
Extraordinary gains, net$06
Net income$8,423,0001,063
Minority interest net income$072
Net income of bank and minority interests.$8,423,0001,063
Net charge-offs$1,429,000448
Cash dividends$6,048,000624
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,423,0001,060
2018-09-30 (YTD Data)Rank
Total interest income$18,716,0001,168
Total interest expense$2,702,0001,179
Net interest income$16,014,0001,168
Provision for loan and lease losses$780,000791
Total noninterest income$1,713,0001,863
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$679,0001,265
Trading account gains and feesNANA
Additional Noninterest Income$1,034,0001,904
Total noninterest expense$10,016,0001,485
Salaries and employee benefits$5,944,0001,432
Premises and equipment expense$1,242,0001,380
Additional noninterest expense$2,830,0001,574
Pre-tax net operating income$6,931,0001,107
Securities gains (losses)$01,118
Applicable income taxes$360,0002,083
Income before extraordinary items$6,571,0001,028
Extraordinary gains, net$05
Net income$6,571,0001,027
Minority interest net income$066
Net income of bank and minority interests.$6,571,0001,027
Net charge-offs$419,000810
Cash dividends$3,675,000692
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,571,0001,024
2018-06-30 (YTD Data)Rank
Total interest income$12,379,0001,164
Total interest expense$1,694,0001,174
Net interest income$10,685,0001,161
Provision for loan and lease losses$600,000688
Total noninterest income$1,129,0001,870
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$444,0001,275
Trading account gains and feesNANA
Additional Noninterest Income$685,0001,904
Total noninterest expense$6,639,0001,495
Salaries and employee benefits$3,976,0001,433
Premises and equipment expense$800,0001,437
Additional noninterest expense$1,863,0001,603
Pre-tax net operating income$4,575,0001,096
Securities gains (losses)$0961
Applicable income taxes$240,0002,054
Income before extraordinary items$4,335,0001,021
Extraordinary gains, net$06
Net income$4,335,0001,020
Minority interest net income$065
Net income of bank and minority interests.$4,335,0001,020
Net charge-offs$280,000764
Cash dividends$2,486,000653
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,335,0001,015
2018-03-31 (YTD Data)Rank
Total interest income$6,079,0001,178
Total interest expense$794,0001,183
Net interest income$5,285,0001,172
Provision for loan and lease losses$300,000673
Total noninterest income$521,0001,947
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$225,0001,265
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,037
Total noninterest expense$3,340,0001,502
Salaries and employee benefits$2,044,0001,405
Premises and equipment expense$394,0001,473
Additional noninterest expense$902,0001,638
Pre-tax net operating income$2,166,0001,124
Securities gains (losses)$0735
Applicable income taxes$120,0002,005
Income before extraordinary items$2,046,0001,042
Extraordinary gains, net$07
Net income$2,046,0001,041
Minority interest net income$052
Net income of bank and minority interests.$2,046,0001,042
Net charge-offs$174,000623
Cash dividends$1,199,000637
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,046,0001,033
2017-12-31 (YTD Data)Rank
Total interest income$23,725,0001,167
Total interest expense$2,801,0001,159
Net interest income$20,924,0001,165
Provision for loan and lease losses$965,000929
Total noninterest income$2,066,0001,988
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$928,0001,259
Trading account gains and fees$0151
Additional Noninterest Income$1,138,0002,133
Total noninterest expense$13,501,0001,483
Salaries and employee benefits$7,731,0001,448
Premises and equipment expense$1,752,0001,321
Additional noninterest expense$4,018,0001,519
Pre-tax net operating income$8,524,0001,122
Securities gains (losses)$39,0001,002
Applicable income taxes$470,0002,460
Income before extraordinary items$8,093,000899
Extraordinary gains, net$09
Net income$8,093,000899
Minority interest net income$076
Net income of bank and minority interests.$8,093,000899
Net charge-offs$169,0001,971
Cash dividends$6,059,000561
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,055,950887
2017-09-30 (YTD Data)Rank
Total interest income$17,562,0001,179
Total interest expense$2,050,0001,157
Net interest income$15,512,0001,180
Provision for loan and lease losses$800,000833
Total noninterest income$1,573,0002,002
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$691,0001,271
Trading account gains and fees$0145
Additional Noninterest Income$882,0002,121
Total noninterest expense$9,906,0001,513
Salaries and employee benefits$5,868,0001,438
Premises and equipment expense$1,212,0001,421
Additional noninterest expense$2,826,0001,586
Pre-tax net operating income$6,379,0001,147
Securities gains (losses)$39,000989
Applicable income taxes$350,0002,360
Income before extraordinary items$6,068,000979
Extraordinary gains, net$09
Net income$6,068,000979
Minority interest net income$071
Net income of bank and minority interests.$6,068,000979
Net charge-offs$111,0001,832
Cash dividends$4,499,000554
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,030,950973
2017-06-30 (YTD Data)Rank
Total interest income$11,485,0001,196
Total interest expense$1,321,0001,151
Net interest income$10,164,0001,190
Provision for loan and lease losses$150,0001,808
Total noninterest income$1,033,0002,013
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$438,0001,316
Trading account gains and fees$0139
Additional Noninterest Income$595,0002,120
Total noninterest expense$6,513,0001,529
Salaries and employee benefits$3,940,0001,429
Premises and equipment expense$749,0001,533
Additional noninterest expense$1,824,0001,631
Pre-tax net operating income$4,534,0001,072
Securities gains (losses)$01,906
Applicable income taxes$230,0002,366
Income before extraordinary items$4,304,000903
Extraordinary gains, net$011
Net income$4,304,000904
Minority interest net income$071
Net income of bank and minority interests.$4,304,000903
Net charge-offs$-51,0005,296
Cash dividends$2,999,000550
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,304,000891
2017-03-31 (YTD Data)Rank
Total interest income$5,649,0001,205
Total interest expense$647,0001,151
Net interest income$5,002,0001,197
Provision for loan and lease losses$50,0002,060
Total noninterest income$483,0002,096
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$217,0001,321
Trading account gains and fees$0142
Additional Noninterest Income$266,0002,243
Total noninterest expense$3,284,0001,525
Salaries and employee benefits$1,997,0001,431
Premises and equipment expense$379,0001,540
Additional noninterest expense$908,0001,640
Pre-tax net operating income$2,151,0001,104
Securities gains (losses)$01,153
Applicable income taxes$110,0002,370
Income before extraordinary items$2,041,000927
Extraordinary gains, net$08
Net income$2,041,000928
Minority interest net income$055
Net income of bank and minority interests.$2,041,000927
Net charge-offs$-260,0005,760
Cash dividends$1,506,000509
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,041,000913
2016-12-31 (YTD Data)Rank
Total interest income$22,540,0001,174
Total interest expense$2,616,0001,096
Net interest income$19,924,0001,175
Provision for loan and lease losses$625,0001,269
Total noninterest income$2,460,0001,877
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$899,0001,323
Trading account gains and fees$0170
Additional Noninterest Income$1,561,0001,830
Total noninterest expense$13,531,0001,456
Salaries and employee benefits$8,464,0001,312
Premises and equipment expense$1,563,0001,460
Additional noninterest expense$3,504,0001,729
Pre-tax net operating income$8,228,0001,078
Securities gains (losses)$03,212
Applicable income taxes$247,0002,787
Income before extraordinary items$7,981,000935
Extraordinary gains, net$05
Net income$7,981,000934
Minority interest net income$082
Net income of bank and minority interests.$7,981,000934
Net charge-offs$885,000724
Cash dividends$5,462,000623
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,981,000906
2016-09-30 (YTD Data)Rank
Total interest income$16,863,0001,179
Total interest expense$1,942,0001,108
Net interest income$14,921,0001,177
Provision for loan and lease losses$400,0001,350
Total noninterest income$1,869,0001,854
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$667,0001,335
Trading account gains and fees$0169
Additional Noninterest Income$1,202,0001,814
Total noninterest expense$10,164,0001,451
Salaries and employee benefits$6,461,0001,294
Premises and equipment expense$1,179,0001,455
Additional noninterest expense$2,524,0001,782
Pre-tax net operating income$6,226,0001,084
Securities gains (losses)$03,160
Applicable income taxes$297,0002,508
Income before extraordinary items$5,929,000940
Extraordinary gains, net$05
Net income$5,929,000940
