Home > CBBC Bank > Income and Expense

CBBC Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,218,0001,810
Total interest expense$3,622,0002,399
Net interest income$17,596,0001,603
Provision for loan and lease losses$245,0001,837
Total noninterest income$1,635,0002,226
Gross Fiduciary activities income$0981
Service charges on deposit accounts$557,0001,538
Trading account gains and feesNANA
Additional Noninterest Income$1,078,0002,207
Total noninterest expense$10,817,0001,948
Salaries and employee benefits$5,835,0001,996
Premises and equipment expense$934,0002,110
Additional noninterest expense$1,078,0002,207
Pre-tax net operating income$8,169,0001,376
Securities gains (losses)$-855,0004,270
Applicable income taxes$1,615,0001,126
Income before extraordinary items$5,699,0001,581
Extraordinary gains, net$054
Net income$5,699,0001,597
Minority interest net income$088
Net income of bank and minority interests.$5,699,0001,584
Net charge-offs$22,0002,167
Cash dividends$1,499,0001,799
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,374,4501,487
2023-09-30 (YTD Data)Rank
Total interest income$15,500,0001,809
Total interest expense$2,391,0002,433
Net interest income$13,109,0001,622
Provision for loan and lease losses$155,0001,846
Total noninterest income$1,207,0002,222
Gross Fiduciary activities income$0950
Service charges on deposit accounts$416,0001,538
Trading account gains and feesNANA
Additional Noninterest Income$791,0002,222
Total noninterest expense$8,251,0001,917
Salaries and employee benefits$4,400,0001,984
Premises and equipment expense$710,0002,092
Additional noninterest expense$791,0002,222
Pre-tax net operating income$5,910,0001,466
Securities gains (losses)$-323,0004,301
Applicable income taxes$1,174,0001,167
Income before extraordinary items$4,413,0001,596
Extraordinary gains, net$052
Net income$4,413,0001,609
Minority interest net income$081
Net income of bank and minority interests.$4,413,0001,596
Net charge-offs$28,0001,741
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,668,1701,561
2023-06-30 (YTD Data)Rank
Total interest income$9,900,0001,843
Total interest expense$1,281,0002,545
Net interest income$8,619,0001,655
Provision for loan and lease losses$66,0002,053
Total noninterest income$801,0002,190
Gross Fiduciary activities income$0931
Service charges on deposit accounts$272,0001,545
Trading account gains and feesNANA
Additional Noninterest Income$529,0002,139
Total noninterest expense$5,372,0001,943
Salaries and employee benefits$2,938,0001,990
Premises and equipment expense$470,0002,095
Additional noninterest expense$529,0002,136
Pre-tax net operating income$3,982,0001,443
Securities gains (losses)$0938
Applicable income taxes$898,0001,081
Income before extraordinary items$3,084,0001,540
Extraordinary gains, net$051
Net income$3,084,0001,558
Minority interest net income$081
Net income of bank and minority interests.$3,084,0001,540
Net charge-offs$11,0001,777
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,084,0001,551
2023-03-31 (YTD Data)Rank
Total interest income$4,658,0001,907
Total interest expense$441,0002,758
Net interest income$4,217,0001,696
Provision for loan and lease losses$10,0002,332
Total noninterest income$394,0002,193
Gross Fiduciary activities income$0913
Service charges on deposit accounts$140,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$254,0002,168
Total noninterest expense$2,755,0001,923
Salaries and employee benefits$1,468,0002,024
Premises and equipment expense$224,0002,192
Additional noninterest expense$254,0002,168
Pre-tax net operating income$1,846,0001,558
Securities gains (losses)$0950
Applicable income taxes$510,0001,033
Income before extraordinary items$1,336,0001,724
Extraordinary gains, net$04
Net income$1,336,0001,723
Minority interest net income$048
Net income of bank and minority interests.$1,336,0001,724
Net charge-offs$12,0001,306
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,336,0001,745
2022-12-31 (YTD Data)Rank
Total interest income$15,719,0001,879
Total interest expense$582,0003,074
Net interest income$15,137,0001,780
Provision for loan and lease losses$345,0001,449
Total noninterest income$1,727,0002,194
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$646,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$1,081,0002,256
Total noninterest expense$9,757,0002,047
Salaries and employee benefits$5,278,0002,103
Premises and equipment expense$915,0002,113
Additional noninterest expense$1,081,0002,256
Pre-tax net operating income$6,762,0001,688
Securities gains (losses)$0691
Applicable income taxes$1,268,0001,383
Income before extraordinary items$5,494,0001,713
Extraordinary gains, net$05
Net income$5,494,0001,710
Minority interest net income$063
Net income of bank and minority interests.$5,494,0001,712
Net charge-offs$46,0001,593
Cash dividends$1,903,0001,558
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,494,0001,743
2022-09-30 (YTD Data)Rank
Total interest income$11,134,0001,910
Total interest expense$382,0003,001
Net interest income$10,752,0001,829
Provision for loan and lease losses$31,0002,437
Total noninterest income$1,328,0002,200
Gross Fiduciary activities income$0968
Service charges on deposit accounts$509,0001,388
Trading account gains and feesNANA
Additional Noninterest Income$819,0002,273
Total noninterest expense$7,126,0002,070
Salaries and employee benefits$3,814,0002,147
Premises and equipment expense$692,0002,120
Additional noninterest expense$819,0002,273
Pre-tax net operating income$4,923,0001,719
Securities gains (losses)$0740
Applicable income taxes$858,0001,454
Income before extraordinary items$4,065,0001,701
Extraordinary gains, net$04
Net income$4,065,0001,699
Minority interest net income$057
Net income of bank and minority interests.$4,065,0001,700
Net charge-offs$31,0001,418
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,065,0001,741
2022-06-30 (YTD Data)Rank
Total interest income$6,958,0001,956
Total interest expense$262,0002,842
Net interest income$6,696,0001,873
Provision for loan and lease losses$19,0002,276
Total noninterest income$870,0002,216
Gross Fiduciary activities income$0925
Service charges on deposit accounts$327,0001,409
Trading account gains and feesNANA
Additional Noninterest Income$543,0002,309
Total noninterest expense$4,590,0002,101
Salaries and employee benefits$2,470,0002,198
Premises and equipment expense$451,0002,156
Additional noninterest expense$1,669,0001,843
Pre-tax net operating income$2,957,0001,755
Securities gains (losses)$0687
Applicable income taxes$413,0001,626
Income before extraordinary items$2,544,0001,703
Extraordinary gains, net$04
Net income$2,544,0001,701
Minority interest net income$060
Net income of bank and minority interests.$2,544,0001,703
Net charge-offs$19,0001,340
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,544,0001,738
2022-03-31 (YTD Data)Rank
Total interest income$3,297,0001,991
Total interest expense$151,0002,618
Net interest income$3,146,0001,921
Provision for loan and lease losses$13,0001,957
Total noninterest income$426,0002,233
Gross Fiduciary activities income$0892
Service charges on deposit accounts$159,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$267,0002,307
Total noninterest expense$2,270,0002,104
Salaries and employee benefits$1,228,0002,200
Premises and equipment expense$229,0002,150
Additional noninterest expense$813,0001,856
Pre-tax net operating income$1,289,0001,829
Securities gains (losses)$0623
Applicable income taxes$125,0001,933
Income before extraordinary items$1,164,0001,731
Extraordinary gains, net$04
Net income$1,164,0001,732
Minority interest net income$050
Net income of bank and minority interests.$1,164,0001,731
Net charge-offs$14,0001,083
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,164,0001,751
2021-12-31 (YTD Data)Rank
Total interest income$14,678,0001,897
Total interest expense$742,0002,633
Net interest income$13,936,0001,833
Provision for loan and lease losses$93,0002,252
Total noninterest income$1,791,0002,353
Gross Fiduciary activities income$0994
Service charges on deposit accounts$564,0001,479
Trading account gains and feesNANA
Additional Noninterest Income$1,227,0002,421
Total noninterest expense$8,961,0002,125
Salaries and employee benefits$4,841,0002,206
Premises and equipment expense$970,0002,079
Additional noninterest expense$3,150,0001,904
Pre-tax net operating income$6,673,0001,693
Securities gains (losses)$02,062
Applicable income taxes$1,950,0001,123
Income before extraordinary items$4,723,0001,959
Extraordinary gains, net$010
Net income$4,723,0001,959
Minority interest net income$074
Net income of bank and minority interests.$4,723,0001,960
Net charge-offs$98,0001,352
Cash dividends$1,324,0001,935
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,723,0001,931
2021-09-30 (YTD Data)Rank
Total interest income$11,163,0001,912
Total interest expense$570,0002,684
Net interest income$10,593,0001,832
Provision for loan and lease losses$19,0002,732
Total noninterest income$1,327,0002,408
Gross Fiduciary activities income$0957
Service charges on deposit accounts$400,0001,529
Trading account gains and feesNANA
Additional Noninterest Income$927,0002,468
Total noninterest expense$6,680,0002,145
Salaries and employee benefits$3,625,0002,217
Premises and equipment expense$742,0002,068
Additional noninterest expense$2,313,0001,941
Pre-tax net operating income$5,221,0001,700
Securities gains (losses)$02,015
Applicable income taxes$1,504,0001,146
Income before extraordinary items$3,717,0001,976
Extraordinary gains, net$08
Net income$3,717,0001,975
Minority interest net income$069
Net income of bank and minority interests.$3,717,0001,976
Net charge-offs$26,0001,629
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,717,0001,950
2021-06-30 (YTD Data)Rank
Total interest income$7,619,0001,870
Total interest expense$388,0002,719
Net interest income$7,231,0001,787
Provision for loan and lease losses$7,0002,741
Total noninterest income$859,0002,400
Gross Fiduciary activities income$0951
Service charges on deposit accounts$251,0001,547
Trading account gains and feesNANA
Additional Noninterest Income$608,0002,450
Total noninterest expense$4,425,0002,146
Salaries and employee benefits$2,419,0002,212
Premises and equipment expense$487,0002,093
Additional noninterest expense$1,519,0001,943
Pre-tax net operating income$3,658,0001,622
Securities gains (losses)$01,818
Applicable income taxes$1,043,0001,115
Income before extraordinary items$2,615,0001,877
Extraordinary gains, net$06
Net income$2,615,0001,877
Minority interest net income$067
Net income of bank and minority interests.$2,615,0001,877
Net charge-offs$12,0001,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,615,0001,843
2021-03-31 (YTD Data)Rank
Total interest income$3,967,0001,811
Total interest expense$195,0002,794
Net interest income$3,772,0001,722
Provision for loan and lease losses$02,741
Total noninterest income$418,0002,433
Gross Fiduciary activities income$0922
Service charges on deposit accounts$127,0001,529
Trading account gains and feesNANA
Additional Noninterest Income$291,0002,488
Total noninterest expense$2,182,0002,152
