Home > CB&T Bank of Middle Georgia > Income and Expense
CB&T Bank of Middle Georgia, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 1,370 |
| Total interest expense | $1,149,000 | 1,993 |
| Net interest income | $4,761,000 | 1,201 |
| Provision for loan and lease losses | $6,879,000 | 297 |
| Total noninterest income | $391,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $555,000 | 698 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-164,000 | 7,787 |
| Total noninterest expense | $3,403,000 | 1,475 |
| Salaries and employee benefits | $1,303,000 | 1,912 |
| Premises and equipment expense | $312,000 | 2,139 |
| Additional noninterest expense | $1,788,000 | 983 |
| Pre-tax net operating income | $-5,130,000 | 7,765 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,393,000 | 297 |
| Income before extraordinary items | $-6,523,000 | 7,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,523,000 | 7,816 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,523,000 | 7,816 |
| Net charge-offs | $7,250,000 | 248 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 825 |
| Net operating income | $-6,523,000 | 7,814 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,451,000 | 1,412 |
| Total interest expense | $9,513,000 | 1,252 |
| Net interest income | $14,938,000 | 1,507 |
| Provision for loan and lease losses | $22,205,000 | 457 |
| Total noninterest income | $-5,822,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,518,000 | 667 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-8,340,000 | 8,006 |
| Total noninterest expense | $14,003,000 | 1,473 |
| Salaries and employee benefits | $5,317,000 | 1,857 |
| Premises and equipment expense | $1,210,000 | 2,199 |
| Additional noninterest expense | $7,476,000 | 1,034 |
| Pre-tax net operating income | $-27,092,000 | 7,781 |
| Securities gains (losses) | $215,000 | 1,503 |
| Applicable income taxes | $-5,666,000 | 7,785 |
| Income before extraordinary items | $-21,211,000 | 7,750 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-21,211,000 | 7,749 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-21,211,000 | 7,749 |
| Net charge-offs | $23,664,000 | 355 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,177 |
| Net operating income | $-21,380,850 | 7,755 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,777,000 | 1,393 |
| Total interest expense | $7,849,000 | 1,192 |
| Net interest income | $10,928,000 | 1,541 |
| Provision for loan and lease losses | $16,899,000 | 436 |
| Total noninterest income | $-2,261,000 | 8,070 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,879,000 | 670 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-4,140,000 | 8,081 |
| Total noninterest expense | $11,157,000 | 1,370 |
| Salaries and employee benefits | $4,366,000 | 1,727 |
| Premises and equipment expense | $864,000 | 2,321 |
| Additional noninterest expense | $5,927,000 | 953 |
| Pre-tax net operating income | $-19,389,000 | 7,866 |
| Securities gains (losses) | $215,000 | 1,239 |
| Applicable income taxes | $-7,534,000 | 7,947 |
| Income before extraordinary items | $-11,640,000 | 7,817 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-11,640,000 | 7,816 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-11,640,000 | 7,816 |
| Net charge-offs | $18,142,000 | 332 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,119 |
| Net operating income | $-11,777,600 | 7,824 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,768,000 | 1,399 |
| Total interest expense | $5,602,000 | 1,176 |
| Net interest income | $7,166,000 | 1,563 |
| Provision for loan and lease losses | $9,064,000 | 479 |
| Total noninterest income | $-1,111,000 | 8,141 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,227,000 | 679 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-2,338,000 | 8,160 |
| Total noninterest expense | $7,015,000 | 1,482 |
| Salaries and employee benefits | $3,071,000 | 1,662 |
| Premises and equipment expense | $541,000 | 2,480 |
| Additional noninterest expense | $3,403,000 | 1,128 |
| Pre-tax net operating income | $-10,024,000 | 7,920 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,947,000 | 8,006 |
| Income before extraordinary items | $-6,077,000 | 7,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,077,000 | 7,847 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,077,000 | 7,847 |
| Net charge-offs | $9,397,000 | 395 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 943 |
| Net operating income | $-6,077,000 | 7,858 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,512,000 | 1,387 |
| Total interest expense | $2,946,000 | 1,166 |
| Net interest income | $3,566,000 | 1,563 |
| Provision for loan and lease losses | $8,752,000 | 283 |
| Total noninterest income | $-228,000 | 8,182 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $609,000 | 664 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-837,000 | 8,211 |
| Total noninterest expense | $3,768,000 | 1,326 |
| Salaries and employee benefits | $1,711,000 | 1,526 |
| Premises and equipment expense | $287,000 | 2,384 |
| Additional noninterest expense | $1,770,000 | 946 |
