Home > CBC NATIONAL BANK > Income and Expense

CBC NATIONAL BANK, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$6,563,0001,106
Total interest expense$918,0001,025
Net interest income$5,645,0001,119
Provision for loan and lease losses$37,0002,310
Total noninterest income$5,527,000387
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$67,0002,947
Trading account gains and fees$0123
Additional Noninterest Income$5,460,000294
Total noninterest expense$7,361,000764
Salaries and employee benefits$4,661,000691
Premises and equipment expense$891,000718
Additional noninterest expense$1,809,000898
Pre-tax net operating income$3,774,000713
Securities gains (losses)$0735
Applicable income taxes$927,000570
Income before extraordinary items$2,847,000778
Extraordinary gains, net$07
Net income$2,847,000778
Minority interest net income$052
Net income of bank and minority interests.$2,847,000778
Net charge-offs$-68,0005,310
Cash dividends$450,0001,277
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,847,000771
2017-12-31 (YTD Data)Rank
Total interest income$25,739,0001,095
Total interest expense$3,717,000889
Net interest income$22,022,0001,121
Provision for loan and lease losses$618,0001,257
Total noninterest income$21,305,000399
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$253,0003,113
Trading account gains and fees$0151
Additional Noninterest Income$21,052,000301
Total noninterest expense$29,272,000750
Salaries and employee benefits$18,285,000666
Premises and equipment expense$3,470,000718
Additional noninterest expense$7,517,000868
Pre-tax net operating income$13,437,000759
Securities gains (losses)$96,000641
Applicable income taxes$5,232,000645
Income before extraordinary items$8,301,000878
Extraordinary gains, net$09
Net income$8,301,000879
Minority interest net income$076
Net income of bank and minority interests.$8,301,000878
Net charge-offs$1,118,000636
Cash dividends$1,050,0002,132
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,239,560869
2017-09-30 (YTD Data)Rank
Total interest income$18,972,0001,110
Total interest expense$2,654,000907
Net interest income$16,318,0001,132
Provision for loan and lease losses$517,0001,125
Total noninterest income$15,716,000405
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$180,0003,215
Trading account gains and fees$0145
Additional Noninterest Income$15,536,000305
Total noninterest expense$21,877,000747
Salaries and employee benefits$13,814,000666
Premises and equipment expense$2,598,000731
Additional noninterest expense$5,465,000897
Pre-tax net operating income$9,640,000811
Securities gains (losses)$70,000737
Applicable income taxes$3,639,000599
Income before extraordinary items$6,071,000977
Extraordinary gains, net$09
Net income$6,071,000977
Minority interest net income$071
Net income of bank and minority interests.$6,071,000977
Net charge-offs$1,076,000479
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,026,200974
2017-06-30 (YTD Data)Rank
Total interest income$12,351,0001,125
Total interest expense$1,626,000963
Net interest income$10,725,0001,138
Provision for loan and lease losses$369,0001,041
Total noninterest income$10,560,000410
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$120,0003,211
Trading account gains and fees$0139
Additional Noninterest Income$10,440,000306
Total noninterest expense$14,279,000760
Salaries and employee benefits$9,083,000676
Premises and equipment expense$1,674,000754
Additional noninterest expense$3,522,000928
Pre-tax net operating income$6,637,000746
Securities gains (losses)$43,000698
Applicable income taxes$2,589,000567
Income before extraordinary items$4,091,000944
Extraordinary gains, net$011
Net income$4,091,000945
Minority interest net income$071
Net income of bank and minority interests.$4,091,000944
Net charge-offs$850,000396
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,063,480939
2017-03-31 (YTD Data)Rank
Total interest income$6,064,0001,131
Total interest expense$794,000965
Net interest income$5,270,0001,145
Provision for loan and lease losses$295,000722
Total noninterest income$4,787,000442
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$65,0003,103
Trading account gains and fees$0142
Additional Noninterest Income$4,722,000321
Total noninterest expense$7,013,000785
Salaries and employee benefits$4,541,000688
Premises and equipment expense$784,000803
Additional noninterest expense$1,688,000953
Pre-tax net operating income$2,749,000890
Securities gains (losses)$01,153
Applicable income taxes$1,064,000627
Income before extraordinary items$1,685,0001,113
Extraordinary gains, net$08
Net income$1,685,0001,112
Minority interest net income$055
Net income of bank and minority interests.$1,685,0001,113
Net charge-offs$668,000279
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,685,0001,089
2016-12-31 (YTD Data)Rank
Total interest income$23,536,0001,120
Total interest expense$3,366,000871
Net interest income$20,170,0001,155
Provision for loan and lease losses$1,450,000669
Total noninterest income$73,126,000159
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$247,0003,286
Trading account gains and fees$0170
Additional Noninterest Income$72,879,000126
Total noninterest expense$79,353,000315
Salaries and employee benefits$61,657,000214
Premises and equipment expense$4,766,000522
Additional noninterest expense$12,930,000539
Pre-tax net operating income$12,493,000761
Securities gains (losses)$18,0002,427
Applicable income taxes$4,633,000581
Income before extraordinary items$7,878,000948
Extraordinary gains, net$05
Net income$7,878,000947
Minority interest net income$082
Net income of bank and minority interests.$7,878,000947
Net charge-offs$713,000854
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,866,480924
2016-09-30 (YTD Data)Rank
Total interest income$17,211,0001,154
Total interest expense$2,343,000930
Net interest income$14,868,0001,181
Provision for loan and lease losses$449,0001,271
Total noninterest income$52,743,000163
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$178,0003,358
Trading account gains and fees$0169
Additional Noninterest Income$52,565,000125
Total noninterest expense$58,186,000315
Salaries and employee benefits$45,436,000217
Premises and equipment expense$3,514,000538
Additional noninterest expense$9,236,000562
Pre-tax net operating income$8,976,000792
Securities gains (losses)$18,0002,362
Applicable income taxes$3,267,000617
Income before extraordinary items$5,727,000979
Extraordinary gains, net$05
Net income$5,727,000979
Minority interest net income$071
Net income of bank and minority interests.$5,727,000979
Net charge-offs$783,000577
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,715,480951
2016-06-30 (YTD Data)Rank
Total interest income$10,865,0001,213
Total interest expense$1,421,0001,009
Net interest income$9,444,0001,238
Provision for loan and lease losses$393,0001,036
Total noninterest income$30,387,000185
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$118,0003,367
Trading account gains and fees$0157
Additional Noninterest Income$30,269,000142
Total noninterest expense$34,647,000347
Salaries and employee benefits$26,429,000245
Premises and equipment expense$2,276,000558
Additional noninterest expense$5,942,000583
Pre-tax net operating income$4,791,000966
Securities gains (losses)$18,0001,997