Salaries and employee benefits$1,196,0002,220
Premises and equipment expense$234,0002,143
Additional noninterest expense$752,0001,921
Pre-tax net operating income$2,008,0001,517
Securities gains (losses)$01,392
Applicable income taxes$571,0001,050
Income before extraordinary items$1,437,0001,776
Extraordinary gains, net$03
Net income$1,437,0001,776
Minority interest net income$055
Net income of bank and minority interests.$1,437,0001,776
Net charge-offs$3,0001,645
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,437,0001,732
2020-12-31 (YTD Data)Rank
Total interest income$13,608,0002,024
Total interest expense$1,090,0002,803
Net interest income$12,518,0001,881
Provision for loan and lease losses$1,059,0001,540
Total noninterest income$4,033,0001,455
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$520,0001,583
Trading account gains and feesNANA
Additional Noninterest Income$3,513,0001,314
Total noninterest expense$9,155,0002,073
Salaries and employee benefits$4,868,0002,190
Premises and equipment expense$1,310,0001,681
Additional noninterest expense$2,977,0001,923
Pre-tax net operating income$6,337,0001,488
Securities gains (losses)$02,675
Applicable income taxes$1,653,0001,057
Income before extraordinary items$4,684,0001,709
Extraordinary gains, net$04
Net income$4,684,0001,709
Minority interest net income$072
Net income of bank and minority interests.$4,684,0001,709
Net charge-offs$-1,0003,923
Cash dividends$2,097,0001,470
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,684,0001,677
2020-09-30 (YTD Data)Rank
Total interest income$10,228,0002,030
Total interest expense$879,0002,792
Net interest income$9,349,0001,885
Provision for loan and lease losses$508,0001,944
Total noninterest income$3,643,0001,258
Gross Fiduciary activities income$0981
Service charges on deposit accounts$387,0001,589
Trading account gains and feesNANA
Additional Noninterest Income$3,256,0001,099
Total noninterest expense$6,740,0002,084
Salaries and employee benefits$3,718,0002,142
Premises and equipment expense$857,0001,855
Additional noninterest expense$2,165,0001,948
Pre-tax net operating income$5,744,0001,259
Securities gains (losses)$02,494
Applicable income taxes$1,488,000904
Income before extraordinary items$4,256,0001,443
Extraordinary gains, net$04
Net income$4,256,0001,444
Minority interest net income$065
Net income of bank and minority interests.$4,256,0001,444
Net charge-offs$-11,0004,273
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,256,0001,400
2020-06-30 (YTD Data)Rank
Total interest income$6,950,0002,026
Total interest expense$649,0002,753
Net interest income$6,301,0001,876
Provision for loan and lease losses$315,0002,006
Total noninterest income$3,238,000983
Gross Fiduciary activities income$0970
Service charges on deposit accounts$264,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$2,974,000824
Total noninterest expense$4,611,0002,039
Salaries and employee benefits$2,527,0002,116
Premises and equipment expense$598,0001,800
Additional noninterest expense$1,486,0001,896
Pre-tax net operating income$4,613,0001,024
Securities gains (losses)$02,249
Applicable income taxes$1,185,000731
Income before extraordinary items$3,428,0001,187
Extraordinary gains, net$04
Net income$3,428,0001,187
Minority interest net income$065
Net income of bank and minority interests.$3,428,0001,187
Net charge-offs$8,0002,523
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,428,0001,155
2020-03-31 (YTD Data)Rank
Total interest income$3,400,0002,055
Total interest expense$371,0002,710
Net interest income$3,029,0001,906
Provision for loan and lease losses$10,0003,389
Total noninterest income$2,880,000624
Gross Fiduciary activities income$0941
Service charges on deposit accounts$157,0001,587
Trading account gains and feesNANA
Additional Noninterest Income$2,723,000482
Total noninterest expense$2,343,0002,041
Salaries and employee benefits$1,252,0002,150
Premises and equipment expense$326,0001,714
Additional noninterest expense$765,0001,888
Pre-tax net operating income$3,556,000632
Securities gains (losses)$01,705
Applicable income taxes$904,000498
Income before extraordinary items$2,652,000726
Extraordinary gains, net$04
Net income$2,652,000726
Minority interest net income$056
Net income of bank and minority interests.$2,652,000726
Net charge-offs$248,000557
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,652,000704
2019-12-31 (YTD Data)Rank
Total interest income$13,611,0002,086
Total interest expense$1,594,0002,669
Net interest income$12,017,0001,928
Provision for loan and lease losses$33,0003,565
Total noninterest income$1,514,0002,278
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$628,0001,625
Trading account gains and feesNANA
Additional Noninterest Income$886,0002,391
Total noninterest expense$8,753,0002,114
Salaries and employee benefits$4,746,0002,182
Premises and equipment expense$1,085,0001,926
Additional noninterest expense$2,922,0001,967
Pre-tax net operating income$4,745,0001,832
Securities gains (losses)$23,0001,586
Applicable income taxes$1,148,0001,313
Income before extraordinary items$3,620,0002,026
Extraordinary gains, net$011
Net income$3,620,0002,028
Minority interest net income$076
Net income of bank and minority interests.$3,620,0002,028
Net charge-offs$-6,0004,370
Cash dividends$1,450,0001,924
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,601,8302,000
2019-09-30 (YTD Data)Rank
Total interest income$10,163,0002,114
Total interest expense$1,195,0002,693
Net interest income$8,968,0001,959
Provision for loan and lease losses$26,0003,432
Total noninterest income$1,117,0002,302
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$465,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$652,0002,399
Total noninterest expense$6,631,0002,103
Salaries and employee benefits$3,594,0002,180
Premises and equipment expense$804,0001,958
Additional noninterest expense$2,233,0001,928
Pre-tax net operating income$3,428,0001,937
Securities gains (losses)$-23,0005,010
Applicable income taxes$811,0001,410
Income before extraordinary items$2,594,0002,146
Extraordinary gains, net$011
Net income$2,594,0002,146
Minority interest net income$072
Net income of bank and minority interests.$2,594,0002,147
Net charge-offs$29,0002,529
Cash dividends$250,0002,980
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,612,1702,103
2019-06-30 (YTD Data)Rank
Total interest income$6,735,0002,121
Total interest expense$769,0002,724
Net interest income$5,966,0001,959
Provision for loan and lease losses$17,0003,353
Total noninterest income$675,0002,394
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$304,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$371,0002,581
Total noninterest expense$4,442,0002,103
Salaries and employee benefits$2,429,0002,166
Premises and equipment expense$526,0001,985
Additional noninterest expense$1,487,0001,953
Pre-tax net operating income$2,182,0001,986
Securities gains (losses)$25,000968
Applicable income taxes$506,0001,435
Income before extraordinary items$1,701,0002,160
Extraordinary gains, net$011
Net income$1,701,0002,159
Minority interest net income$069
Net income of bank and minority interests.$1,701,0002,160
Net charge-offs$21,0002,329
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,681,2502,149
2019-03-31 (YTD Data)Rank
Total interest income$3,312,0002,143
Total interest expense$341,0002,859
Net interest income$2,971,0001,969
Provision for loan and lease losses$17,0002,836
Total noninterest income$296,0002,533
Gross Fiduciary activities income$0972
Service charges on deposit accounts$155,0001,632
Trading account gains and feesNANA
Additional Noninterest Income$141,0002,818
Total noninterest expense$2,230,0002,104
Salaries and employee benefits$1,223,0002,163
Premises and equipment expense$242,0002,130
Additional noninterest expense$765,0001,887
Pre-tax net operating income$1,020,0002,030
Securities gains (losses)$25,000528
Applicable income taxes$197,0001,605
Income before extraordinary items$848,0002,117
Extraordinary gains, net$05
Net income$848,0002,116
Minority interest net income$052
Net income of bank and minority interests.$848,0002,116
Net charge-offs$19,0001,716
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$827,7502,136
2018-12-31 (YTD Data)Rank
Total interest income$12,734,0002,108
Total interest expense$1,077,0002,823
Net interest income$11,657,0001,994
Provision for loan and lease losses$29,0003,724
Total noninterest income$1,509,0002,327
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$679,0001,572
Trading account gains and feesNANA
Additional Noninterest Income$830,0002,452
Total noninterest expense$8,914,0002,077
Salaries and employee benefits$4,642,0002,223
Premises and equipment expense$1,043,0001,991
Additional noninterest expense$3,229,0001,795
Pre-tax net operating income$4,223,0002,031
Securities gains (losses)$49,000422
Applicable income taxes$950,0001,435
Income before extraordinary items$3,322,0002,170
Extraordinary gains, net$06
Net income$3,322,0002,168
Minority interest net income$072
Net income of bank and minority interests.$3,322,0002,169
Net charge-offs$-31,0004,777
Cash dividends$1,000,0002,197
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,283,2902,181
2018-09-30 (YTD Data)Rank
Total interest income$9,437,0002,121
Total interest expense$774,0002,804
Net interest income$8,663,0002,010
Provision for loan and lease losses$21,0003,597
Total noninterest income$1,136,0002,336
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$507,0001,583
Trading account gains and feesNANA
Additional Noninterest Income$629,0002,465
Total noninterest expense$6,622,0002,087
Salaries and employee benefits$3,479,0002,217
Premises and equipment expense$757,0002,042
Additional noninterest expense$2,386,0001,821
Pre-tax net operating income$3,156,0002,053
Securities gains (losses)$37,000466
Applicable income taxes$674,0001,533
Income before extraordinary items$2,519,0002,157
Extraordinary gains, net$05
Net income$2,519,0002,155
Minority interest net income$066
Net income of bank and minority interests.$2,519,0002,156
Net charge-offs$-44,0004,892
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,489,7702,179
2018-06-30 (YTD Data)Rank
Total interest income$6,152,0002,137
Total interest expense$496,0002,811
Net interest income$5,656,0002,046
Provision for loan and lease losses$9,0003,596
Total noninterest income$738,0002,375
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$332,0001,604
Trading account gains and feesNANA
Additional Noninterest Income$406,0002,501
Total noninterest expense$4,319,0002,130
Salaries and employee benefits$2,324,0002,229
Premises and equipment expense$495,0002,093
Additional noninterest expense$1,500,0001,918
Pre-tax net operating income$2,066,0002,056
Securities gains (losses)$1,000871
Applicable income taxes$381,0001,650
Income before extraordinary items$1,686,0002,133
Extraordinary gains, net$06
Net income$1,686,0002,130
Minority interest net income$065
Net income of bank and minority interests.$1,686,0002,132
Net charge-offs$-57,0005,058
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,685,1802,129
