Home > CBI Bank & Trust > Income and Expense
CBI Bank & Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $48,748,000 | 955 |
| Total interest expense | $11,424,000 | 1,182 |
| Net interest income | $37,324,000 | 850 |
| Provision for loan and lease losses | $102,000 | 2,427 |
| Total noninterest income | $11,603,000 | 671 |
| Gross Fiduciary activities income | $1,933,000 | 409 |
| Service charges on deposit accounts | $1,933,000 | 572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,737,000 | 648 |
| Total noninterest expense | $34,886,000 | 778 |
| Salaries and employee benefits | $20,132,000 | 754 |
| Premises and equipment expense | $3,286,000 | 796 |
| Additional noninterest expense | $7,737,000 | 648 |
| Pre-tax net operating income | $13,939,000 | 907 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $3,639,000 | 664 |
| Income before extraordinary items | $10,300,000 | 986 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,300,000 | 1,000 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $10,300,000 | 989 |
| Net charge-offs | $312,000 | 948 |
| Cash dividends | $22,000,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $10,300,000 | 1,001 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $35,454,000 | 954 |
| Total interest expense | $7,934,000 | 1,165 |
| Net interest income | $27,520,000 | 875 |
| Provision for loan and lease losses | $177,000 | 1,778 |
| Total noninterest income | $8,599,000 | 678 |
| Gross Fiduciary activities income | $1,424,000 | 412 |
| Service charges on deposit accounts | $1,441,000 | 575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,734,000 | 664 |
| Total noninterest expense | $24,799,000 | 817 |
| Salaries and employee benefits | $14,689,000 | 786 |
| Premises and equipment expense | $2,435,000 | 805 |
| Additional noninterest expense | $5,734,000 | 664 |
| Pre-tax net operating income | $11,143,000 | 894 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,558,000 | 715 |
| Income before extraordinary items | $8,585,000 | 937 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,585,000 | 942 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,585,000 | 937 |
| Net charge-offs | $152,000 | 1,005 |
| Cash dividends | $21,500,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,585,000 | 952 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $23,031,000 | 949 |
| Total interest expense | $4,553,000 | 1,196 |
| Net interest income | $18,478,000 | 872 |
| Provision for loan and lease losses | $175,000 | 1,438 |
| Total noninterest income | $5,635,000 | 677 |
| Gross Fiduciary activities income | $1,004,000 | 397 |
| Service charges on deposit accounts | $933,000 | 579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,698,000 | 650 |
| Total noninterest expense | $16,281,000 | 814 |
| Salaries and employee benefits | $9,741,000 | 781 |
| Premises and equipment expense | $1,643,000 | 789 |
| Additional noninterest expense | $3,698,000 | 650 |
| Pre-tax net operating income | $7,657,000 | 886 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,763,000 | 710 |
| Income before extraordinary items | $5,894,000 | 930 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,894,000 | 942 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,894,000 | 930 |
| Net charge-offs | $41,000 | 1,255 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,894,000 | 938 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $11,308,000 | 957 |
| Total interest expense | $1,861,000 | 1,252 |
| Net interest income | $9,447,000 | 865 |
| Provision for loan and lease losses | $275,000 | 726 |
| Total noninterest income | $2,825,000 | 679 |
| Gross Fiduciary activities income | $580,000 | 380 |
| Service charges on deposit accounts | $459,000 | 598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,786,000 | 659 |
| Total noninterest expense | $8,107,000 | 827 |
| Salaries and employee benefits | $4,893,000 | 795 |
| Premises and equipment expense | $836,000 | 809 |
| Additional noninterest expense | $1,786,000 | 659 |
| Pre-tax net operating income | $3,890,000 | 898 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $893,000 | 720 |
| Income before extraordinary items | $2,997,000 | 941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,997,000 | 940 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,997,000 | 940 |
| Net charge-offs | $24,000 | 1,045 |
| Cash dividends | $500,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,997,000 | 957 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $38,278,000 | 927 |
| Total interest expense | $2,754,000 | 1,258 |
| Net interest income | $35,524,000 | 885 |
| Provision for loan and lease losses | $-1,300,000 | 4,631 |
| Total noninterest income | $12,792,000 | 649 |
| Gross Fiduciary activities income | $1,879,000 | 422 |
| Service charges on deposit accounts | $1,992,000 | 574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,921,000 | 611 |
| Total noninterest expense | $31,854,000 | 829 |
| Salaries and employee benefits | $19,362,000 | 766 |
| Premises and equipment expense | $3,380,000 | 757 |
| Additional noninterest expense | $8,921,000 | 611 |
| Pre-tax net operating income | $17,762,000 | 825 |
| Securities gains (losses) | $-1,619,000 | 4,523 |
| Applicable income taxes | $3,725,000 | 724 |
| Income before extraordinary items | $12,418,000 | 945 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $12,418,000 | 945 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $12,418,000 | 946 |
| Net charge-offs | $19,000 | 1,945 |
| Cash dividends | $2,180,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $13,697,010 | 894 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $27,449,000 | 930 |
| Total interest expense | $1,488,000 | 1,323 |
| Net interest income | $25,961,000 | 891 |
| Provision for loan and lease losses | $200,000 | 1,467 |
| Total noninterest income | $9,573,000 | 668 |
| Gross Fiduciary activities income | $1,395,000 | 422 |
| Service charges on deposit accounts | $1,462,000 | 586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,716,000 | 623 |
| Total noninterest expense | $23,487,000 | 838 |
| Salaries and employee benefits | $14,445,000 | 774 |
| Premises and equipment expense | $2,434,000 | 793 |
| Additional noninterest expense | $6,716,000 | 623 |
| Pre-tax net operating income | $11,847,000 | 899 |
| Securities gains (losses) | $-33,000 | 4,040 |
| Applicable income taxes | $2,712,000 | 740 |
| Income before extraordinary items | $9,102,000 | 965 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,102,000 | 964 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,102,000 | 965 |
| Net charge-offs | $-331,000 | 4,575 |
| Cash dividends | $1,680,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,128,070 | 978 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $17,535,000 | 928 |
| Total interest expense | $790,000 | 1,375 |
| Net interest income | $16,745,000 | 899 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $6,291,000 | 668 |
| Gross Fiduciary activities income | $993,000 | 375 |
| Service charges on deposit accounts | $924,000 | 609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,374,000 | 649 |
| Total noninterest expense | $15,515,000 | 824 |
| Salaries and employee benefits | $9,545,000 | 767 |
| Premises and equipment expense | $1,628,000 | 787 |
| Additional noninterest expense | $4,342,000 | 863 |
| Pre-tax net operating income | $7,371,000 | 906 |
| Securities gains (losses) | $-33,000 | 4,177 |
| Applicable income taxes | $1,666,000 | 747 |
| Income before extraordinary items | $5,672,000 | 956 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,672,000 | 955 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,672,000 | 956 |
| Net charge-offs | $88,000 | 773 |
| Cash dividends | $1,180,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,698,070 | 971 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $8,448,000 | 938 |
| Total interest expense | $379,000 | 1,358 |
| Net interest income | $8,069,000 | 909 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $3,000,000 | 691 |
| Gross Fiduciary activities income | $569,000 | 358 |
| Service charges on deposit accounts | $453,000 | 616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,978,000 | 697 |
| Total noninterest expense | $7,682,000 | 833 |
| Salaries and employee benefits | $4,699,000 | 783 |
| Premises and equipment expense | $836,000 | 778 |
| Additional noninterest expense | $2,147,000 | 866 |
| Pre-tax net operating income | $3,312,000 | 936 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $737,000 | 784 |
| Income before extraordinary items | $2,575,000 | 994 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,575,000 | 993 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,575,000 | 994 |
| Net charge-offs | $-56,000 | 4,430 |
| Cash dividends | $680,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,575,000 | 1,007 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $37,399,000 | 885 |
| Total interest expense | $2,310,000 | 1,169 |
| Net interest income | $35,089,000 | 865 |
| Provision for loan and lease losses | $540,000 | 989 |
| Total noninterest income | $14,109,000 | 669 |
| Gross Fiduciary activities income | $1,817,000 | 387 |
| Service charges on deposit accounts | $1,681,000 | 618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,611,000 | 645 |
| Total noninterest expense | $30,838,000 | 826 |
| Salaries and employee benefits | $18,837,000 | 771 |
| Premises and equipment expense | $3,120,000 | 830 |
| Additional noninterest expense | $8,881,000 | 858 |
| Pre-tax net operating income | $17,820,000 | 816 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $3,723,000 | 756 |
| Income before extraordinary items | $14,097,000 | 868 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $14,097,000 | 869 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $14,097,000 | 869 |
| Net charge-offs | $413,000 | 712 |
| Cash dividends | $2,500,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $14,097,000 | 852 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $28,336,000 | 889 |
| Total interest expense | $1,840,000 | 1,170 |
| Net interest income | $26,496,000 | 873 |
| Provision for loan and lease losses | $405,000 | 963 |
| Total noninterest income | $10,818,000 | 669 |
| Gross Fiduciary activities income | $1,365,000 | 384 |
| Service charges on deposit accounts | $1,218,000 | 630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,235,000 | 645 |
| Total noninterest expense | $22,577,000 | 855 |
| Salaries and employee benefits | $14,051,000 | 790 |
| Premises and equipment expense | $2,258,000 | 874 |
| Additional noninterest expense | $6,268,000 | 901 |
| Pre-tax net operating income | $14,332,000 | 806 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $3,197,000 | 727 |
| Income before extraordinary items | $11,135,000 | 862 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $11,135,000 | 862 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $11,135,000 | 862 |
| Net charge-offs | $363,000 | 596 |
| Cash dividends | $1,850,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $11,135,000 | 845 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $18,396,000 | 903 |
| Total interest expense | $1,310,000 | 1,139 |
| Net interest income | $17,086,000 | 882 |
| Provision for loan and lease losses | $270,000 | 972 |
| Total noninterest income | $7,657,000 | 653 |
| Gross Fiduciary activities income | $958,000 | 376 |
| Service charges on deposit accounts | $769,000 | 635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,930,000 | 624 |
| Total noninterest expense | $15,218,000 | 836 |
| Salaries and employee benefits | $9,431,000 | 778 |
| Premises and equipment expense | $1,509,000 | 872 |
| Additional noninterest expense | $4,278,000 | 877 |
| Pre-tax net operating income | $9,255,000 | 818 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,063,000 | 738 |
| Income before extraordinary items | $7,192,000 | 878 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,192,000 | 878 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,192,000 | 878 |
| Net charge-offs | $303,000 | 513 |
| Cash dividends | $1,200,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $7,192,000 | 858 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,143,000 | 904 |
| Total interest expense | $729,000 | 1,096 |
| Net interest income | $8,414,000 | 885 |
| Provision for loan and lease losses | $135,000 | 1,068 |
| Total noninterest income | $3,307,000 | 704 |
| Gross Fiduciary activities income | $506,000 | 359 |
| Service charges on deposit accounts | $374,000 | 646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,427,000 | 715 |
| Total noninterest expense | $7,739,000 | 813 |
| Salaries and employee benefits | $4,797,000 | 765 |
| Premises and equipment expense | $762,000 | 876 |