Applicable income taxes$1,597,000760
Income before extraordinary items$3,212,0001,137
Extraordinary gains, net$016
Net income$3,212,0001,137
Minority interest net income$071
Net income of bank and minority interests.$3,212,0001,137
Net charge-offs$839,000407
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,199,9401,116
2016-03-31 (YTD Data)Rank
Total interest income$4,705,0001,367
Total interest expense$593,0001,201
Net interest income$4,112,0001,390
Provision for loan and lease losses$33,0002,469
Total noninterest income$13,061,000205
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$53,0003,519
Trading account gains and fees$0142
Additional Noninterest Income$13,008,000150
Total noninterest expense$14,925,000388
Salaries and employee benefits$11,513,000285
Premises and equipment expense$1,007,000625
Additional noninterest expense$2,405,000701
Pre-tax net operating income$2,215,000993
Securities gains (losses)$02,077
Applicable income taxes$822,000723
Income before extraordinary items$1,393,0001,259
Extraordinary gains, net$012
Net income$1,393,0001,261
Minority interest net income$062
Net income of bank and minority interests.$1,393,0001,260
Net charge-offs$868,000239
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,393,0001,224
2015-12-31 (YTD Data)Rank
Total interest income$19,155,0001,327
Total interest expense$2,252,0001,229
Net interest income$16,903,0001,325
Provision for loan and lease losses$394,0001,609
Total noninterest income$59,138,000190
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$209,0003,641
Trading account gains and fees$0159
Additional Noninterest Income$58,929,000145
Total noninterest expense$65,126,000355
Salaries and employee benefits$50,888,000240
Premises and equipment expense$3,671,000673
Additional noninterest expense$10,567,000647
Pre-tax net operating income$10,521,000853
Securities gains (losses)$03,216
Applicable income taxes$4,076,000611
Income before extraordinary items$6,445,0001,092
Extraordinary gains, net$023
Net income$6,445,0001,092
Minority interest net income$081
Net income of bank and minority interests.$6,445,0001,092
Net charge-offs$-31,0005,445
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,445,0001,070
2015-09-30 (YTD Data)Rank
Total interest income$14,560,0001,314
Total interest expense$1,711,0001,227
Net interest income$12,849,0001,323
Provision for loan and lease losses$350,0001,381
Total noninterest income$45,144,000188
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$154,0003,704
Trading account gains and fees$0153
Additional Noninterest Income$44,990,000141
Total noninterest expense$49,597,000355
Salaries and employee benefits$39,576,000239
Premises and equipment expense$2,691,000699
Additional noninterest expense$7,330,000691
Pre-tax net operating income$8,046,000831
Securities gains (losses)$03,031
Applicable income taxes$3,120,000616
Income before extraordinary items$4,926,0001,091
Extraordinary gains, net$021
Net income$4,926,0001,089
Minority interest net income$078
Net income of bank and minority interests.$4,926,0001,091
Net charge-offs$-47,0005,594
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,926,0001,058
2015-06-30 (YTD Data)Rank
Total interest income$9,507,0001,347
Total interest expense$1,130,0001,242
Net interest income$8,377,0001,349
Provision for loan and lease losses$293,0001,182
Total noninterest income$31,306,000184
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$101,0003,710
Trading account gains and fees$0157
Additional Noninterest Income$31,205,000135
Total noninterest expense$34,303,000347
Salaries and employee benefits$28,128,000228
Premises and equipment expense$1,754,000724
Additional noninterest expense$4,421,000755
Pre-tax net operating income$5,087,000873
Securities gains (losses)$02,636
Applicable income taxes$1,971,000638
Income before extraordinary items$3,116,0001,130
Extraordinary gains, net$022
Net income$3,116,0001,129
Minority interest net income$075
Net income of bank and minority interests.$3,116,0001,131
Net charge-offs$-55,0005,769
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,116,0001,096
2015-03-31 (YTD Data)Rank
Total interest income$4,460,0001,415
Total interest expense$545,0001,291
Net interest income$3,915,0001,430
Provision for loan and lease losses$260,000726
Total noninterest income$14,582,000190
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$51,0003,672
Trading account gains and fees$0152
Additional Noninterest Income$14,531,000142
Total noninterest expense$16,097,000363
Salaries and employee benefits$13,137,000248
Premises and equipment expense$868,000742
Additional noninterest expense$2,092,000784
Pre-tax net operating income$2,140,0001,006
Securities gains (losses)$02,027
Applicable income taxes$823,000718
Income before extraordinary items$1,317,0001,269
Extraordinary gains, net$013
Net income$1,317,0001,270
Minority interest net income$064
Net income of bank and minority interests.$1,317,0001,271
Net charge-offs$-76,0006,053
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,317,0001,229
2014-12-31 (YTD Data)Rank
Total interest income$17,727,0001,425
Total interest expense$2,358,0001,231
Net interest income$15,369,0001,441
Provision for loan and lease losses$1,218,000723
Total noninterest income$35,329,000259
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$249,0003,548
Trading account gains and fees$0180
Additional Noninterest Income$35,080,000187
Total noninterest expense$44,402,000476
Salaries and employee benefits$33,344,000360
Premises and equipment expense$2,953,000835
Additional noninterest expense$8,105,000800
Pre-tax net operating income$5,078,0001,495
Securities gains (losses)$216,000773
Applicable income taxes$1,787,0001,066
Income before extraordinary items$3,507,0001,764
Extraordinary gains, net$017
Net income$3,507,0001,764
Minority interest net income$084
Net income of bank and minority interests.$3,507,0001,763
Net charge-offs$662,0001,213
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,364,4401,803
2014-09-30 (YTD Data)Rank
Total interest income$13,104,0001,449
Total interest expense$1,789,0001,238
Net interest income$11,315,0001,473
Provision for loan and lease losses$951,000689
Total noninterest income$24,035,000273
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$190,0003,551
Trading account gains and fees$0174
Additional Noninterest Income$23,845,000195
Total noninterest expense$31,025,000506
Salaries and employee benefits$22,732,000387
Premises and equipment expense$2,184,000851
Additional noninterest expense$6,109,000797
Pre-tax net operating income$3,374,0001,682
Securities gains (losses)$125,000866
Applicable income taxes$1,108,0001,215
Income before extraordinary items$2,391,0001,915
Extraordinary gains, net$015
Net income$2,391,0001,915
Minority interest net income$081
Net income of bank and minority interests.$2,391,0001,914
Net charge-offs$589,0001,021
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,306,0001,930
2014-06-30 (YTD Data)Rank
Total interest income$8,319,0001,502
Total interest expense$1,188,0001,251
Net interest income$7,131,0001,546
Provision for loan and lease losses$729,000626
Total noninterest income$14,358,000283
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$127,0003,545
Trading account gains and fees$0172
