Home > CB&T Bank of East Alabama > Income and Expense
CB&T Bank of East Alabama, Income and Expense
2010-03-31 (YTD Data) | Rank | |
Total interest income | $3,766,000 | 2,116 |
Total interest expense | $686,000 | 3,111 |
Net interest income | $3,080,000 | 1,840 |
Provision for loan and lease losses | $2,935,000 | 567 |
Total noninterest income | $430,000 | 2,247 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $511,000 | 758 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-81,000 | 7,717 |
Total noninterest expense | $2,104,000 | 2,320 |
Salaries and employee benefits | $806,000 | 2,998 |
Premises and equipment expense | $309,000 | 2,149 |
Additional noninterest expense | $989,000 | 1,764 |
Pre-tax net operating income | $-1,529,000 | 7,526 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $-571,000 | 7,724 |
Income before extraordinary items | $-958,000 | 7,459 |
Extraordinary gains, net | $0 | 16 |
Net income | $-958,000 | 7,459 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-958,000 | 7,460 |
Net charge-offs | $2,696,000 | 525 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
Net operating income | $-958,000 | 7,447 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $15,586,000 | 2,161 |
Total interest expense | $3,832,000 | 2,837 |
Net interest income | $11,754,000 | 1,889 |
Provision for loan and lease losses | $4,537,000 | 1,530 |
Total noninterest income | $1,687,000 | 2,380 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $2,080,000 | 830 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $-393,000 | 7,779 |
Total noninterest expense | $8,372,000 | 2,365 |
Salaries and employee benefits | $3,583,000 | 2,725 |
Premises and equipment expense | $1,280,000 | 2,092 |
Additional noninterest expense | $3,509,000 | 2,055 |
Pre-tax net operating income | $532,000 | 3,920 |
Securities gains (losses) | $265,000 | 1,336 |
Applicable income taxes | $270,000 | 2,124 |
Income before extraordinary items | $527,000 | 3,791 |
Extraordinary gains, net | $0 | 34 |
Net income | $527,000 | 3,789 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $527,000 | 3,790 |
Net charge-offs | $1,687,000 | 2,241 |
Cash dividends | $775,000 | 1,983 |
Sale, conversion, retirement of capital stock, net | $32,000 | 1,143 |
Net operating income | $352,100 | 4,246 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $11,704,000 | 2,193 |
Total interest expense | $2,996,000 | 2,865 |
Net interest income | $8,708,000 | 1,906 |
Provision for loan and lease losses | $3,153,000 | 1,439 |
Total noninterest income | $1,164,000 | 2,560 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $1,537,000 | 837 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $-373,000 | 7,934 |
Total noninterest expense | $6,257,000 | 2,361 |
Salaries and employee benefits | $2,693,000 | 2,739 |
Premises and equipment expense | $968,000 | 2,093 |
Additional noninterest expense | $2,596,000 | 2,035 |
Pre-tax net operating income | $462,000 | 4,001 |
Securities gains (losses) | $265,000 | 1,087 |
Applicable income taxes | $243,000 | 2,130 |
Income before extraordinary items | $484,000 | 3,747 |
Extraordinary gains, net | $0 | 27 |
Net income | $484,000 | 3,745 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $484,000 | 3,746 |
Net charge-offs | $1,160,000 | 2,041 |
Cash dividends | $775,000 | 1,533 |
Sale, conversion, retirement of capital stock, net | $24,000 | 1,062 |
Net operating income | $306,450 | 4,340 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $7,780,000 | 2,228 |
Total interest expense | $2,036,000 | 2,923 |
Net interest income | $5,744,000 | 1,909 |
Provision for loan and lease losses | $1,853,000 | 1,463 |
Total noninterest income | $901,000 | 2,341 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $996,000 | 843 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $-95,000 | 7,956 |
Total noninterest expense | $4,159,000 | 2,407 |
Salaries and employee benefits | $1,806,000 | 2,760 |
Premises and equipment expense | $633,000 | 2,155 |
Additional noninterest expense | $1,720,000 | 2,058 |
Pre-tax net operating income | $633,000 | 2,925 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $221,000 | 1,858 |
Income before extraordinary items | $412,000 | 3,427 |
Extraordinary gains, net | $0 | 21 |
Net income | $412,000 | 3,423 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $412,000 | 3,425 |
Net charge-offs | $584,000 | 2,166 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $29,000 | 931 |
Net operating income | $412,000 | 3,310 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,923,000 | 2,245 |
Total interest expense | $1,079,000 | 2,882 |
Net interest income | $2,844,000 | 1,921 |
Provision for loan and lease losses | $1,333,000 | 995 |
Total noninterest income | $634,000 | 1,819 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $488,000 | 840 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $146,000 | 3,009 |
Total noninterest expense | $1,951,000 | 2,482 |
Salaries and employee benefits | $918,000 | 2,753 |
Premises and equipment expense | $314,000 | 2,215 |
Additional noninterest expense | $719,000 | 2,183 |
Pre-tax net operating income | $194,000 | 4,097 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $67,000 | 2,596 |
Income before extraordinary items | $127,000 | 4,613 |
Extraordinary gains, net | $0 | 15 |