| Additional noninterest expense | $2,180,000 | 841 |
| Pre-tax net operating income | $3,847,000 | 944 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $850,000 | 823 |
| Income before extraordinary items | $2,997,000 | 1,027 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,997,000 | 1,027 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,997,000 | 1,027 |
| Net charge-offs | $-38,000 | 4,532 |
| Cash dividends | $550,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,997,000 | 1,001 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $24,862,000 | 1,236 |
| Total interest expense | $3,670,000 | 1,261 |
| Net interest income | $21,192,000 | 1,222 |
| Provision for loan and lease losses | $2,167,000 | 993 |
| Total noninterest income | $8,157,000 | 928 |
| Gross Fiduciary activities income | $1,012,000 | 457 |
| Service charges on deposit accounts | $906,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,239,000 | 884 |
| Total noninterest expense | $19,560,000 | 1,138 |
| Salaries and employee benefits | $8,398,000 | 1,444 |
| Premises and equipment expense | $1,572,000 | 1,465 |
| Additional noninterest expense | $9,590,000 | 760 |
| Pre-tax net operating income | $7,622,000 | 1,305 |
| Securities gains (losses) | $-12,000 | 4,841 |
| Applicable income taxes | $1,643,000 | 1,067 |
| Income before extraordinary items | $5,967,000 | 1,429 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,967,000 | 1,429 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,967,000 | 1,430 |
| Net charge-offs | $785,000 | 747 |
| Cash dividends | $1,160,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,976,480 | 1,388 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $18,899,000 | 1,227 |
| Total interest expense | $2,955,000 | 1,250 |
| Net interest income | $15,944,000 | 1,203 |
| Provision for loan and lease losses | $1,202,000 | 1,219 |
| Total noninterest income | $5,333,000 | 987 |
| Gross Fiduciary activities income | $751,000 | 454 |
| Service charges on deposit accounts | $666,000 | 1,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,916,000 | 957 |
| Total noninterest expense | $14,800,000 | 1,116 |
| Salaries and employee benefits | $6,318,000 | 1,427 |
| Premises and equipment expense | $1,171,000 | 1,472 |
| Additional noninterest expense | $7,311,000 | 743 |
| Pre-tax net operating income | $5,275,000 | 1,337 |
| Securities gains (losses) | $-12,000 | 4,808 |
| Applicable income taxes | $1,122,000 | 1,097 |
| Income before extraordinary items | $4,141,000 | 1,473 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,141,000 | 1,474 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,141,000 | 1,474 |
| Net charge-offs | $143,000 | 1,441 |
| Cash dividends | $890,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,150,480 | 1,431 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,894,000 | 1,213 |
| Total interest expense | $2,127,000 | 1,257 |
| Net interest income | $10,767,000 | 1,193 |
| Provision for loan and lease losses | $823,000 | 1,213 |
| Total noninterest income | $3,280,000 | 973 |
| Gross Fiduciary activities income | $509,000 | 455 |
| Service charges on deposit accounts | $450,000 | 1,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,321,000 | 965 |
| Total noninterest expense | $10,079,000 | 1,096 |
| Salaries and employee benefits | $4,289,000 | 1,406 |
| Premises and equipment expense | $775,000 | 1,466 |
| Additional noninterest expense | $5,015,000 | 719 |
| Pre-tax net operating income | $3,145,000 | 1,392 |
| Securities gains (losses) | $-12,000 | 4,811 |
| Applicable income taxes | $651,000 | 1,129 |
| Income before extraordinary items | $2,482,000 | 1,538 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,482,000 | 1,537 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,482,000 | 1,538 |
| Net charge-offs | $85,000 | 1,443 |
| Cash dividends | $620,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,491,480 | 1,484 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 1,469 |
| Total interest expense | $982,000 | 1,443 |
| Net interest income | $4,188,000 | 1,458 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $1,520,000 | 981 |
| Gross Fiduciary activities income | $275,000 | 446 |
| Service charges on deposit accounts | $250,000 | 1,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $995,000 | 972 |
| Total noninterest expense | $3,802,000 | 1,382 |
| Salaries and employee benefits | $1,592,000 | 1,797 |
| Premises and equipment expense | $331,000 | 1,691 |
| Additional noninterest expense | $1,879,000 | 928 |
| Pre-tax net operating income | $1,806,000 | 1,144 |
| Securities gains (losses) | $-12,000 | 4,820 |
| Applicable income taxes | $392,000 | 891 |
| Income before extraordinary items | $1,402,000 | 1,254 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,402,000 | 1,253 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,402,000 | 1,254 |
| Net charge-offs | $25,000 | 1,502 |
| Cash dividends | $260,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,411,480 | 1,226 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $21,524,000 | 1,431 |
| Total interest expense | $4,528,000 | 1,343 |
| Net interest income | $16,996,000 | 1,425 |
| Provision for loan and lease losses | $300,000 | 1,946 |
| Total noninterest income | $5,427,000 | 1,068 |
| Gross Fiduciary activities income | $935,000 | 471 |
| Service charges on deposit accounts | $1,060,000 | 1,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,432,000 | 1,098 |
| Total noninterest expense | $14,871,000 | 1,371 |
| Salaries and employee benefits | $6,270,000 | 1,781 |
| Premises and equipment expense | $1,354,000 | 1,639 |
| Additional noninterest expense | $7,247,000 | 938 |
| Pre-tax net operating income | $7,252,000 | 1,325 |
| Securities gains (losses) | $-27,000 | 4,950 |
| Applicable income taxes | $1,587,000 | 1,069 |
| Income before extraordinary items | $5,638,000 | 1,441 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,638,000 | 1,443 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,638,000 | 1,443 |
| Net charge-offs | $380,000 | 1,220 |
| Cash dividends | $14,460,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,659,330 | 1,411 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,151,000 | 1,442 |
| Total interest expense | $3,417,000 | 1,342 |
| Net interest income | $12,734,000 | 1,444 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $4,103,000 | 1,048 |
| Gross Fiduciary activities income | $702,000 | 467 |
| Service charges on deposit accounts | $783,000 | 1,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,618,000 | 1,053 |
| Total noninterest expense | $11,138,000 | 1,374 |
| Salaries and employee benefits | $4,692,000 | 1,791 |
| Premises and equipment expense | $1,018,000 | 1,642 |
| Additional noninterest expense | $5,428,000 | 926 |
| Pre-tax net operating income | $5,474,000 | 1,346 |
| Securities gains (losses) | $-27,000 | 5,035 |
| Applicable income taxes | $1,194,000 | 1,097 |
| Income before extraordinary items | $4,253,000 | 1,475 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,253,000 | 1,476 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,253,000 | 1,477 |
| Net charge-offs | $280,000 | 1,078 |
| Cash dividends | $1,960,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,274,330 | 1,440 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,675,000 | 1,453 |
| Total interest expense | $2,151,000 | 1,382 |
| Net interest income | $8,524,000 | 1,442 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $2,566,000 | 1,067 |
| Gross Fiduciary activities income | $476,000 | 466 |
| Service charges on deposit accounts | $504,000 | 1,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,586,000 | 1,118 |
| Total noninterest expense | $7,410,000 | 1,383 |
| Salaries and employee benefits | $3,069,000 | 1,823 |
| Premises and equipment expense | $725,000 | 1,562 |
| Additional noninterest expense | $3,616,000 | 943 |
| Pre-tax net operating income | $3,530,000 | 1,364 |
| Securities gains (losses) | $-27,000 | 5,092 |
| Applicable income taxes | $757,000 | 1,105 |
| Income before extraordinary items | $2,746,000 | 1,484 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,746,000 | 1,483 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,746,000 | 1,484 |
| Net charge-offs | $11,000 | 2,558 |
| Cash dividends | $1,120,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,767,330 | 1,447 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 1,469 |
| Total interest expense | $994,000 | 1,439 |
| Net interest income | $4,234,000 | 1,442 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $1,240,000 | 1,066 |
| Gross Fiduciary activities income | $240,000 | 465 |
| Service charges on deposit accounts | $248,000 | 1,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $752,000 | 1,104 |
| Total noninterest expense | $3,645,000 | 1,407 |
| Salaries and employee benefits | $1,509,000 | 1,859 |
| Premises and equipment expense | $374,000 | 1,544 |
| Additional noninterest expense | $1,762,000 | 944 |
| Pre-tax net operating income | $1,754,000 | 1,343 |
| Securities gains (losses) | $-28,000 | 5,212 |
| Applicable income taxes | $365,000 | 1,111 |
| Income before extraordinary items | $1,361,000 | 1,468 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,361,000 | 1,467 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,361,000 | 1,467 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $420,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,383,120 | 1,418 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,354,000 | 1,426 |
| Total interest expense | $3,285,000 | 1,334 |
| Net interest income | $17,069,000 | 1,418 |
| Provision for loan and lease losses | $225,000 | 2,260 |
| Total noninterest income | $5,303,000 | 1,053 |
| Gross Fiduciary activities income | $858,000 | 490 |
| Service charges on deposit accounts | $1,048,000 | 1,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,397,000 | 1,041 |
| Total noninterest expense | $14,715,000 | 1,377 |
| Salaries and employee benefits | $5,896,000 | 1,849 |
| Premises and equipment expense | $1,425,000 | 1,575 |
| Additional noninterest expense | $7,394,000 | 903 |
| Pre-tax net operating income | $7,432,000 | 1,292 |
| Securities gains (losses) | $9,000 | 738 |
| Applicable income taxes | $1,581,000 | 1,016 |
| Income before extraordinary items | $5,860,000 | 1,377 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,860,000 | 1,376 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,860,000 | 1,376 |
| Net charge-offs | $469,000 | 991 |
| Cash dividends | $1,840,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,852,890 | 1,370 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,039,000 | 1,432 |
| Total interest expense | $2,325,000 | 1,319 |
| Net interest income | $12,714,000 | 1,425 |
| Provision for loan and lease losses | $225,000 | 1,851 |
| Total noninterest income | $3,814,000 | 1,089 |
| Gross Fiduciary activities income | $641,000 | 487 |
| Service charges on deposit accounts | $789,000 | 1,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,384,000 | 1,117 |
| Total noninterest expense | $11,125,000 | 1,361 |
| Salaries and employee benefits | $4,418,000 | 1,841 |
| Premises and equipment expense | $1,054,000 | 1,605 |
| Additional noninterest expense | $5,653,000 | 873 |
| Pre-tax net operating income | $5,178,000 | 1,382 |
| Securities gains (losses) | $9,000 | 734 |
| Applicable income taxes | $1,072,000 | 1,112 |
| Income before extraordinary items | $4,115,000 | 1,473 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,115,000 | 1,472 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,115,000 | 1,472 |
| Net charge-offs | $51,000 | 2,192 |
| Cash dividends | $1,460,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,107,890 | 1,461 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,738,000 | 1,452 |
| Total interest expense | $1,458,000 | 1,321 |
| Net interest income | $8,280,000 | 1,451 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $2,590,000 | 1,077 |
| Gross Fiduciary activities income | $436,000 | 483 |
| Service charges on deposit accounts | $508,000 | 1,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,646,000 | 1,080 |
| Total noninterest expense | $7,428,000 | 1,371 |
| Salaries and employee benefits | $2,936,000 | 1,856 |
| Premises and equipment expense | $708,000 | 1,601 |
| Additional noninterest expense | $3,784,000 | 875 |
| Pre-tax net operating income | $3,292,000 | 1,420 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $660,000 | 1,159 |
| Income before extraordinary items | $2,632,000 | 1,508 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,632,000 | 1,507 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,632,000 | 1,507 |
| Net charge-offs | $172,000 | 1,002 |
