Home > Castle Bank > Income and Expense
Castle Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,074,000 | 727 |
| Total interest expense | $3,553,000 | 1,252 |
| Net interest income | $17,521,000 | 613 |
| Provision for loan and lease losses | $6,089,000 | 541 |
| Total noninterest income | $4,472,000 | 660 |
| Gross Fiduciary activities income | $661,000 | 336 |
| Service charges on deposit accounts | $3,060,000 | 262 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $751,000 | 1,596 |
| Total noninterest expense | $18,202,000 | 559 |
| Salaries and employee benefits | $8,297,000 | 563 |
| Premises and equipment expense | $3,112,000 | 422 |
| Additional noninterest expense | $6,793,000 | 542 |
| Pre-tax net operating income | $-2,298,000 | 7,319 |
| Securities gains (losses) | $1,394,000 | 185 |
| Applicable income taxes | $-673,000 | 7,539 |
| Income before extraordinary items | $-231,000 | 6,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-231,000 | 6,606 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-231,000 | 6,605 |
| Net charge-offs | $9,431,000 | 351 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,123,160 | 7,107 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,405,000 | 748 |
| Total interest expense | $1,828,000 | 1,274 |
| Net interest income | $8,577,000 | 637 |
| Provision for loan and lease losses | $2,120,000 | 720 |
| Total noninterest income | $2,059,000 | 696 |
| Gross Fiduciary activities income | $330,000 | 343 |
| Service charges on deposit accounts | $1,472,000 | 271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $257,000 | 2,028 |
| Total noninterest expense | $8,940,000 | 570 |
| Salaries and employee benefits | $4,247,000 | 568 |
| Premises and equipment expense | $1,437,000 | 471 |
| Additional noninterest expense | $3,256,000 | 563 |
| Pre-tax net operating income | $-424,000 | 7,119 |
| Securities gains (losses) | $1,281,000 | 119 |
| Applicable income taxes | $247,000 | 1,215 |
| Income before extraordinary items | $610,000 | 1,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $610,000 | 1,805 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $610,000 | 1,807 |
| Net charge-offs | $5,713,000 | 303 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-299,510 | 7,038 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $49,642,000 | 663 |
| Total interest expense | $13,404,000 | 877 |
| Net interest income | $36,238,000 | 594 |
| Provision for loan and lease losses | $22,206,000 | 456 |
| Total noninterest income | $13,706,000 | 511 |
| Gross Fiduciary activities income | $1,238,000 | 338 |
| Service charges on deposit accounts | $7,075,000 | 249 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,393,000 | 668 |
| Total noninterest expense | $39,072,000 | 545 |
| Salaries and employee benefits | $17,712,000 | 541 |
| Premises and equipment expense | $6,305,000 | 427 |
| Additional noninterest expense | $15,055,000 | 554 |
| Pre-tax net operating income | $-11,334,000 | 7,533 |
| Securities gains (losses) | $1,892,000 | 286 |
| Applicable income taxes | $-4,454,000 | 7,735 |
| Income before extraordinary items | $-4,988,000 | 7,261 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,988,000 | 7,261 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,988,000 | 7,261 |
| Net charge-offs | $17,443,000 | 452 |
| Cash dividends | $10,000,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,198,880 | 7,380 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $38,390,000 | 653 |
| Total interest expense | $11,236,000 | 817 |
| Net interest income | $27,154,000 | 603 |
| Provision for loan and lease losses | $18,454,000 | 410 |
| Total noninterest income | $10,514,000 | 509 |
| Gross Fiduciary activities income | $914,000 | 343 |
| Service charges on deposit accounts | $5,269,000 | 252 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,331,000 | 656 |
| Total noninterest expense | $29,566,000 | 548 |
| Salaries and employee benefits | $13,406,000 | 550 |
| Premises and equipment expense | $4,770,000 | 441 |
| Additional noninterest expense | $11,390,000 | 523 |
| Pre-tax net operating income | $-10,352,000 | 7,749 |
| Securities gains (losses) | $1,893,000 | 225 |
| Applicable income taxes | $-3,877,000 | 7,862 |
| Income before extraordinary items | $-4,582,000 | 7,542 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,582,000 | 7,541 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,582,000 | 7,542 |
| Net charge-offs | $13,298,000 | 421 |
| Cash dividends | $10,000,000 | 139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,793,520 | 7,643 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $26,109,000 | 654 |
| Total interest expense | $8,471,000 | 762 |
| Net interest income | $17,638,000 | 618 |
| Provision for loan and lease losses | $5,974,000 | 659 |
| Total noninterest income | $6,960,000 | 520 |
| Gross Fiduciary activities income | $597,000 | 347 |
| Service charges on deposit accounts | $3,406,000 | 260 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,957,000 | 644 |
| Total noninterest expense | $20,056,000 | 547 |
| Salaries and employee benefits | $8,990,000 | 555 |
| Premises and equipment expense | $3,194,000 | 448 |
| Additional noninterest expense | $7,872,000 | 516 |
| Pre-tax net operating income | $-1,432,000 | 7,209 |
| Securities gains (losses) | $1,893,000 | 175 |
| Applicable income taxes | $-159,000 | 7,255 |
| Income before extraordinary items | $620,000 | 2,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 2,712 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $620,000 | 2,714 |
| Net charge-offs | $7,151,000 | 468 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,273,000 | 7,256 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,467,000 | 639 |
| Total interest expense | $4,617,000 | 720 |
| Net interest income | $8,850,000 | 612 |
| Provision for loan and lease losses | $2,450,000 | 646 |
| Total noninterest income | $3,650,000 | 474 |
| Gross Fiduciary activities income | $306,000 | 340 |
| Service charges on deposit accounts | $1,642,000 | 263 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,702,000 | 564 |
| Total noninterest expense | $9,739,000 | 532 |
| Salaries and employee benefits | $4,639,000 | 546 |
| Premises and equipment expense | $1,717,000 | 413 |
| Additional noninterest expense | $3,383,000 | 520 |
| Pre-tax net operating income | $311,000 | 3,281 |
| Securities gains (losses) | $1,893,000 | 119 |
| Applicable income taxes | $702,000 | 468 |
| Income before extraordinary items | $1,502,000 | 681 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,502,000 | 680 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,502,000 | 683 |
| Net charge-offs | $2,556,000 | 516 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $214,760 | 3,603 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $65,524,000 | 572 |
| Total interest expense | $27,133,000 | 579 |
| Net interest income | $38,391,000 | 568 |
| Provision for loan and lease losses | $26,520,000 | 301 |
| Total noninterest income | $13,985,000 | 464 |
| Gross Fiduciary activities income | $1,326,000 | 349 |
| Service charges on deposit accounts | $7,506,000 | 247 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,153,000 | 639 |
| Total noninterest expense | $39,546,000 | 513 |
| Salaries and employee benefits | $19,301,000 | 500 |
| Premises and equipment expense | $7,530,000 | 363 |
| Additional noninterest expense | $12,715,000 | 547 |
| Pre-tax net operating income | $-13,690,000 | 8,042 |
| Securities gains (losses) | $478,000 | 388 |
| Applicable income taxes | $-5,938,000 | 8,134 |
| Income before extraordinary items | $-7,274,000 | 7,918 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,274,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,857,000 | 271 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-7,579,920 | 7,968 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $50,473,000 | 579 |
| Total interest expense | $21,580,000 | 577 |
| Net interest income | $28,893,000 | 579 |
| Provision for loan and lease losses | $16,635,000 | 271 |
| Total noninterest income | $10,552,000 | 486 |
| Gross Fiduciary activities income | $1,019,000 | 345 |
| Service charges on deposit accounts | $5,508,000 | 257 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,025,000 | 651 |
| Total noninterest expense | $29,705,000 | 506 |
| Salaries and employee benefits | $14,664,000 | 509 |
| Premises and equipment expense | $5,501,000 | 390 |
| Additional noninterest expense | $9,540,000 | 510 |
| Pre-tax net operating income | $-6,895,000 | 8,184 |
| Securities gains (losses) | $478,000 | 330 |
| Applicable income taxes | $-3,056,000 | 8,229 |
| Income before extraordinary items | $-3,361,000 | 8,046 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,361,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,947,000 | 300 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,666,920 | 8,111 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $34,566,000 | 569 |
| Total interest expense | $15,311,000 | 561 |
| Net interest income | $19,255,000 | 578 |
| Provision for loan and lease losses | $10,750,000 | 257 |
| Total noninterest income | $6,948,000 | 506 |
| Gross Fiduciary activities income | $693,000 | 347 |
| Service charges on deposit accounts | $3,415,000 | 271 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,840,000 | 639 |
| Total noninterest expense | $19,906,000 | 505 |
| Salaries and employee benefits | $9,906,000 | 506 |
| Premises and equipment expense | $3,681,000 | 390 |
| Additional noninterest expense | $6,319,000 | 504 |
| Pre-tax net operating income | $-4,453,000 | 8,278 |
| Securities gains (losses) | $478,000 | 329 |
| Applicable income taxes | $-1,871,000 | 8,326 |
| Income before extraordinary items | $-2,104,000 | 8,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,104,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,640,000 | 468 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,409,920 | 8,238 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,749,000 | 571 |
| Total interest expense | $8,440,000 | 560 |
| Net interest income | $9,309,000 | 593 |
| Provision for loan and lease losses | $1,125,000 | 577 |
| Total noninterest income | $3,315,000 | 528 |
| Gross Fiduciary activities income | $338,000 | 353 |
| Service charges on deposit accounts | $1,542,000 | 288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,435,000 | 636 |
| Total noninterest expense | $9,603,000 | 520 |
| Salaries and employee benefits | $4,981,000 | 506 |
| Premises and equipment expense | $1,848,000 | 388 |
| Additional noninterest expense | $2,774,000 | 541 |
| Pre-tax net operating income | $1,896,000 | 1,001 |
| Securities gains (losses) | $286,000 | 343 |
| Applicable income taxes | $722,000 | 745 |
| Income before extraordinary items | $1,460,000 | 1,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,460,000 | 1,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 524 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,268,380 | 1,146 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $69,144,000 | 614 |
| Total interest expense | $33,557,000 | 600 |
| Net interest income | $35,587,000 | 622 |
| Provision for loan and lease losses | $1,051,000 | 1,371 |
| Total noninterest income | $10,949,000 | 578 |
| Gross Fiduciary activities income | $1,701,000 | 308 |
| Service charges on deposit accounts | $5,204,000 | 340 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,044,000 | 812 |
| Total noninterest expense | $33,268,000 | 559 |
| Salaries and employee benefits | $18,225,000 | 534 |
| Premises and equipment expense | $5,681,000 | 469 |
| Additional noninterest expense | $9,362,000 | 618 |
| Pre-tax net operating income | $12,217,000 | 705 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,167,000 | 617 |
| Income before extraordinary items | $8,050,000 | 810 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,050,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,466,000 | 767 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,050,000 | 801 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,884,000 | 733 |
| Total interest expense | $19,982,000 | 731 |
| Net interest income | $21,902,000 | 756 |
| Provision for loan and lease losses | $480,000 | 1,622 |
| Total noninterest income | $6,085,000 | 735 |
| Gross Fiduciary activities income | $962,000 | 357 |
| Service charges on deposit accounts | $2,306,000 | 559 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,817,000 | 867 |
| Total noninterest expense | $19,191,000 | 718 |
| Salaries and employee benefits | $10,771,000 | 671 |
| Premises and equipment expense | $3,337,000 | 591 |
| Additional noninterest expense | $5,083,000 | 816 |
| Pre-tax net operating income | $8,316,000 | 833 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,792,000 | 738 |
| Income before extraordinary items | $5,524,000 | 942 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,524,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,405 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,524,000 | 925 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,735,000 | 752 |
| Total interest expense | $13,084,000 | 754 |
| Net interest income | $14,651,000 | 779 |
| Provision for loan and lease losses | $210,000 | 2,072 |
| Total noninterest income | $4,023,000 | 771 |
| Gross Fiduciary activities income | $629,000 | 366 |
| Service charges on deposit accounts | $1,406,000 | 612 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,988,000 | 860 |
| Total noninterest expense | $13,191,000 | 716 |
| Salaries and employee benefits | $7,340,000 | 678 |
| Premises and equipment expense | $2,472,000 | 553 |
| Additional noninterest expense | $3,379,000 | 829 |
| Pre-tax net operating income | $5,273,000 | 914 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,712,000 | 821 |
| Income before extraordinary items | $3,561,000 | 1,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,561,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,473 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,561,000 | 997 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,674,000 | 751 |
| Total interest expense | $6,349,000 | 767 |
| Net interest income | $7,325,000 | 767 |
| Provision for loan and lease losses | $-60,000 | 8,523 |
| Total noninterest income | $1,870,000 | 802 |
| Gross Fiduciary activities income | $299,000 | 381 |
| Service charges on deposit accounts | $666,000 | 628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $905,000 | 910 |
| Total noninterest expense | $6,766,000 | 694 |
| Salaries and employee benefits | $3,716,000 | 675 |
| Premises and equipment expense | $1,110,000 | 609 |
| Additional noninterest expense | $1,940,000 | 716 |
| Pre-tax net operating income | $2,489,000 | 952 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $773,000 | 894 |
| Income before extraordinary items | $1,716,000 | 1,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,716,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 985 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,716,000 | 1,013 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $49,286,000 | 779 |
| Total interest expense | $21,674,000 | 775 |
| Net interest income | $27,612,000 | 803 |
| Provision for loan and lease losses | $938,000 | 1,101 |
| Total noninterest income | $7,357,000 | 797 |
| Gross Fiduciary activities income | $1,203,000 | 355 |
| Service charges on deposit accounts | $2,909,000 | 584 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,245,000 | 940 |
| Total noninterest expense | $23,300,000 | 761 |
| Salaries and employee benefits | $13,788,000 | 670 |
| Premises and equipment expense | $4,139,000 | 623 |
| Additional noninterest expense | $5,373,000 | 992 |
| Pre-tax net operating income | $10,731,000 | 924 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,137,000 | 904 |
| Income before extraordinary items | $7,594,000 | 983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,594,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-256,000 | 8,605 |
| Cash dividends | $3,300,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,594,000 | 973 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $35,810,000 | 804 |
| Total interest expense | $15,382,000 | 798 |
| Net interest income | $20,428,000 | 829 |
| Provision for loan and lease losses | $724,000 | 1,022 |
| Total noninterest income | $5,497,000 | 807 |
| Gross Fiduciary activities income | $904,000 | 359 |
| Service charges on deposit accounts | $2,189,000 | 588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,404,000 | 965 |
| Total noninterest expense | $17,297,000 | 774 |
| Salaries and employee benefits | $10,286,000 | 689 |
| Premises and equipment expense | $3,106,000 | 629 |
| Additional noninterest expense | $3,905,000 | 1,038 |
| Pre-tax net operating income | $7,904,000 | 976 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,452,000 | 920 |
| Income before extraordinary items | $5,452,000 | 1,063 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,452,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-382,000 | 8,690 |
| Cash dividends | $1,800,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,452,000 | 1,051 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,965,000 | 818 |
| Total interest expense | $9,487,000 | 820 |
| Net interest income | $13,478,000 | 840 |
| Provision for loan and lease losses | $538,000 | 927 |
| Total noninterest income | $3,609,000 | 815 |
| Gross Fiduciary activities income | $597,000 | 363 |
| Service charges on deposit accounts | $1,418,000 | 597 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,594,000 | 975 |
| Total noninterest expense | $11,430,000 | 785 |
| Salaries and employee benefits | $6,888,000 | 693 |
| Premises and equipment expense | $2,076,000 | 628 |
| Additional noninterest expense | $2,466,000 | 1,101 |
| Pre-tax net operating income | $5,119,000 | 998 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,581,000 | 943 |
| Income before extraordinary items | $3,538,000 | 1,082 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,538,000 | 1,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-405,000 | 8,729 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,538,000 | 1,071 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,174,000 | 818 |
| Total interest expense | $4,471,000 | 831 |
| Net interest income | $6,703,000 | 845 |
| Provision for loan and lease losses | $244,000 | 957 |
| Total noninterest income | $2,307,000 | 655 |
| Gross Fiduciary activities income | $300,000 | 361 |
| Service charges on deposit accounts | $676,000 | 611 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,331,000 | 650 |
| Total noninterest expense | $5,967,000 | 751 |
| Salaries and employee benefits | $3,404,000 | 698 |
| Premises and equipment expense | $1,032,000 | 630 |
| Additional noninterest expense | $1,531,000 | 867 |
| Pre-tax net operating income | $2,799,000 | 911 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $871,000 | 875 |
| Income before extraordinary items | $1,928,000 | 989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,928,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-404,000 | 8,758 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,928,000 | 969 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $40,052,000 | 807 |
| Total interest expense | $14,021,000 | 811 |
| Net interest income | $26,031,000 | 824 |
| Provision for loan and lease losses | $-820,000 | 8,773 |
| Total noninterest income | $7,337,000 | 796 |
| Gross Fiduciary activities income | $1,082,000 | 375 |
| Service charges on deposit accounts | $2,954,000 | 573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,301,000 | 949 |
| Total noninterest expense | $22,483,000 | 768 |
| Salaries and employee benefits | $12,832,000 | 704 |
| Premises and equipment expense | $3,846,000 | 638 |
| Additional noninterest expense | $5,805,000 | 887 |
| Pre-tax net operating income | $11,705,000 | 840 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,950,000 | 778 |
| Income before extraordinary items | $7,755,000 | 928 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,755,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,731 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,755,000 | 912 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $29,152,000 | 806 |
| Total interest expense | $9,797,000 | 820 |
| Net interest income | $19,355,000 | 819 |
| Provision for loan and lease losses | $-1,019,000 | 8,807 |
| Total noninterest income | $5,503,000 | 800 |
| Gross Fiduciary activities income | $795,000 | 371 |
| Service charges on deposit accounts | $2,185,000 | 580 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,523,000 | 946 |
| Total noninterest expense | $16,596,000 | 762 |
| Salaries and employee benefits | $9,518,000 | 702 |
| Premises and equipment expense | $2,861,000 | 638 |
| Additional noninterest expense | $4,217,000 | 905 |
| Pre-tax net operating income | $9,281,000 | 794 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,131,000 | 750 |
| Income before extraordinary items | $6,150,000 | 876 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,150,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,163 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,150,000 | 857 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,839,000 | 812 |
| Total interest expense | $6,120,000 | 825 |
| Net interest income | $12,719,000 | 822 |
| Provision for loan and lease losses | $-1,263,000 | 8,826 |
| Total noninterest income | $3,439,000 | 833 |
| Gross Fiduciary activities income | $530,000 | 378 |
| Service charges on deposit accounts | $1,370,000 | 605 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,539,000 | 989 |
| Total noninterest expense | $10,819,000 | 776 |
| Salaries and employee benefits | $6,206,000 | 717 |
| Premises and equipment expense | $1,938,000 | 619 |
| Additional noninterest expense | $2,675,000 | 944 |
| Pre-tax net operating income | $6,602,000 | 740 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,240,000 | 702 |
| Income before extraordinary items | $4,362,000 | 814 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,362,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,614 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,362,000 | 797 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,160,000 | 820 |
| Total interest expense | $2,959,000 | 812 |
| Net interest income | $6,201,000 | 837 |
| Provision for loan and lease losses | $244,000 | 947 |
| Total noninterest income | $1,641,000 | 843 |
| Gross Fiduciary activities income | $274,000 | 374 |
| Service charges on deposit accounts | $628,000 | 644 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $739,000 | 1,006 |
| Total noninterest expense | $5,201,000 | 796 |
| Salaries and employee benefits | $2,978,000 | 746 |
| Premises and equipment expense | $970,000 | 611 |
| Additional noninterest expense | $1,253,000 | 990 |
| Pre-tax net operating income | $2,397,000 | 978 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $754,000 | 946 |
| Income before extraordinary items | $1,643,000 | 1,056 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,643,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,735 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,643,000 | 1,032 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,661,000 | 855 |
| Total interest expense | $9,923,000 | 819 |
| Net interest income | $22,738,000 | 866 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $6,903,000 | 812 |
| Gross Fiduciary activities income | $1,016,000 | 371 |
| Service charges on deposit accounts | $2,847,000 | 612 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,040,000 | 973 |
| Total noninterest expense | $20,178,000 | 792 |
| Salaries and employee benefits | $11,244,000 | 759 |
| Premises and equipment expense | $3,857,000 | 601 |
| Additional noninterest expense | $5,077,000 | 991 |
| Pre-tax net operating income | $9,103,000 | 959 |
| Securities gains (losses) | $177,000 | 894 |
| Applicable income taxes | $2,511,000 | 1,046 |
| Income before extraordinary items | $6,769,000 | 975 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,769,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,347 |
| Cash dividends | $1,750,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,639,790 | 962 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,976,000 | 859 |
| Total interest expense | $7,194,000 | 823 |
| Net interest income | $16,782,000 | 875 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $5,239,000 | 817 |
| Gross Fiduciary activities income | $767,000 | 376 |
| Service charges on deposit accounts | $2,140,000 | 621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,332,000 | 967 |
| Total noninterest expense | $14,857,000 | 806 |
| Salaries and employee benefits | $8,379,000 | 763 |
| Premises and equipment expense | $2,837,000 | 615 |
| Additional noninterest expense | $3,641,000 | 1,013 |
| Pre-tax net operating income | $6,924,000 | 957 |
| Securities gains (losses) | $177,000 | 828 |
| Applicable income taxes | $2,140,000 | 962 |
| Income before extraordinary items | $4,961,000 | 1,009 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,961,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $1,750,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,837,100 | 988 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,491,000 | 871 |
| Total interest expense | $4,649,000 | 834 |
| Net interest income | $10,842,000 | 901 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $3,538,000 | 811 |
| Gross Fiduciary activities income | $507,000 | 382 |
| Service charges on deposit accounts | $1,339,000 | 651 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,692,000 | 903 |
| Total noninterest expense | $9,899,000 | 817 |
| Salaries and employee benefits | $5,575,000 | 764 |
| Premises and equipment expense | $1,880,000 | 612 |
| Additional noninterest expense | $2,444,000 | 1,017 |
| Pre-tax net operating income | $4,361,000 | 1,001 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,420,000 | 960 |
| Income before extraordinary items | $2,941,000 | 1,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,941,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,762 |
| Cash dividends | $1,750,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,941,000 | 1,074 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 903 |
| Total interest expense | $2,298,000 | 864 |
| Net interest income | $5,316,000 | 928 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $1,648,000 | 837 |
| Gross Fiduciary activities income | $258,000 | 377 |
| Service charges on deposit accounts | $656,000 | 654 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $734,000 | 986 |
| Total noninterest expense | $4,871,000 | 836 |
| Salaries and employee benefits | $2,748,000 | 789 |
| Premises and equipment expense | $957,000 | 614 |
| Additional noninterest expense | $1,166,000 | 1,052 |
| Pre-tax net operating income | $2,013,000 | 1,070 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $639,000 | 1,066 |
| Income before extraordinary items | $1,374,000 | 1,190 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,374,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $750,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,374,000 | 1,126 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $31,604,000 | 890 |
| Total interest expense | $10,027,000 | 884 |
| Net interest income | $21,577,000 | 898 |
| Provision for loan and lease losses | $460,000 | 2,309 |
| Total noninterest income | $9,387,000 | 690 |
| Gross Fiduciary activities income | $1,012,000 | 380 |
| Service charges on deposit accounts | $2,734,000 | 626 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,641,000 | 700 |
| Total noninterest expense | $20,487,000 | 785 |
| Salaries and employee benefits | $11,705,000 | 729 |
| Premises and equipment expense | $3,540,000 | 646 |
| Additional noninterest expense | $5,242,000 | 972 |
| Pre-tax net operating income | $10,017,000 | 857 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,338,000 | 848 |
| Income before extraordinary items | $6,679,000 | 970 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,679,000 | 973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,933 |
| Cash dividends | $4,500,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,679,000 | 907 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,967,000 | 899 |
| Total interest expense | $7,597,000 | 915 |
| Net interest income | $16,370,000 | 898 |
| Provision for loan and lease losses | $345,000 | 2,281 |
| Total noninterest income | $7,828,000 | 656 |
| Gross Fiduciary activities income | $773,000 | 385 |
| Service charges on deposit accounts | $2,019,000 | 644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,036,000 | 639 |
| Total noninterest expense | $14,951,000 | 820 |
| Salaries and employee benefits | $8,686,000 | 751 |
| Premises and equipment expense | $2,629,000 | 662 |
| Additional noninterest expense | $3,636,000 | 1,060 |
| Pre-tax net operating income | $8,902,000 | 759 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,051,000 | 759 |
| Income before extraordinary items | $5,851,000 | 867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,851,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 9,120 |
| Cash dividends | $2,500,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,851,000 | 804 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,183,000 | 905 |
| Total interest expense | $5,178,000 | 925 |
| Net interest income | $11,005,000 | 896 |
| Provision for loan and lease losses | $230,000 | 2,276 |
| Total noninterest income | $5,296,000 | 648 |
| Gross Fiduciary activities income | $525,000 | 385 |
| Service charges on deposit accounts | $1,315,000 | 646 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,456,000 | 612 |
| Total noninterest expense | $9,793,000 | 834 |
| Salaries and employee benefits | $5,682,000 | 764 |
| Premises and equipment expense | $1,773,000 | 657 |
| Additional noninterest expense | $2,338,000 | 1,085 |
| Pre-tax net operating income | $6,278,000 | 720 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,159,000 | 727 |
| Income before extraordinary items | $4,119,000 | 820 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,119,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-172,000 | 9,193 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,119,000 | 759 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,214,000 | 903 |
| Total interest expense | $2,641,000 | 928 |
| Net interest income | $5,573,000 | 882 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $2,811,000 | 617 |
| Gross Fiduciary activities income | $264,000 | 390 |
| Service charges on deposit accounts | $640,000 | 651 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,907,000 | 560 |
| Total noninterest expense | $4,857,000 | 838 |
| Salaries and employee benefits | $2,844,000 | 765 |
| Premises and equipment expense | $903,000 | 641 |
| Additional noninterest expense | $1,110,000 | 1,114 |
| Pre-tax net operating income | $3,412,000 | 666 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,186,000 | 684 |
| Income before extraordinary items | $2,226,000 | 760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,226,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-182,000 | 9,266 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,226,000 | 699 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,517,000 | 887 |
| Total interest expense | $12,846,000 | 881 |
| Net interest income | $21,671,000 | 903 |
| Provision for loan and lease losses | $975,000 | 1,382 |
| Total noninterest income | $7,134,000 | 786 |
| Gross Fiduciary activities income | $1,036,000 | 400 |
| Service charges on deposit accounts | $1,969,000 | 810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,129,000 | 797 |
| Total noninterest expense | $18,787,000 | 839 |
| Salaries and employee benefits | $10,930,000 | 741 |
| Premises and equipment expense | $3,289,000 | 670 |
| Additional noninterest expense | $4,568,000 | 1,083 |
| Pre-tax net operating income | $9,043,000 | 947 |
| Securities gains (losses) | $282,000 | 935 |
| Applicable income taxes | $3,011,000 | 920 |
| Income before extraordinary items | $6,314,000 | 993 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,314,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 2,138 |
| Cash dividends | $12,500,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,122,240 | 981 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $39,719,000 | 860 |
| Total interest expense | $18,777,000 | 871 |
| Net interest income | $20,942,000 | 841 |
| Provision for loan and lease losses | $1,140,000 | 1,130 |
| Total noninterest income | $6,459,000 | 802 |
| Gross Fiduciary activities income | $1,021,000 | 417 |
| Service charges on deposit accounts | $1,655,000 | 890 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,783,000 | 801 |
| Total noninterest expense | $17,228,000 | 870 |
| Salaries and employee benefits | $10,927,000 | 691 |
| Premises and equipment expense | $2,353,000 | 893 |
| Additional noninterest expense | $3,948,000 | 1,208 |
| Pre-tax net operating income | $9,033,000 | 844 |
| Securities gains (losses) | $250,000 | 1,023 |
| Applicable income taxes | $3,170,000 | 799 |
| Income before extraordinary items | $6,113,000 | 898 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,113,000 | 899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 1,309 |
| Cash dividends | $6,000,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,948,000 | 883 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $40,017,000 | 889 |
| Total interest expense | $20,054,000 | 884 |
| Net interest income | $19,963,000 | 863 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $4,776,000 | 957 |
| Gross Fiduciary activities income | $931,000 | 432 |
| Service charges on deposit accounts | $1,515,000 | 887 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,330,000 | 1,018 |
| Total noninterest expense | $14,384,000 | 980 |
| Salaries and employee benefits | $7,688,000 | 910 |
| Premises and equipment expense | $1,542,000 | 1,327 |
| Additional noninterest expense | $5,154,000 | 933 |
| Pre-tax net operating income | $9,935,000 | 783 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,366,000 | 754 |
| Income before extraordinary items | $6,569,000 | 821 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,569,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 1,213 |
| Cash dividends | $5,000,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,569,000 | 815 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,074,000 | 1,703 |
| Total interest expense | $9,945,000 | 1,501 |
| Net interest income | $9,129,000 | 1,933 |
| Provision for loan and lease losses | $284,000 | 2,798 |
| Total noninterest income | $2,737,000 | 1,461 |
| Gross Fiduciary activities income | $863,000 | 494 |
| Service charges on deposit accounts | $878,000 | 1,496 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $996,000 | 1,876 |
| Total noninterest expense | $6,515,000 | 2,092 |
| Salaries and employee benefits | $3,461,000 | 2,024 |
| Premises and equipment expense | $717,000 | 2,819 |
| Additional noninterest expense | $2,337,000 | 1,870 |
| Pre-tax net operating income | $5,067,000 | 1,492 |
| Securities gains (losses) | $110,000 | 706 |
| Applicable income taxes | $1,744,000 | 1,399 |
| Income before extraordinary items | $3,433,000 | 1,558 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,433,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $2,200,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,360,400 | 1,562 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,587,000 | 1,662 |
| Total interest expense | $9,921,000 | 1,534 |
| Net interest income | $9,666,000 | 1,770 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $2,719,000 | 1,449 |
| Gross Fiduciary activities income | $765,000 | 522 |
| Service charges on deposit accounts | $595,000 | 2,160 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,359,000 | 1,496 |
| Total noninterest expense | $6,702,000 | 1,955 |
| Salaries and employee benefits | $3,747,000 | 1,773 |
| Premises and equipment expense | $702,000 | 2,765 |
| Additional noninterest expense | $2,253,000 | 1,876 |
| Pre-tax net operating income | $5,443,000 | 1,385 |
| Securities gains (losses) | $140,000 | 1,086 |
| Applicable income taxes | $1,927,000 | 1,315 |
| Income before extraordinary items | $3,656,000 | 1,445 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,656,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $2,200,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,565,000 | 1,420 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,793,000 | 1,856 |
| Total interest expense | $9,207,000 | 1,692 |
| Net interest income | $8,586,000 | 2,029 |
| Provision for loan and lease losses | $350,000 | 2,319 |
| Total noninterest income | $2,045,000 | 1,732 |
| Gross Fiduciary activities income | $652,000 | 580 |
| Service charges on deposit accounts | $506,000 | 2,596 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $887,000 | 1,889 |
| Total noninterest expense | $5,638,000 | 2,286 |
| Salaries and employee benefits | $3,335,000 | 1,970 |
| Premises and equipment expense | $533,000 | 3,501 |
| Additional noninterest expense | $1,770,000 | 2,340 |
| Pre-tax net operating income | $4,643,000 | 1,659 |
| Securities gains (losses) | $222,000 | 663 |
| Applicable income taxes | $1,627,000 | 1,586 |