Minority interest net income$071
Net income of bank and minority interests.$5,929,000940
Net charge-offs$648,000657
Cash dividends$4,016,000595
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,929,000913
2016-06-30 (YTD Data)Rank
Total interest income$11,191,0001,182
Total interest expense$1,281,0001,118
Net interest income$9,910,0001,186
Provision for loan and lease losses$200,0001,606
Total noninterest income$1,042,0002,055
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$433,0001,349
Trading account gains and fees$0157
Additional Noninterest Income$609,0002,119
Total noninterest expense$6,254,0001,559
Salaries and employee benefits$3,786,0001,438
Premises and equipment expense$782,0001,461
Additional noninterest expense$1,686,0001,791
Pre-tax net operating income$4,498,0001,007
Securities gains (losses)$02,835
Applicable income taxes$198,0002,501
Income before extraordinary items$4,300,000856
Extraordinary gains, net$016
Net income$4,300,000855
Minority interest net income$071
Net income of bank and minority interests.$4,300,000855
Net charge-offs$464,000634
Cash dividends$2,786,000597
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,300,000831
2016-03-31 (YTD Data)Rank
Total interest income$5,553,0001,192
Total interest expense$632,0001,135
Net interest income$4,921,0001,195
Provision for loan and lease losses$150,0001,146
Total noninterest income$547,0001,952
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$221,0001,316
Trading account gains and fees$0142
Additional Noninterest Income$326,0001,993
Total noninterest expense$3,093,0001,580
Salaries and employee benefits$1,913,0001,430
Premises and equipment expense$366,0001,570
Additional noninterest expense$814,0001,819
Pre-tax net operating income$2,225,000988
Securities gains (losses)$02,077
Applicable income taxes$100,0002,466
Income before extraordinary items$2,125,000841
Extraordinary gains, net$012
Net income$2,125,000842
Minority interest net income$062
Net income of bank and minority interests.$2,125,000842
Net charge-offs$96,0001,041
Cash dividends$1,466,000558
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,125,000818
2015-12-31 (YTD Data)Rank
Total interest income$21,997,0001,167
Total interest expense$2,443,0001,139
Net interest income$19,554,0001,169
Provision for loan and lease losses$04,380
Total noninterest income$2,009,0002,104
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$879,0001,374
Trading account gains and fees$0159
Additional Noninterest Income$1,130,0002,221
Total noninterest expense$12,304,0001,568
Salaries and employee benefits$7,470,0001,434
Premises and equipment expense$1,583,0001,460
Additional noninterest expense$3,251,0001,856
Pre-tax net operating income$9,259,000952
Securities gains (losses)$03,216
Applicable income taxes$400,0002,415
Income before extraordinary items$8,859,000817
Extraordinary gains, net$023
Net income$8,859,000817
Minority interest net income$081
Net income of bank and minority interests.$8,859,000817
Net charge-offs$931,000730
Cash dividends$6,858,000512
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,859,000801
2015-09-30 (YTD Data)Rank
Total interest income$16,414,0001,173
Total interest expense$1,828,0001,156
Net interest income$14,586,0001,178
Provision for loan and lease losses$04,232
Total noninterest income$1,476,0002,149
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$640,0001,415
Trading account gains and fees$0153
Additional Noninterest Income$836,0002,254
Total noninterest expense$8,932,0001,625
Salaries and employee benefits$5,415,0001,474
Premises and equipment expense$1,166,0001,497
Additional noninterest expense$2,351,0001,905
Pre-tax net operating income$7,130,000933
Securities gains (losses)$03,031
Applicable income taxes$400,0002,203
Income before extraordinary items$6,730,000807
Extraordinary gains, net$021
Net income$6,730,000806
Minority interest net income$078
Net income of bank and minority interests.$6,730,000807
Net charge-offs$712,000669
Cash dividends$4,669,000516
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,730,000792
2015-06-30 (YTD Data)Rank
Total interest income$10,854,0001,184
Total interest expense$1,196,0001,183
Net interest income$9,658,0001,185
Provision for loan and lease losses$04,069
Total noninterest income$922,0002,240
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$402,0001,465
Trading account gains and fees$0157
Additional Noninterest Income$520,0002,370
Total noninterest expense$5,798,0001,668
Salaries and employee benefits$3,536,0001,513
Premises and equipment expense$755,0001,549
Additional noninterest expense$1,507,0001,989
Pre-tax net operating income$4,782,000932
Securities gains (losses)$02,636
Applicable income taxes$300,0002,125
Income before extraordinary items$4,482,000821
Extraordinary gains, net$022
Net income$4,482,000820
Minority interest net income$075
Net income of bank and minority interests.$4,482,000821
Net charge-offs$562,000580
Cash dividends$3,148,000488
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,482,000791
2015-03-31 (YTD Data)Rank
Total interest income$5,366,0001,192
Total interest expense$571,0001,230
Net interest income$4,795,0001,183
Provision for loan and lease losses$03,703
Total noninterest income$459,0002,223
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$195,0001,476
Trading account gains and fees$0152
Additional Noninterest Income$264,0002,280
Total noninterest expense$2,848,0001,698
Salaries and employee benefits$1,730,0001,555
Premises and equipment expense$397,0001,499
Additional noninterest expense$721,0002,048
Pre-tax net operating income$2,406,000903
Securities gains (losses)$02,027
Applicable income taxes$150,0002,088
Income before extraordinary items$2,256,000780
Extraordinary gains, net$013
Net income$2,256,000778
Minority interest net income$064
Net income of bank and minority interests.$2,256,000780
Net charge-offs$153,000858
Cash dividends$1,434,000494
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,256,000754
2014-12-31 (YTD Data)Rank
Total interest income$21,753,0001,182
Total interest expense$2,090,0001,407
Net interest income$19,663,0001,145
Provision for loan and lease losses$947,000912
Total noninterest income$1,865,0002,216
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$930,0001,389
Trading account gains and fees$0180
Additional Noninterest Income$935,0002,413
Total noninterest expense$12,215,0001,572
Salaries and employee benefits$6,964,0001,498
Premises and equipment expense$1,681,0001,413
Additional noninterest expense$3,570,0001,739
Pre-tax net operating income$8,366,000984
Securities gains (losses)$42,0001,849
Applicable income taxes$540,0002,121
Income before extraordinary items$7,868,000843
Extraordinary gains, net$017
Net income$7,868,000843
Minority interest net income$084
Net income of bank and minority interests.$7,868,000842
Net charge-offs$-317,0006,327
Cash dividends$6,272,000503
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,828,520828
2014-09-30 (YTD Data)Rank
Total interest income$16,232,0001,193
Total interest expense$1,556,0001,434
Net interest income$14,676,0001,157
Provision for loan and lease losses$947,000698
Total noninterest income$1,489,0002,124
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$713,0001,370
Trading account gains and fees$0174
Additional Noninterest Income$776,0002,303
Total noninterest expense$8,906,0001,615
Salaries and employee benefits$5,039,0001,552
Premises and equipment expense$1,265,0001,411
Additional noninterest expense$2,602,0001,768
Pre-tax net operating income$6,312,000996
Securities gains (losses)$10,0002,341
Applicable income taxes$405,0002,180
Income before extraordinary items$5,917,000838
Extraordinary gains, net$015
Net income$5,917,000837
Minority interest net income$081
Net income of bank and minority interests.$5,917,000837
Net charge-offs$28,0003,666
Cash dividends$4,664,000483
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,907,600821
2014-06-30 (YTD Data)Rank
Total interest income$10,779,0001,186
Total interest expense$1,023,0001,460
Net interest income$9,756,0001,155
Provision for loan and lease losses$819,000548
Total noninterest income$957,0002,147
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$460,0001,392
Trading account gains and fees$0172
Additional Noninterest Income$497,0002,324
Total noninterest expense$5,819,0001,645
Salaries and employee benefits$3,258,0001,589
Premises and equipment expense$851,0001,406
Additional noninterest expense$1,710,0001,795
Pre-tax net operating income$4,075,0001,008
Securities gains (losses)$10,0001,948
Applicable income taxes$270,0002,122
Income before extraordinary items$3,815,000855
Extraordinary gains, net$020
Net income$3,815,000855
Minority interest net income$080
Net income of bank and minority interests.$3,815,000855
Net charge-offs$-121,0006,352
Cash dividends$3,102,000455
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,805,700833
2014-03-31 (YTD Data)Rank
Total interest income$5,337,0001,202
Total interest expense$500,0001,525
Net interest income$4,837,0001,154
Provision for loan and lease losses$300,000685
Total noninterest income$466,0002,137
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$226,0001,389
Trading account gains and fees$0147
Additional Noninterest Income$240,0002,300
Total noninterest expense$2,859,0001,674
Salaries and employee benefits$1,615,0001,612
Premises and equipment expense$405,0001,500
Additional noninterest expense$839,0001,813
Pre-tax net operating income$2,144,000919
Securities gains (losses)$10,0001,161
Applicable income taxes$90,0002,440
Income before extraordinary items$2,064,000755
Extraordinary gains, net$016
Net income$2,064,000756
Minority interest net income$066
Net income of bank and minority interests.$2,064,000756
Net charge-offs$-143,0006,538
Cash dividends$1,494,000436
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,054,400744
2013-12-31 (YTD Data)Rank
Total interest income$21,858,0001,170
Total interest expense$2,078,0001,644
Net interest income$19,780,0001,105
Provision for loan and lease losses$2,181,000585
Total noninterest income$2,243,0001,991
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$892,0001,501
Trading account gains and fees$0184
Additional Noninterest Income$1,351,0001,979
Total noninterest expense$11,600,0001,663
Salaries and employee benefits$6,690,0001,549
Premises and equipment expense$1,506,0001,572
Additional noninterest expense$3,404,0001,868
Pre-tax net operating income$8,242,000929
Securities gains (losses)$-23,0006,351
Applicable income taxes$440,0002,291
Income before extraordinary items$7,779,000809
Extraordinary gains, net$029
Net income$7,779,000809
Minority interest net income$090
Net income of bank and minority interests.$7,779,000810
Net charge-offs$2,412,000651
Cash dividends$6,182,000476
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,800,850795
2013-09-30 (YTD Data)Rank
Total interest income$16,337,0001,179
Total interest expense$1,580,0001,664
Net interest income$14,757,0001,114
Provision for loan and lease losses$2,081,000477
Total noninterest income$1,755,0001,980
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$653,0001,531
Trading account gains and fees$0180
Additional Noninterest Income$1,102,0001,917
Total noninterest expense$8,421,0001,713
Salaries and employee benefits$4,863,0001,608
Premises and equipment expense$1,042,0001,697
Additional noninterest expense$2,516,0001,877
Pre-tax net operating income$6,010,000966
Securities gains (losses)$-28,0006,608
Applicable income taxes$360,0002,247
Income before extraordinary items$5,622,000849
Extraordinary gains, net$025
Net income$5,622,000850
Minority interest net income$084
Net income of bank and minority interests.$5,622,000851
Net charge-offs$1,470,000753
Cash dividends$3,064,000632
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,648,320825
2013-06-30 (YTD Data)Rank
Total interest income$10,798,0001,180
Total interest expense$1,058,0001,693
Net interest income$9,740,0001,114
Provision for loan and lease losses$1,856,000392
Total noninterest income$1,225,0001,942
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$434,0001,514
Trading account gains and fees$0157
Additional Noninterest Income$791,0001,868
Total noninterest expense$5,533,0001,744
Salaries and employee benefits$3,144,0001,652
Premises and equipment expense$653,0001,797
Additional noninterest expense$1,736,0001,819
Pre-tax net operating income$3,576,0001,055
Securities gains (losses)$-32,0006,764
Applicable income taxes$240,0002,254
Income before extraordinary items$3,304,000930
Extraordinary gains, net$022
Net income$3,304,000932
Minority interest net income$082
Net income of bank and minority interests.$3,304,000933
Net charge-offs$1,334,000627
Cash dividends$1,936,000650
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,333,760888
2013-03-31 (YTD Data)Rank
Total interest income$5,325,0001,206
Total interest expense$550,0001,681
Net interest income$4,775,0001,142
Provision for loan and lease losses$986,000404
Total noninterest income$385,0002,606
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$220,0001,498
Trading account gains and fees$0148
Additional Noninterest Income$165,0003,043
Total noninterest expense$2,547,0001,886
Salaries and employee benefits$1,483,0001,764
Premises and equipment expense$274,0002,136
Additional noninterest expense$790,0001,985
Pre-tax net operating income$1,627,0001,126
Securities gains (losses)$-32,0006,902
Applicable income taxes$120,0002,219
Income before extraordinary items$1,475,0001,036
Extraordinary gains, net$010
Net income$1,475,0001,035
Minority interest net income$076
Net income of bank and minority interests.$1,475,0001,038
Net charge-offs$917,000504
Cash dividends$974,000568
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,504,440957
2012-12-31 (YTD Data)Rank
Total interest income$21,627,0001,231
Total interest expense$2,589,0001,696
Net interest income$19,038,0001,159
Provision for loan and lease losses$1,175,0001,609
Total noninterest income$192,0005,736
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$911,0001,530
Trading account gains and fees$0166
Additional Noninterest Income$-719,0006,973
Total noninterest expense$10,426,0001,844
Salaries and employee benefits$5,975,0001,685
Premises and equipment expense$1,283,0001,835
Additional noninterest expense$3,168,0002,049
Pre-tax net operating income$7,629,000935
Securities gains (losses)$40,0002,851
Applicable income taxes$435,0002,319
Income before extraordinary items$7,234,000814
Extraordinary gains, net$029
Net income$7,234,000814
Minority interest net income$093
Net income of bank and minority interests.$7,234,000814
Net charge-offs$1,663,0001,322
Cash dividends$5,656,000513
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,196,400769
2012-09-30 (YTD Data)Rank
Total interest income$16,076,0001,271
Total interest expense$2,027,0001,699
Net interest income$14,049,0001,190
Provision for loan and lease losses$975,0001,466
Total noninterest income$1,345,0002,350
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$665,0001,583
Trading account gains and fees$0157
Additional Noninterest Income$680,0002,510
Total noninterest expense$7,619,0001,884
Salaries and employee benefits$4,341,0001,738
Premises and equipment expense$933,0001,910
Additional noninterest expense$2,345,0002,082
Pre-tax net operating income$6,800,000828
Securities gains (losses)$40,0002,560
Applicable income taxes$270,0002,571
Income before extraordinary items$6,570,000706
Extraordinary gains, net$020
Net income$6,570,000705
Minority interest net income$086
Net income of bank and minority interests.$6,570,000706
Net charge-offs$954,0001,514
Cash dividends$2,907,000580
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,531,600680
2012-06-30 (YTD Data)Rank
Total interest income$10,523,0001,309
Total interest expense$1,417,0001,696
Net interest income$9,106,0001,229
Provision for loan and lease losses$800,0001,285
Total noninterest income$868,0002,372
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$434,0001,590
Trading account gains and fees$0153
Additional Noninterest Income$434,0002,529
Total noninterest expense$4,931,0001,954
Salaries and employee benefits$2,797,0001,792
Premises and equipment expense$611,0001,932
Additional noninterest expense$1,523,0002,126
Pre-tax net operating income$4,243,000859
Securities gains (losses)$03,178
Applicable income taxes$180,0002,546
Income before extraordinary items$4,063,000753
Extraordinary gains, net$019
Net income$4,063,000752
Minority interest net income$084
Net income of bank and minority interests.$4,063,000753
Net charge-offs$821,0001,307
Cash dividends$1,815,000585
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,063,000711
2012-03-31 (YTD Data)Rank
Total interest income$5,131,0001,344
Total interest expense$752,0001,666
Net interest income$4,379,0001,267
Provision for loan and lease losses$400,0001,246
Total noninterest income$387,0002,528
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$220,0001,571
Trading account gains and fees$0148
Additional Noninterest Income$167,0002,916
Total noninterest expense$2,386,0002,007
Salaries and employee benefits$1,302,0001,936
Premises and equipment expense$303,0001,956
Additional noninterest expense$781,0002,077
Pre-tax net operating income$1,980,000901
Securities gains (losses)$02,210
Applicable income taxes$90,0002,535
Income before extraordinary items$1,890,000796
Extraordinary gains, net$019
Net income$1,890,000795
Minority interest net income$078
Net income of bank and minority interests.$1,890,000797
Net charge-offs$729,000842
Cash dividends$807,000564
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,890,000747
2011-12-31 (YTD Data)Rank
Total interest income$21,218,0001,350
Total interest expense$3,844,0001,582
Net interest income$17,374,0001,280
Provision for loan and lease losses$5,076,000779
Total noninterest income$1,534,0002,416
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$946,0001,541
Trading account gains and fees$0146
Additional Noninterest Income$588,0002,885
Total noninterest expense$9,520,0002,006
Salaries and employee benefits$5,037,0001,925
Premises and equipment expense$1,491,0001,663
Additional noninterest expense$2,992,0002,207
Pre-tax net operating income$4,312,0001,351
Securities gains (losses)$117,0001,939
Applicable income taxes$103,0003,360
Income before extraordinary items$4,326,0001,162
Extraordinary gains, net$029
Net income$4,326,0001,160
Minority interest net income$096
Net income of bank and minority interests.$4,326,0001,162
Net charge-offs$5,438,000747
Cash dividends$2,571,000766
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,211,3401,125
2011-09-30 (YTD Data)Rank
Total interest income$15,850,0001,371
Total interest expense$3,020,0001,568
Net interest income$12,830,0001,305
Provision for loan and lease losses$3,450,000833
Total noninterest income$1,628,0001,891
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$704,0001,557
Trading account gains and fees$0145
Additional Noninterest Income$924,0001,856
Total noninterest expense$7,125,0002,021
Salaries and employee benefits$3,721,0001,949
Premises and equipment expense$1,099,0001,725
Additional noninterest expense$2,305,0002,167
Pre-tax net operating income$3,883,0001,191
Securities gains (losses)$117,0001,643
Applicable income taxes$245,0002,472
Income before extraordinary items$3,755,0001,029
Extraordinary gains, net$021
Net income$3,755,0001,027
Minority interest net income$087
Net income of bank and minority interests.$3,755,0001,029
Net charge-offs$3,896,000761
Cash dividends$2,147,000607
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,645,0201,007
2011-06-30 (YTD Data)Rank
Total interest income$10,419,0001,403
Total interest expense$2,104,0001,551
Net interest income$8,315,0001,335
Provision for loan and lease losses$2,600,000759
Total noninterest income$911,0002,132
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$458,0001,572
Trading account gains and fees$0153
Additional Noninterest Income$453,0002,246
Total noninterest expense$4,766,0002,030
Salaries and employee benefits$2,407,0002,023
Premises and equipment expense$717,0001,760
Additional noninterest expense$1,642,0002,076
Pre-tax net operating income$1,860,0001,558
Securities gains (losses)$60,0001,479
Applicable income taxes$210,0002,178
Income before extraordinary items$1,710,0001,438
Extraordinary gains, net$015
Net income$1,710,0001,439
Minority interest net income$089
Net income of bank and minority interests.$1,710,0001,439
Net charge-offs$1,263,0001,265
Cash dividends$1,724,000496
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,656,6001,417
2011-03-31 (YTD Data)Rank
Total interest income$5,093,0001,439
Total interest expense$1,093,0001,558
Net interest income$4,000,0001,384
Provision for loan and lease losses$450,0001,516
Total noninterest income$472,0002,087
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$249,0001,435
Trading account gains and fees$0158
Additional Noninterest Income$223,0002,330
Total noninterest expense$2,328,0002,083
Salaries and employee benefits$1,204,0002,029
Premises and equipment expense$353,0001,836
Additional noninterest expense$771,0002,179
Pre-tax net operating income$1,694,000891
Securities gains (losses)$01,772
Applicable income taxes$105,0002,124
Income before extraordinary items$1,589,000795
Extraordinary gains, net$09
Net income$1,589,000794
Minority interest net income$086
Net income of bank and minority interests.$1,589,000795
Net charge-offs$-79,0007,419
Cash dividends$1,012,000381
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,589,000781
2010-12-31 (YTD Data)Rank
Total interest income$21,218,0001,441
Total interest expense$5,236,0001,588
Net interest income$15,982,0001,396
Provision for loan and lease losses$2,021,0002,053
Total noninterest income$1,672,0002,348
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,074,0001,415
Trading account gains and fees$0175
Additional Noninterest Income$598,0002,923
Total noninterest expense$10,223,0001,916
Salaries and employee benefits$4,626,0002,087
Premises and equipment expense$1,592,0001,609
Additional noninterest expense$4,005,0001,802
Pre-tax net operating income$5,410,000960
Securities gains (losses)$268,0001,357
Applicable income taxes$385,0002,126
Income before extraordinary items$5,293,000836
Extraordinary gains, net$029
Net income$5,293,000836
Minority interest net income$0111
Net income of bank and minority interests.$5,293,000837
Net charge-offs$1,078,0002,584
Cash dividends$3,022,000541
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,043,760836
2010-09-30 (YTD Data)Rank
Total interest income$15,823,0001,492
Total interest expense$4,011,0001,617
Net interest income$11,812,0001,443
Provision for loan and lease losses$1,850,0001,744
Total noninterest income$1,570,0002,024
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$818,0001,437
Trading account gains and fees$0165
Additional Noninterest Income$752,0002,150
Total noninterest expense$6,722,0002,157
Salaries and employee benefits$3,398,0002,127
Premises and equipment expense$1,173,0001,669
Additional noninterest expense$2,151,0002,335
Pre-tax net operating income$4,810,000864
Securities gains (losses)$151,0001,594
Applicable income taxes$315,0002,101
Income before extraordinary items$4,646,000755
Extraordinary gains, net$023
Net income$4,646,000752
Minority interest net income$0110
Net income of bank and minority interests.$4,646,000755
Net charge-offs$885,0002,333
Cash dividends$2,289,000479
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,504,060729
2010-06-30 (YTD Data)Rank
Total interest income$10,395,0001,537
Total interest expense$2,754,0001,639
Net interest income$7,641,0001,488
Provision for loan and lease losses$1,650,0001,433
Total noninterest income$967,0002,105
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$555,0001,417
Trading account gains and fees$0152
Additional Noninterest Income$412,0002,380
Total noninterest expense$4,504,0002,149
Salaries and employee benefits$2,250,0002,166
Premises and equipment expense$776,0001,706
Additional noninterest expense$1,478,0002,286
Pre-tax net operating income$2,454,0001,086
Securities gains (losses)$121,0001,296
Applicable income taxes$210,0002,076
Income before extraordinary items$2,365,000961
Extraordinary gains, net$019
Net income$2,365,000961
Minority interest net income$0105
Net income of bank and minority interests.$2,365,000962
Net charge-offs$769,0001,978
Cash dividends$1,260,000551
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,253,680956
2010-03-31 (YTD Data)Rank
Total interest income$5,121,0001,585
Total interest expense$1,531,0001,543
Net interest income$3,590,0001,598
Provision for loan and lease losses$1,050,0001,127
Total noninterest income$434,0002,240
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$256,0001,524
Trading account gains and fees$0175
Additional Noninterest Income$178,0002,562
Total noninterest expense$2,242,0002,180
Salaries and employee benefits$1,111,0002,224
Premises and equipment expense$364,0001,853
Additional noninterest expense$767,0002,214
Pre-tax net operating income$732,0001,748
Securities gains (losses)$121,000715
Applicable income taxes$105,0002,073
Income before extraordinary items$748,0001,471
Extraordinary gains, net$016
Net income$748,0001,473
Minority interest net income$091
Net income of bank and minority interests.$748,0001,473
Net charge-offs$689,0001,342
Cash dividends$211,0001,340
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$641,5201,640
2009-12-31 (YTD Data)Rank
Total interest income$20,021,0001,707
Total interest expense$7,498,0001,567
Net interest income$12,523,0001,775
Provision for loan and lease losses$2,781,0002,077
Total noninterest income$1,396,0002,691
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,162,0001,474
Trading account gains and fees$0211
Additional Noninterest Income$234,0004,385
Total noninterest expense$8,380,0002,361
Salaries and employee benefits$4,240,0002,319
Premises and equipment expense$1,545,0001,749
Additional noninterest expense$2,595,0002,665
Pre-tax net operating income$2,758,0001,448
Securities gains (losses)$03,754
Applicable income taxes$94,0002,911
Income before extraordinary items$2,664,0001,253
Extraordinary gains, net$034
Net income$2,664,0001,253
Minority interest net income$0115
Net income of bank and minority interests.$2,664,0001,252
Net charge-offs$2,443,0001,819
