Home > Cavalry Banking > Assets and Liabilities
Cavalry Banking, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 218 | 732 |
| Assets and Liabilities | ||
| Total Assets: | $634,963,000 | 985 |
| Cash and due from depository institutions | $46,569,000 | 732 |
| Interest-bearing balances | $27,323,000 | 182 |
| Securities | $40,582,000 | 2,813 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $507,441,000 | 826 |
| Loan loss allowance | $5,247,000 | 938 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $16,316,000 | 597 |
| Other real estate owned | $0 | 732 |
| Goodwill and other intangibles | $1,953,000 | 1,310 |
| All other assets | $22,102,000 | 802 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $634,963,000 | 985 |
| Total liabilities | $581,601,000 | 969 |
| Total deposits | $572,971,000 | 839 |
| Interest-bearing deposits | $461,272,000 | 888 |
| Deposits held in domestic offices | $572,971,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,780,000 | 4,366 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,850,000 | 892 |
| Total equity capital | $53,362,000 | 1,146 |
| Total bank equity capital | $53,362,000 | 1,146 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000,000 | 381 |
| Surplus | $15,956,000 | 1,546 |
| Undivided profits | $27,406,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $911,000 | 2,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 696 |
| Income earned, not collected on loans | $2,725,000 | 1,220 |
| Earning assets | $575,346,000 | 995 |
| Long-term assets (5+ years) | $32,450,000 | 2,417 |
| Average Assets, year-to-date | $599,754,400 | 991 |
| Average Assets, quarterly | $631,309,000 | 983 |
| Volatile liabilities | $107,012,000 | 1,296 |
| Insider loans | $7,055,000 | 921 |
| FHLB advances | $2,780,000 | 4,206 |
| Loans and leases held for sale | $1,170,000 | 813 |
| Unused loan commitments | $142,153,000 | 777 |
| Tier 1 (core) risk-based capital | $52,057,000 | 1,107 |
| Tier 2 risk-based capital | $5,247,000 | 930 |
| Total risk weighted assets | $535,041,000 | 831 |
| Total unused commitments | $142,153,000 | 777 |
| Derivatives | $2,374,000 | 649 |
| 2005-09-30 | Rank | |
| # of Employees: | 220 | 717 |
| Assets and Liabilities | ||
| Total Assets: | $627,655,000 | 980 |
| Cash and due from depository institutions | $67,357,000 | 717 |
| Interest-bearing balances | $50,272,000 | 110 |
| Securities | $42,509,000 | 2,687 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $477,957,000 | 866 |
| Loan loss allowance | $4,955,000 | 984 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $17,202,000 | 544 |
| Other real estate owned | $119,000 | 717 |
| Goodwill and other intangibles | $1,972,000 | 1,272 |
| All other assets | $20,539,000 | 824 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $627,655,000 | 980 |
| Total liabilities | $575,280,000 | 963 |
| Total deposits | $564,621,000 | 823 |
| Interest-bearing deposits | $451,695,000 | 877 |
| Deposits held in domestic offices | $564,621,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,794,000 | 4,458 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,865,000 | 710 |
| Total equity capital | $52,375,000 | 1,150 |
| Total bank equity capital | $52,375,000 | 1,150 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 366 |
| Surplus | $15,956,000 | 1,501 |
| Undivided profits | $26,419,000 | 1,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,056,000 | 2,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 727 |
| Income earned, not collected on loans | $2,448,000 | 1,313 |
| Earning assets | $570,738,000 | 988 |
| Long-term assets (5+ years) | $35,447,000 | 2,290 |
| Average Assets, year-to-date | $590,952,250 | 996 |
| Average Assets, quarterly | $615,784,000 | 986 |
| Volatile liabilities | $102,352,000 | 1,289 |
| Insider loans | $6,186,000 | 1,040 |
| FHLB advances | $2,794,000 | 4,281 |
| Loans and leases held for sale | $1,067,000 | 925 |
| Unused loan commitments | $137,816,000 | 780 |
| Tier 1 (core) risk-based capital | $50,935,000 | 1,112 |
| Tier 2 risk-based capital | $4,959,000 | 965 |
| Total risk weighted assets | $509,603,000 | 851 |
| Total unused commitments | $137,816,000 | 782 |
| Derivatives | $4,085,000 | 592 |
| 2005-06-30 | Rank | |
| # of Employees: | 225 | 710 |
| Assets and Liabilities | ||
| Total Assets: | $603,913,000 | 990 |
| Cash and due from depository institutions | $83,357,000 | 710 |
| Interest-bearing balances | $69,249,000 | 79 |
| Securities | $29,502,000 | 3,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $447,183,000 | 896 |
| Loan loss allowance | $4,903,000 | 973 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,531,000 | 520 |
| Other real estate owned | $0 | 710 |
| Goodwill and other intangibles | $1,990,000 | 1,260 |
| All other assets | $24,350,000 | 717 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $603,913,000 | 990 |
| Total liabilities | $553,432,000 | 969 |
| Total deposits | $544,379,000 | 829 |
| Interest-bearing deposits | $438,271,000 | 872 |
| Deposits held in domestic offices | $544,379,000 | 828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,808,000 | 4,383 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,245,000 | 779 |
| Total equity capital | $50,481,000 | 1,180 |
| Total bank equity capital | $50,481,000 | 1,180 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 346 |
| Surplus | $15,956,000 | 1,471 |
| Undivided profits | $24,525,000 | 1,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,035,000 | 2,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,111,000 | 1,421 |
