Home > Castle Rock Bank > Income and Expense
Castle Rock Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 3,807 |
| Total interest expense | $284,000 | 4,089 |
| Net interest income | $3,401,000 | 3,739 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $397,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $92,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 3,455 |
| Total noninterest expense | $1,960,000 | 4,375 |
| Salaries and employee benefits | $991,000 | 4,515 |
| Premises and equipment expense | $212,000 | 4,290 |
| Additional noninterest expense | $757,000 | 4,005 |
| Pre-tax net operating income | $1,838,000 | 2,843 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,838,000 | 2,541 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,838,000 | 2,541 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,838,000 | 2,541 |
| Net charge-offs | $-13,000 | 4,819 |
| Cash dividends | $545,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,838,000 | 2,533 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 3,832 |
| Total interest expense | $192,000 | 4,074 |
| Net interest income | $2,234,000 | 3,775 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $263,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $64,000 | 4,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 3,483 |
| Total noninterest expense | $1,318,000 | 4,385 |
| Salaries and employee benefits | $661,000 | 4,550 |
| Premises and equipment expense | $139,000 | 4,334 |
| Additional noninterest expense | $518,000 | 3,990 |
| Pre-tax net operating income | $1,179,000 | 2,865 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,179,000 | 2,558 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,179,000 | 2,557 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,179,000 | 2,558 |
| Net charge-offs | $-11,000 | 4,827 |
| Cash dividends | $356,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,179,000 | 2,535 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 3,902 |
| Total interest expense | $96,000 | 4,077 |
| Net interest income | $1,085,000 | 3,840 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $156,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $33,000 | 4,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,187 |
| Total noninterest expense | $640,000 | 4,473 |
| Salaries and employee benefits | $331,000 | 4,593 |
| Premises and equipment expense | $66,000 | 4,460 |
| Additional noninterest expense | $243,000 | 4,109 |
| Pre-tax net operating income | $601,000 | 2,803 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $601,000 | 2,447 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $601,000 | 2,446 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $601,000 | 2,447 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $601,000 | 2,429 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 3,885 |
| Total interest expense | $409,000 | 3,985 |
| Net interest income | $4,375,000 | 3,842 |
| Provision for loan and lease losses | $-300,000 | 5,678 |
| Total noninterest income | $559,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $137,000 | 4,130 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $422,000 | 3,483 |
| Total noninterest expense | $3,001,000 | 4,238 |
| Salaries and employee benefits | $1,571,000 | 4,307 |
| Premises and equipment expense | $285,000 | 4,397 |
| Additional noninterest expense | $1,145,000 | 3,925 |
| Pre-tax net operating income | $2,233,000 | 2,873 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,233,000 | 2,606 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,233,000 | 2,604 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,233,000 | 2,605 |
| Net charge-offs | $-115,000 | 5,555 |
| Cash dividends | $1,205,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,233,000 | 2,543 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 3,890 |
| Total interest expense | $308,000 | 4,004 |
| Net interest income | $3,317,000 | 3,838 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $431,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $104,000 | 4,131 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $327,000 | 3,452 |
| Total noninterest expense | $2,103,000 | 4,389 |
| Salaries and employee benefits | $1,006,000 | 4,597 |
| Premises and equipment expense | $209,000 | 4,448 |
| Additional noninterest expense | $888,000 | 3,878 |
| Pre-tax net operating income | $1,645,000 | 2,954 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,645,000 | 2,660 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,645,000 | 2,660 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,645,000 | 2,660 |
| Net charge-offs | $-100,000 | 5,574 |
| Cash dividends | $451,000 | 2,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,645,000 | 2,600 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 3,926 |
| Total interest expense | $206,000 | 4,018 |
| Net interest income | $2,195,000 | 3,879 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $297,000 | 3,856 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $71,000 | 4,096 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 3,432 |
| Total noninterest expense | $1,393,000 | 4,436 |
| Salaries and employee benefits | $676,000 | 4,627 |
| Premises and equipment expense | $138,000 | 4,503 |
| Additional noninterest expense | $579,000 | 3,958 |
| Pre-tax net operating income | $1,099,000 | 2,905 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,099,000 | 2,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,099,000 | 2,641 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,099,000 | 2,641 |
| Net charge-offs | $-7,000 | 4,862 |
| Cash dividends | $264,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,099,000 | 2,562 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 3,956 |
| Total interest expense | $104,000 | 4,029 |
| Net interest income | $1,090,000 | 3,901 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $150,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,347 |
| Total noninterest expense | $690,000 | 4,481 |
| Salaries and employee benefits | $343,000 | 4,643 |
| Premises and equipment expense | $71,000 | 4,475 |
| Additional noninterest expense | $276,000 | 4,051 |
| Pre-tax net operating income | $550,000 | 2,869 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $550,000 | 2,599 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $550,000 | 2,599 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $550,000 | 2,599 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $550,000 | 2,549 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 4,019 |
| Total interest expense | $444,000 | 3,954 |
| Net interest income | $4,196,000 | 3,977 |
| Provision for loan and lease losses | $-750,000 | 6,004 |
| Total noninterest income | $658,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $172,000 | 3,928 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $486,000 | 3,328 |
| Total noninterest expense | $3,085,000 | 4,279 |
| Salaries and employee benefits | $1,668,000 | 4,257 |
| Premises and equipment expense | $317,000 | 4,370 |
| Additional noninterest expense | $1,100,000 | 4,099 |
| Pre-tax net operating income | $2,519,000 | 2,612 |
| Securities gains (losses) | $5,000 | 2,832 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,524,000 | 2,321 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,524,000 | 2,321 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,524,000 | 2,322 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $1,500,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,519,000 | 2,290 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 4,082 |
| Total interest expense | $335,000 | 3,992 |
| Net interest income | $3,097,000 | 4,045 |
| Provision for loan and lease losses | $-750,000 | 6,125 |
