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Castle Bank, Net charge- offs to loans

2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8671%572
Percentage Net Loans Charged-off: Total real estate loans3.3912%402
Percentage Net Loans Charged-off:Construction & development17.0577%240
Percentage Net Loans Charged-off: Commercial real estate1.3193%801
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential3.8020%231
Percentage Net Loans Charged-off: Home equity loans4.8130%170
All other 1-4 family - Percent of loans charged-off, net3.3203%312
Percentage Net Loans Charged-off: Commercial and industrial1.1562%1,870
Percentage Net Loans Charged-off: Loans to individuals1.3635%1,427
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7713%749
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4031%421
Percentage Net Loans Charged-off: Total real estate loans3.8970%316
Percentage Net Loans Charged-off:Construction & development19.0319%196
Percentage Net Loans Charged-off: Commercial real estate1.7872%508
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential3.9986%235
Percentage Net Loans Charged-off: Home equity loans6.6177%113
All other 1-4 family - Percent of loans charged-off, net2.7379%411
Percentage Net Loans Charged-off: Commercial and industrial2.5071%908
Percentage Net Loans Charged-off: Loans to individuals1.4779%1,331
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7117%626
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2099%1,075
Percentage Net Loans Charged-off: Total real estate loans1.9369%1,085
Percentage Net Loans Charged-off:Construction & development8.6450%719
Percentage Net Loans Charged-off: Commercial real estate0.8341%1,310
Percentage Net Loans Charged-off: Multi-family residential0.4329%700
Percentage Net Loans Charged-off: 1-4 family residential1.3008%1,027
Percentage Net Loans Charged-off: Home equity loans0.9582%874
All other 1-4 family - Percent of loans charged-off, net1.4648%900
Percentage Net Loans Charged-off: Commercial and industrial3.9600%1,006
Percentage Net Loans Charged-off: Loans to individuals5.7686%328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6762%770
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1782%888
Percentage Net Loans Charged-off: Total real estate loans2.1029%789
Percentage Net Loans Charged-off:Construction & development9.8935%484
Percentage Net Loans Charged-off: Commercial real estate0.4751%1,402
Percentage Net Loans Charged-off: Multi-family residential0.5938%485
Percentage Net Loans Charged-off: 1-4 family residential1.4183%782
Percentage Net Loans Charged-off: Home equity loans0.8425%792
All other 1-4 family - Percent of loans charged-off, net1.6925%655
Percentage Net Loans Charged-off: Commercial and industrial3.0480%1,050
Percentage Net Loans Charged-off: Loans to individuals5.7482%306
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0570%827
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6964%1,114
Percentage Net Loans Charged-off: Total real estate loans1.5184%992
Percentage Net Loans Charged-off:Construction & development6.5573%672
Percentage Net Loans Charged-off: Commercial real estate0.3726%1,211
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.1469%863
Percentage Net Loans Charged-off: Home equity loans0.6350%766
All other 1-4 family - Percent of loans charged-off, net1.3878%719
Percentage Net Loans Charged-off: Commercial and industrial2.6262%1,057
Percentage Net Loans Charged-off: Loans to individuals4.8429%401
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3845%652
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1740%1,174
Percentage Net Loans Charged-off: Total real estate loans1.1152%940
Percentage Net Loans Charged-off:Construction & development3.7315%688
Percentage Net Loans Charged-off: Commercial real estate0.0415%1,260
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.4609%532
Percentage Net Loans Charged-off: Home equity loans0.6982%520
All other 1-4 family - Percent of loans charged-off, net1.8292%431
Percentage Net Loans Charged-off: Commercial and industrial1.7831%1,039
Percentage Net Loans Charged-off: Loans to individuals5.2468%343
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1449%1,008
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0388%524
Percentage Net Loans Charged-off: Total real estate loans2.0426%404
Percentage Net Loans Charged-off:Construction & development6.2650%384
Percentage Net Loans Charged-off: Commercial real estate0.8657%579
Percentage Net Loans Charged-off: Multi-family residential0.1631%460
Percentage Net Loans Charged-off: 1-4 family residential1.4781%402
Percentage Net Loans Charged-off: Home equity loans0.3128%876
All other 1-4 family - Percent of loans charged-off, net1.9504%277
Percentage Net Loans Charged-off: Commercial and industrial1.3271%1,510
Percentage Net Loans Charged-off: Loans to individuals3.5778%440
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7682%442
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2781%636
Percentage Net Loans Charged-off: Total real estate loans1.4397%417
Percentage Net Loans Charged-off:Construction & development4.0105%414
Percentage Net Loans Charged-off: Commercial real estate0.3581%698
Percentage Net Loans Charged-off: Multi-family residential0.2010%294
Percentage Net Loans Charged-off: 1-4 family residential1.3884%318
Percentage Net Loans Charged-off: Home equity loans0.3205%686
All other 1-4 family - Percent of loans charged-off, net1.8047%236
Percentage Net Loans Charged-off: Commercial and industrial0.7036%1,673
Percentage Net Loans Charged-off: Loans to individuals2.9187%490
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0240%1,545
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5598%1,255
Percentage Net Loans Charged-off: Total real estate loans0.5220%897
Percentage Net Loans Charged-off:Construction & development1.3284%647
Percentage Net Loans Charged-off: Commercial real estate0.0177%1,217
Percentage Net Loans Charged-off: Multi-family residential0.2977%172
Percentage Net Loans Charged-off: 1-4 family residential0.5764%674
Percentage Net Loans Charged-off: Home equity loans0.3992%505
All other 1-4 family - Percent of loans charged-off, net0.6422%586
Percentage Net Loans Charged-off: Commercial and industrial0.8121%1,222
