Home > Cascade Bank > Income and Expense
Cascade Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $15,654,000 | 454 |
| Total interest expense | $6,250,000 | 252 |
| Net interest income | $9,404,000 | 582 |
| Provision for loan and lease losses | $2,550,000 | 421 |
| Total noninterest income | $-572,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $806,000 | 464 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,378,000 | 7,553 |
| Total noninterest expense | $8,375,000 | 614 |
| Salaries and employee benefits | $3,274,000 | 769 |
| Premises and equipment expense | $1,168,000 | 557 |
| Additional noninterest expense | $3,933,000 | 476 |
| Pre-tax net operating income | $-2,093,000 | 7,398 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $194,000 | 1,543 |
| Income before extraordinary items | $-2,287,000 | 7,416 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,287,000 | 7,415 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,287,000 | 7,416 |
| Net charge-offs | $2,874,000 | 419 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 709 |
| Net operating income | $-2,287,000 | 7,415 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $71,470,000 | 423 |
| Total interest expense | $32,909,000 | 242 |
| Net interest income | $38,561,000 | 565 |
| Provision for loan and lease losses | $56,515,000 | 163 |
| Total noninterest income | $-3,871,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,855,000 | 402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-7,726,000 | 7,646 |
| Total noninterest expense | $52,794,000 | 412 |
| Salaries and employee benefits | $13,832,000 | 701 |
| Premises and equipment expense | $4,628,000 | 552 |
| Additional noninterest expense | $34,334,000 | 265 |
| Pre-tax net operating income | $-74,619,000 | 7,628 |
| Securities gains (losses) | $8,618,000 | 74 |
| Applicable income taxes | $4,012,000 | 437 |
| Income before extraordinary items | $-70,013,000 | 7,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-70,013,000 | 7,620 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-70,013,000 | 7,620 |
| Net charge-offs | $56,328,000 | 157 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 923 |
| Net operating income | $-78,631,000 | 7,621 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $55,215,000 | 411 |
| Total interest expense | $25,955,000 | 235 |
| Net interest income | $29,260,000 | 553 |
| Provision for loan and lease losses | $51,015,000 | 139 |
| Total noninterest income | $-921,000 | 7,688 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,940,000 | 396 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,861,000 | 7,739 |
| Total noninterest expense | $39,482,000 | 397 |
| Salaries and employee benefits | $10,588,000 | 677 |
| Premises and equipment expense | $3,625,000 | 527 |
| Additional noninterest expense | $25,269,000 | 261 |
| Pre-tax net operating income | $-62,158,000 | 7,731 |
| Securities gains (losses) | $4,792,000 | 92 |
| Applicable income taxes | $3,808,000 | 352 |
| Income before extraordinary items | $-61,174,000 | 7,730 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-61,174,000 | 7,730 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-61,174,000 | 7,730 |
| Net charge-offs | $50,469,000 | 138 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 866 |
| Net operating income | $-65,966,000 | 7,733 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $37,818,000 | 403 |
| Total interest expense | $17,605,000 | 236 |
| Net interest income | $20,213,000 | 524 |
| Provision for loan and lease losses | $43,015,000 | 124 |
| Total noninterest income | $-615,000 | 7,762 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,922,000 | 400 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-2,537,000 | 7,808 |
| Total noninterest expense | $30,335,000 | 348 |
| Salaries and employee benefits | $6,819,000 | 701 |
| Premises and equipment expense | $2,424,000 | 527 |
| Additional noninterest expense | $21,092,000 | 221 |
| Pre-tax net operating income | $-53,752,000 | 7,799 |
| Securities gains (losses) | $1,792,000 | 152 |
| Applicable income taxes | $3,610,000 | 248 |
| Income before extraordinary items | $-55,570,000 | 7,799 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-55,570,000 | 7,799 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-55,570,000 | 7,799 |
| Net charge-offs | $42,866,000 | 122 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 787 |
| Net operating income | $-57,362,000 | 7,800 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $19,159,000 | 415 |
| Total interest expense | $8,949,000 | 249 |
| Net interest income | $10,210,000 | 531 |
| Provision for loan and lease losses | $31,290,000 | 107 |
| Total noninterest income | $1,039,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $899,000 | 423 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 2,966 |
| Total noninterest expense | $8,315,000 | 605 |
| Salaries and employee benefits | $3,532,000 | 680 |
| Premises and equipment expense | $1,184,000 | 562 |
| Additional noninterest expense | $3,599,000 | 508 |
| Pre-tax net operating income | $-28,356,000 | 7,904 |
| Securities gains (losses) | $28,000 | 1,386 |
| Applicable income taxes | $3,421,000 | 162 |
| Income before extraordinary items | $-31,749,000 | 7,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-31,749,000 | 7,901 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-31,749,000 | 7,901 |
| Net charge-offs | $31,187,000 | 96 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 712 |
| Net operating income | $-31,777,000 | 7,901 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $81,973,000 | 409 |
| Total interest expense | $36,425,000 | 311 |
| Net interest income | $45,548,000 | 472 |
| Provision for loan and lease losses | $44,175,000 | 271 |
| Total noninterest income | $5,516,000 | 1,013 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,735,000 | 442 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,781,000 | 1,488 |
| Total noninterest expense | $43,674,000 | 495 |
| Salaries and employee benefits | $13,312,000 | 733 |
| Premises and equipment expense | $4,963,000 | 538 |
| Additional noninterest expense | $25,399,000 | 369 |
| Pre-tax net operating income | $-36,785,000 | 7,828 |
| Securities gains (losses) | $987,000 | 510 |
| Applicable income taxes | $-9,262,000 | 7,860 |
| Income before extraordinary items | $-26,536,000 | 7,795 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-26,536,000 | 7,794 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-26,536,000 | 7,794 |
| Net charge-offs | $33,567,000 | 266 |
| Cash dividends | $3,600,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 803 |
| Net operating income | $-27,266,380 | 7,804 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $61,925,000 | 422 |
| Total interest expense | $27,363,000 | 334 |
| Net interest income | $34,562,000 | 471 |
| Provision for loan and lease losses | $36,175,000 | 254 |
| Total noninterest income | $3,841,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,759,000 | 451 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,082,000 | 1,728 |
| Total noninterest expense | $35,399,000 | 457 |
| Salaries and employee benefits | $10,011,000 | 740 |
| Premises and equipment expense | $3,721,000 | 549 |
| Additional noninterest expense | $21,667,000 | 329 |
| Pre-tax net operating income | $-33,171,000 | 7,938 |
| Securities gains (losses) | $338,000 | 915 |
| Applicable income taxes | $-8,053,000 | 7,958 |
| Income before extraordinary items | $-24,780,000 | 7,915 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-24,780,000 | 7,915 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-24,780,000 | 7,915 |
| Net charge-offs | $27,179,000 | 234 |
| Cash dividends | $3,600,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 702 |
| Net operating income | $-25,033,500 | 7,917 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $41,723,000 | 425 |
| Total interest expense | $18,623,000 | 349 |
| Net interest income | $23,100,000 | 473 |
| Provision for loan and lease losses | $32,175,000 | 209 |
| Total noninterest income | $2,093,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,762,000 | 467 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $331,000 | 2,831 |
| Total noninterest expense | $27,773,000 | 413 |
| Salaries and employee benefits | $6,792,000 | 744 |
| Premises and equipment expense | $2,484,000 | 559 |
| Additional noninterest expense | $18,497,000 | 283 |
| Pre-tax net operating income | $-34,755,000 | 8,069 |
| Securities gains (losses) | $-514,000 | 7,923 |
| Applicable income taxes | $-8,663,000 | 8,086 |
| Income before extraordinary items | $-26,606,000 | 8,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-26,606,000 | 8,061 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-26,606,000 | 8,061 |
| Net charge-offs | $23,811,000 | 206 |
| Cash dividends | $2,600,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 637 |
| Net operating income | $-26,220,500 | 8,058 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $21,455,000 | 416 |
| Total interest expense | $9,761,000 | 348 |
| Net interest income | $11,694,000 | 462 |
| Provision for loan and lease losses | $13,875,000 | 207 |
| Total noninterest income | $1,521,000 | 929 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $814,000 | 496 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $707,000 | 1,110 |
| Total noninterest expense | $7,499,000 | 677 |
| Salaries and employee benefits | $3,398,000 | 743 |
| Premises and equipment expense | $1,226,000 | 575 |
| Additional noninterest expense | $2,875,000 | 599 |
| Pre-tax net operating income | $-8,159,000 | 8,095 |
| Securities gains (losses) | $-740,000 | 8,122 |
| Applicable income taxes | $-3,315,000 | 8,133 |
| Income before extraordinary items | $-5,584,000 | 8,072 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,584,000 | 8,072 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,584,000 | 8,072 |
| Net charge-offs | $5,299,000 | 308 |
| Cash dividends | $2,600,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 454 |
| Net operating income | $-5,110,400 | 8,062 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $92,751,000 | 424 |
| Total interest expense | $44,566,000 | 359 |