| Pre-tax net operating income | $-9,182,000 | 8,102 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-3,604,000 | 8,137 |
| Income before extraordinary items | $-5,578,000 | 8,071 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,578,000 | 8,071 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,578,000 | 8,071 |
| Net charge-offs | $4,183,000 | 357 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 783 |
| Net operating income | $-5,578,000 | 8,073 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,809,000 | 1,127 |
| Total interest expense | $16,976,000 | 935 |
| Net interest income | $16,833,000 | 1,323 |
| Provision for loan and lease losses | $22,722,000 | 341 |
| Total noninterest income | $478,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,619,000 | 663 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-2,141,000 | 8,279 |
| Total noninterest expense | $11,091,000 | 1,745 |
| Salaries and employee benefits | $5,051,000 | 1,998 |
| Premises and equipment expense | $1,066,000 | 2,485 |
| Additional noninterest expense | $4,974,000 | 1,272 |
| Pre-tax net operating income | $-16,502,000 | 8,074 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-6,604,000 | 8,147 |
| Income before extraordinary items | $-9,898,000 | 7,997 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,898,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,872,000 | 308 |
| Cash dividends | $6,185,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 975 |
| Net operating income | $-9,898,000 | 8,027 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,498,000 | 1,103 |
| Total interest expense | $13,110,000 | 947 |
| Net interest income | $13,388,000 | 1,256 |
| Provision for loan and lease losses | $9,426,000 | 422 |
| Total noninterest income | $1,524,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,963,000 | 676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-439,000 | 8,332 |
| Total noninterest expense | $8,079,000 | 1,789 |
| Salaries and employee benefits | $3,587,000 | 2,148 |
| Premises and equipment expense | $781,000 | 2,547 |
| Additional noninterest expense | $3,711,000 | 1,231 |
| Pre-tax net operating income | $-2,593,000 | 7,957 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,175,000 | 8,088 |
| Income before extraordinary items | $-1,418,000 | 7,679 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,418,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,958,000 | 395 |
| Cash dividends | $6,184,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 795 |
| Net operating income | $-1,418,000 | 7,777 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,434,000 | 1,066 |
| Total interest expense | $9,051,000 | 951 |
| Net interest income | $9,383,000 | 1,192 |
| Provision for loan and lease losses | $1,110,000 | 1,152 |
| Total noninterest income | $1,621,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,299,000 | 662 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $322,000 | 2,909 |
| Total noninterest expense | $5,300,000 | 1,816 |
| Salaries and employee benefits | $2,322,000 | 2,236 |
| Premises and equipment expense | $513,000 | 2,586 |
| Additional noninterest expense | $2,465,000 | 1,210 |
| Pre-tax net operating income | $4,594,000 | 766 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,669,000 | 601 |
| Income before extraordinary items | $2,925,000 | 938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,925,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 890 |
| Cash dividends | $5,101,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 727 |
| Net operating income | $2,925,000 | 919 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,974,000 | 1,006 |
| Total interest expense | $4,865,000 | 934 |
| Net interest income | $5,109,000 | 1,063 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $746,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $681,000 | 625 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $2,571,000 | 1,863 |
| Salaries and employee benefits | $1,195,000 | 2,201 |
| Premises and equipment expense | $247,000 | 2,685 |
| Additional noninterest expense | $1,129,000 | 1,273 |
| Pre-tax net operating income | $3,283,000 | 599 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,217,000 | 501 |
| Income before extraordinary items | $2,066,000 | 736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,066,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,653 |
| Cash dividends | $2,374,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 584 |
| Net operating income | $2,066,000 | 702 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $46,578,000 | 903 |
| Total interest expense | $21,393,000 | 927 |
| Net interest income | $25,185,000 | 877 |
| Provision for loan and lease losses | $2,082,000 | 820 |
| Total noninterest income | $4,118,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,847,000 | 613 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,271,000 | 1,884 |
| Total noninterest expense | $9,512,000 | 1,950 |
| Salaries and employee benefits | $4,504,000 | 2,235 |