2018-03-31 (YTD Data)Rank
Total interest income$3,014,0002,166
Total interest expense$242,0002,800
Net interest income$2,772,0002,083
Provision for loan and lease losses$2,0003,432
Total noninterest income$375,0002,345
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$168,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$207,0002,438
Total noninterest expense$2,124,0002,177
Salaries and employee benefits$1,169,0002,236
Premises and equipment expense$234,0002,198
Additional noninterest expense$721,0001,981
Pre-tax net operating income$1,021,0002,012
Securities gains (losses)$0735
Applicable income taxes$172,0001,716
Income before extraordinary items$849,0002,079
Extraordinary gains, net$07
Net income$849,0002,078
Minority interest net income$052
Net income of bank and minority interests.$849,0002,079
Net charge-offs$-13,0004,839
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$849,0002,068
2017-12-31 (YTD Data)Rank
Total interest income$11,267,0002,230
Total interest expense$853,0002,827
Net interest income$10,414,0002,152
Provision for loan and lease losses$17,0004,004
Total noninterest income$1,306,0002,571
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$646,0001,660
Trading account gains and feesNANA
Additional Noninterest Income$660,0002,804
Total noninterest expense$8,786,0002,120
Salaries and employee benefits$4,647,0002,208
Premises and equipment expense$943,0002,198
Additional noninterest expense$3,196,0001,842
Pre-tax net operating income$2,917,0002,527
Securities gains (losses)$65,000786
Applicable income taxes$437,0002,516
Income before extraordinary items$2,545,0002,308
Extraordinary gains, net$09
Net income$2,545,0002,308
Minority interest net income$076
Net income of bank and minority interests.$2,545,0002,308
Net charge-offs$201,0001,829
Cash dividends$423,0003,116
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,489,7502,307
2017-09-30 (YTD Data)Rank
Total interest income$8,294,0002,261
Total interest expense$622,0002,863
Net interest income$7,672,0002,194
Provision for loan and lease losses$7,0003,966
Total noninterest income$1,061,0002,498
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$469,0001,716
Trading account gains and feesNANA
Additional Noninterest Income$592,0002,595
Total noninterest expense$6,504,0002,151
Salaries and employee benefits$3,477,0002,220
Premises and equipment expense$675,0002,270
Additional noninterest expense$2,352,0001,864
Pre-tax net operating income$2,222,0002,550
Securities gains (losses)$9,0001,660
Applicable income taxes$642,0001,857
Income before extraordinary items$1,589,0002,762
Extraordinary gains, net$09
Net income$1,589,0002,761
Minority interest net income$071
Net income of bank and minority interests.$1,589,0002,762
Net charge-offs$356,0001,011
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,582,6102,749
2017-06-30 (YTD Data)Rank
Total interest income$5,508,0002,256
Total interest expense$399,0002,886
Net interest income$5,109,0002,183
Provision for loan and lease losses$3,0003,811
Total noninterest income$701,0002,503
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$299,0001,767
Trading account gains and feesNANA
Additional Noninterest Income$402,0002,569
Total noninterest expense$4,317,0002,163
Salaries and employee benefits$2,312,0002,236
Premises and equipment expense$445,0002,297
Additional noninterest expense$1,560,0001,880
Pre-tax net operating income$1,490,0002,501
Securities gains (losses)$8,0001,330
Applicable income taxes$424,0001,846
Income before extraordinary items$1,074,0002,702
Extraordinary gains, net$011
Net income$1,074,0002,702
Minority interest net income$071
Net income of bank and minority interests.$1,074,0002,702
Net charge-offs$356,000735
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,068,2402,694
2017-03-31 (YTD Data)Rank
Total interest income$2,717,0002,281
Total interest expense$196,0002,886
Net interest income$2,521,0002,207
Provision for loan and lease losses$03,537
Total noninterest income$350,0002,509
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$147,0001,785
Trading account gains and feesNANA
Additional Noninterest Income$203,0002,556
Total noninterest expense$2,125,0002,208
Salaries and employee benefits$1,140,0002,288
Premises and equipment expense$228,0002,291
Additional noninterest expense$757,0001,924
Pre-tax net operating income$746,0002,421
Securities gains (losses)$1,0001,030
Applicable income taxes$186,0001,940
Income before extraordinary items$561,0002,575
Extraordinary gains, net$08
Net income$561,0002,575
Minority interest net income$055
Net income of bank and minority interests.$561,0002,575
Net charge-offs$3,0002,592
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$560,2502,558
2016-12-31 (YTD Data)Rank
Total interest income$10,900,0002,250
Total interest expense$729,0002,970
Net interest income$10,171,0002,154
Provision for loan and lease losses$14,0004,138
Total noninterest income$1,695,0002,320
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$682,0001,650
Trading account gains and fees$0170
Additional Noninterest Income$1,013,0002,394
Total noninterest expense$8,428,0002,199
Salaries and employee benefits$4,282,0002,378
Premises and equipment expense$950,0002,232
Additional noninterest expense$3,196,0001,869
Pre-tax net operating income$3,424,0002,154
Securities gains (losses)$03,212
Applicable income taxes$391,0002,469
Income before extraordinary items$3,033,0002,091
Extraordinary gains, net$05
Net income$3,033,0002,089
Minority interest net income$082
Net income of bank and minority interests.$3,033,0002,090
Net charge-offs$98,0002,617
Cash dividends$6,900,000515
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,033,0002,033
2016-09-30 (YTD Data)Rank
Total interest income$8,183,0002,239
Total interest expense$538,0002,998
Net interest income$7,645,0002,145
Provision for loan and lease losses$7,0004,080
Total noninterest income$1,221,0002,384
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$514,0001,644
Trading account gains and fees$0169
Additional Noninterest Income$707,0002,472
Total noninterest expense$6,165,0002,239
Salaries and employee benefits$3,112,0002,418
Premises and equipment expense$753,0002,147
Additional noninterest expense$2,300,0001,929
Pre-tax net operating income$2,694,0002,123
Securities gains (losses)$03,160
Applicable income taxes$343,0002,382
Income before extraordinary items$2,351,0002,056
Extraordinary gains, net$05
Net income$2,351,0002,055
Minority interest net income$071
Net income of bank and minority interests.$2,351,0002,056
Net charge-offs$67,0002,386
Cash dividends$5,700,000455
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,351,0001,983
2016-06-30 (YTD Data)Rank
Total interest income$5,454,0002,245
Total interest expense$353,0003,043
Net interest income$5,101,0002,140
Provision for loan and lease losses$6,0003,874
Total noninterest income$775,0002,429
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$343,0001,625
Trading account gains and fees$0157
Additional Noninterest Income$432,0002,566
Total noninterest expense$3,991,0002,302
Salaries and employee benefits$2,021,0002,484
Premises and equipment expense$453,0002,307
Additional noninterest expense$1,517,0001,951
Pre-tax net operating income$1,879,0002,045
Securities gains (losses)$02,835
Applicable income taxes$191,0002,536
Income before extraordinary items$1,688,0001,911
Extraordinary gains, net$016
Net income$1,688,0001,910
Minority interest net income$071
Net income of bank and minority interests.$1,688,0001,910
Net charge-offs$67,0001,934
Cash dividends$5,700,000327
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,688,0001,860
2016-03-31 (YTD Data)Rank
Total interest income$2,702,0002,261
Total interest expense$173,0003,084
Net interest income$2,529,0002,157
Provision for loan and lease losses$1,0003,622
Total noninterest income$367,0002,461
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$172,0001,610
Trading account gains and fees$0142
Additional Noninterest Income$195,0002,647
Total noninterest expense$1,987,0002,316
Salaries and employee benefits$983,0002,547
Premises and equipment expense$224,0002,336
Additional noninterest expense$780,0001,901
Pre-tax net operating income$908,0002,061
Securities gains (losses)$02,077
Applicable income taxes$79,0002,651
Income before extraordinary items$829,0001,928
Extraordinary gains, net$012
Net income$829,0001,928
Minority interest net income$062
Net income of bank and minority interests.$829,0001,928
Net charge-offs$7,0002,464
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$829,0001,879
2015-12-31 (YTD Data)Rank
Total interest income$10,685,0002,241
Total interest expense$637,0003,251
Net interest income$10,048,0002,125
Provision for loan and lease losses$-338,0005,893
Total noninterest income$1,603,0002,399
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$756,0001,543
Trading account gains and fees$0159
Additional Noninterest Income$847,0002,579
Total noninterest expense$8,422,0002,194
Salaries and employee benefits$3,835,0002,568
Premises and equipment expense$1,340,0001,706
Additional noninterest expense$3,247,0001,860
Pre-tax net operating income$3,567,0002,038
Securities gains (losses)$03,216
Applicable income taxes$530,0002,177
Income before extraordinary items$3,037,0002,034
Extraordinary gains, net$023
Net income$3,037,0002,035
Minority interest net income$081
Net income of bank and minority interests.$3,037,0002,036
Net charge-offs$-1,655,0006,140
Cash dividends$1,189,0001,933
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,037,0001,991
2015-09-30 (YTD Data)Rank
Total interest income$7,951,0002,273
Total interest expense$478,0003,285
Net interest income$7,473,0002,145
Provision for loan and lease losses$305,0001,490
Total noninterest income$1,214,0002,405
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$572,0001,552
Trading account gains and fees$0153
Additional Noninterest Income$642,0002,586
Total noninterest expense$6,290,0002,202
Salaries and employee benefits$2,831,0002,599
Premises and equipment expense$933,0001,845
Additional noninterest expense$2,526,0001,789
Pre-tax net operating income$2,092,0002,489
Securities gains (losses)$03,031
Applicable income taxes$139,0003,069
Income before extraordinary items$1,953,0002,309
Extraordinary gains, net$021
Net income$1,953,0002,310
Minority interest net income$078
Net income of bank and minority interests.$1,953,0002,310
Net charge-offs$-338,0006,048
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,953,0002,272
2015-06-30 (YTD Data)Rank
Total interest income$5,263,0002,287
Total interest expense$324,0003,287
Net interest income$4,939,0002,168
Provision for loan and lease losses$305,0001,089
Total noninterest income$813,0002,404
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$379,0001,539
Trading account gains and fees$0157
Additional Noninterest Income$434,0002,577
Total noninterest expense$4,143,0002,243
Salaries and employee benefits$1,875,0002,632
Premises and equipment expense$605,0001,902
Additional noninterest expense$1,663,0001,822
Pre-tax net operating income$1,304,0002,581