| Net interest income | $48,185,000 | 467 |
| Provision for loan and lease losses | $7,240,000 | 769 |
| Total noninterest income | $6,909,000 | 805 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,647,000 | 474 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,262,000 | 902 |
| Total noninterest expense | $27,748,000 | 723 |
| Salaries and employee benefits | $13,852,000 | 716 |
| Premises and equipment expense | $4,583,000 | 608 |
| Additional noninterest expense | $9,313,000 | 722 |
| Pre-tax net operating income | $20,106,000 | 282 |
| Securities gains (losses) | $-16,941,000 | 8,216 |
| Applicable income taxes | $94,000 | 3,425 |
| Income before extraordinary items | $3,071,000 | 1,330 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,071,000 | 1,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,503,000 | 1,128 |
| Cash dividends | $4,600,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 784 |
| Net operating income | $19,503,770 | 220 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $70,299,000 | 432 |
| Total interest expense | $33,804,000 | 371 |
| Net interest income | $36,495,000 | 470 |
| Provision for loan and lease losses | $4,840,000 | 658 |
| Total noninterest income | $5,209,000 | 843 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,727,000 | 483 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,482,000 | 938 |
| Total noninterest expense | $20,771,000 | 713 |
| Salaries and employee benefits | $10,483,000 | 723 |
| Premises and equipment expense | $3,374,000 | 616 |
| Additional noninterest expense | $6,914,000 | 688 |
| Pre-tax net operating income | $16,093,000 | 331 |
| Securities gains (losses) | $-16,942,000 | 8,318 |
| Applicable income taxes | $-1,079,000 | 8,069 |
| Income before extraordinary items | $230,000 | 5,550 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $230,000 | 5,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,997,000 | 829 |
| Cash dividends | $4,200,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 650 |
| Net operating income | $11,072,880 | 354 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $45,905,000 | 450 |
| Total interest expense | $22,827,000 | 384 |
| Net interest income | $23,078,000 | 494 |
| Provision for loan and lease losses | $3,590,000 | 538 |
| Total noninterest income | $3,357,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,711,000 | 495 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,646,000 | 974 |
| Total noninterest expense | $13,800,000 | 709 |
| Salaries and employee benefits | $6,911,000 | 736 |
| Premises and equipment expense | $2,234,000 | 614 |
| Additional noninterest expense | $4,655,000 | 665 |
| Pre-tax net operating income | $9,045,000 | 408 |
| Securities gains (losses) | $483,000 | 327 |
| Applicable income taxes | $2,817,000 | 395 |
| Income before extraordinary items | $6,711,000 | 411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,711,000 | 410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,954,000 | 566 |
| Cash dividends | $3,200,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 587 |
| Net operating income | $6,372,900 | 424 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $23,026,000 | 464 |
| Total interest expense | $12,009,000 | 395 |
| Net interest income | $11,017,000 | 499 |
| Provision for loan and lease losses | $2,390,000 | 354 |
| Total noninterest income | $1,553,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $746,000 | 570 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $807,000 | 998 |
| Total noninterest expense | $6,736,000 | 713 |
| Salaries and employee benefits | $3,426,000 | 747 |
| Premises and equipment expense | $1,084,000 | 646 |
| Additional noninterest expense | $2,226,000 | 654 |
| Pre-tax net operating income | $3,444,000 | 566 |
| Securities gains (losses) | $464,000 | 256 |
| Applicable income taxes | $1,097,000 | 542 |
| Income before extraordinary items | $2,811,000 | 542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,811,000 | 543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,506,000 | 354 |
| Cash dividends | $3,200,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 472 |
| Net operating income | $2,476,920 | 584 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $94,016,000 | 464 |
| Total interest expense | $48,420,000 | 429 |
| Net interest income | $45,596,000 | 496 |
| Provision for loan and lease losses | $1,350,000 | 1,144 |
| Total noninterest income | $6,404,000 | 893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,773,000 | 631 |
| Trading account gains and fees | $-463,000 | 8,495 |
| Additional Noninterest Income | $4,094,000 | 807 |
| Total noninterest expense | $25,905,000 | 723 |
| Salaries and employee benefits | $13,475,000 | 717 |
| Premises and equipment expense | $4,094,000 | 649 |
| Additional noninterest expense | $8,336,000 | 686 |
| Pre-tax net operating income | $24,745,000 | 395 |
| Securities gains (losses) | $28,000 | 991 |
| Applicable income taxes | $8,028,000 | 383 |
| Income before extraordinary items | $16,745,000 | 412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,745,000 | 409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 1,597 |