| Cash dividends | $1,460,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,632,000 | 1,493 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 1,451 |
| Total interest expense | $679,000 | 1,344 |
| Net interest income | $4,135,000 | 1,454 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $1,204,000 | 1,113 |
| Gross Fiduciary activities income | $204,000 | 506 |
| Service charges on deposit accounts | $255,000 | 1,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $745,000 | 1,144 |
| Total noninterest expense | $3,729,000 | 1,368 |
| Salaries and employee benefits | $1,489,000 | 1,858 |
| Premises and equipment expense | $352,000 | 1,640 |
| Additional noninterest expense | $1,888,000 | 871 |
| Pre-tax net operating income | $1,535,000 | 1,457 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $294,000 | 1,241 |
| Income before extraordinary items | $1,241,000 | 1,546 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,241,000 | 1,546 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,241,000 | 1,546 |
| Net charge-offs | $-86,000 | 5,360 |
| Cash dividends | $420,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,241,000 | 1,538 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,891,000 | 1,352 |
| Total interest expense | $2,462,000 | 1,311 |
| Net interest income | $17,429,000 | 1,350 |
| Provision for loan and lease losses | $300,000 | 1,956 |
| Total noninterest income | $4,985,000 | 1,120 |
| Gross Fiduciary activities income | $794,000 | 498 |
| Service charges on deposit accounts | $1,090,000 | 1,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,101,000 | 1,138 |
| Total noninterest expense | $14,293,000 | 1,396 |
| Salaries and employee benefits | $5,651,000 | 1,901 |
| Premises and equipment expense | $1,323,000 | 1,708 |
| Additional noninterest expense | $7,319,000 | 894 |
| Pre-tax net operating income | $7,821,000 | 1,199 |
| Securities gains (losses) | $-47,000 | 5,304 |
| Applicable income taxes | $2,722,000 | 1,034 |
| Income before extraordinary items | $5,052,000 | 1,331 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,052,000 | 1,331 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,052,000 | 1,331 |
| Net charge-offs | $-182,000 | 5,419 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,082,550 | 1,315 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,885,000 | 1,356 |
| Total interest expense | $1,817,000 | 1,308 |
| Net interest income | $13,068,000 | 1,359 |
| Provision for loan and lease losses | $225,000 | 1,898 |
| Total noninterest income | $3,812,000 | 1,123 |
| Gross Fiduciary activities income | $604,000 | 498 |
| Service charges on deposit accounts | $798,000 | 1,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,410,000 | 1,122 |
| Total noninterest expense | $10,284,000 | 1,465 |
| Salaries and employee benefits | $4,219,000 | 1,911 |
| Premises and equipment expense | $968,000 | 1,745 |
| Additional noninterest expense | $5,097,000 | 962 |
| Pre-tax net operating income | $6,371,000 | 1,150 |
| Securities gains (losses) | $-49,000 | 5,589 |
| Applicable income taxes | $1,868,000 | 958 |
| Income before extraordinary items | $4,454,000 | 1,261 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,454,000 | 1,261 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,454,000 | 1,261 |
| Net charge-offs | $65,000 | 2,260 |
| Cash dividends | $2,000,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,488,300 | 1,237 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,832,000 | 1,359 |
| Total interest expense | $1,178,000 | 1,299 |
| Net interest income | $8,654,000 | 1,364 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $2,621,000 | 1,102 |
| Gross Fiduciary activities income | $416,000 | 489 |
| Service charges on deposit accounts | $525,000 | 1,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,680,000 | 1,099 |
| Total noninterest expense | $6,795,000 | 1,480 |
| Salaries and employee benefits | $2,825,000 | 1,914 |
| Premises and equipment expense | $645,000 | 1,757 |
| Additional noninterest expense | $3,325,000 | 975 |
| Pre-tax net operating income | $4,330,000 | 1,117 |
| Securities gains (losses) | $-49,000 | 5,665 |
| Applicable income taxes | $1,292,000 | 929 |
| Income before extraordinary items | $2,989,000 | 1,243 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,989,000 | 1,243 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,989,000 | 1,243 |
| Net charge-offs | $21,000 | 2,549 |
| Cash dividends | $2,000,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,023,300 | 1,210 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 1,368 |
| Total interest expense | $544,000 | 1,371 |
| Net interest income | $4,295,000 | 1,372 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $1,202,000 | 1,157 |
| Gross Fiduciary activities income | $239,000 | 474 |
| Service charges on deposit accounts | $265,000 | 1,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $698,000 | 1,229 |
| Total noninterest expense | $3,368,000 | 1,491 |
| Salaries and employee benefits | $1,403,000 | 1,955 |
| Premises and equipment expense | $325,000 | 1,751 |
| Additional noninterest expense | $1,640,000 | 979 |
| Pre-tax net operating income | $2,054,000 | 1,149 |
| Securities gains (losses) | $-49,000 | 5,772 |
| Applicable income taxes | $583,000 | 973 |
| Income before extraordinary items | $1,422,000 | 1,279 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,422,000 | 1,279 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,422,000 | 1,279 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,456,790 | 1,235 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,038,000 | 1,412 |
| Total interest expense | $1,792,000 | 1,547 |
| Net interest income | $16,246,000 | 1,395 |
| Provision for loan and lease losses | $270,000 | 2,111 |
| Total noninterest income | $4,879,000 | 1,163 |
| Gross Fiduciary activities income | $769,000 | 501 |
| Service charges on deposit accounts | $1,179,000 | 1,034 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,931,000 | 1,224 |
| Total noninterest expense | $13,572,000 | 1,449 |
| Salaries and employee benefits | $6,120,000 | 1,750 |
| Premises and equipment expense | $1,352,000 | 1,674 |
| Additional noninterest expense | $6,100,000 | 1,085 |
| Pre-tax net operating income | $7,283,000 | 1,199 |
| Securities gains (losses) | $98,000 | 1,356 |
| Applicable income taxes | $2,105,000 | 1,007 |
| Income before extraordinary items | $5,276,000 | 1,321 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,276,000 | 1,319 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,276,000 | 1,320 |
| Net charge-offs | $202,000 | 1,917 |
| Cash dividends | $2,800,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,206,420 | 1,303 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,299,000 | 1,434 |
| Total interest expense | $1,326,000 | 1,565 |
| Net interest income | $11,973,000 | 1,421 |
| Provision for loan and lease losses | $195,000 | 2,076 |
| Total noninterest income | $3,569,000 | 1,187 |
| Gross Fiduciary activities income | $571,000 | 504 |
| Service charges on deposit accounts | $882,000 | 1,045 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,116,000 | 1,256 |
| Total noninterest expense | $10,068,000 | 1,465 |
| Salaries and employee benefits | $4,460,000 | 1,791 |
| Premises and equipment expense | $983,000 | 1,732 |
| Additional noninterest expense | $4,625,000 | 1,069 |
| Pre-tax net operating income | $5,279,000 | 1,259 |
| Securities gains (losses) | $98,000 | 1,272 |
| Applicable income taxes | $1,510,000 | 1,071 |
| Income before extraordinary items | $3,867,000 | 1,369 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,867,000 | 1,370 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,867,000 | 1,370 |
| Net charge-offs | $-69,000 | 5,470 |
| Cash dividends | $2,000,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,796,440 | 1,351 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,723,000 | 1,459 |
| Total interest expense | $853,000 | 1,613 |
| Net interest income | $7,870,000 | 1,439 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $2,312,000 | 1,193 |
| Gross Fiduciary activities income | $402,000 | 495 |
| Service charges on deposit accounts | $568,000 | 1,064 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,342,000 | 1,277 |
| Total noninterest expense | $6,486,000 | 1,519 |
| Salaries and employee benefits | $2,886,000 | 1,844 |
| Premises and equipment expense | $653,000 | 1,724 |
| Additional noninterest expense | $2,947,000 | 1,114 |
| Pre-tax net operating income | $3,576,000 | 1,220 |
| Securities gains (losses) | $108,000 | 914 |
| Applicable income taxes | $1,040,000 | 1,049 |
| Income before extraordinary items | $2,644,000 | 1,345 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,644,000 | 1,344 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,644,000 | 1,345 |
| Net charge-offs | $-48,000 | 5,498 |
| Cash dividends | $2,000,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,566,240 | 1,331 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 1,449 |
| Total interest expense | $425,000 | 1,614 |
| Net interest income | $3,960,000 | 1,428 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $1,124,000 | 1,198 |
| Gross Fiduciary activities income | $214,000 | 489 |
| Service charges on deposit accounts | $276,000 | 1,093 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $634,000 | 1,302 |
| Total noninterest expense | $3,163,000 | 1,545 |
| Salaries and employee benefits | $1,410,000 | 1,906 |
| Premises and equipment expense | $330,000 | 1,732 |
| Additional noninterest expense | $1,423,000 | 1,139 |
| Pre-tax net operating income | $1,861,000 | 1,151 |
| Securities gains (losses) | $82,000 | 617 |
| Applicable income taxes | $549,000 | 987 |
| Income before extraordinary items | $1,394,000 | 1,256 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,394,000 | 1,258 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,394,000 | 1,257 |
| Net charge-offs | $-42,000 | 5,687 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,334,960 | 1,258 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,732,000 | 1,475 |
| Total interest expense | $1,732,000 | 1,570 |
| Net interest income | $15,000,000 | 1,473 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $5,250,000 | 1,088 |
| Gross Fiduciary activities income | $772,000 | 516 |
| Service charges on deposit accounts | $1,282,000 | 977 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,196,000 | 1,119 |
| Total noninterest expense | $13,416,000 | 1,461 |
| Salaries and employee benefits | $5,680,000 | 1,838 |
| Premises and equipment expense | $1,299,000 | 1,756 |
| Additional noninterest expense | $6,437,000 | 1,022 |
| Pre-tax net operating income | $6,714,000 | 1,242 |
| Securities gains (losses) | $189,000 | 781 |
| Applicable income taxes | $1,889,000 | 1,046 |
| Income before extraordinary items | $5,014,000 | 1,353 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,014,000 | 1,353 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,014,000 | 1,353 |
| Net charge-offs | $-20,000 | 5,330 |
| Cash dividends | $4,200,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,876,030 | 1,362 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,383,000 | 1,506 |
| Total interest expense | $1,287,000 | 1,602 |
| Net interest income | $11,096,000 | 1,508 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $3,767,000 | 1,136 |
| Gross Fiduciary activities income | $584,000 | 515 |
| Service charges on deposit accounts | $953,000 | 990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,230,000 | 1,182 |
| Total noninterest expense | $9,844,000 | 1,493 |
| Salaries and employee benefits | $4,244,000 | 1,849 |
| Premises and equipment expense | $949,000 | 1,817 |
| Additional noninterest expense | $4,651,000 | 1,056 |
| Pre-tax net operating income | $4,929,000 | 1,295 |
| Securities gains (losses) | $113,000 | 961 |
| Applicable income taxes | $1,384,000 | 1,091 |
| Income before extraordinary items | $3,658,000 | 1,394 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,658,000 | 1,395 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,658,000 | 1,395 |
| Net charge-offs | $-29,000 | 5,446 |
| Cash dividends | $4,100,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,575,510 | 1,388 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,059,000 | 1,552 |
| Total interest expense | $817,000 | 1,688 |
| Net interest income | $7,242,000 | 1,539 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $2,495,000 | 1,142 |
| Gross Fiduciary activities income | $401,000 | 510 |
| Service charges on deposit accounts | $614,000 | 1,000 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,480,000 | 1,197 |
| Total noninterest expense | $6,526,000 | 1,505 |
| Salaries and employee benefits | $2,803,000 | 1,873 |
| Premises and equipment expense | $633,000 | 1,820 |