Additional Noninterest Income$14,231,000211
Total noninterest expense$18,593,000550
Salaries and employee benefits$13,313,000427
Premises and equipment expense$1,289,000954
Additional noninterest expense$3,991,000812
Pre-tax net operating income$2,167,0001,702
Securities gains (losses)$41,0001,278
Applicable income taxes$716,0001,226
Income before extraordinary items$1,492,0001,989
Extraordinary gains, net$020
Net income$1,492,0001,993
Minority interest net income$080
Net income of bank and minority interests.$1,492,0001,992
Net charge-offs$334,0001,179
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,464,1201,972
2014-03-31 (YTD Data)Rank
Total interest income$3,966,0001,562
Total interest expense$574,0001,309
Net interest income$3,392,0001,617
Provision for loan and lease losses$255,000809
Total noninterest income$5,368,000352
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$61,0003,594
Trading account gains and fees$0147
Additional Noninterest Income$5,307,000251
Total noninterest expense$8,052,000641
Salaries and employee benefits$5,501,000502
Premises and equipment expense$667,000949
Additional noninterest expense$1,884,000843
Pre-tax net operating income$453,0003,076
Securities gains (losses)$01,715
Applicable income taxes$147,0002,026
Income before extraordinary items$306,0003,512
Extraordinary gains, net$016
Net income$306,0003,515
Minority interest net income$066
Net income of bank and minority interests.$306,0003,515
Net charge-offs$248,000815
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$306,0003,467
2013-12-31 (YTD Data)Rank
Total interest income$16,069,0001,555
Total interest expense$3,016,0001,113
Net interest income$13,053,0001,653
Provision for loan and lease losses$342,0002,306
Total noninterest income$25,411,000335
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$294,0003,399
Trading account gains and fees$0184
Additional Noninterest Income$25,117,000243
Total noninterest expense$36,326,000569
Salaries and employee benefits$23,483,000469
Premises and equipment expense$2,659,000904
Additional noninterest expense$10,184,000681
Pre-tax net operating income$1,796,0003,063
Securities gains (losses)$119,0001,201
Applicable income taxes$90,0003,472
Income before extraordinary items$1,825,0002,786
Extraordinary gains, net$029
Net income$1,825,0002,788
Minority interest net income$090
Net income of bank and minority interests.$1,825,0002,789
Net charge-offs$748,0001,560
Cash dividends$2,200,0001,117
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,711,9502,847
2013-09-30 (YTD Data)Rank
Total interest income$12,256,0001,542
Total interest expense$2,399,0001,087
Net interest income$9,857,0001,648
Provision for loan and lease losses$259,0002,252
Total noninterest income$22,042,000313
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$220,0003,420
Trading account gains and fees$0180
Additional Noninterest Income$21,822,000233
Total noninterest expense$28,876,000541
Salaries and employee benefits$18,865,000448
Premises and equipment expense$1,953,000933
Additional noninterest expense$8,058,000642
Pre-tax net operating income$2,764,0001,883
Securities gains (losses)$119,0001,103
Applicable income taxes$465,0001,983
Income before extraordinary items$2,418,0001,814
Extraordinary gains, net$025
Net income$2,418,0001,818
Minority interest net income$084
Net income of bank and minority interests.$2,418,0001,819
Net charge-offs$684,0001,308
Cash dividends$1,700,000998
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,318,0401,839
2013-06-30 (YTD Data)Rank
Total interest income$8,360,0001,509
Total interest expense$1,702,0001,046
Net interest income$6,658,0001,618
Provision for loan and lease losses$88,0003,121
Total noninterest income$17,222,000285
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$147,0003,385
Trading account gains and fees$0157
Additional Noninterest Income$17,075,000207
Total noninterest expense$21,231,000499
Salaries and employee benefits$14,183,000401
Premises and equipment expense$1,287,000935
Additional noninterest expense$5,761,000600
Pre-tax net operating income$2,561,0001,412
Securities gains (losses)$1,0002,688
Applicable income taxes$362,0001,842
Income before extraordinary items$2,200,0001,377
Extraordinary gains, net$022
Net income$2,200,0001,379
Minority interest net income$082
Net income of bank and minority interests.$2,200,0001,380
Net charge-offs$592,0001,112
Cash dividends$1,200,000926
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,199,1401,316
2013-03-31 (YTD Data)Rank
Total interest income$4,556,0001,397
Total interest expense$871,0001,059
Net interest income$3,685,0001,457
Provision for loan and lease losses$31,0003,167
Total noninterest income$9,466,000258
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$74,0003,357
Trading account gains and fees$0148
Additional Noninterest Income$9,392,000190
Total noninterest expense$11,212,000485
Salaries and employee benefits$7,477,000388
Premises and equipment expense$650,000944
Additional noninterest expense$3,085,000570
Pre-tax net operating income$1,908,000970
Securities gains (losses)$1,0001,864
Applicable income taxes$611,000770
Income before extraordinary items$1,298,0001,148
Extraordinary gains, net$010
Net income$1,298,0001,150
Minority interest net income$076
Net income of bank and minority interests.$1,298,0001,150
Net charge-offs$180,0001,442
Cash dividends$500,000922
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,297,3201,098
2012-12-31 (YTD Data)Rank
Total interest income$17,102,0001,552
Total interest expense$3,978,0001,123
Net interest income$13,124,0001,689
Provision for loan and lease losses$4,084,000603
Total noninterest income$45,963,000234
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$311,0003,422
Trading account gains and fees$0166
Additional Noninterest Income$45,652,000162
Total noninterest expense$50,876,000437
Salaries and employee benefits$31,818,000351
Premises and equipment expense$2,555,000935
Additional noninterest expense$16,503,000469
Pre-tax net operating income$4,127,0001,607
Securities gains (losses)$141,0001,994
Applicable income taxes$1,557,0001,072
Income before extraordinary items$2,711,0002,033
Extraordinary gains, net$029
Net income$2,711,0002,032
Minority interest net income$093
Net income of bank and minority interests.$2,711,0002,034
Net charge-offs$4,627,000611
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,620,7601,959
2012-09-30 (YTD Data)Rank
Total interest income$12,790,0001,590
Total interest expense$3,060,0001,149
Net interest income$9,730,0001,720
Provision for loan and lease losses$3,126,000607
Total noninterest income$32,683,000243
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$225,0003,518
Trading account gains and fees$0157
Additional Noninterest Income$32,458,000174
Total noninterest expense$37,165,000445
Salaries and employee benefits$23,084,000357
Premises and equipment expense$1,911,000948
Additional noninterest expense$12,170,000471
Pre-tax net operating income$2,122,0002,245
Securities gains (losses)$141,0001,711
Applicable income taxes$679,0001,618
Income before extraordinary items$1,584,0002,538
Extraordinary gains, net$020
Net income$1,584,0002,539
Minority interest net income$086
Net income of bank and minority interests.$1,584,0002,539
Net charge-offs$2,819,000709
