Home > Castle Bank & Trust Company > Income and Expense
Castle Bank & Trust Company, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 5,975 |
| Total interest expense | $706,000 | 5,549 |
| Net interest income | $1,184,000 | 6,002 |
| Provision for loan and lease losses | $24,000 | 6,617 |
| Total noninterest income | $82,000 | 6,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $77,000 | 5,132 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $1,821,000 | 4,653 |
| Salaries and employee benefits | $1,186,000 | 3,935 |
| Premises and equipment expense | $211,000 | 4,933 |
| Additional noninterest expense | $424,000 | 5,680 |
| Pre-tax net operating income | $-579,000 | 6,704 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-197,000 | 7,296 |
| Income before extraordinary items | $-382,000 | 6,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-382,000 | 6,634 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-382,000 | 6,634 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-382,000 | 6,618 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 5,991 |
| Total interest expense | $360,000 | 5,613 |
| Net interest income | $595,000 | 6,002 |
| Provision for loan and lease losses | $19,000 | 5,935 |
| Total noninterest income | $39,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $1,169,000 | 3,848 |
| Salaries and employee benefits | $845,000 | 2,964 |
| Premises and equipment expense | $115,000 | 4,747 |
| Additional noninterest expense | $209,000 | 5,487 |
| Pre-tax net operating income | $-554,000 | 7,380 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-188,000 | 7,695 |
| Income before extraordinary items | $-366,000 | 7,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-366,000 | 7,296 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-366,000 | 7,296 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-366,000 | 7,252 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 6,144 |
| Total interest expense | $1,365,000 | 6,175 |
| Net interest income | $2,411,000 | 5,981 |
| Provision for loan and lease losses | $128,000 | 5,745 |
| Total noninterest income | $181,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $137,000 | 5,479 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $44,000 | 6,882 |
| Total noninterest expense | $3,501,000 | 4,642 |
| Salaries and employee benefits | $1,648,000 | 5,050 |
| Premises and equipment expense | $509,000 | 4,411 |
| Additional noninterest expense | $1,344,000 | 3,928 |
| Pre-tax net operating income | $-1,037,000 | 7,033 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-98,000 | 7,068 |
| Income before extraordinary items | $-939,000 | 6,957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-939,000 | 6,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 3,983 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-939,000 | 7,080 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 6,248 |
| Total interest expense | $986,000 | 6,370 |
| Net interest income | $1,803,000 | 6,043 |
| Provision for loan and lease losses | $128,000 | 4,842 |
| Total noninterest income | $127,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $95,000 | 5,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $2,159,000 | 5,230 |
| Salaries and employee benefits | $1,249,000 | 5,039 |
| Premises and equipment expense | $299,000 | 5,120 |
| Additional noninterest expense | $611,000 | 5,370 |
| Pre-tax net operating income | $-357,000 | 7,161 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-121,000 | 7,570 |
| Income before extraordinary items | $-236,000 | 6,947 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-236,000 | 6,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-236,000 | 7,111 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 6,344 |
| Total interest expense | $636,000 | 6,568 |
| Net interest income | $1,195,000 | 6,075 |
| Provision for loan and lease losses | $96,000 | 4,324 |
| Total noninterest income | $78,000 | 6,990 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $59,000 | 5,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $1,436,000 | 5,259 |
| Salaries and employee benefits | $837,000 | 5,075 |
| Premises and equipment expense | $196,000 | 5,207 |
| Additional noninterest expense | $403,000 | 5,397 |
| Pre-tax net operating income | $-259,000 | 7,388 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-88,000 | 7,833 |
| Income before extraordinary items | $-171,000 | 7,365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-171,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-171,000 | 7,341 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 6,421 |
| Total interest expense | $305,000 | 6,805 |
| Net interest income | $611,000 | 6,061 |
| Provision for loan and lease losses | $56,000 | 3,670 |
| Total noninterest income | $38,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $29,000 | 5,728 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $725,000 | 5,250 |
| Salaries and employee benefits | $432,000 | 5,003 |
| Premises and equipment expense | $101,000 | 5,131 |
| Additional noninterest expense | $192,000 | 5,487 |
| Pre-tax net operating income | $-132,000 | 7,635 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-45,000 | 8,010 |
| Income before extraordinary items | $-87,000 | 7,616 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-87,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-87,000 | 7,572 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 6,354 |
| Total interest expense | $1,080,000 | 7,043 |
| Net interest income | $2,689,000 | 5,782 |
| Provision for loan and lease losses | $31,000 | 6,052 |
| Total noninterest income | $158,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $127,000 | 5,671 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $31,000 | 7,517 |
| Total noninterest expense | $3,099,000 | 4,915 |
| Salaries and employee benefits | $1,686,000 | 4,955 |
| Premises and equipment expense | $384,000 | 5,147 |
| Additional noninterest expense | $1,029,000 | 4,563 |
| Pre-tax net operating income | $-283,000 | 7,699 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-95,000 | 8,017 |