Securities gains (losses)$02,636
Applicable income taxes$84,0003,137
Income before extraordinary items$1,220,0002,407
Extraordinary gains, net$022
Net income$1,220,0002,409
Minority interest net income$075
Net income of bank and minority interests.$1,220,0002,409
Net charge-offs$31,0002,665
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,220,0002,357
2015-03-31 (YTD Data)Rank
Total interest income$2,633,0002,282
Total interest expense$151,0003,458
Net interest income$2,482,0002,141
Provision for loan and lease losses$199,000917
Total noninterest income$285,0002,862
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$209,0001,391
Trading account gains and fees$0152
Additional Noninterest Income$76,0003,982
Total noninterest expense$2,023,0002,286
Salaries and employee benefits$951,0002,627
Premises and equipment expense$273,0002,107
Additional noninterest expense$799,0001,884
Pre-tax net operating income$545,0002,870
Securities gains (losses)$02,027
Applicable income taxes$30,0003,327
Income before extraordinary items$515,0002,665
Extraordinary gains, net$013
Net income$515,0002,668
Minority interest net income$064
Net income of bank and minority interests.$515,0002,668
Net charge-offs$-12,0005,499
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$515,0002,590
2014-12-31 (YTD Data)Rank
Total interest income$10,761,0002,235
Total interest expense$447,0004,226
Net interest income$10,314,0002,061
Provision for loan and lease losses$2,654,000377
Total noninterest income$1,711,0002,336
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$860,0001,481
Trading account gains and fees$0180
Additional Noninterest Income$851,0002,558
Total noninterest expense$7,970,0002,323
Salaries and employee benefits$3,281,0002,897
Premises and equipment expense$960,0002,316
Additional noninterest expense$3,729,0001,664
Pre-tax net operating income$1,401,0003,607
Securities gains (losses)$03,259
Applicable income taxes$255,0002,771
Income before extraordinary items$1,146,0003,717
Extraordinary gains, net$017
Net income$1,146,0003,718
Minority interest net income$084
Net income of bank and minority interests.$1,146,0003,719
Net charge-offs$2,855,000366
Cash dividends$326,0003,303
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,146,0003,664
2014-09-30 (YTD Data)Rank
Total interest income$8,063,0002,251
Total interest expense$317,0004,406
Net interest income$7,746,0002,072
Provision for loan and lease losses$2,049,000347
Total noninterest income$1,269,0002,354
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$628,0001,520
Trading account gains and fees$0174
Additional Noninterest Income$641,0002,557
Total noninterest expense$6,091,0002,306
Salaries and employee benefits$2,417,0002,952
Premises and equipment expense$689,0002,428
Additional noninterest expense$2,985,0001,566
Pre-tax net operating income$875,0003,977
Securities gains (losses)$02,980
Applicable income taxes$163,0002,971
Income before extraordinary items$712,0004,109
Extraordinary gains, net$015
Net income$712,0004,110
Minority interest net income$081
Net income of bank and minority interests.$712,0004,110
Net charge-offs$2,840,000277
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$712,0004,049
2014-06-30 (YTD Data)Rank
Total interest income$5,389,0002,237
Total interest expense$202,0004,537
Net interest income$5,187,0002,048
Provision for loan and lease losses$1,497,000331
Total noninterest income$849,0002,325
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$419,0001,504
Trading account gains and fees$0172
Additional Noninterest Income$430,0002,518
Total noninterest expense$3,896,0002,379
Salaries and employee benefits$1,623,0002,954
Premises and equipment expense$436,0002,540
Additional noninterest expense$1,837,0001,684
Pre-tax net operating income$643,0003,740
Securities gains (losses)$02,580
Applicable income taxes$89,0003,101
Income before extraordinary items$554,0003,772
Extraordinary gains, net$020
Net income$554,0003,777
Minority interest net income$080
Net income of bank and minority interests.$554,0003,778
Net charge-offs$247,0001,412
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$554,0003,718
2014-03-31 (YTD Data)Rank
Total interest income$2,784,0002,178
Total interest expense$101,0004,607
Net interest income$2,683,0001,997
Provision for loan and lease losses$442,000509
Total noninterest income$399,0002,372
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$190,0001,619
Trading account gains and fees$0147
Additional Noninterest Income$209,0002,491
Total noninterest expense$1,865,0002,488
Salaries and employee benefits$819,0002,945
Premises and equipment expense$220,0002,565
Additional noninterest expense$826,0001,835
Pre-tax net operating income$775,0002,142
Securities gains (losses)$01,715
Applicable income taxes$-3,0006,396
Income before extraordinary items$778,0001,850
Extraordinary gains, net$016
Net income$778,0001,854
Minority interest net income$066
Net income of bank and minority interests.$778,0001,853
Net charge-offs$35,0002,123
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$778,0001,815
2013-12-31 (YTD Data)Rank
Total interest income$11,446,0002,137
Total interest expense$507,0004,430
Net interest income$10,939,0001,939
Provision for loan and lease losses$3,468,000382
Total noninterest income$1,807,0002,297
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$885,0001,509
Trading account gains and fees$0184
Additional Noninterest Income$922,0002,477
Total noninterest expense$7,160,0002,574
Salaries and employee benefits$2,930,0003,167
Premises and equipment expense$1,025,0002,207
Additional noninterest expense$3,205,0001,966
Pre-tax net operating income$2,118,0002,746
Securities gains (losses)$03,182
Applicable income taxes$609,0001,952
Income before extraordinary items$1,509,0003,148
Extraordinary gains, net$029
Net income$1,509,0003,150
Minority interest net income$090
Net income of bank and minority interests.$1,509,0003,151
Net charge-offs$4,290,000384
Cash dividends$303,0003,262
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,509,0003,088
2013-09-30 (YTD Data)Rank
Total interest income$8,577,0002,152
Total interest expense$399,0004,422
Net interest income$8,178,0001,943
Provision for loan and lease losses$1,313,000724
Total noninterest income$1,292,0002,415
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$678,0001,498
Trading account gains and fees$0180
Additional Noninterest Income$614,0002,699
Total noninterest expense$5,227,0002,641
Salaries and employee benefits$2,155,0003,218
Premises and equipment expense$701,0002,410
Additional noninterest expense$2,371,0001,976
Pre-tax net operating income$2,930,0001,771
Securities gains (losses)$03,040
Applicable income taxes$185,0002,853
Income before extraordinary items$2,745,0001,637
Extraordinary gains, net$025
Net income$2,745,0001,639
Minority interest net income$084
Net income of bank and minority interests.$2,745,0001,641
Net charge-offs$1,077,000944
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,745,0001,593
2013-06-30 (YTD Data)Rank
Total interest income$5,736,0002,151
Total interest expense$276,0004,399
Net interest income$5,460,0001,937
Provision for loan and lease losses$859,000760
Total noninterest income$861,0002,444
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$444,0001,495
Trading account gains and fees$0157
Additional Noninterest Income$417,0002,743
Total noninterest expense$3,494,0002,648
Salaries and employee benefits$1,425,0003,262
Premises and equipment expense$470,0002,399
Additional noninterest expense$1,599,0001,955
Pre-tax net operating income$1,968,0001,744
Securities gains (losses)$02,791
Applicable income taxes$43,0003,579
Income before extraordinary items$1,925,0001,571
Extraordinary gains, net$022
Net income$1,925,0001,574
Minority interest net income$082
Net income of bank and minority interests.$1,925,0001,576
Net charge-offs$11,0004,274
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,925,0001,511
2013-03-31 (YTD Data)Rank
Total interest income$2,909,0002,139
Total interest expense$144,0004,401
Net interest income$2,765,0001,931
Provision for loan and lease losses$425,000771
Total noninterest income$421,0002,484
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$224,0001,462
Trading account gains and fees$0148
Additional Noninterest Income$197,0002,795
Total noninterest expense$2,001,0002,362
Salaries and employee benefits$731,0003,222
Premises and equipment expense$244,0002,349
Additional noninterest expense$1,026,0001,580
Pre-tax net operating income$760,0002,124
Securities gains (losses)$01,966
Applicable income taxes$-84,0006,908
Income before extraordinary items$844,0001,700
Extraordinary gains, net$010
Net income$844,0001,701
Minority interest net income$076
Net income of bank and minority interests.$844,0001,702
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$844,0001,645
2012-12-31 (YTD Data)Rank
Total interest income$12,175,0002,144
Total interest expense$1,252,0003,109
Net interest income$10,923,0001,996
Provision for loan and lease losses$11,318,000244
Total noninterest income$1,858,0002,304
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$952,0001,473
Trading account gains and fees$0166
Additional Noninterest Income$906,0002,507
Total noninterest expense$7,047,0002,644
Salaries and employee benefits$2,847,0003,246
Premises and equipment expense$1,028,0002,231
Additional noninterest expense$3,172,0002,046
Pre-tax net operating income$-5,584,0006,970
Securities gains (losses)$03,810
Applicable income taxes$-148,0006,748
Income before extraordinary items$-5,436,0006,972
Extraordinary gains, net$029
Net income$-5,436,0006,971
Minority interest net income$093
Net income of bank and minority interests.$-5,436,0006,971
Net charge-offs$11,414,000283
Cash dividends$12,0004,329
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-5,436,0006,963
2012-09-30 (YTD Data)Rank
Total interest income$9,135,0002,183
Total interest expense$1,076,0002,909
Net interest income$8,059,0002,050
Provision for loan and lease losses$2,263,000773
Total noninterest income$1,371,0002,316
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$693,0001,521
Trading account gains and fees$0157
Additional Noninterest Income$678,0002,514
Total noninterest expense$5,612,0002,519
Salaries and employee benefits$2,148,0003,255
Premises and equipment expense$732,0002,353
Additional noninterest expense$2,732,0001,811
Pre-tax net operating income$1,555,0002,817
Securities gains (losses)$03,575
Applicable income taxes$556,0001,824
Income before extraordinary items$999,0003,442
Extraordinary gains, net$020
Net income$999,0003,442
Minority interest net income$086
Net income of bank and minority interests.$999,0003,444
Net charge-offs$2,360,000821
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$999,0003,285
2012-06-30 (YTD Data)Rank
Total interest income$6,148,0002,169
Total interest expense$801,0002,768
Net interest income$5,347,0002,061
Provision for loan and lease losses$1,509,000792
Total noninterest income$895,0002,326
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$444,0001,568