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,485,3002,537
2012-06-30 (YTD Data)Rank
Total interest income$8,670,0001,572
Total interest expense$2,104,0001,163
Net interest income$6,566,0001,696
Provision for loan and lease losses$2,319,000573
Total noninterest income$20,272,000256
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$151,0003,493
Trading account gains and fees$0153
Additional Noninterest Income$20,121,000181
Total noninterest expense$23,740,000454
Salaries and employee benefits$14,700,000371
Premises and equipment expense$1,240,000971
Additional noninterest expense$7,800,000479
Pre-tax net operating income$779,0003,331
Securities gains (losses)$141,0001,355
Applicable income taxes$257,0002,213
Income before extraordinary items$663,0003,442
Extraordinary gains, net$019
Net income$663,0003,443
Minority interest net income$084
Net income of bank and minority interests.$663,0003,443
Net charge-offs$1,896,000723
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$561,4803,585
2012-03-31 (YTD Data)Rank
Total interest income$4,544,0001,518
Total interest expense$1,097,0001,160
Net interest income$3,447,0001,617
Provision for loan and lease losses$1,017,000605
Total noninterest income$9,855,000245
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$78,0003,429
Trading account gains and fees$0148
Additional Noninterest Income$9,777,000166
Total noninterest expense$11,676,000451
Salaries and employee benefits$7,262,000372
Premises and equipment expense$575,0001,033
Additional noninterest expense$3,839,000475
Pre-tax net operating income$609,0002,502
Securities gains (losses)$141,000747
Applicable income taxes$210,0001,671
Income before extraordinary items$540,0002,454
Extraordinary gains, net$019
Net income$540,0002,455
Minority interest net income$078
Net income of bank and minority interests.$540,0002,457
Net charge-offs$426,0001,204
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$438,4802,737
2011-12-31 (YTD Data)Rank
Total interest income$17,870,0001,589
Total interest expense$4,898,0001,235
Net interest income$12,972,0001,725
Provision for loan and lease losses$2,865,0001,235
Total noninterest income$17,410,000415
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$403,0003,011
Trading account gains and fees$0146
Additional Noninterest Income$17,007,000301
Total noninterest expense$26,110,000755
Salaries and employee benefits$14,270,000691
Premises and equipment expense$1,794,0001,392
Additional noninterest expense$10,046,000716
Pre-tax net operating income$1,407,0003,138
Securities gains (losses)$-8,0006,856
Applicable income taxes$04,719
Income before extraordinary items$1,399,0002,926
Extraordinary gains, net$029
Net income$1,399,0002,928
Minority interest net income$096
Net income of bank and minority interests.$1,399,0002,928
Net charge-offs$3,651,0001,051
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,407,0002,809
2011-09-30 (YTD Data)Rank
Total interest income$13,028,0001,648
Total interest expense$3,733,0001,272
Net interest income$9,295,0001,806
Provision for loan and lease losses$1,715,0001,377
Total noninterest income$8,841,000548
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$303,0003,019
Trading account gains and fees$0145
Additional Noninterest Income$8,538,000393
Total noninterest expense$15,817,000937
Salaries and employee benefits$8,979,000828
Premises and equipment expense$1,173,0001,604
Additional noninterest expense$5,665,000932
Pre-tax net operating income$604,0004,212
Securities gains (losses)$17,0002,882
Applicable income taxes$258,0002,423
Income before extraordinary items$363,0004,800
Extraordinary gains, net$021
Net income$363,0004,801
Minority interest net income$087
Net income of bank and minority interests.$363,0004,801
Net charge-offs$1,938,0001,253
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$352,1204,715
2011-06-30 (YTD Data)Rank
Total interest income$8,610,0001,681
Total interest expense$2,575,0001,274
Net interest income$6,035,0001,844
Provision for loan and lease losses$1,012,0001,485
Total noninterest income$4,209,000701
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$210,0002,916
Trading account gains and fees$0153
Additional Noninterest Income$3,999,000508
Total noninterest expense$8,821,0001,132
Salaries and employee benefits$5,054,000975
Premises and equipment expense$682,0001,862
Additional noninterest expense$3,085,0001,150
Pre-tax net operating income$411,0004,159
Securities gains (losses)$17,0002,165
Applicable income taxes$162,0002,429
Income before extraordinary items$266,0004,622
Extraordinary gains, net$015
Net income$266,0004,620
Minority interest net income$089
Net income of bank and minority interests.$266,0004,622
Net charge-offs$1,092,0001,400
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$255,1204,595
2011-03-31 (YTD Data)Rank
Total interest income$4,361,0001,670
Total interest expense$1,347,0001,252
Net interest income$3,014,0001,843
Provision for loan and lease losses$515,0001,398
Total noninterest income$1,984,000738
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$111,0002,768
Trading account gains and fees$0158
Additional Noninterest Income$1,873,000537
Total noninterest expense$4,084,0001,224
Salaries and employee benefits$2,129,0001,177
Premises and equipment expense$341,0001,890
Additional noninterest expense$1,614,0001,104
Pre-tax net operating income$399,0002,975
Securities gains (losses)$01,772
Applicable income taxes$148,0001,806
Income before extraordinary items$251,0003,576
Extraordinary gains, net$09
Net income$251,0003,573
Minority interest net income$086
Net income of bank and minority interests.$251,0003,574
Net charge-offs$407,0001,512
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$251,0003,512
2010-12-31 (YTD Data)Rank
Total interest income$19,380,0001,591
Total interest expense$7,071,0001,159
Net interest income$12,309,0001,795
Provision for loan and lease losses$2,696,0001,737
Total noninterest income$6,087,000917
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$462,0002,786
Trading account gains and fees$0175
Additional Noninterest Income$5,625,000677
Total noninterest expense$17,609,0001,137
Salaries and employee benefits$9,383,0001,048
Premises and equipment expense$1,427,0001,795
Additional noninterest expense$6,799,0001,088
Pre-tax net operating income$-1,909,0006,747
Securities gains (losses)$939,000521
Applicable income taxes$422,0002,048
Income before extraordinary items$-1,392,0006,715
Extraordinary gains, net$029
Net income$-1,392,0006,715
Minority interest net income$0111
Net income of bank and minority interests.$-1,392,0006,716
Net charge-offs$3,074,0001,452
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,331,0006,884
2010-09-30 (YTD Data)Rank
Total interest income$14,898,0001,583
Total interest expense$5,519,0001,165
Net interest income$9,379,0001,791
Provision for loan and lease losses$2,446,0001,453
Total noninterest income$2,871,0001,290
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$352,0002,815
Trading account gains and fees$0165
Additional Noninterest Income$2,519,000941
Total noninterest expense$11,246,0001,324
Salaries and employee benefits$5,881,0001,254
Premises and equipment expense$1,075,0001,801
Additional noninterest expense$4,290,0001,259
Pre-tax net operating income$-1,442,0006,935
