Home > CB&T Bank of Middle Georgia > Assets and Liabilities
CB&T Bank of Middle Georgia, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 84 | 1,880 |
| Assets and Liabilities | ||
| Total Assets: | $499,687,000 | 1,402 |
| Cash and due from depository institutions | $13,461,000 | 1,880 |
| Interest-bearing balances | $6,172,000 | 3,401 |
| Securities | $85,456,000 | 1,522 |
| Federal funds sold & reverse repurchase agreements | $66,085,000 | 111 |
| Net loans & leases | $314,359,000 | 1,458 |
| Loan loss allowance | $11,969,000 | 740 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,341,000 | 1,718 |
| Other real estate owned | $3,930,000 | 1,880 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,055,000 | 2,209 |
| Life insurance assets | $876,000 | 3,013 |
| Total liabilities and capital | $499,687,000 | 1,402 |
| Total liabilities | $446,583,000 | 1,425 |
| Total deposits | $440,237,000 | 1,280 |
| Interest-bearing deposits | $376,793,000 | 1,309 |
| Deposits held in domestic offices | $440,237,000 | 1,279 |
| % insured | 79.77% | 6,309 |
| Federal funds purchased & repurchase agreements | $4,462,000 | 1,433 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,884,000 | 2,196 |
| Total equity capital | $53,104,000 | 1,284 |
| Total bank equity capital | $53,104,000 | 1,284 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,712,000 | 2,044 |
| Surplus | $66,515,000 | 566 |
| Undivided profits | $-15,123,000 | 7,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $23,344,000 | 787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,268,000 | 1,379 |
| Earning assets | $472,072,000 | 1,356 |
| Long-term assets (5+ years) | $63,141,000 | 2,000 |
| Average Assets, year-to-date | $515,396,500 | 1,349 |
| Average Assets, quarterly | $515,396,500 | 1,349 |
| Volatile liabilities | $94,344,000 | 1,570 |
| Insider loans | $12,660,000 | 514 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,626,000 | 2,891 |
| Tier 1 (core) risk-based capital | $51,246,000 | 1,237 |
| Tier 2 risk-based capital | $4,340,000 | 1,354 |
| Total risk weighted assets | $339,492,000 | 1,446 |
| Total unused commitments | $18,626,000 | 2,894 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 85 | 1,873 |
| Assets and Liabilities | ||
| Total Assets: | $531,106,000 | 1,322 |
| Cash and due from depository institutions | $12,915,000 | 1,873 |
| Interest-bearing balances | $4,761,000 | 3,392 |
| Securities | $79,395,000 | 1,603 |
| Federal funds sold & reverse repurchase agreements | $62,383,000 | 121 |
| Net loans & leases | $344,671,000 | 1,369 |
| Loan loss allowance | $13,839,000 | 636 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,447,000 | 1,721 |
| Other real estate owned | $5,474,000 | 1,873 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $18,821,000 | 1,246 |
| Life insurance assets | $852,000 | 3,026 |
| Total liabilities and capital | $531,106,000 | 1,322 |
| Total liabilities | $471,518,000 | 1,348 |
| Total deposits | $464,805,000 | 1,209 |
| Interest-bearing deposits | $408,716,000 | 1,201 |
| Deposits held in domestic offices | $464,805,000 | 1,207 |
| % insured | 82.89% | 5,783 |
| Federal funds purchased & repurchase agreements | $4,530,000 | 1,498 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,183,000 | 1,980 |
| Total equity capital | $59,588,000 | 1,114 |
| Total bank equity capital | $59,588,000 | 1,111 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,712,000 | 2,075 |
| Surplus | $66,506,000 | 556 |
| Undivided profits | $-8,630,000 | 7,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $29,474,000 | 639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,074,000 | 1,625 |
| Earning assets | $491,210,000 | 1,305 |
| Long-term assets (5+ years) | $71,377,000 | 1,798 |
| Average Assets, year-to-date | $581,139,600 | 1,185 |
| Average Assets, quarterly | $546,730,000 | 1,280 |
| Volatile liabilities | $96,890,000 | 1,551 |
| Insider loans | $12,876,000 | 527 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $20,589,000 | 2,684 |
| Tier 1 (core) risk-based capital | $57,446,000 | 1,075 |
| Tier 2 risk-based capital | $4,878,000 | 1,248 |
| Total risk weighted assets | $381,212,000 | 1,320 |
| Total unused commitments | $20,589,000 | 2,685 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 88 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $562,354,000 | 1,266 |
| Cash and due from depository institutions | $17,455,000 | 1,837 |
| Interest-bearing balances | $9,367,000 | 2,124 |
| Securities | $80,811,000 | 1,575 |
| Federal funds sold & reverse repurchase agreements | $64,698,000 | 129 |
| Net loans & leases | $365,712,000 | 1,308 |
| Loan loss allowance | $14,055,000 | 620 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,270,000 | 1,788 |
| Other real estate owned | $9,970,000 | 1,837 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $16,438,000 | 1,250 |
| Life insurance assets | $797,000 | 3,061 |
| Total liabilities and capital | $562,354,000 | 1,266 |
| Total liabilities | $522,085,000 | 1,217 |
| Total deposits | $511,620,000 | 1,089 |
| Interest-bearing deposits | $453,827,000 | 1,074 |
| Deposits held in domestic offices | $511,620,000 | 1,085 |
| % insured | 84.86% | 5,500 |
| Federal funds purchased & repurchase agreements | $6,415,000 | 1,344 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,050,000 | 1,336 |
| Total equity capital | $40,269,000 | 1,706 |
| Total bank equity capital | $40,269,000 | 1,704 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,712,000 | 2,103 |
| Surplus | $37,164,000 | 905 |
| Undivided profits | $1,393,000 | 6,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $36,635,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 1,000 |
| Income earned, not collected on loans | $2,594,000 | 1,334 |
| Earning assets | $520,588,000 | 1,256 |
| Long-term assets (5+ years) | $74,097,000 | 1,744 |
| Average Assets, year-to-date | $593,648,000 | 1,174 |
| Average Assets, quarterly | $573,912,500 | 1,228 |
| Volatile liabilities | $108,245,000 | 1,423 |
| Insider loans | $13,657,000 | 494 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $130,000 | 1,661 |
| Unused loan commitments | $25,648,000 | 2,397 |
| Tier 1 (core) risk-based capital | $38,290,000 | 1,680 |
| Tier 2 risk-based capital | $5,253,000 | 1,158 |
| Total risk weighted assets | $411,151,000 | 1,242 |
| Total unused commitments | $25,648,000 | 2,399 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 89 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $585,471,000 | 1,228 |
| Cash and due from depository institutions | $11,546,000 | 1,853 |
| Interest-bearing balances | $5,215,000 | 2,721 |
| Securities | $77,339,000 | 1,607 |
| Federal funds sold & reverse repurchase agreements | $68,859,000 | 116 |
| Net loans & leases | $391,567,000 | 1,253 |
| Loan loss allowance | $14,965,000 | 556 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,308,000 | 1,798 |
| Other real estate owned | $13,265,000 | 1,853 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $15,587,000 | 1,339 |
| Life insurance assets | $778,000 | 3,099 |
| Total liabilities and capital | $585,471,000 | 1,228 |
| Total liabilities | $539,865,000 | 1,193 |
| Total deposits | $528,239,000 | 1,071 |
| Interest-bearing deposits | $469,842,000 | 1,046 |
| Deposits held in domestic offices | $528,239,000 | 1,070 |
| % insured | 75.39% | 4,941 |
| Federal funds purchased & repurchase agreements | $6,879,000 | 1,323 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,747,000 | 1,220 |
| Total equity capital | $45,606,000 | 1,500 |
| Total bank equity capital | $45,606,000 | 1,500 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,712,000 | 2,135 |
| Surplus | $37,174,000 | 916 |
| Undivided profits | $6,720,000 | 3,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $41,691,000 | 464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 987 |
| Income earned, not collected on loans | $3,289,000 | 1,006 |
| Earning assets | $542,980,000 | 1,205 |
| Long-term assets (5+ years) | $64,867,000 | 1,915 |
| Average Assets, year-to-date | $604,079,330 | 1,181 |
| Average Assets, quarterly | $594,640,000 | 1,200 |
| Volatile liabilities | $127,109,000 | 1,210 |
| Insider loans | $10,938,000 | 668 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $34,725,000 | 1,991 |
| Tier 1 (core) risk-based capital | $43,862,000 | 1,470 |
| Tier 2 risk-based capital | $5,671,000 | 1,089 |
| Total risk weighted assets | $444,357,000 | 1,176 |
| Total unused commitments | $34,725,000 | 1,994 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 93 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $603,809,000 | 1,194 |
| Cash and due from depository institutions | $8,631,000 | 1,771 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $80,259,000 | 1,538 |
| Federal funds sold & reverse repurchase agreements | $25,552,000 | 436 |
| Net loans & leases | $458,869,000 | 1,075 |
| Loan loss allowance | $19,867,000 | 418 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,158,000 | 1,848 |
| Other real estate owned | $5,504,000 | 1,771 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $17,836,000 | 1,181 |
| Life insurance assets | $773,000 | 3,121 |
| Total liabilities and capital | $603,809,000 | 1,194 |
| Total liabilities | $557,398,000 | 1,167 |
| Total deposits | $544,005,000 | 1,025 |
| Interest-bearing deposits | $486,050,000 | 1,003 |
| Deposits held in domestic offices | $544,005,000 | 1,024 |
| % insured | 76.11% | 4,821 |
| Federal funds purchased & repurchase agreements | $8,041,000 | 1,244 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $696,000 | 5,202 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,656,000 | 1,214 |
| Total equity capital | $46,411,000 | 1,498 |
| Total bank equity capital | $46,411,000 | 1,498 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,712,000 | 2,149 |