| Total noninterest income | $526,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $131,000 | 3,947 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $395,000 | 3,237 |
| Total noninterest expense | $2,159,000 | 4,441 |
| Salaries and employee benefits | $1,095,000 | 4,589 |
| Premises and equipment expense | $236,000 | 4,428 |
| Additional noninterest expense | $828,000 | 4,111 |
| Pre-tax net operating income | $2,214,000 | 2,391 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,219,000 | 2,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,219,000 | 2,095 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,219,000 | 2,095 |
| Net charge-offs | $6,000 | 3,786 |
| Cash dividends | $879,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,214,000 | 2,045 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 4,140 |
| Total interest expense | $224,000 | 4,027 |
| Net interest income | $2,027,000 | 4,108 |
| Provision for loan and lease losses | $-750,000 | 6,236 |
| Total noninterest income | $318,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $90,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $228,000 | 3,444 |
| Total noninterest expense | $1,447,000 | 4,473 |
| Salaries and employee benefits | $740,000 | 4,602 |
| Premises and equipment expense | $169,000 | 4,318 |
| Additional noninterest expense | $538,000 | 4,191 |
| Pre-tax net operating income | $1,648,000 | 2,188 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,648,000 | 1,896 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,648,000 | 1,898 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,648,000 | 1,898 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $725,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,648,000 | 1,857 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 4,168 |
| Total interest expense | $113,000 | 4,051 |
| Net interest income | $1,008,000 | 4,141 |
| Provision for loan and lease losses | $-750,000 | 6,356 |
| Total noninterest income | $135,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $48,000 | 3,764 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 3,810 |
| Total noninterest expense | $725,000 | 4,506 |
| Salaries and employee benefits | $394,000 | 4,493 |
| Premises and equipment expense | $77,000 | 4,543 |
| Additional noninterest expense | $254,000 | 4,327 |
| Pre-tax net operating income | $1,168,000 | 1,628 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,168,000 | 1,403 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,168,000 | 1,406 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,168,000 | 1,405 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,168,000 | 1,362 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 4,271 |
| Total interest expense | $461,000 | 4,173 |
| Net interest income | $3,909,000 | 4,250 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,007,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $104,000 | 4,938 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $903,000 | 2,465 |
| Total noninterest expense | $2,965,000 | 4,520 |
| Salaries and employee benefits | $1,496,000 | 4,636 |
| Premises and equipment expense | $333,000 | 4,469 |
| Additional noninterest expense | $1,136,000 | 4,163 |
| Pre-tax net operating income | $1,951,000 | 3,014 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,951,000 | 2,748 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,951,000 | 2,746 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,951,000 | 2,748 |
| Net charge-offs | $-42,000 | 5,953 |
| Cash dividends | $1,200,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,951,000 | 2,707 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 4,331 |
| Total interest expense | $341,000 | 4,244 |
| Net interest income | $2,908,000 | 4,309 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $422,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $80,000 | 4,961 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $342,000 | 3,434 |
| Total noninterest expense | $2,135,000 | 4,620 |
| Salaries and employee benefits | $1,018,000 | 4,873 |
| Premises and equipment expense | $255,000 | 4,488 |
| Additional noninterest expense | $862,000 | 4,165 |
| Pre-tax net operating income | $1,195,000 | 3,443 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,195,000 | 3,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,195,000 | 3,156 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,195,000 | 3,157 |
| Net charge-offs | $-27,000 | 5,867 |
| Cash dividends | $426,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,195,000 | 3,113 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 4,362 |
| Total interest expense | $227,000 | 4,298 |
| Net interest income | $1,927,000 | 4,335 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $368,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $52,000 | 5,017 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $316,000 | 2,966 |
| Total noninterest expense | $1,424,000 | 4,656 |
| Salaries and employee benefits | $669,000 | 4,933 |
| Premises and equipment expense | $214,000 | 4,039 |
| Additional noninterest expense | $541,000 | 4,316 |
| Pre-tax net operating income | $871,000 | 3,213 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $871,000 | 2,927 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $871,000 | 2,933 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $871,000 | 2,933 |
| Net charge-offs | $-26,000 | 5,972 |
| Cash dividends | $366,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $871,000 | 2,865 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 4,415 |
| Total interest expense | $112,000 | 4,392 |
| Net interest income | $953,000 | 4,371 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $190,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $165,000 | 2,831 |
| Total noninterest expense | $679,000 | 4,817 |
| Salaries and employee benefits | $324,000 | 5,059 |
| Premises and equipment expense | $102,000 | 4,167 |
| Additional noninterest expense | $253,000 | 4,491 |
| Pre-tax net operating income | $464,000 | 3,036 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $464,000 | 2,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $464,000 | 2,711 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $464,000 | 2,711 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $464,000 | 2,668 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 4,444 |
| Total interest expense | $501,000 | 4,451 |
| Net interest income | $3,811,000 | 4,394 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $592,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $122,000 | 4,928 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $470,000 | 3,444 |
| Total noninterest expense | $3,089,000 | 4,546 |
| Salaries and employee benefits | $1,481,000 | 4,782 |
| Premises and equipment expense | $392,000 | 4,261 |
| Additional noninterest expense | $1,216,000 | 4,174 |
| Pre-tax net operating income | $1,314,000 | 3,616 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,314,000 | 3,393 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,314,000 | 3,394 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,314,000 | 3,396 |
| Net charge-offs | $-141,000 | 6,583 |
| Cash dividends | $928,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,314,000 | 3,350 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 4,574 |
| Total interest expense | $381,000 | 4,521 |
| Net interest income | $2,737,000 | 4,531 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $351,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $93,000 | 4,945 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $258,000 | 3,976 |
| Total noninterest expense | $2,132,000 | 4,756 |
| Salaries and employee benefits | $1,025,000 | 5,010 |
| Premises and equipment expense | $227,000 | 4,864 |
