Home > CB&T Bank of East Alabama > Assets and Liabilities
CB&T Bank of East Alabama, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 55 | 2,869 |
| Assets and Liabilities | ||
| Total Assets: | $328,496,000 | 2,071 |
| Cash and due from depository institutions | $5,090,000 | 2,869 |
| Interest-bearing balances | $358,000 | 5,994 |
| Securities | $16,045,000 | 4,904 |
| Federal funds sold & reverse repurchase agreements | $42,331,000 | 189 |
| Net loans & leases | $240,938,000 | 1,883 |
| Loan loss allowance | $7,421,000 | 1,156 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $16,512,000 | 718 |
| Other real estate owned | $241,000 | 2,869 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,339,000 | 2,581 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $328,496,000 | 2,071 |
| Total liabilities | $301,017,000 | 2,047 |
| Total deposits | $284,503,000 | 1,978 |
| Interest-bearing deposits | $240,788,000 | 2,026 |
| Deposits held in domestic offices | $284,503,000 | 1,976 |
| % insured | 89.29% | 3,953 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,514,000 | 2,607 |
| Total equity capital | $27,479,000 | 2,422 |
| Total bank equity capital | $27,479,000 | 2,420 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $11,835,000 | 2,383 |
| Undivided profits | $15,643,000 | 2,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,393,000 | 2,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,367,000 | 2,383 |
| Earning assets | $299,672,000 | 2,086 |
| Long-term assets (5+ years) | $24,371,000 | 3,810 |
| Average Assets, year-to-date | $311,655,500 | 2,184 |
| Average Assets, quarterly | $311,655,500 | 2,184 |
| Volatile liabilities | $72,417,000 | 2,006 |
| Insider loans | $3,135,000 | 2,199 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,178,000 | 3,421 |
| Tier 1 (core) risk-based capital | $27,191,000 | 2,317 |
| Tier 2 risk-based capital | $3,310,000 | 1,712 |
| Total risk weighted assets | $260,876,000 | 1,824 |
| Total unused commitments | $14,178,000 | 3,424 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 56 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $294,815,000 | 2,290 |
| Cash and due from depository institutions | $4,515,000 | 2,860 |
| Interest-bearing balances | $358,000 | 5,828 |
| Securities | $19,618,000 | 4,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $246,151,000 | 1,887 |
| Loan loss allowance | $7,182,000 | 1,188 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $16,666,000 | 723 |
| Other real estate owned | $839,000 | 2,860 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,026,000 | 2,722 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $294,815,000 | 2,290 |
| Total liabilities | $266,333,000 | 2,288 |
| Total deposits | $260,369,000 | 2,153 |
| Interest-bearing deposits | $218,792,000 | 2,191 |
| Deposits held in domestic offices | $260,369,000 | 2,151 |
| % insured | 88.02% | 4,374 |
| Federal funds purchased & repurchase agreements | $4,459,000 | 1,505 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,505,000 | 2,654 |
| Total equity capital | $28,482,000 | 2,321 |
| Total bank equity capital | $28,482,000 | 2,318 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $11,833,000 | 2,384 |
| Undivided profits | $16,648,000 | 1,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,438,000 | 2,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,509,000 | 2,252 |
| Earning assets | $266,127,000 | 2,320 |
| Long-term assets (5+ years) | $25,601,000 | 3,686 |
| Average Assets, year-to-date | $305,877,400 | 2,181 |
| Average Assets, quarterly | $306,658,000 | 2,215 |
| Volatile liabilities | $75,186,000 | 1,949 |
| Insider loans | $4,326,000 | 1,760 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $17,492,000 | 3,017 |
| Tier 1 (core) risk-based capital | $28,147,000 | 2,222 |
| Tier 2 risk-based capital | $3,280,000 | 1,745 |
| Total risk weighted assets | $257,875,000 | 1,888 |
| Total unused commitments | $17,492,000 | 3,018 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 57 | 2,828 |
| Assets and Liabilities | ||
| Total Assets: | $318,501,000 | 2,165 |
| Cash and due from depository institutions | $6,468,000 | 2,828 |
| Interest-bearing balances | $1,539,000 | 4,569 |
| Securities | $20,223,000 | 4,418 |
| Federal funds sold & reverse repurchase agreements | $22,305,000 | 391 |
| Net loans & leases | $246,635,000 | 1,915 |
| Loan loss allowance | $6,325,000 | 1,259 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $16,694,000 | 727 |
| Other real estate owned | $1,303,000 | 2,828 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,873,000 | 3,157 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $318,501,000 | 2,165 |
| Total liabilities | $292,454,000 | 2,123 |
| Total deposits | $275,110,000 | 2,025 |
| Interest-bearing deposits | $233,623,000 | 2,071 |
| Deposits held in domestic offices | $275,110,000 | 2,023 |
| % insured | 88.67% | 4,392 |
| Federal funds purchased & repurchase agreements | $48,000 | 2,835 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,176,000 | 2,281 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,120,000 | 2,243 |
| Total equity capital | $26,047,000 | 2,576 |
| Total bank equity capital | $26,047,000 | 2,575 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $9,325,000 | 2,833 |
| Undivided profits | $16,721,000 | 2,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,352,000 | 2,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,479,000 | 2,460 |
| Earning assets | $290,702,000 | 2,175 |
| Long-term assets (5+ years) | $27,178,000 | 3,567 |
| Average Assets, year-to-date | $308,643,000 | 2,183 |
| Average Assets, quarterly | $314,110,500 | 2,178 |
| Volatile liabilities | $86,337,000 | 1,756 |
| Insider loans | $4,121,000 | 1,837 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,734,000 | 2,981 |
| Tier 1 (core) risk-based capital | $25,596,000 | 2,479 |
| Tier 2 risk-based capital | $3,337,000 | 1,737 |
| Total risk weighted assets | $264,258,000 | 1,877 |
| Total unused commitments | $18,734,000 | 2,982 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 57 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $309,720,000 | 2,218 |
| Cash and due from depository institutions | $6,237,000 | 2,879 |
| Interest-bearing balances | $472,000 | 5,372 |
| Securities | $27,317,000 | 3,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $253,746,000 | 1,900 |
| Loan loss allowance | $5,601,000 | 1,360 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $16,823,000 | 739 |
| Other real estate owned | $655,000 | 2,879 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,942,000 | 3,142 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $309,720,000 | 2,218 |
| Total liabilities | $282,788,000 | 2,200 |
| Total deposits | $263,954,000 | 2,098 |
| Interest-bearing deposits | $222,878,000 | 2,151 |
| Deposits held in domestic offices | $263,954,000 | 2,096 |
| % insured | 74.46% | 5,151 |
| Federal funds purchased & repurchase agreements | $1,297,000 | 2,239 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,179,000 | 2,363 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,358,000 | 2,101 |
| Total equity capital | $26,932,000 | 2,494 |
| Total bank equity capital | $26,932,000 | 2,493 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $9,330,000 | 2,836 |
| Undivided profits | $17,601,000 | 1,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,621,000 | 2,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,102,000 | 264 |
| Income earned, not collected on loans | $1,591,000 | 2,202 |
| Earning assets | $281,535,000 | 2,230 |
| Long-term assets (5+ years) | $35,744,000 | 2,934 |
| Average Assets, year-to-date | $305,357,000 | 2,225 |
| Average Assets, quarterly | $306,063,500 | 2,229 |
| Volatile liabilities | $88,838,000 | 1,714 |
| Insider loans | $4,125,000 | 1,874 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,698,000 | 2,973 |
| Tier 1 (core) risk-based capital | $26,304,000 | 2,440 |
| Tier 2 risk-based capital | $3,360,000 | 1,709 |
| Total risk weighted assets | $266,840,000 | 1,903 |
| Total unused commitments | $19,698,000 | 2,974 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 60 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $302,407,000 | 2,266 |
| Cash and due from depository institutions | $5,321,000 | 2,759 |
| Interest-bearing balances | $533,000 | 4,925 |
| Securities | $27,578,000 | 3,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $246,736,000 | 1,953 |
| Loan loss allowance | $5,242,000 | 1,372 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $16,952,000 | 735 |
| Other real estate owned | $1,190,000 | 2,759 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,630,000 | 3,268 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $302,407,000 | 2,266 |
| Total liabilities | $275,693,000 | 2,242 |
| Total deposits | $230,553,000 | 2,347 |
| Interest-bearing deposits | $217,665,000 | 2,183 |
| Deposits held in domestic offices | $230,553,000 | 2,344 |
| % insured | 74.44% | 5,236 |
| Federal funds purchased & repurchase agreements | $27,482,000 | 624 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,182,000 | 2,410 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,476,000 | 1,982 |
| Total equity capital | $26,714,000 | 2,532 |
| Total bank equity capital | $26,714,000 | 2,531 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $9,316,000 | 2,821 |
| Undivided profits | $17,397,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,227,000 | 2,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,641,000 | 2,185 |
| Earning assets | $274,847,000 | 2,278 |
| Long-term assets (5+ years) | $35,913,000 | 2,919 |
| Average Assets, year-to-date | $303,175,500 | 2,248 |