| Additional noninterest expense | $3,090,000 | 1,063 |
| Pre-tax net operating income | $3,151,000 | 1,321 |
| Securities gains (losses) | $60,000 | 1,134 |
| Applicable income taxes | $883,000 | 1,117 |
| Income before extraordinary items | $2,328,000 | 1,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,328,000 | 1,435 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,328,000 | 1,436 |
| Net charge-offs | $-41,000 | 5,700 |
| Cash dividends | $4,100,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,284,200 | 1,414 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 1,637 |
| Total interest expense | $321,000 | 2,040 |
| Net interest income | $3,487,000 | 1,586 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $1,120,000 | 1,191 |
| Gross Fiduciary activities income | $198,000 | 523 |
| Service charges on deposit accounts | $285,000 | 1,058 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $637,000 | 1,267 |
| Total noninterest expense | $3,092,000 | 1,568 |
| Salaries and employee benefits | $1,333,000 | 1,963 |
| Premises and equipment expense | $318,000 | 1,836 |
| Additional noninterest expense | $1,441,000 | 1,114 |
| Pre-tax net operating income | $1,485,000 | 1,349 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $400,000 | 1,194 |
| Income before extraordinary items | $1,085,000 | 1,475 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,085,000 | 1,477 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,085,000 | 1,477 |
| Net charge-offs | $31,000 | 1,862 |
| Cash dividends | $4,100,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,085,000 | 1,430 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,058,000 | 1,666 |
| Total interest expense | $1,465,000 | 1,927 |
| Net interest income | $13,593,000 | 1,629 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $4,230,000 | 1,235 |
| Gross Fiduciary activities income | $702,000 | 543 |
| Service charges on deposit accounts | $1,147,000 | 1,150 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,381,000 | 1,290 |
| Total noninterest expense | $11,779,000 | 1,631 |
| Salaries and employee benefits | $5,070,000 | 2,017 |
| Premises and equipment expense | $1,274,000 | 1,817 |
| Additional noninterest expense | $5,435,000 | 1,214 |
| Pre-tax net operating income | $6,044,000 | 1,303 |
| Securities gains (losses) | $281,000 | 638 |
| Applicable income taxes | $1,595,000 | 1,146 |
| Income before extraordinary items | $4,730,000 | 1,376 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,730,000 | 1,375 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,730,000 | 1,375 |
| Net charge-offs | $412,000 | 1,688 |
| Cash dividends | $1,050,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,519,250 | 1,401 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,253,000 | 1,677 |
| Total interest expense | $1,126,000 | 1,909 |
| Net interest income | $10,127,000 | 1,641 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $3,121,000 | 1,258 |
| Gross Fiduciary activities income | $517,000 | 542 |
| Service charges on deposit accounts | $840,000 | 1,185 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,764,000 | 1,305 |
| Total noninterest expense | $8,621,000 | 1,670 |
| Salaries and employee benefits | $3,758,000 | 2,050 |
| Premises and equipment expense | $916,000 | 1,897 |
| Additional noninterest expense | $3,947,000 | 1,241 |
| Pre-tax net operating income | $4,627,000 | 1,292 |
| Securities gains (losses) | $9,000 | 2,383 |
| Applicable income taxes | $1,118,000 | 1,207 |
| Income before extraordinary items | $3,518,000 | 1,378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,518,000 | 1,376 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,518,000 | 1,378 |
| Net charge-offs | $190,000 | 2,050 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,511,160 | 1,350 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,475,000 | 1,669 |
| Total interest expense | $769,000 | 1,902 |
| Net interest income | $6,706,000 | 1,639 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,033,000 | 1,271 |
| Gross Fiduciary activities income | $339,000 | 547 |
| Service charges on deposit accounts | $530,000 | 1,217 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,164,000 | 1,308 |
| Total noninterest expense | $5,719,000 | 1,669 |
| Salaries and employee benefits | $2,472,000 | 2,088 |
| Premises and equipment expense | $642,000 | 1,836 |
| Additional noninterest expense | $2,605,000 | 1,244 |
| Pre-tax net operating income | $3,020,000 | 1,280 |
| Securities gains (losses) | $9,000 | 1,986 |
| Applicable income taxes | $711,000 | 1,233 |
| Income before extraordinary items | $2,318,000 | 1,354 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,318,000 | 1,355 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,318,000 | 1,356 |
| Net charge-offs | $192,000 | 1,619 |
| Cash dividends | $450,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,311,070 | 1,336 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 1,674 |
| Total interest expense | $390,000 | 1,908 |
| Net interest income | $3,331,000 | 1,645 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,013,000 | 1,237 |
| Gross Fiduciary activities income | $155,000 | 567 |
| Service charges on deposit accounts | $245,000 | 1,291 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $613,000 | 1,224 |
| Total noninterest expense | $2,839,000 | 1,688 |
| Salaries and employee benefits | $1,223,000 | 2,117 |
| Premises and equipment expense | $344,000 | 1,748 |
| Additional noninterest expense | $1,272,000 | 1,262 |
| Pre-tax net operating income | $1,505,000 | 1,244 |
| Securities gains (losses) | $-4,000 | 6,345 |
| Applicable income taxes | $346,000 | 1,208 |
| Income before extraordinary items | $1,155,000 | 1,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,155,000 | 1,312 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,155,000 | 1,312 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,158,080 | 1,278 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,210,000 | 1,642 |
| Total interest expense | $1,911,000 | 1,776 |
| Net interest income | $13,299,000 | 1,624 |
| Provision for loan and lease losses | $180,000 | 3,069 |
| Total noninterest income | $4,681,000 | 1,188 |
| Gross Fiduciary activities income | $632,000 | 559 |
| Service charges on deposit accounts | $1,129,000 | 1,201 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,920,000 | 1,167 |
| Total noninterest expense | $12,171,000 | 1,583 |
| Salaries and employee benefits | $5,264,000 | 1,931 |
| Premises and equipment expense | $1,182,000 | 1,944 |
| Additional noninterest expense | $5,725,000 | 1,180 |
| Pre-tax net operating income | $5,629,000 | 1,303 |
| Securities gains (losses) | $110,000 | 1,250 |
| Applicable income taxes | $1,145,000 | 1,341 |
| Income before extraordinary items | $4,594,000 | 1,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,594,000 | 1,326 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,594,000 | 1,327 |
| Net charge-offs | $281,000 | 2,650 |
| Cash dividends | $195,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,506,000 | 1,321 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,400,000 | 1,652 |
| Total interest expense | $1,486,000 | 1,763 |
| Net interest income | $9,914,000 | 1,639 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $3,195,000 | 1,288 |
| Gross Fiduciary activities income | $446,000 | 565 |
| Service charges on deposit accounts | $824,000 | 1,245 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,925,000 | 1,309 |
| Total noninterest expense | $9,118,000 | 1,588 |
| Salaries and employee benefits | $4,068,000 | 1,892 |
| Premises and equipment expense | $884,000 | 1,956 |
| Additional noninterest expense | $4,166,000 | 1,198 |
| Pre-tax net operating income | $3,811,000 | 1,439 |
| Securities gains (losses) | $166,000 | 913 |
| Applicable income taxes | $757,000 | 1,506 |
| Income before extraordinary items | $3,220,000 | 1,408 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,220,000 | 1,410 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,220,000 | 1,410 |
| Net charge-offs | $158,000 | 2,805 |
| Cash dividends | $195,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,085,540 | 1,435 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,380,000 | 2,276 |
| Total interest expense | $700,000 | 2,400 |
| Net interest income | $4,680,000 | 2,225 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $1,757,000 | 1,478 |
| Gross Fiduciary activities income | $288,000 | 573 |
| Service charges on deposit accounts | $368,000 | 1,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,101,000 | 1,479 |
| Total noninterest expense | $3,987,000 | 2,351 |
| Salaries and employee benefits | $1,754,000 | 2,823 |
| Premises and equipment expense | $364,000 | 2,914 |
| Additional noninterest expense | $1,869,000 | 1,701 |
| Pre-tax net operating income | $2,330,000 | 1,519 |
| Securities gains (losses) | $32,000 | 1,789 |
| Applicable income taxes | $490,000 | 1,531 |
| Income before extraordinary items | $1,872,000 | 1,619 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,872,000 | 1,621 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,872,000 | 1,624 |
| Net charge-offs | $-82,000 | 6,651 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,846,720 | 1,571 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 2,314 |
| Total interest expense | $361,000 | 2,404 |
| Net interest income | $2,311,000 | 2,270 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $949,000 | 1,402 |
| Gross Fiduciary activities income | $132,000 | 604 |
| Service charges on deposit accounts | $180,000 | 1,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $637,000 | 1,334 |
| Total noninterest expense | $1,945,000 | 2,428 |
| Salaries and employee benefits | $868,000 | 2,859 |
| Premises and equipment expense | $179,000 | 2,971 |
| Additional noninterest expense | $898,000 | 1,773 |
| Pre-tax net operating income | $1,255,000 | 1,415 |
| Securities gains (losses) | $10,000 | 1,481 |
| Applicable income taxes | $283,000 | 1,389 |
| Income before extraordinary items | $982,000 | 1,513 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $982,000 | 1,516 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $982,000 | 1,515 |
| Net charge-offs | $-103,000 | 6,843 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $974,200 | 1,464 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,914,000 | 2,365 |
| Total interest expense | $1,941,000 | 2,182 |
| Net interest income | $8,973,000 | 2,401 |
| Provision for loan and lease losses | $280,000 | 3,492 |
| Total noninterest income | $4,069,000 | 1,315 |
| Gross Fiduciary activities income | $567,000 | 569 |
| Service charges on deposit accounts | $859,000 | 1,596 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,643,000 | 1,281 |
| Total noninterest expense | $15,146,000 | 1,317 |
| Salaries and employee benefits | $10,533,000 | 1,000 |
| Premises and equipment expense | $671,000 | 3,117 |
| Additional noninterest expense | $3,942,000 | 1,689 |
| Pre-tax net operating income | $-2,384,000 | 6,838 |
| Securities gains (losses) | $292,000 | 1,388 |
| Applicable income taxes | $-1,823,000 | 6,999 |
| Income before extraordinary items | $-269,000 | 6,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-269,000 | 6,488 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-269,000 | 6,490 |
| Net charge-offs | $436,000 | 2,833 |
| Cash dividends | $195,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-455,880 | 6,506 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,238,000 | 2,406 |
| Total interest expense | $1,526,000 | 2,188 |
| Net interest income | $6,712,000 | 2,444 |
| Provision for loan and lease losses | $280,000 | 3,060 |
| Total noninterest income | $2,306,000 | 1,615 |
| Gross Fiduciary activities income | $414,000 | 581 |
| Service charges on deposit accounts | $648,000 | 1,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,244,000 | 1,740 |
| Total noninterest expense | $6,094,000 | 2,325 |
| Salaries and employee benefits | $2,797,000 | 2,636 |
| Premises and equipment expense | $487,000 | 3,223 |
| Additional noninterest expense | $2,810,000 | 1,767 |
| Pre-tax net operating income | $2,644,000 | 1,874 |
| Securities gains (losses) | $28,000 | 2,738 |
| Applicable income taxes | $520,000 | 1,897 |
| Income before extraordinary items | $2,152,000 | 1,977 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,152,000 | 1,976 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,152,000 | 1,978 |
| Net charge-offs | $448,000 | 2,330 |
| Cash dividends | $195,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,129,320 | 1,876 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 2,425 |
| Total interest expense | $1,060,000 | 2,177 |
| Net interest income | $4,412,000 | 2,476 |
| Provision for loan and lease losses | $280,000 | 2,537 |