| Surplus | $37,163,000 | 909 |
| Undivided profits | $7,536,000 | 3,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $45,802,000 | 388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 966 |
| Income earned, not collected on loans | $4,638,000 | 687 |
| Earning assets | $564,680,000 | 1,164 |
| Long-term assets (5+ years) | $69,227,000 | 1,808 |
| Average Assets, year-to-date | $613,383,500 | 1,162 |
| Average Assets, quarterly | $613,383,500 | 1,162 |
| Volatile liabilities | $124,881,000 | 1,239 |
| Insider loans | $22,806,000 | 269 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $877,000 | 1,159 |
| Unused loan commitments | $37,151,000 | 1,967 |
| Tier 1 (core) risk-based capital | $44,351,000 | 1,467 |
| Tier 2 risk-based capital | $6,420,000 | 954 |
| Total risk weighted assets | $499,952,000 | 1,052 |
| Total unused commitments | $37,151,000 | 1,968 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 105 | 1,590 |
| Assets and Liabilities | ||
| Total Assets: | $622,958,000 | 1,136 |
| Cash and due from depository institutions | $9,786,000 | 1,590 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $85,871,000 | 1,413 |
| Federal funds sold & reverse repurchase agreements | $10,507,000 | 927 |
| Net loans & leases | $489,525,000 | 1,009 |
| Loan loss allowance | $15,298,000 | 511 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,251,000 | 1,821 |
| Other real estate owned | $4,329,000 | 1,590 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $15,689,000 | 1,323 |
| Life insurance assets | $765,000 | 3,145 |
| Total liabilities and capital | $622,958,000 | 1,136 |
| Total liabilities | $572,527,000 | 1,116 |
| Total deposits | $562,868,000 | 953 |
| Interest-bearing deposits | $546,396,000 | 842 |
| Deposits held in domestic offices | $562,868,000 | 952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,800,000 | 1,586 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,859,000 | 1,418 |
| Total equity capital | $50,431,000 | 1,353 |
| Total bank equity capital | $50,431,000 | 1,353 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,712,000 | 2,155 |
| Surplus | $35,309,000 | 932 |
| Undivided profits | $13,410,000 | 2,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,400,000 | 397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 887 |
| Income earned, not collected on loans | $6,665,000 | 502 |
| Earning assets | $585,903,000 | 1,098 |
| Long-term assets (5+ years) | $71,403,000 | 1,735 |
| Average Assets, year-to-date | $628,229,000 | 1,067 |
| Average Assets, quarterly | $630,557,000 | 1,105 |
| Volatile liabilities | $106,107,000 | 1,441 |
| Insider loans | $40,493,000 | 135 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $55,053,000 | 1,447 |
| Tier 1 (core) risk-based capital | $48,075,000 | 1,341 |
| Tier 2 risk-based capital | $6,665,000 | 899 |
| Total risk weighted assets | $524,582,000 | 993 |
| Total unused commitments | $55,053,000 | 1,451 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 105 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $638,156,000 | 1,083 |
| Cash and due from depository institutions | $9,292,000 | 1,612 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $86,576,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $11,614,000 | 1,030 |
| Net loans & leases | $503,303,000 | 975 |
| Loan loss allowance | $10,916,000 | 620 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,305,000 | 1,795 |
| Other real estate owned | $4,203,000 | 1,612 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $15,863,000 | 1,289 |
| Life insurance assets | $766,000 | 3,154 |
| Total liabilities and capital | $638,156,000 | 1,083 |
| Total liabilities | $588,270,000 | 1,063 |
| Total deposits | $575,240,000 | 904 |
| Interest-bearing deposits | $560,343,000 | 809 |
| Deposits held in domestic offices | $575,240,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,251,000 | 1,491 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,633,000 | 5,086 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,146,000 | 1,315 |
| Total equity capital | $49,886,000 | 1,370 |
| Total bank equity capital | $49,886,000 | 1,370 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,712,000 | 2,173 |
| Surplus | $28,302,000 | 1,128 |
| Undivided profits | $19,872,000 | 1,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,970,000 | 332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $8,060,000 | 434 |
| Earning assets | $601,493,000 | 1,043 |
| Long-term assets (5+ years) | $69,587,000 | 1,739 |
| Average Assets, year-to-date | $629,546,750 | 1,059 |
| Average Assets, quarterly | $636,888,000 | 1,072 |
| Volatile liabilities | $96,642,000 | 1,502 |
| Insider loans | $30,977,000 | 179 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $51,275,000 | 1,643 |
| Tier 1 (core) risk-based capital | $49,548,000 | 1,308 |
| Tier 2 risk-based capital | $6,806,000 | 846 |
| Total risk weighted assets | $540,242,000 | 964 |
| Total unused commitments | $51,275,000 | 1,644 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 108 | 1,577 |
| Assets and Liabilities | ||
| Total Assets: | $635,620,000 | 1,079 |
| Cash and due from depository institutions | $13,716,000 | 1,577 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $80,285,000 | 1,495 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $515,016,000 | 936 |
| Loan loss allowance | $7,599,000 | 827 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,341,000 | 1,777 |
| Other real estate owned | $5,458,000 | 1,577 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,804,000 | 1,421 |
| Life insurance assets | $751,000 | 3,187 |
| Total liabilities and capital | $635,620,000 | 1,079 |
| Total liabilities | $585,492,000 | 1,053 |
| Total deposits | $546,156,000 | 947 |
| Interest-bearing deposits | $527,574,000 | 847 |
| Deposits held in domestic offices | $546,156,000 | 945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,140,000 | 621 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,196,000 | 1,311 |
| Total equity capital | $50,128,000 | 1,370 |
| Total bank equity capital | $50,128,000 | 1,370 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,712,000 | 2,190 |
| Surplus | $23,217,000 | 1,314 |
| Undivided profits | $25,199,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,291,000 | 352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $8,669,000 | 391 |
| Earning assets | $595,301,000 | 1,051 |
| Long-term assets (5+ years) | $66,840,000 | 1,783 |
| Average Assets, year-to-date | $626,677,000 | 1,065 |
| Average Assets, quarterly | $626,540,000 | 1,078 |
| Volatile liabilities | $127,813,000 | 1,164 |
| Insider loans | $31,961,000 | 167 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $62,878,000 | 1,432 |
| Tier 1 (core) risk-based capital | $49,889,000 | 1,278 |
| Tier 2 risk-based capital | $6,916,000 | 819 |
| Total risk weighted assets | $552,517,000 | 926 |
| Total unused commitments | $62,878,000 | 1,432 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $617,460,000 | 1,095 |
| Cash and due from depository institutions | $10,633,000 | 1,600 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $71,210,000 | 1,659 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $512,134,000 | 926 |
| Loan loss allowance | $7,330,000 | 790 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,403,000 | 1,748 |
| Other real estate owned | $2,405,000 | 1,600 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $13,675,000 | 1,374 |
| Life insurance assets | $740,000 | 3,214 |
| Total liabilities and capital | $617,460,000 | 1,095 |
| Total liabilities | $564,345,000 | 1,072 |
| Total deposits | $540,143,000 | 946 |
| Interest-bearing deposits | $523,006,000 | 858 |
| Deposits held in domestic offices | $540,143,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,459,000 | 918 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,743,000 | 1,072 |
| Total equity capital | $53,115,000 | 1,315 |
| Total bank equity capital | $53,115,000 | 1,315 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,712,000 | 2,189 |
| Surplus | $23,188,000 | 1,302 |
| Undivided profits | $28,215,000 | 1,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,339,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $10,161,000 | 349 |
| Earning assets | $583,344,000 | 1,065 |
| Long-term assets (5+ years) | $53,066,000 | 2,067 |
| Average Assets, year-to-date | $622,205,500 | 1,072 |
| Average Assets, quarterly | $622,205,500 | 1,072 |
| Volatile liabilities | $109,600,000 | 1,319 |
| Insider loans | $35,126,000 | 143 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $55,790,000 | 1,610 |
| Tier 1 (core) risk-based capital | $51,729,000 | 1,219 |
| Tier 2 risk-based capital | $6,780,000 | 807 |
| Total risk weighted assets | $541,835,000 | 924 |
| Total unused commitments | $55,790,000 | 1,613 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 109 | 1,576 |
| Assets and Liabilities | ||
| Total Assets: | $626,951,000 | 1,067 |
| Cash and due from depository institutions | $11,143,000 | 1,576 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $76,672,000 | 1,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $514,283,000 | 920 |
| Loan loss allowance | $7,448,000 | 765 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,495,000 | 1,711 |
| Other real estate owned | $1,772,000 | 1,576 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $15,586,000 | 1,221 |
| Life insurance assets | $729,000 | 3,215 |
| Total liabilities and capital | $626,951,000 | 1,067 |
| Total liabilities | $574,432,000 | 1,036 |
| Total deposits | $537,660,000 | 956 |
| Interest-bearing deposits | $518,892,000 | 861 |
| Deposits held in domestic offices | $537,660,000 | 954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,293,000 | 635 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,479,000 | 1,315 |