Net income | $127,000 | 4,617 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $127,000 | 4,616 |
Net charge-offs | $423,000 | 1,490 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $14,000 | 825 |
Net operating income | $127,000 | 4,443 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $18,624,000 | 2,048 |
Total interest expense | $7,770,000 | 2,023 |
Net interest income | $10,854,000 | 2,045 |
Provision for loan and lease losses | $1,975,000 | 1,812 |
Total noninterest income | $2,367,000 | 1,893 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $1,896,000 | 949 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $471,000 | 3,279 |
Total noninterest expense | $8,157,000 | 2,341 |
Salaries and employee benefits | $3,994,000 | 2,511 |
Premises and equipment expense | $1,361,000 | 2,007 |
Additional noninterest expense | $2,802,000 | 2,135 |
Pre-tax net operating income | $3,089,000 | 1,748 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $1,104,000 | 1,110 |
Income before extraordinary items | $1,985,000 | 2,014 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,985,000 | 2,016 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,349,000 | 1,658 |
Cash dividends | $1,496,000 | 1,745 |
Sale, conversion, retirement of capital stock, net | $63,000 | 1,086 |
Net operating income | $1,985,000 | 2,132 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $14,364,000 | 2,029 |
Total interest expense | $6,126,000 | 2,020 |
Net interest income | $8,238,000 | 2,035 |
Provision for loan and lease losses | $197,000 | 4,243 |
Total noninterest income | $1,970,000 | 1,790 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $1,410,000 | 951 |
Trading account gains and fees | $-3,000 | 8,262 |
Additional Noninterest Income | $563,000 | 2,619 |
Total noninterest expense | $6,073,000 | 2,346 |
Salaries and employee benefits | $2,992,000 | 2,549 |
Premises and equipment expense | $968,000 | 2,103 |
Additional noninterest expense | $2,113,000 | 2,059 |
Pre-tax net operating income | $3,938,000 | 1,264 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $1,450,000 | 861 |
Income before extraordinary items | $2,488,000 | 1,466 |
Extraordinary gains, net | $0 | 31 |
Net income | $2,488,000 | 1,464 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $594,000 | 1,775 |
Cash dividends | $997,000 | 1,840 |
Sale, conversion, retirement of capital stock, net | $47,000 | 962 |
Net operating income | $2,488,000 | 1,544 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $9,823,000 | 2,015 |
Total interest expense | $4,304,000 | 2,008 |
Net interest income | $5,519,000 | 2,024 |
Provision for loan and lease losses | $35,000 | 5,494 |
Total noninterest income | $1,326,000 | 1,802 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $932,000 | 943 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $394,000 | 2,615 |
Total noninterest expense | $4,026,000 | 2,365 |
Salaries and employee benefits | $1,982,000 | 2,593 |
Premises and equipment expense | $636,000 | 2,124 |
Additional noninterest expense | $1,408,000 | 2,036 |
Pre-tax net operating income | $2,784,000 | 1,266 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $1,024,000 | 923 |
Income before extraordinary items | $1,760,000 | 1,557 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,760,000 | 1,557 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $138,000 | 2,641 |
Cash dividends | $499,000 | 2,310 |
Sale, conversion, retirement of capital stock, net | $39,000 | 829 |
Net operating income | $1,760,000 | 1,524 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $5,192,000 | 1,957 |
Total interest expense | $2,341,000 | 1,978 |
Net interest income | $2,851,000 | 1,959 |
Provision for loan and lease losses | $-253,000 | 8,473 |
Total noninterest income | $653,000 | 1,835 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $487,000 | 887 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $166,000 | 2,870 |
Total noninterest expense | $1,978,000 | 2,391 |
Salaries and employee benefits | $1,037,000 | 2,503 |
Premises and equipment expense | $310,000 | 2,195 |
Additional noninterest expense | $631,000 | 2,221 |
Pre-tax net operating income | $1,779,000 | 1,076 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $652,000 | 826 |
Income before extraordinary items | $1,127,000 | 1,342 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,127,000 | 1,345 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 3,665 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $20,000 | 699 |
Net operating income | $1,127,000 | 1,301 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $21,350,000 | 1,976 |
Total interest expense | $10,051,000 | 1,940 |
Net interest income | $11,299,000 | 2,010 |
Provision for loan and lease losses | $2,795,000 | 655 |
Total noninterest income | $2,783,000 | 1,731 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $2,200,000 | 811 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $583,000 | 3,054 |
Total noninterest expense | $7,615,000 | 2,398 |
Salaries and employee benefits | $3,784,000 | 2,619 |
Premises and equipment expense | $1,097,000 | 2,367 |
Additional noninterest expense | $2,734,000 | 2,014 |
Pre-tax net operating income | $3,672,000 | 2,124 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $1,357,000 | 1,511 |