| Additional noninterest expense | $880,000 | 4,257 |
| Pre-tax net operating income | $956,000 | 3,754 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $956,000 | 3,505 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $956,000 | 3,507 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $956,000 | 3,509 |
| Net charge-offs | $26,000 | 4,272 |
| Cash dividends | $678,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $956,000 | 3,430 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 4,622 |
| Total interest expense | $258,000 | 4,550 |
| Net interest income | $1,790,000 | 4,588 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $238,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $63,000 | 4,904 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $175,000 | 3,993 |
| Total noninterest expense | $1,407,000 | 4,796 |
| Salaries and employee benefits | $687,000 | 5,020 |
| Premises and equipment expense | $148,000 | 4,923 |
| Additional noninterest expense | $572,000 | 4,302 |
| Pre-tax net operating income | $621,000 | 3,766 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $621,000 | 3,551 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $621,000 | 3,553 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $621,000 | 3,554 |
| Net charge-offs | $36,000 | 3,609 |
| Cash dividends | $253,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $621,000 | 3,448 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 4,714 |
| Total interest expense | $132,000 | 4,596 |
| Net interest income | $870,000 | 4,676 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $124,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $688,000 | 4,894 |
| Salaries and employee benefits | $335,000 | 5,133 |
| Premises and equipment expense | $75,000 | 4,918 |
| Additional noninterest expense | $278,000 | 4,400 |
| Pre-tax net operating income | $306,000 | 3,773 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $306,000 | 3,528 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $306,000 | 3,529 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $306,000 | 3,530 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $89,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $306,000 | 3,437 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 4,646 |
| Total interest expense | $650,000 | 4,576 |
| Net interest income | $3,716,000 | 4,608 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $931,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $150,000 | 4,784 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $781,000 | 2,717 |
| Total noninterest expense | $3,195,000 | 4,585 |
| Salaries and employee benefits | $1,381,000 | 5,053 |
| Premises and equipment expense | $392,000 | 4,350 |
| Additional noninterest expense | $1,422,000 | 3,918 |
| Pre-tax net operating income | $1,452,000 | 3,384 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,452,000 | 3,192 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,452,000 | 3,192 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,452,000 | 3,192 |
| Net charge-offs | $316,000 | 3,230 |
| Cash dividends | $905,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,452,000 | 3,056 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 4,705 |
| Total interest expense | $504,000 | 4,626 |
| Net interest income | $2,801,000 | 4,657 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $797,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $116,000 | 4,793 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $681,000 | 2,506 |
| Total noninterest expense | $2,371,000 | 4,643 |
| Salaries and employee benefits | $1,001,000 | 5,172 |
| Premises and equipment expense | $295,000 | 4,396 |
| Additional noninterest expense | $1,075,000 | 3,922 |
| Pre-tax net operating income | $1,227,000 | 3,270 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,227,000 | 3,018 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,227,000 | 3,018 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,227,000 | 3,017 |
| Net charge-offs | $323,000 | 2,732 |
| Cash dividends | $205,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,227,000 | 2,879 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 4,721 |
| Total interest expense | $346,000 | 4,667 |
| Net interest income | $1,876,000 | 4,665 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $498,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $79,000 | 4,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $419,000 | 2,579 |
| Total noninterest expense | $1,639,000 | 4,580 |
| Salaries and employee benefits | $675,000 | 5,165 |
| Premises and equipment expense | $204,000 | 4,326 |
| Additional noninterest expense | $760,000 | 3,791 |
| Pre-tax net operating income | $735,000 | 3,445 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $735,000 | 3,224 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $735,000 | 3,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $735,000 | 3,224 |
| Net charge-offs | $-6,000 | 6,510 |
| Cash dividends | $205,000 | 2,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $735,000 | 3,058 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 4,722 |
| Total interest expense | $174,000 | 4,762 |
| Net interest income | $955,000 | 4,664 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $346,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $302,000 | 2,092 |
| Total noninterest expense | $879,000 | 4,456 |
| Salaries and employee benefits | $345,000 | 5,167 |
| Premises and equipment expense | $102,000 | 4,355 |
| Additional noninterest expense | $432,000 | 3,463 |
| Pre-tax net operating income | $422,000 | 3,218 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $422,000 | 2,948 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $422,000 | 2,951 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $422,000 | 2,952 |
| Net charge-offs | $-61,000 | 7,099 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $422,000 | 2,795 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 4,730 |
| Total interest expense | $755,000 | 5,052 |
| Net interest income | $3,922,000 | 4,587 |
| Provision for loan and lease losses | $225,000 | 4,499 |
| Total noninterest income | $440,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $153,000 | 4,849 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $287,000 | 3,932 |
| Total noninterest expense | $3,166,000 | 4,742 |
| Salaries and employee benefits | $1,408,000 | 5,124 |
| Premises and equipment expense | $325,000 | 5,061 |
| Additional noninterest expense | $1,433,000 | 3,979 |
| Pre-tax net operating income | $971,000 | 3,779 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $971,000 | 3,619 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $971,000 | 3,623 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $971,000 | 3,622 |
| Net charge-offs | $219,000 | 4,188 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $971,000 | 3,501 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 4,774 |
| Total interest expense | $577,000 | 5,127 |
| Net interest income | $2,948,000 | 4,609 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $442,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $141,000 | 4,507 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $301,000 | 3,459 |
| Total noninterest expense | $2,321,000 | 4,803 |
| Salaries and employee benefits | $957,000 | 5,386 |
| Premises and equipment expense | $296,000 | 4,640 |
| Additional noninterest expense | $1,068,000 | 3,989 |
| Pre-tax net operating income | $844,000 | 3,612 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $844,000 | 3,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 3,423 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $844,000 | 3,423 |