Cash dividends$2,720,000654
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,664,0001,237
2009-09-30 (YTD Data)Rank
Total interest income$14,807,0001,752
Total interest expense$5,894,0001,571
Net interest income$8,913,0001,858
Provision for loan and lease losses$1,175,0002,538
Total noninterest income$1,168,0002,552
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$874,0001,470
Trading account gains and fees$0212
Additional Noninterest Income$294,0003,655
Total noninterest expense$6,142,0002,413
Salaries and employee benefits$3,136,0002,372
Premises and equipment expense$1,154,0001,776
Additional noninterest expense$1,852,0002,733
Pre-tax net operating income$2,764,0001,174
Securities gains (losses)$03,497
Applicable income taxes$195,0002,346
Income before extraordinary items$2,569,0001,065
Extraordinary gains, net$027
Net income$2,569,0001,064
Minority interest net income$0118
Net income of bank and minority interests.$2,569,0001,065
Net charge-offs$1,949,0001,518
Cash dividends$1,996,000651
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,569,0001,045
2009-06-30 (YTD Data)Rank
Total interest income$9,679,0001,816
Total interest expense$4,038,0001,614
Net interest income$5,641,0001,950
Provision for loan and lease losses$475,0003,039
Total noninterest income$721,0002,691
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$571,0001,477
Trading account gains and fees$0193
Additional Noninterest Income$150,0004,122
Total noninterest expense$4,162,0002,404
Salaries and employee benefits$2,117,0002,395
Premises and equipment expense$767,0001,807
Additional noninterest expense$1,278,0002,686
Pre-tax net operating income$1,725,0001,329
Securities gains (losses)$03,136
Applicable income taxes$130,0002,404
Income before extraordinary items$1,595,0001,188
Extraordinary gains, net$021
Net income$1,595,0001,186
Minority interest net income$0112
Net income of bank and minority interests.$1,595,0001,187
Net charge-offs$1,860,0001,171
Cash dividends$1,406,000644
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,595,0001,154
2009-03-31 (YTD Data)Rank
Total interest income$4,757,0001,885
Total interest expense$2,086,0001,622
Net interest income$2,671,0002,048
Provision for loan and lease losses$225,0002,683
Total noninterest income$446,0002,307
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$279,0001,473
Trading account gains and fees$0171
Additional Noninterest Income$167,0002,780
Total noninterest expense$1,913,0002,528
Salaries and employee benefits$971,0002,607
Premises and equipment expense$382,0001,850
Additional noninterest expense$560,0002,722
Pre-tax net operating income$979,0001,314
Securities gains (losses)$02,434
Applicable income taxes$65,0002,634
Income before extraordinary items$914,0001,185
Extraordinary gains, net$015
Net income$914,0001,186
Minority interest net income$0102
Net income of bank and minority interests.$914,0001,187
Net charge-offs$1,656,000688
Cash dividends$814,000557
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$914,0001,109
2008-12-31 (YTD Data)Rank
Total interest income$20,040,0001,907
Total interest expense$8,744,0001,823
Net interest income$11,296,0001,963
Provision for loan and lease losses$3,272,0001,309
Total noninterest income$1,753,0002,351
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,141,0001,565
Trading account gains and fees$0154
Additional Noninterest Income$612,0002,859
Total noninterest expense$7,514,0002,520
Salaries and employee benefits$3,983,0002,523
Premises and equipment expense$1,496,0001,826
Additional noninterest expense$2,035,0002,828
Pre-tax net operating income$2,263,0002,258
Securities gains (losses)$134,000934
Applicable income taxes$202,0002,801
Income before extraordinary items$2,195,0001,828
Extraordinary gains, net$039
Net income$2,195,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,321,0001,174
Cash dividends$3,113,000880
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,071,7202,045
2008-09-30 (YTD Data)Rank
Total interest income$15,151,0001,933
Total interest expense$6,518,0001,891
Net interest income$8,633,0001,961
Provision for loan and lease losses$2,604,000992
Total noninterest income$1,321,0002,413
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$845,0001,590
Trading account gains and fees$0148
Additional Noninterest Income$476,0002,896
Total noninterest expense$5,514,0002,564
Salaries and employee benefits$2,984,0002,561
Premises and equipment expense$1,065,0001,917
Additional noninterest expense$1,465,0002,829
Pre-tax net operating income$1,836,0002,453
Securities gains (losses)$22,0001,949
Applicable income taxes$168,0003,100
Income before extraordinary items$1,690,0002,086
Extraordinary gains, net$031
Net income$1,690,0002,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,176,000789
Cash dividends$2,161,000948
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,669,9802,214
2008-06-30 (YTD Data)Rank
Total interest income$9,943,0001,996
Total interest expense$4,387,0001,968
Net interest income$5,556,0002,006
Provision for loan and lease losses$2,394,000696
Total noninterest income$889,0002,437
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$550,0001,611
Trading account gains and fees$0149
Additional Noninterest Income$339,0002,842
Total noninterest expense$3,664,0002,575
Salaries and employee benefits$1,978,0002,599
Premises and equipment expense$687,0001,973
Additional noninterest expense$999,0002,743
Pre-tax net operating income$387,0004,862
Securities gains (losses)$22,0001,974
Applicable income taxes$134,0003,145
Income before extraordinary items$275,0005,147
Extraordinary gains, net$021
Net income$275,0005,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,052,000551
Cash dividends$1,563,000962
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$260,2605,149
2008-03-31 (YTD Data)Rank
Total interest income$4,993,0002,040
Total interest expense$2,244,0002,048
Net interest income$2,749,0002,031
Provision for loan and lease losses$1,174,000560
Total noninterest income$476,0002,309
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$279,0001,571
Trading account gains and fees$0158
Additional Noninterest Income$197,0002,596
Total noninterest expense$1,824,0002,585
Salaries and employee benefits$999,0002,588
Premises and equipment expense$342,0001,994
Additional noninterest expense$483,0002,810
Pre-tax net operating income$227,0004,725
Securities gains (losses)$02,688
Applicable income taxes$90,0002,924
Income before extraordinary items$137,0005,361
Extraordinary gains, net$015
Net income$137,0005,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,150
Cash dividends$893,000841
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$137,0005,262
2007-12-31 (YTD Data)Rank
Total interest income$19,845,0002,104
Total interest expense$9,257,0002,065
Net interest income$10,588,0002,136
Provision for loan and lease losses$-465,0008,485
Total noninterest income$1,803,0002,381
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,138,0001,576
Trading account gains and fees$0178
Additional Noninterest Income$665,0002,837
Total noninterest expense$7,149,0002,537
Salaries and employee benefits$3,888,0002,551
Premises and equipment expense$1,102,0002,361
Additional noninterest expense$2,159,0002,490
Pre-tax net operating income$5,707,0001,460
Securities gains (losses)$-16,0007,690
Applicable income taxes$360,0003,158
Income before extraordinary items$5,331,0001,199
Extraordinary gains, net$039
Net income$5,331,0001,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,272
Cash dividends$3,478,0001,060
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,346,0401,192
2007-09-30 (YTD Data)Rank
Total interest income$14,690,0002,134
Total interest expense$6,852,0002,085
Net interest income$7,838,0002,175
Provision for loan and lease losses$-540,0008,529
Total noninterest income$1,228,0002,553
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$815,0001,623
Trading account gains and fees$0184
Additional Noninterest Income$413,0003,146
Total noninterest expense$5,042,0002,667
Salaries and employee benefits$2,779,0002,655
Premises and equipment expense$781,0002,469
Additional noninterest expense$1,482,0002,643
Pre-tax net operating income$4,564,0001,483
Securities gains (losses)$-16,0007,900
Applicable income taxes$270,0003,341
Income before extraordinary items$4,278,0001,203
Extraordinary gains, net$033
Net income$4,278,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,227
Cash dividends$2,450,0001,042
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,293,0401,186
2007-06-30 (YTD Data)Rank
Total interest income$9,573,0002,183
Total interest expense$4,460,0002,136
Net interest income$5,113,0002,252
Provision for loan and lease losses$-340,0008,553
Total noninterest income$738,0002,728