| Total equity capital | $52,519,000 | 1,313 |
| Total bank equity capital | $52,519,000 | 1,313 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,712,000 | 2,186 |
| Surplus | $23,158,000 | 1,286 |
| Undivided profits | $27,649,000 | 1,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,498,000 | 788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $11,398,000 | 341 |
| Earning assets | $590,955,000 | 1,033 |
| Long-term assets (5+ years) | $47,259,000 | 2,107 |
| Average Assets, year-to-date | $622,328,400 | 1,041 |
| Average Assets, quarterly | $637,167,500 | 1,038 |
| Volatile liabilities | $115,577,000 | 1,274 |
| Insider loans | $34,626,000 | 144 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $58,705,000 | 1,552 |
| Tier 1 (core) risk-based capital | $52,007,000 | 1,213 |
| Tier 2 risk-based capital | $6,723,000 | 811 |
| Total risk weighted assets | $537,125,000 | 933 |
| Total unused commitments | $58,705,000 | 1,553 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 111 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $647,384,000 | 1,015 |
| Cash and due from depository institutions | $24,834,000 | 1,553 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $78,163,000 | 1,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $519,116,000 | 890 |
| Loan loss allowance | $6,821,000 | 800 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,596,000 | 1,651 |
| Other real estate owned | $1,773,000 | 1,553 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,902,000 | 1,181 |
| Life insurance assets | $721,000 | 3,184 |
| Total liabilities and capital | $647,384,000 | 1,015 |
| Total liabilities | $595,082,000 | 996 |
| Total deposits | $536,886,000 | 945 |
| Interest-bearing deposits | $515,668,000 | 857 |
| Deposits held in domestic offices | $536,886,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,671,000 | 457 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,525,000 | 1,099 |
| Total equity capital | $52,302,000 | 1,305 |
| Total bank equity capital | $52,302,000 | 1,305 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,712,000 | 2,165 |
| Surplus | $23,122,000 | 1,260 |
| Undivided profits | $27,468,000 | 1,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,201,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $11,749,000 | 348 |
| Earning assets | $597,279,000 | 1,008 |
| Long-term assets (5+ years) | $45,298,000 | 2,086 |
| Average Assets, year-to-date | $621,172,750 | 1,038 |
| Average Assets, quarterly | $641,907,500 | 1,012 |
| Volatile liabilities | $139,946,000 | 1,029 |
| Insider loans | $38,849,000 | 128 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $79,282,000 | 1,275 |
| Tier 1 (core) risk-based capital | $52,234,000 | 1,218 |
| Tier 2 risk-based capital | $6,818,000 | 799 |
| Total risk weighted assets | $545,416,000 | 904 |
| Total unused commitments | $79,282,000 | 1,276 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 115 | 1,514 |
| Assets and Liabilities | ||
| Total Assets: | $636,431,000 | 1,043 |
| Cash and due from depository institutions | $9,127,000 | 1,514 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $75,851,000 | 1,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $526,976,000 | 887 |
| Loan loss allowance | $7,116,000 | 750 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,575,000 | 1,658 |
| Other real estate owned | $1,623,000 | 1,514 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $15,279,000 | 1,227 |
| Life insurance assets | $702,000 | 3,209 |
| Total liabilities and capital | $636,431,000 | 1,043 |
| Total liabilities | $585,824,000 | 1,019 |
| Total deposits | $550,981,000 | 948 |
| Interest-bearing deposits | $505,304,000 | 886 |
| Deposits held in domestic offices | $550,981,000 | 946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,812,000 | 649 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,031,000 | 1,149 |
| Total equity capital | $50,607,000 | 1,341 |
| Total bank equity capital | $50,607,000 | 1,341 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,712,000 | 2,162 |
| Surplus | $23,070,000 | 1,268 |
| Undivided profits | $25,825,000 | 1,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,273,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $10,929,000 | 358 |
| Earning assets | $602,827,000 | 1,013 |
| Long-term assets (5+ years) | $40,087,000 | 2,223 |
| Average Assets, year-to-date | $612,435,670 | 1,070 |
| Average Assets, quarterly | $619,190,000 | 1,061 |
| Volatile liabilities | $122,709,000 | 1,154 |
| Insider loans | $36,393,000 | 133 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $90,037,000 | 1,154 |
| Tier 1 (core) risk-based capital | $51,349,000 | 1,240 |
| Tier 2 risk-based capital | $6,923,000 | 799 |
| Total risk weighted assets | $553,610,000 | 893 |
| Total unused commitments | $90,037,000 | 1,156 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 107 | 1,619 |
| Assets and Liabilities | ||
| Total Assets: | $601,949,000 | 1,105 |
| Cash and due from depository institutions | $15,115,000 | 1,619 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $74,503,000 | 1,595 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $489,626,000 | 935 |
| Loan loss allowance | $6,177,000 | 840 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,666,000 | 1,598 |
| Other real estate owned | $993,000 | 1,619 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $14,046,000 | 1,278 |
| Life insurance assets | $685,000 | 3,230 |
| Total liabilities and capital | $601,949,000 | 1,105 |
| Total liabilities | $551,441,000 | 1,073 |
| Total deposits | $516,189,000 | 1,000 |
| Interest-bearing deposits | $471,740,000 | 942 |
| Deposits held in domestic offices | $516,189,000 | 997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,128,000 | 646 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,124,000 | 969 |
| Total equity capital | $50,508,000 | 1,344 |
| Total bank equity capital | $50,508,000 | 1,344 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,712,000 | 2,152 |
| Surplus | $22,539,000 | 1,265 |
| Undivided profits | $26,257,000 | 1,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,634,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $10,189,000 | 377 |
| Earning assets | $564,129,000 | 1,076 |
| Long-term assets (5+ years) | $34,885,000 | 2,438 |
| Average Assets, year-to-date | $600,438,000 | 1,091 |
| Average Assets, quarterly | $600,438,000 | 1,091 |
| Volatile liabilities | $130,625,000 | 1,058 |
| Insider loans | $41,925,000 | 123 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $118,089,000 | 923 |
| Tier 1 (core) risk-based capital | $50,787,000 | 1,234 |
| Tier 2 risk-based capital | $6,177,000 | 866 |
| Total risk weighted assets | $535,999,000 | 899 |
| Total unused commitments | $118,089,000 | 923 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 79 | 2,218 |
| Assets and Liabilities | ||
| Total Assets: | $480,359,000 | 1,366 |
| Cash and due from depository institutions | $10,849,000 | 2,218 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $49,691,000 | 2,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $402,615,000 | 1,114 |
| Loan loss allowance | $5,073,000 | 1,006 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,231,000 | 1,953 |
| Other real estate owned | $273,000 | 2,218 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,700,000 | 1,637 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $480,359,000 | 1,366 |
| Total liabilities | $439,792,000 | 1,341 |
| Total deposits | $405,790,000 | 1,270 |
| Interest-bearing deposits | $373,894,000 | 1,176 |
| Deposits held in domestic offices | $405,790,000 | 1,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,405,000 | 635 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $113,000 | 5,458 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,484,000 | 1,541 |
| Total equity capital | $40,567,000 | 1,652 |
| Total bank equity capital | $40,567,000 | 1,652 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,250,000 | 2,540 |
| Surplus | $18,832,000 | 1,464 |
| Undivided profits | $20,485,000 | 1,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,670,000 | 1,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $8,217,000 | 485 |
| Earning assets | $452,306,000 | 1,325 |
| Long-term assets (5+ years) | $29,973,000 | 2,661 |
| Average Assets, year-to-date | $458,082,200 | 1,363 |
| Average Assets, quarterly | $471,553,500 | 1,369 |
| Volatile liabilities | $179,263,000 | 892 |
| Insider loans | $18,532,000 | 318 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $72,711,000 | 1,345 |
| Tier 1 (core) risk-based capital | $40,891,000 | 1,547 |
| Tier 2 risk-based capital | $5,073,000 | 1,012 |
| Total risk weighted assets | $433,488,000 | 1,100 |
| Total unused commitments | $72,711,000 | 1,345 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 75 | 2,354 |
| Assets and Liabilities | ||
| Total Assets: | $462,748,000 | 1,404 |
| Cash and due from depository institutions | $9,245,000 | 2,354 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $45,807,000 | 2,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $391,713,000 | 1,141 |
| Loan loss allowance | $5,054,000 | 1,024 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,907,000 | 2,014 |
| Other real estate owned | $273,000 | 2,354 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,803,000 | 1,763 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $462,748,000 | 1,404 |
| Total liabilities | $423,030,000 | 1,375 |
| Total deposits | $407,254,000 | 1,239 |
| Interest-bearing deposits | $376,302,000 | 1,153 |
| Deposits held in domestic offices | $407,254,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,334,000 | 1,068 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $114,000 | 5,679 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,328,000 | 1,565 |