Securities gains (losses)$939,000438
Applicable income taxes$422,0001,830
Income before extraordinary items$-925,0006,873
Extraordinary gains, net$023
Net income$-925,0006,873
Minority interest net income$0110
Net income of bank and minority interests.$-925,0006,873
Net charge-offs$2,539,0001,296
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,864,0007,087
2010-06-30 (YTD Data)Rank
Total interest income$10,008,0001,581
Total interest expense$3,880,0001,157
Net interest income$6,128,0001,828
Provision for loan and lease losses$1,085,0001,861
Total noninterest income$530,0003,108
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$238,0002,803
Trading account gains and fees$0152
Additional Noninterest Income$292,0002,880
Total noninterest expense$6,509,0001,518
Salaries and employee benefits$3,321,0001,493
Premises and equipment expense$679,0001,921
Additional noninterest expense$2,509,0001,419
Pre-tax net operating income$-936,0006,981
Securities gains (losses)$939,000276
Applicable income taxes$628,0001,023
Income before extraordinary items$-625,0006,929
Extraordinary gains, net$019
Net income$-625,0006,929
Minority interest net income$0105
Net income of bank and minority interests.$-625,0006,929
Net charge-offs$986,0001,746
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,225,9607,144
2010-03-31 (YTD Data)Rank
Total interest income$5,073,0001,596
Total interest expense$2,052,0001,147
Net interest income$3,021,0001,878
Provision for loan and lease losses$400,0002,061
Total noninterest income$665,0001,663
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$130,0002,631
Trading account gains and fees$0175
Additional Noninterest Income$535,0001,226
Total noninterest expense$3,226,0001,555
Salaries and employee benefits$1,789,0001,397
Premises and equipment expense$333,0002,019
Additional noninterest expense$1,104,0001,593
Pre-tax net operating income$60,0005,542
Securities gains (losses)$134,000672
Applicable income taxes$448,000776
Income before extraordinary items$-254,0007,019
Extraordinary gains, net$016
Net income$-254,0007,020
Minority interest net income$091
Net income of bank and minority interests.$-254,0007,019
Net charge-offs$123,0002,927
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-339,7607,083
2009-12-31 (YTD Data)Rank
Total interest income$21,744,0001,575
Total interest expense$10,458,0001,137
Net interest income$11,286,0001,962
Provision for loan and lease losses$7,771,0001,045
Total noninterest income$7,060,000837
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$566,0002,641
Trading account gains and fees$0211
Additional Noninterest Income$6,494,000587
Total noninterest expense$26,353,000800
Salaries and employee benefits$7,842,0001,249
Premises and equipment expense$1,241,0002,149
Additional noninterest expense$17,270,000489
Pre-tax net operating income$-15,778,0007,645
Securities gains (losses)$100,0002,140
Applicable income taxes$-1,827,0007,490
Income before extraordinary items$-13,851,0007,655
Extraordinary gains, net$034
Net income$-13,851,0007,653
Minority interest net income$0115
Net income of bank and minority interests.$-13,851,0007,654
Net charge-offs$6,218,000973
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-13,939,0007,651
2009-09-30 (YTD Data)Rank
Total interest income$16,417,0001,589
Total interest expense$8,134,0001,149
Net interest income$8,283,0001,987
Provision for loan and lease losses$5,646,000966
Total noninterest income$6,166,000741
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$424,0002,651
Trading account gains and fees$0212
Additional Noninterest Income$5,742,000538
Total noninterest expense$11,816,0001,299
Salaries and employee benefits$6,149,0001,216
Premises and equipment expense$919,0002,200
Additional noninterest expense$4,748,0001,189
Pre-tax net operating income$-3,013,0007,294
Securities gains (losses)$100,0001,838
Applicable income taxes$-883,0007,515
Income before extraordinary items$-2,030,0007,181
Extraordinary gains, net$027
Net income$-2,030,0007,181
Minority interest net income$0118
Net income of bank and minority interests.$-2,030,0007,180
Net charge-offs$4,173,000950
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,100,0007,188
2009-06-30 (YTD Data)Rank
Total interest income$10,902,0001,629
Total interest expense$5,637,0001,171
Net interest income$5,265,0002,085
Provision for loan and lease losses$4,380,000832
Total noninterest income$4,675,000686
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$289,0002,592
Trading account gains and fees$0193
Additional Noninterest Income$4,386,000492
Total noninterest expense$8,129,0001,288
Salaries and employee benefits$4,210,0001,197
Premises and equipment expense$594,0002,292
Additional noninterest expense$3,325,0001,152
Pre-tax net operating income$-2,569,0007,503
Securities gains (losses)$99,0001,501
Applicable income taxes$-675,0007,654
Income before extraordinary items$-1,795,0007,417
Extraordinary gains, net$021
Net income$-1,795,0007,416
Minority interest net income$0112
Net income of bank and minority interests.$-1,795,0007,415
Net charge-offs$2,688,000930
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,867,2707,439
2009-03-31 (YTD Data)Rank
Total interest income$5,448,0001,651
Total interest expense$2,929,0001,175
Net interest income$2,519,0002,173
Provision for loan and lease losses$2,930,000578
Total noninterest income$2,640,000602
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$158,0002,355
Trading account gains and fees$0171
Additional Noninterest Income$2,482,000428
Total noninterest expense$4,115,0001,217
Salaries and employee benefits$2,346,0001,083
Premises and equipment expense$295,0002,335
Additional noninterest expense$1,474,0001,138
Pre-tax net operating income$-1,886,0007,815
Securities gains (losses)$02,434
Applicable income taxes$-624,0007,915
Income before extraordinary items$-1,262,0007,778
Extraordinary gains, net$015
Net income$-1,262,0007,780
Minority interest net income$0102
Net income of bank and minority interests.$-1,262,0007,779
Net charge-offs$2,188,000579
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,262,0007,772
2008-12-31 (YTD Data)Rank
Total interest income$24,422,0001,594
Total interest expense$13,928,0001,161
Net interest income$10,494,0002,116
Provision for loan and lease losses$7,823,000724
Total noninterest income$4,920,0001,065
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$915,0001,894
Trading account gains and fees$0154
Additional Noninterest Income$4,005,000769
Total noninterest expense$14,009,0001,395
Salaries and employee benefits$7,688,0001,314
Premises and equipment expense$1,255,0002,149
Additional noninterest expense$5,066,0001,255
Pre-tax net operating income$-6,418,0007,877
Securities gains (losses)$219,000679
Applicable income taxes$-2,575,0007,985
Income before extraordinary items$-3,624,0007,696
Extraordinary gains, net$039
Net income$-3,624,0007,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,642,000551
Cash dividends$300,0004,048
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,764,1607,778
2008-09-30 (YTD Data)Rank
Total interest income$18,859,0001,581
Total interest expense$10,674,0001,183
Net interest income$8,185,0002,044
Provision for loan and lease losses$1,269,0001,588
Total noninterest income$3,838,0001,084