| Earning assets | $545,934,000 | 997 |
| Long-term assets (5+ years) | $29,555,000 | 2,609 |
| Average Assets, year-to-date | $578,718,000 | 995 |
| Average Assets, quarterly | $587,599,500 | 999 |
| Volatile liabilities | $92,032,000 | 1,385 |
| Insider loans | $7,271,000 | 850 |
| FHLB advances | $2,807,000 | 4,229 |
| Loans and leases held for sale | $1,019,000 | 979 |
| Unused loan commitments | $126,644,000 | 810 |
| Tier 1 (core) risk-based capital | $48,760,000 | 1,127 |
| Tier 2 risk-based capital | $4,907,000 | 947 |
| Total risk weighted assets | $481,941,000 | 875 |
| Total unused commitments | $126,644,000 | 811 |
| Derivatives | $6,513,000 | 482 |
| 2005-03-31 | Rank | |
| # of Employees: | 217 | 719 |
| Assets and Liabilities | ||
| Total Assets: | $571,286,000 | 1,025 |
| Cash and due from depository institutions | $72,460,000 | 719 |
| Interest-bearing balances | $56,988,000 | 97 |
| Securities | $31,059,000 | 3,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $427,246,000 | 917 |
| Loan loss allowance | $4,907,000 | 964 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,663,000 | 493 |
| Other real estate owned | $240,000 | 719 |
| Goodwill and other intangibles | $2,009,000 | 1,236 |
| All other assets | $20,609,000 | 806 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $571,286,000 | 1,025 |
| Total liabilities | $522,886,000 | 1,002 |
| Total deposits | $513,966,000 | 865 |
| Interest-bearing deposits | $418,293,000 | 898 |
| Deposits held in domestic offices | $513,966,000 | 862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,823,000 | 4,272 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,097,000 | 806 |
| Total equity capital | $48,400,000 | 1,197 |
| Total bank equity capital | $48,400,000 | 1,197 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 336 |
| Surplus | $15,956,000 | 1,430 |
| Undivided profits | $22,444,000 | 1,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 4,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,968,000 | 1,483 |
| Earning assets | $515,293,000 | 1,033 |
| Long-term assets (5+ years) | $29,967,000 | 2,652 |
| Average Assets, year-to-date | $566,120,500 | 1,014 |
| Average Assets, quarterly | $566,120,500 | 1,014 |
| Volatile liabilities | $83,796,000 | 1,437 |
| Insider loans | $7,695,000 | 786 |
| FHLB advances | $2,821,000 | 4,122 |
| Loans and leases held for sale | $1,668,000 | 711 |
| Unused loan commitments | $125,482,000 | 811 |
| Tier 1 (core) risk-based capital | $46,864,000 | 1,157 |
| Tier 2 risk-based capital | $4,911,000 | 936 |
| Total risk weighted assets | $452,392,000 | 907 |
| Total unused commitments | $125,482,000 | 811 |
| Derivatives | $5,433,000 | 470 |
| 2004-12-31 | Rank | |
| # of Employees: | 224 | 705 |
| Assets and Liabilities | ||
| Total Assets: | $560,955,000 | 1,037 |
| Cash and due from depository institutions | $46,477,000 | 705 |
| Interest-bearing balances | $32,682,000 | 164 |
| Securities | $41,758,000 | 2,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $433,025,000 | 897 |
| Loan loss allowance | $4,863,000 | 974 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,607,000 | 498 |
| Other real estate owned | $0 | 705 |
| Goodwill and other intangibles | $2,028,000 | 1,230 |
| All other assets | $20,060,000 | 807 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $560,955,000 | 1,037 |
| Total liabilities | $514,159,000 | 1,010 |
| Total deposits | $506,726,000 | 866 |
| Interest-bearing deposits | $424,815,000 | 883 |
| Deposits held in domestic offices | $506,726,000 | 864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,837,000 | 4,300 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,596,000 | 979 |
| Total equity capital | $46,796,000 | 1,225 |
| Total bank equity capital | $46,796,000 | 1,225 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 323 |
| Surplus | $15,956,000 | 1,423 |
| Undivided profits | $20,840,000 | 1,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 2,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,985,000 | 1,446 |
| Earning assets | $507,465,000 | 1,042 |
| Long-term assets (5+ years) | $37,059,000 | 2,315 |
| Average Assets, year-to-date | $525,645,800 | 1,046 |
| Average Assets, quarterly | $553,264,500 | 1,029 |
| Volatile liabilities | $76,168,000 | 1,518 |
| Insider loans | $7,468,000 | 788 |
| FHLB advances | $2,835,000 | 4,131 |
| Loans and leases held for sale | $2,501,000 | 550 |
| Unused loan commitments | $93,406,000 | 968 |
| Tier 1 (core) risk-based capital | $45,005,000 | 1,192 |
| Tier 2 risk-based capital | $4,867,000 | 947 |
| Total risk weighted assets | $442,298,000 | 922 |
| Total unused commitments | $93,406,000 | 968 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 229 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $545,574,000 | 1,035 |
| Cash and due from depository institutions | $53,352,000 | 682 |
| Interest-bearing balances | $32,643,000 | 156 |
| Securities | $40,012,000 | 2,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $416,060,000 | 907 |
| Loan loss allowance | $4,728,000 | 984 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,821,000 | 473 |
| Other real estate owned | $0 | 682 |
| Goodwill and other intangibles | $1,990,000 | 1,210 |
| All other assets | $16,339,000 | 948 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $545,574,000 | 1,035 |
| Total liabilities | $494,730,000 | 1,034 |
| Total deposits | $487,027,000 | 883 |
| Interest-bearing deposits | $396,134,000 | 930 |
