Home > Cattleman's National Bank > Income and Expense
Cattleman's National Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 5,724 |
| Total interest expense | $251,000 | 5,961 |
| Net interest income | $1,815,000 | 5,617 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $343,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $376,000 | 2,506 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-33,000 | 6,802 |
| Total noninterest expense | $2,313,000 | 4,705 |
| Salaries and employee benefits | $1,056,000 | 5,031 |
| Premises and equipment expense | $290,000 | 4,434 |
| Additional noninterest expense | $967,000 | 4,194 |
| Pre-tax net operating income | $-155,000 | 6,484 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-64,000 | 6,873 |
| Income before extraordinary items | $-91,000 | 6,531 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-91,000 | 6,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-91,000 | 6,529 |
| Net charge-offs | $92,000 | 4,049 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-91,000 | 6,432 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 5,771 |
| Total interest expense | $171,000 | 6,027 |
| Net interest income | $1,202,000 | 5,660 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $359,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $253,000 | 2,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,582 |
| Total noninterest expense | $1,513,000 | 4,791 |
| Salaries and employee benefits | $647,000 | 5,274 |
| Premises and equipment expense | $200,000 | 4,362 |
| Additional noninterest expense | $666,000 | 4,128 |
| Pre-tax net operating income | $48,000 | 6,108 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $39,000 | 6,279 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $39,000 | 6,279 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $39,000 | 6,279 |
| Net charge-offs | $92,000 | 3,493 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $39,000 | 6,145 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 5,810 |
| Total interest expense | $87,000 | 6,088 |
| Net interest income | $602,000 | 5,689 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $177,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $124,000 | 2,487 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $712,000 | 4,956 |
| Salaries and employee benefits | $320,000 | 5,345 |
| Premises and equipment expense | $104,000 | 4,311 |
| Additional noninterest expense | $288,000 | 4,489 |
| Pre-tax net operating income | $67,000 | 5,759 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $19,000 | 3,700 |
| Income before extraordinary items | $48,000 | 5,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $48,000 | 5,999 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $48,000 | 5,999 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $48,000 | 5,864 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 5,859 |
| Total interest expense | $397,000 | 6,219 |
| Net interest income | $2,442,000 | 5,700 |
| Provision for loan and lease losses | $-60,000 | 7,244 |
| Total noninterest income | $727,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $517,000 | 2,496 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $210,000 | 4,401 |
| Total noninterest expense | $3,342,000 | 4,601 |
| Salaries and employee benefits | $1,512,000 | 4,937 |
| Premises and equipment expense | $413,000 | 4,492 |
| Additional noninterest expense | $1,417,000 | 4,008 |
| Pre-tax net operating income | $-113,000 | 6,152 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-39,000 | 6,709 |
| Income before extraordinary items | $-74,000 | 6,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-74,000 | 6,254 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-74,000 | 6,255 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-74,000 | 6,149 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 5,921 |
| Total interest expense | $310,000 | 6,271 |
| Net interest income | $1,816,000 | 5,765 |
| Provision for loan and lease losses | $-60,000 | 7,332 |
| Total noninterest income | $548,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $389,000 | 2,504 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $159,000 | 4,438 |
| Total noninterest expense | $2,447,000 | 4,657 |
| Salaries and employee benefits | $1,111,000 | 4,993 |
| Premises and equipment expense | $321,000 | 4,464 |
| Additional noninterest expense | $1,015,000 | 4,143 |
| Pre-tax net operating income | $-23,000 | 6,176 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-20,000 | 6,842 |
| Income before extraordinary items | $-3,000 | 6,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,000 | 6,265 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,000 | 6,265 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,000 | 6,162 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 5,955 |
| Total interest expense | $215,000 | 6,311 |
| Net interest income | $1,221,000 | 5,785 |
| Provision for loan and lease losses | $-60,000 | 7,409 |
| Total noninterest income | $364,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $259,000 | 2,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 4,478 |
| Total noninterest expense | $1,723,000 | 4,576 |
| Salaries and employee benefits | $764,000 | 4,945 |
| Premises and equipment expense | $213,000 | 4,521 |
| Additional noninterest expense | $746,000 | 3,917 |