Income before extraordinary items | $2,315,000 | 2,530 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,315,000 | 2,529 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,856,000 | 651 |
Cash dividends | $2,442,000 | 1,408 |
Sale, conversion, retirement of capital stock, net | $90,000 | 959 |
Net operating income | $2,315,000 | 2,521 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $15,914,000 | 1,991 |
Total interest expense | $7,466,000 | 1,957 |
Net interest income | $8,448,000 | 2,030 |
Provision for loan and lease losses | $1,819,000 | 559 |
Total noninterest income | $2,046,000 | 1,762 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $1,630,000 | 802 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $416,000 | 3,137 |
Total noninterest expense | $5,698,000 | 2,381 |
Salaries and employee benefits | $2,866,000 | 2,588 |
Premises and equipment expense | $823,000 | 2,346 |
Additional noninterest expense | $2,009,000 | 1,994 |
Pre-tax net operating income | $2,977,000 | 2,123 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $1,060,000 | 1,573 |
Income before extraordinary items | $1,917,000 | 2,461 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,917,000 | 2,459 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,107,000 | 605 |
Cash dividends | $2,045,000 | 1,191 |
Sale, conversion, retirement of capital stock, net | $73,000 | 822 |
Net operating income | $1,917,000 | 2,436 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $10,485,000 | 2,025 |
Total interest expense | $4,845,000 | 2,002 |
Net interest income | $5,640,000 | 2,054 |
Provision for loan and lease losses | $1,473,000 | 434 |
Total noninterest income | $1,394,000 | 1,759 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $1,053,000 | 844 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $341,000 | 2,820 |
Total noninterest expense | $3,636,000 | 2,517 |
Salaries and employee benefits | $1,861,000 | 2,678 |
Premises and equipment expense | $504,000 | 2,575 |
Additional noninterest expense | $1,271,000 | 2,114 |
Pre-tax net operating income | $1,925,000 | 2,235 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $698,000 | 1,660 |
Income before extraordinary items | $1,227,000 | 2,588 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,227,000 | 2,587 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $827,000 | 508 |
Cash dividends | $840,000 | 1,761 |
Sale, conversion, retirement of capital stock, net | $51,000 | 735 |
Net operating income | $1,227,000 | 2,568 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $5,151,000 | 2,060 |
Total interest expense | $2,350,000 | 2,038 |
Net interest income | $2,801,000 | 2,069 |
Provision for loan and lease losses | $565,000 | 485 |
Total noninterest income | $682,000 | 1,773 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $505,000 | 848 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $177,000 | 2,735 |
Total noninterest expense | $1,822,000 | 2,518 |
Salaries and employee benefits | $918,000 | 2,741 |
Premises and equipment expense | $261,000 | 2,482 |
Additional noninterest expense | $643,000 | 2,041 |
Pre-tax net operating income | $1,096,000 | 2,013 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $401,000 | 1,518 |
Income before extraordinary items | $695,000 | 2,344 |
Extraordinary gains, net | $0 | 22 |
Net income | $695,000 | 2,343 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $547,000 | 391 |
Cash dividends | $568,000 | 1,278 |
Sale, conversion, retirement of capital stock, net | $32,000 | 574 |
Net operating income | $695,000 | 2,325 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $19,248,000 | 2,055 |
Total interest expense | $7,976,000 | 2,054 |
Net interest income | $11,272,000 | 2,064 |
Provision for loan and lease losses | $540,000 | 1,783 |
Total noninterest income | $2,239,000 | 2,051 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $2,091,000 | 843 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $148,000 | 5,635 |
Total noninterest expense | $6,722,000 | 2,603 |
Salaries and employee benefits | $3,338,000 | 2,846 |
Premises and equipment expense | $915,000 | 2,681 |
Additional noninterest expense | $2,469,000 | 2,125 |
Pre-tax net operating income | $6,249,000 | 1,546 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $2,302,000 | 1,193 |
Income before extraordinary items | $3,947,000 | 1,809 |
Extraordinary gains, net | $0 | 51 |
Net income | $3,947,000 | 1,811 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $305,000 | 1,653 |
Cash dividends | $1,927,000 | 1,604 |
Sale, conversion, retirement of capital stock, net | $137,000 | 835 |
Net operating income | $3,947,000 | 1,787 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $14,076,000 | 2,087 |
Total interest expense | $5,700,000 | 2,083 |
Net interest income | $8,376,000 | 2,094 |
Provision for loan and lease losses | $390,000 | 1,736 |
Total noninterest income | $2,094,000 | 1,745 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $1,611,000 | 821 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $483,000 | 2,908 |
Total noninterest expense | $5,087,000 | 2,587 |
Salaries and employee benefits | $2,588,000 | 2,763 |
Premises and equipment expense | $675,000 | 2,724 |
Additional noninterest expense | $1,824,000 | 2,140 |
Pre-tax net operating income | $4,993,000 | 1,508 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $1,837,000 | 1,170 |