| Deposits held in domestic offices | $487,027,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,851,000 | 4,309 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,852,000 | 931 |
| Total equity capital | $50,844,000 | 1,122 |
| Total bank equity capital | $50,844,000 | 1,122 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000,000 | 315 |
| Surplus | $12,746,000 | 1,672 |
| Undivided profits | $28,098,000 | 1,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,223,000 | 2,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,243 |
| Income earned, not collected on loans | $1,777,000 | 1,693 |
| Earning assets | $488,715,000 | 1,069 |
| Long-term assets (5+ years) | $38,281,000 | 2,282 |
| Average Assets, year-to-date | $516,818,500 | 1,060 |
| Average Assets, quarterly | $531,318,500 | 1,060 |
| Volatile liabilities | $69,245,000 | 1,590 |
| Insider loans | $7,103,000 | 811 |
| FHLB advances | $2,848,000 | 4,144 |
| Loans and leases held for sale | $2,438,000 | 540 |
| Unused loan commitments | $100,807,000 | 919 |
| Tier 1 (core) risk-based capital | $49,020,000 | 1,074 |
| Tier 2 risk-based capital | $4,810,000 | 941 |
| Total risk weighted assets | $422,519,000 | 939 |
| Total unused commitments | $100,807,000 | 921 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 246 | 633 |
| Assets and Liabilities | ||
| Total Assets: | $517,063,000 | 1,090 |
| Cash and due from depository institutions | $29,998,000 | 633 |
| Interest-bearing balances | $16,161,000 | 384 |
| Securities | $37,442,000 | 3,108 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $412,782,000 | 892 |
| Loan loss allowance | $4,600,000 | 1,003 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,005,000 | 454 |
| Other real estate owned | $0 | 633 |
| Goodwill and other intangibles | $2,012,000 | 1,187 |
| All other assets | $16,824,000 | 940 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $517,063,000 | 1,090 |
| Total liabilities | $468,295,000 | 1,079 |
| Total deposits | $461,549,000 | 920 |
| Interest-bearing deposits | $372,364,000 | 978 |
| Deposits held in domestic offices | $461,549,000 | 914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,866,000 | 4,262 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,880,000 | 1,050 |
| Total equity capital | $48,768,000 | 1,124 |
| Total bank equity capital | $48,768,000 | 1,124 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000,000 | 312 |
| Surplus | $12,480,000 | 1,645 |
| Undivided profits | $26,288,000 | 1,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $942,000 | 2,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,087 |
| Income earned, not collected on loans | $1,579,000 | 1,768 |
| Earning assets | $466,385,000 | 1,102 |
| Long-term assets (5+ years) | $39,108,000 | 2,316 |
| Average Assets, year-to-date | $507,233,330 | 1,080 |
| Average Assets, quarterly | $507,586,500 | 1,095 |
| Volatile liabilities | $65,289,000 | 1,646 |
| Insider loans | $7,723,000 | 720 |
| FHLB advances | $2,862,000 | 4,111 |
| Loans and leases held for sale | $3,922,000 | 420 |
| Unused loan commitments | $90,933,000 | 958 |
| Tier 1 (core) risk-based capital | $47,266,000 | 1,088 |
| Tier 2 risk-based capital | $4,600,000 | 973 |
| Total risk weighted assets | $408,899,000 | 956 |
| Total unused commitments | $90,933,000 | 958 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 252 | 619 |
| Assets and Liabilities | ||
| Total Assets: | $498,110,000 | 1,113 |
| Cash and due from depository institutions | $44,523,000 | 619 |
| Interest-bearing balances | $22,293,000 | 324 |
| Securities | $37,711,000 | 3,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $380,444,000 | 952 |
| Loan loss allowance | $4,576,000 | 1,004 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $18,157,000 | 443 |
| Other real estate owned | $0 | 619 |
| Goodwill and other intangibles | $2,035,000 | 1,169 |
| All other assets | $15,240,000 | 978 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $498,110,000 | 1,113 |
| Total liabilities | $450,271,000 | 1,102 |
| Total deposits | $441,193,000 | 963 |
| Interest-bearing deposits | $373,812,000 | 969 |
| Deposits held in domestic offices | $441,193,000 | 960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,881,000 | 4,087 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,197,000 | 803 |
| Total equity capital | $47,839,000 | 1,163 |
| Total bank equity capital | $47,839,000 | 1,163 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000,000 | 303 |
| Surplus | $12,219,000 | 1,653 |
| Undivided profits | $25,620,000 | 1,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,073,000 | 2,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,552,000 | 1,805 |
| Earning assets | $440,448,000 | 1,155 |
| Long-term assets (5+ years) | $35,337,000 | 2,448 |
| Average Assets, year-to-date | $502,318,500 | 1,092 |
| Average Assets, quarterly | $502,318,500 | 1,092 |
| Volatile liabilities | $64,234,000 | 1,586 |
| Insider loans | $7,132,000 | 784 |
| FHLB advances | $2,876,000 | 3,940 |
| Loans and leases held for sale | $1,630,000 | 788 |
| Unused loan commitments | $88,110,000 | 970 |
| Tier 1 (core) risk-based capital | $45,831,000 | 1,101 |
| Tier 2 risk-based capital | $4,576,000 | 958 |
| Total risk weighted assets | $376,538,000 | 1,006 |
| Total unused commitments | $88,110,000 | 971 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 259 | 613 |
| Assets and Liabilities | ||
| Total Assets: | $506,527,000 | 1,099 |
| Cash and due from depository institutions | $62,699,000 | 613 |
| Interest-bearing balances | $29,562,000 | 223 |