| Pre-tax net operating income | $-78,000 | 6,384 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-34,000 | 6,988 |
| Income before extraordinary items | $-44,000 | 6,408 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-44,000 | 6,407 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-44,000 | 6,408 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-44,000 | 6,348 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 6,011 |
| Total interest expense | $117,000 | 6,277 |
| Net interest income | $592,000 | 5,849 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $179,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $128,000 | 2,490 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 4,640 |
| Total noninterest expense | $902,000 | 4,464 |
| Salaries and employee benefits | $403,000 | 4,848 |
| Premises and equipment expense | $108,000 | 4,522 |
| Additional noninterest expense | $391,000 | 3,791 |
| Pre-tax net operating income | $-161,000 | 6,782 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-55,000 | 7,206 |
| Income before extraordinary items | $-106,000 | 6,733 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-106,000 | 6,732 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-106,000 | 6,733 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-106,000 | 6,723 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 5,848 |
| Total interest expense | $639,000 | 6,138 |
| Net interest income | $2,663,000 | 5,626 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $754,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $561,000 | 2,427 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $193,000 | 4,642 |
| Total noninterest expense | $3,314,000 | 4,728 |
| Salaries and employee benefits | $1,650,000 | 4,782 |
| Premises and equipment expense | $456,000 | 4,423 |
| Additional noninterest expense | $1,208,000 | 4,589 |
| Pre-tax net operating income | $-17,000 | 5,812 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-23,000 | 6,637 |
| Income before extraordinary items | $6,000 | 5,940 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,000 | 5,940 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,000 | 5,940 |
| Net charge-offs | $4,000 | 6,717 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,000 | 5,806 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 5,959 |
| Total interest expense | $501,000 | 6,207 |
| Net interest income | $1,969,000 | 5,741 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $573,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $427,000 | 2,457 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $146,000 | 4,687 |
| Total noninterest expense | $2,473,000 | 4,768 |
| Salaries and employee benefits | $1,219,000 | 4,858 |
| Premises and equipment expense | $350,000 | 4,431 |
| Additional noninterest expense | $904,000 | 4,592 |
| Pre-tax net operating income | $-21,000 | 6,028 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-8,000 | 6,828 |
| Income before extraordinary items | $-13,000 | 6,164 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-13,000 | 6,165 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-13,000 | 6,165 |
| Net charge-offs | $4,000 | 6,473 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-13,000 | 6,036 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 6,006 |
| Total interest expense | $349,000 | 6,212 |
| Net interest income | $1,299,000 | 5,781 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $388,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $291,000 | 2,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $97,000 | 4,687 |
| Total noninterest expense | $1,662,000 | 4,750 |
| Salaries and employee benefits | $822,000 | 4,856 |
| Premises and equipment expense | $228,000 | 4,525 |
| Additional noninterest expense | $612,000 | 4,531 |
| Pre-tax net operating income | $-35,000 | 6,150 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-12,000 | 6,943 |
| Income before extraordinary items | $-23,000 | 6,241 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-23,000 | 6,242 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-23,000 | 6,241 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-23,000 | 6,147 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,002 |
| Total interest expense | $179,000 | 6,293 |
| Net interest income | $665,000 | 5,767 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $191,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $147,000 | 2,383 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $44,000 | 4,900 |
| Total noninterest expense | $817,000 | 4,852 |
| Salaries and employee benefits | $415,000 | 4,896 |
| Premises and equipment expense | $109,000 | 4,723 |
| Additional noninterest expense | $293,000 | 4,651 |
| Pre-tax net operating income | $9,000 | 6,150 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $6,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 6,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $6,000 | 6,308 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $6,000 | 6,199 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 6,077 |
| Total interest expense | $766,000 | 6,552 |
| Net interest income | $2,649,000 | 5,687 |
| Provision for loan and lease losses | $347,000 | 5,075 |
| Total noninterest income | $1,131,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $562,000 | 2,655 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $569,000 | 2,978 |