| Cash dividends | $7,300,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 740 |
| Net operating income | $16,725,960 | 403 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $69,846,000 | 470 |
| Total interest expense | $36,131,000 | 435 |
| Net interest income | $33,715,000 | 502 |
| Provision for loan and lease losses | $850,000 | 1,022 |
| Total noninterest income | $4,942,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,083,000 | 615 |
| Trading account gains and fees | $-454,000 | 8,537 |
| Additional Noninterest Income | $3,313,000 | 769 |
| Total noninterest expense | $19,118,000 | 723 |
| Salaries and employee benefits | $10,004,000 | 726 |
| Premises and equipment expense | $2,995,000 | 662 |
| Additional noninterest expense | $6,119,000 | 683 |
| Pre-tax net operating income | $18,689,000 | 425 |
| Securities gains (losses) | $23,000 | 791 |
| Applicable income taxes | $6,299,000 | 401 |
| Income before extraordinary items | $12,413,000 | 449 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $12,413,000 | 447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,184 |
| Cash dividends | $7,300,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 638 |
| Net operating income | $12,397,820 | 439 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $46,456,000 | 485 |
| Total interest expense | $24,092,000 | 447 |
| Net interest income | $22,364,000 | 519 |
| Provision for loan and lease losses | $500,000 | 1,024 |
| Total noninterest income | $3,386,000 | 882 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,347,000 | 646 |
| Trading account gains and fees | $-482,000 | 8,596 |
| Additional Noninterest Income | $2,521,000 | 698 |
| Total noninterest expense | $12,594,000 | 751 |
| Salaries and employee benefits | $6,568,000 | 763 |
| Premises and equipment expense | $1,977,000 | 691 |
| Additional noninterest expense | $4,049,000 | 705 |
| Pre-tax net operating income | $12,656,000 | 451 |
| Securities gains (losses) | $23,000 | 680 |
| Applicable income taxes | $4,283,000 | 431 |
| Income before extraordinary items | $8,396,000 | 479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,396,000 | 478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,671 |
| Cash dividends | $5,200,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 574 |
| Net operating income | $8,380,820 | 471 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $22,652,000 | 492 |
| Total interest expense | $11,824,000 | 446 |
| Net interest income | $10,828,000 | 537 |
| Provision for loan and lease losses | $250,000 | 954 |
| Total noninterest income | $1,874,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $643,000 | 661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,231,000 | 695 |
| Total noninterest expense | $6,237,000 | 752 |
| Salaries and employee benefits | $3,238,000 | 780 |
| Premises and equipment expense | $991,000 | 685 |
| Additional noninterest expense | $2,008,000 | 696 |
| Pre-tax net operating income | $6,215,000 | 462 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,086,000 | 440 |
| Income before extraordinary items | $4,129,000 | 478 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,129,000 | 477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,475 |
| Cash dividends | $2,500,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 426 |
| Net operating income | $4,129,000 | 468 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $82,975,000 | 502 |
| Total interest expense | $41,387,000 | 433 |
| Net interest income | $41,588,000 | 555 |
| Provision for loan and lease losses | $1,000,000 | 1,040 |
| Total noninterest income | $5,504,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,495,000 | 708 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,009,000 | 995 |
| Total noninterest expense | $23,980,000 | 727 |
| Salaries and employee benefits | $12,666,000 | 743 |
| Premises and equipment expense | $3,946,000 | 661 |
| Additional noninterest expense | $7,368,000 | 738 |
| Pre-tax net operating income | $22,112,000 | 503 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,276,000 | 482 |
| Income before extraordinary items | $14,836,000 | 531 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $14,836,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,826 |
| Cash dividends | $4,250,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $10,287,000 | 203 |
| Net operating income | $14,836,000 | 522 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $60,711,000 | 513 |
| Total interest expense | $29,912,000 | 447 |
| Net interest income | $30,799,000 | 572 |
| Provision for loan and lease losses | $850,000 | 895 |
| Total noninterest income | $3,967,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,909,000 | 699 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,058,000 | 1,074 |
| Total noninterest expense | $17,803,000 | 750 |
| Salaries and employee benefits | $9,464,000 | 767 |
| Premises and equipment expense | $2,973,000 | 667 |
| Additional noninterest expense | $5,366,000 | 759 |