| Total noninterest income | $1,522,000 | 1,614 |
| Gross Fiduciary activities income | $304,000 | 573 |
| Service charges on deposit accounts | $431,000 | 1,595 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $787,000 | 1,771 |
| Total noninterest expense | $4,012,000 | 2,356 |
| Salaries and employee benefits | $1,820,000 | 2,717 |
| Premises and equipment expense | $310,000 | 3,348 |
| Additional noninterest expense | $1,882,000 | 1,769 |
| Pre-tax net operating income | $1,642,000 | 1,988 |
| Securities gains (losses) | $9,000 | 2,752 |
| Applicable income taxes | $303,000 | 2,042 |
| Income before extraordinary items | $1,348,000 | 2,065 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,348,000 | 2,063 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,348,000 | 2,065 |
| Net charge-offs | $407,000 | 1,985 |
| Cash dividends | $195,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,340,620 | 1,964 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 2,468 |
| Total interest expense | $556,000 | 2,159 |
| Net interest income | $2,157,000 | 2,532 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $717,000 | 1,666 |
| Gross Fiduciary activities income | $139,000 | 591 |
| Service charges on deposit accounts | $210,000 | 1,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $368,000 | 1,857 |
| Total noninterest expense | $2,018,000 | 2,346 |
| Salaries and employee benefits | $923,000 | 2,686 |
| Premises and equipment expense | $151,000 | 3,441 |
| Additional noninterest expense | $944,000 | 1,762 |
| Pre-tax net operating income | $706,000 | 2,261 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $106,000 | 2,394 |
| Income before extraordinary items | $600,000 | 2,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $600,000 | 2,256 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $600,000 | 2,257 |
| Net charge-offs | $125,000 | 2,266 |
| Cash dividends | $195,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $600,000 | 2,140 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,222,000 | 2,493 |
| Total interest expense | $2,581,000 | 2,234 |
| Net interest income | $8,641,000 | 2,542 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $3,216,000 | 1,421 |
| Gross Fiduciary activities income | $537,000 | 542 |
| Service charges on deposit accounts | $796,000 | 1,791 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,883,000 | 1,425 |
| Total noninterest expense | $8,072,000 | 2,343 |
| Salaries and employee benefits | $3,466,000 | 2,770 |
| Premises and equipment expense | $633,000 | 3,440 |
| Additional noninterest expense | $3,973,000 | 1,711 |
| Pre-tax net operating income | $3,185,000 | 1,735 |
| Securities gains (losses) | $38,000 | 2,752 |
| Applicable income taxes | $586,000 | 1,873 |
| Income before extraordinary items | $2,637,000 | 1,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,637,000 | 1,804 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,637,000 | 1,804 |
| Net charge-offs | $889,000 | 2,505 |
| Cash dividends | $702,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,605,840 | 1,740 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,476,000 | 2,502 |
| Total interest expense | $1,969,000 | 2,301 |
| Net interest income | $6,507,000 | 2,547 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $2,156,000 | 1,533 |
| Gross Fiduciary activities income | $395,000 | 547 |
| Service charges on deposit accounts | $586,000 | 1,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,175,000 | 1,584 |
| Total noninterest expense | $6,106,000 | 2,345 |
| Salaries and employee benefits | $2,628,000 | 2,737 |
| Premises and equipment expense | $466,000 | 3,527 |
| Additional noninterest expense | $3,012,000 | 1,687 |
| Pre-tax net operating income | $2,107,000 | 2,004 |
| Securities gains (losses) | $38,000 | 2,498 |
| Applicable income taxes | $336,000 | 2,150 |
| Income before extraordinary items | $1,809,000 | 1,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,809,000 | 1,997 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,809,000 | 1,997 |
| Net charge-offs | $883,000 | 2,032 |
| Cash dividends | $165,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,777,080 | 1,919 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,666,000 | 2,507 |
| Total interest expense | $1,320,000 | 2,374 |
| Net interest income | $4,346,000 | 2,542 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $1,388,000 | 1,561 |
| Gross Fiduciary activities income | $270,000 | 548 |
| Service charges on deposit accounts | $369,000 | 1,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $749,000 | 1,634 |
| Total noninterest expense | $4,003,000 | 2,402 |
| Salaries and employee benefits | $1,739,000 | 2,772 |
| Premises and equipment expense | $324,000 | 3,456 |
| Additional noninterest expense | $1,940,000 | 1,773 |
| Pre-tax net operating income | $1,431,000 | 1,958 |
| Securities gains (losses) | $15,000 | 2,213 |
| Applicable income taxes | $232,000 | 2,064 |
| Income before extraordinary items | $1,214,000 | 1,937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,214,000 | 1,937 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,214,000 | 1,937 |
| Net charge-offs | $375,000 | 2,425 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,201,400 | 1,884 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 2,538 |
| Total interest expense | $665,000 | 2,428 |
| Net interest income | $2,148,000 | 2,554 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $652,000 | 1,651 |
| Gross Fiduciary activities income | $127,000 | 569 |
| Service charges on deposit accounts | $166,000 | 2,041 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $359,000 | 1,700 |
| Total noninterest expense | $2,010,000 | 2,410 |
| Salaries and employee benefits | $855,000 | 2,832 |
| Premises and equipment expense | $166,000 | 3,447 |
| Additional noninterest expense | $989,000 | 1,725 |
| Pre-tax net operating income | $640,000 | 2,111 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $87,000 | 2,333 |
| Income before extraordinary items | $553,000 | 2,062 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $553,000 | 2,061 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $553,000 | 2,062 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $553,000 | 2,025 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,769,000 | 2,535 |
| Total interest expense | $2,910,000 | 2,672 |
| Net interest income | $8,859,000 | 2,485 |
| Provision for loan and lease losses | $2,100,000 | 2,010 |
| Total noninterest income | $2,891,000 | 1,596 |
| Gross Fiduciary activities income | $477,000 | 560 |
| Service charges on deposit accounts | $739,000 | 1,962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,675,000 | 1,575 |
| Total noninterest expense | $8,652,000 | 2,237 |
| Salaries and employee benefits | $3,796,000 | 2,532 |
| Premises and equipment expense | $758,000 | 3,098 |
| Additional noninterest expense | $4,098,000 | 1,755 |
| Pre-tax net operating income | $998,000 | 3,385 |
| Securities gains (losses) | $239,000 | 1,441 |
| Applicable income taxes | $-107,000 | 6,841 |
| Income before extraordinary items | $1,344,000 | 2,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,344,000 | 2,683 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,344,000 | 2,688 |
| Net charge-offs | $1,884,000 | 1,932 |
| Cash dividends | $675,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,105,000 | 2,932 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 2,570 |
| Total interest expense | $2,221,000 | 2,735 |
| Net interest income | $6,726,000 | 2,466 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $1,997,000 | 1,690 |
| Gross Fiduciary activities income | $346,000 | 564 |
| Service charges on deposit accounts | $544,000 | 2,043 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,107,000 | 1,687 |
| Total noninterest expense | $6,554,000 | 2,209 |
| Salaries and employee benefits | $2,891,000 | 2,507 |
| Premises and equipment expense | $563,000 | 3,170 |
| Additional noninterest expense | $3,100,000 | 1,713 |
| Pre-tax net operating income | $1,719,000 | 2,135 |
| Securities gains (losses) | $239,000 | 1,234 |
| Applicable income taxes | $303,000 | 2,135 |
| Income before extraordinary items | $1,655,000 | 1,979 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,655,000 | 1,980 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,655,000 | 1,981 |
| Net charge-offs | $1,002,000 | 2,192 |
| Cash dividends | $675,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,451,850 | 2,109 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 2,639 |
| Total interest expense | $1,496,000 | 2,800 |
| Net interest income | $4,386,000 | 2,523 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $1,339,000 | 1,629 |
| Gross Fiduciary activities income | $235,000 | 566 |
| Service charges on deposit accounts | $352,000 | 2,089 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $752,000 | 1,593 |
| Total noninterest expense | $4,373,000 | 2,205 |
| Salaries and employee benefits | $1,910,000 | 2,538 |
| Premises and equipment expense | $383,000 | 3,155 |
| Additional noninterest expense | $2,080,000 | 1,701 |
| Pre-tax net operating income | $1,052,000 | 2,285 |
| Securities gains (losses) | $239,000 | 827 |
| Applicable income taxes | $200,000 | 2,126 |
| Income before extraordinary items | $1,091,000 | 1,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,091,000 | 1,965 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,091,000 | 1,965 |
| Net charge-offs | $389,000 | 2,739 |
| Cash dividends | $675,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $887,850 | 2,237 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 2,703 |
| Total interest expense | $752,000 | 2,909 |
| Net interest income | $2,180,000 | 2,573 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $649,000 | 1,690 |
| Gross Fiduciary activities income | $115,000 | 578 |
| Service charges on deposit accounts | $173,000 | 2,107 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $361,000 | 1,619 |
| Total noninterest expense | $2,144,000 | 2,274 |
| Salaries and employee benefits | $914,000 | 2,679 |
| Premises and equipment expense | $140,000 | 4,056 |
| Additional noninterest expense | $1,090,000 | 1,611 |
| Pre-tax net operating income | $535,000 | 2,285 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $59,000 | 2,663 |
| Income before extraordinary items | $476,000 | 2,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $476,000 | 2,227 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $476,000 | 2,228 |
| Net charge-offs | $180,000 | 2,551 |
| Cash dividends | $175,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $476,000 | 2,137 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,240,000 | 2,695 |
| Total interest expense | $3,550,000 | 3,017 |
| Net interest income | $8,690,000 | 2,487 |
| Provision for loan and lease losses | $1,300,000 | 3,088 |
| Total noninterest income | $3,078,000 | 1,579 |
| Gross Fiduciary activities income | $467,000 | 564 |
| Service charges on deposit accounts | $803,000 | 2,042 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,808,000 | 1,476 |
| Total noninterest expense | $8,499,000 | 2,324 |
| Salaries and employee benefits | $4,563,000 | 2,157 |
| Premises and equipment expense | $538,000 | 4,188 |
| Additional noninterest expense | $3,398,000 | 2,105 |
| Pre-tax net operating income | $1,969,000 | 1,932 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $195,000 | 2,394 |
| Income before extraordinary items | $1,773,000 | 1,859 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,773,000 | 1,856 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,773,000 | 1,858 |
| Net charge-offs | $910,000 | 2,978 |
| Cash dividends | $1,450,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,773,900 | 1,816 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,194,000 | 2,726 |
| Total interest expense | $2,745,000 | 3,060 |
| Net interest income | $6,449,000 | 2,520 |
| Provision for loan and lease losses | $510,000 | 3,764 |
| Total noninterest income | $2,249,000 | 1,630 |
| Gross Fiduciary activities income | $340,000 | 562 |
| Service charges on deposit accounts | $590,000 | 2,075 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,319,000 | 1,522 |
| Total noninterest expense | $6,275,000 | 2,353 |
| Salaries and employee benefits | $3,564,000 | 2,079 |
| Premises and equipment expense | $413,000 | 4,163 |
| Additional noninterest expense | $2,298,000 | 2,267 |
| Pre-tax net operating income | $1,913,000 | 1,684 |
| Securities gains (losses) | $-1,000 | 7,086 |
| Applicable income taxes | $307,000 | 1,907 |
| Income before extraordinary items | $1,605,000 | 1,667 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,605,000 | 1,665 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,605,000 | 1,667 |