| Total noninterest expense | $3,593,000 | 4,632 |
| Salaries and employee benefits | $1,785,000 | 4,689 |
| Premises and equipment expense | $577,000 | 3,977 |
| Additional noninterest expense | $1,231,000 | 4,671 |
| Pre-tax net operating income | $-160,000 | 5,663 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $-56,000 | 6,463 |
| Income before extraordinary items | $-98,000 | 5,699 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-98,000 | 5,698 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-98,000 | 5,698 |
| Net charge-offs | $401,000 | 4,092 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-101,840 | 5,680 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 6,131 |
| Total interest expense | $585,000 | 6,652 |
| Net interest income | $1,979,000 | 5,727 |
| Provision for loan and lease losses | $197,000 | 5,186 |
| Total noninterest income | $486,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $402,000 | 2,752 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $84,000 | 5,611 |
| Total noninterest expense | $2,622,000 | 4,729 |
| Salaries and employee benefits | $1,280,000 | 4,836 |
| Premises and equipment expense | $447,000 | 3,926 |
| Additional noninterest expense | $895,000 | 4,741 |
| Pre-tax net operating income | $-354,000 | 6,187 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $-119,000 | 6,981 |
| Income before extraordinary items | $-229,000 | 6,157 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-229,000 | 6,158 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-229,000 | 6,157 |
| Net charge-offs | $412,000 | 3,305 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-232,960 | 6,136 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 6,209 |
| Total interest expense | $385,000 | 6,786 |
| Net interest income | $1,320,000 | 5,742 |
| Provision for loan and lease losses | $84,000 | 5,546 |
| Total noninterest income | $308,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $55,000 | 5,710 |
| Total noninterest expense | $1,743,000 | 4,791 |
| Salaries and employee benefits | $857,000 | 4,894 |
| Premises and equipment expense | $299,000 | 3,943 |
| Additional noninterest expense | $587,000 | 4,785 |
| Pre-tax net operating income | $-199,000 | 6,274 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $-66,000 | 7,057 |
| Income before extraordinary items | $-127,000 | 6,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-127,000 | 6,241 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-127,000 | 6,241 |
| Net charge-offs | $111,000 | 4,136 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-130,960 | 6,215 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 6,262 |
| Total interest expense | $192,000 | 6,871 |
| Net interest income | $656,000 | 5,756 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $139,000 | 2,617 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $809,000 | 4,913 |
| Salaries and employee benefits | $388,000 | 5,246 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $280,000 | 4,620 |
| Pre-tax net operating income | $-44,000 | 6,478 |
| Securities gains (losses) | $6,000 | 2,034 |
| Applicable income taxes | $-13,000 | 7,219 |
| Income before extraordinary items | $-25,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,000 | 6,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-25,000 | 6,540 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-28,960 | 6,441 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 6,202 |
| Total interest expense | $842,000 | 7,052 |
| Net interest income | $2,850,000 | 5,553 |
| Provision for loan and lease losses | $460,000 | 3,934 |
| Total noninterest income | $631,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $564,000 | 2,764 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $67,000 | 6,437 |
| Total noninterest expense | $3,396,000 | 4,736 |
| Salaries and employee benefits | $1,768,000 | 4,847 |
| Premises and equipment expense | $531,000 | 4,300 |
| Additional noninterest expense | $1,097,000 | 4,541 |
| Pre-tax net operating income | $-375,000 | 6,689 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-100,000 | 7,074 |
| Income before extraordinary items | $-274,000 | 6,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-274,000 | 6,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,455 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-274,730 | 6,694 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 6,264 |
| Total interest expense | $646,000 | 7,130 |
| Net interest income | $2,126,000 | 5,617 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $475,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $425,000 | 2,779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 6,582 |
| Total noninterest expense | $2,460,000 | 4,802 |
| Salaries and employee benefits | $1,241,000 | 5,063 |
| Premises and equipment expense | $409,000 | 4,246 |
| Additional noninterest expense | $810,000 | 4,530 |
| Pre-tax net operating income | $111,000 | 6,358 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $37,000 | 4,286 |
| Income before extraordinary items | $75,000 | 6,299 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $75,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $74,330 | 6,454 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 6,322 |
| Total interest expense | $462,000 | 7,141 |