| Premises and equipment expense | $1,097,000 | 2,367 |
| Additional noninterest expense | $3,911,000 | 1,418 |
| Pre-tax net operating income | $17,709,000 | 508 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,632,000 | 439 |
| Income before extraordinary items | $11,077,000 | 594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,077,000 | 592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,037,000 | 998 |
| Cash dividends | $9,465,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 655 |
| Net operating income | $11,077,000 | 585 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $35,101,000 | 894 |
| Total interest expense | $16,023,000 | 919 |
| Net interest income | $19,078,000 | 859 |
| Provision for loan and lease losses | $765,000 | 1,134 |
| Total noninterest income | $3,064,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,117,000 | 606 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $947,000 | 1,901 |
| Total noninterest expense | $7,207,000 | 1,903 |
| Salaries and employee benefits | $3,467,000 | 2,172 |
| Premises and equipment expense | $832,000 | 2,320 |
| Additional noninterest expense | $2,908,000 | 1,390 |
| Pre-tax net operating income | $14,170,000 | 523 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,339,000 | 453 |
| Income before extraordinary items | $8,831,000 | 599 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,831,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,377 |
| Cash dividends | $6,955,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $252,000 | 543 |
| Net operating income | $8,831,000 | 594 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,968,000 | 927 |
| Total interest expense | $10,392,000 | 959 |
| Net interest income | $12,576,000 | 890 |
| Provision for loan and lease losses | $905,000 | 631 |
| Total noninterest income | $1,965,000 | 1,346 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,360,000 | 635 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $605,000 | 1,973 |
| Total noninterest expense | $4,786,000 | 1,926 |
| Salaries and employee benefits | $2,301,000 | 2,222 |
| Premises and equipment expense | $541,000 | 2,384 |
| Additional noninterest expense | $1,944,000 | 1,391 |
| Pre-tax net operating income | $8,850,000 | 575 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,330,000 | 504 |
| Income before extraordinary items | $5,520,000 | 666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,520,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,385 |
| Cash dividends | $4,478,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 445 |
| Net operating income | $5,520,000 | 654 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,086,000 | 954 |
| Total interest expense | $4,932,000 | 999 |
| Net interest income | $6,154,000 | 907 |
| Provision for loan and lease losses | $-59,000 | 8,522 |
| Total noninterest income | $954,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $654,000 | 646 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $300,000 | 1,963 |
| Total noninterest expense | $2,387,000 | 1,938 |
| Salaries and employee benefits | $1,173,000 | 2,195 |
| Premises and equipment expense | $270,000 | 2,411 |
| Additional noninterest expense | $944,000 | 1,423 |
| Pre-tax net operating income | $4,780,000 | 537 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,800,000 | 480 |
| Income before extraordinary items | $2,980,000 | 615 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,980,000 | 614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 832 |
| Cash dividends | $1,969,000 | 479 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 343 |
| Net operating income | $2,980,000 | 605 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,068,000 | 1,158 |
| Total interest expense | $13,884,000 | 1,212 |
| Net interest income | $20,184,000 | 1,098 |
| Provision for loan and lease losses | $376,000 | 2,382 |
| Total noninterest income | $2,655,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000,000 | 886 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $655,000 | 2,851 |
| Total noninterest expense | $6,478,000 | 2,697 |
| Salaries and employee benefits | $3,061,000 | 3,079 |
| Premises and equipment expense | $691,000 | 3,363 |
| Additional noninterest expense | $2,726,000 | 1,935 |
| Pre-tax net operating income | $15,985,000 | 646 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,036,000 | 555 |
| Income before extraordinary items | $9,949,000 | 748 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,949,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,974 |
| Cash dividends | $6,157,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 894 |
| Net operating income | $9,949,000 | 734 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,995,000 | 1,192 |
| Total interest expense | $9,893,000 | 1,244 |
| Net interest income | $15,102,000 | 1,119 |
| Provision for loan and lease losses | $330,000 | 1,984 |
| Total noninterest income | $2,007,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,514,000 | 877 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $493,000 | 2,865 |