| Net charge-offs | $873,000 | 2,354 |
| Cash dividends | $1,450,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,605,840 | 1,625 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,114,000 | 2,770 |
| Total interest expense | $1,871,000 | 3,131 |
| Net interest income | $4,243,000 | 2,550 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $1,495,000 | 1,657 |
| Gross Fiduciary activities income | $210,000 | 583 |
| Service charges on deposit accounts | $382,000 | 2,096 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $903,000 | 1,522 |
| Total noninterest expense | $4,168,000 | 2,399 |
| Salaries and employee benefits | $2,562,000 | 1,970 |
| Premises and equipment expense | $285,000 | 4,084 |
| Additional noninterest expense | $1,321,000 | 2,609 |
| Pre-tax net operating income | $1,450,000 | 1,565 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $272,000 | 1,645 |
| Income before extraordinary items | $1,178,000 | 1,586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,178,000 | 1,582 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,178,000 | 1,585 |
| Net charge-offs | $743,000 | 1,920 |
| Cash dividends | $1,450,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,178,000 | 1,560 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 2,792 |
| Total interest expense | $940,000 | 3,219 |
| Net interest income | $2,133,000 | 2,540 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $722,000 | 1,664 |
| Gross Fiduciary activities income | $119,000 | 562 |
| Service charges on deposit accounts | $184,000 | 2,105 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $419,000 | 1,571 |
| Total noninterest expense | $1,975,000 | 2,451 |
| Salaries and employee benefits | $1,253,000 | 2,041 |
| Premises and equipment expense | $140,000 | 4,182 |
| Additional noninterest expense | $582,000 | 2,630 |
| Pre-tax net operating income | $820,000 | 1,558 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $170,000 | 1,610 |
| Income before extraordinary items | $650,000 | 1,659 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $650,000 | 1,660 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $650,000 | 1,661 |
| Net charge-offs | $324,000 | 1,707 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $650,000 | 1,579 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,892,000 | 2,662 |
| Total interest expense | $5,319,000 | 2,816 |
| Net interest income | $8,573,000 | 2,523 |
| Provision for loan and lease losses | $448,000 | 3,979 |
| Total noninterest income | $3,145,000 | 1,507 |
| Gross Fiduciary activities income | $488,000 | 575 |
| Service charges on deposit accounts | $931,000 | 1,864 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,726,000 | 1,449 |
| Total noninterest expense | $7,909,000 | 2,398 |
| Salaries and employee benefits | $4,917,000 | 2,070 |
| Premises and equipment expense | $987,000 | 2,663 |
| Additional noninterest expense | $2,005,000 | 2,868 |
| Pre-tax net operating income | $3,361,000 | 1,619 |
| Securities gains (losses) | $38,000 | 1,788 |
| Applicable income taxes | $677,000 | 1,557 |
| Income before extraordinary items | $2,722,000 | 1,494 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,722,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 4,031 |
| Cash dividends | $680,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,691,600 | 1,615 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,515,000 | 2,688 |
| Total interest expense | $4,220,000 | 2,771 |
| Net interest income | $6,295,000 | 2,606 |
| Provision for loan and lease losses | $388,000 | 3,132 |
| Total noninterest income | $2,357,000 | 1,564 |
| Gross Fiduciary activities income | $360,000 | 583 |
| Service charges on deposit accounts | $711,000 | 1,850 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,286,000 | 1,513 |
| Total noninterest expense | $5,883,000 | 2,411 |
| Salaries and employee benefits | $3,645,000 | 2,109 |
| Premises and equipment expense | $742,000 | 2,665 |
| Additional noninterest expense | $1,496,000 | 2,781 |
| Pre-tax net operating income | $2,381,000 | 2,012 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $459,000 | 2,008 |
| Income before extraordinary items | $1,960,000 | 1,813 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,960,000 | 1,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,283 |
| Cash dividends | $680,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,929,220 | 1,931 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 2,689 |
| Total interest expense | $2,930,000 | 2,764 |
| Net interest income | $4,153,000 | 2,627 |
| Provision for loan and lease losses | $328,000 | 2,414 |
| Total noninterest income | $1,578,000 | 1,584 |
| Gross Fiduciary activities income | $249,000 | 590 |
| Service charges on deposit accounts | $463,000 | 1,859 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $866,000 | 1,559 |
| Total noninterest expense | $3,938,000 | 2,404 |
| Salaries and employee benefits | $2,433,000 | 2,132 |
| Premises and equipment expense | $495,000 | 2,660 |
| Additional noninterest expense | $1,010,000 | 2,719 |
| Pre-tax net operating income | $1,465,000 | 2,242 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $282,000 | 2,290 |
| Income before extraordinary items | $1,221,000 | 2,157 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,221,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,351 |
| Cash dividends | $430,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,190,220 | 2,168 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 2,727 |
| Total interest expense | $1,534,000 | 2,824 |
| Net interest income | $2,049,000 | 2,655 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $690,000 | 1,770 |
| Gross Fiduciary activities income | $134,000 | 593 |
| Service charges on deposit accounts | $223,000 | 1,900 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $333,000 | 1,845 |
| Total noninterest expense | $1,947,000 | 2,428 |
| Salaries and employee benefits | $1,232,000 | 2,126 |
| Premises and equipment expense | $251,000 | 2,657 |
| Additional noninterest expense | $464,000 | 2,901 |
| Pre-tax net operating income | $732,000 | 2,334 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $143,000 | 2,382 |
| Income before extraordinary items | $589,000 | 2,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $589,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $589,000 | 2,277 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,017,000 | 2,537 |
| Total interest expense | $7,082,000 | 2,595 |
| Net interest income | $8,935,000 | 2,464 |
| Provision for loan and lease losses | $412,000 | 2,653 |
| Total noninterest income | $3,098,000 | 1,598 |
| Gross Fiduciary activities income | $595,000 | 550 |
| Service charges on deposit accounts | $938,000 | 1,870 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,565,000 | 1,631 |
| Total noninterest expense | $7,786,000 | 2,344 |
| Salaries and employee benefits | $4,979,000 | 2,017 |
| Premises and equipment expense | $966,000 | 2,649 |
| Additional noninterest expense | $1,841,000 | 2,873 |
| Pre-tax net operating income | $3,835,000 | 2,050 |
| Securities gains (losses) | $-49,000 | 8,007 |
| Applicable income taxes | $896,000 | 1,991 |
| Income before extraordinary items | $2,890,000 | 2,104 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,890,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,156 |
| Cash dividends | $10,315,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,927,240 | 2,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,144,000 | 2,516 |
| Total interest expense | $5,371,000 | 2,563 |
| Net interest income | $6,773,000 | 2,464 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $2,227,000 | 1,656 |
| Gross Fiduciary activities income | $460,000 | 545 |
| Service charges on deposit accounts | $673,000 | 1,919 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,094,000 | 1,710 |
| Total noninterest expense | $5,869,000 | 2,315 |
| Salaries and employee benefits | $3,697,000 | 2,030 |
| Premises and equipment expense | $776,000 | 2,478 |
| Additional noninterest expense | $1,396,000 | 2,783 |
| Pre-tax net operating income | $2,951,000 | 2,141 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $797,000 | 1,912 |
| Income before extraordinary items | $2,154,000 | 2,234 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,154,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,741 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,154,000 | 2,222 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,163,000 | 2,521 |
| Total interest expense | $3,643,000 | 2,538 |
| Net interest income | $4,520,000 | 2,490 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $1,411,000 | 1,747 |
| Gross Fiduciary activities income | $307,000 | 549 |
| Service charges on deposit accounts | $409,000 | 2,072 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $695,000 | 1,786 |
| Total noninterest expense | $3,911,000 | 2,335 |
| Salaries and employee benefits | $2,468,000 | 2,069 |
| Premises and equipment expense | $512,000 | 2,528 |
| Additional noninterest expense | $931,000 | 2,784 |
| Pre-tax net operating income | $1,900,000 | 2,257 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $504,000 | 2,056 |
| Income before extraordinary items | $1,396,000 | 2,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,396,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,938 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,396,000 | 2,320 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 2,545 |
| Total interest expense | $1,739,000 | 2,627 |
| Net interest income | $2,288,000 | 2,470 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $690,000 | 1,757 |
| Gross Fiduciary activities income | $151,000 | 560 |
| Service charges on deposit accounts | $171,000 | 2,345 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $368,000 | 1,697 |
| Total noninterest expense | $1,925,000 | 2,373 |
| Salaries and employee benefits | $1,226,000 | 2,091 |
| Premises and equipment expense | $257,000 | 2,518 |
| Additional noninterest expense | $442,000 | 2,909 |
| Pre-tax net operating income | $993,000 | 2,178 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $258,000 | 2,045 |
| Income before extraordinary items | $735,000 | 2,217 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $735,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,300 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $735,000 | 2,202 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,455,000 | 2,491 |
| Total interest expense | $6,311,000 | 2,488 |
| Net interest income | $9,144,000 | 2,478 |
| Provision for loan and lease losses | $554,000 | 1,738 |
| Total noninterest income | $3,122,000 | 1,567 |
| Gross Fiduciary activities income | $740,000 | 484 |
| Service charges on deposit accounts | $797,000 | 2,116 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,585,000 | 1,608 |
| Total noninterest expense | $7,644,000 | 2,317 |
| Salaries and employee benefits | $4,651,000 | 2,103 |
| Premises and equipment expense | $898,000 | 2,722 |
| Additional noninterest expense | $2,095,000 | 2,458 |
| Pre-tax net operating income | $4,068,000 | 2,231 |
| Securities gains (losses) | $-232,000 | 8,406 |
| Applicable income taxes | $767,000 | 2,532 |
| Income before extraordinary items | $3,069,000 | 2,237 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,069,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,247 |
| Cash dividends | $1,612,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,254,600 | 2,118 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,388,000 | 2,519 |
| Total interest expense | $4,587,000 | 2,483 |
| Net interest income | $6,801,000 | 2,526 |
| Provision for loan and lease losses | $354,000 | 1,890 |
| Total noninterest income | $2,058,000 | 1,763 |
| Gross Fiduciary activities income | $527,000 | 496 |
| Service charges on deposit accounts | $608,000 | 2,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $923,000 | 1,940 |
| Total noninterest expense | $5,612,000 | 2,359 |
| Salaries and employee benefits | $3,585,000 | 2,040 |
| Premises and equipment expense | $654,000 | 2,797 |
| Additional noninterest expense | $1,373,000 | 2,760 |
| Pre-tax net operating income | $2,893,000 | 2,394 |
| Securities gains (losses) | $-232,000 | 8,555 |
| Applicable income taxes | $717,000 | 2,360 |
| Income before extraordinary items | $1,944,000 | 2,625 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,944,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $856,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,113,360 | 2,444 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 2,535 |
| Total interest expense | $2,921,000 | 2,492 |
| Net interest income | $4,481,000 | 2,552 |
| Provision for loan and lease losses | $103,000 | 3,273 |