| Net interest income | $1,388,000 | 5,692 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $313,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $285,000 | 2,745 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $1,681,000 | 4,775 |
| Salaries and employee benefits | $872,000 | 4,933 |
| Premises and equipment expense | $269,000 | 4,307 |
| Additional noninterest expense | $540,000 | 4,508 |
| Pre-tax net operating income | $20,000 | 6,834 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $14,000 | 6,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $14,000 | 6,873 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 6,346 |
| Total interest expense | $257,000 | 7,092 |
| Net interest income | $691,000 | 5,736 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $148,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $144,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $827,000 | 4,831 |
| Salaries and employee benefits | $430,000 | 5,019 |
| Premises and equipment expense | $134,000 | 4,326 |
| Additional noninterest expense | $263,000 | 4,531 |
| Pre-tax net operating income | $12,000 | 7,042 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $8,000 | 7,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $8,000 | 7,086 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 6,228 |
| Total interest expense | $1,139,000 | 6,951 |
| Net interest income | $2,858,000 | 5,620 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $740,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $654,000 | 2,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $86,000 | 6,437 |
| Total noninterest expense | $3,410,000 | 4,613 |
| Salaries and employee benefits | $1,782,000 | 4,777 |
| Premises and equipment expense | $497,000 | 4,378 |
| Additional noninterest expense | $1,131,000 | 4,240 |
| Pre-tax net operating income | $188,000 | 6,902 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $54,000 | 4,887 |
| Income before extraordinary items | $134,000 | 7,012 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $134,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,230 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $134,000 | 6,990 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 6,289 |
| Total interest expense | $851,000 | 6,991 |
| Net interest income | $2,106,000 | 5,702 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $554,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $492,000 | 2,473 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $62,000 | 6,500 |
| Total noninterest expense | $2,477,000 | 4,696 |
| Salaries and employee benefits | $1,234,000 | 5,003 |
| Premises and equipment expense | $375,000 | 4,351 |
| Additional noninterest expense | $868,000 | 4,123 |
| Pre-tax net operating income | $183,000 | 7,030 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $60,000 | 4,828 |
| Income before extraordinary items | $123,000 | 7,159 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $123,000 | 7,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,944 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $123,000 | 7,146 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 6,361 |
| Total interest expense | $566,000 | 7,028 |
| Net interest income | $1,375,000 | 5,798 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $356,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $313,000 | 2,569 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $1,649,000 | 4,704 |
| Salaries and employee benefits | $824,000 | 5,032 |
| Premises and equipment expense | $244,000 | 4,449 |
| Additional noninterest expense | $581,000 | 4,116 |
| Pre-tax net operating income | $82,000 | 7,348 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $26,000 | 5,192 |
| Income before extraordinary items | $56,000 | 7,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,873 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $56,000 | 7,434 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 6,478 |
| Total interest expense | $271,000 | 7,105 |
| Net interest income | $657,000 | 5,923 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $171,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $154,000 | 2,550 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $773,000 | 4,909 |
| Salaries and employee benefits | $363,000 | 5,479 |
| Premises and equipment expense | $115,000 | 4,635 |
| Additional noninterest expense | $295,000 | 4,028 |
| Pre-tax net operating income | $55,000 | 7,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $18,000 | 4,999 |
| Income before extraordinary items | $37,000 | 7,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $37,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $37,000 | 7,335 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 6,427 |
| Total interest expense | $968,000 | 7,009 |
| Net interest income | $2,521,000 | 6,000 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $642,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $587,000 | 2,733 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 7,154 |
| Total noninterest expense | $3,055,000 | 4,824 |
| Salaries and employee benefits | $1,537,000 | 5,108 |
| Premises and equipment expense | $527,000 | 4,123 |
| Additional noninterest expense | $991,000 | 4,540 |
| Pre-tax net operating income | $108,000 | 7,682 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $29,000 | 5,777 |