Trading account gains and fees$0153
Additional Noninterest Income$451,0002,476
Total noninterest expense$3,797,0002,491
Salaries and employee benefits$1,435,0003,259
Premises and equipment expense$457,0002,490
Additional noninterest expense$1,905,0001,742
Pre-tax net operating income$936,0002,980
Securities gains (losses)$03,178
Applicable income taxes$335,0001,935
Income before extraordinary items$601,0003,652
Extraordinary gains, net$019
Net income$601,0003,653
Minority interest net income$084
Net income of bank and minority interests.$601,0003,654
Net charge-offs$1,111,0001,056
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$601,0003,459
2012-03-31 (YTD Data)Rank
Total interest income$3,062,0002,206
Total interest expense$422,0002,753
Net interest income$2,640,0002,080
Provision for loan and lease losses$755,000761
Total noninterest income$436,0002,359
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$212,0001,606
Trading account gains and fees$0148
Additional Noninterest Income$224,0002,500
Total noninterest expense$1,836,0002,559
Salaries and employee benefits$729,0003,248
Premises and equipment expense$225,0002,538
Additional noninterest expense$882,0001,875
Pre-tax net operating income$485,0002,927
Securities gains (losses)$02,210
Applicable income taxes$270,0001,396
Income before extraordinary items$215,0004,255
Extraordinary gains, net$019
Net income$215,0004,259
Minority interest net income$078
Net income of bank and minority interests.$215,0004,259
Net charge-offs$60,0002,879
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$215,0004,106
2011-12-31 (YTD Data)Rank
Total interest income$12,933,0002,156
Total interest expense$2,230,0002,537
Net interest income$10,703,0002,036
Provision for loan and lease losses$2,817,0001,257
Total noninterest income$1,859,0002,122
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,008,0001,469
Trading account gains and fees$0146
Additional Noninterest Income$851,0002,353
Total noninterest expense$7,222,0002,595
Salaries and employee benefits$2,922,0003,184
Premises and equipment expense$1,012,0002,388
Additional noninterest expense$3,288,0002,033
Pre-tax net operating income$2,523,0002,122
Securities gains (losses)$03,838
Applicable income taxes$950,0001,388
Income before extraordinary items$1,573,0002,682
Extraordinary gains, net$029
Net income$1,573,0002,683
Minority interest net income$096
Net income of bank and minority interests.$1,573,0002,683
Net charge-offs$4,565,000870
Cash dividends$117,0003,688
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,573,0002,599
2011-09-30 (YTD Data)Rank
Total interest income$9,722,0002,181
Total interest expense$1,707,0002,590
Net interest income$8,015,0002,055
Provision for loan and lease losses$2,065,0001,215
Total noninterest income$1,402,0002,101
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$770,0001,451
Trading account gains and fees$0145
Additional Noninterest Income$632,0002,355
Total noninterest expense$5,471,0002,575
Salaries and employee benefits$2,216,0003,166
Premises and equipment expense$770,0002,383
Additional noninterest expense$2,485,0002,029
Pre-tax net operating income$1,881,0002,184
Securities gains (losses)$03,555
Applicable income taxes$560,0001,636
Income before extraordinary items$1,321,0002,548
Extraordinary gains, net$021
Net income$1,321,0002,550
Minority interest net income$087
Net income of bank and minority interests.$1,321,0002,550
Net charge-offs$3,422,000850
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,321,0002,452
2011-06-30 (YTD Data)Rank
Total interest income$6,455,0002,209
Total interest expense$1,134,0002,680
Net interest income$5,321,0002,061
Provision for loan and lease losses$1,511,0001,111
Total noninterest income$925,0002,108
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$513,0001,425
Trading account gains and fees$0153
Additional Noninterest Income$412,0002,393
Total noninterest expense$3,500,0002,689
Salaries and employee benefits$1,472,0003,187
Premises and equipment expense$518,0002,381
Additional noninterest expense$1,510,0002,229
Pre-tax net operating income$1,235,0002,182
Securities gains (losses)$02,914
Applicable income taxes$384,0001,560
Income before extraordinary items$851,0002,566
Extraordinary gains, net$015
Net income$851,0002,566
Minority interest net income$089
Net income of bank and minority interests.$851,0002,566
Net charge-offs$3,294,000635
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$851,0002,484
2011-03-31 (YTD Data)Rank
Total interest income$3,239,0002,211
Total interest expense$559,0002,794
Net interest income$2,680,0002,038
Provision for loan and lease losses$750,0001,063
Total noninterest income$457,0002,147
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$248,0001,441
Trading account gains and fees$0158
Additional Noninterest Income$209,0002,409
Total noninterest expense$1,801,0002,635
Salaries and employee benefits$737,0003,200
Premises and equipment expense$251,0002,494
Additional noninterest expense$813,0002,071
Pre-tax net operating income$586,0002,268
Securities gains (losses)$01,772
Applicable income taxes$178,0001,622
Income before extraordinary items$408,0002,618
Extraordinary gains, net$09
Net income$408,0002,617
Minority interest net income$086
Net income of bank and minority interests.$408,0002,618
Net charge-offs$2,498,000470
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$408,0002,566
2010-12-31 (YTD Data)Rank
Total interest income$14,142,0002,129
Total interest expense$3,134,0002,511
Net interest income$11,008,0001,974
Provision for loan and lease losses$3,550,0001,442
Total noninterest income$2,120,0002,001
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,263,0001,188
Trading account gains and fees$0175
Additional Noninterest Income$857,0002,406
Total noninterest expense$7,203,0002,673
Salaries and employee benefits$2,848,0003,256
Premises and equipment expense$1,055,0002,372
Additional noninterest expense$3,300,0002,108
Pre-tax net operating income$2,375,0001,958
Securities gains (losses)$03,793
Applicable income taxes$696,0001,572
Income before extraordinary items$1,679,0002,323
Extraordinary gains, net$029
Net income$1,679,0002,321
Minority interest net income$0111
Net income of bank and minority interests.$1,679,0002,324
Net charge-offs$4,276,0001,154
Cash dividends$203,0003,263
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,679,0002,224
2010-09-30 (YTD Data)Rank
Total interest income$10,844,0002,124
Total interest expense$2,578,0002,400
Net interest income$8,266,0002,001
Provision for loan and lease losses$3,250,0001,201
Total noninterest income$1,614,0001,986
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$988,0001,178
Trading account gains and fees$0165
Additional Noninterest Income$626,0002,420
Total noninterest expense$5,261,0002,720
Salaries and employee benefits$2,105,0003,314
Premises and equipment expense$787,0002,415
Additional noninterest expense$2,369,0002,165
Pre-tax net operating income$1,369,0002,557
Securities gains (losses)$03,651
Applicable income taxes$1,034,000975
Income before extraordinary items$335,0004,724
Extraordinary gains, net$023
Net income$335,0004,727
Minority interest net income$0110
Net income of bank and minority interests.$335,0004,727
Net charge-offs$802,0002,459
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$335,0004,533
2010-06-30 (YTD Data)Rank
Total interest income$7,335,0002,124
Total interest expense$1,914,0002,247
Net interest income$5,421,0002,037
Provision for loan and lease losses$2,350,0001,135
Total noninterest income$1,093,0001,925
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$679,0001,152
Trading account gains and fees$0152
Additional Noninterest Income$414,0002,369
Total noninterest expense$3,480,0002,742
Salaries and employee benefits$1,415,0003,313
Premises and equipment expense$523,0002,436
Additional noninterest expense$1,542,0002,205
Pre-tax net operating income$684,0003,078
Securities gains (losses)$03,184
Applicable income taxes$553,0001,122
Income before extraordinary items$131,0005,342
Extraordinary gains, net$019
Net income$131,0005,343
Minority interest net income$0105
Net income of bank and minority interests.$131,0005,344
Net charge-offs$884,0001,854
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$131,0005,206
2010-03-31 (YTD Data)Rank
Total interest income$3,740,0002,134
Total interest expense$1,051,0002,170
Net interest income$2,689,0002,077
Provision for loan and lease losses$1,350,000955
Total noninterest income$533,0001,937
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$339,0001,153
Trading account gains and fees$0175
Additional Noninterest Income$194,0002,445
Total noninterest expense$1,776,0002,734
Salaries and employee benefits$720,0003,311
Premises and equipment expense$260,0002,511
Additional noninterest expense$796,0002,133
Pre-tax net operating income$96,0005,096
Securities gains (losses)$02,284
Applicable income taxes$175,0001,566
Income before extraordinary items$-79,0006,698
Extraordinary gains, net$016
Net income$-79,0006,699
Minority interest net income$091
Net income of bank and minority interests.$-79,0006,698
Net charge-offs$48,0003,740
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-79,0006,628
2009-12-31 (YTD Data)Rank
Total interest income$16,397,0002,074
Total interest expense$5,426,0002,099
Net interest income$10,971,0002,004
Provision for loan and lease losses$5,490,0001,329
Total noninterest income$2,308,0001,927
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,519,0001,138
Trading account gains and fees$0211
Additional Noninterest Income$789,0002,473
Total noninterest expense$7,731,0002,551
Salaries and employee benefits$3,261,0002,970
Premises and equipment expense$1,062,0002,451
Additional noninterest expense$3,408,0002,099
Pre-tax net operating income$58,0005,222
Securities gains (losses)$03,754
Applicable income taxes$-263,0006,833
Income before extraordinary items$321,0004,406
Extraordinary gains, net$034
Net income$321,0004,407
Minority interest net income$0115
Net income of bank and minority interests.$321,0004,408
Net charge-offs$3,848,0001,374
Cash dividends$835,0001,862
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$321,0004,330
2009-09-30 (YTD Data)Rank
Total interest income$12,569,0002,061
Total interest expense$4,231,0002,110
Net interest income$8,338,0001,979
Provision for loan and lease losses$3,630,0001,308
Total noninterest income$1,699,0001,994
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,120,0001,151
Trading account gains and fees$0212
Additional Noninterest Income$579,0002,570
Total noninterest expense$5,959,0002,480
Salaries and employee benefits$2,629,0002,802
Premises and equipment expense$805,0002,458
Additional noninterest expense$2,525,0002,090
Pre-tax net operating income$448,0004,039
Securities gains (losses)$03,497
Applicable income taxes$-334,0007,222
Income before extraordinary items$782,0002,900
Extraordinary gains, net$027
Net income$782,0002,898
Minority interest net income$0118
Net income of bank and minority interests.$782,0002,901
Net charge-offs$4,082,000964
Cash dividends$185,0003,151