| Total noninterest income | $1,374,000 | 1,760 |
| Gross Fiduciary activities income | $372,000 | 487 |
| Service charges on deposit accounts | $393,000 | 2,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $609,000 | 1,937 |
| Total noninterest expense | $3,743,000 | 2,354 |
| Salaries and employee benefits | $2,412,000 | 2,029 |
| Premises and equipment expense | $449,000 | 2,726 |
| Additional noninterest expense | $882,000 | 2,871 |
| Pre-tax net operating income | $2,009,000 | 2,303 |
| Securities gains (losses) | $-232,000 | 8,642 |
| Applicable income taxes | $479,000 | 2,382 |
| Income before extraordinary items | $1,298,000 | 2,622 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,298,000 | 2,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $606,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,467,360 | 2,361 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 2,592 |
| Total interest expense | $1,316,000 | 2,621 |
| Net interest income | $2,225,000 | 2,542 |
| Provision for loan and lease losses | $32,000 | 3,778 |
| Total noninterest income | $840,000 | 1,455 |
| Gross Fiduciary activities income | $177,000 | 508 |
| Service charges on deposit accounts | $185,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $478,000 | 1,383 |
| Total noninterest expense | $2,042,000 | 2,169 |
| Salaries and employee benefits | $1,307,000 | 1,883 |
| Premises and equipment expense | $208,000 | 2,926 |
| Additional noninterest expense | $527,000 | 2,434 |
| Pre-tax net operating income | $991,000 | 2,289 |
| Securities gains (losses) | $-232,000 | 8,719 |
| Applicable income taxes | $203,000 | 2,586 |
| Income before extraordinary items | $556,000 | 2,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $556,000 | 2,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,032 |
| Cash dividends | $194,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $725,360 | 2,360 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,819,000 | 2,390 |
| Total interest expense | $4,823,000 | 2,270 |
| Net interest income | $8,996,000 | 2,442 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $2,993,000 | 1,608 |
| Gross Fiduciary activities income | $769,000 | 463 |
| Service charges on deposit accounts | $869,000 | 1,970 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,355,000 | 1,796 |
| Total noninterest expense | $7,624,000 | 2,184 |
| Salaries and employee benefits | $4,510,000 | 2,041 |
| Premises and equipment expense | $955,000 | 2,467 |
| Additional noninterest expense | $2,159,000 | 2,314 |
| Pre-tax net operating income | $4,305,000 | 2,109 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $898,000 | 2,415 |
| Income before extraordinary items | $3,407,000 | 2,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,407,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,812 |
| Cash dividends | $2,313,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,407,000 | 1,988 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,218,000 | 2,367 |
| Total interest expense | $3,449,000 | 2,250 |
| Net interest income | $6,769,000 | 2,419 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $2,579,000 | 1,457 |
| Gross Fiduciary activities income | $571,000 | 455 |
| Service charges on deposit accounts | $648,000 | 1,975 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,360,000 | 1,454 |
| Total noninterest expense | $6,101,000 | 2,032 |
| Salaries and employee benefits | $3,504,000 | 1,947 |
| Premises and equipment expense | $654,000 | 2,658 |
| Additional noninterest expense | $1,943,000 | 1,915 |
| Pre-tax net operating income | $3,202,000 | 2,123 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $682,000 | 2,435 |
| Income before extraordinary items | $2,520,000 | 2,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,520,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,120 |
| Cash dividends | $860,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,520,000 | 2,013 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 2,369 |
| Total interest expense | $2,158,000 | 2,269 |
| Net interest income | $4,495,000 | 2,399 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $1,596,000 | 1,512 |
| Gross Fiduciary activities income | $379,000 | 456 |
| Service charges on deposit accounts | $416,000 | 2,006 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $801,000 | 1,581 |
| Total noninterest expense | $4,014,000 | 2,053 |
| Salaries and employee benefits | $2,317,000 | 1,952 |
| Premises and equipment expense | $444,000 | 2,596 |
| Additional noninterest expense | $1,253,000 | 1,953 |
| Pre-tax net operating income | $2,047,000 | 2,150 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $427,000 | 2,504 |
| Income before extraordinary items | $1,620,000 | 2,090 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,620,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $690,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,620,000 | 2,054 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 2,382 |
| Total interest expense | $1,023,000 | 2,294 |
| Net interest income | $2,211,000 | 2,421 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $831,000 | 1,446 |
| Gross Fiduciary activities income | $215,000 | 429 |
| Service charges on deposit accounts | $196,000 | 2,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $420,000 | 1,499 |
| Total noninterest expense | $2,073,000 | 1,998 |
| Salaries and employee benefits | $1,147,000 | 1,991 |
| Premises and equipment expense | $226,000 | 2,578 |
| Additional noninterest expense | $700,000 | 1,770 |
| Pre-tax net operating income | $954,000 | 2,252 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $755,000 | 2,191 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $755,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $755,000 | 2,150 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,963,000 | 2,217 |
| Total interest expense | $3,680,000 | 2,196 |
| Net interest income | $9,283,000 | 2,198 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $3,435,000 | 1,436 |
| Gross Fiduciary activities income | $606,000 | 507 |
| Service charges on deposit accounts | $861,000 | 1,996 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,968,000 | 1,336 |
| Total noninterest expense | $7,657,000 | 2,082 |
| Salaries and employee benefits | $4,571,000 | 1,915 |
| Premises and equipment expense | $1,003,000 | 2,281 |
| Additional noninterest expense | $2,083,000 | 2,333 |
| Pre-tax net operating income | $4,861,000 | 1,743 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,318,000 | 1,778 |
| Income before extraordinary items | $3,543,000 | 1,791 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,543,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,264 |
| Cash dividends | $1,245,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,543,000 | 1,746 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,685,000 | 2,194 |
| Total interest expense | $2,729,000 | 2,185 |
| Net interest income | $6,956,000 | 2,182 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $2,595,000 | 1,446 |
| Gross Fiduciary activities income | $421,000 | 532 |
| Service charges on deposit accounts | $661,000 | 1,981 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,513,000 | 1,321 |
| Total noninterest expense | $5,697,000 | 2,097 |
| Salaries and employee benefits | $3,422,000 | 1,905 |
| Premises and equipment expense | $768,000 | 2,235 |
| Additional noninterest expense | $1,507,000 | 2,382 |
| Pre-tax net operating income | $3,674,000 | 1,745 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,045,000 | 1,706 |
| Income before extraordinary items | $2,629,000 | 1,824 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,629,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-224,000 | 8,925 |
| Cash dividends | $645,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,629,000 | 1,780 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 2,174 |
| Total interest expense | $1,818,000 | 2,161 |
| Net interest income | $4,618,000 | 2,166 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,757,000 | 1,413 |
| Gross Fiduciary activities income | $283,000 | 533 |
| Service charges on deposit accounts | $431,000 | 2,001 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,043,000 | 1,282 |
| Total noninterest expense | $3,797,000 | 2,105 |
| Salaries and employee benefits | $2,280,000 | 1,905 |
| Premises and equipment expense | $543,000 | 2,106 |
| Additional noninterest expense | $974,000 | 2,443 |
| Pre-tax net operating income | $2,458,000 | 1,711 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $711,000 | 1,687 |
| Income before extraordinary items | $1,747,000 | 1,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,747,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-257,000 | 9,012 |
| Cash dividends | $536,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,747,000 | 1,757 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 2,170 |
| Total interest expense | $915,000 | 2,175 |
| Net interest income | $2,313,000 | 2,165 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $733,000 | 1,605 |
| Gross Fiduciary activities income | $147,000 | 528 |
| Service charges on deposit accounts | $206,000 | 2,020 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $380,000 | 1,588 |
| Total noninterest expense | $1,851,000 | 2,166 |
| Salaries and employee benefits | $1,130,000 | 1,937 |
| Premises and equipment expense | $310,000 | 1,872 |
| Additional noninterest expense | $411,000 | 2,837 |
| Pre-tax net operating income | $1,135,000 | 1,811 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $330,000 | 1,800 |
| Income before extraordinary items | $805,000 | 1,947 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $805,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,497 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $805,000 | 1,862 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,523,000 | 2,105 |
| Total interest expense | $4,127,000 | 2,155 |
| Net interest income | $9,396,000 | 2,081 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $3,479,000 | 1,499 |
| Gross Fiduciary activities income | $551,000 | 534 |
| Service charges on deposit accounts | $893,000 | 1,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,035,000 | 1,454 |
| Total noninterest expense | $7,561,000 | 2,084 |
| Salaries and employee benefits | $4,478,000 | 1,920 |
| Premises and equipment expense | $1,206,000 | 1,897 |
| Additional noninterest expense | $1,877,000 | 2,540 |
| Pre-tax net operating income | $5,074,000 | 1,598 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $1,430,000 | 1,688 |
| Income before extraordinary items | $3,653,000 | 1,698 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,653,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,250 |
| Cash dividends | $2,950,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,646,520 | 1,618 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,563,000 | 2,049 |
| Total interest expense | $3,158,000 | 2,193 |
| Net interest income | $7,405,000 | 1,988 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $2,044,000 | 1,861 |
| Gross Fiduciary activities income | $407,000 | 543 |
| Service charges on deposit accounts | $653,000 | 1,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $984,000 | 2,074 |
| Total noninterest expense | $5,500,000 | 2,158 |
| Salaries and employee benefits | $3,439,000 | 1,879 |
| Premises and equipment expense | $864,000 | 1,981 |
| Additional noninterest expense | $1,197,000 | 2,888 |
| Pre-tax net operating income | $3,769,000 | 1,671 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $1,054,000 | 1,784 |
| Income before extraordinary items | $2,724,000 | 1,769 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,724,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,750 |
| Cash dividends | $850,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,717,520 | 1,679 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 2,048 |
| Total interest expense | $2,168,000 | 2,201 |
| Net interest income | $4,946,000 | 1,975 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,337,000 | 1,875 |
| Gross Fiduciary activities income | $277,000 | 538 |
| Service charges on deposit accounts | $412,000 | 2,042 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $648,000 | 2,085 |
| Total noninterest expense | $3,664,000 | 2,145 |
| Salaries and employee benefits | $2,326,000 | 1,844 |
| Premises and equipment expense | $619,000 | 1,845 |
| Additional noninterest expense | $719,000 | 3,156 |
| Pre-tax net operating income | $2,499,000 | 1,676 |
| Securities gains (losses) | $-6,000 | 9,006 |
| Applicable income taxes | $734,000 | 1,748 |
| Income before extraordinary items | $1,759,000 | 1,829 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,759,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,743 |