| Net charge-offs | $224,000 | 3,586 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $844,000 | 3,299 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 4,823 |
| Total interest expense | $391,000 | 5,192 |
| Net interest income | $1,964,000 | 4,633 |
| Provision for loan and lease losses | $225,000 | 3,378 |
| Total noninterest income | $282,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $91,000 | 4,565 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 3,563 |
| Total noninterest expense | $1,508,000 | 4,926 |
| Salaries and employee benefits | $637,000 | 5,448 |
| Premises and equipment expense | $186,000 | 4,826 |
| Additional noninterest expense | $685,000 | 4,174 |
| Pre-tax net operating income | $513,000 | 3,778 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $513,000 | 3,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $513,000 | 3,540 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $513,000 | 3,540 |
| Net charge-offs | $27,000 | 4,894 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $513,000 | 3,439 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 4,872 |
| Total interest expense | $200,000 | 5,246 |
| Net interest income | $966,000 | 4,671 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $148,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $112,000 | 3,377 |
| Total noninterest expense | $782,000 | 4,857 |
| Salaries and employee benefits | $321,000 | 5,455 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $363,000 | 3,989 |
| Pre-tax net operating income | $107,000 | 5,061 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $107,000 | 4,915 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $107,000 | 4,913 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $107,000 | 4,915 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $107,000 | 4,861 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 4,738 |
| Total interest expense | $1,037,000 | 5,132 |
| Net interest income | $4,115,000 | 4,502 |
| Provision for loan and lease losses | $1,400,000 | 2,552 |
| Total noninterest income | $518,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $148,000 | 4,917 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $370,000 | 3,640 |
| Total noninterest expense | $3,414,000 | 4,661 |
| Salaries and employee benefits | $1,398,000 | 5,253 |
| Premises and equipment expense | $396,000 | 4,783 |
| Additional noninterest expense | $1,620,000 | 3,797 |
| Pre-tax net operating income | $-181,000 | 6,009 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $8,000 | 4,266 |
| Income before extraordinary items | $-189,000 | 6,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-189,000 | 6,158 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-189,000 | 6,159 |
| Net charge-offs | $1,533,000 | 2,159 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-189,000 | 6,086 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 4,765 |
| Total interest expense | $817,000 | 5,177 |
| Net interest income | $3,134,000 | 4,508 |
| Provision for loan and lease losses | $1,200,000 | 2,269 |
| Total noninterest income | $389,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $108,000 | 5,060 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $281,000 | 3,644 |
| Total noninterest expense | $2,530,000 | 4,715 |
| Salaries and employee benefits | $1,072,000 | 5,222 |
| Premises and equipment expense | $290,000 | 4,905 |
| Additional noninterest expense | $1,168,000 | 3,873 |
| Pre-tax net operating income | $-207,000 | 6,302 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $8,000 | 4,311 |
| Income before extraordinary items | $-215,000 | 6,454 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-215,000 | 6,455 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-215,000 | 6,454 |
| Net charge-offs | $1,057,000 | 2,130 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-215,000 | 6,364 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 4,757 |
| Total interest expense | $572,000 | 5,185 |
| Net interest income | $2,106,000 | 4,485 |
| Provision for loan and lease losses | $950,000 | 1,992 |
| Total noninterest income | $254,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $70,000 | 5,108 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $1,666,000 | 4,743 |
| Salaries and employee benefits | $748,000 | 5,117 |
| Premises and equipment expense | $203,000 | 4,834 |
| Additional noninterest expense | $715,000 | 4,087 |
| Pre-tax net operating income | $-256,000 | 6,514 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $-264,000 | 6,643 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-264,000 | 6,645 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-264,000 | 6,644 |
| Net charge-offs | $1,039,000 | 1,683 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-264,000 | 6,593 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 4,760 |
| Total interest expense | $299,000 | 5,205 |
| Net interest income | $1,067,000 | 4,472 |
| Provision for loan and lease losses | $700,000 | 1,467 |
| Total noninterest income | $145,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $36,000 | 5,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $109,000 | 3,348 |
| Total noninterest expense | $799,000 | 4,924 |
| Salaries and employee benefits | $388,000 | 5,083 |
| Premises and equipment expense | $102,000 | 4,904 |
| Additional noninterest expense | $309,000 | 4,501 |
| Pre-tax net operating income | $-287,000 | 6,951 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-287,000 | 7,062 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-287,000 | 7,063 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-287,000 | 7,062 |
| Net charge-offs | $635,000 | 1,404 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-287,000 | 7,020 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 4,379 |
| Total interest expense | $1,839,000 | 4,689 |
| Net interest income | $4,670,000 | 4,115 |
| Provision for loan and lease losses | $2,250,000 | 2,327 |
| Total noninterest income | $442,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $166,000 | 4,974 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $276,000 | 4,094 |
| Total noninterest expense | $3,228,000 | 4,969 |
| Salaries and employee benefits | $1,676,000 | 4,867 |
| Premises and equipment expense | $424,000 | 4,833 |
| Additional noninterest expense | $1,128,000 | 4,902 |
| Pre-tax net operating income | $-366,000 | 5,873 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-366,000 | 5,989 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-366,000 | 5,987 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-366,000 | 5,987 |
| Net charge-offs | $1,622,000 | 2,280 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-366,000 | 5,985 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 4,355 |
| Total interest expense | $1,476,000 | 4,646 |
| Net interest income | $3,551,000 | 4,085 |
| Provision for loan and lease losses | $2,050,000 | 1,871 |
| Total noninterest income | $312,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $128,000 | 4,958 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $184,000 | 4,423 |
| Total noninterest expense | $2,445,000 | 4,945 |
| Salaries and employee benefits | $1,273,000 | 4,857 |
| Premises and equipment expense | $315,000 | 4,908 |
| Additional noninterest expense | $857,000 | 4,855 |
| Pre-tax net operating income | $-632,000 | 6,428 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-632,000 | 6,527 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-632,000 | 6,529 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-632,000 | 6,528 |
| Net charge-offs | $1,231,000 | 1,972 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-632,000 | 6,514 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 4,301 |
| Total interest expense | $1,070,000 | 4,533 |