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$522,0001,686
Trading account gains and fees$0168
Additional Noninterest Income$216,0003,640
Total noninterest expense$3,090,0002,899
Salaries and employee benefits$1,797,0002,759
Premises and equipment expense$384,0003,184
Additional noninterest expense$909,0002,854
Pre-tax net operating income$3,101,0001,494
Securities gains (losses)$-10,0007,993
Applicable income taxes$180,0003,397
Income before extraordinary items$2,911,0001,229
Extraordinary gains, net$029
Net income$2,911,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,115
Cash dividends$1,542,0001,092
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,920,4001,207
2007-03-31 (YTD Data)Rank
Total interest income$4,704,0002,216
Total interest expense$2,161,0002,178
Net interest income$2,543,0002,265
Provision for loan and lease losses$-105,0008,552
Total noninterest income$375,0002,676
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$239,0001,775
Trading account gains and fees$0195
Additional Noninterest Income$136,0003,192
Total noninterest expense$1,507,0002,973
Salaries and employee benefits$875,0002,857
Premises and equipment expense$192,0003,217
Additional noninterest expense$440,0002,918
Pre-tax net operating income$1,516,0001,527
Securities gains (losses)$01,187
Applicable income taxes$90,0003,414
Income before extraordinary items$1,426,0001,238
Extraordinary gains, net$022
Net income$1,426,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,015
Cash dividends$787,000993
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,426,0001,220
2006-12-31 (YTD Data)Rank
Total interest income$17,533,0002,226
Total interest expense$7,051,0002,269
Net interest income$10,482,0002,205
Provision for loan and lease losses$-275,0008,559
Total noninterest income$1,423,0002,795
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$906,0001,902
Trading account gains and fees$0130
Additional Noninterest Income$517,0003,275
Total noninterest expense$5,942,0002,893
Salaries and employee benefits$3,479,0002,745
Premises and equipment expense$837,0002,888
Additional noninterest expense$1,626,0003,080
Pre-tax net operating income$6,238,0001,549
Securities gains (losses)$01,687
Applicable income taxes$413,0003,395
Income before extraordinary items$5,825,0001,249
Extraordinary gains, net$051
Net income$5,825,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-237,0008,596
Cash dividends$4,769,000744
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,825,0001,234
2006-09-30 (YTD Data)Rank
Total interest income$12,721,0002,288
Total interest expense$4,986,0002,327
Net interest income$7,735,0002,256
Provision for loan and lease losses$-275,0008,637
Total noninterest income$1,331,0002,430
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$679,0001,905
Trading account gains and fees$0126
Additional Noninterest Income$652,0002,433
Total noninterest expense$4,375,0002,936
Salaries and employee benefits$2,545,0002,795
Premises and equipment expense$612,0002,955
Additional noninterest expense$1,218,0003,087
Pre-tax net operating income$4,966,0001,513
Securities gains (losses)$01,388
Applicable income taxes$292,0003,622
Income before extraordinary items$4,674,0001,214
Extraordinary gains, net$045
Net income$4,674,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-197,0008,632
Cash dividends$3,443,000743
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,674,0001,205
2006-06-30 (YTD Data)Rank
Total interest income$8,176,0002,329
Total interest expense$3,074,0002,379
Net interest income$5,102,0002,291
Provision for loan and lease losses$-225,0008,678
Total noninterest income$995,0002,234
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$430,0001,971
Trading account gains and fees$0126
Additional Noninterest Income$565,0002,042
Total noninterest expense$2,909,0002,960
Salaries and employee benefits$1,713,0002,785
Premises and equipment expense$404,0002,978
Additional noninterest expense$792,0003,166
Pre-tax net operating income$3,413,0001,482
Securities gains (losses)$01,185
Applicable income taxes$197,0003,642
Income before extraordinary items$3,216,0001,188
Extraordinary gains, net$039
Net income$3,216,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,0008,659
Cash dividends$2,438,000699
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,216,0001,173
2006-03-31 (YTD Data)Rank
Total interest income$3,935,0002,360
Total interest expense$1,453,0002,386
Net interest income$2,482,0002,342
Provision for loan and lease losses$-75,0008,651
Total noninterest income$567,0002,014
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$203,0002,015
Trading account gains and fees$0115
Additional Noninterest Income$364,0001,679
Total noninterest expense$1,424,0003,015
Salaries and employee benefits$852,0002,818
Premises and equipment expense$204,0002,974
Additional noninterest expense$368,0003,340
Pre-tax net operating income$1,700,0001,455
Securities gains (losses)$0955
Applicable income taxes$87,0003,781
Income before extraordinary items$1,613,0001,159
Extraordinary gains, net$021
Net income$1,613,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-155,0008,699
Cash dividends$972,000785
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,613,0001,140
2005-12-31 (YTD Data)Rank
Total interest income$14,440,0002,290
Total interest expense$4,983,0002,202
Net interest income$9,457,0002,337
Provision for loan and lease losses$-92,0008,624
Total noninterest income$1,216,0003,114
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$904,0001,898
Trading account gains and fees$0138
Additional Noninterest Income$312,0004,253
Total noninterest expense$5,485,0002,985
Salaries and employee benefits$3,096,0002,895
Premises and equipment expense$802,0002,894
Additional noninterest expense$1,587,0003,090
Pre-tax net operating income$5,280,0001,773
Securities gains (losses)$66,000849
Applicable income taxes$323,0004,039
Income before extraordinary items$5,023,0001,409
Extraordinary gains, net$046
Net income$5,023,0001,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-126,0008,665
Cash dividends$2,997,0001,041
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,960,9601,407
2005-09-30 (YTD Data)Rank
Total interest income$10,541,0002,306
Total interest expense$3,598,0002,169
Net interest income$6,943,0002,362
Provision for loan and lease losses$06,899
Total noninterest income$998,0002,913
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$676,0001,900
Trading account gains and fees$0126
Additional Noninterest Income$322,0003,682
Total noninterest expense$4,054,0002,992
Salaries and employee benefits$2,288,0002,893
Premises and equipment expense$590,0002,923
Additional noninterest expense$1,176,0003,089
Pre-tax net operating income$3,887,0001,810
Securities gains (losses)$66,000798
Applicable income taxes$177,0004,593
Income before extraordinary items$3,776,0001,415
Extraordinary gains, net$035
Net income$3,776,0001,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-148,0008,700
Cash dividends$1,927,0001,098
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,712,6401,417
2005-06-30 (YTD Data)Rank
Total interest income$6,837,0002,312
Total interest expense$2,313,0002,126
Net interest income$4,524,0002,389
Provision for loan and lease losses$06,626
Total noninterest income$612,0003,049
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$468,0001,784
Trading account gains and fees$0116
Additional Noninterest Income$144,0004,416
Total noninterest expense$2,615,0003,066
Salaries and employee benefits$1,476,0002,968
Premises and equipment expense$384,0002,960
Additional noninterest expense$755,0003,164
Pre-tax net operating income$2,521,0001,828
Securities gains (losses)$02,146
Applicable income taxes$102,0004,792
Income before extraordinary items$2,419,0001,441
Extraordinary gains, net$030
Net income$2,419,0001,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-109,0008,676
Cash dividends$1,189,0001,140
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,419,0001,417
2005-03-31 (YTD Data)Rank
Total interest income$3,325,0002,322
Total interest expense$1,137,0002,074
Net interest income$2,188,0002,439
Provision for loan and lease losses$90,0002,180
Total noninterest income$312,0002,982
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$221,0001,838
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,935
Total noninterest expense$1,297,0003,100
Salaries and employee benefits$710,0003,089
Premises and equipment expense$190,0003,006
Additional noninterest expense$397,0003,034
Pre-tax net operating income$1,113,0001,988
Securities gains (losses)$01,685
Applicable income taxes$42,0004,975
Income before extraordinary items$1,071,0001,569
Extraordinary gains, net$024
Net income$1,071,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,000605
Cash dividends$663,000958