| Total noninterest expense | $4,794,000 | 2,725 |
| Salaries and employee benefits | $2,235,000 | 3,138 |
| Premises and equipment expense | $520,000 | 3,362 |
| Additional noninterest expense | $2,039,000 | 1,912 |
| Pre-tax net operating income | $11,985,000 | 677 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,490,000 | 584 |
| Income before extraordinary items | $7,495,000 | 786 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,495,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,520 |
| Cash dividends | $4,481,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 759 |
| Net operating income | $7,495,000 | 776 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,250,000 | 1,198 |
| Total interest expense | $6,318,000 | 1,236 |
| Net interest income | $9,932,000 | 1,132 |
| Provision for loan and lease losses | $239,000 | 1,852 |
| Total noninterest income | $1,436,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,022,000 | 846 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $414,000 | 2,507 |
| Total noninterest expense | $3,286,000 | 2,675 |
| Salaries and employee benefits | $1,474,000 | 3,170 |
| Premises and equipment expense | $339,000 | 3,408 |
| Additional noninterest expense | $1,473,000 | 1,782 |
| Pre-tax net operating income | $7,843,000 | 688 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,947,000 | 605 |
| Income before extraordinary items | $4,896,000 | 796 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,896,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $2,806,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 628 |
| Net operating income | $4,896,000 | 786 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 1,217 |
| Total interest expense | $3,011,000 | 1,237 |
| Net interest income | $4,859,000 | 1,156 |
| Provision for loan and lease losses | $143,000 | 1,536 |
| Total noninterest income | $698,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $512,000 | 822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $186,000 | 2,618 |
| Total noninterest expense | $1,575,000 | 2,776 |
| Salaries and employee benefits | $731,000 | 3,217 |
| Premises and equipment expense | $174,000 | 3,356 |
| Additional noninterest expense | $670,000 | 1,949 |
| Pre-tax net operating income | $3,839,000 | 691 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,454,000 | 606 |
| Income before extraordinary items | $2,385,000 | 800 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,385,000 | 799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $1,131,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 451 |
| Net operating income | $2,385,000 | 786 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,066,000 | 1,235 |
| Total interest expense | $8,809,000 | 1,285 |
| Net interest income | $18,257,000 | 1,175 |
| Provision for loan and lease losses | $681,000 | 1,471 |
| Total noninterest income | $2,675,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,950,000 | 890 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $725,000 | 2,705 |
| Total noninterest expense | $6,284,000 | 2,635 |
| Salaries and employee benefits | $2,524,000 | 3,453 |
| Premises and equipment expense | $732,000 | 3,123 |
| Additional noninterest expense | $3,028,000 | 1,664 |
| Pre-tax net operating income | $13,967,000 | 712 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,279,000 | 616 |
| Income before extraordinary items | $8,688,000 | 834 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,688,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,889 |
| Cash dividends | $2,819,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,688,000 | 819 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,478,000 | 1,249 |
| Total interest expense | $6,147,000 | 1,302 |
| Net interest income | $13,331,000 | 1,198 |
| Provision for loan and lease losses | $588,000 | 1,221 |
| Total noninterest income | $2,016,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,444,000 | 904 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $572,000 | 2,627 |
| Total noninterest expense | $4,605,000 | 2,655 |
| Salaries and employee benefits | $1,829,000 | 3,523 |
| Premises and equipment expense | $507,000 | 3,322 |
| Additional noninterest expense | $2,269,000 | 1,659 |
| Pre-tax net operating income | $10,154,000 | 729 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,836,000 | 636 |
| Income before extraordinary items | $6,318,000 | 852 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,318,000 | 853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,275 |
| Cash dividends | $2,212,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,318,000 | 836 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,366,000 | 1,273 |
| Total interest expense | $3,796,000 | 1,330 |
| Net interest income | $8,570,000 | 1,238 |
| Provision for loan and lease losses | $495,000 | 989 |
| Total noninterest income | $1,335,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $930,000 | 911 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $405,000 | 2,520 |
| Total noninterest expense | $3,030,000 | 2,669 |