| Net interest income | $2,385,000 | 4,056 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $204,000 | 5,190 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $99,000 | 4,691 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $105,000 | 4,716 |
| Total noninterest expense | $1,604,000 | 5,044 |
| Salaries and employee benefits | $833,000 | 4,978 |
| Premises and equipment expense | $201,000 | 5,060 |
| Additional noninterest expense | $570,000 | 4,869 |
| Pre-tax net operating income | $535,000 | 3,199 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $535,000 | 2,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $535,000 | 2,971 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $535,000 | 2,972 |
| Net charge-offs | $353,000 | 2,749 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $535,000 | 2,867 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 4,308 |
| Total interest expense | $583,000 | 4,425 |
| Net interest income | $1,169,000 | 4,098 |
| Provision for loan and lease losses | $210,000 | 2,775 |
| Total noninterest income | $102,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $771,000 | 5,083 |
| Salaries and employee benefits | $424,000 | 4,962 |
| Premises and equipment expense | $104,000 | 5,010 |
| Additional noninterest expense | $243,000 | 5,023 |
| Pre-tax net operating income | $290,000 | 3,387 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $290,000 | 3,194 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $290,000 | 3,194 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $290,000 | 3,194 |
| Net charge-offs | $243,000 | 1,980 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $290,000 | 3,041 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,806,000 | 4,203 |
| Total interest expense | $2,836,000 | 4,405 |
| Net interest income | $4,970,000 | 3,962 |
| Provision for loan and lease losses | $1,750,000 | 1,965 |
| Total noninterest income | $531,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $200,000 | 4,791 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $331,000 | 3,925 |
| Total noninterest expense | $3,466,000 | 4,674 |
| Salaries and employee benefits | $1,823,000 | 4,748 |
| Premises and equipment expense | $412,000 | 5,003 |
| Additional noninterest expense | $1,231,000 | 4,214 |
| Pre-tax net operating income | $285,000 | 5,491 |
| Securities gains (losses) | $-947,000 | 7,719 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-662,000 | 6,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-662,000 | 6,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $626,000 | 2,493 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $285,000 | 5,337 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 4,245 |
| Total interest expense | $2,153,000 | 4,495 |
| Net interest income | $3,760,000 | 3,964 |
| Provision for loan and lease losses | $700,000 | 2,264 |
| Total noninterest income | $356,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $148,000 | 4,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $208,000 | 4,341 |
| Total noninterest expense | $2,717,000 | 4,512 |
| Salaries and employee benefits | $1,475,000 | 4,545 |
| Premises and equipment expense | $309,000 | 5,020 |
| Additional noninterest expense | $933,000 | 4,085 |
| Pre-tax net operating income | $699,000 | 4,341 |
| Securities gains (losses) | $-948,000 | 7,909 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-249,000 | 6,961 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-249,000 | 6,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,713 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $699,000 | 3,958 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 4,271 |
| Total interest expense | $1,458,000 | 4,581 |
| Net interest income | $2,514,000 | 3,957 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $248,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $102,000 | 4,802 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $1,836,000 | 4,506 |
| Salaries and employee benefits | $1,016,000 | 4,471 |
| Premises and equipment expense | $197,000 | 5,192 |
| Additional noninterest expense | $623,000 | 4,065 |
| Pre-tax net operating income | $676,000 | 3,765 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $676,000 | 3,385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $676,000 | 3,336 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 4,316 |
| Total interest expense | $766,000 | 4,631 |
| Net interest income | $1,238,000 | 4,011 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $105,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $52,000 | 4,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $809,000 | 4,900 |
| Salaries and employee benefits | $490,000 | 4,627 |
| Premises and equipment expense | $96,000 | 5,276 |
| Additional noninterest expense | $223,000 | 5,038 |
| Pre-tax net operating income | $484,000 | 3,134 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $484,000 | 2,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $484,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $484,000 | 2,684 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 4,460 |
| Total interest expense | $3,193,000 | 4,615 |
| Net interest income | $4,538,000 | 4,270 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $543,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $162,000 | 5,297 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $381,000 | 3,825 |
| Total noninterest expense | $3,327,000 | 4,688 |
| Salaries and employee benefits | $1,976,000 | 4,415 |
| Premises and equipment expense | $446,000 | 4,696 |
| Additional noninterest expense | $905,000 | 4,949 |
| Pre-tax net operating income | $1,704,000 | 3,658 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 5,711 |
| Income before extraordinary items | $1,697,000 | 3,175 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,697,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,950 |
| Cash dividends | $850,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,697,000 | 3,162 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,708,000 | 4,524 |
| Total interest expense | $2,346,000 | 4,687 |
| Net interest income | $3,362,000 | 4,332 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $404,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 5,348 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $285,000 | 3,829 |
| Total noninterest expense | $2,484,000 | 4,688 |
| Salaries and employee benefits | $1,456,000 | 4,474 |
| Premises and equipment expense | $340,000 | 4,630 |
| Additional noninterest expense | $688,000 | 4,847 |
| Pre-tax net operating income | $1,257,000 | 3,843 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,257,000 | 3,362 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,257,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $421,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,257,000 | 3,351 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 4,599 |
| Total interest expense | $1,525,000 | 4,747 |
| Net interest income | $2,208,000 | 4,399 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $312,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $230,000 | 3,520 |
| Total noninterest expense | $1,660,000 | 4,679 |
| Salaries and employee benefits | $953,000 | 4,564 |
| Premises and equipment expense | $230,000 | 4,617 |
| Additional noninterest expense | $477,000 | 4,719 |
| Pre-tax net operating income | $860,000 | 3,862 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $860,000 | 3,356 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $860,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $272,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $860,000 | 3,334 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 4,632 |
| Total interest expense | $732,000 | 4,854 |
| Net interest income | $1,111,000 | 4,385 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $117,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $818,000 | 4,742 |
| Salaries and employee benefits | $466,000 | 4,667 |
| Premises and equipment expense | $116,000 | 4,609 |
| Additional noninterest expense | $236,000 | 4,729 |
| Pre-tax net operating income | $410,000 | 3,933 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $410,000 | 3,433 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $410,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $410,000 | 3,407 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 4,425 |
| Total interest expense | $2,650,000 | 4,667 |
| Net interest income | $4,710,000 | 4,199 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $434,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $217,000 | 4,808 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $217,000 | 4,957 |
| Total noninterest expense | $3,390,000 | 4,496 |
| Salaries and employee benefits | $1,919,000 | 4,410 |
| Premises and equipment expense | $433,000 | 4,688 |
| Additional noninterest expense | $1,038,000 | 4,389 |
| Pre-tax net operating income | $1,754,000 | 3,954 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,000 | 6,282 |
| Income before extraordinary items | $1,748,000 | 3,421 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,748,000 | 3,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,131 |
| Cash dividends | $1,600,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,748,000 | 3,406 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 4,442 |
| Total interest expense | $1,925,000 | 4,667 |
| Net interest income | $3,524,000 | 4,228 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $320,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $165,000 | 4,830 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $155,000 | 5,064 |
| Total noninterest expense | $2,482,000 | 4,566 |
| Salaries and employee benefits | $1,412,000 | 4,447 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $743,000 | 4,521 |
| Pre-tax net operating income | $1,362,000 | 4,001 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,362,000 | 3,412 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,362,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,286 |
| Cash dividends | $448,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,362,000 | 3,408 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 4,522 |
| Total interest expense | $1,207,000 | 4,699 |
| Net interest income | $2,279,000 | 4,325 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $204,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 4,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $1,628,000 | 4,616 |
| Salaries and employee benefits | $898,000 | 4,620 |
| Premises and equipment expense | $248,000 | 4,298 |
| Additional noninterest expense | $482,000 | 4,597 |
| Pre-tax net operating income | $855,000 | 4,171 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $855,000 | 3,577 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $855,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,578 |
| Cash dividends | $256,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $855,000 | 3,563 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 4,619 |
| Total interest expense | $564,000 | 4,764 |
| Net interest income | $1,093,000 | 4,448 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $100,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $780,000 | 4,776 |
| Salaries and employee benefits | $446,000 | 4,676 |
| Premises and equipment expense | $128,000 | 4,229 |
| Additional noninterest expense | $206,000 | 5,089 |
| Pre-tax net operating income | $413,000 | 4,204 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $413,000 | 3,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $413,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,591 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $413,000 | 3,598 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 4,443 |
| Total interest expense | $1,906,000 | 4,572 |
| Net interest income | $4,468,000 | 4,285 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $1,030,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $242,000 | 4,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $788,000 | 2,564 |
| Total noninterest expense | $3,663,000 | 4,147 |
| Salaries and employee benefits | $1,881,000 | 4,318 |
| Premises and equipment expense | $537,000 | 3,973 |
| Additional noninterest expense | $1,245,000 | 3,750 |
| Pre-tax net operating income | $1,735,000 | 4,041 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $999,000 | 2,264 |
| Income before extraordinary items | $736,000 | 5,555 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $736,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,232 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $736,000 | 5,520 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 4,441 |
| Total interest expense | $1,360,000 | 4,581 |
| Net interest income | $3,347,000 | 4,290 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $899,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $166,000 | 4,859 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $733,000 | 2,246 |
| Total noninterest expense | $2,821,000 | 4,019 |
| Salaries and employee benefits | $1,386,000 | 4,351 |
| Premises and equipment expense | $426,000 | 3,793 |
| Additional noninterest expense | $1,009,000 | 3,479 |
| Pre-tax net operating income | $1,325,000 | 4,071 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $438,000 | 3,168 |
| Income before extraordinary items | $887,000 | 4,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $887,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,251 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $887,000 | 4,454 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 4,470 |
| Total interest expense | $848,000 | 4,616 |
| Net interest income | $2,201,000 | 4,306 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $669,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $114,000 | 4,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $555,000 | 2,038 |
| Total noninterest expense | $1,886,000 | 3,996 |
| Salaries and employee benefits | $946,000 | 4,251 |
| Premises and equipment expense | $274,000 | 3,881 |
| Additional noninterest expense | $666,000 | 3,488 |
| Pre-tax net operating income | $984,000 | 3,758 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $333,000 | 2,919 |
| Income before extraordinary items | $651,000 | 4,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $651,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $651,000 | 4,142 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 4,557 |
| Total interest expense | $397,000 | 4,712 |
| Net interest income | $1,073,000 | 4,399 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $411,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $356,000 | 1,686 |
| Total noninterest expense | $906,000 | 4,141 |
| Salaries and employee benefits | $462,000 | 4,344 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $311,000 | 3,705 |
| Pre-tax net operating income | $578,000 | 3,312 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $379,000 | 3,758 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $379,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $379,000 | 3,719 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 4,593 |
| Total interest expense | $1,338,000 | 4,818 |
| Net interest income | $4,067,000 | 4,426 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,743,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $237,000 | 4,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,506,000 | 1,632 |
| Total noninterest expense | $4,210,000 | 3,590 |
| Salaries and employee benefits | $1,892,000 | 4,180 |