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,071,0001,545
2004-12-31 (YTD Data)Rank
Total interest income$12,248,0002,350
Total interest expense$4,538,0001,790
Net interest income$7,710,0002,614
Provision for loan and lease losses$775,0001,318
Total noninterest income$1,311,0002,936
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,063,0001,648
Trading account gains and fees$0138
Additional Noninterest Income$248,0004,659
Total noninterest expense$4,899,0003,179
Salaries and employee benefits$2,661,0003,175
Premises and equipment expense$824,0002,715
Additional noninterest expense$1,414,0003,273
Pre-tax net operating income$3,347,0002,356
Securities gains (losses)$21,0002,362
Applicable income taxes$185,0004,848
Income before extraordinary items$3,183,0001,969
Extraordinary gains, net$034
Net income$3,183,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$720,000980
Cash dividends$2,303,0001,211
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,163,0501,934
2004-09-30 (YTD Data)Rank
Total interest income$9,037,0002,350
Total interest expense$3,381,0001,775
Net interest income$5,656,0002,648
Provision for loan and lease losses$576,0001,275
Total noninterest income$958,0003,023
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$819,0001,614
Trading account gains and fees$0134
Additional Noninterest Income$139,0005,282
Total noninterest expense$3,571,0003,244
Salaries and employee benefits$1,962,0003,188
Premises and equipment expense$601,0002,777
Additional noninterest expense$1,008,0003,406
Pre-tax net operating income$2,467,0002,417
Securities gains (losses)$21,0002,274
Applicable income taxes$107,0005,267
Income before extraordinary items$2,381,0001,976
Extraordinary gains, net$026
Net income$2,381,0001,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,771
Cash dividends$1,691,0001,149
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,360,8401,942
2004-06-30 (YTD Data)Rank
Total interest income$5,955,0002,369
Total interest expense$2,246,0001,769
Net interest income$3,709,0002,677
Provision for loan and lease losses$406,0001,214
Total noninterest income$667,0002,937
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$557,0001,573
Trading account gains and fees$0130
Additional Noninterest Income$110,0004,970
Total noninterest expense$2,330,0003,319
Salaries and employee benefits$1,298,0003,221
Premises and equipment expense$389,0002,853
Additional noninterest expense$643,0003,532
Pre-tax net operating income$1,640,0002,400
Securities gains (losses)$03,413
Applicable income taxes$69,0005,297
Income before extraordinary items$1,571,0001,999
Extraordinary gains, net$021
Net income$1,571,0002,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,604
Cash dividends$963,0001,333
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,571,0001,942
2004-03-31 (YTD Data)Rank
Total interest income$2,980,0002,376
Total interest expense$1,132,0001,780
Net interest income$1,848,0002,678
Provision for loan and lease losses$170,0001,314
Total noninterest income$310,0003,038
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$282,0001,523
Trading account gains and fees$0121
Additional Noninterest Income$28,0006,237
Total noninterest expense$1,111,0003,461
Salaries and employee benefits$629,0003,331
Premises and equipment expense$177,0003,127
Additional noninterest expense$305,0003,703
Pre-tax net operating income$877,0002,254
Securities gains (losses)$02,934
Applicable income taxes$31,0005,362
Income before extraordinary items$846,0001,848
Extraordinary gains, net$016
Net income$846,0001,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,853
Cash dividends$562,0001,083
Sale, conversion, retirement of capital stock, net$0464
Net operating income$846,0001,763
2003-12-31 (YTD Data)Rank
Total interest income$12,487,0002,302
Total interest expense$5,266,0001,708
Net interest income$7,221,0002,681
Provision for loan and lease losses$1,794,000713
Total noninterest income$1,468,0002,888
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,062,0001,613
Trading account gains and fees$0160
Additional Noninterest Income$406,0003,947
Total noninterest expense$4,541,0003,324
Salaries and employee benefits$2,357,0003,428
Premises and equipment expense$805,0002,744
Additional noninterest expense$1,379,0003,325
Pre-tax net operating income$2,354,0003,026
Securities gains (losses)$04,500
Applicable income taxes$81,0005,922
Income before extraordinary items$2,273,0002,587
Extraordinary gains, net$054
Net income$2,273,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,195,000802
Cash dividends$1,838,0001,484
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,273,0002,465
2003-09-30 (YTD Data)Rank
Total interest income$9,412,0002,326
Total interest expense$4,072,0001,727
Net interest income$5,340,0002,731
Provision for loan and lease losses$1,305,000714
Total noninterest income$1,140,0002,883
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$801,0001,617
Trading account gains and fees$0153
Additional Noninterest Income$339,0003,834
Total noninterest expense$3,438,0003,292
Salaries and employee benefits$1,739,0003,466
Premises and equipment expense$600,0002,771
Additional noninterest expense$1,099,0003,130
Pre-tax net operating income$1,737,0003,160
Securities gains (losses)$04,204
Applicable income taxes$50,0006,201
Income before extraordinary items$1,687,0002,703
Extraordinary gains, net$040
Net income$1,687,0002,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$883,000751
Cash dividends$1,333,0001,406
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,687,0002,557
2003-06-30 (YTD Data)Rank
Total interest income$6,357,0002,309
Total interest expense$2,818,0001,727
Net interest income$3,539,0002,744
Provision for loan and lease losses$420,0001,332
Total noninterest income$708,0002,985
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$503,0001,677
Trading account gains and fees$0150
Additional Noninterest Income$205,0003,991
Total noninterest expense$2,308,0003,266
Salaries and employee benefits$1,194,0003,374
Premises and equipment expense$398,0002,784
Additional noninterest expense$716,0003,168
Pre-tax net operating income$1,519,0002,561
Securities gains (losses)$03,782
Applicable income taxes$18,0006,667
Income before extraordinary items$1,501,0002,110
Extraordinary gains, net$030
Net income$1,501,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,000947
Cash dividends$1,011,0001,280
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,501,0001,994
2003-03-31 (YTD Data)Rank
Total interest income$3,183,0002,322
Total interest expense$1,441,0001,734
Net interest income$1,742,0002,782
Provision for loan and lease losses$170,0001,543
Total noninterest income$330,0003,038
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$222,0001,839
Trading account gains and fees$0134
Additional Noninterest Income$108,0003,797
Total noninterest expense$1,098,0003,394
Salaries and employee benefits$588,0003,416
Premises and equipment expense$195,0002,816
Additional noninterest expense$315,0003,511
Pre-tax net operating income$804,0002,459
Securities gains (losses)$02,891
Applicable income taxes$31,0005,692
Income before extraordinary items$773,0002,030
Extraordinary gains, net$021
Net income$773,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,704
Cash dividends$560,0001,103
Sale, conversion, retirement of capital stock, net$0419
Net operating income$773,0001,912
2002-12-31 (YTD Data)Rank
Total interest income$13,384,0002,302
Total interest expense$5,884,0001,933
Net interest income$7,500,0002,551
Provision for loan and lease losses$1,174,0001,163
Total noninterest income$1,103,0003,256
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$844,0001,909
Trading account gains and fees$0153
Additional Noninterest Income$259,0004,560
Total noninterest expense$4,362,0003,313
Salaries and employee benefits$2,237,0003,411
Premises and equipment expense$754,0002,808
Additional noninterest expense$1,371,0003,200
Pre-tax net operating income$3,067,0002,457
Securities gains (losses)$-4,0008,797
Applicable income taxes$124,0005,749
Income before extraordinary items$2,939,0002,038
Extraordinary gains, net$070
Net income$2,939,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,267,000784
Cash dividends$2,457,0001,120
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,942,8401,965
2001-12-31 (YTD Data)Rank
Total interest income$14,318,0002,391
Total interest expense$8,192,0001,974
Net interest income$6,126,0002,894
Provision for loan and lease losses$743,0001,594
Total noninterest income$780,0003,923
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$601,0002,431
Trading account gains and fees$0177
Additional Noninterest Income$179,0005,173
Total noninterest expense$3,689,0003,672
Salaries and employee benefits$1,888,0003,754
Premises and equipment expense$637,0003,202