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$681,0001,908
Trading account gains and fees$0148
Additional Noninterest Income$3,157,000801
Total noninterest expense$9,669,0001,509
Salaries and employee benefits$5,897,0001,308
Premises and equipment expense$909,0002,231
Additional noninterest expense$2,863,0001,562
Pre-tax net operating income$1,085,0003,515
Securities gains (losses)$219,000580
Applicable income taxes$252,0002,658
Income before extraordinary items$1,052,0003,002
Extraordinary gains, net$031
Net income$1,052,0002,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0002,087
Cash dividends$300,0003,371
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$874,6103,522
2008-06-30 (YTD Data)Rank
Total interest income$5,709,0003,278
Total interest expense$3,383,0002,428
Net interest income$2,326,0004,167
Provision for loan and lease losses$657,0001,598
Total noninterest income$439,0003,807
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$264,0002,888
Trading account gains and fees$0149
Additional Noninterest Income$175,0004,029
Total noninterest expense$2,322,0003,795
Salaries and employee benefits$1,318,0003,682
Premises and equipment expense$313,0003,842
Additional noninterest expense$691,0003,755
Pre-tax net operating income$-214,0007,341
Securities gains (losses)$129,000810
Applicable income taxes$-90,0007,839
Income before extraordinary items$5,0006,981
Extraordinary gains, net$021
Net income$5,0006,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-77,5607,174
2008-03-31 (YTD Data)Rank
Total interest income$2,971,0003,256
Total interest expense$1,767,0002,482
Net interest income$1,204,0004,097
Provision for loan and lease losses$32,0004,306
Total noninterest income$223,0003,764
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$125,0002,971
Trading account gains and fees$0158
Additional Noninterest Income$98,0003,804
Total noninterest expense$1,156,0003,812
Salaries and employee benefits$644,0003,774
Premises and equipment expense$159,0003,812
Additional noninterest expense$353,0003,648
Pre-tax net operating income$239,0004,615
Securities gains (losses)$129,000605
Applicable income taxes$125,0002,538
Income before extraordinary items$243,0004,252
Extraordinary gains, net$015
Net income$243,0004,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$157,8605,035
2007-12-31 (YTD Data)Rank
Total interest income$13,292,0002,993
Total interest expense$7,614,0002,436
Net interest income$5,678,0003,650
Provision for loan and lease losses$58,0005,564
Total noninterest income$696,0004,313
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$323,0003,947
Trading account gains and fees$0178
Additional Noninterest Income$373,0003,863
Total noninterest expense$4,501,0003,752
Salaries and employee benefits$2,615,0003,595
Premises and equipment expense$617,0003,760
Additional noninterest expense$1,269,0003,911
Pre-tax net operating income$1,815,0003,535
Securities gains (losses)$115,000575
Applicable income taxes$558,0002,600
Income before extraordinary items$1,372,0003,624
Extraordinary gains, net$039
Net income$1,372,0003,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,587
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,290,3503,778
2007-09-30 (YTD Data)Rank
Total interest income$10,080,0002,964
Total interest expense$5,728,0002,413
Net interest income$4,352,0003,612
Provision for loan and lease losses$58,0004,907
Total noninterest income$483,0004,493
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$214,0004,202
Trading account gains and fees$0184
Additional Noninterest Income$269,0003,958
Total noninterest expense$3,427,0003,688
Salaries and employee benefits$2,014,0003,510
Premises and equipment expense$468,0003,725
Additional noninterest expense$945,0003,882
Pre-tax net operating income$1,350,0003,693
Securities gains (losses)$-6,0007,659
Applicable income taxes$455,0002,656
Income before extraordinary items$889,0004,141
Extraordinary gains, net$033
Net income$889,0004,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,831
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$892,9604,117
2007-06-30 (YTD Data)Rank
Total interest income$6,647,0003,003
Total interest expense$3,770,0002,442
Net interest income$2,877,0003,649
Provision for loan and lease losses$06,209
Total noninterest income$318,0004,540
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$137,0004,285
Trading account gains and fees$0168
Additional Noninterest Income$181,0003,978
Total noninterest expense$2,276,0003,731
Salaries and employee benefits$1,359,0003,508
Premises and equipment expense$288,0003,952
Additional noninterest expense$629,0003,882
Pre-tax net operating income$919,0003,718
Securities gains (losses)$-6,0007,884
Applicable income taxes$311,0002,693
Income before extraordinary items$602,0004,160
Extraordinary gains, net$029
Net income$602,0004,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$605,9604,144
2007-03-31 (YTD Data)Rank
Total interest income$3,302,0003,018
Total interest expense$1,855,0002,476
Net interest income$1,447,0003,643
Provision for loan and lease losses$05,779
Total noninterest income$136,0004,852
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$66,0004,317
Trading account gains and fees$0195
Additional Noninterest Income$70,0004,459
Total noninterest expense$1,072,0003,921
Salaries and employee benefits$650,0003,663
Premises and equipment expense$118,0004,567
Additional noninterest expense$304,0003,930
Pre-tax net operating income$511,0003,481
Securities gains (losses)$01,187
Applicable income taxes$175,0002,577
Income before extraordinary items$336,0003,922
Extraordinary gains, net$022
Net income$336,0003,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$336,0003,899
2006-12-31 (YTD Data)Rank
Total interest income$12,173,0003,046
Total interest expense$6,083,0002,563
Net interest income$6,090,0003,484
Provision for loan and lease losses$276,0002,933
Total noninterest income$701,0004,350
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$241,0004,583
Trading account gains and fees$0130
Additional Noninterest Income$460,0003,481
Total noninterest expense$4,145,0003,883
Salaries and employee benefits$2,395,0003,724
Premises and equipment expense$392,0004,985
Additional noninterest expense$1,358,0003,570
Pre-tax net operating income$2,370,0003,256
Securities gains (losses)$01,687
Applicable income taxes$761,0002,549
Income before extraordinary items$1,609,0003,612
Extraordinary gains, net$051
Net income$1,609,0003,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,834
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,609,0003,594
2006-09-30 (YTD Data)Rank
Total interest income$8,830,0003,120
Total interest expense$4,249,0002,642
Net interest income$4,581,0003,494
Provision for loan and lease losses$239,0002,529
Total noninterest income$507,0004,441
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$173,0004,726
Trading account gains and fees$0126
Additional Noninterest Income$334,0003,531
Total noninterest expense$3,084,0003,902
Salaries and employee benefits$1,827,0003,680
Premises and equipment expense$287,0005,093
Additional noninterest expense$970,0003,693
Pre-tax net operating income$1,765,0003,390
Securities gains (losses)$01,388
Applicable income taxes$600,0002,599
Income before extraordinary items$1,165,0003,812