| Average Assets, quarterly | $303,175,500 | 2,248 |
| Volatile liabilities | $105,169,000 | 1,479 |
| Insider loans | $4,597,000 | 1,699 |
| FHLB advances | $15,000,000 | 2,300 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $22,032,000 | 2,881 |
| Tier 1 (core) risk-based capital | $26,005,000 | 2,478 |
| Tier 2 risk-based capital | $3,460,000 | 1,668 |
| Total risk weighted assets | $274,983,000 | 1,859 |
| Total unused commitments | $22,032,000 | 2,884 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 69 | 2,445 |
| Assets and Liabilities | ||
| Total Assets: | $303,944,000 | 2,241 |
| Cash and due from depository institutions | $4,949,000 | 2,445 |
| Interest-bearing balances | $562,000 | 4,277 |
| Securities | $27,860,000 | 3,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $248,557,000 | 1,956 |
| Loan loss allowance | $4,333,000 | 1,578 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $17,092,000 | 737 |
| Other real estate owned | $855,000 | 2,445 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $4,631,000 | 3,304 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $303,944,000 | 2,241 |
| Total liabilities | $277,258,000 | 2,212 |
| Total deposits | $241,851,000 | 2,221 |
| Interest-bearing deposits | $229,101,000 | 2,039 |
| Deposits held in domestic offices | $241,851,000 | 2,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,944,000 | 894 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,184,000 | 2,598 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,279,000 | 1,585 |
| Total equity capital | $26,686,000 | 2,502 |
| Total bank equity capital | $26,686,000 | 2,502 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $9,302,000 | 2,802 |
| Undivided profits | $17,383,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,295,000 | 2,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,886,000 | 1,976 |
| Earning assets | $276,979,000 | 2,247 |
| Long-term assets (5+ years) | $39,774,000 | 2,685 |
| Average Assets, year-to-date | $314,649,400 | 2,125 |
| Average Assets, quarterly | $305,702,000 | 2,216 |
| Volatile liabilities | $94,884,000 | 1,585 |
| Insider loans | $4,144,000 | 1,897 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $20,318,000 | 3,036 |
| Tier 1 (core) risk-based capital | $25,863,000 | 2,460 |
| Tier 2 risk-based capital | $3,422,000 | 1,663 |
| Total risk weighted assets | $274,427,000 | 1,870 |
| Total unused commitments | $20,318,000 | 3,036 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 74 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $307,460,000 | 2,213 |
| Cash and due from depository institutions | $7,266,000 | 2,315 |
| Interest-bearing balances | $595,000 | 3,483 |
| Securities | $27,948,000 | 3,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $249,241,000 | 1,953 |
| Loan loss allowance | $3,310,000 | 1,795 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $17,212,000 | 719 |
| Other real estate owned | $1,263,000 | 2,315 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,530,000 | 3,378 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $307,460,000 | 2,213 |
| Total liabilities | $280,401,000 | 2,178 |
| Total deposits | $255,648,000 | 2,081 |
| Interest-bearing deposits | $242,606,000 | 1,907 |
| Deposits held in domestic offices | $255,648,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,024,000 | 1,623 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $15,187,000 | 2,606 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,542,000 | 1,492 |
| Total equity capital | $27,059,000 | 2,499 |
| Total bank equity capital | $27,059,000 | 2,499 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $9,286,000 | 2,795 |
| Undivided profits | $17,772,000 | 1,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $985,000 | 4,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,878,000 | 2,128 |
| Earning assets | $277,784,000 | 2,232 |
| Long-term assets (5+ years) | $38,473,000 | 2,719 |
| Average Assets, year-to-date | $317,325,750 | 2,110 |
| Average Assets, quarterly | $315,289,500 | 2,157 |
| Volatile liabilities | $55,589,000 | 2,459 |
| Insider loans | $4,470,000 | 1,771 |
| FHLB advances | $15,000,000 | 2,501 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $24,848,000 | 2,821 |
| Tier 1 (core) risk-based capital | $26,848,000 | 2,424 |
| Tier 2 risk-based capital | $3,343,000 | 1,652 |
| Total risk weighted assets | $276,778,000 | 1,844 |
| Total unused commitments | $24,848,000 | 2,823 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 77 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $323,119,000 | 2,115 |
| Cash and due from depository institutions | $14,746,000 | 2,260 |
| Interest-bearing balances | $232,000 | 4,211 |
| Securities | $28,387,000 | 3,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $256,871,000 | 1,877 |
| Loan loss allowance | $3,604,000 | 1,618 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,344,000 | 694 |
| Other real estate owned | $627,000 | 2,260 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,144,000 | 3,048 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $323,119,000 | 2,115 |
| Total liabilities | $296,294,000 | 2,069 |
| Total deposits | $254,569,000 | 2,078 |
| Interest-bearing deposits | $241,246,000 | 1,919 |
| Deposits held in domestic offices | $254,569,000 | 2,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,702,000 | 1,039 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $23,189,000 | 1,988 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,834,000 | 1,781 |
| Total equity capital | $26,825,000 | 2,526 |
| Total bank equity capital | $26,825,000 | 2,526 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $9,278,000 | 2,788 |
| Undivided profits | $17,546,000 | 1,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $815,000 | 4,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,105,000 | 1,799 |
| Earning assets | $285,490,000 | 2,178 |
| Long-term assets (5+ years) | $41,181,000 | 2,578 |
| Average Assets, year-to-date | $320,614,330 | 2,092 |
| Average Assets, quarterly | $320,312,000 | 2,110 |
| Volatile liabilities | $68,746,000 | 2,041 |
| Insider loans | $4,917,000 | 1,605 |
| FHLB advances | $23,000,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $29,481,000 | 2,570 |
| Tier 1 (core) risk-based capital | $26,612,000 | 2,447 |
| Tier 2 risk-based capital | $3,635,000 | 1,512 |
| Total risk weighted assets | $290,836,000 | 1,767 |
| Total unused commitments | $29,481,000 | 2,571 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 77 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $317,505,000 | 2,142 |
| Cash and due from depository institutions | $6,756,000 | 2,249 |
| Interest-bearing balances | $211,000 | 4,353 |
| Securities | $27,214,000 | 3,672 |
| Federal funds sold & reverse repurchase agreements | $2,456,000 | 4,636 |
| Net loans & leases | $258,418,000 | 1,829 |
| Loan loss allowance | $3,441,000 | 1,650 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $17,445,000 | 679 |
| Other real estate owned | $297,000 | 2,249 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,919,000 | 3,069 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $317,505,000 | 2,142 |
| Total liabilities | $290,388,000 | 2,088 |
| Total deposits | $262,386,000 | 2,030 |
| Interest-bearing deposits | $247,187,000 | 1,878 |
| Deposits held in domestic offices | $262,386,000 | 2,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,371,000 | 2,437 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $23,192,000 | 1,831 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,439,000 | 1,628 |
| Total equity capital | $27,117,000 | 2,564 |
| Total bank equity capital | $27,117,000 | 2,564 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $9,259,000 | 2,769 |
| Undivided profits | $17,857,000 | 1,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,167,000 | 1,779 |
| Earning assets | $288,299,000 | 2,154 |
| Long-term assets (5+ years) | $40,694,000 | 2,495 |
| Average Assets, year-to-date | $319,362,000 | 2,102 |
| Average Assets, quarterly | $319,362,000 | 2,102 |
| Volatile liabilities | $43,545,000 | 2,904 |
| Insider loans | $3,158,000 | 2,289 |
| FHLB advances | $23,000,000 | 1,748 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $27,767,000 | 2,743 |
| Tier 1 (core) risk-based capital | $26,458,000 | 2,465 |
| Tier 2 risk-based capital | $3,441,000 | 1,554 |
| Total risk weighted assets | $285,884,000 | 1,753 |
| Total unused commitments | $27,767,000 | 2,745 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 76 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $321,219,000 | 2,078 |
| Cash and due from depository institutions | $6,505,000 | 2,275 |
| Interest-bearing balances | $241,000 | 3,826 |
| Securities | $29,713,000 | 3,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $262,328,000 | 1,805 |
| Loan loss allowance | $3,707,000 | 1,505 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $16,734,000 | 716 |
| Other real estate owned | $207,000 | 2,275 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,732,000 | 2,778 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $321,219,000 | 2,078 |
| Total liabilities | $295,631,000 | 2,022 |
| Total deposits | $227,959,000 | 2,279 |
| Interest-bearing deposits | $214,129,000 | 2,124 |
| Deposits held in domestic offices | $227,959,000 | 2,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,021,000 | 539 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,194,000 | 1,720 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,457,000 | 2,096 |
| Total equity capital | $25,588,000 | 2,662 |
| Total bank equity capital | $25,588,000 | 2,662 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $9,239,000 | 2,743 |