| Salaries and employee benefits | $1,185,000 | 3,592 |
| Premises and equipment expense | $341,000 | 3,265 |
| Additional noninterest expense | $1,504,000 | 1,643 |
| Pre-tax net operating income | $6,380,000 | 762 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,414,000 | 655 |
| Income before extraordinary items | $3,966,000 | 880 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,966,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,162 |
| Cash dividends | $1,437,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,966,000 | 857 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,896,000 | 1,302 |
| Total interest expense | $1,778,000 | 1,345 |
| Net interest income | $4,118,000 | 1,293 |
| Provision for loan and lease losses | $266,000 | 874 |
| Total noninterest income | $638,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $449,000 | 917 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $189,000 | 2,570 |
| Total noninterest expense | $1,488,000 | 2,733 |
| Salaries and employee benefits | $608,000 | 3,531 |
| Premises and equipment expense | $166,000 | 3,360 |
| Additional noninterest expense | $714,000 | 1,725 |
| Pre-tax net operating income | $3,002,000 | 791 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,128,000 | 694 |
| Income before extraordinary items | $1,874,000 | 926 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,874,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $876,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,874,000 | 906 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,028,000 | 1,283 |
| Total interest expense | $5,477,000 | 1,504 |
| Net interest income | $16,551,000 | 1,215 |
| Provision for loan and lease losses | $1,555,000 | 699 |
| Total noninterest income | $2,868,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,034,000 | 852 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $834,000 | 2,430 |
| Total noninterest expense | $6,645,000 | 2,402 |
| Salaries and employee benefits | $3,335,000 | 2,590 |
| Premises and equipment expense | $743,000 | 2,973 |
| Additional noninterest expense | $2,567,000 | 1,892 |
| Pre-tax net operating income | $11,219,000 | 784 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,215,000 | 674 |
| Income before extraordinary items | $7,004,000 | 945 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,004,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $954,000 | 813 |
| Cash dividends | $3,468,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,004,000 | 898 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,293,000 | 1,283 |
| Total interest expense | $3,895,000 | 1,556 |
| Net interest income | $12,398,000 | 1,205 |
| Provision for loan and lease losses | $1,285,000 | 609 |
| Total noninterest income | $2,181,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,519,000 | 862 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $662,000 | 2,345 |
| Total noninterest expense | $5,129,000 | 2,324 |
| Salaries and employee benefits | $2,627,000 | 2,463 |
| Premises and equipment expense | $587,000 | 2,838 |
| Additional noninterest expense | $1,915,000 | 1,870 |
| Pre-tax net operating income | $8,165,000 | 814 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,065,000 | 709 |
| Income before extraordinary items | $5,100,000 | 978 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,100,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $857,000 | 639 |
| Cash dividends | $2,100,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,100,000 | 942 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,653,000 | 1,298 |
| Total interest expense | $2,503,000 | 1,584 |
| Net interest income | $8,150,000 | 1,213 |
| Provision for loan and lease losses | $1,155,000 | 470 |
| Total noninterest income | $1,482,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $986,000 | 871 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $496,000 | 2,201 |
| Total noninterest expense | $3,344,000 | 2,378 |
| Salaries and employee benefits | $1,720,000 | 2,497 |
| Premises and equipment expense | $364,000 | 3,027 |
| Additional noninterest expense | $1,260,000 | 1,892 |
| Pre-tax net operating income | $5,133,000 | 848 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,923,000 | 744 |
| Income before extraordinary items | $3,210,000 | 1,029 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,210,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 486 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,210,000 | 984 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 1,327 |
| Total interest expense | $1,195,000 | 1,684 |
| Net interest income | $4,044,000 | 1,229 |
| Provision for loan and lease losses | $900,000 | 332 |
| Total noninterest income | $744,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $499,000 | 849 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $245,000 | 2,161 |
| Total noninterest expense | $1,659,000 | 2,408 |
| Salaries and employee benefits | $858,000 | 2,527 |
| Premises and equipment expense | $187,000 | 2,989 |
| Additional noninterest expense | $614,000 | 1,937 |