| Income before extraordinary items | $-188,000 | 7,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-188,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-188,000 | 7,681 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 6,391 |
| Total interest expense | $797,000 | 7,099 |
| Net interest income | $2,032,000 | 5,786 |
| Provision for loan and lease losses | $21,000 | 5,805 |
| Total noninterest income | $121,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $98,000 | 5,666 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $2,412,000 | 4,769 |
| Salaries and employee benefits | $1,326,000 | 4,778 |
| Premises and equipment expense | $296,000 | 5,059 |
| Additional noninterest expense | $790,000 | 4,398 |
| Pre-tax net operating income | $-280,000 | 7,949 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-97,000 | 8,236 |
| Income before extraordinary items | $-183,000 | 7,926 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-183,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-183,000 | 7,909 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 6,425 |
| Total interest expense | $526,000 | 7,137 |
| Net interest income | $1,360,000 | 5,827 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $78,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $65,000 | 5,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $1,637,000 | 4,736 |
| Salaries and employee benefits | $877,000 | 4,837 |
| Premises and equipment expense | $206,000 | 4,941 |
| Additional noninterest expense | $554,000 | 4,257 |
| Pre-tax net operating income | $-209,000 | 8,096 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-73,000 | 8,343 |
| Income before extraordinary items | $-136,000 | 8,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-136,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-136,000 | 8,050 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 6,493 |
| Total interest expense | $260,000 | 7,178 |
| Net interest income | $664,000 | 5,888 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $822,000 | 4,729 |
| Salaries and employee benefits | $436,000 | 4,877 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $-117,000 | 8,175 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-40,000 | 8,386 |
| Income before extraordinary items | $-77,000 | 8,120 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-77,000 | 8,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-77,000 | 8,107 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 6,261 |
| Total interest expense | $1,172,000 | 6,623 |
| Net interest income | $2,604,000 | 5,904 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $192,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $124,000 | 5,846 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 6,891 |
| Total noninterest expense | $2,870,000 | 5,027 |
| Salaries and employee benefits | $1,527,000 | 5,136 |
| Premises and equipment expense | $341,000 | 5,403 |
| Additional noninterest expense | $1,002,000 | 4,508 |
| Pre-tax net operating income | $-99,000 | 8,049 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-35,000 | 8,259 |
| Income before extraordinary items | $-64,000 | 8,047 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-64,000 | 8,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-64,000 | 8,034 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 6,270 |
| Total interest expense | $886,000 | 6,595 |
| Net interest income | $1,967,000 | 5,949 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $145,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $90,000 | 5,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,804 |
| Total noninterest expense | $2,255,000 | 4,857 |
| Salaries and employee benefits | $1,210,000 | 4,940 |
| Premises and equipment expense | $261,000 | 5,339 |
| Additional noninterest expense | $784,000 | 4,333 |
| Pre-tax net operating income | $-168,000 | 8,277 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-65,000 | 8,528 |
| Income before extraordinary items | $-103,000 | 8,250 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-103,000 | 8,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-103,000 | 8,241 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 6,279 |
| Total interest expense | $596,000 | 6,485 |
| Net interest income | $1,283,000 | 6,039 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $99,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $57,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $1,582,000 | 4,720 |
| Salaries and employee benefits | $905,000 | 4,604 |
| Premises and equipment expense | $174,000 | 5,339 |
| Additional noninterest expense | $503,000 | 4,474 |
| Pre-tax net operating income | $-220,000 | 8,421 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-82,000 | 8,617 |
| Income before extraordinary items | $-138,000 | 8,377 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-138,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-138,000 | 8,375 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 6,354 |
| Total interest expense | $300,000 | 6,383 |
| Net interest income | $601,000 | 6,231 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $57,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $565,000 | 5,803 |
| Salaries and employee benefits | $259,000 | 6,362 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $211,000 | 5,010 |
| Pre-tax net operating income | $93,000 | 7,138 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $57,000 | 7,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $57,000 | 7,422 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 6,160 |
| Total interest expense | $1,295,000 | 5,628 |
| Net interest income | $2,232,000 | 6,338 |
| Provision for loan and lease losses | $73,000 | 5,242 |
| Total noninterest income | $358,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $113,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $245,000 | 4,774 |
| Total noninterest expense | $2,260,000 | 5,697 |
| Salaries and employee benefits | $1,055,000 | 6,201 |
| Premises and equipment expense | $344,000 | 5,340 |
| Additional noninterest expense | $861,000 | 4,917 |
| Pre-tax net operating income | $257,000 | 7,529 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $100,000 | 5,373 |