Extraordinary gains, net$045
Net income$1,165,0003,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,016
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,165,0003,792
2006-06-30 (YTD Data)Rank
Total interest income$5,583,0003,222
Total interest expense$2,600,0002,727
Net interest income$2,983,0003,561
Provision for loan and lease losses$146,0002,710
Total noninterest income$333,0004,474
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$99,0005,045
Trading account gains and fees$0126
Additional Noninterest Income$234,0003,446
Total noninterest expense$2,134,0003,790
Salaries and employee benefits$1,289,0003,551
Premises and equipment expense$182,0005,229
Additional noninterest expense$663,0003,637
Pre-tax net operating income$1,036,0003,727
Securities gains (losses)$01,185
Applicable income taxes$352,0002,822
Income before extraordinary items$684,0004,129
Extraordinary gains, net$039
Net income$684,0004,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$684,0004,117
2006-03-31 (YTD Data)Rank
Total interest income$2,669,0003,273
Total interest expense$1,198,0002,814
Net interest income$1,471,0003,596
Provision for loan and lease losses$49,0003,187
Total noninterest income$144,0004,778
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$37,0005,553
Trading account gains and fees$0115
Additional Noninterest Income$107,0003,600
Total noninterest expense$1,088,0003,759
Salaries and employee benefits$641,0003,583
Premises and equipment expense$78,0005,692
Additional noninterest expense$369,0003,335
Pre-tax net operating income$478,0003,853
Securities gains (losses)$0955
Applicable income taxes$162,0002,925
Income before extraordinary items$316,0004,285
Extraordinary gains, net$021
Net income$316,0004,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$316,0004,268
2005-12-31 (YTD Data)Rank
Total interest income$9,142,0003,382
Total interest expense$3,746,0002,790
Net interest income$5,396,0003,737
Provision for loan and lease losses$316,0002,718
Total noninterest income$771,0004,137
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$198,0005,064
Trading account gains and fees$0138
Additional Noninterest Income$573,0003,143
Total noninterest expense$3,890,0003,939
Salaries and employee benefits$2,249,0003,786
Premises and equipment expense$292,0005,802
Additional noninterest expense$1,349,0003,512
Pre-tax net operating income$1,961,0003,733
Securities gains (losses)$02,296
Applicable income taxes$669,0002,893
Income before extraordinary items$1,292,0004,168
Extraordinary gains, net$046
Net income$1,292,0004,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,287
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,292,0004,138
2005-09-30 (YTD Data)Rank
Total interest income$6,620,0003,424
Total interest expense$2,626,0002,811
Net interest income$3,994,0003,767
Provision for loan and lease losses$251,0002,541
Total noninterest income$576,0004,157
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$150,0005,068
Trading account gains and fees$0126
Additional Noninterest Income$426,0003,166
Total noninterest expense$2,851,0003,987
Salaries and employee benefits$1,684,0003,766
Premises and equipment expense$214,0005,869
Additional noninterest expense$953,0003,634
Pre-tax net operating income$1,468,0003,814
Securities gains (losses)$02,317
Applicable income taxes$501,0002,934
Income before extraordinary items$967,0004,255
Extraordinary gains, net$035
Net income$967,0004,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,519
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$967,0004,205
2005-06-30 (YTD Data)Rank
Total interest income$4,199,0003,485
Total interest expense$1,652,0002,812
Net interest income$2,547,0003,869
Provision for loan and lease losses$108,0003,253
Total noninterest income$401,0004,044
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$98,0005,081
Trading account gains and fees$0116
Additional Noninterest Income$303,0003,034
Total noninterest expense$1,940,0003,897
Salaries and employee benefits$1,111,0003,783
Premises and equipment expense$144,0005,822
Additional noninterest expense$685,0003,420
Pre-tax net operating income$900,0003,990
Securities gains (losses)$02,146
Applicable income taxes$308,0003,058
Income before extraordinary items$592,0004,446
Extraordinary gains, net$030
Net income$592,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,666
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$592,0004,396
2005-03-31 (YTD Data)Rank
Total interest income$2,013,0003,571
Total interest expense$781,0002,853
Net interest income$1,232,0003,982
Provision for loan and lease losses$63,0002,791
Total noninterest income$175,0004,319
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$43,0005,318
Trading account gains and fees$0115
Additional Noninterest Income$132,0003,224
Total noninterest expense$965,0003,950
Salaries and employee benefits$533,0003,894
Premises and equipment expense$71,0005,908
Additional noninterest expense$361,0003,287
Pre-tax net operating income$379,0004,409
Securities gains (losses)$01,685
Applicable income taxes$130,0003,352
Income before extraordinary items$249,0004,881
Extraordinary gains, net$024
Net income$249,0004,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$249,0004,836
2004-12-31 (YTD Data)Rank
Total interest income$6,956,0003,827
Total interest expense$2,399,0003,141
Net interest income$4,557,0004,084
Provision for loan and lease losses$463,0002,090
Total noninterest income$671,0004,514
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$181,0005,421
Trading account gains and fees$0138
Additional Noninterest Income$490,0003,345
Total noninterest expense$3,228,0004,437
Salaries and employee benefits$1,766,0004,399
Premises and equipment expense$295,0005,717
Additional noninterest expense$1,167,0003,841
Pre-tax net operating income$1,537,0004,189
Securities gains (losses)$82,0001,383
Applicable income taxes$550,0003,176
Income before extraordinary items$1,069,0004,520
Extraordinary gains, net$115,00017
Net income$1,184,0004,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,639
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,014,8804,589
2004-09-30 (YTD Data)Rank
Total interest income$4,988,0003,944
Total interest expense$1,699,0003,242
Net interest income$3,289,0004,182
Provision for loan and lease losses$316,0002,168
Total noninterest income$468,0004,717
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$135,0005,483
Trading account gains and fees$0134
Additional Noninterest Income$333,0003,537
Total noninterest expense$2,285,0004,572
Salaries and employee benefits$1,243,0004,573
Premises and equipment expense$234,0005,543
Additional noninterest expense$808,0004,057
Pre-tax net operating income$1,156,0004,252
Securities gains (losses)$91,0001,235
Applicable income taxes$424,0003,201
Income before extraordinary items$823,0004,546
Extraordinary gains, net$115,00010
Net income$938,0004,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$762,9404,660
2004-06-30 (YTD Data)Rank
Total interest income$3,170,0004,086
Total interest expense$1,067,0003,403
Net interest income$2,103,0004,327
Provision for loan and lease losses$194,0002,269
Total noninterest income$273,0005,042
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$89,0005,514
Trading account gains and fees$0130