| Securities | $54,698,000 | 2,305 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $352,904,000 | 1,023 |
| Loan loss allowance | $4,525,000 | 1,024 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $18,431,000 | 438 |
| Other real estate owned | $0 | 613 |
| Goodwill and other intangibles | $2,067,000 | 1,170 |
| All other assets | $15,728,000 | 957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $506,527,000 | 1,099 |
| Total liabilities | $460,080,000 | 1,084 |
| Total deposits | $454,475,000 | 941 |
| Interest-bearing deposits | $381,831,000 | 955 |
| Deposits held in domestic offices | $454,475,000 | 938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,894,000 | 4,097 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,711,000 | 1,482 |
| Total equity capital | $46,447,000 | 1,173 |
| Total bank equity capital | $46,447,000 | 1,173 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000,000 | 304 |
| Surplus | $11,929,000 | 1,663 |
| Undivided profits | $24,518,000 | 1,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $859,000 | 3,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,668,000 | 1,737 |
| Earning assets | $437,164,000 | 1,154 |
| Long-term assets (5+ years) | $14,986,000 | 4,210 |
| Average Assets, year-to-date | $468,646,400 | 1,141 |
| Average Assets, quarterly | $486,845,500 | 1,124 |
| Volatile liabilities | $61,887,000 | 1,629 |
| Insider loans | $6,498,000 | 824 |
| FHLB advances | $2,889,000 | 3,947 |
| Loans and leases held for sale | $2,648,000 | 554 |
| Unused loan commitments | $75,092,000 | 1,072 |
| Tier 1 (core) risk-based capital | $44,517,000 | 1,131 |
| Tier 2 risk-based capital | $4,445,000 | 991 |
| Total risk weighted assets | $355,555,000 | 1,060 |
| Total unused commitments | $75,092,000 | 1,073 |
| Derivatives | $19,184,000 | 326 |
| 2003-09-30 | Rank | |
| # of Employees: | 253 | 639 |
| Assets and Liabilities | ||
| Total Assets: | $467,164,000 | 1,190 |
| Cash and due from depository institutions | $32,218,000 | 639 |
| Interest-bearing balances | $12,298,000 | 627 |
| Securities | $61,468,000 | 2,065 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $336,702,000 | 1,054 |
| Loan loss allowance | $4,570,000 | 1,022 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $18,763,000 | 432 |
| Other real estate owned | $0 | 639 |
| Goodwill and other intangibles | $2,097,000 | 1,141 |
| All other assets | $15,916,000 | 949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $467,164,000 | 1,190 |
| Total liabilities | $421,672,000 | 1,186 |
| Total deposits | $414,889,000 | 1,039 |
| Interest-bearing deposits | $349,120,000 | 1,055 |
| Deposits held in domestic offices | $414,889,000 | 1,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,909,000 | 4,059 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,874,000 | 1,187 |
| Total equity capital | $45,492,000 | 1,202 |
| Total bank equity capital | $45,492,000 | 1,202 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000,000 | 306 |
| Surplus | $11,611,000 | 1,674 |
| Undivided profits | $23,881,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $799,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,525,000 | 2,035 |
| Earning assets | $410,468,000 | 1,239 |
| Long-term assets (5+ years) | $18,954,000 | 3,695 |
| Average Assets, year-to-date | $459,176,250 | 1,184 |
| Average Assets, quarterly | $466,389,000 | 1,191 |
| Volatile liabilities | $59,615,000 | 1,652 |
| Insider loans | $6,197,000 | 853 |
| FHLB advances | $2,903,000 | 3,884 |
| Loans and leases held for sale | $5,502,000 | 496 |
| Unused loan commitments | $84,008,000 | 986 |
| Tier 1 (core) risk-based capital | $43,428,000 | 1,170 |
| Tier 2 risk-based capital | $4,207,000 | 1,045 |
| Total risk weighted assets | $336,224,000 | 1,126 |
| Total unused commitments | $84,008,000 | 987 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 252 | 648 |
| Assets and Liabilities | ||
| Total Assets: | $465,614,000 | 1,193 |
| Cash and due from depository institutions | $42,966,000 | 648 |
| Interest-bearing balances | $16,287,000 | 525 |
| Securities | $52,909,000 | 2,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $332,950,000 | 1,063 |
| Loan loss allowance | $4,615,000 | 990 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,922,000 | 420 |
| Other real estate owned | $113,000 | 648 |
| Goodwill and other intangibles | $2,128,000 | 1,111 |
| All other assets | $15,626,000 | 934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $465,614,000 | 1,193 |
| Total liabilities | $421,724,000 | 1,183 |
| Total deposits | $416,031,000 | 1,039 |
| Interest-bearing deposits | $346,114,000 | 1,064 |
| Deposits held in domestic offices | $416,031,000 | 1,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,923,000 | 3,998 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,770,000 | 1,572 |
| Total equity capital | $43,890,000 | 1,238 |
| Total bank equity capital | $43,890,000 | 1,238 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000,000 | 300 |
| Surplus | $11,314,000 | 1,672 |
| Undivided profits | $22,576,000 | 1,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 3,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,522,000 | 1,949 |
| Earning assets | $402,146,000 | 1,260 |
| Long-term assets (5+ years) | $35,002,000 | 2,352 |
| Average Assets, year-to-date | $456,513,670 | 1,186 |
| Average Assets, quarterly | $457,196,000 | 1,195 |
| Volatile liabilities | $56,063,000 | 1,711 |
| Insider loans | $6,318,000 | 817 |
| FHLB advances | $2,916,000 | 3,821 |