| Undivided profits | $16,348,000 | 2,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,873,000 | 1,419 |
| Earning assets | $292,282,000 | 2,088 |
| Long-term assets (5+ years) | $30,298,000 | 2,872 |
| Average Assets, year-to-date | $299,030,600 | 2,151 |
| Average Assets, quarterly | $311,020,500 | 2,125 |
| Volatile liabilities | $81,097,000 | 1,725 |
| Insider loans | $3,197,000 | 2,245 |
| FHLB advances | $23,000,000 | 1,632 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,377,000 | 3,328 |
| Tier 1 (core) risk-based capital | $25,312,000 | 2,551 |
| Tier 2 risk-based capital | $3,569,000 | 1,491 |
| Total risk weighted assets | $285,421,000 | 1,750 |
| Total unused commitments | $20,377,000 | 3,330 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities | ||
| Total Assets: | $300,822,000 | 2,184 |
| Cash and due from depository institutions | $5,819,000 | 2,280 |
| Interest-bearing balances | $83,000 | 4,877 |
| Securities | $26,917,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $245,119,000 | 1,877 |
| Loan loss allowance | $3,480,000 | 1,545 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $16,352,000 | 713 |
| Other real estate owned | $574,000 | 2,280 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,041,000 | 2,670 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $300,822,000 | 2,184 |
| Total liabilities | $276,021,000 | 2,133 |
| Total deposits | $218,097,000 | 2,344 |
| Interest-bearing deposits | $202,604,000 | 2,204 |
| Deposits held in domestic offices | $218,097,000 | 2,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,099,000 | 619 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,193,000 | 1,606 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,632,000 | 1,992 |
| Total equity capital | $24,801,000 | 2,711 |
| Total bank equity capital | $24,801,000 | 2,711 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $8,649,000 | 2,821 |
| Undivided profits | $16,151,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,144,000 | 1,379 |
| Earning assets | $272,119,000 | 2,214 |
| Long-term assets (5+ years) | $23,673,000 | 3,241 |
| Average Assets, year-to-date | $293,483,500 | 2,183 |
| Average Assets, quarterly | $299,482,000 | 2,185 |
| Volatile liabilities | $65,034,000 | 2,060 |
| Insider loans | $3,098,000 | 2,273 |
| FHLB advances | $23,000,000 | 1,524 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $31,320,000 | 2,547 |
| Tier 1 (core) risk-based capital | $24,723,000 | 2,596 |
| Tier 2 risk-based capital | $3,424,000 | 1,535 |
| Total risk weighted assets | $273,891,000 | 1,780 |
| Total unused commitments | $31,320,000 | 2,547 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 77 | 2,282 |
| Assets and Liabilities | ||
| Total Assets: | $298,142,000 | 2,215 |
| Cash and due from depository institutions | $4,833,000 | 2,282 |
| Interest-bearing balances | $319,000 | 3,487 |
| Securities | $27,014,000 | 3,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $246,446,000 | 1,878 |
| Loan loss allowance | $3,414,000 | 1,574 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $13,698,000 | 857 |
| Other real estate owned | $261,000 | 2,282 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,890,000 | 2,698 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $298,142,000 | 2,215 |
| Total liabilities | $273,064,000 | 2,173 |
| Total deposits | $233,855,000 | 2,233 |
| Interest-bearing deposits | $198,911,000 | 2,249 |
| Deposits held in domestic offices | $233,855,000 | 2,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,704,000 | 1,029 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $23,198,000 | 1,524 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,307,000 | 2,090 |
| Total equity capital | $25,078,000 | 2,672 |
| Total bank equity capital | $25,078,000 | 2,672 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $8,628,000 | 2,814 |
| Undivided profits | $16,449,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,173,000 | 1,265 |
| Earning assets | $273,779,000 | 2,203 |
| Long-term assets (5+ years) | $20,456,000 | 3,430 |
| Average Assets, year-to-date | $291,037,330 | 2,239 |
| Average Assets, quarterly | $295,707,500 | 2,219 |
| Volatile liabilities | $50,104,000 | 2,518 |
| Insider loans | $3,157,000 | 2,221 |
| FHLB advances | $23,000,000 | 1,442 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $24,125,000 | 3,047 |
| Tier 1 (core) risk-based capital | $25,215,000 | 2,567 |
| Tier 2 risk-based capital | $3,364,000 | 1,572 |
| Total risk weighted assets | $269,150,000 | 1,812 |
| Total unused commitments | $24,125,000 | 3,049 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 71 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $293,273,000 | 2,250 |
| Cash and due from depository institutions | $5,869,000 | 2,464 |
| Interest-bearing balances | $74,000 | 5,133 |
| Securities | $25,301,000 | 3,868 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $244,456,000 | 1,873 |
| Loan loss allowance | $2,786,000 | 1,890 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,543,000 | 1,036 |
| Other real estate owned | $0 | 2,464 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,104,000 | 2,580 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $293,273,000 | 2,250 |
| Total liabilities | $268,365,000 | 2,189 |
| Total deposits | $235,282,000 | 2,239 |
| Interest-bearing deposits | $200,384,000 | 2,247 |
| Deposits held in domestic offices | $235,282,000 | 2,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,701,000 | 1,374 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,202,000 | 1,478 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,180,000 | 1,706 |
| Total equity capital | $24,908,000 | 2,698 |
| Total bank equity capital | $24,908,000 | 2,698 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $8,610,000 | 2,775 |
| Undivided profits | $16,297,000 | 2,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,267,000 | 1,176 |
| Earning assets | $269,831,000 | 2,236 |
| Long-term assets (5+ years) | $21,881,000 | 3,254 |
| Average Assets, year-to-date | $287,485,000 | 2,269 |
| Average Assets, quarterly | $287,485,000 | 2,269 |
| Volatile liabilities | $43,103,000 | 2,792 |
| Insider loans | $3,148,000 | 2,197 |
| FHLB advances | $23,000,000 | 1,404 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $43,845,000 | 2,021 |
| Tier 1 (core) risk-based capital | $24,937,000 | 2,564 |
| Tier 2 risk-based capital | $2,786,000 | 1,826 |
| Total risk weighted assets | $266,485,000 | 1,815 |
| Total unused commitments | $43,845,000 | 2,021 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $281,697,000 | 2,307 |
| Cash and due from depository institutions | $6,018,000 | 2,506 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $23,578,000 | 4,087 |
| Federal funds sold & reverse repurchase agreements | $74,000 | 6,274 |
| Net loans & leases | $235,958,000 | 1,910 |
| Loan loss allowance | $2,768,000 | 1,862 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,818,000 | 1,214 |
| Other real estate owned | $137,000 | 2,506 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,114,000 | 2,585 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $281,697,000 | 2,307 |
| Total liabilities | $257,301,000 | 2,262 |
| Total deposits | $230,158,000 | 2,265 |
| Interest-bearing deposits | $197,550,000 | 2,245 |
| Deposits held in domestic offices | $230,158,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,862,000 | 1,277 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,203,000 | 2,006 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,078,000 | 1,698 |
| Total equity capital | $24,396,000 | 2,689 |
| Total bank equity capital | $24,396,000 | 2,689 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $8,293,000 | 2,799 |
| Undivided profits | $16,102,000 | 2,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 3,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,533,000 | 1,127 |
| Earning assets | $259,610,000 | 2,287 |
| Long-term assets (5+ years) | $19,704,000 | 3,399 |
| Average Assets, year-to-date | $269,448,400 | 2,306 |
| Average Assets, quarterly | $280,188,000 | 2,292 |
| Volatile liabilities | $40,880,000 | 3,062 |
| Insider loans | $3,737,000 | 1,880 |
| FHLB advances | $15,000,000 | 1,924 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $46,925,000 | 1,908 |
| Tier 1 (core) risk-based capital | $24,493,000 | 2,556 |
| Tier 2 risk-based capital | $2,768,000 | 1,810 |
| Total risk weighted assets | $259,184,000 | 1,850 |
| Total unused commitments | $46,925,000 | 1,908 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 67 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $278,679,000 | 2,309 |
| Cash and due from depository institutions | $5,623,000 | 2,634 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $25,805,000 | 3,876 |
| Federal funds sold & reverse repurchase agreements | $559,000 | 5,173 |
| Net loans & leases | $232,581,000 | 1,939 |
| Loan loss allowance | $2,719,000 | 1,910 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,941,000 | 1,333 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,170,000 | 2,944 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $278,679,000 | 2,309 |
| Total liabilities | $254,563,000 | 2,264 |
| Total deposits | $222,909,000 | 2,311 |
| Interest-bearing deposits | $186,046,000 | 2,333 |
| Deposits held in domestic offices | $222,909,000 | 2,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,542,000 | 738 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,572 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,112,000 | 1,656 |
| Total equity capital | $24,116,000 | 2,697 |
| Total bank equity capital | $24,116,000 | 2,697 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $8,251,000 | 2,786 |