Percentage Net Loans Charged-off: Loans to individuals2.1025%733
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0360%1,311
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3475%1,478
Percentage Net Loans Charged-off: Total real estate loans0.0701%1,926
Percentage Net Loans Charged-off:Construction & development0.0245%1,072
Percentage Net Loans Charged-off: Commercial real estate-0.0719%8,051
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2327%981
Percentage Net Loans Charged-off: Home equity loans0.4079%345
All other 1-4 family - Percent of loans charged-off, net0.1697%1,036
Percentage Net Loans Charged-off: Commercial and industrial1.5093%604
Percentage Net Loans Charged-off: Loans to individuals4.5230%251
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1661%2,989
Percentage Net Loans Charged-off: Total real estate loans0.0970%2,135
Percentage Net Loans Charged-off:Construction & development0.1097%1,170
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1962%1,262
Percentage Net Loans Charged-off: Home equity loans0.1621%604
All other 1-4 family - Percent of loans charged-off, net0.2073%1,161
Percentage Net Loans Charged-off: Commercial and industrial0.5961%1,690
Percentage Net Loans Charged-off: Loans to individuals1.4616%1,010
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2666%7,294
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0692%3,737
Percentage Net Loans Charged-off: Total real estate loans0.0065%3,152
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0208%2,292
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0285%2,027
Percentage Net Loans Charged-off: Commercial and industrial0.3802%1,710
Percentage Net Loans Charged-off: Loans to individuals0.9078%1,539
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0540%3,580
Percentage Net Loans Charged-off: Total real estate loans0.0029%2,641
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0092%2,011
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0125%1,810
Percentage Net Loans Charged-off: Commercial and industrial0.2950%1,604
Percentage Net Loans Charged-off: Loans to individuals0.7892%1,673
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0811%2,442
Percentage Net Loans Charged-off: Total real estate loans-0.0075%7,711
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0238%7,952
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0321%7,992
Percentage Net Loans Charged-off: Commercial and industrial0.5953%810
Percentage Net Loans Charged-off: Loans to individuals0.6775%1,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0433%8,165
Percentage Net Loans Charged-off: Total real estate loans-0.0170%8,009
Percentage Net Loans Charged-off:Construction & development-0.0766%7,784
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0043%2,817
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0059%2,586
Percentage Net Loans Charged-off: Commercial and industrial-0.3390%7,918
Percentage Net Loans Charged-off: Loans to individuals0.8291%1,814
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0343%1,465
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0875%8,307
Percentage Net Loans Charged-off: Total real estate loans-0.0243%8,062
Percentage Net Loans Charged-off:Construction & development-0.1067%7,808
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0030%2,392
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0040%2,192
Percentage Net Loans Charged-off: Commercial and industrial-0.5020%8,017
Percentage Net Loans Charged-off: Loans to individuals0.5916%2,227
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0088%6,888
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1406%8,389
Percentage Net Loans Charged-off: Total real estate loans-0.0366%8,157
Percentage Net Loans Charged-off:Construction & development-0.1605%7,793
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0062%1,932
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0084%1,757
Percentage Net Loans Charged-off: Commercial and industrial-0.7374%8,079
Percentage Net Loans Charged-off: Loans to individuals0.4356%2,591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2841%8,498
Percentage Net Loans Charged-off: Total real estate loans-0.0811%8,362
Percentage Net Loans Charged-off:Construction & development-0.3257%7,766
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0094%7,927
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0129%7,969
Percentage Net Loans Charged-off: Commercial and industrial-1.3319%8,181
Percentage Net Loans Charged-off: Loans to individuals-0.1139%7,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0548%4,638
Percentage Net Loans Charged-off: Total real estate loans0.0156%2,854
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0274%1,113
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0214%2,527
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0302%2,241
Percentage Net Loans Charged-off: Commercial and industrial0.2481%2,592
Percentage Net Loans Charged-off: Loans to individuals0.0969%5,700
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0018%6,866
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0155%5,391
Percentage Net Loans Charged-off: Total real estate loans-0.0160%7,991
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0826%8,303
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0298%2,025
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0422%1,756
Percentage Net Loans Charged-off: Commercial and industrial0.1571%2,491
Percentage Net Loans Charged-off: Loans to individuals0.0277%5,644
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0024%6,889
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0205%4,763
Percentage Net Loans Charged-off: Total real estate loans-0.0248%8,083
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.1267%8,371
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0445%1,553
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0630%1,321
Percentage Net Loans Charged-off: Commercial and industrial0.2388%1,892
Percentage Net Loans Charged-off: Loans to individuals-0.0139%7,263
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0072%6,935
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0573%7,900