Additional noninterest expense$1,164,0003,602
Pre-tax net operating income$2,474,0002,689
Securities gains (losses)$11,0003,540
Applicable income taxes$833,0002,354
Income before extraordinary items$1,652,0003,002
Extraordinary gains, net$0105
Net income$1,652,0003,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,0001,137
Cash dividends$1,519,0001,642
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,644,7402,908
2000-12-31 (YTD Data)Rank
Total interest income$14,664,0002,384
Total interest expense$7,992,0002,147
Net interest income$6,672,0002,667
Provision for loan and lease losses$1,653,000708
Total noninterest income$711,0003,953
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$584,0002,352
Trading account gains and fees$0180
Additional Noninterest Income$127,0005,869
Total noninterest expense$3,793,0003,475
Salaries and employee benefits$1,814,0003,754
Premises and equipment expense$622,0003,162
Additional noninterest expense$1,357,0003,060
Pre-tax net operating income$1,937,0003,411
Securities gains (losses)$-3,0007,730
Applicable income taxes$770,0002,584
Income before extraordinary items$1,164,0003,949
Extraordinary gains, net$038
Net income$1,164,0003,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,273,000633
Cash dividends$631,0003,098
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,165,9203,931
1999-12-31 (YTD Data)Rank
Total interest income$12,866,0002,545
Total interest expense$6,326,0002,323
Net interest income$6,540,0002,688
Provision for loan and lease losses$525,0001,698
Total noninterest income$677,0004,089
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$552,0002,412
Trading account gains and fees$0173
Additional Noninterest Income$125,0006,074
Total noninterest expense$3,619,0003,617
Salaries and employee benefits$1,752,0003,834
Premises and equipment expense$573,0003,396
Additional noninterest expense$1,294,0003,227
Pre-tax net operating income$3,073,0002,364
Securities gains (losses)$-13,0009,410
Applicable income taxes$964,0002,281
Income before extraordinary items$2,096,0002,473
Extraordinary gains, net$035
Net income$2,096,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,249
Cash dividends$821,0002,614
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,104,8402,426
1998-12-31 (YTD Data)Rank
Total interest income$12,013,0002,703
Total interest expense$6,343,0002,372
Net interest income$5,670,0003,041
Provision for loan and lease losses$400,0002,051
Total noninterest income$519,0004,828
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$407,0003,087
Trading account gains and fees$0224
Additional Noninterest Income$112,0006,362
Total noninterest expense$3,423,0003,682
Salaries and employee benefits$1,584,0004,076
Premises and equipment expense$509,0003,647
Additional noninterest expense$1,330,0003,070
Pre-tax net operating income$2,366,0002,925
Securities gains (losses)$04,449
Applicable income taxes$805,0002,726
Income before extraordinary items$1,561,0003,156
Extraordinary gains, net$032
Net income$1,561,0003,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,582
Cash dividends$532,0003,375
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,561,0003,068
1997-12-31 (YTD Data)Rank
Total interest income$11,258,0002,896
Total interest expense$5,833,0002,559
Net interest income$5,425,0003,219
Provision for loan and lease losses$1,150,000881
Total noninterest income$511,0004,942
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$424,0003,072
Trading account gains and fees$0239
Additional Noninterest Income$87,0007,166
Total noninterest expense$2,851,0004,272
Salaries and employee benefits$1,421,0004,447
Premises and equipment expense$488,0003,787
Additional noninterest expense$942,0004,130
Pre-tax net operating income$1,935,0003,656
Securities gains (losses)$3,0003,097
Applicable income taxes$682,0003,301
Income before extraordinary items$1,256,0003,904
Extraordinary gains, net$044
Net income$1,256,0003,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$984,000814
Cash dividends$702,0002,773
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,254,0503,842
1996-12-31 (YTD Data)Rank
Total interest income$10,259,0003,207
Total interest expense$5,258,0002,875
Net interest income$5,001,0003,532
Provision for loan and lease losses$180,0003,640
Total noninterest income$542,0004,889
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$455,0002,965
Trading account gains and fees$0262
Additional Noninterest Income$87,0007,512
Total noninterest expense$2,732,0004,657
Salaries and employee benefits$1,410,0004,564
Premises and equipment expense$484,0003,875
Additional noninterest expense$838,0005,024
Pre-tax net operating income$2,631,0002,658
Securities gains (losses)$35,0001,578
Applicable income taxes$909,0002,556
Income before extraordinary items$1,757,0002,766
Extraordinary gains, net$053
Net income$1,757,0002,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0003,041
Cash dividends$1,457,0001,623
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,733,9002,768
1995-12-31 (YTD Data)Rank
Total interest income$9,077,0003,592
Total interest expense$4,432,0003,350
Net interest income$4,645,0003,782
Provision for loan and lease losses$280,0002,381
Total noninterest income$444,0005,594
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$391,0003,433
Trading account gains and fees$0522
Additional Noninterest Income$53,0009,088
Total noninterest expense$2,541,0004,932
Salaries and employee benefits$1,273,0004,948
Premises and equipment expense$415,0004,383
Additional noninterest expense$853,0004,981
Pre-tax net operating income$2,268,0003,128
Securities gains (losses)$19,0001,949
Applicable income taxes$737,0003,095
Income before extraordinary items$1,550,0003,152
Extraordinary gains, net$065
Net income$1,550,0003,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,500
Cash dividends$912,0002,196
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,537,0803,162
1994-12-31 (YTD Data)Rank
Total interest income$7,909,0003,783
Total interest expense$3,538,0003,420
Net interest income$4,371,0004,030
Provision for loan and lease losses$390,0001,859
Total noninterest income$429,0005,866
Gross Fiduciary activities income$2,0001,559
Service charges on deposit accounts$370,0003,650
Trading account gains and fees$0475
Additional Noninterest Income$57,0009,251
Total noninterest expense$2,405,0005,337
Salaries and employee benefits$1,089,0005,684
Premises and equipment expense$339,0005,193
Additional noninterest expense$977,0004,804
Pre-tax net operating income$2,005,0003,417
Securities gains (losses)$-21,00010,372
Applicable income taxes$532,0003,867
Income before extraordinary items$1,452,0003,256
Extraordinary gains, net$0249
Net income$1,452,0003,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,802
Cash dividends$684,0002,576
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,467,3303,270
1993-12-31 (YTD Data)Rank
Total interest income$7,474,0004,057
Total interest expense$3,408,0003,689
Net interest income$4,066,0004,329
Provision for loan and lease losses$588,0001,889
Total noninterest income$424,0006,231
Gross Fiduciary activities income$1,0001,605
Service charges on deposit accounts$363,0003,762
Trading account gains and fees$0532
Additional Noninterest Income$60,0009,542
Total noninterest expense$2,121,0006,046
Salaries and employee benefits$989,0006,197
Premises and equipment expense$268,0006,364
Additional noninterest expense$864,0005,560
Pre-tax net operating income$1,781,0003,713
Securities gains (losses)$61,0003,136
Applicable income taxes$501,0004,181
Income before extraordinary items$1,341,0003,596
Extraordinary gains, net$03,149
Net income$1,341,0003,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,884
Cash dividends$312,0004,283
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,296,4703,533
1992-12-31 (YTD Data)Rank
Total interest income$7,809,0004,375
Total interest expense$4,035,0004,047
Net interest income$3,774,0004,694
Provision for loan and lease losses$466,0003,158
Total noninterest income$452,0006,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$367,0003,757
Trading account gains and feesNANA
Additional Noninterest Income$85,0008,638
Total noninterest expense$2,084,0006,173
Salaries and employee benefits$992,0006,074
Premises and equipment expense$210,0007,616
Additional noninterest expense$882,0005,614
Pre-tax net operating income$1,676,0003,663
Securities gains (losses)$59,0003,858
Applicable income taxes$508,0003,957
Income before extraordinary items$1,227,0003,724
Extraordinary gains, net$01,422
Net income$1,227,0003,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0003,464
Cash dividends$892,0001,722
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,185,1103,571

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.