| Undivided profits | $15,864,000 | 2,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,284,000 | 1,197 |
| Earning assets | $258,945,000 | 2,280 |
| Long-term assets (5+ years) | $19,328,000 | 3,399 |
| Average Assets, year-to-date | $266,386,250 | 2,340 |
| Average Assets, quarterly | $276,039,000 | 2,298 |
| Volatile liabilities | $53,313,000 | 2,506 |
| Insider loans | $4,003,000 | 1,749 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $46,832,000 | 1,950 |
| Tier 1 (core) risk-based capital | $24,229,000 | 2,565 |
| Tier 2 risk-based capital | $2,719,000 | 1,843 |
| Total risk weighted assets | $259,226,000 | 1,842 |
| Total unused commitments | $46,832,000 | 1,950 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 70 | 2,528 |
| Assets and Liabilities | ||
| Total Assets: | $273,399,000 | 2,332 |
| Cash and due from depository institutions | $7,661,000 | 2,528 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $25,593,000 | 3,894 |
| Federal funds sold & reverse repurchase agreements | $529,000 | 5,038 |
| Net loans & leases | $226,853,000 | 1,956 |
| Loan loss allowance | $2,660,000 | 1,927 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,769,000 | 1,504 |
| Other real estate owned | $25,000 | 2,528 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,969,000 | 2,995 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $273,398,000 | 2,332 |
| Total liabilities | $250,338,000 | 2,286 |
| Total deposits | $219,467,000 | 2,328 |
| Interest-bearing deposits | $182,273,000 | 2,363 |
| Deposits held in domestic offices | $219,467,000 | 2,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,363,000 | 761 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,508,000 | 1,831 |
| Total equity capital | $23,060,000 | 2,704 |
| Total bank equity capital | $23,060,000 | 2,704 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $8,233,000 | 2,729 |
| Undivided profits | $14,826,000 | 2,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,916,000 | 1,227 |
| Earning assets | $252,975,000 | 2,305 |
| Long-term assets (5+ years) | $16,365,000 | 3,700 |
| Average Assets, year-to-date | $262,288,670 | 2,385 |
| Average Assets, quarterly | $266,860,000 | 2,364 |
| Volatile liabilities | $127,901,000 | 1,180 |
| Insider loans | $3,975,000 | 1,716 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $44,310,000 | 2,030 |
| Tier 1 (core) risk-based capital | $23,410,000 | 2,601 |
| Tier 2 risk-based capital | $2,660,000 | 1,856 |
| Total risk weighted assets | $254,007,000 | 1,849 |
| Total unused commitments | $44,310,000 | 2,030 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $260,321,000 | 2,409 |
| Cash and due from depository institutions | $5,078,000 | 2,689 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $23,561,000 | 4,178 |
| Federal funds sold & reverse repurchase agreements | $319,000 | 5,861 |
| Net loans & leases | $220,102,000 | 1,952 |
| Loan loss allowance | $2,605,000 | 1,939 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,959,000 | 1,638 |
| Other real estate owned | $25,000 | 2,689 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,277,000 | 3,259 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $260,320,000 | 2,409 |
| Total liabilities | $237,819,000 | 2,382 |
| Total deposits | $201,715,000 | 2,485 |
| Interest-bearing deposits | $164,993,000 | 2,566 |
| Deposits held in domestic offices | $201,715,000 | 2,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,703,000 | 723 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,000,000 | 2,425 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,401,000 | 1,906 |
| Total equity capital | $22,501,000 | 2,730 |
| Total bank equity capital | $22,501,000 | 2,730 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $8,206,000 | 2,663 |
| Undivided profits | $14,294,000 | 2,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 4,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,219,000 | 1,532 |
| Earning assets | $243,982,000 | 2,354 |
| Long-term assets (5+ years) | $22,414,000 | 3,080 |
| Average Assets, year-to-date | $256,733,500 | 2,428 |
| Average Assets, quarterly | $256,733,500 | 2,428 |
| Volatile liabilities | $116,441,000 | 1,209 |
| Insider loans | $4,448,000 | 1,523 |
| FHLB advances | $11,000,000 | 2,315 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $42,214,000 | 2,048 |
| Tier 1 (core) risk-based capital | $22,802,000 | 2,618 |
| Tier 2 risk-based capital | $2,605,000 | 1,856 |
| Total risk weighted assets | $244,818,000 | 1,846 |
| Total unused commitments | $42,214,000 | 2,049 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 66 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $253,146,000 | 2,464 |
| Cash and due from depository institutions | $6,428,000 | 2,650 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $23,808,000 | 4,169 |
| Federal funds sold & reverse repurchase agreements | $518,000 | 5,367 |
| Net loans & leases | $211,348,000 | 2,010 |
| Loan loss allowance | $2,533,000 | 1,965 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,739,000 | 1,656 |
| Other real estate owned | $25,000 | 2,650 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,280,000 | 3,233 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $253,145,000 | 2,464 |
| Total liabilities | $231,059,000 | 2,432 |
| Total deposits | $188,926,000 | 2,609 |
| Interest-bearing deposits | $156,483,000 | 2,660 |
| Deposits held in domestic offices | $188,926,000 | 2,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,361,000 | 642 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,772,000 | 1,637 |
| Total equity capital | $22,086,000 | 2,745 |
| Total bank equity capital | $22,086,000 | 2,745 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $8,155,000 | 2,642 |
| Undivided profits | $13,930,000 | 2,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,187,000 | 1,581 |
| Earning assets | $235,674,000 | 2,415 |
| Long-term assets (5+ years) | $19,824,000 | 3,315 |
| Average Assets, year-to-date | $238,735,600 | 2,481 |
| Average Assets, quarterly | $248,299,000 | 2,469 |
| Volatile liabilities | $107,190,000 | 1,294 |
| Insider loans | $4,088,000 | 1,632 |
| FHLB advances | $11,000,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $39,098,000 | 2,110 |
| Tier 1 (core) risk-based capital | $22,336,000 | 2,629 |
| Tier 2 risk-based capital | $2,533,000 | 1,881 |
| Total risk weighted assets | $242,181,000 | 1,833 |
| Total unused commitments | $39,098,000 | 2,110 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $243,452,000 | 2,497 |
| Cash and due from depository institutions | $6,298,000 | 2,479 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $23,442,000 | 4,167 |
| Federal funds sold & reverse repurchase agreements | $524,000 | 5,116 |
| Net loans & leases | $202,939,000 | 2,045 |
| Loan loss allowance | $2,350,000 | 2,059 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,591,000 | 1,670 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,658,000 | 3,540 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $243,452,000 | 2,497 |
| Total liabilities | $223,170,000 | 2,458 |
| Total deposits | $189,219,000 | 2,552 |
| Interest-bearing deposits | $150,192,000 | 2,681 |
| Deposits held in domestic offices | $189,219,000 | 2,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,526,000 | 757 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,000,000 | 2,527 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,425,000 | 1,790 |
| Total equity capital | $20,282,000 | 2,929 |
| Total bank equity capital | $20,282,000 | 2,929 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $6,981,000 | 2,919 |
| Undivided profits | $13,300,000 | 2,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 4,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,789,000 | 1,898 |
| Earning assets | $226,905,000 | 2,454 |
| Long-term assets (5+ years) | $56,347,000 | 1,607 |
| Average Assets, year-to-date | $235,133,000 | 2,500 |
| Average Assets, quarterly | $239,047,500 | 2,515 |
| Volatile liabilities | $93,253,000 | 1,404 |
| Insider loans | $4,188,000 | 1,567 |
| FHLB advances | $11,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $35,941,000 | 2,221 |
| Tier 1 (core) risk-based capital | $20,472,000 | 2,818 |
| Tier 2 risk-based capital | $2,349,000 | 1,978 |
| Total risk weighted assets | $223,569,000 | 1,924 |
| Total unused commitments | $35,941,000 | 2,223 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 68 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $234,643,000 | 2,534 |
| Cash and due from depository institutions | $7,139,000 | 2,546 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $23,846,000 | 4,161 |
| Federal funds sold & reverse repurchase agreements | $101,000 | 5,540 |
| Net loans & leases | $193,426,000 | 2,099 |
| Loan loss allowance | $2,501,000 | 1,932 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,157,000 | 1,729 |
| Other real estate owned | $0 | 2,546 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,974,000 | 3,234 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $234,643,000 | 2,534 |
| Total liabilities | $214,765,000 | 2,481 |
| Total deposits | $187,111,000 | 2,546 |
| Interest-bearing deposits | $148,820,000 | 2,681 |
| Deposits held in domestic offices | $187,111,000 | 2,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,687,000 | 1,696 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,000,000 | 1,715 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,967,000 | 1,996 |
| Total equity capital | $19,878,000 | 2,942 |
| Total bank equity capital | $19,878,000 | 2,942 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $6,979,000 | 2,869 |