| Income before extraordinary items | $79,000 | 7,751 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $79,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,610 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $79,000 | 7,744 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 6,479 |
| Total interest expense | $715,000 | 7,022 |
| Net interest income | $1,872,000 | 6,094 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $481,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $439,000 | 2,752 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $2,218,000 | 4,917 |
| Salaries and employee benefits | $1,077,000 | 5,322 |
| Premises and equipment expense | $384,000 | 4,200 |
| Additional noninterest expense | $757,000 | 4,458 |
| Pre-tax net operating income | $135,000 | 7,692 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $42,000 | 5,539 |
| Income before extraordinary items | $93,000 | 7,760 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $93,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,204 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $93,000 | 7,761 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 6,517 |
| Total interest expense | $470,000 | 6,977 |
| Net interest income | $1,224,000 | 6,174 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $325,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $294,000 | 2,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $1,502,000 | 4,871 |
| Salaries and employee benefits | $734,000 | 5,255 |
| Premises and equipment expense | $265,000 | 4,128 |
| Additional noninterest expense | $503,000 | 4,474 |
| Pre-tax net operating income | $47,000 | 7,972 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $13,000 | 6,018 |
| Income before extraordinary items | $34,000 | 8,007 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,814 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $34,000 | 8,005 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 6,543 |
| Total interest expense | $230,000 | 6,951 |
| Net interest income | $603,000 | 6,220 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $156,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $144,000 | 2,683 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $701,000 | 5,125 |
| Salaries and employee benefits | $339,000 | 5,537 |
| Premises and equipment expense | $134,000 | 4,106 |
| Additional noninterest expense | $228,000 | 4,757 |
| Pre-tax net operating income | $58,000 | 7,600 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $40,000 | 7,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 7,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $40,000 | 7,693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 6,535 |
| Total interest expense | $793,000 | 6,807 |
| Net interest income | $2,281,000 | 6,287 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $595,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $535,000 | 2,915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,171 |
| Total noninterest expense | $2,874,000 | 4,926 |
| Salaries and employee benefits | $1,579,000 | 4,887 |
| Premises and equipment expense | $478,000 | 4,307 |
| Additional noninterest expense | $817,000 | 5,092 |
| Pre-tax net operating income | $2,000 | 8,235 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-7,000 | 8,450 |
| Income before extraordinary items | $9,000 | 8,250 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,000 | 8,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,039 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,000 | 8,223 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 6,607 |
| Total interest expense | $567,000 | 6,835 |
| Net interest income | $1,673,000 | 6,379 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $432,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $388,000 | 2,985 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $2,069,000 | 5,026 |
| Salaries and employee benefits | $1,142,000 | 4,974 |
| Premises and equipment expense | $359,000 | 4,295 |
| Additional noninterest expense | $568,000 | 5,288 |
| Pre-tax net operating income | $36,000 | 8,229 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $32,000 | 8,258 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $32,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,453 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $32,000 | 8,224 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,639 |
| Total interest expense | $363,000 | 6,824 |
| Net interest income | $1,087,000 | 6,441 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $284,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $252,000 | 2,998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $1,365,000 | 5,059 |
| Salaries and employee benefits | $793,000 | 4,839 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $334,000 | 5,681 |
| Pre-tax net operating income | $6,000 | 8,327 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-3,000 | 8,587 |
| Income before extraordinary items | $9,000 | 8,341 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,046 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $9,000 | 8,311 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,694 |
| Total interest expense | $178,000 | 6,817 |
| Net interest income | $538,000 | 6,514 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $144,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $125,000 | 2,945 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $589,000 | 5,572 |
| Salaries and employee benefits | $369,000 | 5,106 |