| Income before extraordinary items | $156,000 | 7,768 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $156,000 | 7,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $156,640 | 7,731 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 6,190 |
| Total interest expense | $976,000 | 5,502 |
| Net interest income | $1,636,000 | 6,439 |
| Provision for loan and lease losses | $51,000 | 5,162 |
| Total noninterest income | $292,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 6,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $206,000 | 4,551 |
| Total noninterest expense | $1,691,000 | 5,673 |
| Salaries and employee benefits | $796,000 | 6,148 |
| Premises and equipment expense | $265,000 | 5,234 |
| Additional noninterest expense | $630,000 | 4,962 |
| Pre-tax net operating income | $186,000 | 7,691 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $113,000 | 7,885 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $113,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $113,640 | 7,857 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 6,200 |
| Total interest expense | $650,000 | 5,355 |
| Net interest income | $1,055,000 | 6,536 |
| Provision for loan and lease losses | $46,000 | 4,697 |
| Total noninterest income | $236,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $178,000 | 3,959 |
| Total noninterest expense | $1,114,000 | 5,705 |
| Salaries and employee benefits | $554,000 | 6,015 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $373,000 | 5,331 |
| Pre-tax net operating income | $131,000 | 7,659 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $51,000 | 5,503 |
| Income before extraordinary items | $79,000 | 7,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $79,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $79,640 | 7,848 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,227 |
| Total interest expense | $324,000 | 5,275 |
| Net interest income | $521,000 | 6,611 |
| Provision for loan and lease losses | $29,000 | 4,274 |
| Total noninterest income | $170,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $141,000 | 3,088 |
| Total noninterest expense | $585,000 | 5,589 |
| Salaries and employee benefits | $295,000 | 5,827 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $188,000 | 5,310 |
| Pre-tax net operating income | $77,000 | 7,535 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $30,000 | 5,303 |
| Income before extraordinary items | $46,000 | 7,831 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $46,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $46,640 | 7,803 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 6,211 |
| Total interest expense | $1,386,000 | 4,731 |
| Net interest income | $1,845,000 | 6,840 |
| Provision for loan and lease losses | $19,000 | 6,782 |
| Total noninterest income | $291,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $194,000 | 5,290 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,480 |
| Total noninterest expense | $2,099,000 | 5,853 |
| Salaries and employee benefits | $1,080,000 | 6,036 |
| Premises and equipment expense | $311,000 | 5,576 |
| Additional noninterest expense | $708,000 | 5,487 |
| Pre-tax net operating income | $18,000 | 8,339 |
| Securities gains (losses) | $71,000 | 1,485 |
| Applicable income taxes | $-205,000 | 8,813 |
| Income before extraordinary items | $294,000 | 7,256 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $294,000 | 7,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $223,000 | 7,492 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 6,246 |
| Total interest expense | $1,053,000 | 4,649 |
| Net interest income | $1,346,000 | 6,916 |
| Provision for loan and lease losses | $19,000 | 6,392 |
| Total noninterest income | $212,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $155,000 | 5,197 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 6,877 |
| Total noninterest expense | $1,544,000 | 5,870 |
| Salaries and employee benefits | $806,000 | 6,002 |
| Premises and equipment expense | $230,000 | 5,589 |
| Additional noninterest expense | $508,000 | 5,591 |
| Pre-tax net operating income | $-5,000 | 8,482 |
| Securities gains (losses) | $69,000 | 1,425 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $64,000 | 8,258 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $64,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-5,000 | 8,471 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 6,304 |
| Total interest expense | $709,000 | 4,637 |
| Net interest income | $869,000 | 7,031 |
| Provision for loan and lease losses | $19,000 | 5,937 |
| Total noninterest income | $138,000 | 6,641 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $1,020,000 | 5,936 |
| Salaries and employee benefits | $533,000 | 6,073 |
| Premises and equipment expense | $160,000 | 5,480 |
| Additional noninterest expense | $327,000 | 5,709 |
| Pre-tax net operating income | $-32,000 | 8,608 |
| Securities gains (losses) | $81,000 | 1,156 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $49,000 | 8,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-32,000 | 8,604 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,274 |
| Total interest expense | $360,000 | 4,624 |
| Net interest income | $438,000 | 7,052 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $61,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $518,000 | 5,935 |
| Salaries and employee benefits | $285,000 | 5,888 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $146,000 | 6,092 |
| Pre-tax net operating income | $-38,000 | 8,699 |
| Securities gains (losses) | $22,000 | 1,655 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-16,000 | 8,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-16,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-38,000 | 8,701 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 6,423 |
| Total interest expense | $1,569,000 | 4,746 |
| Net interest income | $1,519,000 | 7,328 |
| Provision for loan and lease losses | $102,000 | 5,285 |
| Total noninterest income | $221,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $168,000 | 5,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $53,000 | 7,480 |