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$782,0002,838
2009-06-30 (YTD Data)Rank
Total interest income$8,523,0002,061
Total interest expense$2,877,0002,169
Net interest income$5,646,0001,947
Provision for loan and lease losses$1,730,0001,537
Total noninterest income$1,125,0002,005
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$736,0001,154
Trading account gains and fees$0193
Additional Noninterest Income$389,0002,594
Total noninterest expense$4,027,0002,483
Salaries and employee benefits$1,795,0002,778
Premises and equipment expense$533,0002,506
Additional noninterest expense$1,699,0002,081
Pre-tax net operating income$1,014,0002,088
Securities gains (losses)$03,136
Applicable income taxes$-378,0007,496
Income before extraordinary items$1,392,0001,362
Extraordinary gains, net$021
Net income$1,392,0001,360
Minority interest net income$0112
Net income of bank and minority interests.$1,392,0001,361
Net charge-offs$2,483,000982
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,392,0001,319
2009-03-31 (YTD Data)Rank
Total interest income$4,392,0002,025
Total interest expense$1,440,0002,230
Net interest income$2,952,0001,870
Provision for loan and lease losses$830,0001,316
Total noninterest income$526,0002,054
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$461,000893
Trading account gains and fees$0171
Additional Noninterest Income$65,0004,382
Total noninterest expense$2,079,0002,334
Salaries and employee benefits$921,0002,746
Premises and equipment expense$341,0002,051
Additional noninterest expense$817,0001,955
Pre-tax net operating income$569,0002,147
Securities gains (losses)$02,434
Applicable income taxes$-47,0007,413
Income before extraordinary items$616,0001,748
Extraordinary gains, net$015
Net income$616,0001,749
Minority interest net income$0102
Net income of bank and minority interests.$616,0001,750
Net charge-offs$52,0003,501
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$616,0001,660
2008-12-31 (YTD Data)Rank
Total interest income$19,939,0001,916
Total interest expense$6,648,0002,295
Net interest income$13,291,0001,666
Provision for loan and lease losses$2,810,0001,460
Total noninterest income$2,270,0001,951
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,968,000898
Trading account gains and fees$0154
Additional Noninterest Income$302,0004,088
Total noninterest expense$7,663,0002,466
Salaries and employee benefits$3,694,0002,688
Premises and equipment expense$1,335,0002,038
Additional noninterest expense$2,634,0002,246
Pre-tax net operating income$5,088,0001,089
Securities gains (losses)$03,220
Applicable income taxes$2,099,000651
Income before extraordinary items$2,989,0001,373
Extraordinary gains, net$039
Net income$2,989,0001,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,797,0001,385
Cash dividends$363,0003,822
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,989,0001,467
2008-09-30 (YTD Data)Rank
Total interest income$15,365,0001,911
Total interest expense$5,097,0002,350
Net interest income$10,268,0001,644
Provision for loan and lease losses$710,0002,243
Total noninterest income$1,704,0002,010
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,475,000900
Trading account gains and fees$0148
Additional Noninterest Income$229,0004,174
Total noninterest expense$6,101,0002,335
Salaries and employee benefits$3,009,0002,537
Premises and equipment expense$1,002,0002,043
Additional noninterest expense$2,090,0002,071
Pre-tax net operating income$5,161,000981
Securities gains (losses)$03,106
Applicable income taxes$2,047,000641
Income before extraordinary items$3,114,0001,176
Extraordinary gains, net$031
Net income$3,114,0001,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,737
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,114,0001,250
2008-06-30 (YTD Data)Rank
Total interest income$10,491,0001,892
Total interest expense$3,560,0002,337
Net interest income$6,931,0001,620
Provision for loan and lease losses$410,0002,133
Total noninterest income$1,144,0002,025
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$977,000893
Trading account gains and fees$0149
Additional Noninterest Income$167,0004,123
Total noninterest expense$4,115,0002,322
Salaries and employee benefits$2,061,0002,500
Premises and equipment expense$661,0002,055
Additional noninterest expense$1,393,0002,052
Pre-tax net operating income$3,550,0001,003
Securities gains (losses)$03,233
Applicable income taxes$1,321,000734
Income before extraordinary items$2,229,0001,244
Extraordinary gains, net$021
Net income$2,229,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,600
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,229,0001,228
2008-03-31 (YTD Data)Rank
Total interest income$5,465,0001,877
Total interest expense$1,905,0002,337
Net interest income$3,560,0001,565
Provision for loan and lease losses$110,0002,589
Total noninterest income$555,0002,076
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$471,000921
Trading account gains and fees$0158
Additional Noninterest Income$84,0004,100
Total noninterest expense$2,148,0002,223
Salaries and employee benefits$1,073,0002,431
Premises and equipment expense$338,0002,011
Additional noninterest expense$737,0001,913
Pre-tax net operating income$1,857,0001,026
Securities gains (losses)$02,688
Applicable income taxes$708,000767
Income before extraordinary items$1,149,0001,316
Extraordinary gains, net$015
Net income$1,149,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,496
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,149,0001,276
2007-12-31 (YTD Data)Rank
Total interest income$23,036,0001,840
Total interest expense$7,652,0002,422
Net interest income$15,384,0001,474
Provision for loan and lease losses$473,0002,425
Total noninterest income$2,551,0001,858
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,969,000905
Trading account gains and fees$0178
Additional Noninterest Income$582,0003,056
Total noninterest expense$8,744,0002,104
Salaries and employee benefits$4,610,0002,182
Premises and equipment expense$1,342,0001,939
Additional noninterest expense$2,792,0001,982
Pre-tax net operating income$8,718,000978
Securities gains (losses)$02,146
Applicable income taxes$3,418,000725
Income before extraordinary items$5,300,0001,205
Extraordinary gains, net$039
Net income$5,300,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,347
Cash dividends$1,674,0001,852
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,300,0001,200
2007-09-30 (YTD Data)Rank
Total interest income$17,040,0001,867
Total interest expense$5,654,0002,449
Net interest income$11,386,0001,503
Provision for loan and lease losses$355,0002,062
Total noninterest income$1,937,0001,828
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,463,000901
Trading account gains and fees$0184
Additional Noninterest Income$474,0002,943
Total noninterest expense$6,545,0002,087
Salaries and employee benefits$3,536,0002,130
Premises and equipment expense$1,028,0001,895
Additional noninterest expense$1,981,0002,025
Pre-tax net operating income$6,423,0001,079
Securities gains (losses)$01,655
Applicable income taxes$2,488,000799
Income before extraordinary items$3,935,0001,306
Extraordinary gains, net$033
Net income$3,935,0001,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,605
Cash dividends$100,0004,663
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,935,0001,297
2007-06-30 (YTD Data)Rank
Total interest income$11,168,0001,914
Total interest expense$3,678,0002,508
Net interest income$7,490,0001,546
Provision for loan and lease losses$260,0001,740
Total noninterest income$1,341,0001,808
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$966,000919
Trading account gains and fees$0168
Additional Noninterest Income$375,0002,662
Total noninterest expense$4,239,0002,163
Salaries and employee benefits$2,356,0002,175
Premises and equipment expense$685,0001,911
Additional noninterest expense$1,198,0002,211
Pre-tax net operating income$4,332,0001,100
Securities gains (losses)$01,444
Applicable income taxes$1,712,000821
Income before extraordinary items$2,620,0001,356
Extraordinary gains, net$029
Net income$2,620,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,040
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,620,0001,335
2007-03-31 (YTD Data)Rank
Total interest income$5,461,0001,953
Total interest expense$1,794,0002,552
Net interest income$3,667,0001,583
Provision for loan and lease losses$140,0001,574
Total noninterest income$744,0001,655
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$481,000898
Trading account gains and fees$0195
Additional Noninterest Income$263,0002,144
Total noninterest expense$2,070,0002,234
Salaries and employee benefits$1,157,0002,220
Premises and equipment expense$335,0001,947
Additional noninterest expense$578,0002,262
Pre-tax net operating income$2,201,0001,059
Securities gains (losses)$01,187
Applicable income taxes$861,000807
Income before extraordinary items$1,340,0001,309
Extraordinary gains, net$022
Net income$1,340,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,212
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,340,0001,298
2006-12-31 (YTD Data)Rank
Total interest income$19,352,0002,046
Total interest expense$5,272,0002,899
Net interest income$14,080,0001,626
Provision for loan and lease losses$555,0001,735
Total noninterest income$2,583,0001,836
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,104,000837
Trading account gains and fees$0130
Additional Noninterest Income$479,0003,416
Total noninterest expense$8,216,0002,155
Salaries and employee benefits$4,494,0002,176
Premises and equipment expense$1,300,0001,942
Additional noninterest expense$2,422,0002,166
Pre-tax net operating income$7,892,0001,239
Securities gains (losses)$01,687
Applicable income taxes$2,865,000981
Income before extraordinary items$5,027,0001,448
Extraordinary gains, net$051
Net income$5,027,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,443
Cash dividends$585,0003,504
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,027,0001,432
2006-09-30 (YTD Data)Rank
Total interest income$13,999,0002,100
Total interest expense$3,650,0003,015
Net interest income$10,349,0001,671
Provision for loan and lease losses$355,0001,881
Total noninterest income$1,956,0001,830
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,590,000831
Trading account gains and fees$0126
Additional Noninterest Income$366,0003,361
Total noninterest expense$6,057,0002,183
Salaries and employee benefits$3,273,0002,243
Premises and equipment expense$991,0001,920
Additional noninterest expense$1,793,0002,178
Pre-tax net operating income$5,893,0001,294
Securities gains (losses)$01,388
Applicable income taxes$2,228,0001,003
Income before extraordinary items$3,665,0001,526
Extraordinary gains, net$045
Net income$3,665,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,707
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,665,0001,505
2006-06-30 (YTD Data)Rank
Total interest income$8,863,0002,165
Total interest expense$2,242,0003,102
Net interest income$6,621,0001,752
Provision for loan and lease losses$190,0002,197
Total noninterest income$1,321,0001,816