| Cash dividends | $770,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,763,260 | 1,701 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 2,083 |
| Total interest expense | $1,101,000 | 2,218 |
| Net interest income | $2,427,000 | 2,026 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $538,000 | 2,172 |
| Gross Fiduciary activities income | $139,000 | 543 |
| Service charges on deposit accounts | $186,000 | 2,154 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $213,000 | 2,615 |
| Total noninterest expense | $1,686,000 | 2,307 |
| Salaries and employee benefits | $1,115,000 | 1,908 |
| Premises and equipment expense | $313,000 | 1,822 |
| Additional noninterest expense | $258,000 | 4,109 |
| Pre-tax net operating income | $1,219,000 | 1,725 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $395,000 | 1,641 |
| Income before extraordinary items | $826,000 | 1,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $826,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,560 |
| Cash dividends | $120,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $824,640 | 1,810 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,791,000 | 1,957 |
| Total interest expense | $5,723,000 | 1,981 |
| Net interest income | $10,068,000 | 1,934 |
| Provision for loan and lease losses | $550,000 | 2,218 |
| Total noninterest income | $2,350,000 | 1,880 |
| Gross Fiduciary activities income | $604,000 | 513 |
| Service charges on deposit accounts | $844,000 | 1,909 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $902,000 | 2,323 |
| Total noninterest expense | $7,451,000 | 2,017 |
| Salaries and employee benefits | $4,468,000 | 1,801 |
| Premises and equipment expense | $1,249,000 | 1,767 |
| Additional noninterest expense | $1,734,000 | 2,624 |
| Pre-tax net operating income | $4,417,000 | 1,827 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,391,000 | 1,754 |
| Income before extraordinary items | $3,026,000 | 1,982 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,026,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 2,267 |
| Cash dividends | $10,988,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,026,000 | 1,919 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,576,000 | 1,946 |
| Total interest expense | $8,717,000 | 1,858 |
| Net interest income | $8,859,000 | 2,015 |
| Provision for loan and lease losses | $1,502,000 | 898 |
| Total noninterest income | $2,080,000 | 1,959 |
| Gross Fiduciary activities income | $479,000 | 607 |
| Service charges on deposit accounts | $714,000 | 2,107 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $887,000 | 2,226 |
| Total noninterest expense | $6,218,000 | 2,296 |
| Salaries and employee benefits | $3,648,000 | 2,065 |
| Premises and equipment expense | $1,131,000 | 1,893 |
| Additional noninterest expense | $1,439,000 | 2,979 |
| Pre-tax net operating income | $3,219,000 | 2,130 |
| Securities gains (losses) | $42,000 | 2,526 |
| Applicable income taxes | $674,000 | 2,747 |
| Income before extraordinary items | $2,587,000 | 2,017 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,587,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,353,000 | 759 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,553,820 | 1,971 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,782,000 | 1,983 |
| Total interest expense | $9,796,000 | 1,754 |
| Net interest income | $7,986,000 | 2,232 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $1,630,000 | 2,204 |
| Gross Fiduciary activities income | $510,000 | 594 |
| Service charges on deposit accounts | $647,000 | 2,134 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $473,000 | 3,040 |
| Total noninterest expense | $5,826,000 | 2,349 |
| Salaries and employee benefits | $3,500,000 | 2,033 |
| Premises and equipment expense | $1,052,000 | 1,972 |
| Additional noninterest expense | $1,274,000 | 3,235 |
| Pre-tax net operating income | $3,430,000 | 2,119 |
| Securities gains (losses) | $-47,000 | 9,174 |
| Applicable income taxes | $983,000 | 2,154 |
| Income before extraordinary items | $2,400,000 | 2,163 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,400,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,854 |
| Cash dividends | $1,150,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,433,370 | 2,133 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,146,000 | 2,005 |
| Total interest expense | $8,323,000 | 1,785 |
| Net interest income | $7,823,000 | 2,248 |
| Provision for loan and lease losses | $313,000 | 2,563 |
| Total noninterest income | $1,541,000 | 2,255 |
| Gross Fiduciary activities income | $432,000 | 683 |
| Service charges on deposit accounts | $640,000 | 2,077 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $469,000 | 3,076 |
| Total noninterest expense | $5,954,000 | 2,297 |
| Salaries and employee benefits | $3,619,000 | 1,936 |
| Premises and equipment expense | $1,117,000 | 1,826 |
| Additional noninterest expense | $1,218,000 | 3,384 |
| Pre-tax net operating income | $3,097,000 | 2,338 |
| Securities gains (losses) | $45,000 | 1,019 |
| Applicable income taxes | $907,000 | 2,374 |
| Income before extraordinary items | $2,235,000 | 2,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,235,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,576 |
| Cash dividends | $1,230,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,203,050 | 2,334 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,069,000 | 2,030 |
| Total interest expense | $8,387,000 | 1,824 |
| Net interest income | $7,682,000 | 2,226 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $1,377,000 | 2,426 |
| Gross Fiduciary activities income | $370,000 | 730 |
| Service charges on deposit accounts | $565,000 | 2,283 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $442,000 | 3,227 |
| Total noninterest expense | $5,727,000 | 2,280 |
| Salaries and employee benefits | $3,398,000 | 1,963 |
| Premises and equipment expense | $1,081,000 | 1,823 |
| Additional noninterest expense | $1,248,000 | 3,257 |
| Pre-tax net operating income | $3,082,000 | 2,313 |
| Securities gains (losses) | $198,000 | 928 |
| Applicable income taxes | $885,000 | 2,527 |
| Income before extraordinary items | $2,395,000 | 2,188 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,395,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,159 |
| Cash dividends | $860,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,250,460 | 2,223 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,909,000 | 2,045 |
| Total interest expense | $8,357,000 | 1,853 |
| Net interest income | $7,552,000 | 2,324 |
| Provision for loan and lease losses | $251,000 | 2,923 |
| Total noninterest income | $1,268,000 | 2,505 |
| Gross Fiduciary activities income | $315,000 | 797 |
| Service charges on deposit accounts | $578,000 | 2,266 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $375,000 | 3,427 |
| Total noninterest expense | $5,627,000 | 2,291 |
| Salaries and employee benefits | $3,266,000 | 2,014 |
| Premises and equipment expense | $1,164,000 | 1,675 |
| Additional noninterest expense | $1,197,000 | 3,365 |
| Pre-tax net operating income | $2,942,000 | 2,533 |
| Securities gains (losses) | $55,000 | 1,285 |
| Applicable income taxes | $542,000 | 3,977 |
| Income before extraordinary items | $2,455,000 | 2,146 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,455,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,615 |
| Cash dividends | $625,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,409,900 | 2,131 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,307,000 | 2,203 |
| Total interest expense | $8,105,000 | 1,931 |
| Net interest income | $7,202,000 | 2,483 |
| Provision for loan and lease losses | $296,000 | 2,624 |
| Total noninterest income | $1,284,000 | 2,559 |
| Gross Fiduciary activities income | $301,000 | 859 |
| Service charges on deposit accounts | $573,000 | 2,372 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $410,000 | 3,359 |
| Total noninterest expense | $5,219,000 | 2,605 |
| Salaries and employee benefits | $3,127,000 | 2,130 |
| Premises and equipment expense | $924,000 | 2,157 |
| Additional noninterest expense | $1,168,000 | 3,867 |
| Pre-tax net operating income | $2,971,000 | 2,395 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $587,000 | 3,657 |
| Income before extraordinary items | $2,381,000 | 2,089 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,381,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $1,649,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,383,400 | 2,042 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,444,000 | 2,332 |
| Total interest expense | $7,922,000 | 1,978 |
| Net interest income | $6,522,000 | 2,728 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $1,111,000 | 2,870 |
| Gross Fiduciary activities income | $287,000 | 916 |
| Service charges on deposit accounts | $516,000 | 2,626 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $308,000 | 3,935 |
| Total noninterest expense | $5,092,000 | 2,663 |
| Salaries and employee benefits | $3,131,000 | 2,118 |
| Premises and equipment expense | $630,000 | 3,086 |
| Additional noninterest expense | $1,331,000 | 3,417 |
| Pre-tax net operating income | $2,379,000 | 2,990 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $431,000 | 4,679 |
| Income before extraordinary items | $1,948,000 | 2,573 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,948,000 | 2,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $610,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,948,000 | 2,541 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,279,000 | 2,301 |
| Total interest expense | $7,046,000 | 1,793 |
| Net interest income | $6,233,000 | 2,899 |
| Provision for loan and lease losses | $174,000 | 3,323 |
| Total noninterest income | $1,130,000 | 2,841 |
| Gross Fiduciary activities income | $271,000 | 937 |
| Service charges on deposit accounts | $536,000 | 2,548 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $323,000 | 3,895 |
| Total noninterest expense | $4,926,000 | 2,813 |
| Salaries and employee benefits | $2,829,000 | 2,369 |
| Premises and equipment expense | $632,000 | 3,115 |
| Additional noninterest expense | $1,465,000 | 3,382 |
| Pre-tax net operating income | $2,263,000 | 3,093 |
| Securities gains (losses) | $-874,000 | 12,375 |
| Applicable income taxes | $195,000 | 7,428 |
| Income before extraordinary items | $1,194,000 | 3,879 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,194,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $9,070,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,945,640 | 2,514 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,370,000 | 2,318 |
| Total interest expense | $6,873,000 | 1,881 |
| Net interest income | $6,497,000 | 2,782 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $1,102,000 | 3,106 |
| Gross Fiduciary activities income | $214,000 | 1,045 |
| Service charges on deposit accounts | $554,000 | 2,496 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $334,000 | 4,215 |
| Total noninterest expense | $5,123,000 | 2,789 |
| Salaries and employee benefits | $3,016,000 | 2,203 |
| Premises and equipment expense | $635,000 | 3,147 |
| Additional noninterest expense | $1,472,000 | 3,562 |
| Pre-tax net operating income | $2,403,000 | 2,813 |
| Securities gains (losses) | $2,424,000 | 273 |
| Applicable income taxes | $1,063,000 | 2,119 |
| Income before extraordinary items | $3,764,000 | 1,346 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,764,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $645,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,873,280 | 2,524 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,119,000 | 2,320 |
| Total interest expense | $8,184,000 | 2,078 |
| Net interest income | $6,935,000 | 2,621 |
| Provision for loan and lease losses | $198,000 | 5,256 |
| Total noninterest income | $995,000 | 3,337 |
| Gross Fiduciary activities income | $182,000 | 1,105 |
| Service charges on deposit accounts | $455,000 | 3,075 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $358,000 | 3,975 |
| Total noninterest expense | $5,032,000 | 2,851 |
| Salaries and employee benefits | $2,877,000 | 2,264 |
| Premises and equipment expense | $746,000 | 2,773 |
| Additional noninterest expense | $1,409,000 | 3,779 |
| Pre-tax net operating income | $2,700,000 | 2,289 |
| Securities gains (losses) | $2,450,000 | 350 |
| Applicable income taxes | $1,084,000 | 1,961 |
| Income before extraordinary items | $4,066,000 | 1,152 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,066,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 4,836 |
| Cash dividends | $675,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,130,500 | 1,982 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.