| Undivided profits | $12,898,000 | 2,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 4,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,701,000 | 1,815 |
| Earning assets | $217,373,000 | 2,514 |
| Long-term assets (5+ years) | $53,949,000 | 1,699 |
| Average Assets, year-to-date | $232,360,000 | 2,507 |
| Average Assets, quarterly | $234,839,000 | 2,504 |
| Volatile liabilities | $88,688,000 | 1,432 |
| Insider loans | $4,371,000 | 1,465 |
| FHLB advances | $21,000,000 | 1,620 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $33,994,000 | 2,243 |
| Tier 1 (core) risk-based capital | $19,959,000 | 2,813 |
| Tier 2 risk-based capital | $2,501,000 | 1,838 |
| Total risk weighted assets | $213,618,000 | 1,961 |
| Total unused commitments | $33,994,000 | 2,243 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 64 | 2,665 |
| Assets and Liabilities | ||
| Total Assets: | $235,035,000 | 2,503 |
| Cash and due from depository institutions | $8,096,000 | 2,665 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $23,667,000 | 4,251 |
| Federal funds sold & reverse repurchase agreements | $31,000 | 6,281 |
| Net loans & leases | $193,184,000 | 2,045 |
| Loan loss allowance | $2,418,000 | 1,967 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,150,000 | 1,708 |
| Other real estate owned | $102,000 | 2,665 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,805,000 | 3,308 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $235,035,000 | 2,503 |
| Total liabilities | $215,946,000 | 2,452 |
| Total deposits | $183,632,000 | 2,582 |
| Interest-bearing deposits | $143,793,000 | 2,762 |
| Deposits held in domestic offices | $183,632,000 | 2,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,460,000 | 1,127 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,000,000 | 1,648 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,854,000 | 2,070 |
| Total equity capital | $19,089,000 | 2,965 |
| Total bank equity capital | $19,089,000 | 2,965 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $6,970,000 | 2,830 |
| Undivided profits | $12,118,000 | 2,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 3,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,529,000 | 1,977 |
| Earning assets | $216,882,000 | 2,501 |
| Long-term assets (5+ years) | $53,607,000 | 1,742 |
| Average Assets, year-to-date | $231,218,500 | 2,524 |
| Average Assets, quarterly | $231,218,500 | 2,524 |
| Volatile liabilities | $90,342,000 | 1,342 |
| Insider loans | $4,853,000 | 1,268 |
| FHLB advances | $21,000,000 | 1,546 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,395,000 | 2,223 |
| Tier 1 (core) risk-based capital | $19,303,000 | 2,857 |
| Tier 2 risk-based capital | $2,418,000 | 1,883 |
| Total risk weighted assets | $213,811,000 | 1,919 |
| Total unused commitments | $33,395,000 | 2,228 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 63 | 2,728 |
| Assets and Liabilities | ||
| Total Assets: | $227,402,000 | 2,580 |
| Cash and due from depository institutions | $7,735,000 | 2,728 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $24,051,000 | 4,235 |
| Federal funds sold & reverse repurchase agreements | $41,000 | 6,088 |
| Net loans & leases | $185,734,000 | 2,103 |
| Loan loss allowance | $2,466,000 | 1,916 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,159,000 | 1,679 |
| Other real estate owned | $70,000 | 2,728 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,612,000 | 3,363 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $227,402,000 | 2,580 |
| Total liabilities | $208,617,000 | 2,522 |
| Total deposits | $160,069,000 | 2,884 |
| Interest-bearing deposits | $126,623,000 | 3,042 |
| Deposits held in domestic offices | $160,069,000 | 2,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,777,000 | 648 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $21,000,000 | 1,664 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,771,000 | 2,114 |
| Total equity capital | $18,785,000 | 3,013 |
| Total bank equity capital | $18,785,000 | 3,013 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $6,945,000 | 2,791 |
| Undivided profits | $11,839,000 | 2,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 2,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,572,000 | 1,879 |
| Earning assets | $209,826,000 | 2,569 |
| Long-term assets (5+ years) | $51,622,000 | 1,817 |
| Average Assets, year-to-date | $207,226,800 | 2,687 |
| Average Assets, quarterly | $223,367,000 | 2,589 |
| Volatile liabilities | $83,891,000 | 1,401 |
| Insider loans | $3,747,000 | 1,634 |
| FHLB advances | $21,000,000 | 1,561 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $31,193,000 | 2,257 |
| Tier 1 (core) risk-based capital | $18,780,000 | 2,880 |
| Tier 2 risk-based capital | $2,466,000 | 1,834 |
| Total risk weighted assets | $208,553,000 | 1,944 |
| Total unused commitments | $31,193,000 | 2,257 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 62 | 2,765 |
| Assets and Liabilities | ||
| Total Assets: | $219,332,000 | 2,622 |
| Cash and due from depository institutions | $6,563,000 | 2,765 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $24,598,000 | 4,155 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 5,912 |
| Net loans & leases | $180,818,000 | 2,113 |
| Loan loss allowance | $2,227,000 | 2,098 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,150,000 | 2,460 |
| Other real estate owned | $70,000 | 2,765 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,129,000 | 3,673 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $219,332,000 | 2,622 |
| Total liabilities | $201,222,000 | 2,577 |
| Total deposits | $170,775,000 | 2,706 |
| Interest-bearing deposits | $134,988,000 | 2,853 |
| Deposits held in domestic offices | $170,775,000 | 2,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,748,000 | 999 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,000,000 | 1,968 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,699,000 | 2,176 |
| Total equity capital | $18,110,000 | 3,100 |
| Total bank equity capital | $18,110,000 | 3,100 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $6,936,000 | 2,759 |
| Undivided profits | $11,173,000 | 2,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,016,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,615,000 | 1,883 |
| Earning assets | $205,420,000 | 2,576 |
| Long-term assets (5+ years) | $50,488,000 | 1,867 |
| Average Assets, year-to-date | $202,183,000 | 2,737 |
| Average Assets, quarterly | $214,536,500 | 2,646 |
| Volatile liabilities | $77,198,000 | 1,457 |
| Insider loans | $3,684,000 | 1,596 |
| FHLB advances | $16,000,000 | 1,852 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $30,506,000 | 2,260 |
| Tier 1 (core) risk-based capital | $17,969,000 | 2,984 |
| Tier 2 risk-based capital | $2,227,000 | 1,970 |
| Total risk weighted assets | $198,135,000 | 2,005 |
| Total unused commitments | $30,506,000 | 2,265 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 61 | 2,825 |
| Assets and Liabilities | ||
| Total Assets: | $209,741,000 | 2,700 |
| Cash and due from depository institutions | $5,147,000 | 2,825 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $24,220,000 | 4,259 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 5,859 |
| Net loans & leases | $172,853,000 | 2,162 |
| Loan loss allowance | $2,132,000 | 2,159 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,186,000 | 2,393 |
| Other real estate owned | $198,000 | 2,825 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,131,000 | 3,650 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $209,741,000 | 2,700 |
| Total liabilities | $192,593,000 | 2,638 |
| Total deposits | $161,013,000 | 2,803 |
| Interest-bearing deposits | $127,510,000 | 2,982 |
| Deposits held in domestic offices | $161,013,000 | 2,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,403,000 | 939 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,000,000 | 1,944 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,177,000 | 2,613 |
| Total equity capital | $17,148,000 | 3,150 |
| Total bank equity capital | $17,148,000 | 3,150 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $6,817,000 | 2,768 |
| Undivided profits | $10,330,000 | 2,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 2,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,593,000 | 1,758 |
| Earning assets | $197,079,000 | 2,638 |
| Long-term assets (5+ years) | $48,703,000 | 1,959 |
| Average Assets, year-to-date | $196,466,670 | 2,808 |
| Average Assets, quarterly | $201,419,000 | 2,782 |
| Volatile liabilities | $76,439,000 | 1,436 |
| Insider loans | $3,463,000 | 1,670 |
| FHLB advances | $16,000,000 | 1,828 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $28,776,000 | 2,337 |
| Tier 1 (core) risk-based capital | $17,235,000 | 3,045 |
| Tier 2 risk-based capital | $2,132,000 | 2,017 |
| Total risk weighted assets | $186,628,000 | 2,066 |
| Total unused commitments | $28,776,000 | 2,339 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $193,097,000 | 2,870 |
| Cash and due from depository institutions | $4,037,000 | 2,838 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $23,875,000 | 4,285 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 6,755 |
| Net loans & leases | $158,187,000 | 2,280 |
| Loan loss allowance | $2,213,000 | 2,069 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,044,000 | 2,458 |
| Other real estate owned | $330,000 | 2,838 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,620,000 | 3,953 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $193,097,000 | 2,870 |
| Total liabilities | $177,329,000 | 2,812 |
| Total deposits | $165,013,000 | 2,731 |
| Interest-bearing deposits | $131,199,000 | 2,911 |