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,057,000822
Trading account gains and fees$0126
Additional Noninterest Income$264,0003,236
Total noninterest expense$3,912,0002,254
Salaries and employee benefits$2,091,0002,351
Premises and equipment expense$649,0001,946
Additional noninterest expense$1,172,0002,220
Pre-tax net operating income$3,840,0001,315
Securities gains (losses)$01,185
Applicable income taxes$1,466,0001,018
Income before extraordinary items$2,374,0001,553
Extraordinary gains, net$039
Net income$2,374,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,609
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,374,0001,536
2006-03-31 (YTD Data)Rank
Total interest income$4,182,0002,235
Total interest expense$1,044,0003,151
Net interest income$3,138,0001,840
Provision for loan and lease losses$95,0002,071
Total noninterest income$635,0001,832
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$510,000825
Trading account gains and fees$0115
Additional Noninterest Income$125,0003,308
Total noninterest expense$1,927,0002,306
Salaries and employee benefits$1,023,0002,405
Premises and equipment expense$316,0002,006
Additional noninterest expense$588,0002,198
Pre-tax net operating income$1,751,0001,413
Securities gains (losses)$0955
Applicable income taxes$665,0001,096
Income before extraordinary items$1,086,0001,651
Extraordinary gains, net$021
Net income$1,086,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,086,0001,633
2005-12-31 (YTD Data)Rank
Total interest income$13,975,0002,364
Total interest expense$2,943,0003,383
Net interest income$11,032,0002,009
Provision for loan and lease losses$330,0002,627
Total noninterest income$2,737,0001,736
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,179,000798
Trading account gains and fees$0138
Additional Noninterest Income$558,0003,187
Total noninterest expense$7,361,0002,276
Salaries and employee benefits$3,770,0002,420
Premises and equipment expense$1,328,0001,812
Additional noninterest expense$2,263,0002,213
Pre-tax net operating income$6,078,0001,570
Securities gains (losses)$02,296
Applicable income taxes$2,285,0001,222
Income before extraordinary items$3,793,0001,817
Extraordinary gains, net$046
Net income$3,793,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,569
Cash dividends$546,0003,498
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,793,0001,789
2005-09-30 (YTD Data)Rank
Total interest income$10,098,0002,387
Total interest expense$2,072,0003,415
Net interest income$8,026,0002,062
Provision for loan and lease losses$235,0002,646
Total noninterest income$2,082,0001,723
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,630,000801
Trading account gains and fees$0126
Additional Noninterest Income$452,0003,059
Total noninterest expense$5,340,0002,316
Salaries and employee benefits$2,732,0002,470
Premises and equipment expense$988,0001,823
Additional noninterest expense$1,620,0002,277
Pre-tax net operating income$4,533,0001,576
Securities gains (losses)$02,317
Applicable income taxes$1,703,0001,246
Income before extraordinary items$2,830,0001,854
Extraordinary gains, net$035
Net income$2,830,0001,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,0008,687
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,830,0001,815
2005-06-30 (YTD Data)Rank
Total interest income$6,549,0002,398
Total interest expense$1,296,0003,432
Net interest income$5,253,0002,071
Provision for loan and lease losses$150,0002,598
Total noninterest income$1,392,0001,698
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,065,000793
Trading account gains and fees$0116
Additional Noninterest Income$327,0002,911
Total noninterest expense$3,550,0002,319
Salaries and employee benefits$1,801,0002,479
Premises and equipment expense$656,0001,821
Additional noninterest expense$1,093,0002,241
Pre-tax net operating income$2,945,0001,586
Securities gains (losses)$02,146
Applicable income taxes$1,114,0001,244
Income before extraordinary items$1,831,0001,868
Extraordinary gains, net$030
Net income$1,831,0001,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-114,0008,690
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,831,0001,831
2005-03-31 (YTD Data)Rank
Total interest income$3,157,0002,452
Total interest expense$602,0003,495
Net interest income$2,555,0002,115
Provision for loan and lease losses$75,0002,455
Total noninterest income$663,0001,732
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$511,000798
Trading account gains and fees$0115
Additional Noninterest Income$152,0002,953
Total noninterest expense$1,738,0002,369
Salaries and employee benefits$900,0002,496
Premises and equipment expense$308,0001,948
Additional noninterest expense$530,0002,300
Pre-tax net operating income$1,405,0001,612
Securities gains (losses)$01,685
Applicable income taxes$534,0001,274
Income before extraordinary items$871,0001,935
Extraordinary gains, net$024
Net income$871,0001,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,0008,772
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$871,0001,900
2004-12-31 (YTD Data)Rank
Total interest income$12,288,0002,342
Total interest expense$2,096,0003,508
Net interest income$10,192,0001,992
Provision for loan and lease losses$300,0002,900
Total noninterest income$3,109,0001,551
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,265,000774
Trading account gains and fees$0138
Additional Noninterest Income$844,0002,407
Total noninterest expense$7,174,0002,219
Salaries and employee benefits$3,665,0002,371
Premises and equipment expense$1,308,0001,765
Additional noninterest expense$2,201,0002,209
Pre-tax net operating income$5,827,0001,473
Securities gains (losses)$03,819
Applicable income taxes$2,191,0001,169
Income before extraordinary items$3,636,0001,749
Extraordinary gains, net$034
Net income$3,636,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,329
Cash dividends$300,0004,324
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,636,0001,710
2004-09-30 (YTD Data)Rank
Total interest income$9,158,0002,327
Total interest expense$1,579,0003,465
Net interest income$7,579,0001,987
Provision for loan and lease losses$225,0002,754
Total noninterest income$2,151,0001,672
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,706,000780
Trading account gains and fees$0134
Additional Noninterest Income$445,0003,000
Total noninterest expense$5,216,0002,280
Salaries and employee benefits$2,714,0002,388
Premises and equipment expense$895,0001,918
Additional noninterest expense$1,607,0002,250
Pre-tax net operating income$4,289,0001,500
Securities gains (losses)$03,710
Applicable income taxes$1,597,0001,221
Income before extraordinary items$2,692,0001,784
Extraordinary gains, net$026
Net income$2,692,0001,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$472,0001,003
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,692,0001,734
2004-06-30 (YTD Data)Rank
Total interest income$6,074,0002,319
Total interest expense$1,057,0003,440
Net interest income$5,017,0001,985
Provision for loan and lease losses$150,0002,691
Total noninterest income$1,451,0001,654
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,128,000772
Trading account gains and fees$0130
Additional Noninterest Income$323,0002,863
Total noninterest expense$3,441,0002,306
Salaries and employee benefits$1,827,0002,359
Premises and equipment expense$572,0002,011
Additional noninterest expense$1,042,0002,311
Pre-tax net operating income$2,877,0001,476
Securities gains (losses)$03,413
Applicable income taxes$1,065,0001,215
Income before extraordinary items$1,812,0001,751
Extraordinary gains, net$021
Net income$1,812,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,482
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,812,0001,696
2004-03-31 (YTD Data)Rank
Total interest income$3,034,0002,319
Total interest expense$539,0003,411
Net interest income$2,495,0001,991
Provision for loan and lease losses$75,0002,550
Total noninterest income$706,0001,653
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$540,000788
Trading account gains and fees$0121
Additional Noninterest Income$166,0002,759
Total noninterest expense$1,743,0002,283
Salaries and employee benefits$910,0002,383
Premises and equipment expense$285,0002,027
Additional noninterest expense$548,0002,171
Pre-tax net operating income$1,383,0001,503
Securities gains (losses)$02,934
Applicable income taxes$519,0001,263
Income before extraordinary items$864,0001,815
Extraordinary gains, net$016
Net income$864,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,873
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$864,0001,733
2003-12-31 (YTD Data)Rank
Total interest income$13,608,0002,092
Total interest expense$3,795,0002,333
Net interest income$9,813,0001,998
Provision for loan and lease losses$302,0003,137
Total noninterest income$2,919,0001,724
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,161,000799
Trading account gains and fees$0160
Additional Noninterest Income$758,0002,826
Total noninterest expense$6,773,0002,319
Salaries and employee benefits$3,564,0002,373
Premises and equipment expense$1,128,0002,022
Additional noninterest expense$2,081,0002,318
Pre-tax net operating income$5,657,0001,458
Securities gains (losses)$41,0002,688
Applicable income taxes$2,112,0001,238
Income before extraordinary items$3,586,0001,735
Extraordinary gains, net$054
Net income$3,586,0001,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,509
Cash dividends$265,0004,549
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,559,7601,668
2003-09-30 (YTD Data)Rank
Total interest income$10,411,0002,082
Total interest expense$3,192,0002,174
Net interest income$7,219,0002,045
Provision for loan and lease losses$220,0003,174
Total noninterest income$2,241,0001,736
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,620,000806
Trading account gains and fees$0153
Additional Noninterest Income$621,0002,781
Total noninterest expense$5,016,0002,354
Salaries and employee benefits$2,692,0002,361
Premises and equipment expense$808,0002,119
Additional noninterest expense$1,516,0002,370
Pre-tax net operating income$4,224,0001,503
Securities gains (losses)$04,204
Applicable income taxes$1,557,0001,309
Income before extraordinary items$2,667,0001,812
Extraordinary gains, net$040
Net income$2,667,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,893
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,667,0001,712
2003-06-30 (YTD Data)Rank
Total interest income$7,123,0002,043
Total interest expense$2,373,0002,015
Net interest income$4,750,0002,059
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,504,0001,715
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,080,000799
Trading account gains and fees$0150
Additional Noninterest Income$424,0002,695
Total noninterest expense$3,330,0002,356
Salaries and employee benefits$1,804,0002,337
Premises and equipment expense$537,0002,119
Additional noninterest expense$989,0002,388
Pre-tax net operating income$2,774,0001,511
Securities gains (losses)$03,782
Applicable income taxes$1,014,0001,359
Income before extraordinary items$1,760,0001,827
Extraordinary gains, net$030