| Premises and equipment expense | $120,000 | 4,309 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $93,000 | 7,321 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $29,000 | 5,339 |
| Income before extraordinary items | $64,000 | 7,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $64,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 894 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $64,000 | 7,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 6,213 |
| Total interest expense | $641,000 | 6,809 |
| Net interest income | $2,587,000 | 5,900 |
| Provision for loan and lease losses | $487,000 | 2,000 |
| Total noninterest income | $830,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $663,000 | 2,498 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $167,000 | 5,478 |
| Total noninterest expense | $2,789,000 | 4,912 |
| Salaries and employee benefits | $1,601,000 | 4,727 |
| Premises and equipment expense | $475,000 | 4,258 |
| Additional noninterest expense | $713,000 | 5,464 |
| Pre-tax net operating income | $141,000 | 7,980 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $34,000 | 6,272 |
| Income before extraordinary items | $107,000 | 8,060 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $107,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,663 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $107,000 | 8,018 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 6,127 |
| Total interest expense | $470,000 | 6,852 |
| Net interest income | $2,015,000 | 5,773 |
| Provision for loan and lease losses | $335,000 | 2,066 |
| Total noninterest income | $685,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $520,000 | 2,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 4,912 |
| Total noninterest expense | $2,097,000 | 4,850 |
| Salaries and employee benefits | $1,138,000 | 4,856 |
| Premises and equipment expense | $352,000 | 4,271 |
| Additional noninterest expense | $607,000 | 5,010 |
| Pre-tax net operating income | $268,000 | 7,385 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $56,000 | 5,887 |
| Income before extraordinary items | $212,000 | 7,409 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $212,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,189 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $212,000 | 7,345 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 6,024 |
| Total interest expense | $308,000 | 6,928 |
| Net interest income | $1,415,000 | 5,591 |
| Provision for loan and lease losses | $290,000 | 1,635 |
| Total noninterest income | $375,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $349,000 | 2,397 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $1,357,000 | 4,991 |
| Salaries and employee benefits | $776,000 | 4,815 |
| Premises and equipment expense | $234,000 | 4,282 |
| Additional noninterest expense | $347,000 | 5,539 |
| Pre-tax net operating income | $143,000 | 7,605 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $126,000 | 7,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,363 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $126,000 | 7,464 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 5,938 |
| Total interest expense | $161,000 | 6,883 |
| Net interest income | $733,000 | 5,474 |
| Provision for loan and lease losses | $245,000 | 983 |
| Total noninterest income | $192,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $176,000 | 2,323 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $541,000 | 5,785 |
| Salaries and employee benefits | $358,000 | 5,107 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $68,000 | 7,939 |
| Pre-tax net operating income | $139,000 | 6,590 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $120,000 | 6,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,172 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $120,000 | 6,399 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 5,604 |
| Total interest expense | $865,000 | 6,512 |
| Net interest income | $3,184,000 | 5,117 |
| Provision for loan and lease losses | $395,000 | 2,618 |
| Total noninterest income | $861,000 | 4,053 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $780,000 | 2,157 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $81,000 | 6,870 |
| Total noninterest expense | $3,050,000 | 4,561 |
| Salaries and employee benefits | $1,651,000 | 4,534 |
| Premises and equipment expense | $511,000 | 3,999 |
| Additional noninterest expense | $888,000 | 4,675 |
| Pre-tax net operating income | $600,000 | 6,342 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $142,000 | 5,341 |
| Income before extraordinary items | $458,000 | 6,526 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $458,000 | 6,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,673 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $458,000 | 6,364 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 5,656 |
| Total interest expense | $687,000 | 6,512 |
| Net interest income | $2,365,000 | 5,171 |
| Provision for loan and lease losses | $350,000 | 2,253 |
| Total noninterest income | $643,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $584,000 | 2,183 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 6,984 |
| Total noninterest expense | $2,186,000 | 4,679 |
| Salaries and employee benefits | $1,189,000 | 4,652 |
| Premises and equipment expense | $386,000 | 3,962 |