Income before extraordinary items | $3,156,000 | 1,758 |
Extraordinary gains, net | $0 | 45 |
Net income | $3,156,000 | 1,760 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $204,000 | 1,502 |
Cash dividends | $1,359,000 | 1,570 |
Sale, conversion, retirement of capital stock, net | $96,000 | 711 |
Net operating income | $3,156,000 | 1,743 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $8,996,000 | 2,138 |
Total interest expense | $3,566,000 | 2,093 |
Net interest income | $5,430,000 | 2,151 |
Provision for loan and lease losses | $315,000 | 1,403 |
Total noninterest income | $1,399,000 | 1,734 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $1,069,000 | 816 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $330,000 | 2,842 |
Total noninterest expense | $3,258,000 | 2,702 |
Salaries and employee benefits | $1,642,000 | 2,888 |
Premises and equipment expense | $453,000 | 2,703 |
Additional noninterest expense | $1,163,000 | 2,237 |
Pre-tax net operating income | $3,256,000 | 1,542 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $1,196,000 | 1,205 |
Income before extraordinary items | $2,060,000 | 1,769 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,060,000 | 1,770 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $187,000 | 1,147 |
Cash dividends | $1,064,000 | 1,357 |
Sale, conversion, retirement of capital stock, net | $78,000 | 577 |
Net operating income | $2,060,000 | 1,758 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $4,258,000 | 2,202 |
Total interest expense | $1,716,000 | 2,077 |
Net interest income | $2,542,000 | 2,294 |
Provision for loan and lease losses | $165,000 | 1,317 |
Total noninterest income | $683,000 | 1,740 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $505,000 | 832 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $178,000 | 2,701 |
Total noninterest expense | $1,613,000 | 2,715 |
Salaries and employee benefits | $826,000 | 2,887 |
Premises and equipment expense | $232,000 | 2,649 |
Additional noninterest expense | $555,000 | 2,309 |
Pre-tax net operating income | $1,447,000 | 1,672 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $536,000 | 1,314 |
Income before extraordinary items | $911,000 | 1,952 |
Extraordinary gains, net | $0 | 21 |
Net income | $911,000 | 1,951 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $92,000 | 1,011 |
Cash dividends | $496,000 | 1,400 |
Sale, conversion, retirement of capital stock, net | $50,000 | 399 |
Net operating income | $911,000 | 1,932 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $14,309,000 | 2,307 |
Total interest expense | $4,494,000 | 2,417 |
Net interest income | $9,815,000 | 2,257 |
Provision for loan and lease losses | $369,000 | 2,415 |
Total noninterest income | $2,748,000 | 1,731 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $2,141,000 | 807 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $607,000 | 3,032 |
Total noninterest expense | $5,758,000 | 2,848 |
Salaries and employee benefits | $2,793,000 | 3,163 |
Premises and equipment expense | $872,000 | 2,666 |
Additional noninterest expense | $2,093,000 | 2,381 |
Pre-tax net operating income | $6,436,000 | 1,486 |
Securities gains (losses) | $-1,000 | 6,938 |
Applicable income taxes | $2,368,000 | 1,192 |
Income before extraordinary items | $4,067,000 | 1,724 |
Extraordinary gains, net | $0 | 46 |
Net income | $4,067,000 | 1,723 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $302,000 | 1,726 |
Cash dividends | $1,721,000 | 1,651 |
Sale, conversion, retirement of capital stock, net | $56,000 | 792 |
Net operating income | $4,067,640 | 1,694 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $10,277,000 | 2,357 |
Total interest expense | $3,162,000 | 2,440 |
Net interest income | $7,115,000 | 2,305 |
Provision for loan and lease losses | $269,000 | 2,428 |
Total noninterest income | $2,076,000 | 1,730 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $1,609,000 | 807 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $467,000 | 3,009 |
Total noninterest expense | $4,338,000 | 2,815 |
Salaries and employee benefits | $2,071,000 | 3,172 |
Premises and equipment expense | $662,000 | 2,629 |
Additional noninterest expense | $1,605,000 | 2,293 |
Pre-tax net operating income | $4,584,000 | 1,560 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $1,676,000 | 1,260 |
Income before extraordinary items | $2,908,000 | 1,799 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,908,000 | 1,800 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $385,000 | 1,041 |
Cash dividends | $1,251,000 | 1,523 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $2,908,000 | 1,769 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $6,580,000 | 2,385 |
Total interest expense | $1,965,000 | 2,454 |
Net interest income | $4,615,000 | 2,347 |
Provision for loan and lease losses | $179,000 | 2,381 |
Total noninterest income | $1,351,000 | 1,754 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $1,032,000 | 822 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $319,000 | 2,955 |
Total noninterest expense | $2,872,000 | 2,815 |
Salaries and employee benefits | $1,374,000 | 3,170 |
Premises and equipment expense | $418,000 | 2,729 |
Additional noninterest expense | $1,080,000 | 2,266 |