| Deposits held in domestic offices | $165,013,000 | 2,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 2,756 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,000,000 | 2,415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,766,000 | 2,146 |
| Total equity capital | $15,768,000 | 3,442 |
| Total bank equity capital | $15,768,000 | 3,442 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $5,552,000 | 3,168 |
| Undivided profits | $10,215,000 | 2,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,394,000 | 2,033 |
| Earning assets | $182,066,000 | 2,803 |
| Long-term assets (5+ years) | $45,031,000 | 2,050 |
| Average Assets, year-to-date | $189,829,500 | 2,894 |
| Average Assets, quarterly | $189,829,500 | 2,894 |
| Volatile liabilities | $61,286,000 | 1,642 |
| Insider loans | $3,459,000 | 1,654 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $24,559,000 | 2,541 |
| Tier 1 (core) risk-based capital | $15,463,000 | 3,331 |
| Tier 2 risk-based capital | $2,178,000 | 1,954 |
| Total risk weighted assets | $174,188,000 | 2,153 |
| Total unused commitments | $24,559,000 | 2,549 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $186,562,000 | 2,953 |
| Cash and due from depository institutions | $7,259,000 | 2,906 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $24,259,000 | 4,295 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 6,348 |
| Net loans & leases | $148,007,000 | 2,402 |
| Loan loss allowance | $1,886,000 | 2,376 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,001,000 | 2,470 |
| Other real estate owned | $330,000 | 2,906 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,703,000 | 3,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,562,000 | 2,953 |
| Total liabilities | $171,222,000 | 2,902 |
| Total deposits | $140,928,000 | 3,125 |
| Interest-bearing deposits | $112,870,000 | 3,272 |
| Deposits held in domestic offices | $140,928,000 | 3,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,588,000 | 778 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,410 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,706,000 | 2,086 |
| Total equity capital | $15,340,000 | 3,464 |
| Total bank equity capital | $15,340,000 | 3,464 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $5,352,000 | 3,214 |
| Undivided profits | $9,987,000 | 2,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,481,000 | 1,994 |
| Earning assets | $172,269,000 | 2,921 |
| Long-term assets (5+ years) | $41,522,000 | 2,205 |
| Average Assets, year-to-date | $178,043,200 | 2,968 |
| Average Assets, quarterly | $181,415,500 | 2,981 |
| Volatile liabilities | $63,531,000 | 1,589 |
| Insider loans | $3,382,000 | 1,655 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $23,113,000 | 2,567 |
| Tier 1 (core) risk-based capital | $15,112,000 | 3,358 |
| Tier 2 risk-based capital | $1,886,000 | 2,209 |
| Total risk weighted assets | $165,039,000 | 2,244 |
| Total unused commitments | $23,113,000 | 2,571 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $176,269,000 | 3,078 |
| Cash and due from depository institutions | $4,366,000 | 2,970 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $27,359,000 | 3,888 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,589 |
| Net loans & leases | $138,205,000 | 2,544 |
| Loan loss allowance | $1,500,000 | 2,881 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,036,000 | 2,421 |
| Other real estate owned | $132,000 | 2,970 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,166,000 | 4,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,269,000 | 3,078 |
| Total liabilities | $161,319,000 | 3,020 |
| Total deposits | $143,359,000 | 3,081 |
| Interest-bearing deposits | $115,796,000 | 3,189 |
| Deposits held in domestic offices | $143,359,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,898,000 | 1,329 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,372 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,062,000 | 3,090 |
| Total equity capital | $14,950,000 | 3,524 |
| Total bank equity capital | $14,950,000 | 3,524 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $5,318,000 | 3,171 |
| Undivided profits | $9,631,000 | 3,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,016,000 | 3,091 |
| Earning assets | $165,569,000 | 3,001 |
| Long-term assets (5+ years) | $39,188,000 | 2,289 |
| Average Assets, year-to-date | $175,913,500 | 3,009 |
| Average Assets, quarterly | $177,309,000 | 3,048 |
| Volatile liabilities | $53,158,000 | 1,807 |
| Insider loans | $2,329,000 | 2,279 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,425,000 | 2,710 |
| Tier 1 (core) risk-based capital | $14,668,000 | 3,426 |
| Tier 2 risk-based capital | $1,500,000 | 2,654 |
| Total risk weighted assets | $157,626,000 | 2,342 |
| Total unused commitments | $21,425,000 | 2,714 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 57 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $178,349,000 | 3,024 |
| Cash and due from depository institutions | $5,884,000 | 3,017 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $27,932,000 | 3,735 |
| Federal funds sold & reverse repurchase agreements | $24,000 | 6,855 |
| Net loans & leases | $137,614,000 | 2,509 |
| Loan loss allowance | $3,238,000 | 1,406 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,061,000 | 2,375 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,834,000 | 3,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,349,000 | 3,024 |
| Total liabilities | $163,815,000 | 2,966 |
| Total deposits | $148,243,000 | 2,976 |
| Interest-bearing deposits | $122,385,000 | 3,042 |
| Deposits held in domestic offices | $148,243,000 | 2,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,861,000 | 1,654 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,335 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,711,000 | 2,263 |
| Total equity capital | $14,534,000 | 3,622 |
| Total bank equity capital | $14,534,000 | 3,622 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $5,013,000 | 3,260 |
| Undivided profits | $9,520,000 | 3,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,354,000 | 1,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,648,000 | 1,763 |
| Earning assets | $165,570,000 | 2,977 |
| Long-term assets (5+ years) | $37,970,000 | 2,213 |
| Average Assets, year-to-date | $175,795,000 | 3,020 |
| Average Assets, quarterly | $179,096,000 | 2,991 |
| Volatile liabilities | $54,087,000 | 1,763 |
| Insider loans | $2,325,000 | 2,299 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,653,000 | 2,732 |
| Tier 1 (core) risk-based capital | $14,134,000 | 3,502 |
| Tier 2 risk-based capital | $1,983,000 | 2,066 |
| Total risk weighted assets | $157,400,000 | 2,308 |
| Total unused commitments | $20,653,000 | 2,742 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $179,843,000 | 2,968 |
| Cash and due from depository institutions | $9,385,000 | 3,047 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $26,063,000 | 3,895 |
| Federal funds sold & reverse repurchase agreements | $14,000 | 7,227 |
| Net loans & leases | $137,688,000 | 2,457 |
| Loan loss allowance | $2,776,000 | 1,615 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,082,000 | 2,329 |
| Other real estate owned | $0 | 3,047 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,611,000 | 3,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,843,000 | 2,968 |
| Total liabilities | $165,793,000 | 2,916 |
| Total deposits | $148,679,000 | 2,953 |
| Interest-bearing deposits | $125,892,000 | 2,962 |
| Deposits held in domestic offices | $148,679,000 | 2,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,571,000 | 1,332 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,000,000 | 2,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,543,000 | 2,476 |
| Total equity capital | $14,050,000 | 3,663 |
| Total bank equity capital | $14,050,000 | 3,663 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $5,013,000 | 3,216 |
| Undivided profits | $9,036,000 | 3,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,151,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,440,000 | 2,087 |
| Earning assets | $163,765,000 | 2,973 |
| Long-term assets (5+ years) | $38,141,000 | 2,143 |
| Average Assets, year-to-date | $174,518,000 | 3,021 |
| Average Assets, quarterly | $174,518,000 | 3,021 |
| Volatile liabilities | $64,050,000 | 1,506 |
| Insider loans | $1,934,000 | 2,600 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,009,000 | 2,704 |
| Tier 1 (core) risk-based capital | $13,679,000 | 3,549 |
| Tier 2 risk-based capital | $1,956,000 | 2,047 |
| Total risk weighted assets | $155,654,000 | 2,282 |
| Total unused commitments | $20,009,000 | 2,716 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 60 | 2,821 |
| Assets and Liabilities | ||
| Total Assets: | $169,193,000 | 3,079 |
| Cash and due from depository institutions | $3,706,000 | 2,821 |
| Interest-bearing balances | $8,000 | 6,697 |
| Securities | $18,249,000 | 4,918 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $140,491,000 | 2,396 |
| Loan loss allowance | $1,789,000 | 2,359 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,155,000 | 2,266 |
| Other real estate owned | $0 | 2,821 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,592,000 | 3,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,193,000 | 3,079 |
| Total liabilities | $154,523,000 | 3,028 |
| Total deposits | $133,953,000 | 3,156 |
| Interest-bearing deposits | $115,266,000 | 3,128 |
| Deposits held in domestic offices | $133,953,000 | 3,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,801,000 | 1,106 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,000,000 | 2,281 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,769,000 | 2,224 |