| Premises and equipment expense | $573,000 | 3,670 |
| Additional noninterest expense | $1,745,000 | 2,732 |
| Pre-tax net operating income | $1,600,000 | 4,085 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $528,000 | 3,259 |
| Income before extraordinary items | $1,072,000 | 4,509 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,072,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $750,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,072,000 | 4,437 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 4,600 |
| Total interest expense | $994,000 | 4,800 |
| Net interest income | $3,030,000 | 4,436 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $318,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $180,000 | 4,857 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 5,303 |
| Total noninterest expense | $2,253,000 | 4,623 |
| Salaries and employee benefits | $1,211,000 | 4,649 |
| Premises and equipment expense | $368,000 | 4,133 |
| Additional noninterest expense | $674,000 | 4,665 |
| Pre-tax net operating income | $1,095,000 | 4,393 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $369,000 | 3,442 |
| Income before extraordinary items | $726,000 | 4,863 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $726,000 | 4,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $726,000 | 4,778 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 4,648 |
| Total interest expense | $660,000 | 4,835 |
| Net interest income | $1,982,000 | 4,502 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $207,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $122,000 | 4,840 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 5,489 |
| Total noninterest expense | $1,536,000 | 4,587 |
| Salaries and employee benefits | $805,000 | 4,700 |
| Premises and equipment expense | $258,000 | 3,980 |
| Additional noninterest expense | $473,000 | 4,515 |
| Pre-tax net operating income | $653,000 | 4,622 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $222,000 | 3,585 |
| Income before extraordinary items | $431,000 | 5,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $431,000 | 5,029 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 4,627 |
| Total interest expense | $330,000 | 4,886 |
| Net interest income | $1,008,000 | 4,448 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $113,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $747,000 | 4,703 |
| Salaries and employee benefits | $405,000 | 4,698 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $204,000 | 5,003 |
| Pre-tax net operating income | $374,000 | 4,259 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $124,000 | 3,441 |
| Income before extraordinary items | $250,000 | 4,753 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $250,000 | 4,631 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,786,000 | 4,405 |
| Total interest expense | $1,402,000 | 5,086 |
| Net interest income | $4,384,000 | 4,080 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,427,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $303,000 | 4,273 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,124,000 | 1,413 |
| Total noninterest expense | $4,686,000 | 3,230 |
| Salaries and employee benefits | $2,005,000 | 3,910 |
| Premises and equipment expense | $490,000 | 4,132 |
| Additional noninterest expense | $2,191,000 | 2,205 |
| Pre-tax net operating income | $2,125,000 | 3,259 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $680,000 | 2,849 |
| Income before extraordinary items | $1,445,000 | 3,646 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,445,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $1,100,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,445,000 | 3,493 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 4,440 |
| Total interest expense | $1,071,000 | 5,179 |
| Net interest income | $3,304,000 | 4,079 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $528,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $229,000 | 4,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 4,047 |
| Total noninterest expense | $2,202,000 | 4,648 |
| Salaries and employee benefits | $1,288,000 | 4,391 |
| Premises and equipment expense | $303,000 | 4,685 |
| Additional noninterest expense | $611,000 | 4,943 |
| Pre-tax net operating income | $1,555,000 | 3,449 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $445,000 | 3,231 |
| Income before extraordinary items | $1,110,000 | 3,711 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,110,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,110,000 | 3,539 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 4,510 |
| Total interest expense | $716,000 | 5,264 |
| Net interest income | $2,166,000 | 4,143 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $421,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $153,000 | 4,233 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $268,000 | 3,501 |
| Total noninterest expense | $1,466,000 | 4,666 |
| Salaries and employee benefits | $859,000 | 4,398 |
| Premises and equipment expense | $203,000 | 4,657 |
| Additional noninterest expense | $404,000 | 4,976 |
| Pre-tax net operating income | $1,071,000 | 3,355 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $283,000 | 3,340 |
| Income before extraordinary items | $788,000 | 3,553 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $788,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $788,000 | 3,354 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 4,555 |
| Total interest expense | $355,000 | 5,410 |
| Net interest income | $1,075,000 | 4,174 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $150,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 4,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $698,000 | 4,803 |
| Salaries and employee benefits | $416,000 | 4,500 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $183,000 | 5,286 |
| Pre-tax net operating income | $502,000 | 3,476 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $150,000 | 3,221 |
| Income before extraordinary items | $352,000 | 3,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $352,000 | 3,608 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 4,784 |
| Total interest expense | $1,660,000 | 5,407 |
| Net interest income | $3,927,000 | 4,405 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $697,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $284,000 | 4,352 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $413,000 | 3,645 |
| Total noninterest expense | $2,837,000 | 4,642 |
| Salaries and employee benefits | $1,577,000 | 4,496 |
| Premises and equipment expense | $402,000 | 4,634 |
| Additional noninterest expense | $858,000 | 4,692 |
| Pre-tax net operating income | $1,637,000 | 3,878 |
| Securities gains (losses) | $19,000 | 3,191 |
| Applicable income taxes | $498,000 | 3,448 |
| Income before extraordinary items | $1,158,000 | 4,183 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,158,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,849 |
| Cash dividends | $950,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,144,700 | 4,110 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,710,000 | 4,564 |
| Total interest expense | $2,787,000 | 5,012 |
| Net interest income | $3,923,000 | 4,184 |
| Provision for loan and lease losses | $450,000 | 2,395 |
| Total noninterest income | $882,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $266,000 | 4,472 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $616,000 | 2,786 |
| Total noninterest expense | $2,811,000 | 4,561 |
| Salaries and employee benefits | $1,521,000 | 4,463 |
| Premises and equipment expense | $424,000 | 4,413 |
| Additional noninterest expense | $866,000 | 4,519 |
| Pre-tax net operating income | $1,544,000 | 3,777 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $402,000 | 3,730 |