Pre-tax net operating income | $2,915,000 | 1,603 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $1,065,000 | 1,301 |
Income before extraordinary items | $1,850,000 | 1,847 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,850,000 | 1,847 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $144,000 | 1,505 |
Cash dividends | $705,000 | 1,734 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,850,000 | 1,811 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $3,135,000 | 2,463 |
Total interest expense | $906,000 | 2,525 |
Net interest income | $2,229,000 | 2,404 |
Provision for loan and lease losses | $62,000 | 2,802 |
Total noninterest income | $665,000 | 1,724 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $482,000 | 846 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $183,000 | 2,627 |
Total noninterest expense | $1,511,000 | 2,695 |
Salaries and employee benefits | $723,000 | 3,038 |
Premises and equipment expense | $210,000 | 2,749 |
Additional noninterest expense | $578,000 | 2,122 |
Pre-tax net operating income | $1,321,000 | 1,731 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $486,000 | 1,388 |
Income before extraordinary items | $835,000 | 2,013 |
Extraordinary gains, net | $0 | 24 |
Net income | $835,000 | 2,014 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $110,000 | 1,051 |
Cash dividends | $346,000 | 1,612 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $835,000 | 1,975 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $11,485,000 | 2,500 |
Total interest expense | $2,184,000 | 3,393 |
Net interest income | $9,301,000 | 2,195 |
Provision for loan and lease losses | $1,338,000 | 805 |
Total noninterest income | $2,715,000 | 1,750 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $2,067,000 | 837 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $648,000 | 2,853 |
Total noninterest expense | $5,647,000 | 2,802 |
Salaries and employee benefits | $3,280,000 | 2,626 |
Premises and equipment expense | $690,000 | 3,162 |
Additional noninterest expense | $1,677,000 | 2,839 |
Pre-tax net operating income | $5,031,000 | 1,691 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $1,844,000 | 1,373 |
Income before extraordinary items | $3,187,000 | 1,968 |
Extraordinary gains, net | $0 | 34 |
Net income | $3,187,000 | 1,968 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $758,000 | 946 |
Cash dividends | $1,112,000 | 2,144 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $3,187,000 | 1,918 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $8,421,000 | 2,513 |
Total interest expense | $1,509,000 | 3,580 |
Net interest income | $6,912,000 | 2,192 |
Provision for loan and lease losses | $788,000 | 972 |
Total noninterest income | $2,031,000 | 1,760 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $1,538,000 | 850 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $493,000 | 2,832 |
Total noninterest expense | $4,469,000 | 2,630 |
Salaries and employee benefits | $2,525,000 | 2,552 |
Premises and equipment expense | $492,000 | 3,292 |
Additional noninterest expense | $1,452,000 | 2,460 |
Pre-tax net operating income | $3,686,000 | 1,738 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $1,350,000 | 1,408 |
Income before extraordinary items | $2,336,000 | 2,011 |
Extraordinary gains, net | $0 | 26 |
Net income | $2,336,000 | 2,012 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $447,000 | 1,066 |
Cash dividends | $1,064,000 | 1,634 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $2,336,000 | 1,955 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $5,435,000 | 2,572 |
Total interest expense | $957,000 | 3,737 |
Net interest income | $4,478,000 | 2,238 |
Provision for loan and lease losses | $646,000 | 787 |
Total noninterest income | $1,325,000 | 1,771 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $997,000 | 864 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $328,000 | 2,830 |
Total noninterest expense | $2,951,000 | 2,655 |
Salaries and employee benefits | $1,683,000 | 2,555 |
Premises and equipment expense | $324,000 | 3,334 |
Additional noninterest expense | $944,000 | 2,514 |
Pre-tax net operating income | $2,206,000 | 1,887 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $806,000 | 1,521 |
Income before extraordinary items | $1,400,000 | 2,202 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,400,000 | 2,203 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $400,000 | 842 |
Cash dividends | $742,000 | 1,630 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,400,000 | 2,137 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,651,000 | 2,627 |
Total interest expense | $465,000 | 3,868 |
Net interest income | $2,186,000 | 2,284 |
Provision for loan and lease losses | $308,000 | 771 |
Total noninterest income | $623,000 | 1,819 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $466,000 | 893 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $157,000 | 2,862 |
Total noninterest expense | $1,449,000 | 2,717 |
Salaries and employee benefits | $846,000 | 2,556 |
Premises and equipment expense | $156,000 | 3,477 |
Additional noninterest expense | $447,000 | 2,622 |
Pre-tax net operating income | $1,052,000 | 1,923 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $384,000 | 1,618 |
Income before extraordinary items | $668,000 | 2,268 |
Extraordinary gains, net | $0 | 16 |