| Total equity capital | $39,718,000 | 1,669 |
| Total bank equity capital | $39,718,000 | 1,669 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,550 |
| Surplus | $18,807,000 | 1,447 |
| Undivided profits | $19,661,000 | 1,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,316,000 | 2,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $7,692,000 | 495 |
| Earning assets | $437,520,000 | 1,364 |
| Long-term assets (5+ years) | $23,391,000 | 3,057 |
| Average Assets, year-to-date | $452,513,000 | 1,395 |
| Average Assets, quarterly | $461,416,000 | 1,394 |
| Volatile liabilities | $157,167,000 | 1,011 |
| Insider loans | $17,545,000 | 348 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $77,049,000 | 1,310 |
| Tier 1 (core) risk-based capital | $40,087,000 | 1,576 |
| Tier 2 risk-based capital | $5,054,000 | 1,018 |
| Total risk weighted assets | $411,768,000 | 1,151 |
| Total unused commitments | $77,049,000 | 1,311 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 78 | 2,267 |
| Assets and Liabilities | ||
| Total Assets: | $460,084,000 | 1,403 |
| Cash and due from depository institutions | $7,649,000 | 2,267 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $43,917,000 | 2,612 |
| Federal funds sold & reverse repurchase agreements | $8,254,000 | 1,531 |
| Net loans & leases | $384,909,000 | 1,145 |
| Loan loss allowance | $5,019,000 | 1,015 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,543,000 | 2,100 |
| Other real estate owned | $230,000 | 2,267 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,582,000 | 1,789 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $460,084,000 | 1,403 |
| Total liabilities | $421,881,000 | 1,369 |
| Total deposits | $413,472,000 | 1,212 |
| Interest-bearing deposits | $380,336,000 | 1,127 |
| Deposits held in domestic offices | $413,472,000 | 1,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,839,000 | 1,746 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $127,000 | 5,626 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,443,000 | 1,404 |
| Total equity capital | $38,203,000 | 1,667 |
| Total bank equity capital | $38,203,000 | 1,667 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,250,000 | 2,538 |
| Surplus | $18,785,000 | 1,413 |
| Undivided profits | $18,168,000 | 1,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $906,000 | 2,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $7,229,000 | 492 |
| Earning assets | $437,080,000 | 1,351 |
| Long-term assets (5+ years) | $25,623,000 | 2,878 |
| Average Assets, year-to-date | $449,101,330 | 1,404 |
| Average Assets, quarterly | $453,263,500 | 1,404 |
| Volatile liabilities | $149,142,000 | 1,028 |
| Insider loans | $16,784,000 | 351 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $69,930,000 | 1,413 |
| Tier 1 (core) risk-based capital | $39,142,000 | 1,581 |
| Tier 2 risk-based capital | $5,019,000 | 1,007 |
| Total risk weighted assets | $405,590,000 | 1,147 |
| Total unused commitments | $69,930,000 | 1,415 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 77 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $446,443,000 | 1,413 |
| Cash and due from depository institutions | $6,923,000 | 2,279 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $41,663,000 | 2,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $384,294,000 | 1,108 |
| Loan loss allowance | $4,944,000 | 1,015 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,433,000 | 2,101 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,130,000 | 1,979 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $446,443,000 | 1,413 |
| Total liabilities | $408,902,000 | 1,393 |
| Total deposits | $391,099,000 | 1,268 |
| Interest-bearing deposits | $353,671,000 | 1,185 |
| Deposits held in domestic offices | $391,099,000 | 1,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,343,000 | 979 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $103,000 | 5,543 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,357,000 | 1,166 |
| Total equity capital | $37,541,000 | 1,673 |
| Total bank equity capital | $37,541,000 | 1,673 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,529 |
| Surplus | $12,093,000 | 1,998 |
| Undivided profits | $24,198,000 | 1,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,979,000 | 548 |
| Earning assets | $425,957,000 | 1,364 |
| Long-term assets (5+ years) | $23,406,000 | 3,011 |
| Average Assets, year-to-date | $443,610,000 | 1,419 |
| Average Assets, quarterly | $443,610,000 | 1,419 |
| Volatile liabilities | $157,988,000 | 940 |
| Insider loans | $14,239,000 | 432 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $67,034,000 | 1,446 |
| Tier 1 (core) risk-based capital | $38,286,000 | 1,572 |
| Tier 2 risk-based capital | $4,944,000 | 1,003 |
| Total risk weighted assets | $398,002,000 | 1,132 |
| Total unused commitments | $67,034,000 | 1,446 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 72 | 2,421 |
| Assets and Liabilities | ||
| Total Assets: | $440,777,000 | 1,421 |
| Cash and due from depository institutions | $9,946,000 | 2,421 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $42,136,000 | 2,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $375,672,000 | 1,122 |
| Loan loss allowance | $4,811,000 | 1,022 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,387,000 | 2,094 |
| Other real estate owned | $0 | 2,421 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,636,000 | 2,099 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $440,777,000 | 1,421 |
| Total liabilities | $404,245,000 | 1,397 |
| Total deposits | $361,496,000 | 1,366 |
| Interest-bearing deposits | $327,890,000 | 1,267 |
| Deposits held in domestic offices | $361,496,000 | 1,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,579,000 | 533 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $93,000 | 5,704 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,077,000 | 1,520 |
| Total equity capital | $36,532,000 | 1,693 |
| Total bank equity capital | $36,532,000 | 1,693 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,250,000 | 2,525 |
| Surplus | $12,060,000 | 1,960 |
| Undivided profits | $23,222,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,657,000 | 573 |
| Earning assets | $417,808,000 | 1,377 |
| Long-term assets (5+ years) | $23,188,000 | 3,016 |
| Average Assets, year-to-date | $418,529,800 | 1,440 |
| Average Assets, quarterly | $442,259,000 | 1,405 |
| Volatile liabilities | $168,788,000 | 877 |
| Insider loans | $11,894,000 | 521 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $55,862,000 | 1,625 |
| Tier 1 (core) risk-based capital | $36,843,000 | 1,603 |
| Tier 2 risk-based capital | $4,811,000 | 1,006 |
| Total risk weighted assets | $390,609,000 | 1,129 |
| Total unused commitments | $55,862,000 | 1,625 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 75 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $443,741,000 | 1,388 |
| Cash and due from depository institutions | $19,533,000 | 2,309 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $40,668,000 | 2,781 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $370,807,000 | 1,110 |
| Loan loss allowance | $4,728,000 | 1,026 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,379,000 | 2,045 |
| Other real estate owned | $0 | 2,309 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,354,000 | 2,099 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $443,741,000 | 1,388 |
| Total liabilities | $408,817,000 | 1,355 |
| Total deposits | $370,215,000 | 1,288 |
| Interest-bearing deposits | $332,623,000 | 1,213 |
| Deposits held in domestic offices | $370,215,000 | 1,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,796,000 | 567 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $109,000 | 5,788 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,697,000 | 1,281 |
| Total equity capital | $34,924,000 | 1,749 |
| Total bank equity capital | $34,924,000 | 1,749 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,500 |
| Surplus | $12,049,000 | 1,899 |
| Undivided profits | $21,625,000 | 1,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $665,000 | 3,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,724,000 | 539 |
| Earning assets | $411,475,000 | 1,367 |
| Long-term assets (5+ years) | $24,873,000 | 2,879 |
| Average Assets, year-to-date | $412,968,000 | 1,446 |
| Average Assets, quarterly | $430,382,500 | 1,411 |
| Volatile liabilities | $162,179,000 | 878 |
| Insider loans | $12,632,000 | 460 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $66,361,000 | 1,388 |
| Tier 1 (core) risk-based capital | $35,225,000 | 1,628 |
| Tier 2 risk-based capital | $4,728,000 | 1,002 |
| Total risk weighted assets | $383,952,000 | 1,129 |
| Total unused commitments | $66,361,000 | 1,388 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 74 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $417,024,000 | 1,451 |
| Cash and due from depository institutions | $9,551,000 | 2,353 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $39,146,000 | 2,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $355,977,000 | 1,128 |
| Loan loss allowance | $4,678,000 | 1,015 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,435,000 | 1,980 |
| Other real estate owned | $40,000 | 2,353 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,875,000 | 2,131 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $417,024,000 | 1,451 |
| Total liabilities | $383,442,000 | 1,418 |
| Total deposits | $354,213,000 | 1,323 |
| Interest-bearing deposits | $324,365,000 | 1,220 |
| Deposits held in domestic offices | $354,213,000 | 1,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,773,000 | 648 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $60,000 | 5,778 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,396,000 | 1,704 |