| Pre-tax net operating income | $2,229,000 | 968 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $830,000 | 863 |
| Income before extraordinary items | $1,399,000 | 1,172 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,399,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $711,000 | 339 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,399,000 | 1,107 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,486,000 | 1,400 |
| Total interest expense | $5,163,000 | 1,735 |
| Net interest income | $15,323,000 | 1,260 |
| Provision for loan and lease losses | $1,562,000 | 791 |
| Total noninterest income | $2,224,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,644,000 | 1,048 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $580,000 | 3,323 |
| Total noninterest expense | $6,229,000 | 2,513 |
| Salaries and employee benefits | $3,303,000 | 2,538 |
| Premises and equipment expense | $522,000 | 3,938 |
| Additional noninterest expense | $2,404,000 | 1,998 |
| Pre-tax net operating income | $9,756,000 | 874 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,652,000 | 793 |
| Income before extraordinary items | $6,104,000 | 1,055 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,104,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $989,000 | 938 |
| Cash dividends | $2,240,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,104,000 | 990 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,288,000 | 1,431 |
| Total interest expense | $3,974,000 | 1,764 |
| Net interest income | $11,314,000 | 1,294 |
| Provision for loan and lease losses | $1,084,000 | 830 |
| Total noninterest income | $1,603,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,164,000 | 1,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 3,374 |
| Total noninterest expense | $4,468,000 | 2,626 |
| Salaries and employee benefits | $2,332,000 | 2,698 |
| Premises and equipment expense | $358,000 | 4,204 |
| Additional noninterest expense | $1,778,000 | 2,017 |
| Pre-tax net operating income | $7,365,000 | 907 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,757,000 | 833 |
| Income before extraordinary items | $4,608,000 | 1,090 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,608,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,866 |
| Cash dividends | $1,440,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,608,000 | 1,017 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 1,441 |
| Total interest expense | $2,730,000 | 1,770 |
| Net interest income | $7,460,000 | 1,315 |
| Provision for loan and lease losses | $674,000 | 902 |
| Total noninterest income | $1,034,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $751,000 | 1,132 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $283,000 | 3,411 |
| Total noninterest expense | $2,976,000 | 2,620 |
| Salaries and employee benefits | $1,553,000 | 2,701 |
| Premises and equipment expense | $232,000 | 4,282 |
| Additional noninterest expense | $1,191,000 | 2,009 |
| Pre-tax net operating income | $4,844,000 | 913 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,811,000 | 845 |
| Income before extraordinary items | $3,033,000 | 1,106 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,033,000 | 1,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,682 |
| Cash dividends | $190,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,033,000 | 1,022 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 1,482 |
| Total interest expense | $1,387,000 | 1,791 |
| Net interest income | $3,627,000 | 1,349 |
| Provision for loan and lease losses | $354,000 | 815 |
| Total noninterest income | $543,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $387,000 | 1,073 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 3,146 |
| Total noninterest expense | $1,520,000 | 2,548 |
| Salaries and employee benefits | $776,000 | 2,681 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $623,000 | 1,878 |
| Pre-tax net operating income | $2,296,000 | 969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $857,000 | 909 |
| Income before extraordinary items | $1,439,000 | 1,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,439,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,220 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,439,000 | 1,073 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,168,000 | 1,605 |
| Total interest expense | $6,003,000 | 1,897 |
| Net interest income | $13,165,000 | 1,478 |
| Provision for loan and lease losses | $1,603,000 | 893 |
| Total noninterest income | $2,080,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,571,000 | 1,024 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $509,000 | 3,254 |
| Total noninterest expense | $5,746,000 | 2,572 |
| Salaries and employee benefits | $2,938,000 | 2,679 |
| Premises and equipment expense | $466,000 | 4,161 |
| Additional noninterest expense | $2,342,000 | 1,981 |
| Pre-tax net operating income | $7,896,000 | 1,072 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,934,000 | 942 |