| Total equity capital | $14,670,000 | 3,494 |
| Total bank equity capital | $14,670,000 | 3,494 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $4,404,000 | 3,516 |
| Undivided profits | $10,265,000 | 2,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 2,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,617,000 | 1,924 |
| Earning assets | $158,748,000 | 3,013 |
| Long-term assets (5+ years) | $38,354,000 | 2,099 |
| Average Assets, year-to-date | $171,581,800 | 2,910 |
| Average Assets, quarterly | $171,163,000 | 3,037 |
| Volatile liabilities | $61,606,000 | 1,541 |
| Insider loans | $1,657,000 | 2,895 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $21,589,000 | 2,510 |
| Tier 1 (core) risk-based capital | $14,299,000 | 3,372 |
| Tier 2 risk-based capital | $1,789,000 | 2,172 |
| Total risk weighted assets | $158,181,000 | 2,212 |
| Total unused commitments | $21,589,000 | 2,516 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 56 | 3,020 |
| Assets and Liabilities | ||
| Total Assets: | $172,671,000 | 2,900 |
| Cash and due from depository institutions | $9,884,000 | 3,020 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $18,853,000 | 4,703 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $137,026,000 | 2,362 |
| Loan loss allowance | $1,691,000 | 2,325 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,359,000 | 2,062 |
| Other real estate owned | $0 | 3,020 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,549,000 | 3,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,671,000 | 2,900 |
| Total liabilities | $159,283,000 | 2,841 |
| Total deposits | $138,597,000 | 2,932 |
| Interest-bearing deposits | $121,233,000 | 2,878 |
| Deposits held in domestic offices | $138,597,000 | 2,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,020,000 | 810 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,666,000 | 1,243 |
| Total equity capital | $13,388,000 | 3,550 |
| Total bank equity capital | $13,388,000 | 3,550 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $4,305,000 | 3,471 |
| Undivided profits | $9,082,000 | 2,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 8,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,872,000 | 1,768 |
| Earning assets | $155,879,000 | 2,930 |
| Long-term assets (5+ years) | $39,140,000 | 2,051 |
| Average Assets, year-to-date | $162,549,400 | 2,910 |
| Average Assets, quarterly | $168,169,500 | 2,929 |
| Volatile liabilities | $70,130,000 | 1,340 |
| Insider loans | $1,957,000 | 2,448 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,690,000 | 2,283 |
| Tier 1 (core) risk-based capital | $13,059,000 | 3,467 |
| Tier 2 risk-based capital | $1,691,000 | 2,153 |
| Total risk weighted assets | $144,745,000 | 2,305 |
| Total unused commitments | $22,690,000 | 2,290 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 59 | 2,904 |
| Assets and Liabilities | ||
| Total Assets: | $156,490,000 | 3,049 |
| Cash and due from depository institutions | $3,988,000 | 2,904 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $20,748,000 | 4,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $125,298,000 | 2,499 |
| Loan loss allowance | $1,502,000 | 2,456 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,298,000 | 2,674 |
| Other real estate owned | $0 | 2,904 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,158,000 | 2,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,490,000 | 3,049 |
| Total liabilities | $144,530,000 | 2,986 |
| Total deposits | $125,154,000 | 3,105 |
| Interest-bearing deposits | $109,014,000 | 3,067 |
| Deposits held in domestic offices | $125,154,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,663,000 | 816 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,713,000 | 1,604 |
| Total equity capital | $11,960,000 | 3,801 |
| Total bank equity capital | $11,960,000 | 3,801 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $4,249,000 | 3,439 |
| Undivided profits | $7,710,000 | 3,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,126,000 | 1,163 |
| Earning assets | $146,046,000 | 2,999 |
| Long-term assets (5+ years) | $40,646,000 | 1,899 |
| Average Assets, year-to-date | $149,177,200 | 3,030 |
| Average Assets, quarterly | $154,185,000 | 3,041 |
| Volatile liabilities | $58,313,000 | 1,526 |
| Insider loans | $2,050,000 | 2,288 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,344,000 | 2,031 |
| Tier 1 (core) risk-based capital | $11,942,000 | 3,664 |
| Tier 2 risk-based capital | $1,502,000 | 2,299 |
| Total risk weighted assets | $133,589,300 | 2,373 |
| Total unused commitments | $24,344,000 | 2,033 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 57 | 3,083 |
| Assets and Liabilities | ||
| Total Assets: | $144,107,000 | 3,209 |
| Cash and due from depository institutions | $6,110,000 | 3,083 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $20,462,000 | 4,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $112,483,000 | 2,643 |
| Loan loss allowance | $1,452,000 | 2,460 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,505,000 | 3,361 |
| Other real estate owned | $0 | 3,083 |
| Goodwill and other intangibles | $64,000 | 2,819 |
| All other assets | $2,483,000 | 3,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,107,000 | 3,209 |
| Total liabilities | $134,014,000 | 3,125 |
| Total deposits | $122,204,000 | 3,102 |
| Interest-bearing deposits | $104,598,000 | 3,120 |
| Deposits held in domestic offices | $122,204,000 | 3,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,571,000 | 1,241 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,239,000 | 1,727 |
| Total equity capital | $10,093,000 | 4,218 |
| Total bank equity capital | $10,093,000 | 4,218 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $3,802,000 | 3,701 |
| Undivided profits | $6,290,000 | 3,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,544,000 | 1,389 |
| Earning assets | $132,945,000 | 3,182 |
| Long-term assets (5+ years) | $40,672,000 | 2,030 |
| Average Assets, year-to-date | $134,783,800 | 3,283 |
| Average Assets, quarterly | $141,398,000 | 3,236 |
| Volatile liabilities | $42,235,000 | 1,907 |
| Insider loans | $6,031,000 | 761 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $218,000 | 1,178 |
| Unused loan commitments | $19,294,000 | 2,431 |
| Tier 1 (core) risk-based capital | $10,332,000 | 4,132 |
| Tier 2 risk-based capital | $1,452,000 | 2,246 |
| Total risk weighted assets | $117,236,200 | 2,587 |
| Total unused commitments | $19,294,000 | 2,434 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 66 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $127,729,000 | 3,511 |
| Cash and due from depository institutions | $6,561,000 | 2,692 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $19,484,000 | 4,912 |
| Federal funds sold & reverse repurchase agreements | $1,130,000 | 6,872 |
| Net loans & leases | $96,339,000 | 2,845 |
| Loan loss allowance | $1,344,000 | 2,554 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,771,000 | 4,290 |
| Other real estate owned | $165,000 | 2,692 |
| Goodwill and other intangibles | $209,000 | 2,325 |
| All other assets | $2,070,000 | 3,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,729,000 | 3,511 |
| Total liabilities | $117,588,000 | 3,431 |
| Total deposits | $114,904,000 | 3,289 |
| Interest-bearing deposits | $98,207,000 | 3,281 |
| Deposits held in domestic offices | $114,904,000 | 3,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,684,000 | 1,542 |
| Total equity capital | $10,141,000 | 4,279 |
| Total bank equity capital | $10,141,000 | 4,279 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $3,746,000 | 3,623 |
| Undivided profits | $6,394,000 | 3,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 7,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,128,000 | 1,951 |
| Earning assets | $116,953,000 | 3,540 |
| Long-term assets (5+ years) | $17,476,000 | 3,421 |
| Average Assets, year-to-date | $123,982,000 | 3,432 |
| Average Assets, quarterly | $127,921,000 | 3,446 |
| Volatile liabilities | $21,048,000 | 2,883 |
| Insider loans | $1,926,000 | 2,171 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $463,000 | 1,289 |
| Unused loan commitments | $14,329,000 | 2,887 |
| Tier 1 (core) risk-based capital | $9,797,000 | 4,254 |
| Tier 2 risk-based capital | $1,250,730 | 2,477 |
| Total risk weighted assets | $99,965,430 | 2,820 |
| Total unused commitments | $14,329,000 | 2,894 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 65 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $119,214,000 | 3,690 |
| Cash and due from depository institutions | $6,051,000 | 2,783 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,618,000 | 5,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $91,373,000 | 2,980 |
| Loan loss allowance | $1,282,000 | 2,699 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,859,000 | 4,064 |
| Other real estate owned | $84,000 | 2,783 |
| Goodwill and other intangibles | $351,000 | 1,963 |
| All other assets | $1,878,000 | 3,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,214,000 | 3,690 |
| Total liabilities | $109,998,000 | 3,602 |
| Total deposits | $103,687,000 | 3,566 |
| Interest-bearing deposits | $88,123,000 | 3,620 |
| Deposits held in domestic offices | $103,687,000 | 3,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,300,000 | 1,618 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,011,000 | 2,016 |
| Total equity capital | $9,216,000 | 4,621 |
| Total bank equity capital | $9,216,000 | 4,621 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $3,656,000 | 3,601 |
| Undivided profits | $5,559,000 | 4,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 7,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,138,000 | 1,977 |