| Total equity capital | $33,582,000 | 1,784 |
| Total bank equity capital | $33,582,000 | 1,784 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,479 |
| Surplus | $12,041,000 | 1,856 |
| Undivided profits | $20,291,000 | 1,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 3,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,376,000 | 539 |
| Earning assets | $395,123,000 | 1,391 |
| Long-term assets (5+ years) | $24,960,000 | 2,903 |
| Average Assets, year-to-date | $402,710,330 | 1,477 |
| Average Assets, quarterly | $409,291,500 | 1,462 |
| Volatile liabilities | $146,591,000 | 921 |
| Insider loans | $10,495,000 | 555 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $62,774,000 | 1,415 |
| Tier 1 (core) risk-based capital | $33,640,000 | 1,670 |
| Tier 2 risk-based capital | $4,589,000 | 1,014 |
| Total risk weighted assets | $367,003,000 | 1,151 |
| Total unused commitments | $62,774,000 | 1,416 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 75 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $401,559,000 | 1,495 |
| Cash and due from depository institutions | $6,962,000 | 2,279 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,650,000 | 3,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $345,650,000 | 1,137 |
| Loan loss allowance | $4,520,000 | 1,047 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,502,000 | 1,936 |
| Other real estate owned | $849,000 | 2,279 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,946,000 | 2,366 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $401,559,000 | 1,495 |
| Total liabilities | $369,882,000 | 1,453 |
| Total deposits | $348,566,000 | 1,333 |
| Interest-bearing deposits | $319,432,000 | 1,222 |
| Deposits held in domestic offices | $348,566,000 | 1,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,052,000 | 805 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $49,000 | 5,678 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,215,000 | 1,348 |
| Total equity capital | $31,677,000 | 1,824 |
| Total bank equity capital | $31,677,000 | 1,824 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,488 |
| Surplus | $12,015,000 | 1,801 |
| Undivided profits | $18,412,000 | 1,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,425,000 | 1,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,222,000 | 641 |
| Earning assets | $382,300,000 | 1,429 |
| Long-term assets (5+ years) | $30,633,000 | 2,602 |
| Average Assets, year-to-date | $395,553,500 | 1,501 |
| Average Assets, quarterly | $395,553,500 | 1,501 |
| Volatile liabilities | $134,192,000 | 950 |
| Insider loans | $10,304,000 | 558 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $65,597,000 | 1,321 |
| Tier 1 (core) risk-based capital | $32,084,000 | 1,721 |
| Tier 2 risk-based capital | $4,443,000 | 1,022 |
| Total risk weighted assets | $355,390,000 | 1,165 |
| Total unused commitments | $65,597,000 | 1,321 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 75 | 2,283 |
| Assets and Liabilities | ||
| Total Assets: | $389,548,000 | 1,535 |
| Cash and due from depository institutions | $5,775,000 | 2,283 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $38,100,000 | 3,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $333,150,000 | 1,180 |
| Loan loss allowance | $4,263,000 | 1,094 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,516,000 | 1,910 |
| Other real estate owned | $848,000 | 2,283 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,159,000 | 2,272 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $389,548,000 | 1,535 |
| Total liabilities | $358,685,000 | 1,493 |
| Total deposits | $342,529,000 | 1,350 |
| Interest-bearing deposits | $307,537,000 | 1,273 |
| Deposits held in domestic offices | $342,529,000 | 1,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,646,000 | 964 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $115,000 | 5,628 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,395,000 | 1,654 |
| Total equity capital | $30,863,000 | 1,876 |
| Total bank equity capital | $30,863,000 | 1,876 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $11,950,000 | 1,792 |
| Undivided profits | $17,663,000 | 1,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,865,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,358,000 | 608 |
| Earning assets | $371,250,000 | 1,469 |
| Long-term assets (5+ years) | $34,047,000 | 2,469 |
| Average Assets, year-to-date | $367,140,600 | 1,549 |
| Average Assets, quarterly | $382,446,000 | 1,542 |
| Volatile liabilities | $126,108,000 | 983 |
| Insider loans | $10,374,000 | 544 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $57,070,000 | 1,437 |
| Tier 1 (core) risk-based capital | $31,020,000 | 1,761 |
| Tier 2 risk-based capital | $4,263,000 | 1,060 |
| Total risk weighted assets | $342,610,000 | 1,202 |
| Total unused commitments | $57,070,000 | 1,438 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $375,344,000 | 1,569 |
| Cash and due from depository institutions | $7,408,000 | 2,244 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $37,482,000 | 3,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $318,955,000 | 1,203 |
| Loan loss allowance | $4,090,000 | 1,150 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,582,000 | 1,846 |
| Other real estate owned | $764,000 | 2,244 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,153,000 | 2,556 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $375,344,000 | 1,569 |
| Total liabilities | $345,550,000 | 1,525 |
| Total deposits | $330,223,000 | 1,373 |
| Interest-bearing deposits | $301,402,000 | 1,271 |
| Deposits held in domestic offices | $330,223,000 | 1,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,050,000 | 982 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $53,000 | 5,754 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,224,000 | 1,765 |
| Total equity capital | $29,794,000 | 1,928 |
| Total bank equity capital | $29,794,000 | 1,928 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,250,000 | 2,472 |
| Surplus | $11,209,000 | 1,839 |
| Undivided profits | $17,335,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,906,000 | 685 |
| Earning assets | $356,437,000 | 1,503 |
| Long-term assets (5+ years) | $35,399,000 | 2,433 |
| Average Assets, year-to-date | $361,538,750 | 1,570 |
| Average Assets, quarterly | $370,213,500 | 1,571 |
| Volatile liabilities | $113,179,000 | 1,041 |
| Insider loans | $9,876,000 | 580 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $52,818,000 | 1,510 |
| Tier 1 (core) risk-based capital | $29,744,000 | 1,812 |
| Tier 2 risk-based capital | $4,087,000 | 1,096 |
| Total risk weighted assets | $326,972,000 | 1,233 |
| Total unused commitments | $52,818,000 | 1,511 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 74 | 2,324 |
| Assets and Liabilities | ||
| Total Assets: | $365,083,000 | 1,585 |
| Cash and due from depository institutions | $6,808,000 | 2,324 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $35,614,000 | 3,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $310,576,000 | 1,200 |
| Loan loss allowance | $3,967,000 | 1,168 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,538,000 | 1,833 |
| Other real estate owned | $771,000 | 2,324 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,776,000 | 2,327 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $365,083,000 | 1,585 |
| Total liabilities | $336,681,000 | 1,543 |
| Total deposits | $323,871,000 | 1,389 |
| Interest-bearing deposits | $295,105,000 | 1,288 |
| Deposits held in domestic offices | $323,871,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,653,000 | 1,098 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $227,000 | 5,539 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,930,000 | 1,817 |
| Total equity capital | $28,402,000 | 1,935 |
| Total bank equity capital | $28,402,000 | 1,935 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $11,209,000 | 1,800 |
| Undivided profits | $15,943,000 | 1,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,910,000 | 645 |
| Earning assets | $346,190,000 | 1,521 |
| Long-term assets (5+ years) | $35,979,000 | 2,471 |
| Average Assets, year-to-date | $356,937,000 | 1,583 |
| Average Assets, quarterly | $361,461,500 | 1,583 |
| Volatile liabilities | $106,637,000 | 1,076 |
| Insider loans | $11,667,000 | 456 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $53,043,000 | 1,497 |
| Tier 1 (core) risk-based capital | $28,954,000 | 1,819 |
| Tier 2 risk-based capital | $3,967,000 | 1,113 |
| Total risk weighted assets | $320,817,000 | 1,222 |
| Total unused commitments | $53,043,000 | 1,499 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $357,840,000 | 1,603 |
| Cash and due from depository institutions | $8,574,000 | 2,312 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $37,012,000 | 3,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $301,500,000 | 1,195 |
| Loan loss allowance | $3,851,000 | 1,197 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,118,000 | 1,963 |
| Other real estate owned | $982,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,654,000 | 2,640 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $357,840,000 | 1,603 |
| Total liabilities | $329,880,000 | 1,554 |
| Total deposits | $292,095,000 | 1,547 |
| Interest-bearing deposits | $266,136,000 | 1,448 |
| Deposits held in domestic offices | $292,095,000 | 1,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,252,000 | 517 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $226,000 | 5,427 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,307,000 | 1,770 |
| Total equity capital | $27,960,000 | 2,003 |
| Total bank equity capital | $27,960,000 | 2,003 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,250,000 | 2,473 |
| Surplus | $11,120,000 | 1,772 |