Net income | $668,000 | 2,269 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-19,000 | 8,539 |
Cash dividends | $517,000 | 1,155 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $668,000 | 2,185 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $10,440,000 | 2,705 |
Total interest expense | $2,092,000 | 3,888 |
Net interest income | $8,348,000 | 2,328 |
Provision for loan and lease losses | $2,718,000 | 522 |
Total noninterest income | $2,390,000 | 2,031 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $1,747,000 | 991 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $643,000 | 3,120 |
Total noninterest expense | $5,190,000 | 2,962 |
Salaries and employee benefits | $2,805,000 | 2,944 |
Premises and equipment expense | $643,000 | 3,322 |
Additional noninterest expense | $1,742,000 | 2,702 |
Pre-tax net operating income | $2,830,000 | 2,627 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $1,010,000 | 2,164 |
Income before extraordinary items | $1,820,000 | 3,077 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,820,000 | 3,076 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,621,000 | 449 |
Cash dividends | $1,922,000 | 1,429 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,820,000 | 2,938 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $7,820,000 | 2,756 |
Total interest expense | $1,644,000 | 3,857 |
Net interest income | $6,176,000 | 2,369 |
Provision for loan and lease losses | $2,543,000 | 444 |
Total noninterest income | $1,791,000 | 2,073 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,280,000 | 1,022 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $511,000 | 3,103 |
Total noninterest expense | $3,869,000 | 2,975 |
Salaries and employee benefits | $2,059,000 | 3,007 |
Premises and equipment expense | $472,000 | 3,379 |
Additional noninterest expense | $1,338,000 | 2,641 |
Pre-tax net operating income | $1,555,000 | 3,449 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $544,000 | 2,879 |
Income before extraordinary items | $1,011,000 | 3,955 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,011,000 | 3,954 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,832,000 | 341 |
Cash dividends | $1,557,000 | 1,232 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,011,000 | 3,795 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $5,252,000 | 2,760 |
Total interest expense | $1,176,000 | 3,728 |
Net interest income | $4,076,000 | 2,386 |
Provision for loan and lease losses | $2,295,000 | 359 |
Total noninterest income | $1,169,000 | 2,096 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $825,000 | 1,043 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $344,000 | 3,041 |
Total noninterest expense | $2,568,000 | 2,982 |
Salaries and employee benefits | $1,362,000 | 3,033 |
Premises and equipment expense | $300,000 | 3,489 |
Additional noninterest expense | $906,000 | 2,605 |
Pre-tax net operating income | $382,000 | 5,979 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $115,000 | 4,928 |
Income before extraordinary items | $267,000 | 6,371 |
Extraordinary gains, net | $0 | 30 |
Net income | $267,000 | 6,370 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $846,000 | 575 |
Cash dividends | $1,042,000 | 1,249 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $267,000 | 6,162 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,632,000 | 2,771 |
Total interest expense | $608,000 | 3,708 |
Net interest income | $2,024,000 | 2,397 |
Provision for loan and lease losses | $2,200,000 | 232 |
Total noninterest income | $581,000 | 2,046 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $404,000 | 1,034 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $177,000 | 2,931 |
Total noninterest expense | $1,212,000 | 3,108 |
Salaries and employee benefits | $679,000 | 3,026 |
Premises and equipment expense | $144,000 | 3,607 |
Additional noninterest expense | $389,000 | 2,927 |
Pre-tax net operating income | $-807,000 | 9,252 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $-319,000 | 9,273 |
Income before extraordinary items | $-488,000 | 9,238 |
Extraordinary gains, net | $0 | 21 |
Net income | $-488,000 | 9,234 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,213,000 | 292 |
Cash dividends | $732,000 | 889 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $-488,000 | 9,194 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $11,524,000 | 2,646 |
Total interest expense | $2,830,000 | 3,703 |
Net interest income | $8,694,000 | 2,227 |
Provision for loan and lease losses | $300,000 | 3,409 |
Total noninterest income | $2,237,000 | 1,941 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $1,585,000 | 1,013 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $652,000 | 2,825 |
Total noninterest expense | $5,003,000 | 2,928 |
Salaries and employee benefits | $2,819,000 | 2,791 |
Premises and equipment expense | $597,000 | 3,431 |
Additional noninterest expense | $1,587,000 | 2,832 |
Pre-tax net operating income | $5,628,000 | 1,474 |
Securities gains (losses) | $57,000 | 2,288 |
Applicable income taxes | $2,086,000 | 1,241 |
Income before extraordinary items | $3,599,000 | 1,662 |
Extraordinary gains, net | $0 | 70 |
Net income | $3,599,000 | 1,661 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $202,000 | 2,999 |