| Pre-tax net operating income | $16,113,000 | 530 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,298,000 | 516 |
| Income before extraordinary items | $10,815,000 | 563 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,815,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,342 |
| Cash dividends | $3,500,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $10,212,000 | 150 |
| Net operating income | $10,815,000 | 551 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $39,233,000 | 521 |
| Total interest expense | $18,992,000 | 445 |
| Net interest income | $20,241,000 | 581 |
| Provision for loan and lease losses | $550,000 | 898 |
| Total noninterest income | $2,532,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,217,000 | 725 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,315,000 | 1,105 |
| Total noninterest expense | $11,622,000 | 774 |
| Salaries and employee benefits | $6,208,000 | 781 |
| Premises and equipment expense | $1,999,000 | 664 |
| Additional noninterest expense | $3,415,000 | 789 |
| Pre-tax net operating income | $10,601,000 | 538 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,482,000 | 526 |
| Income before extraordinary items | $7,119,000 | 573 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,119,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,179 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $10,138,000 | 96 |
| Net operating income | $7,119,000 | 559 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $18,841,000 | 526 |
| Total interest expense | $8,940,000 | 446 |
| Net interest income | $9,901,000 | 590 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $1,186,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $566,000 | 748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $620,000 | 1,146 |
| Total noninterest expense | $5,728,000 | 785 |
| Salaries and employee benefits | $3,119,000 | 775 |
| Premises and equipment expense | $1,008,000 | 645 |
| Additional noninterest expense | $1,601,000 | 834 |
| Pre-tax net operating income | $5,109,000 | 545 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,685,000 | 529 |
| Income before extraordinary items | $3,424,000 | 587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,424,000 | 586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $10,063,000 | 47 |
| Net operating income | $3,424,000 | 575 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $67,922,000 | 512 |
| Total interest expense | $30,078,000 | 409 |
| Net interest income | $37,844,000 | 588 |
| Provision for loan and lease losses | $945,000 | 1,104 |
| Total noninterest income | $5,815,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,372,000 | 730 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,443,000 | 914 |
| Total noninterest expense | $22,022,000 | 777 |
| Salaries and employee benefits | $11,806,000 | 757 |
| Premises and equipment expense | $3,839,000 | 639 |
| Additional noninterest expense | $6,377,000 | 811 |
| Pre-tax net operating income | $20,692,000 | 521 |
| Securities gains (losses) | $67,000 | 846 |
| Applicable income taxes | $6,767,000 | 515 |
| Income before extraordinary items | $13,992,000 | 541 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,992,000 | 541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,951 |
| Cash dividends | $4,000,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,947,110 | 529 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $49,749,000 | 503 |
| Total interest expense | $21,524,000 | 404 |
| Net interest income | $28,225,000 | 583 |
| Provision for loan and lease losses | $745,000 | 1,008 |
| Total noninterest income | $4,487,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,768,000 | 734 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,719,000 | 879 |
| Total noninterest expense | $16,561,000 | 764 |
| Salaries and employee benefits | $8,970,000 | 743 |
| Premises and equipment expense | $2,825,000 | 647 |
| Additional noninterest expense | $4,766,000 | 805 |
| Pre-tax net operating income | $15,406,000 | 524 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $5,089,000 | 519 |
| Income before extraordinary items | $10,329,000 | 550 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,329,000 | 550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 1,545 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,320,960 | 538 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $32,306,000 | 503 |
| Total interest expense | $13,774,000 | 397 |
| Net interest income | $18,532,000 | 578 |
| Provision for loan and lease losses | $495,000 | 989 |
| Total noninterest income | $3,054,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,140,000 | 743 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,914,000 | 837 |
| Total noninterest expense | $11,032,000 | 757 |
| Salaries and employee benefits | $6,029,000 | 739 |
| Premises and equipment expense | $1,888,000 | 637 |
| Additional noninterest expense | $3,115,000 | 816 |
| Pre-tax net operating income | $10,059,000 | 526 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $3,326,000 | 520 |