Net income$1,760,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,688
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,760,0001,705
2003-03-31 (YTD Data)Rank
Total interest income$3,570,0002,056
Total interest expense$1,229,0002,003
Net interest income$2,341,0002,093
Provision for loan and lease losses$75,0002,805
Total noninterest income$714,0001,747
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$520,000794
Trading account gains and fees$0134
Additional Noninterest Income$194,0002,773
Total noninterest expense$1,679,0002,320
Salaries and employee benefits$905,0002,320
Premises and equipment expense$268,0002,126
Additional noninterest expense$506,0002,311
Pre-tax net operating income$1,301,0001,619
Securities gains (losses)$02,891
Applicable income taxes$475,0001,432
Income before extraordinary items$826,0001,911
Extraordinary gains, net$021
Net income$826,0001,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,011
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$826,0001,806
2002-12-31 (YTD Data)Rank
Total interest income$16,633,0001,851
Total interest expense$7,062,0001,611
Net interest income$9,571,0002,023
Provision for loan and lease losses$200,0004,344
Total noninterest income$2,965,0001,576
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,121,000763
Trading account gains and fees$0153
Additional Noninterest Income$844,0002,426
Total noninterest expense$6,759,0002,210
Salaries and employee benefits$3,430,0002,327
Premises and equipment expense$1,046,0002,089
Additional noninterest expense$2,283,0002,022
Pre-tax net operating income$5,577,0001,489
Securities gains (losses)$04,537
Applicable income taxes$1,995,0001,301
Income before extraordinary items$3,582,0001,671
Extraordinary gains, net$070
Net income$3,582,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,907
Cash dividends$3,908,000759
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,582,0001,618
2001-12-31 (YTD Data)Rank
Total interest income$21,209,0001,598
Total interest expense$10,729,0001,518
Net interest income$10,480,0001,707
Provision for loan and lease losses$145,0004,861
Total noninterest income$2,710,0001,599
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,860,000789
Trading account gains and fees$0177
Additional Noninterest Income$850,0002,297
Total noninterest expense$6,633,0002,164
Salaries and employee benefits$3,587,0002,107
Premises and equipment expense$832,0002,531
Additional noninterest expense$2,214,0002,034
Pre-tax net operating income$6,412,0001,167
Securities gains (losses)$04,612
Applicable income taxes$2,327,0001,040
Income before extraordinary items$4,085,0001,338
Extraordinary gains, net$0105
Net income$4,085,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,700
Cash dividends$203,0004,969
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,085,0001,275
2000-12-31 (YTD Data)Rank
Total interest income$22,394,0001,539
Total interest expense$11,334,0001,516
Net interest income$11,060,0001,584
Provision for loan and lease losses$219,0003,546
Total noninterest income$2,213,0001,740
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,642,000831
Trading account gains and fees$0180
Additional Noninterest Income$571,0002,708
Total noninterest expense$6,572,0002,097
Salaries and employee benefits$3,676,0001,950
Premises and equipment expense$875,0002,364
Additional noninterest expense$2,021,0002,133
Pre-tax net operating income$6,482,0001,154
Securities gains (losses)$01,956
Applicable income taxes$2,316,0001,028
Income before extraordinary items$4,166,0001,256
Extraordinary gains, net$038
Net income$4,166,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,0009,752
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,166,0001,252
1999-12-31 (YTD Data)Rank
Total interest income$20,184,0001,608
Total interest expense$9,419,0001,593
Net interest income$10,765,0001,616
Provision for loan and lease losses$600,0001,498
Total noninterest income$1,993,0001,865
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,255,0001,062
Trading account gains and fees$0173
Additional Noninterest Income$738,0002,284
Total noninterest expense$6,538,0002,082
Salaries and employee benefits$3,557,0001,973
Premises and equipment expense$932,0002,192
Additional noninterest expense$2,049,0002,125
Pre-tax net operating income$5,620,0001,356
Securities gains (losses)$03,155
Applicable income taxes$1,946,0001,256
Income before extraordinary items$3,674,0001,465
Extraordinary gains, net$035
Net income$3,674,0001,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,841
Cash dividends$771,0002,725
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,674,0001,441
1998-12-31 (YTD Data)Rank
Total interest income$19,168,0001,695
Total interest expense$9,149,0001,683
Net interest income$10,019,0001,711
Provision for loan and lease losses$208,0003,440
Total noninterest income$1,554,0002,213
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,017,0001,231
Trading account gains and fees$0224
Additional Noninterest Income$537,0002,853
Total noninterest expense$5,956,0002,187
Salaries and employee benefits$3,328,0002,026
Premises and equipment expense$785,0002,497
Additional noninterest expense$1,843,0002,268
Pre-tax net operating income$5,409,0001,394
Securities gains (losses)$-2,0009,897
Applicable income taxes$1,873,0001,345
Income before extraordinary items$3,534,0001,495
Extraordinary gains, net$032
Net income$3,534,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,412
Cash dividends$3,200,000927
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,535,3001,432
1997-12-31 (YTD Data)Rank
Total interest income$18,079,0001,829
Total interest expense$8,427,0001,840
Net interest income$9,652,0001,807
Provision for loan and lease losses$380,0002,180
Total noninterest income$1,464,0002,244
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,021,0001,256
Trading account gains and fees$0239
Additional Noninterest Income$443,0003,078
Total noninterest expense$5,721,0002,256
Salaries and employee benefits$3,078,0002,149
Premises and equipment expense$734,0002,624
Additional noninterest expense$1,909,0002,191
Pre-tax net operating income$5,015,0001,545
Securities gains (losses)$03,944
Applicable income taxes$1,727,0001,502
Income before extraordinary items$3,288,0001,642
Extraordinary gains, net$044
Net income$3,288,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,397
Cash dividends$952,0002,288
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,288,0001,602
1996-12-31 (YTD Data)Rank
Total interest income$15,131,0002,231
Total interest expense$7,070,0002,196
Net interest income$8,061,0002,237
Provision for loan and lease losses$440,0001,926
Total noninterest income$1,075,0002,952
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$732,0001,851
Trading account gains and fees$0262
Additional Noninterest Income$343,0003,740
Total noninterest expense$4,566,0002,975
Salaries and employee benefits$2,517,0002,683
Premises and equipment expense$675,0002,898
Additional noninterest expense$1,374,0003,361
Pre-tax net operating income$4,130,0001,742
Securities gains (losses)$04,148
Applicable income taxes$1,383,0001,729
Income before extraordinary items$2,747,0001,800
Extraordinary gains, net$053
Net income$2,747,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,499
Cash dividends$1,670,0001,463
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,747,0001,771
1995-12-31 (YTD Data)Rank
Total interest income$13,344,0002,508
Total interest expense$6,211,0002,474
Net interest income$7,133,0002,514
Provision for loan and lease losses$325,0002,159
Total noninterest income$1,414,0002,392
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$563,0002,399
Trading account gains and fees$0522
Additional Noninterest Income$851,0002,007
Total noninterest expense$4,294,0003,120
Salaries and employee benefits$2,362,0002,823
Premises and equipment expense$555,0003,441
Additional noninterest expense$1,377,0003,322
Pre-tax net operating income$3,928,0001,889
Securities gains (losses)$03,831
Applicable income taxes$1,373,0001,775
Income before extraordinary items$2,555,0001,967
Extraordinary gains, net$065
Net income$2,555,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,881
Cash dividends$1,245,0001,727
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,555,0001,951
1994-12-31 (YTD Data)Rank
Total interest income$10,641,0002,853
Total interest expense$4,081,0002,981
Net interest income$6,560,0002,761
Provision for loan and lease losses$215,0002,891
Total noninterest income$790,0003,762
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$555,0002,451
Trading account gains and fees$0475
Additional Noninterest Income$235,0004,759
Total noninterest expense$3,891,0003,512
Salaries and employee benefits$2,004,0003,276
Premises and equipment expense$550,0003,511
Additional noninterest expense$1,337,0003,679
Pre-tax net operating income$3,244,0002,189
Securities gains (losses)$03,600
Applicable income taxes$1,134,0001,985
Income before extraordinary items$2,110,0002,299
Extraordinary gains, net$0249
Net income$2,110,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,833
Cash dividends$531,0003,053
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,110,0002,322
1993-12-31 (YTD Data)Rank
Total interest income$10,275,0003,014
Total interest expense$3,852,0003,274
Net interest income$6,423,0002,822
Provision for loan and lease losses$165,0004,400
Total noninterest income$840,0003,838
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$537,0002,588
Trading account gains and fees$0532
Additional Noninterest Income$303,0004,437
Total noninterest expense$3,417,0004,003
Salaries and employee benefits$1,706,0003,805
Premises and equipment expense$509,0003,807
Additional noninterest expense$1,202,0004,182
Pre-tax net operating income$3,681,0001,855
Securities gains (losses)$133,0002,128
Applicable income taxes$1,347,0001,730
Income before extraordinary items$2,467,0002,033
Extraordinary gains, net$03,149
Net income$2,467,0002,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0004,326
Cash dividends$575,0002,752
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,380,5501,974
1992-12-31 (YTD Data)Rank
Total interest income$10,909,0003,215
Total interest expense$4,612,0003,560
Net interest income$6,297,0002,896
Provision for loan and lease losses$201,0005,185
Total noninterest income$638,0004,738
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$503,0002,761
Trading account gains and fees$0504
Additional Noninterest Income$135,0007,019
Total noninterest expense$3,189,0004,269
Salaries and employee benefits$1,567,0004,060
Premises and equipment expense$441,0004,425
Additional noninterest expense$1,181,0004,398
Pre-tax net operating income$3,545,0001,742
Securities gains (losses)$08,369
Applicable income taxes$1,262,0001,669
Income before extraordinary items$2,283,0002,011
Extraordinary gains, net$01,422
Net income$2,283,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0005,168
Cash dividends$307,0003,942
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,283,0001,844

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.