Home > Castle Bank > Income and Expense
Castle Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,987,000 | 2,331 |
| Total interest expense | $6,314,000 | 2,328 |
| Net interest income | $7,673,000 | 2,301 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $1,805,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $686,000 | 1,945 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,119,000 | 1,730 |
| Total noninterest expense | $5,397,000 | 2,505 |
| Salaries and employee benefits | $2,864,000 | 2,453 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $2,045,000 | 2,131 |
| Pre-tax net operating income | $4,057,000 | 1,819 |
| Securities gains (losses) | $106,000 | 718 |
| Applicable income taxes | $1,426,000 | 1,661 |
| Income before extraordinary items | $2,737,000 | 1,942 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,737,000 | 1,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,877 |
| Cash dividends | $1,875,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,667,040 | 1,950 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 3,509 |
| Total interest expense | $4,277,000 | 3,471 |
| Net interest income | $4,824,000 | 3,521 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,046,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,003,000 | 1,854 |
| Total noninterest expense | $3,613,000 | 3,514 |
| Salaries and employee benefits | $1,974,000 | 3,383 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $1,329,000 | 3,073 |
| Pre-tax net operating income | $2,257,000 | 3,027 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $764,000 | 2,845 |
| Income before extraordinary items | $1,508,000 | 3,246 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,508,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,930 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,498,100 | 3,178 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 3,595 |
| Total interest expense | $4,144,000 | 3,544 |
| Net interest income | $4,805,000 | 3,623 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $746,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $491,000 | 2,861 |
| Total noninterest expense | $3,031,000 | 4,060 |
| Salaries and employee benefits | $1,717,000 | 3,805 |
| Premises and equipment expense | $276,000 | 5,713 |
| Additional noninterest expense | $1,038,000 | 3,763 |
| Pre-tax net operating income | $2,440,000 | 2,973 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $845,000 | 2,808 |
| Income before extraordinary items | $1,590,000 | 3,185 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,590,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 10,682 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,593,250 | 3,118 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,614,000 | 3,761 |
| Total interest expense | $3,715,000 | 3,964 |
| Net interest income | $4,899,000 | 3,598 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $681,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $257,000 | 4,730 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $424,000 | 3,278 |
| Total noninterest expense | $2,722,000 | 4,672 |
| Salaries and employee benefits | $1,602,000 | 4,063 |
| Premises and equipment expense | $229,000 | 6,546 |
| Additional noninterest expense | $891,000 | 4,796 |
| Pre-tax net operating income | $2,753,000 | 2,549 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $954,000 | 2,460 |
| Income before extraordinary items | $1,797,000 | 2,709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,797,000 | 2,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 11,145 |
| Cash dividends | $1,700,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,798,300 | 2,659 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 3,999 |
| Total interest expense | $3,578,000 | 4,069 |
| Net interest income | $4,454,000 | 3,942 |
| Provision for loan and lease losses | $62,000 | 5,662 |
| Total noninterest income | $579,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $278,000 | 4,568 |
| Trading account gains and fees | $-71,000 | 4,818 |
| Additional Noninterest Income | $372,000 | 3,471 |
| Total noninterest expense | $2,534,000 | 4,942 |
| Salaries and employee benefits | $1,492,000 | 4,300 |
| Premises and equipment expense | $191,000 | 7,369 |
| Additional noninterest expense | $851,000 | 4,986 |
| Pre-tax net operating income | $2,437,000 | 2,918 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $670,000 | 3,368 |
| Income before extraordinary items | $1,750,000 | 2,818 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,750,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,323 |
| Cash dividends | $2,345,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,762,240 | 2,763 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,279,000 | 3,623 |
| Total interest expense | $3,140,000 | 3,793 |
| Net interest income | $5,139,000 | 3,469 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $944,000 | 3,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $671,000 | 2,398 |
| Total noninterest expense | $3,138,000 | 4,246 |
| Salaries and employee benefits | $1,838,000 | 3,546 |
| Premises and equipment expense | $207,000 | 7,274 |
| Additional noninterest expense | $1,093,000 | 4,379 |
| Pre-tax net operating income | $2,765,000 | 2,560 |
| Securities gains (losses) | $-35,000 | 10,774 |
| Applicable income taxes | $772,000 | 2,854 |
| Income before extraordinary items | $1,958,000 | 2,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,958,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $1,337,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,983,200 | 2,464 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,761,000 | 3,514 |
| Total interest expense | $3,270,000 | 3,816 |
| Net interest income | $5,491,000 | 3,274 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $956,000 | 3,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $703,000 | 2,594 |
| Total noninterest expense | $3,247,000 | 4,200 |
| Salaries and employee benefits | $1,883,000 | 3,464 |
| Premises and equipment expense | $201,000 | 7,662 |
| Additional noninterest expense | $1,163,000 | 4,311 |
| Pre-tax net operating income | $2,800,000 | 2,453 |
| Securities gains (losses) | $-134,000 | 13,198 |
| Applicable income taxes | $767,000 | 2,852 |
| Income before extraordinary items | $1,899,000 | 2,653 |
| Extraordinary gains, net | $140,000 | 1,297 |
| Net income | $2,039,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 2,144 |
| Cash dividends | $1,341,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,994,140 | 2,376 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,055,000 | 3,836 |
| Total interest expense | $3,987,000 | 4,092 |
| Net interest income | $5,068,000 | 3,585 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $434,000 | 6,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,950 |
| Total noninterest expense | $2,788,000 | 4,834 |
| Salaries and employee benefits | $1,629,000 | 3,931 |
| Premises and equipment expense | $183,000 | 8,234 |
| Additional noninterest expense | $976,000 | 5,144 |
| Pre-tax net operating income | $2,444,000 | 2,547 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $645,000 | 3,231 |
| Income before extraordinary items | $1,799,000 | 2,554 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,799,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 3,995 |
| Cash dividends | $877,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,799,000 | 2,362 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.