| Income before extraordinary items | $6,745,000 | 556 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,745,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,369 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,736,960 | 543 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,628,000 | 508 |
| Total interest expense | $6,553,000 | 395 |
| Net interest income | $9,075,000 | 575 |
| Provision for loan and lease losses | $245,000 | 944 |
| Total noninterest income | $1,479,000 | 910 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $523,000 | 784 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $956,000 | 813 |
| Total noninterest expense | $5,395,000 | 770 |
| Salaries and employee benefits | $3,075,000 | 715 |
| Premises and equipment expense | $919,000 | 658 |
| Additional noninterest expense | $1,401,000 | 895 |
| Pre-tax net operating income | $4,914,000 | 524 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $1,625,000 | 530 |
| Income before extraordinary items | $3,301,000 | 563 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,301,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 950 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,292,960 | 546 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $55,411,000 | 530 |
| Total interest expense | $22,195,000 | 384 |
| Net interest income | $33,216,000 | 601 |
| Provision for loan and lease losses | $675,000 | 1,497 |
| Total noninterest income | $3,915,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,618,000 | 1,101 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,297,000 | 1,208 |
| Total noninterest expense | $19,421,000 | 834 |
| Salaries and employee benefits | $11,194,000 | 764 |
| Premises and equipment expense | $3,151,000 | 732 |
| Additional noninterest expense | $5,076,000 | 992 |
| Pre-tax net operating income | $17,035,000 | 562 |
| Securities gains (losses) | $510,000 | 450 |
| Applicable income taxes | $5,712,000 | 548 |
| Income before extraordinary items | $11,833,000 | 578 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,833,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,462 |
| Cash dividends | $12,882,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 225 |
| Net operating income | $11,491,300 | 569 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $40,293,000 | 541 |
| Total interest expense | $16,007,000 | 392 |
| Net interest income | $24,286,000 | 606 |
| Provision for loan and lease losses | $525,000 | 1,396 |
| Total noninterest income | $2,843,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,182,000 | 1,128 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,661,000 | 1,221 |
| Total noninterest expense | $14,000,000 | 866 |
| Salaries and employee benefits | $8,210,000 | 783 |
| Premises and equipment expense | $2,288,000 | 747 |
| Additional noninterest expense | $3,502,000 | 1,053 |
| Pre-tax net operating income | $12,604,000 | 562 |
| Securities gains (losses) | $510,000 | 418 |
| Applicable income taxes | $4,275,000 | 547 |
| Income before extraordinary items | $8,839,000 | 588 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,839,000 | 589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,936 |
| Cash dividends | $12,082,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,497,300 | 583 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $25,743,000 | 549 |
| Total interest expense | $10,218,000 | 406 |
| Net interest income | $15,525,000 | 627 |
| Provision for loan and lease losses | $375,000 | 1,294 |
| Total noninterest income | $1,827,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $745,000 | 1,187 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,082,000 | 1,253 |
| Total noninterest expense | $8,842,000 | 917 |
| Salaries and employee benefits | $5,169,000 | 825 |
| Premises and equipment expense | $1,455,000 | 782 |
| Additional noninterest expense | $2,218,000 | 1,107 |
| Pre-tax net operating income | $8,135,000 | 570 |
| Securities gains (losses) | $381,000 | 411 |
| Applicable income taxes | $2,758,000 | 563 |
| Income before extraordinary items | $5,758,000 | 598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,758,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $12,082,000 | 173 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,498,920 | 586 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,623,000 | 568 |
| Total interest expense | $5,137,000 | 411 |
| Net interest income | $7,486,000 | 656 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $832,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $353,000 | 1,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $479,000 | 1,332 |
| Total noninterest expense | $4,312,000 | 946 |
| Salaries and employee benefits | $2,546,000 | 863 |
| Premises and equipment expense | $715,000 | 806 |
| Additional noninterest expense | $1,051,000 | 1,144 |
| Pre-tax net operating income | $3,781,000 | 597 |
| Securities gains (losses) | $269,000 | 410 |
| Applicable income taxes | $1,288,000 | 602 |
| Income before extraordinary items | $2,762,000 | 616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,762,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,579,080 | 610 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $50,468,000 | 563 |
| Total interest expense | $21,719,000 | 430 |
| Net interest income | $28,749,000 | 660 |
| Provision for loan and lease losses | $1,275,000 | 923 |
| Total noninterest income | $3,257,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,114,000 | 1,551 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,143,000 | 1,403 |
| Total noninterest expense | $17,184,000 | 948 |
| Salaries and employee benefits | $9,251,000 | 920 |
| Premises and equipment expense | $2,985,000 | 761 |
| Additional noninterest expense | $4,948,000 | 1,031 |
| Pre-tax net operating income | $13,547,000 | 653 |
| Securities gains (losses) | $1,790,000 | 320 |
| Applicable income taxes | $4,795,000 | 640 |
| Income before extraordinary items | $10,542,000 | 630 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,542,000 | 632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,778 |
| Cash dividends | $2,100,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,306,900 | 653 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $37,872,000 | 579 |
| Total interest expense | $16,648,000 | 438 |
| Net interest income | $21,224,000 | 674 |
| Provision for loan and lease losses | $975,000 | 920 |
| Total noninterest income | $2,472,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $755,000 | 1,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,717,000 | 1,392 |
| Total noninterest expense | $12,908,000 | 952 |
| Salaries and employee benefits | $6,872,000 | 949 |
| Premises and equipment expense | $2,206,000 | 778 |
| Additional noninterest expense | $3,830,000 | 1,006 |
| Pre-tax net operating income | $9,813,000 | 697 |
| Securities gains (losses) | $1,745,000 | 306 |
| Applicable income taxes | $3,702,000 | 655 |
| Income before extraordinary items | $7,856,000 | 655 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,856,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,176 |
| Cash dividends | $2,100,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,669,400 | 714 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $25,336,000 | 582 |
| Total interest expense | $11,272,000 | 447 |
| Net interest income | $14,064,000 | 680 |
| Provision for loan and lease losses | $675,000 | 899 |
| Total noninterest income | $1,592,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $462,000 | 1,832 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,130,000 | 1,392 |
| Total noninterest expense | $8,705,000 | 941 |
| Salaries and employee benefits | $4,611,000 | 934 |
| Premises and equipment expense | $1,444,000 | 792 |
| Additional noninterest expense | $2,650,000 | 956 |
| Pre-tax net operating income | $6,276,000 | 721 |
| Securities gains (losses) | $1,340,000 | 298 |
| Applicable income taxes | $2,441,000 | 662 |
| Income before extraordinary items | $5,175,000 | 665 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,175,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,860 |
| Cash dividends | $1,300,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,263,800 | 730 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $12,772,000 | 586 |
| Total interest expense | $5,733,000 | 450 |
| Net interest income | $7,039,000 | 682 |
| Provision for loan and lease losses | $375,000 | 770 |
| Total noninterest income | $785,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $218,000 | 1,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $567,000 | 1,357 |
| Total noninterest expense | $4,445,000 | 916 |
| Salaries and employee benefits | $2,352,000 | 917 |
| Premises and equipment expense | $698,000 | 827 |
| Additional noninterest expense | $1,395,000 | 899 |
| Pre-tax net operating income | $3,004,000 | 754 |
| Securities gains (losses) | $765,000 | 267 |
| Applicable income taxes | $1,206,000 | 674 |
| Income before extraordinary items | $2,563,000 | 669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,563,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,042,800 | 763 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $52,604,000 | 592 |
| Total interest expense | $25,299,000 | 468 |
| Net interest income | $27,305,000 | 691 |
| Provision for loan and lease losses | $1,895,000 | 780 |
| Total noninterest income | $2,655,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $766,000 | 2,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,889,000 | 1,377 |
| Total noninterest expense | $15,715,000 | 997 |
| Salaries and employee benefits | $8,472,000 | 955 |
| Premises and equipment expense | $2,659,000 | 823 |
| Additional noninterest expense | $4,584,000 | 1,080 |
| Pre-tax net operating income | $12,350,000 | 715 |
| Securities gains (losses) | $1,076,000 | 402 |
| Applicable income taxes | $4,313,000 | 676 |
| Income before extraordinary items | $9,113,000 | 697 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,113,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,327,000 | 747 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,381,320 | 724 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $56,879,000 | 618 |
| Total interest expense | $33,327,000 | 523 |