Percentage Net Loans Charged-off: Total real estate loans-0.0791%8,466
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.2556%8,510
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0422%7,115
Percentage Net Loans Charged-off: Loans to individuals0.2252%3,474
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0071%7,040
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1033%4,133
Percentage Net Loans Charged-off: Total real estate loans0.1260%1,365
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0047%8,167
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.3354%583
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.4686%413
Percentage Net Loans Charged-off: Commercial and industrial0.0526%3,907
Percentage Net Loans Charged-off: Loans to individuals0.2547%5,130
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0045%6,312
Percentage Net Loans Charged-off: Total real estate loans-0.0020%7,753
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0051%8,210
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0011%7,831
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0016%7,861
Percentage Net Loans Charged-off: Commercial and industrial-0.0101%6,989
Percentage Net Loans Charged-off: Loans to individuals0.2649%4,603
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0121%5,511
Percentage Net Loans Charged-off: Total real estate loans-0.0025%7,792
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0058%8,303
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%7,909
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0025%7,951
Percentage Net Loans Charged-off: Commercial and industrial0.0104%3,019
Percentage Net Loans Charged-off: Loans to individuals0.4190%3,543
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0044%6,998
Percentage Net Loans Charged-off: Total real estate loans-0.0039%7,919
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0116%8,434
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0632%7,350
Percentage Net Loans Charged-off: Loans to individuals0.3036%3,545
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0108%8,414
Percentage Net Loans Charged-off: Total real estate loans0.0204%3,277
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0736%1,191
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0173%8,429
Percentage Net Loans Charged-off: Home equity loans-0.1054%6,061
All other 1-4 family - Percent of loans charged-off, net0.0122%2,948
Percentage Net Loans Charged-off: Commercial and industrial-0.1257%8,052
Percentage Net Loans Charged-off: Loans to individuals-0.1184%8,558
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0377%8,529
Percentage Net Loans Charged-off: Total real estate loans-0.0085%8,197
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0230%8,485
Percentage Net Loans Charged-off: Home equity loans-0.1436%6,025
All other 1-4 family - Percent of loans charged-off, net0.0160%2,404
Percentage Net Loans Charged-off: Commercial and industrial-0.1761%8,091
Percentage Net Loans Charged-off: Loans to individuals-0.0955%8,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0745%8,663
Percentage Net Loans Charged-off: Total real estate loans-0.0122%8,326
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0325%8,573
Percentage Net Loans Charged-off: Home equity loans-0.2203%5,999
All other 1-4 family - Percent of loans charged-off, net0.0261%1,871
Percentage Net Loans Charged-off: Commercial and industrial-0.3860%8,322
Percentage Net Loans Charged-off: Loans to individuals-0.0639%8,116
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1580%8,807
Percentage Net Loans Charged-off: Total real estate loans-0.0246%8,585
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0649%8,789
Percentage Net Loans Charged-off: Home equity loans-0.4473%5,941
All other 1-4 family - Percent of loans charged-off, net0.0517%1,195
Percentage Net Loans Charged-off: Commercial and industrial-0.7915%8,513
Percentage Net Loans Charged-off: Loans to individuals-0.3501%8,508
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0833%5,477
Percentage Net Loans Charged-off: Total real estate loans0.0068%3,827
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0163%2,972
Percentage Net Loans Charged-off: Home equity loans0.1278%381
All other 1-4 family - Percent of loans charged-off, net-0.0106%8,485
Percentage Net Loans Charged-off: Commercial and industrial0.6302%2,521
Percentage Net Loans Charged-off: Loans to individuals0.5492%4,072
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3548%7,946
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1592%4,157
Percentage Net Loans Charged-off: Total real estate loans0.0665%2,118
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0054%1,406
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1480%1,179
Percentage Net Loans Charged-off: Home equity loans0.0533%483
All other 1-4 family - Percent of loans charged-off, net0.1659%1,067
Percentage Net Loans Charged-off: Commercial and industrial0.4754%2,741
Percentage Net Loans Charged-off: Loans to individuals0.5601%3,871
Percentage Net Loans Charged-off: Credit card loans4.8582%469
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0089%7,648
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1370%3,966
Percentage Net Loans Charged-off: Total real estate loans0.0151%703
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0356%517
Percentage Net Loans Charged-off: Home equity loans0.2238%136
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.5925%400
Percentage Net Loans Charged-off: Loans to individuals0.4102%867
Percentage Net Loans Charged-off: Credit card loans1.4483%660
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0153%1,291
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0361%6,474
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0187%7,389
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0126%8,018
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0846%6,113
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0037%8,738
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0999%5,728
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1607%5,979
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2203%7,019
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA