Home > Castle Bank Harvard > Income and Expense
Castle Bank Harvard, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 5,514 |
| Total interest expense | $2,424,000 | 5,295 |
| Net interest income | $2,657,000 | 5,591 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $507,000 | 4,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,641 |
| Total noninterest expense | $2,363,000 | 5,079 |
| Salaries and employee benefits | $1,063,000 | 5,653 |
| Premises and equipment expense | $334,000 | 5,131 |
| Additional noninterest expense | $966,000 | 4,135 |
| Pre-tax net operating income | $801,000 | 5,931 |
| Securities gains (losses) | $34,000 | 1,140 |
| Applicable income taxes | $254,000 | 5,162 |
| Income before extraordinary items | $581,000 | 5,987 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $581,000 | 5,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,829 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $557,200 | 6,096 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 5,268 |
| Total interest expense | $2,863,000 | 4,889 |
| Net interest income | $2,686,000 | 5,570 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $600,000 | 4,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,727 |
| Total noninterest expense | $2,643,000 | 4,577 |
| Salaries and employee benefits | $1,221,000 | 5,011 |
| Premises and equipment expense | $432,000 | 4,156 |
| Additional noninterest expense | $990,000 | 4,002 |
| Pre-tax net operating income | $643,000 | 6,711 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $216,000 | 6,009 |
| Income before extraordinary items | $423,000 | 7,075 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $423,000 | 7,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $425,640 | 6,966 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 5,114 |
| Total interest expense | $3,077,000 | 4,606 |
| Net interest income | $2,857,000 | 5,503 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $700,000 | 3,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,251 |
| Total noninterest expense | $3,481,000 | 3,628 |
| Salaries and employee benefits | $1,781,000 | 3,678 |
| Premises and equipment expense | $492,000 | 3,759 |
| Additional noninterest expense | $1,208,000 | 3,338 |
| Pre-tax net operating income | $76,000 | 10,153 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $20,000 | 9,723 |
| Income before extraordinary items | $69,000 | 10,140 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $69,000 | 10,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 10,682 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $58,860 | 10,155 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 5,244 |
| Total interest expense | $3,041,000 | 4,730 |
| Net interest income | $2,863,000 | 5,639 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $729,000 | 3,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 3,207 |
| Total noninterest expense | $3,349,000 | 3,946 |
| Salaries and employee benefits | $1,821,000 | 3,632 |
| Premises and equipment expense | $422,000 | 4,344 |
| Additional noninterest expense | $1,106,000 | 4,040 |
| Pre-tax net operating income | $243,000 | 9,529 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $170,000 | 9,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $170,000 | 9,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,890 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $163,300 | 9,608 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 5,648 |
| Total interest expense | $2,698,000 | 5,232 |
| Net interest income | $2,717,000 | 5,943 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $443,000 | 5,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,005 |
| Total noninterest expense | $2,571,000 | 4,873 |
| Salaries and employee benefits | $1,350,000 | 4,715 |
| Premises and equipment expense | $312,000 | 5,461 |
| Additional noninterest expense | $909,000 | 4,730 |
| Pre-tax net operating income | $589,000 | 7,931 |
| Securities gains (losses) | $-64,000 | 11,304 |
| Applicable income taxes | $170,000 | 7,922 |
| Income before extraordinary items | $355,000 | 8,433 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $355,000 | 8,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $1,182,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $398,520 | 8,061 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,334,000 | 5,371 |
| Total interest expense | $2,342,000 | 4,910 |
| Net interest income | $2,992,000 | 5,624 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $461,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,800 |
| Total noninterest expense | $2,477,000 | 5,201 |
| Salaries and employee benefits | $1,188,000 | 5,285 |
| Premises and equipment expense | $323,000 | 5,394 |
| Additional noninterest expense | $966,000 | 4,849 |
| Pre-tax net operating income | $962,000 | 6,104 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $308,000 | 5,782 |
| Income before extraordinary items | $654,000 | 6,197 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $654,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,424 |
| Cash dividends | $569,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $654,000 | 6,269 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 4,975 |
| Total interest expense | $2,716,000 | 4,491 |
| Net interest income | $3,256,000 | 5,270 |
| Provision for loan and lease losses | $849,000 | 1,459 |
| Total noninterest income | $468,000 | 5,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,948 |
| Total noninterest expense | $2,515,000 | 5,255 |
| Salaries and employee benefits | $1,293,000 | 4,908 |
| Premises and equipment expense | $293,000 | 5,976 |
| Additional noninterest expense | $929,000 | 5,239 |
| Pre-tax net operating income | $360,000 | 9,729 |
| Securities gains (losses) | $-24,000 | 12,957 |
| Applicable income taxes | $48,000 | 10,991 |
| Income before extraordinary items | $288,000 | 9,616 |
| Extraordinary gains, net | $112,000 | 1,467 |
| Net income | $400,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,539 |
| Cash dividends | $528,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $308,640 | 9,117 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,191,000 | 5,353 |
| Total interest expense | $3,207,000 | 4,883 |
| Net interest income | $2,984,000 | 5,738 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $335,000 | 7,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 5,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $2,283,000 | 5,729 |
| Salaries and employee benefits | $1,201,000 | 5,155 |
| Premises and equipment expense | $254,000 | 6,707 |
| Additional noninterest expense | $828,000 | 5,903 |
| Pre-tax net operating income | $1,025,000 | 5,522 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $320,000 | 5,690 |
| Income before extraordinary items | $730,000 | 5,749 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $730,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $313,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $712,500 | 5,509 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.