Cash dividends | $2,457,000 | 1,120 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $3,562,520 | 1,626 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $13,002,000 | 2,624 |
Total interest expense | $4,990,000 | 3,160 |
Net interest income | $8,012,000 | 2,241 |
Provision for loan and lease losses | $292,000 | 3,281 |
Total noninterest income | $2,071,000 | 1,965 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $1,461,000 | 1,018 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $610,000 | 2,800 |
Total noninterest expense | $4,942,000 | 2,852 |
Salaries and employee benefits | $2,777,000 | 2,685 |
Premises and equipment expense | $592,000 | 3,404 |
Additional noninterest expense | $1,573,000 | 2,762 |
Pre-tax net operating income | $4,849,000 | 1,486 |
Securities gains (losses) | $41,000 | 2,547 |
Applicable income taxes | $1,784,000 | 1,295 |
Income before extraordinary items | $3,106,000 | 1,694 |
Extraordinary gains, net | $0 | 105 |
Net income | $3,106,000 | 1,695 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $102,000 | 4,021 |
Cash dividends | $2,045,000 | 1,295 |
Sale, conversion, retirement of capital stock, net | $56,000 | 724 |
Net operating income | $3,079,760 | 1,633 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $12,657,000 | 2,754 |
Total interest expense | $5,870,000 | 2,842 |
Net interest income | $6,787,000 | 2,621 |
Provision for loan and lease losses | $155,000 | 4,336 |
Total noninterest income | $1,883,000 | 1,959 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $1,436,000 | 939 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $447,000 | 3,127 |
Total noninterest expense | $4,302,000 | 3,132 |
Salaries and employee benefits | $2,299,000 | 3,060 |
Premises and equipment expense | $542,000 | 3,559 |
Additional noninterest expense | $1,461,000 | 2,882 |
Pre-tax net operating income | $4,213,000 | 1,738 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $1,540,000 | 1,475 |
Income before extraordinary items | $2,673,000 | 1,951 |
Extraordinary gains, net | $0 | 38 |
Net income | $2,673,000 | 1,951 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $106,000 | 3,477 |
Cash dividends | $1,573,000 | 1,612 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $2,673,000 | 1,951 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $10,978,000 | 2,939 |
Total interest expense | $4,157,000 | 3,473 |
Net interest income | $6,821,000 | 2,570 |
Provision for loan and lease losses | $200,000 | 3,546 |
Total noninterest income | $1,835,000 | 1,976 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $1,370,000 | 970 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $465,000 | 3,095 |
Total noninterest expense | $4,552,000 | 2,956 |
Salaries and employee benefits | $2,576,000 | 2,724 |
Premises and equipment expense | $548,000 | 3,501 |
Additional noninterest expense | $1,428,000 | 2,980 |
Pre-tax net operating income | $3,904,000 | 1,882 |
Securities gains (losses) | $-2,000 | 8,771 |
Applicable income taxes | $1,460,000 | 1,632 |
Income before extraordinary items | $2,442,000 | 2,146 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,442,000 | 2,147 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $92,000 | 3,732 |
Cash dividends | $2,108,000 | 1,299 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $2,443,280 | 2,111 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $10,785,000 | 2,997 |
Total interest expense | $4,322,000 | 3,427 |
Net interest income | $6,463,000 | 2,650 |
Provision for loan and lease losses | $200,000 | 3,499 |
Total noninterest income | $1,845,000 | 1,954 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $1,316,000 | 943 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $529,000 | 2,874 |
Total noninterest expense | $4,344,000 | 2,982 |
Salaries and employee benefits | $2,589,000 | 2,616 |
Premises and equipment expense | $484,000 | 3,792 |
Additional noninterest expense | $1,271,000 | 3,211 |
Pre-tax net operating income | $3,764,000 | 1,935 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $1,436,000 | 1,696 |
Income before extraordinary items | $2,328,000 | 2,233 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,328,000 | 2,232 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $138,000 | 3,066 |
Cash dividends | $1,547,000 | 1,619 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,328,000 | 2,164 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $10,216,000 | 3,177 |
Total interest expense | $4,133,000 | 3,553 |
Net interest income | $6,083,000 | 2,867 |
Provision for loan and lease losses | $235,000 | 3,109 |
Total noninterest income | $1,667,000 | 2,031 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $1,210,000 | 1,036 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $457,000 | 3,008 |
Total noninterest expense | $4,328,000 | 2,938 |
Salaries and employee benefits | $2,420,000 | 2,729 |
Premises and equipment expense | $508,000 | 3,653 |
Additional noninterest expense | $1,400,000 | 2,913 |
Pre-tax net operating income | $3,187,000 | 2,359 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $1,215,000 | 2,058 |
Income before extraordinary items | $1,972,000 | 2,618 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,972,000 | 2,618 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $219,000 | 2,411 |