| Undivided profits | $15,590,000 | 2,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 3,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,319,000 | 769 |
| Earning assets | $338,512,000 | 1,545 |
| Long-term assets (5+ years) | $36,362,000 | 2,406 |
| Average Assets, year-to-date | $352,864,000 | 1,600 |
| Average Assets, quarterly | $352,864,000 | 1,600 |
| Volatile liabilities | $116,064,000 | 953 |
| Insider loans | $8,642,000 | 609 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $49,244,000 | 1,530 |
| Tier 1 (core) risk-based capital | $27,753,000 | 1,876 |
| Tier 2 risk-based capital | $3,851,000 | 1,140 |
| Total risk weighted assets | $309,573,000 | 1,234 |
| Total unused commitments | $49,244,000 | 1,533 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 71 | 2,434 |
| Assets and Liabilities | ||
| Total Assets: | $347,888,000 | 1,625 |
| Cash and due from depository institutions | $9,251,000 | 2,434 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $41,663,000 | 2,885 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $286,523,000 | 1,247 |
| Loan loss allowance | $3,662,000 | 1,261 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,846,000 | 2,040 |
| Other real estate owned | $970,000 | 2,434 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,635,000 | 2,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,888,000 | 1,625 |
| Total liabilities | $321,276,000 | 1,596 |
| Total deposits | $298,119,000 | 1,501 |
| Interest-bearing deposits | $269,038,000 | 1,404 |
| Deposits held in domestic offices | $298,119,000 | 1,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,644,000 | 700 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $242,000 | 5,405 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,271,000 | 2,626 |
| Total equity capital | $26,612,000 | 2,076 |
| Total bank equity capital | $26,612,000 | 2,076 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,250,000 | 2,486 |
| Surplus | $11,119,000 | 1,751 |
| Undivided profits | $14,243,000 | 2,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,277,000 | 799 |
| Earning assets | $328,186,000 | 1,579 |
| Long-term assets (5+ years) | $30,450,000 | 2,765 |
| Average Assets, year-to-date | $324,495,800 | 1,669 |
| Average Assets, quarterly | $338,160,500 | 1,649 |
| Volatile liabilities | $87,502,000 | 1,223 |
| Insider loans | $7,023,000 | 761 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $49,961,000 | 1,462 |
| Tier 1 (core) risk-based capital | $26,654,000 | 1,952 |
| Tier 2 risk-based capital | $3,662,000 | 1,211 |
| Total risk weighted assets | $296,891,000 | 1,292 |
| Total unused commitments | $49,961,000 | 1,464 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 70 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $328,433,000 | 1,715 |
| Cash and due from depository institutions | $9,128,000 | 2,481 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $36,091,000 | 3,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $274,594,000 | 1,312 |
| Loan loss allowance | $3,911,000 | 1,187 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,581,000 | 2,123 |
| Other real estate owned | $0 | 2,481 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,039,000 | 2,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,433,000 | 1,715 |
| Total liabilities | $302,835,000 | 1,681 |
| Total deposits | $295,608,000 | 1,523 |
| Interest-bearing deposits | $270,010,000 | 1,408 |
| Deposits held in domestic offices | $295,608,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,329,000 | 1,510 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $310,000 | 5,321 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,588,000 | 2,304 |
| Total equity capital | $25,598,000 | 2,158 |
| Total bank equity capital | $25,598,000 | 2,158 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $10,653,000 | 1,804 |
| Undivided profits | $13,695,000 | 2,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,307,000 | 2,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,039,000 | 896 |
| Earning assets | $310,685,000 | 1,670 |
| Long-term assets (5+ years) | $33,213,000 | 2,588 |
| Average Assets, year-to-date | $318,647,750 | 1,719 |
| Average Assets, quarterly | $325,994,000 | 1,720 |
| Volatile liabilities | $71,386,000 | 1,426 |
| Insider loans | $6,911,000 | 754 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $47,431,000 | 1,518 |
| Tier 1 (core) risk-based capital | $25,492,000 | 2,045 |
| Tier 2 risk-based capital | $3,526,000 | 1,242 |
| Total risk weighted assets | $281,727,000 | 1,363 |
| Total unused commitments | $47,431,000 | 1,524 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 72 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $323,555,000 | 1,730 |
| Cash and due from depository institutions | $9,500,000 | 2,417 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $39,659,000 | 2,901 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $266,154,000 | 1,326 |
| Loan loss allowance | $3,568,000 | 1,281 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,986,000 | 2,420 |
| Other real estate owned | $448,000 | 2,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,808,000 | 2,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,555,000 | 1,730 |
| Total liabilities | $298,075,000 | 1,695 |
| Total deposits | $285,656,000 | 1,552 |
| Interest-bearing deposits | $263,143,000 | 1,431 |
| Deposits held in domestic offices | $285,656,000 | 1,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,696,000 | 1,009 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $172,000 | 5,533 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,551,000 | 2,438 |
| Total equity capital | $25,480,000 | 2,162 |
| Total bank equity capital | $25,480,000 | 2,162 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $10,653,000 | 1,770 |
| Undivided profits | $13,577,000 | 2,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,205,000 | 2,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,963,000 | 903 |
| Earning assets | $305,813,000 | 1,661 |
| Long-term assets (5+ years) | $27,493,000 | 2,805 |
| Average Assets, year-to-date | $315,386,000 | 1,737 |
| Average Assets, quarterly | $321,026,000 | 1,723 |
| Volatile liabilities | $76,442,000 | 1,328 |
| Insider loans | $6,908,000 | 741 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $49,358,000 | 1,442 |
| Tier 1 (core) risk-based capital | $25,167,000 | 2,033 |
| Tier 2 risk-based capital | $3,411,000 | 1,243 |
| Total risk weighted assets | $272,733,000 | 1,382 |
| Total unused commitments | $49,358,000 | 1,452 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 71 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $318,497,000 | 1,730 |
| Cash and due from depository institutions | $8,710,000 | 2,432 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $41,118,000 | 2,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $261,374,000 | 1,330 |
| Loan loss allowance | $3,309,000 | 1,358 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,607,000 | 2,597 |
| Other real estate owned | $176,000 | 2,432 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,512,000 | 3,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,497,000 | 1,730 |
| Total liabilities | $294,329,000 | 1,674 |
| Total deposits | $278,146,000 | 1,575 |
| Interest-bearing deposits | $252,052,000 | 1,503 |
| Deposits held in domestic offices | $278,146,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,592,000 | 850 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $203,000 | 5,333 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,388,000 | 1,799 |
| Total equity capital | $24,168,000 | 2,214 |
| Total bank equity capital | $24,168,000 | 2,214 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,513 |
| Surplus | $10,653,000 | 1,738 |
| Undivided profits | $12,265,000 | 2,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $735,000 | 3,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,800,000 | 992 |
| Earning assets | $302,492,000 | 1,658 |
| Long-term assets (5+ years) | $27,052,000 | 2,775 |
| Average Assets, year-to-date | $311,301,500 | 1,745 |
| Average Assets, quarterly | $311,301,500 | 1,745 |
| Volatile liabilities | $78,977,000 | 1,260 |
| Insider loans | $6,824,000 | 739 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $35,442,000 | 1,791 |
| Tier 1 (core) risk-based capital | $23,763,000 | 2,118 |
| Tier 2 risk-based capital | $3,309,000 | 1,257 |
| Total risk weighted assets | $266,840,000 | 1,382 |
| Total unused commitments | $35,442,000 | 1,800 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 71 | 2,405 |
| Assets and Liabilities | ||
| Total Assets: | $304,106,000 | 1,775 |
| Cash and due from depository institutions | $6,262,000 | 2,405 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $46,794,000 | 2,471 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $244,033,000 | 1,413 |
| Loan loss allowance | $3,089,000 | 1,419 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,405,000 | 2,706 |
| Other real estate owned | $161,000 | 2,405 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,451,000 | 3,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,106,000 | 1,775 |
| Total liabilities | $281,465,000 | 1,721 |
| Total deposits | $258,278,000 | 1,676 |
| Interest-bearing deposits | $225,910,000 | 1,648 |
| Deposits held in domestic offices | $258,278,000 | 1,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,042,000 | 688 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $139,000 | 5,547 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,006,000 | 2,018 |
| Total equity capital | $22,641,000 | 2,333 |
| Total bank equity capital | $22,641,000 | 2,333 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,250,000 | 2,515 |
| Surplus | $10,403,000 | 1,722 |
| Undivided profits | $10,988,000 | 2,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,941,000 | 961 |