| Loans and leases held for sale | $11,588,000 | 425 |
| Unused loan commitments | $77,650,000 | 1,029 |
| Tier 1 (core) risk-based capital | $41,849,000 | 1,192 |
| Tier 2 risk-based capital | $4,128,000 | 1,029 |
| Total risk weighted assets | $329,771,000 | 1,128 |
| Total unused commitments | $77,650,000 | 1,034 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 238 | 673 |
| Assets and Liabilities | ||
| Total Assets: | $448,778,000 | 1,207 |
| Cash and due from depository institutions | $55,956,000 | 673 |
| Interest-bearing balances | $30,322,000 | 255 |
| Securities | $37,688,000 | 2,962 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $319,134,000 | 1,086 |
| Loan loss allowance | $4,634,000 | 980 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $18,644,000 | 421 |
| Other real estate owned | $198,000 | 673 |
| Goodwill and other intangibles | $2,160,000 | 1,096 |
| All other assets | $14,998,000 | 950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,778,000 | 1,207 |
| Total liabilities | $406,451,000 | 1,205 |
| Total deposits | $397,857,000 | 1,063 |
| Interest-bearing deposits | $337,532,000 | 1,087 |
| Deposits held in domestic offices | $397,857,000 | 1,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,937,000 | 3,919 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,657,000 | 935 |
| Total equity capital | $42,327,000 | 1,256 |
| Total bank equity capital | $42,327,000 | 1,256 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 296 |
| Surplus | $11,031,000 | 1,685 |
| Undivided profits | $21,296,000 | 1,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 4,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,390 |
| Income earned, not collected on loans | $1,581,000 | 1,899 |
| Earning assets | $387,144,000 | 1,287 |
| Long-term assets (5+ years) | $28,206,000 | 2,688 |
| Average Assets, year-to-date | $451,963,500 | 1,195 |
| Average Assets, quarterly | $451,963,500 | 1,195 |
| Volatile liabilities | $56,272,000 | 1,671 |
| Insider loans | $4,344,000 | 1,206 |
| FHLB advances | $2,930,000 | 3,754 |
| Loans and leases held for sale | $3,349,000 | 792 |
| Unused loan commitments | $68,859,000 | 1,105 |
| Tier 1 (core) risk-based capital | $40,283,000 | 1,214 |
| Tier 2 risk-based capital | $3,967,000 | 1,052 |
| Total risk weighted assets | $316,729,000 | 1,151 |
| Total unused commitments | $68,859,000 | 1,114 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 234 | 687 |
| Assets and Liabilities | ||
| Total Assets: | $455,149,000 | 1,185 |
| Cash and due from depository institutions | $64,129,000 | 687 |
| Interest-bearing balances | $42,922,000 | 156 |
| Securities | $37,503,000 | 2,959 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $318,323,000 | 1,075 |
| Loan loss allowance | $4,657,000 | 951 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,108,000 | 429 |
| Other real estate owned | $193,000 | 687 |
| Goodwill and other intangibles | $2,185,000 | 1,066 |
| All other assets | $14,708,000 | 941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $455,149,000 | 1,185 |
| Total liabilities | $414,184,000 | 1,171 |
| Total deposits | $408,034,000 | 1,013 |
| Interest-bearing deposits | $349,921,000 | 1,022 |
| Deposits held in domestic offices | $408,034,000 | 1,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,952,000 | 3,974 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,198,000 | 1,413 |
| Total equity capital | $40,965,000 | 1,281 |
| Total bank equity capital | $40,965,000 | 1,281 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000,000 | 293 |
| Surplus | $10,792,000 | 1,683 |
| Undivided profits | $20,173,000 | 1,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 4,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,338 |
| Income earned, not collected on loans | $1,577,000 | 1,986 |
| Earning assets | $398,748,000 | 1,224 |
| Long-term assets (5+ years) | $42,975,000 | 1,935 |
| Average Assets, year-to-date | $423,716,200 | 1,201 |
| Average Assets, quarterly | $440,854,500 | 1,199 |
| Volatile liabilities | $57,928,000 | 1,619 |
| Insider loans | $5,253,000 | 970 |
| FHLB advances | $2,944,000 | 3,777 |
| Loans and leases held for sale | $17,800,000 | 318 |
| Unused loan commitments | $63,493,000 | 1,127 |
| Tier 1 (core) risk-based capital | $38,856,000 | 1,230 |
| Tier 2 risk-based capital | $4,054,000 | 1,014 |
| Total risk weighted assets | $323,864,000 | 1,106 |
| Total unused commitments | $63,493,000 | 1,128 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 187 | 871 |
| Assets and Liabilities | ||
| Total Assets: | $419,121,000 | 1,221 |
| Cash and due from depository institutions | $55,774,000 | 871 |
| Interest-bearing balances | $32,893,000 | 196 |
| Securities | $42,345,000 | 2,547 |
| Federal funds sold & reverse repurchase agreements | $51,000 | 7,024 |
| Net loans & leases | $290,644,000 | 1,143 |
| Loan loss allowance | $4,486,000 | 931 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $15,554,000 | 497 |
| Other real estate owned | $143,000 | 871 |
| Goodwill and other intangibles | $299,000 | 2,174 |
| All other assets | $14,311,000 | 914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $419,121,000 | 1,221 |
| Total liabilities | $382,945,000 | 1,209 |
| Total deposits | $380,459,000 | 1,037 |
| Interest-bearing deposits | $332,714,000 | 1,031 |
| Deposits held in domestic offices | $380,459,000 | 1,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $998,000 | 4,732 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,488,000 | 2,550 |
| Total equity capital | $36,176,000 | 1,353 |