Cash dividends | $1,984,000 | 1,335 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,972,000 | 2,572 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $9,678,000 | 3,378 |
Total interest expense | $3,905,000 | 3,800 |
Net interest income | $5,773,000 | 3,064 |
Provision for loan and lease losses | $115,000 | 4,800 |
Total noninterest income | $1,507,000 | 2,289 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $1,079,000 | 1,237 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $428,000 | 3,253 |
Total noninterest expense | $4,015,000 | 3,334 |
Salaries and employee benefits | $2,222,000 | 3,001 |
Premises and equipment expense | $475,000 | 3,931 |
Additional noninterest expense | $1,318,000 | 3,486 |
Pre-tax net operating income | $3,150,000 | 2,267 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,205,000 | 1,988 |
Income before extraordinary items | $1,945,000 | 2,515 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,945,000 | 2,517 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $56,000 | 5,074 |
Cash dividends | $1,653,000 | 1,468 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,945,000 | 2,466 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $9,329,000 | 3,499 |
Total interest expense | $3,799,000 | 3,855 |
Net interest income | $5,530,000 | 3,215 |
Provision for loan and lease losses | $180,000 | 3,223 |
Total noninterest income | $1,238,000 | 2,646 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $940,000 | 1,453 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $298,000 | 4,015 |
Total noninterest expense | $3,770,000 | 3,503 |
Salaries and employee benefits | $2,060,000 | 3,219 |
Premises and equipment expense | $439,000 | 4,194 |
Additional noninterest expense | $1,271,000 | 3,571 |
Pre-tax net operating income | $2,818,000 | 2,561 |
Securities gains (losses) | $4,000 | 2,936 |
Applicable income taxes | $1,092,000 | 2,204 |
Income before extraordinary items | $1,730,000 | 2,852 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,730,000 | 2,850 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 5,295 |
Cash dividends | $1,665,000 | 1,394 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,727,440 | 2,815 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $9,187,000 | 3,278 |
Total interest expense | $2,759,000 | 4,265 |
Net interest income | $6,428,000 | 2,814 |
Provision for loan and lease losses | $535,000 | 1,459 |
Total noninterest income | $1,302,000 | 2,577 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $804,000 | 1,679 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $498,000 | 2,957 |
Total noninterest expense | $4,740,000 | 2,913 |
Salaries and employee benefits | $1,828,000 | 3,568 |
Premises and equipment expense | $396,000 | 4,619 |
Additional noninterest expense | $2,516,000 | 2,122 |
Pre-tax net operating income | $2,455,000 | 2,878 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $953,000 | 2,342 |
Income before extraordinary items | $1,502,000 | 3,169 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,502,000 | 3,181 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $491,000 | 1,393 |
Cash dividends | $649,000 | 2,672 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,502,000 | 3,198 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,729,000 | 3,528 |
Total interest expense | $2,577,000 | 4,679 |
Net interest income | $6,152,000 | 2,958 |
Provision for loan and lease losses | $730,000 | 1,614 |
Total noninterest income | $1,415,000 | 2,557 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $749,000 | 1,823 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $666,000 | 2,682 |
Total noninterest expense | $5,092,000 | 2,809 |
Salaries and employee benefits | $1,667,000 | 3,885 |
Premises and equipment expense | $364,000 | 5,080 |
Additional noninterest expense | $3,061,000 | 1,883 |
Pre-tax net operating income | $1,745,000 | 3,797 |
Securities gains (losses) | $12,000 | 5,266 |
Applicable income taxes | $666,000 | 3,268 |
Income before extraordinary items | $1,091,000 | 4,356 |
Extraordinary gains, net | $55,000 | 2,093 |
Net income | $1,146,000 | 4,308 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $594,000 | 1,591 |
Cash dividends | $331,000 | 4,122 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,083,320 | 4,162 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,521,000 | 4,059 |
Total interest expense | $3,045,000 | 5,092 |
Net interest income | $5,476,000 | 3,343 |
Provision for loan and lease losses | $620,000 | 2,574 |
Total noninterest income | $1,333,000 | 2,627 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $652,000 | 2,090 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $681,000 | 2,591 |
Total noninterest expense | $4,723,000 | 3,022 |
Salaries and employee benefits | $1,431,000 | 4,408 |
Premises and equipment expense | $363,000 | 5,201 |
Additional noninterest expense | $2,929,000 | 2,030 |
Pre-tax net operating income | $1,466,000 | 4,126 |
Securities gains (losses) | $-19,000 | 13,465 |
Applicable income taxes | $564,000 | 3,611 |
Income before extraordinary items | $883,000 | 4,995 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $883,000 | 5,044 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $576,000 | 2,230 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $895,160 | 4,640 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.