| Income before extraordinary items | $1,144,000 | 3,929 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,144,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,263 |
| Cash dividends | $542,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,142,520 | 3,794 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 4,870 |
| Total interest expense | $2,830,000 | 5,142 |
| Net interest income | $3,590,000 | 4,518 |
| Provision for loan and lease losses | $625,000 | 1,550 |
| Total noninterest income | $575,000 | 4,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,885 |
| Total noninterest expense | $2,635,000 | 4,680 |
| Salaries and employee benefits | $1,385,000 | 4,665 |
| Premises and equipment expense | $470,000 | 3,980 |
| Additional noninterest expense | $780,000 | 4,823 |
| Pre-tax net operating income | $905,000 | 5,532 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $274,000 | 4,774 |
| Income before extraordinary items | $631,000 | 5,705 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $631,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,505 |
| Cash dividends | $323,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $631,000 | 5,718 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 5,669 |
| Total interest expense | $1,911,000 | 6,161 |
| Net interest income | $2,948,000 | 5,228 |
| Provision for loan and lease losses | $290,000 | 2,751 |
| Total noninterest income | $581,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,875 |
| Total noninterest expense | $2,586,000 | 4,755 |
| Salaries and employee benefits | $1,383,000 | 4,631 |
| Premises and equipment expense | $437,000 | 4,223 |
| Additional noninterest expense | $766,000 | 4,946 |
| Pre-tax net operating income | $653,000 | 6,504 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $211,000 | 5,593 |
| Income before extraordinary items | $442,000 | 6,753 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $442,000 | 6,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,118 |
| Cash dividends | $255,000 | 4,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $442,000 | 6,728 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 6,277 |
| Total interest expense | $1,771,000 | 6,601 |
| Net interest income | $2,461,000 | 5,906 |
| Provision for loan and lease losses | $237,000 | 3,158 |
| Total noninterest income | $579,000 | 4,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,734 |
| Total noninterest expense | $2,181,000 | 5,256 |
| Salaries and employee benefits | $1,184,000 | 5,110 |
| Premises and equipment expense | $340,000 | 4,977 |
| Additional noninterest expense | $657,000 | 5,408 |
| Pre-tax net operating income | $622,000 | 6,804 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $173,000 | 6,538 |
| Income before extraordinary items | $456,000 | 6,872 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $456,000 | 6,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $185,000 | 5,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $450,960 | 6,800 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 6,881 |
| Total interest expense | $1,346,000 | 7,725 |
| Net interest income | $2,420,000 | 6,180 |
| Provision for loan and lease losses | $112,000 | 4,932 |
| Total noninterest income | $611,000 | 4,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,640 |
| Total noninterest expense | $1,783,000 | 6,107 |
| Salaries and employee benefits | $1,001,000 | 5,867 |
| Premises and equipment expense | $233,000 | 6,305 |
| Additional noninterest expense | $549,000 | 6,124 |
| Pre-tax net operating income | $1,136,000 | 5,419 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $386,000 | 4,980 |
| Income before extraordinary items | $757,000 | 5,643 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $757,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $185,000 | 5,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $752,380 | 5,629 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 8,507 |
| Total interest expense | $993,000 | 9,032 |
| Net interest income | $1,647,000 | 7,913 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $552,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,872 |
| Total noninterest expense | $1,389,000 | 7,421 |
| Salaries and employee benefits | $725,000 | 7,373 |
| Premises and equipment expense | $179,000 | 7,451 |
| Additional noninterest expense | $485,000 | 7,178 |
| Pre-tax net operating income | $670,000 | 7,069 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $216,000 | 6,894 |
| Income before extraordinary items | $454,000 | 7,201 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $454,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $85,000 | 6,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $454,000 | 7,156 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 9,933 |
| Total interest expense | $678,000 | 10,386 |
| Net interest income | $1,192,000 | 9,351 |
| Provision for loan and lease losses | $74,000 | 5,310 |
| Total noninterest income | $333,000 | 6,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $1,039,000 | 8,797 |
| Salaries and employee benefits | $533,000 | 8,829 |
| Premises and equipment expense | $119,000 | 9,075 |
| Additional noninterest expense | $387,000 | 8,323 |
| Pre-tax net operating income | $412,000 | 8,983 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $153,000 | 8,204 |
| Income before extraordinary items | $259,000 | 9,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $259,000 | 9,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $259,000 | 9,311 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 11,239 |
| Total interest expense | $450,000 | 11,340 |
| Net interest income | $803,000 | 11,051 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $272,000 | 7,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $630,000 | 10,976 |
| Salaries and employee benefits | $321,000 | 11,005 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $239,000 | 10,663 |
| Pre-tax net operating income | $349,000 | 9,740 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $125,000 | 8,819 |
| Income before extraordinary items | $224,000 | 9,989 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $224,000 | 10,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,158 |
| Cash dividends | $45,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $224,000 | 10,049 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 12,410 |
| Total interest expense | $373,000 | 12,342 |
| Net interest income | $569,000 | 12,329 |
| Provision for loan and lease losses | $13,000 | 9,510 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $570,000 | 11,800 |
| Salaries and employee benefits | $263,000 | 12,050 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $231,000 | 11,304 |
| Pre-tax net operating income | $193,000 | 11,104 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $131,000 | 11,442 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $131,000 | 11,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $131,000 | 11,230 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 13,178 |
| Total interest expense | $425,000 | 13,089 |
| Net interest income | $483,000 | 13,134 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $478,000 | 12,760 |
| Salaries and employee benefits | $211,000 | 13,035 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $172,000 | 12,638 |
| Pre-tax net operating income | $182,000 | 11,244 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $60,000 | 10,985 |
| Income before extraordinary items | $133,000 | 11,504 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $133,000 | 11,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $125,410 | 11,294 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.