| Total bank equity capital | $36,176,000 | 1,353 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $44,029,000 | 524 |
| Undivided profits | $-7,854,000 | 9,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 4,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,101,000 | 1,548 |
| Earning assets | $365,933,000 | 1,280 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $403,164,600 | 1,209 |
| Average Assets, quarterly | $416,650,500 | 1,225 |
| Volatile liabilities | $139,950,000 | 751 |
| Insider loans | $6,154,000 | 781 |
| FHLB advances | $998,000 | 4,484 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $61,710,000 | 1,084 |
| Tier 1 (core) risk-based capital | $36,030,000 | 1,266 |
| Tier 2 risk-based capital | $4,349,000 | 913 |
| Total risk weighted assets | $347,814,000 | 996 |
| Total unused commitments | $61,710,000 | 1,087 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 175 | 900 |
| Assets and Liabilities | ||
| Total Assets: | $381,512,000 | 1,274 |
| Cash and due from depository institutions | $42,530,000 | 900 |
| Interest-bearing balances | $24,742,000 | 180 |
| Securities | $32,841,000 | 3,209 |
| Federal funds sold & reverse repurchase agreements | $34,000 | 6,951 |
| Net loans & leases | $283,647,000 | 1,131 |
| Loan loss allowance | $4,250,000 | 964 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $15,255,000 | 489 |
| Other real estate owned | $64,000 | 900 |
| Goodwill and other intangibles | $478,000 | 1,855 |
| All other assets | $6,663,000 | 1,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $381,512,000 | 1,274 |
| Total liabilities | $339,499,000 | 1,284 |
| Total deposits | $336,565,000 | 1,133 |
| Interest-bearing deposits | $297,970,000 | 1,114 |
| Deposits held in domestic offices | $336,565,000 | 1,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,578,000 | 4,211 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,356,000 | 2,813 |
| Total equity capital | $42,013,000 | 1,114 |
| Total bank equity capital | $42,013,000 | 1,114 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $40,154,000 | 529 |
| Undivided profits | $1,858,000 | 6,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,020,000 | 1,231 |
| Earning assets | $341,264,000 | 1,297 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $375,086,000 | 1,234 |
| Average Assets, quarterly | $377,344,500 | 1,273 |
| Volatile liabilities | $93,764,000 | 1,040 |
| Insider loans | $5,880,000 | 790 |
| FHLB advances | $1,578,000 | 699 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $66,460,000 | 947 |
| Tier 1 (core) risk-based capital | $41,918,000 | 1,051 |
| Tier 2 risk-based capital | $4,132,000 | 935 |
| Total risk weighted assets | $330,520,000 | 996 |
| Total unused commitments | $66,460,000 | 947 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 192 | 876 |
| Assets and Liabilities | ||
| Total Assets: | $390,242,000 | 1,217 |
| Cash and due from depository institutions | $89,377,000 | 876 |
| Interest-bearing balances | $69,448,000 | 76 |
| Securities | $7,615,000 | 7,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $276,683,000 | 1,114 |
| Loan loss allowance | $4,147,000 | 948 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,892,000 | 801 |
| Other real estate owned | $117,000 | 876 |
| Goodwill and other intangibles | $671,000 | 1,724 |
| All other assets | $5,887,000 | 1,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,242,000 | 1,217 |
| Total liabilities | $311,032,000 | 1,377 |
| Total deposits | $309,234,000 | 1,188 |
| Interest-bearing deposits | $274,451,000 | 1,176 |
| Deposits held in domestic offices | $309,234,000 | 1,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,798,000 | 2,057 |
| Total equity capital | $79,210,000 | 601 |
| Total bank equity capital | $79,210,000 | 601 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $40,823,000 | 524 |
| Undivided profits | $38,386,000 | 671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,741,000 | 1,214 |
| Earning assets | $353,746,000 | 1,227 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $362,543,000 | 1,241 |
| Average Assets, quarterly | $383,797,500 | 1,218 |
| Volatile liabilities | $76,451,000 | 1,187 |
| Insider loans | $8,122,000 | 544 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $91,602,000 | 777 |
| Tier 1 (core) risk-based capital | $79,212,000 | 573 |
| Tier 2 risk-based capital | $4,136,000 | 903 |
| Total risk weighted assets | $355,026,000 | 911 |
| Total unused commitments | $91,602,000 | 777 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 175 | 959 |
| Assets and Liabilities | ||
| Total Assets: | $341,541,000 | 1,338 |
| Cash and due from depository institutions | $43,823,000 | 959 |
| Interest-bearing balances | $32,157,000 | 168 |
| Securities | $33,938,000 | 3,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $248,467,000 | 1,147 |
| Loan loss allowance | $3,234,000 | 1,152 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,782,000 | 854 |
| Other real estate owned | $80,000 | 959 |
| Goodwill and other intangibles | $668,000 | 1,653 |
| All other assets | $5,783,000 | 1,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,541,000 | 1,338 |
| Total liabilities | $269,235,000 | 1,525 |
| Total deposits | $265,968,000 | 1,392 |
| Interest-bearing deposits | $227,062,000 | 1,396 |
| Deposits held in domestic offices | $265,968,000 | 1,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,267,000 | 1,356 |
| Total equity capital | $72,306,000 | 662 |
| Total bank equity capital | $72,306,000 | 662 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $36,909,000 | 547 |
