CB North, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,662,000 | 2,642 |
| Total interest expense | $5,680,000 | 2,675 |
| Net interest income | $6,982,000 | 2,538 |
| Provision for loan and lease losses | $1,446,000 | 773 |
| Total noninterest income | $1,158,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $730,000 | 1,858 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $428,000 | 3,253 |
| Total noninterest expense | $5,543,000 | 2,478 |
| Salaries and employee benefits | $1,923,000 | 3,463 |
| Premises and equipment expense | $890,000 | 2,238 |
| Additional noninterest expense | $2,730,000 | 1,876 |
| Pre-tax net operating income | $1,151,000 | 5,256 |
| Securities gains (losses) | $295,000 | 557 |
| Applicable income taxes | $526,000 | 3,987 |
| Income before extraordinary items | $920,000 | 4,794 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $920,000 | 4,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $702,000 | 1,110 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $731,200 | 5,570 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,066,000 | 2,998 |
| Total interest expense | $4,957,000 | 3,049 |
| Net interest income | $6,109,000 | 2,906 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $972,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $511,000 | 2,658 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $461,000 | 3,023 |
| Total noninterest expense | $6,473,000 | 2,124 |
| Salaries and employee benefits | $1,902,000 | 3,467 |
| Premises and equipment expense | $827,000 | 2,414 |
| Additional noninterest expense | $3,744,000 | 1,412 |
| Pre-tax net operating income | $533,000 | 8,259 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $389,000 | 5,037 |
| Income before extraordinary items | $134,000 | 10,620 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $134,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,794 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $140,400 | 10,523 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,961,000 | 3,749 |
| Total interest expense | $2,699,000 | 4,340 |
| Net interest income | $5,262,000 | 3,403 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $958,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $295,000 | 4,421 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $663,000 | 2,428 |
| Total noninterest expense | $4,726,000 | 2,921 |
| Salaries and employee benefits | $1,579,000 | 4,094 |
| Premises and equipment expense | $663,000 | 2,973 |
| Additional noninterest expense | $2,484,000 | 2,144 |
| Pre-tax net operating income | $1,374,000 | 4,740 |
| Securities gains (losses) | $21,000 | 1,738 |
| Applicable income taxes | $593,000 | 3,547 |
| Income before extraordinary items | $802,000 | 5,361 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $802,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $687,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $788,560 | 5,481 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 3,902 |
| Total interest expense | $2,716,000 | 4,491 |
| Net interest income | $5,083,000 | 3,515 |
| Provision for loan and lease losses | $106,000 | 5,611 |
| Total noninterest income | $725,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $296,000 | 4,480 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $429,000 | 3,601 |
| Total noninterest expense | $4,735,000 | 2,989 |
| Salaries and employee benefits | $1,512,000 | 4,242 |
| Premises and equipment expense | $993,000 | 2,064 |
| Additional noninterest expense | $2,230,000 | 2,483 |
| Pre-tax net operating income | $967,000 | 6,043 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $460,000 | 4,509 |
| Income before extraordinary items | $508,000 | 7,478 |
| Extraordinary gains, net | $-47,000 | 12,706 |
| Net income | $461,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,347 |
| Cash dividends | $650,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $507,360 | 7,242 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 7,397 |
| Total interest expense | $1,719,000 | 7,845 |
| Net interest income | $2,368,000 | 6,851 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $257,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $2,108,000 | 6,129 |
| Salaries and employee benefits | $872,000 | 6,793 |
| Premises and equipment expense | $334,000 | 5,547 |
| Additional noninterest expense | $902,000 | 5,514 |
| Pre-tax net operating income | $474,000 | 8,600 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $272,000 | 9,654 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $272,000 | 9,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $263,040 | 9,375 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.