| Income before extraordinary items | $3,238,000 | 1,667 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,238,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,089,260 | 1,685 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,310,000 | 2,072 |
| Total interest expense | $8,451,000 | 1,865 |
| Net interest income | $7,859,000 | 2,291 |
| Provision for loan and lease losses | $333,000 | 2,397 |
| Total noninterest income | $2,034,000 | 1,808 |
| Gross Fiduciary activities income | $596,000 | 651 |
| Service charges on deposit accounts | $581,000 | 2,337 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $857,000 | 2,011 |
| Total noninterest expense | $5,788,000 | 2,377 |
| Salaries and employee benefits | $3,353,000 | 1,968 |
| Premises and equipment expense | $677,000 | 2,889 |
| Additional noninterest expense | $1,758,000 | 2,757 |
| Pre-tax net operating income | $3,772,000 | 1,921 |
| Securities gains (losses) | $31,000 | 1,673 |
| Applicable income taxes | $1,273,000 | 1,900 |
| Income before extraordinary items | $2,530,000 | 1,957 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,530,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,652 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,509,230 | 1,931 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,158,000 | 2,371 |
| Total interest expense | $7,033,000 | 2,216 |
| Net interest income | $7,125,000 | 2,517 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $2,036,000 | 1,806 |
| Gross Fiduciary activities income | $524,000 | 727 |
| Service charges on deposit accounts | $631,000 | 2,148 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $881,000 | 1,967 |
| Total noninterest expense | $5,307,000 | 2,557 |
| Salaries and employee benefits | $2,991,000 | 2,211 |
| Premises and equipment expense | $634,000 | 3,068 |
| Additional noninterest expense | $1,682,000 | 2,772 |
| Pre-tax net operating income | $3,824,000 | 1,934 |
| Securities gains (losses) | $-86,000 | 11,426 |
| Applicable income taxes | $1,129,000 | 2,136 |
| Income before extraordinary items | $2,609,000 | 1,916 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,609,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $1,687,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,669,200 | 1,859 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,084,000 | 2,508 |
| Total interest expense | $5,273,000 | 2,343 |
| Net interest income | $6,811,000 | 2,652 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $1,640,000 | 2,138 |
| Gross Fiduciary activities income | $465,000 | 754 |
| Service charges on deposit accounts | $573,000 | 2,374 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $602,000 | 2,575 |
| Total noninterest expense | $5,301,000 | 2,623 |
| Salaries and employee benefits | $2,761,000 | 2,428 |
| Premises and equipment expense | $660,000 | 2,988 |
| Additional noninterest expense | $1,880,000 | 2,719 |
| Pre-tax net operating income | $3,105,000 | 2,286 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $906,000 | 2,464 |
| Income before extraordinary items | $2,203,000 | 2,223 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,203,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,773 |
| Cash dividends | $1,689,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,200,160 | 2,244 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,920,000 | 2,587 |
| Total interest expense | $5,235,000 | 2,469 |
| Net interest income | $6,685,000 | 2,700 |
| Provision for loan and lease losses | $78,000 | 6,380 |
| Total noninterest income | $1,278,000 | 2,773 |
| Gross Fiduciary activities income | $391,000 | 849 |
| Service charges on deposit accounts | $346,000 | 3,920 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $541,000 | 3,095 |
| Total noninterest expense | $4,937,000 | 2,888 |
| Salaries and employee benefits | $2,574,000 | 2,571 |
| Premises and equipment expense | $499,000 | 3,867 |
| Additional noninterest expense | $1,864,000 | 2,897 |
| Pre-tax net operating income | $2,948,000 | 2,325 |
| Securities gains (losses) | $-101,000 | 13,178 |
| Applicable income taxes | $789,000 | 2,788 |
| Income before extraordinary items | $2,058,000 | 2,439 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $2,158,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,816 |
| Cash dividends | $1,390,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,130,720 | 2,212 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,969,000 | 2,930 |
| Total interest expense | $6,085,000 | 2,740 |
| Net interest income | $5,884,000 | 3,113 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $1,267,000 | 2,740 |
| Gross Fiduciary activities income | $346,000 | 894 |
| Service charges on deposit accounts | $308,000 | 4,353 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $613,000 | 2,792 |
| Total noninterest expense | $4,608,000 | 3,094 |
| Salaries and employee benefits | $2,481,000 | 2,624 |
| Premises and equipment expense | $224,000 | 7,300 |
| Additional noninterest expense | $1,903,000 | 2,914 |
| Pre-tax net operating income | $2,494,000 | 2,497 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $668,000 | 3,122 |
| Income before extraordinary items | $1,831,000 | 2,507 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,831,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $842,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,827,350 | 2,332 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.