| Total noninterest expense | $1,984,000 | 6,013 |
| Salaries and employee benefits | $1,052,000 | 6,083 |
| Premises and equipment expense | $310,000 | 5,580 |
| Additional noninterest expense | $622,000 | 5,865 |
| Pre-tax net operating income | $-346,000 | 8,758 |
| Securities gains (losses) | $261,000 | 1,139 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $-86,000 | 8,713 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-86,000 | 8,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,615 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-347,000 | 8,776 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 6,564 |
| Total interest expense | $1,190,000 | 4,844 |
| Net interest income | $1,084,000 | 7,496 |
| Provision for loan and lease losses | $85,000 | 5,045 |
| Total noninterest income | $163,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 5,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $1,463,000 | 6,042 |
| Salaries and employee benefits | $800,000 | 6,009 |
| Premises and equipment expense | $235,000 | 5,523 |
| Additional noninterest expense | $428,000 | 6,143 |
| Pre-tax net operating income | $-301,000 | 8,870 |
| Securities gains (losses) | $221,000 | 1,175 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-80,000 | 8,822 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-80,000 | 8,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-301,000 | 8,883 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 6,603 |
| Total interest expense | $802,000 | 4,922 |
| Net interest income | $720,000 | 7,522 |
| Provision for loan and lease losses | $71,000 | 4,513 |
| Total noninterest income | $103,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $77,000 | 5,845 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $968,000 | 6,081 |
| Salaries and employee benefits | $525,000 | 6,080 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $284,000 | 6,149 |
| Pre-tax net operating income | $-216,000 | 8,934 |
| Securities gains (losses) | $216,000 | 1,000 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $0 | 8,760 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $0 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-216,000 | 8,941 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $806,000 | 6,431 |
| Total interest expense | $409,000 | 4,974 |
| Net interest income | $397,000 | 7,312 |
| Provision for loan and lease losses | $43,000 | 4,044 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $497,000 | 6,014 |
| Salaries and employee benefits | $262,000 | 6,093 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $-94,000 | 8,967 |
| Securities gains (losses) | $212,000 | 632 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $118,000 | 6,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-94,000 | 8,955 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 6,144 |
| Total interest expense | $1,734,000 | 5,253 |
| Net interest income | $1,980,000 | 6,659 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $156,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $107,000 | 6,461 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,624 |
| Total noninterest expense | $1,935,000 | 5,990 |
| Salaries and employee benefits | $1,002,000 | 6,142 |
| Premises and equipment expense | $292,000 | 5,673 |
| Additional noninterest expense | $641,000 | 5,702 |
| Pre-tax net operating income | $131,000 | 8,193 |
| Securities gains (losses) | $124,000 | 1,559 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $255,000 | 7,534 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $255,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $131,000 | 8,084 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 6,976 |
| Total interest expense | $1,360,000 | 7,278 |
| Net interest income | $1,894,000 | 6,608 |
| Provision for loan and lease losses | $191,000 | 4,241 |
| Total noninterest income | $140,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $87,000 | 6,834 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $1,782,000 | 6,169 |
| Salaries and employee benefits | $893,000 | 6,400 |
| Premises and equipment expense | $269,000 | 5,864 |
| Additional noninterest expense | $616,000 | 5,735 |
| Pre-tax net operating income | $61,000 | 8,494 |
| Securities gains (losses) | $222,000 | 1,111 |
| Applicable income taxes | $-67,000 | 9,201 |
| Income before extraordinary items | $350,000 | 6,830 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $350,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $128,000 | 8,060 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 8,199 |
| Total interest expense | $1,012,000 | 8,198 |
| Net interest income | $1,212,000 | 8,043 |
| Provision for loan and lease losses | $114,000 | 5,045 |
| Total noninterest income | $60,000 | 9,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $1,420,000 | 6,950 |
| Salaries and employee benefits | $706,000 | 7,178 |
| Premises and equipment expense | $225,000 | 6,384 |
| Additional noninterest expense | $489,000 | 6,513 |
| Pre-tax net operating income | $-262,000 | 9,388 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $-83,000 | 9,554 |
| Income before extraordinary items | $-171,000 | 9,346 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-171,000 | 9,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-176,360 | 9,353 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 9,915 |
| Total interest expense | $137,000 | 10,016 |
| Net interest income | $461,000 | 9,744 |
| Provision for loan and lease losses | $39,000 | 6,933 |
| Total noninterest income | $15,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 8,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $1,554,000 | 6,646 |
| Salaries and employee benefits | $863,000 | 6,480 |
| Premises and equipment expense | $171,000 | 7,309 |
| Additional noninterest expense | $520,000 | 6,363 |
| Pre-tax net operating income | $-1,117,000 | 10,076 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,117,000 | 10,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,117,000 | 10,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,124,000 | 191 |
| Net operating income | $-1,117,000 | 10,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.