Additional Noninterest Income$184,0003,917
Total noninterest expense$1,443,0004,769
Salaries and employee benefits$796,0004,740
Premises and equipment expense$160,0005,480
Additional noninterest expense$487,0004,395
Pre-tax net operating income$739,0004,324
Securities gains (losses)$84,0001,138
Applicable income taxes$279,0003,199
Income before extraordinary items$544,0004,506
Extraordinary gains, net$021
Net income$544,0004,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$488,5604,702
2004-03-31 (YTD Data)Rank
Total interest income$1,532,0004,198
Total interest expense$516,0003,537
Net interest income$1,016,0004,423
Provision for loan and lease losses$76,0002,538
Total noninterest income$112,0005,514
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$44,0005,481
Trading account gains and fees$0121
Additional Noninterest Income$68,0004,507
Total noninterest expense$695,0004,950
Salaries and employee benefits$380,0004,910
Premises and equipment expense$84,0005,376
Additional noninterest expense$231,0004,582
Pre-tax net operating income$357,0004,374
Securities gains (losses)$82,000908
Applicable income taxes$147,0003,131
Income before extraordinary items$292,0004,334
Extraordinary gains, net$016
Net income$292,0004,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$237,0604,765
2003-12-31 (YTD Data)Rank
Total interest income$5,086,0004,832
Total interest expense$1,830,0004,295
Net interest income$3,256,0005,044
Provision for loan and lease losses$254,0003,514
Total noninterest income$821,0004,179
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$198,0005,283
Trading account gains and fees$0160
Additional Noninterest Income$623,0003,179
Total noninterest expense$2,494,0005,219
Salaries and employee benefits$1,400,0005,092
Premises and equipment expense$277,0005,900
Additional noninterest expense$817,0004,980
Pre-tax net operating income$1,329,0004,426
Securities gains (losses)$42,0002,666
Applicable income taxes$477,0003,453
Income before extraordinary items$894,0004,955
Extraordinary gains, net$054
Net income$894,0004,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,493
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$866,7004,872
2003-09-30 (YTD Data)Rank
Total interest income$3,643,0005,052
Total interest expense$1,337,0004,500
Net interest income$2,306,0005,256
Provision for loan and lease losses$211,0003,245
Total noninterest income$627,0004,182
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$144,0005,398
Trading account gains and fees$0153
Additional Noninterest Income$483,0003,200
Total noninterest expense$1,795,0005,344
Salaries and employee benefits$1,006,0005,227
Premises and equipment expense$203,0005,970
Additional noninterest expense$586,0005,094
Pre-tax net operating income$927,0004,760
Securities gains (losses)$34,0002,597
Applicable income taxes$334,0003,736
Income before extraordinary items$627,0005,285
Extraordinary gains, net$040
Net income$627,0005,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$604,9005,192
2003-06-30 (YTD Data)Rank
Total interest income$2,303,0005,271
Total interest expense$884,0004,634
Net interest income$1,419,0005,506
Provision for loan and lease losses$123,0003,423
Total noninterest income$338,0004,674
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$93,0005,436
Trading account gains and fees$0150
Additional Noninterest Income$245,0003,660
Total noninterest expense$1,075,0005,739
Salaries and employee benefits$618,0005,517
Premises and equipment expense$113,0006,446
Additional noninterest expense$344,0005,522
Pre-tax net operating income$559,0005,034
Securities gains (losses)$34,0002,284
Applicable income taxes$207,0003,888
Income before extraordinary items$386,0005,502
Extraordinary gains, net$030
Net income$386,0005,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,202
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$363,9005,434
2003-03-31 (YTD Data)Rank
Total interest income$1,109,0005,406
Total interest expense$425,0004,854
Net interest income$684,0005,622
Provision for loan and lease losses$73,0003,016
Total noninterest income$163,0004,677
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$46,0005,391
Trading account gains and fees$0134
Additional Noninterest Income$117,0003,650
Total noninterest expense$503,0005,978
Salaries and employee benefits$280,0005,852
Premises and equipment expense$63,0006,146
Additional noninterest expense$160,0005,725
Pre-tax net operating income$271,0005,063
Securities gains (losses)$15,0002,029
Applicable income taxes$97,0003,988
Income before extraordinary items$189,0005,459
Extraordinary gains, net$021
Net income$189,0005,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$179,1005,398
2002-12-31 (YTD Data)Rank
Total interest income$3,811,0006,062
Total interest expense$1,467,0005,802
Net interest income$2,344,0006,114
Provision for loan and lease losses$232,0004,055
Total noninterest income$473,0005,362
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$156,0005,767
Trading account gains and fees$0153
Additional Noninterest Income$317,0004,135
Total noninterest expense$1,748,0006,360
Salaries and employee benefits$982,0006,212
Premises and equipment expense$227,0006,428
Additional noninterest expense$539,0006,283
Pre-tax net operating income$837,0005,652
Securities gains (losses)$34,0002,728
Applicable income taxes$299,0004,454
Income before extraordinary items$572,0006,088
Extraordinary gains, net$070
Net income$572,0006,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,705
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$549,5606,028
2001-12-31 (YTD Data)Rank
Total interest income$2,623,0007,615
Total interest expense$1,258,0007,494
Net interest income$1,365,0007,569
Provision for loan and lease losses$266,0003,478
Total noninterest income$317,0006,265
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$83,0006,914
Trading account gains and fees$0177
Additional Noninterest Income$234,0004,609
Total noninterest expense$1,330,0007,162
Salaries and employee benefits$714,0007,146
Premises and equipment expense$194,0006,876
Additional noninterest expense$422,0006,970
Pre-tax net operating income$86,0008,396
Securities gains (losses)$04,612
Applicable income taxes$29,0007,102
Income before extraordinary items$57,0008,577
Extraordinary gains, net$0105
Net income$57,0008,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$57,0008,483
2000-12-31 (YTD Data)Rank
Total interest income$763,0009,555
Total interest expense$255,0009,591
Net interest income$508,0009,447
Provision for loan and lease losses$166,0004,194
Total noninterest income$87,0008,775
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,0008,218
Trading account gains and feesNANA
Additional Noninterest Income$64,0007,361
Total noninterest expense$915,0008,260
Salaries and employee benefits$357,0008,963
Premises and equipment expense$99,0008,459
Additional noninterest expense$459,0006,712
Pre-tax net operating income$-486,0009,523
Securities gains (losses)$01,956
Applicable income taxes$-165,0009,663
Income before extraordinary items$-321,0009,460
Extraordinary gains, net$038
Net income$-321,0009,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$6,700,000132
Net operating income$-321,0009,462

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.