| Income before extraordinary items | $4,962,000 | 1,272 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,962,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $884,000 | 1,078 |
| Cash dividends | $3,242,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,962,000 | 1,214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,539,000 | 1,654 |
| Total interest expense | $9,650,000 | 1,687 |
| Net interest income | $10,889,000 | 1,636 |
| Provision for loan and lease losses | $697,000 | 1,675 |
| Total noninterest income | $1,836,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,421,000 | 1,047 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $415,000 | 3,460 |
| Total noninterest expense | $4,841,000 | 2,906 |
| Salaries and employee benefits | $2,666,000 | 2,795 |
| Premises and equipment expense | $490,000 | 3,943 |
| Additional noninterest expense | $1,685,000 | 2,606 |
| Pre-tax net operating income | $7,187,000 | 1,037 |
| Securities gains (losses) | $68,000 | 2,073 |
| Applicable income taxes | $2,689,000 | 914 |
| Income before extraordinary items | $4,566,000 | 1,188 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,566,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,621 |
| Cash dividends | $3,352,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,522,480 | 1,160 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,338,000 | 1,784 |
| Total interest expense | $9,490,000 | 1,812 |
| Net interest income | $9,848,000 | 1,781 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,865,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,298,000 | 1,041 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $567,000 | 2,725 |
| Total noninterest expense | $4,865,000 | 2,790 |
| Salaries and employee benefits | $2,511,000 | 2,822 |
| Premises and equipment expense | $539,000 | 3,575 |
| Additional noninterest expense | $1,815,000 | 2,366 |
| Pre-tax net operating income | $6,548,000 | 1,144 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,411,000 | 995 |
| Income before extraordinary items | $4,137,000 | 1,263 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,137,000 | 1,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,750 |
| Cash dividends | $3,638,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,137,000 | 1,257 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,418,000 | 1,977 |
| Total interest expense | $7,291,000 | 2,052 |
| Net interest income | $9,127,000 | 1,934 |
| Provision for loan and lease losses | $178,000 | 3,870 |
| Total noninterest income | $2,068,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,333,000 | 1,004 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $735,000 | 2,293 |
| Total noninterest expense | $5,060,000 | 2,660 |
| Salaries and employee benefits | $2,786,000 | 2,519 |
| Premises and equipment expense | $574,000 | 3,392 |
| Additional noninterest expense | $1,700,000 | 2,540 |
| Pre-tax net operating income | $5,957,000 | 1,285 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $2,182,000 | 1,144 |
| Income before extraordinary items | $3,780,000 | 1,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,780,000 | 1,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,922 |
| Cash dividends | $3,020,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,776,800 | 1,392 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,889,000 | 2,051 |
| Total interest expense | $7,186,000 | 2,113 |
| Net interest income | $8,703,000 | 1,965 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $2,119,000 | 1,744 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,312,000 | 945 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $807,000 | 2,163 |
| Total noninterest expense | $4,957,000 | 2,637 |
| Salaries and employee benefits | $2,811,000 | 2,405 |
| Premises and equipment expense | $555,000 | 3,406 |
| Additional noninterest expense | $1,591,000 | 2,637 |
| Pre-tax net operating income | $5,595,000 | 1,341 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,054,000 | 1,231 |
| Income before extraordinary items | $3,541,000 | 1,490 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,541,000 | 1,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,399 |
| Cash dividends | $2,026,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,541,000 | 1,429 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,227,000 | 2,144 |
| Total interest expense | $7,123,000 | 2,122 |
| Net interest income | $8,104,000 | 2,159 |
| Provision for loan and lease losses | $470,000 | 1,876 |
| Total noninterest income | $1,730,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,213,000 | 1,032 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $517,000 | 2,757 |
| Total noninterest expense | $4,476,000 | 2,836 |
| Salaries and employee benefits | $2,414,000 | 2,738 |
| Premises and equipment expense | $509,000 | 3,645 |
| Additional noninterest expense | $1,553,000 | 2,644 |
| Pre-tax net operating income | $4,888,000 | 1,578 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,806,000 | 1,452 |