| Additional noninterest expense | $611,000 | 4,943 |
| Pre-tax net operating income | $472,000 | 6,403 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $102,000 | 5,547 |
| Income before extraordinary items | $370,000 | 6,531 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $370,000 | 6,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,572 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $370,000 | 6,360 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 5,644 |
| Total interest expense | $488,000 | 6,466 |
| Net interest income | $1,570,000 | 5,189 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $421,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $387,000 | 2,154 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $1,619,000 | 4,350 |
| Salaries and employee benefits | $775,000 | 4,717 |
| Premises and equipment expense | $261,000 | 3,912 |
| Additional noninterest expense | $583,000 | 3,782 |
| Pre-tax net operating income | $267,000 | 6,725 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $37,000 | 6,172 |
| Income before extraordinary items | $230,000 | 6,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $230,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $230,000 | 6,493 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 5,674 |
| Total interest expense | $255,000 | 6,435 |
| Net interest income | $774,000 | 5,214 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $205,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $189,000 | 2,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $859,000 | 4,141 |
| Salaries and employee benefits | $420,000 | 4,472 |
| Premises and equipment expense | $132,000 | 3,884 |
| Additional noninterest expense | $307,000 | 3,593 |
| Pre-tax net operating income | $60,000 | 7,837 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $44,000 | 8,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,298 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $44,000 | 7,863 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 5,471 |
| Total interest expense | $1,224,000 | 6,371 |
| Net interest income | $3,359,000 | 4,894 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $861,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $788,000 | 2,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 7,016 |
| Total noninterest expense | $4,186,000 | 3,434 |
| Salaries and employee benefits | $1,522,000 | 4,647 |
| Premises and equipment expense | $320,000 | 5,360 |
| Additional noninterest expense | $2,344,000 | 1,978 |
| Pre-tax net operating income | $-14,000 | 8,665 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-85,000 | 9,047 |
| Income before extraordinary items | $71,000 | 8,461 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $71,000 | 8,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $71,000 | 8,370 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 5,695 |
| Total interest expense | $1,857,000 | 6,332 |
| Net interest income | $3,035,000 | 5,024 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $852,000 | 3,692 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $634,000 | 2,331 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $218,000 | 4,761 |
| Total noninterest expense | $3,114,000 | 4,213 |
| Salaries and employee benefits | $1,388,000 | 4,785 |
| Premises and equipment expense | $399,000 | 4,608 |
| Additional noninterest expense | $1,327,000 | 3,205 |
| Pre-tax net operating income | $718,000 | 5,755 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $267,000 | 4,496 |
| Income before extraordinary items | $451,000 | 6,302 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $451,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,658 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $451,000 | 6,187 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 6,047 |
| Total interest expense | $1,764,000 | 6,672 |
| Net interest income | $2,805,000 | 5,395 |
| Provision for loan and lease losses | $19,000 | 7,668 |
| Total noninterest income | $555,000 | 4,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $2,581,000 | 4,745 |
| Salaries and employee benefits | $1,287,000 | 4,938 |
| Premises and equipment expense | $379,000 | 4,675 |
| Additional noninterest expense | $915,000 | 4,285 |
| Pre-tax net operating income | $760,000 | 6,004 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $271,000 | 4,805 |
| Income before extraordinary items | $489,000 | 6,383 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $489,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 9,638 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $489,000 | 6,397 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 6,319 |
| Total interest expense | $1,488,000 | 7,009 |
| Net interest income | $2,571,000 | 5,704 |
| Provision for loan and lease losses | $392,000 | 2,148 |
| Total noninterest income | $458,000 | 5,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $2,395,000 | 5,027 |
| Salaries and employee benefits | $1,139,000 | 5,370 |
| Premises and equipment expense | $378,000 | 4,709 |
| Additional noninterest expense | $878,000 | 4,466 |
| Pre-tax net operating income | $242,000 | 8,377 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $194,000 | 8,353 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $194,000 | 8,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,604 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $194,000 | 8,319 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 6,633 |