| Earning assets | $108,991,000 | 3,726 |
| Long-term assets (5+ years) | $18,751,000 | 2,904 |
| Average Assets, year-to-date | $115,695,200 | 3,631 |
| Average Assets, quarterly | $118,709,000 | 3,665 |
| Volatile liabilities | $19,658,000 | 3,036 |
| Insider loans | $7,574,000 | 527 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,838,000 | 3,260 |
| Tier 1 (core) risk-based capital | $8,788,000 | 4,680 |
| Tier 2 risk-based capital | $1,187,300 | 2,499 |
| Total risk weighted assets | $94,888,900 | 2,912 |
| Total unused commitments | $10,838,000 | 3,262 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $111,827,000 | 3,998 |
| Cash and due from depository institutions | $3,997,000 | 3,016 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $21,065,000 | 5,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $82,476,000 | 3,304 |
| Loan loss allowance | $1,266,000 | 2,839 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,990,000 | 3,789 |
| Other real estate owned | $84,000 | 3,016 |
| Goodwill and other intangibles | $493,000 | 1,684 |
| All other assets | $1,722,000 | 4,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,827,000 | 3,998 |
| Total liabilities | $102,629,000 | 3,925 |
| Total deposits | $96,729,000 | 3,907 |
| Interest-bearing deposits | $81,266,000 | 3,997 |
| Deposits held in domestic offices | $96,729,000 | 3,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,050,000 | 1,734 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,850,000 | 2,182 |
| Total equity capital | $9,198,000 | 4,653 |
| Total bank equity capital | $9,198,000 | 4,653 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $3,656,000 | 3,690 |
| Undivided profits | $5,541,000 | 4,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $989,000 | 2,277 |
| Earning assets | $103,541,000 | 3,975 |
| Long-term assets (5+ years) | $18,531,000 | 2,823 |
| Average Assets, year-to-date | $110,145,800 | 3,889 |
| Average Assets, quarterly | $111,713,500 | 3,951 |
| Volatile liabilities | $17,852,000 | 3,186 |
| Insider loans | $9,356,000 | 462 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,071,000 | 3,373 |
| Tier 1 (core) risk-based capital | $8,658,000 | 4,797 |
| Tier 2 risk-based capital | $1,085,180 | 2,746 |
| Total risk weighted assets | $86,633,580 | 3,179 |
| Total unused commitments | $10,071,000 | 3,387 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $107,495,000 | 4,136 |
| Cash and due from depository institutions | $4,737,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,267,000 | 5,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $78,140,000 | 3,385 |
| Loan loss allowance | $1,207,000 | 2,990 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,924,000 | 3,841 |
| Other real estate owned | $135,000 | 3,248 |
| Goodwill and other intangibles | $635,000 | 1,430 |
| All other assets | $1,657,000 | 4,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,495,000 | 4,136 |
| Total liabilities | $98,520,000 | 4,057 |
| Total deposits | $92,121,000 | 4,118 |
| Interest-bearing deposits | $77,614,000 | 4,211 |
| Deposits held in domestic offices | $92,121,000 | 4,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,593 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,899,000 | 2,197 |
| Total equity capital | $8,975,000 | 4,752 |
| Total bank equity capital | $8,975,000 | 4,752 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $3,624,000 | 3,710 |
| Undivided profits | $5,350,000 | 4,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 6,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,032,000 | 2,239 |
| Earning assets | $98,407,000 | 4,157 |
| Long-term assets (5+ years) | $16,574,000 | 2,871 |
| Average Assets, year-to-date | $107,026,400 | 3,995 |
| Average Assets, quarterly | $106,115,500 | 4,134 |
| Volatile liabilities | $14,482,000 | 3,441 |
| Insider loans | $2,439,000 | 1,790 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,171,000 | 4,058 |
| Tier 1 (core) risk-based capital | $8,191,000 | 4,996 |
| Tier 2 risk-based capital | $984,050 | 2,943 |
| Total risk weighted assets | $78,501,050 | 3,370 |
| Total unused commitments | $7,171,000 | 4,070 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $104,942,000 | 4,185 |
| Cash and due from depository institutions | $3,633,000 | 3,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,511,000 | 5,979 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $77,420,000 | 3,346 |
| Loan loss allowance | $1,073,000 | 3,367 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,905,000 | 3,806 |
| Other real estate owned | $193,000 | 3,167 |
| Goodwill and other intangibles | $785,000 | 1,205 |
| All other assets | $1,495,000 | 4,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,942,000 | 4,185 |
| Total liabilities | $96,393,000 | 4,119 |
| Total deposits | $89,556,000 | 4,197 |
| Interest-bearing deposits | $74,873,000 | 4,309 |
| Deposits held in domestic offices | $89,556,000 | 4,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,600,000 | 1,691 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,237,000 | 2,596 |
| Total equity capital | $8,549,000 | 4,672 |
| Total bank equity capital | $8,549,000 | 4,672 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $3,624,000 | 3,625 |
| Undivided profits | $4,924,000 | 4,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 7,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $867,000 | 2,317 |
| Earning assets | $96,931,000 | 4,158 |
| Long-term assets (5+ years) | $10,429,000 | 4,005 |
| Average Assets, year-to-date | $102,041,600 | 4,190 |
| Average Assets, quarterly | $103,161,500 | 4,221 |
| Volatile liabilities | $17,630,000 | 2,807 |
| Insider loans | $2,233,000 | 1,869 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,410,000 | 4,225 |
| Tier 1 (core) risk-based capital | $7,976,000 | 5,012 |
| Tier 2 risk-based capital | $967,020 | 3,001 |
| Total risk weighted assets | $77,255,520 | 3,357 |
| Total unused commitments | $6,410,000 | 4,232 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 60 | 3,482 |
| Assets and Liabilities | ||
| Total Assets: | $96,856,000 | 4,580 |
| Cash and due from depository institutions | $3,247,000 | 3,482 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,429,000 | 6,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $72,235,000 | 3,485 |
| Loan loss allowance | $1,029,000 | 3,591 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,986,000 | 3,659 |
| Other real estate owned | $105,000 | 3,482 |
| Goodwill and other intangibles | $941,000 | 1,035 |
| All other assets | $913,000 | 6,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,856,000 | 4,580 |
| Total liabilities | $88,948,000 | 4,532 |
| Total deposits | $87,194,000 | 4,437 |
| Interest-bearing deposits | $74,482,000 | 4,485 |
| Deposits held in domestic offices | $87,194,000 | 4,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 3,025 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,054,000 | 3,006 |
| Total equity capital | $7,908,000 | 5,053 |
| Total bank equity capital | $7,908,000 | 5,053 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $3,624,000 | 3,569 |
| Undivided profits | $4,283,000 | 4,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 5,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $531,000 | 3,483 |
| Earning assets | $89,664,000 | 4,551 |
| Long-term assets (5+ years) | $17,280,000 | 2,978 |
| Average Assets, year-to-date | $92,873,000 | 4,655 |
| Average Assets, quarterly | $96,756,500 | 4,545 |
| Volatile liabilities | $15,408,000 | 2,945 |
| Insider loans | $2,010,000 | 2,033 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $89,667,000 | 667 |
| Tier 1 (core) risk-based capital | $6,967,000 | 5,543 |
| Tier 2 risk-based capital | $923,870 | 3,100 |
| Total risk weighted assets | $73,804,570 | 3,485 |
| Total unused commitments | $89,667,000 | 684 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $84,394,000 | 5,247 |
| Cash and due from depository institutions | $2,440,000 | 3,614 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $16,716,000 | 6,894 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $60,221,000 | 4,158 |
| Loan loss allowance | $893,000 | 4,103 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,052,000 | 3,520 |
| Other real estate owned | $23,000 | 3,614 |
| Goodwill and other intangibles | $1,076,000 | 970 |
| All other assets | $866,000 | 6,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,394,000 | 5,247 |
| Total liabilities | $77,636,000 | 5,213 |
| Total deposits | $76,341,000 | 5,109 |
| Interest-bearing deposits | $66,403,000 | 5,103 |
| Deposits held in domestic offices | $76,341,000 | 5,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,295,000 | 2,658 |
| Total equity capital | $6,758,000 | 5,543 |
| Total bank equity capital | $6,758,000 | 5,543 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $3,299,000 | 3,739 |
| Undivided profits | $3,458,000 | 5,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 5,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $394,000 | 5,132 |
| Earning assets | $77,937,000 | 5,199 |
| Long-term assets (5+ years) | $13,587,000 | 3,498 |
| Average Assets, year-to-date | $84,579,400 | 5,115 |
| Average Assets, quarterly | $82,959,000 | 5,273 |
| Volatile liabilities | $9,283,000 | 4,356 |
| Insider loans | $274,000 | 3,125 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $65,483,000 | 792 |
| Tier 1 (core) risk-based capital | $5,682,000 | 6,353 |
| Tier 2 risk-based capital | $773,310 | 3,646 |
| Total risk weighted assets | $61,745,110 | 4,134 |
| Total unused commitments | $65,483,000 | 805 |
| Derivatives | $0 | 651 |