| Earning assets | $290,827,000 | 1,686 |
| Long-term assets (5+ years) | $25,395,000 | 2,850 |
| Average Assets, year-to-date | $276,128,600 | 1,841 |
| Average Assets, quarterly | $295,094,000 | 1,806 |
| Volatile liabilities | $68,641,000 | 1,413 |
| Insider loans | $5,586,000 | 900 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $38,323,000 | 1,626 |
| Tier 1 (core) risk-based capital | $22,074,000 | 2,243 |
| Tier 2 risk-based capital | $3,089,000 | 1,325 |
| Total risk weighted assets | $247,456,000 | 1,469 |
| Total unused commitments | $38,323,000 | 1,632 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 66 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $256,008,000 | 1,984 |
| Cash and due from depository institutions | $11,394,000 | 2,594 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $38,842,000 | 2,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $198,452,000 | 1,667 |
| Loan loss allowance | $2,370,000 | 1,700 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,452,000 | 2,613 |
| Other real estate owned | $144,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,724,000 | 2,854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,008,000 | 1,984 |
| Total liabilities | $235,952,000 | 1,937 |
| Total deposits | $229,813,000 | 1,778 |
| Interest-bearing deposits | $194,725,000 | 1,809 |
| Deposits held in domestic offices | $229,813,000 | 1,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,253,000 | 1,626 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $37,000 | 5,543 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,849,000 | 2,128 |
| Total equity capital | $20,056,000 | 2,454 |
| Total bank equity capital | $20,056,000 | 2,454 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,250,000 | 2,560 |
| Surplus | $9,670,000 | 1,759 |
| Undivided profits | $9,136,000 | 2,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 4,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,216,000 | 950 |
| Earning assets | $237,294,000 | 1,962 |
| Long-term assets (5+ years) | $42,697,000 | 1,925 |
| Average Assets, year-to-date | $249,742,000 | 1,953 |
| Average Assets, quarterly | $253,910,000 | 1,977 |
| Volatile liabilities | $40,658,000 | 2,095 |
| Insider loans | $4,616,000 | 1,059 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $26,518,000 | 2,049 |
| Tier 1 (core) risk-based capital | $19,620,000 | 2,392 |
| Tier 2 risk-based capital | $2,370,000 | 1,582 |
| Total risk weighted assets | $205,938,000 | 1,650 |
| Total unused commitments | $26,518,000 | 2,054 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 69 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $244,806,000 | 1,984 |
| Cash and due from depository institutions | $7,888,000 | 2,497 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $40,727,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $188,347,000 | 1,690 |
| Loan loss allowance | $2,145,000 | 1,792 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,558,000 | 2,472 |
| Other real estate owned | $0 | 2,497 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,286,000 | 2,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,806,000 | 1,984 |
| Total liabilities | $226,880,000 | 1,919 |
| Total deposits | $213,544,000 | 1,811 |
| Interest-bearing deposits | $184,007,000 | 1,826 |
| Deposits held in domestic offices | $213,544,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,590,000 | 1,001 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,746,000 | 2,304 |
| Total equity capital | $17,926,000 | 2,619 |
| Total bank equity capital | $17,926,000 | 2,619 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,250,000 | 2,615 |
| Surplus | $9,230,000 | 1,775 |
| Undivided profits | $7,446,000 | 3,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,002,000 | 831 |
| Earning assets | $229,074,000 | 1,950 |
| Long-term assets (5+ years) | $16,928,000 | 3,506 |
| Average Assets, year-to-date | $226,937,000 | 2,037 |
| Average Assets, quarterly | $236,621,000 | 2,030 |
| Volatile liabilities | $39,939,000 | 2,113 |
| Insider loans | $3,123,000 | 1,569 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $345,000 | 1,056 |
| Unused loan commitments | $29,459,000 | 1,768 |
| Tier 1 (core) risk-based capital | $17,964,000 | 2,497 |
| Tier 2 risk-based capital | $2,145,000 | 1,675 |
| Total risk weighted assets | $196,970,200 | 1,656 |
| Total unused commitments | $29,459,000 | 1,770 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 71 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $214,673,000 | 2,187 |
| Cash and due from depository institutions | $11,547,000 | 2,470 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $42,194,000 | 2,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $153,499,000 | 1,947 |
| Loan loss allowance | $2,006,000 | 1,829 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,277,000 | 2,628 |
| Other real estate owned | $0 | 2,470 |
| Goodwill and other intangibles | $111,000 | 2,647 |
| All other assets | $4,045,000 | 2,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,673,000 | 2,187 |
| Total liabilities | $198,256,000 | 2,138 |
| Total deposits | $192,670,000 | 1,968 |
| Interest-bearing deposits | $162,329,000 | 2,009 |
| Deposits held in domestic offices | $192,670,000 | 1,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,928,000 | 1,910 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,658,000 | 2,189 |
| Total equity capital | $16,417,000 | 2,701 |
| Total bank equity capital | $16,417,000 | 2,701 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,674 |
| Surplus | $9,145,000 | 1,780 |
| Undivided profits | $6,022,000 | 3,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,279,000 | 923 |
| Earning assets | $195,693,000 | 2,198 |
| Long-term assets (5+ years) | $19,362,000 | 3,374 |
| Average Assets, year-to-date | $204,986,800 | 2,194 |
| Average Assets, quarterly | $207,554,500 | 2,237 |
| Volatile liabilities | $26,878,000 | 2,763 |
| Insider loans | $2,053,000 | 2,185 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,734,000 | 544 |
| Unused loan commitments | $25,418,000 | 1,975 |
| Tier 1 (core) risk-based capital | $17,269,000 | 2,533 |
| Tier 2 risk-based capital | $2,006,000 | 1,684 |
| Total risk weighted assets | $161,209,500 | 1,902 |
| Total unused commitments | $25,418,000 | 1,981 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 71 | 2,474 |
| Assets and Liabilities | ||
| Total Assets: | $197,562,000 | 2,321 |
| Cash and due from depository institutions | $9,211,000 | 2,474 |
| Interest-bearing balances | $1,000,000 | 2,848 |
| Securities | $42,821,000 | 2,665 |
| Federal funds sold & reverse repurchase agreements | $3,080,000 | 4,735 |
| Net loans & leases | $135,066,000 | 2,064 |
| Loan loss allowance | $1,972,000 | 1,798 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,483,000 | 2,328 |
| Other real estate owned | $225,000 | 2,474 |
| Goodwill and other intangibles | $304,000 | 2,121 |
| All other assets | $3,372,000 | 2,200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,562,000 | 2,321 |
| Total liabilities | $180,758,000 | 2,280 |
| Total deposits | $178,301,000 | 2,131 |
| Interest-bearing deposits | $150,208,000 | 2,157 |
| Deposits held in domestic offices | $178,301,000 | 2,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $510,000 | 2,705 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,947,000 | 2,045 |
| Total equity capital | $16,804,000 | 2,654 |
| Total bank equity capital | $16,804,000 | 2,654 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $9,109,000 | 1,709 |
| Undivided profits | $6,445,000 | 3,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 7,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,334,000 | 883 |
| Earning assets | $181,967,000 | 2,325 |
| Long-term assets (5+ years) | $14,156,000 | 3,906 |
| Average Assets, year-to-date | $193,259,800 | 2,244 |
| Average Assets, quarterly | $196,539,500 | 2,290 |
| Volatile liabilities | $23,752,000 | 2,597 |
| Insider loans | $3,172,000 | 1,367 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,792,000 | 707 |
| Unused loan commitments | $24,432,000 | 1,920 |
| Tier 1 (core) risk-based capital | $16,280,000 | 2,620 |
| Tier 2 risk-based capital | $1,851,670 | 1,732 |
| Total risk weighted assets | $148,013,270 | 1,937 |
| Total unused commitments | $24,432,000 | 1,927 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 66 | 2,744 |
| Assets and Liabilities | ||
| Total Assets: | $192,043,000 | 2,350 |
| Cash and due from depository institutions | $5,767,000 | 2,744 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $45,176,000 | 2,511 |
| Federal funds sold & reverse repurchase agreements | $12,875,000 | 1,031 |
| Net loans & leases | $120,883,000 | 2,308 |
| Loan loss allowance | $1,816,000 | 1,949 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,439,000 | 2,310 |
| Other real estate owned | $143,000 | 2,744 |
| Goodwill and other intangibles | $498,000 | 1,775 |
| All other assets | $3,262,000 | 2,214 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,043,000 | 2,350 |
| Total liabilities | $177,006,000 | 2,308 |
| Total deposits | $173,533,000 | 2,159 |
| Interest-bearing deposits | $150,555,000 | 2,148 |
| Deposits held in domestic offices | $173,533,000 | 2,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,524,000 | 2,350 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,949,000 | 2,078 |
| Total equity capital | $15,037,000 | 2,943 |
| Total bank equity capital | $15,037,000 | 2,943 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $8,983,000 | 1,720 |
| Undivided profits | $4,804,000 | 4,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 5,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,258,000 | 961 |
| Earning assets | $178,934,000 | 2,322 |