| Total interest expense | $1,633,000 | 6,910 |
| Net interest income | $2,190,000 | 6,309 |
| Provision for loan and lease losses | $490,000 | 1,746 |
| Total noninterest income | $516,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $1,925,000 | 5,738 |
| Salaries and employee benefits | $910,000 | 6,168 |
| Premises and equipment expense | $269,000 | 5,715 |
| Additional noninterest expense | $746,000 | 4,916 |
| Pre-tax net operating income | $291,000 | 8,446 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $40,000 | 8,514 |
| Income before extraordinary items | $251,000 | 8,245 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $251,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $740,000 | 934 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $251,000 | 8,172 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,183 |
| Total interest expense | $1,424,000 | 7,532 |
| Net interest income | $2,054,000 | 6,806 |
| Provision for loan and lease losses | $176,000 | 3,791 |
| Total noninterest income | $433,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $1,547,000 | 6,671 |
| Salaries and employee benefits | $685,000 | 7,403 |
| Premises and equipment expense | $246,000 | 6,116 |
| Additional noninterest expense | $616,000 | 5,709 |
| Pre-tax net operating income | $764,000 | 6,711 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $291,000 | 5,814 |
| Income before extraordinary items | $473,000 | 7,148 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $473,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,017 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $473,000 | 7,100 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 7,769 |
| Total interest expense | $1,393,000 | 7,855 |
| Net interest income | $1,784,000 | 7,585 |
| Provision for loan and lease losses | $246,000 | 2,968 |
| Total noninterest income | $503,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $1,204,000 | 7,972 |
| Salaries and employee benefits | $544,000 | 8,540 |
| Premises and equipment expense | $220,000 | 6,686 |
| Additional noninterest expense | $440,000 | 7,546 |
| Pre-tax net operating income | $837,000 | 6,341 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $290,000 | 5,940 |
| Income before extraordinary items | $547,000 | 6,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $547,000 | 6,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,143 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $547,000 | 6,510 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 8,346 |
| Total interest expense | $1,116,000 | 8,858 |
| Net interest income | $1,794,000 | 7,785 |
| Provision for loan and lease losses | $112,000 | 4,360 |
| Total noninterest income | $453,000 | 5,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,382,000 | 7,641 |
| Salaries and employee benefits | $477,000 | 9,309 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $755,000 | 5,503 |
| Pre-tax net operating income | $753,000 | 7,039 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $271,000 | 6,353 |
| Income before extraordinary items | $482,000 | 7,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $482,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $482,000 | 7,349 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 9,607 |
| Total interest expense | $757,000 | 9,802 |
| Net interest income | $1,343,000 | 9,330 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $333,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $1,159,000 | 8,771 |
| Salaries and employee benefits | $436,000 | 9,952 |
| Premises and equipment expense | $178,000 | 7,891 |
| Additional noninterest expense | $545,000 | 7,466 |
| Pre-tax net operating income | $507,000 | 8,609 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $176,000 | 7,790 |
| Income before extraordinary items | $331,000 | 8,815 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $331,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $331,000 | 8,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 10,461 |
| Total interest expense | $730,000 | 10,409 |
| Net interest income | $1,135,000 | 10,276 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $246,000 | 8,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,010,000 | 9,689 |
| Salaries and employee benefits | $386,000 | 10,785 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $446,000 | 8,764 |
| Pre-tax net operating income | $356,000 | 9,769 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $119,000 | 9,335 |
| Income before extraordinary items | $237,000 | 10,185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $237,000 | 10,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $237,000 | 9,943 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 11,468 |
| Total interest expense | $812,000 | 11,272 |
| Net interest income | $916,000 | 11,446 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $895,000 | 10,511 |
| Salaries and employee benefits | $349,000 | 11,447 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $392,000 | 9,654 |
| Pre-tax net operating income | $98,000 | 12,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $73,000 | 12,319 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $73,000 | 12,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $73,000 | 12,026 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.