| Undivided profits | $35,396,000 | 733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 6,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,500,000 | 1,394 |
| Earning assets | $314,562,000 | 1,336 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $313,095,000 | 1,385 |
| Average Assets, quarterly | $331,816,000 | 1,350 |
| Volatile liabilities | $67,433,000 | 1,105 |
| Insider loans | $5,535,000 | 747 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $88,521,000 | 772 |
| Tier 1 (core) risk-based capital | $72,272,000 | 603 |
| Tier 2 risk-based capital | $3,231,000 | 1,057 |
| Total risk weighted assets | $312,987,000 | 946 |
| Total unused commitments | $88,521,000 | 777 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 152 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $279,976,000 | 1,631 |
| Cash and due from depository institutions | $35,123,000 | 1,145 |
| Interest-bearing balances | $26,964,000 | 155 |
| Securities | $13,079,000 | 6,515 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $217,829,000 | 1,323 |
| Loan loss allowance | $2,807,000 | 1,328 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,072,000 | 922 |
| Other real estate owned | $0 | 1,145 |
| Goodwill and other intangibles | $211,000 | 2,246 |
| All other assets | $5,662,000 | 1,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,976,000 | 1,631 |
| Total liabilities | $249,529,000 | 1,644 |
| Total deposits | $246,191,000 | 1,506 |
| Interest-bearing deposits | $222,575,000 | 1,442 |
| Deposits held in domestic offices | $246,191,000 | 1,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,338,000 | 1,349 |
| Total equity capital | $30,447,000 | 1,490 |
| Total bank equity capital | $30,447,000 | 1,490 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $30,447,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,403,000 | 1,564 |
| Earning assets | $257,872,000 | 1,620 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $261,219,600 | 1,658 |
| Average Assets, quarterly | $276,286,500 | 1,630 |
| Volatile liabilities | $55,011,000 | 1,310 |
| Insider loans | $4,324,000 | 958 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $64,924,000 | 883 |
| Tier 1 (core) risk-based capital | $30,452,000 | 1,398 |
| Tier 2 risk-based capital | $2,804,000 | 1,131 |
| Total risk weighted assets | $245,482,000 | 1,174 |
| Total unused commitments | $64,924,000 | 887 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 129 | 1,446 |
| Assets and Liabilities | ||
| Total Assets: | $242,750,000 | 1,932 |
| Cash and due from depository institutions | $17,575,000 | 1,446 |
| Interest-bearing balances | $10,022,000 | 377 |
| Securities | $9,125,000 | 8,241 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $205,847,000 | 1,437 |
| Loan loss allowance | $2,127,000 | 1,791 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,203,000 | 1,256 |
| Other real estate owned | $0 | 1,446 |
| Goodwill and other intangibles | $22,000 | 3,094 |
| All other assets | $3,978,000 | 1,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,750,000 | 1,932 |
| Total liabilities | $215,500,000 | 1,970 |
| Total deposits | $213,028,000 | 1,809 |
| Interest-bearing deposits | $194,795,000 | 1,714 |
| Deposits held in domestic offices | $213,028,000 | 1,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,472,000 | 1,702 |
| Total equity capital | $27,250,000 | 1,666 |
| Total bank equity capital | $27,250,000 | 1,666 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $27,250,000 | 958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,285,000 | 1,713 |
| Earning assets | $224,994,000 | 1,915 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $234,675,000 | 1,930 |
| Average Assets, quarterly | $240,223,000 | 1,934 |
| Volatile liabilities | $38,512,000 | 1,694 |
| Insider loans | $2,151,000 | 1,975 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,966,000 | 2,127 |
| Tier 1 (core) risk-based capital | $27,248,000 | 1,578 |
| Tier 2 risk-based capital | $2,123,000 | 1,508 |
| Total risk weighted assets | $227,556,000 | 1,279 |
| Total unused commitments | $18,966,000 | 2,140 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 118 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $223,845,000 | 2,118 |
| Cash and due from depository institutions | $13,935,000 | 1,630 |
| Interest-bearing balances | $6,515,000 | 746 |
| Securities | $37,092,000 | 3,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $163,622,000 | 1,733 |
| Loan loss allowance | $2,006,000 | 1,928 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,286,000 | 1,475 |
| Other real estate owned | $0 | 1,630 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,910,000 | 1,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,845,000 | 2,118 |
| Total liabilities | $199,409,000 | 2,140 |
| Total deposits | $197,387,000 | 1,993 |
| Interest-bearing deposits | $176,511,000 | 1,921 |
| Deposits held in domestic offices | $197,387,000 | 1,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,022,000 | 2,083 |
| Total equity capital | $24,436,000 | 1,841 |
| Total bank equity capital | $24,436,000 | 1,841 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $24,436,000 | 1,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 8,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,101,000 | 2,087 |
| Earning assets | $207,229,000 | 2,102 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $215,254,600 | 2,109 |
| Average Assets, quarterly | $222,832,000 | 2,099 |