| Long-term assets (5+ years) | $22,344,000 | 2,599 |
| Average Assets, year-to-date | $180,859,400 | 2,373 |
| Average Assets, quarterly | $189,858,500 | 2,342 |
| Volatile liabilities | $24,853,000 | 2,488 |
| Insider loans | $2,573,000 | 1,650 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,519,000 | 686 |
| Unused loan commitments | $14,858,000 | 2,628 |
| Tier 1 (core) risk-based capital | $14,445,000 | 2,937 |
| Tier 2 risk-based capital | $1,674,730 | 1,815 |
| Total risk weighted assets | $133,836,930 | 2,090 |
| Total unused commitments | $14,858,000 | 2,634 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $168,542,000 | 2,742 |
| Cash and due from depository institutions | $7,905,000 | 3,016 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $36,899,000 | 3,283 |
| Federal funds sold & reverse repurchase agreements | $1,775,000 | 5,207 |
| Net loans & leases | $115,050,000 | 2,444 |
| Loan loss allowance | $1,590,000 | 2,306 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,524,000 | 2,249 |
| Other real estate owned | $225,000 | 3,016 |
| Goodwill and other intangibles | $691,000 | 1,499 |
| All other assets | $2,473,000 | 2,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,542,000 | 2,742 |
| Total liabilities | $156,656,000 | 2,662 |
| Total deposits | $154,835,000 | 2,489 |
| Interest-bearing deposits | $131,839,000 | 2,525 |
| Deposits held in domestic offices | $154,835,000 | 2,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,821,000 | 2,217 |
| Total equity capital | $11,886,000 | 3,717 |
| Total bank equity capital | $11,886,000 | 3,717 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $8,983,000 | 1,774 |
| Undivided profits | $1,653,000 | 7,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 9,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,658,000 | 1,299 |
| Earning assets | $153,724,000 | 2,741 |
| Long-term assets (5+ years) | $19,630,000 | 2,705 |
| Average Assets, year-to-date | $159,862,000 | 2,755 |
| Average Assets, quarterly | $167,346,000 | 2,722 |
| Volatile liabilities | $23,665,000 | 2,549 |
| Insider loans | $2,694,000 | 1,599 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,332,000 | 665 |
| Unused loan commitments | $12,494,000 | 2,889 |
| Tier 1 (core) risk-based capital | $11,170,000 | 3,824 |
| Tier 2 risk-based capital | $1,494,030 | 2,051 |
| Total risk weighted assets | $119,426,430 | 2,363 |
| Total unused commitments | $12,494,000 | 2,904 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $145,324,000 | 3,145 |
| Cash and due from depository institutions | $7,310,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,014,000 | 3,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $100,204,000 | 2,698 |
| Loan loss allowance | $1,479,000 | 2,513 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,389,000 | 2,279 |
| Other real estate owned | $271,000 | 3,248 |
| Goodwill and other intangibles | $885,000 | 1,238 |
| All other assets | $2,251,000 | 3,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,324,000 | 3,145 |
| Total liabilities | $134,741,000 | 3,070 |
| Total deposits | $131,918,000 | 2,931 |
| Interest-bearing deposits | $113,636,000 | 2,934 |
| Deposits held in domestic offices | $131,918,000 | 2,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 2,598 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,673,000 | 2,417 |
| Total equity capital | $10,583,000 | 4,112 |
| Total bank equity capital | $10,583,000 | 4,112 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $8,971,000 | 1,753 |
| Undivided profits | $362,000 | 10,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 9,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,473,000 | 1,515 |
| Earning assets | $131,218,000 | 3,175 |
| Long-term assets (5+ years) | $19,877,000 | 2,504 |
| Average Assets, year-to-date | $137,165,200 | 3,182 |
| Average Assets, quarterly | $144,032,000 | 3,133 |
| Volatile liabilities | $19,984,000 | 2,639 |
| Insider loans | $2,221,000 | 1,937 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,164,000 | 2,542 |
| Tier 1 (core) risk-based capital | $9,500,000 | 4,395 |
| Tier 2 risk-based capital | $1,298,120 | 2,302 |
| Total risk weighted assets | $103,668,620 | 2,637 |
| Total unused commitments | $14,164,000 | 2,553 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 52 | 3,845 |
| Assets and Liabilities | ||
| Total Assets: | $126,640,000 | 3,505 |
| Cash and due from depository institutions | $5,504,000 | 3,845 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $24,139,000 | 5,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $91,214,000 | 2,858 |
| Loan loss allowance | $1,292,000 | 2,878 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,640,000 | 2,797 |
| Other real estate owned | $184,000 | 3,845 |
| Goodwill and other intangibles | $1,078,000 | 1,041 |
| All other assets | $1,881,000 | 4,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,640,000 | 3,505 |
| Total liabilities | $115,474,000 | 3,504 |
| Total deposits | $113,737,000 | 3,351 |
| Interest-bearing deposits | $99,065,000 | 3,282 |
| Deposits held in domestic offices | $113,737,000 | 3,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $650,000 | 3,740 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,087,000 | 2,883 |
| Total equity capital | $11,166,000 | 3,650 |
| Total bank equity capital | $11,166,000 | 3,650 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $8,971,000 | 1,683 |
| Undivided profits | $945,000 | 9,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 6,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,204,000 | 1,627 |
| Earning assets | $115,353,000 | 3,517 |
| Long-term assets (5+ years) | $12,241,000 | 3,633 |
| Average Assets, year-to-date | $126,949,200 | 3,418 |
| Average Assets, quarterly | $127,005,500 | 3,471 |
| Volatile liabilities | $13,665,000 | 3,446 |
| Insider loans | $2,126,000 | 1,966 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,389,000 | 3,272 |
| Tier 1 (core) risk-based capital | $10,318,000 | 3,992 |
| Tier 2 risk-based capital | $1,162,520 | 2,550 |
| Total risk weighted assets | $92,872,320 | 2,831 |
| Total unused commitments | $9,389,000 | 3,283 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $127,563,000 | 3,552 |
| Cash and due from depository institutions | $6,675,000 | 3,774 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,407,000 | 5,840 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 2,130 |
| Net loans & leases | $87,010,000 | 2,930 |
| Loan loss allowance | $1,277,000 | 2,997 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,771,000 | 2,643 |
| Other real estate owned | $193,000 | 3,774 |
| Goodwill and other intangibles | $1,272,000 | 893 |
| All other assets | $1,685,000 | 4,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,563,000 | 3,552 |
| Total liabilities | $116,374,000 | 3,539 |
| Total deposits | $114,800,000 | 3,415 |
| Interest-bearing deposits | $98,469,000 | 3,443 |
| Deposits held in domestic offices | $114,800,000 | 3,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,574,000 | 2,215 |
| Total equity capital | $11,189,000 | 3,650 |
| Total bank equity capital | $11,189,000 | 3,650 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $8,971,000 | 1,605 |
| Undivided profits | $968,000 | 9,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 11,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,081,000 | 1,607 |
| Earning assets | $114,967,000 | 3,604 |
| Long-term assets (5+ years) | $9,892,000 | 4,392 |
| Average Assets, year-to-date | $125,655,600 | 3,510 |
| Average Assets, quarterly | $127,418,000 | 3,529 |
| Volatile liabilities | $15,838,000 | 2,887 |
| Insider loans | $2,187,000 | 1,878 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,834,000 | 4,459 |
| Tier 1 (core) risk-based capital | $9,513,000 | 4,186 |
| Tier 2 risk-based capital | $1,117,240 | 2,601 |
| Total risk weighted assets | $89,219,040 | 2,889 |
| Total unused commitments | $5,834,000 | 4,483 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $123,086,000 | 3,757 |
| Cash and due from depository institutions | $6,690,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $31,230,000 | 4,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $78,944,000 | 3,290 |
| Loan loss allowance | $1,258,000 | 3,092 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,909,000 | 2,533 |
| Other real estate owned | $344,000 | 3,994 |
| Goodwill and other intangibles | $1,447,000 | 838 |
| All other assets | $1,522,000 | 4,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,086,000 | 3,757 |
| Total liabilities | $112,726,000 | 3,767 |
| Total deposits | $110,901,000 | 3,643 |
| Interest-bearing deposits | $95,416,000 | 3,694 |
| Deposits held in domestic offices | $110,901,000 | 3,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,262 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,525,000 | 2,328 |
| Total equity capital | $10,360,000 | 3,749 |
| Total bank equity capital | $10,360,000 | 3,749 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $8,971,000 | 1,561 |
| Undivided profits | $139,000 | 12,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 10,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $996,000 | 1,974 |
| Earning assets | $110,174,000 | 3,825 |
| Long-term assets (5+ years) | $11,968,000 | 3,841 |
| Average Assets, year-to-date | $124,078,400 | 3,655 |
| Average Assets, quarterly | $122,418,000 | 3,747 |
| Volatile liabilities | $13,795,000 | 3,195 |
| Insider loans | $599,000 | 1,507 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,297,000 | 5,042 |
| Tier 1 (core) risk-based capital | $8,913,000 | 4,272 |
| Tier 2 risk-based capital | $1,002,000 | 2,904 |
| Total risk weighted assets | $79,904,200 | 3,276 |
| Total unused commitments | $4,297,000 | 5,073 |
| Derivatives | $0 | 651 |