| Income before extraordinary items | $3,082,000 | 1,725 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,082,000 | 1,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,242 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,082,000 | 1,694 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,704,000 | 2,438 |
| Total interest expense | $6,436,000 | 2,398 |
| Net interest income | $7,268,000 | 2,462 |
| Provision for loan and lease losses | $352,000 | 2,309 |
| Total noninterest income | $1,405,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,007,000 | 1,334 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $398,000 | 3,415 |
| Total noninterest expense | $4,224,000 | 3,176 |
| Salaries and employee benefits | $2,213,000 | 3,016 |
| Premises and equipment expense | $476,000 | 3,921 |
| Additional noninterest expense | $1,535,000 | 3,063 |
| Pre-tax net operating income | $4,097,000 | 1,755 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,515,000 | 1,586 |
| Income before extraordinary items | $2,583,000 | 1,916 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,583,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,401 |
| Cash dividends | $1,119,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,582,360 | 1,878 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,955,000 | 2,795 |
| Total interest expense | $5,507,000 | 2,780 |
| Net interest income | $6,448,000 | 2,770 |
| Provision for loan and lease losses | $138,000 | 3,809 |
| Total noninterest income | $1,077,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $805,000 | 1,676 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $272,000 | 4,251 |
| Total noninterest expense | $3,805,000 | 3,476 |
| Salaries and employee benefits | $1,903,000 | 3,465 |
| Premises and equipment expense | $432,000 | 4,244 |
| Additional noninterest expense | $1,470,000 | 3,140 |
| Pre-tax net operating income | $3,582,000 | 2,057 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $1,340,000 | 1,821 |
| Income before extraordinary items | $2,238,000 | 2,249 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,238,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 11,454 |
| Cash dividends | $3,249,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,240,560 | 2,221 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,127,000 | 3,005 |
| Total interest expense | $4,016,000 | 3,046 |
| Net interest income | $6,111,000 | 2,952 |
| Provision for loan and lease losses | $138,000 | 3,794 |
| Total noninterest income | $821,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $677,000 | 1,998 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $3,520,000 | 3,827 |
| Salaries and employee benefits | $1,658,000 | 3,916 |
| Premises and equipment expense | $428,000 | 4,339 |
| Additional noninterest expense | $1,434,000 | 3,454 |
| Pre-tax net operating income | $3,274,000 | 2,173 |
| Securities gains (losses) | $47,000 | 1,192 |
| Applicable income taxes | $1,176,000 | 1,911 |
| Income before extraordinary items | $2,145,000 | 2,269 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,145,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,341 |
| Cash dividends | $1,534,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,114,450 | 2,316 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,819,000 | 3,138 |
| Total interest expense | $4,183,000 | 3,037 |
| Net interest income | $5,636,000 | 3,202 |
| Provision for loan and lease losses | $229,000 | 3,627 |
| Total noninterest income | $806,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $709,000 | 1,923 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $3,531,000 | 3,878 |
| Salaries and employee benefits | $1,556,000 | 4,144 |
| Premises and equipment expense | $453,000 | 4,242 |
| Additional noninterest expense | $1,522,000 | 3,467 |
| Pre-tax net operating income | $2,682,000 | 2,550 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $951,000 | 2,384 |
| Income before extraordinary items | $1,737,000 | 2,840 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $1,771,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 3,045 |
| Cash dividends | $1,346,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,733,100 | 2,697 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 3,396 |
| Total interest expense | $5,271,000 | 3,145 |
| Net interest income | $5,011,000 | 3,626 |
| Provision for loan and lease losses | $570,000 | 2,721 |
| Total noninterest income | $734,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $605,000 | 2,269 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $3,364,000 | 4,075 |
| Salaries and employee benefits | $1,476,000 | 4,297 |
| Premises and equipment expense | $393,000 | 4,864 |
| Additional noninterest expense | $1,495,000 | 3,612 |
| Pre-tax net operating income | $1,811,000 | 3,411 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $646,000 | 3,224 |
| Income before extraordinary items | $1,194,000 | 3,829 |
| Extraordinary gains, net | $238,000 | 367 |
| Net income | $1,432,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 2,619 |
| Cash dividends | $313,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,175,150 | 3,597 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.