| Volatile liabilities | $26,952,000 | 2,042 |
| Insider loans | $760,000 | 4,465 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,992,000 | 2,563 |
| Tier 1 (core) risk-based capital | $24,434,000 | 1,750 |
| Tier 2 risk-based capital | $2,006,000 | 1,594 |
| Total risk weighted assets | $184,669,000 | 1,544 |
| Total unused commitments | $13,992,000 | 2,574 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 106 | 1,892 |
| Assets and Liabilities | ||
| Total Assets: | $208,828,000 | 2,221 |
| Cash and due from depository institutions | $11,978,000 | 1,892 |
| Interest-bearing balances | $2,569,000 | 1,304 |
| Securities | $21,564,000 | 5,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $166,921,000 | 1,681 |
| Loan loss allowance | $1,785,000 | 2,178 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,914,000 | 1,508 |
| Other real estate owned | $95,000 | 1,892 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,356,000 | 2,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,828,000 | 2,221 |
| Total liabilities | $187,592,000 | 2,238 |
| Total deposits | $181,182,000 | 2,139 |
| Interest-bearing deposits | $165,739,000 | 1,997 |
| Deposits held in domestic offices | $181,182,000 | 2,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 1,725 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,410,000 | 2,344 |
| Total equity capital | $21,236,000 | 1,951 |
| Total bank equity capital | $21,236,000 | 1,951 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $21,236,000 | 1,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,040,000 | 1,887 |
| Earning assets | $191,054,000 | 2,217 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $209,328,200 | 2,140 |
| Average Assets, quarterly | $211,591,000 | 2,162 |
| Volatile liabilities | $27,268,000 | 1,968 |
| Insider loans | $153,000 | 8,709 |
| FHLB advances | $5,000,000 | 604 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,668,000 | 2,997 |
| Tier 1 (core) risk-based capital | $21,134,000 | 1,968 |
| Tier 2 risk-based capital | $1,785,000 | 1,756 |
| Total risk weighted assets | $172,233,000 | 1,618 |
| Total unused commitments | $10,668,000 | 3,007 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 115 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $206,073,000 | 2,256 |
| Cash and due from depository institutions | $20,160,000 | 1,811 |
| Interest-bearing balances | $15,837,000 | 398 |
| Securities | $15,643,000 | 7,198 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $158,923,000 | 1,727 |
| Loan loss allowance | $1,702,000 | 2,357 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,669,000 | 1,572 |
| Other real estate owned | $711,000 | 1,811 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,467,000 | 2,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,073,000 | 2,256 |
| Total liabilities | $187,295,000 | 2,273 |
| Total deposits | $186,010,000 | 2,147 |
| Interest-bearing deposits | $171,039,000 | 2,013 |
| Deposits held in domestic offices | $186,010,000 | 2,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,285,000 | 2,593 |
| Total equity capital | $18,778,000 | 2,166 |
| Total bank equity capital | $18,778,000 | 2,166 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $18,778,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 5,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $911,000 | 1,928 |
| Earning assets | $192,903,000 | 2,220 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $204,216,000 | 2,205 |
| Average Assets, quarterly | $206,882,000 | 2,226 |
| Volatile liabilities | $19,616,000 | 2,442 |
| Insider loans | $179,000 | 8,571 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,913,000 | 2,712 |
| Tier 1 (core) risk-based capital | $18,723,000 | 2,104 |
| Tier 2 risk-based capital | $1,702,000 | 1,805 |
| Total risk weighted assets | $157,168,000 | 1,747 |
| Total unused commitments | $11,913,000 | 2,735 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $199,161,000 | 2,382 |
| Cash and due from depository institutions | $9,954,000 | 2,290 |
| Interest-bearing balances | $1,315,000 | 3,347 |
| Securities | $9,969,000 | 9,167 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $169,948,000 | 1,653 |
| Loan loss allowance | $1,567,000 | 2,609 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,605,000 | 1,600 |
| Other real estate owned | $1,015,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,670,000 | 2,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,161,000 | 2,382 |
| Total liabilities | $183,006,000 | 2,388 |
| Total deposits | $181,400,000 | 2,275 |
| Interest-bearing deposits | $170,891,000 | 2,108 |
| Deposits held in domestic offices | $181,400,000 | 2,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,606,000 | 2,230 |
| Total equity capital | $16,155,000 | 2,365 |
| Total bank equity capital | $16,155,000 | 2,365 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $16,155,000 | 1,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 4,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,691,000 | 1,132 |
| Earning assets | $181,232,000 | 2,377 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $198,051,000 | 2,330 |
| Average Assets, quarterly | $202,801,000 | 2,312 |
| Volatile liabilities | $14,224,000 | 3,101 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,469,000 | 3,568 |
| Tier 1 (core) risk-based capital | $16,109,000 | 2,317 |
| Tier 2 risk-based capital | $1,449,000 | 2,116 |
| Total risk weighted assets | $143,986,000 | 1,950 |
| Total unused commitments | $7,469,000 | 3,584 |
| Derivatives | $0 | 651 |