| Net interest income | $23,552,000 | 747 |
| Provision for loan and lease losses | $1,370,000 | 975 |
| Total noninterest income | $2,432,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $910,000 | 1,660 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,522,000 | 1,500 |
| Total noninterest expense | $14,985,000 | 987 |
| Salaries and employee benefits | $8,391,000 | 883 |
| Premises and equipment expense | $2,735,000 | 774 |
| Additional noninterest expense | $3,859,000 | 1,230 |
| Pre-tax net operating income | $9,629,000 | 791 |
| Securities gains (losses) | $430,000 | 672 |
| Applicable income taxes | $3,407,000 | 751 |
| Income before extraordinary items | $6,652,000 | 832 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,652,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,801 |
| Cash dividends | $1,600,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,368,200 | 822 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $53,105,000 | 688 |
| Total interest expense | $34,062,000 | 563 |
| Net interest income | $19,043,000 | 912 |
| Provision for loan and lease losses | $840,000 | 1,223 |
| Total noninterest income | $2,586,000 | 1,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,586,000 | 946 |
| Total noninterest expense | $14,163,000 | 994 |
| Salaries and employee benefits | $8,007,000 | 868 |
| Premises and equipment expense | $3,151,000 | 669 |
| Additional noninterest expense | $3,005,000 | 1,498 |
| Pre-tax net operating income | $6,626,000 | 1,136 |
| Securities gains (losses) | $339,000 | 319 |
| Applicable income taxes | $2,373,000 | 1,006 |
| Income before extraordinary items | $4,592,000 | 1,148 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,592,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,034 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,368,260 | 1,209 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $42,399,000 | 797 |
| Total interest expense | $25,009,000 | 660 |
| Net interest income | $17,390,000 | 1,008 |
| Provision for loan and lease losses | $477,000 | 1,841 |
| Total noninterest income | $2,102,000 | 1,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,102,000 | 1,113 |
| Total noninterest expense | $13,594,000 | 1,027 |
| Salaries and employee benefits | $8,039,000 | 849 |
| Premises and equipment expense | $2,812,000 | 735 |
| Additional noninterest expense | $2,743,000 | 1,625 |
| Pre-tax net operating income | $5,421,000 | 1,401 |
| Securities gains (losses) | $1,106,000 | 198 |
| Applicable income taxes | $2,221,000 | 1,122 |
| Income before extraordinary items | $4,306,000 | 1,261 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,306,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-247,000 | 10,149 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,576,040 | 1,473 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,076,000 | 946 |
| Total interest expense | $20,571,000 | 791 |
| Net interest income | $14,505,000 | 1,175 |
| Provision for loan and lease losses | $345,000 | 2,334 |
| Total noninterest income | $1,838,000 | 1,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,838,000 | 1,225 |
| Total noninterest expense | $10,918,000 | 1,215 |
| Salaries and employee benefits | $6,069,000 | 1,071 |
| Premises and equipment expense | $2,217,000 | 882 |
| Additional noninterest expense | $2,632,000 | 1,635 |
| Pre-tax net operating income | $5,080,000 | 1,450 |
| Securities gains (losses) | $1,041,000 | 371 |
| Applicable income taxes | $1,972,000 | 1,284 |
| Income before extraordinary items | $4,149,000 | 1,287 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,149,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,441,120 | 1,473 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,593,000 | 1,047 |
| Total interest expense | $20,236,000 | 824 |
| Net interest income | $12,357,000 | 1,399 |
| Provision for loan and lease losses | $904,000 | 1,073 |
| Total noninterest income | $1,819,000 | 1,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,313 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,724,000 | 1,210 |
| Total noninterest expense | $9,586,000 | 1,370 |
| Salaries and employee benefits | $5,449,000 | 1,210 |
| Premises and equipment expense | $1,900,000 | 1,041 |
| Additional noninterest expense | $2,237,000 | 1,901 |
| Pre-tax net operating income | $3,686,000 | 2,043 |
| Securities gains (losses) | $319,000 | 551 |
| Applicable income taxes | $1,575,000 | 1,640 |
| Income before extraordinary items | $2,430,000 | 2,165 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,430,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,386 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,225,840 | 2,290 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,555,000 | 1,336 |
| Total interest expense | $16,893,000 | 981 |
| Net interest income | $8,662,000 | 2,070 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,188,000 | 2,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,188,000 | 1,609 |
| Total noninterest expense | $8,220,000 | 1,722 |
| Salaries and employee benefits | $3,779,000 | 1,754 |
| Premises and equipment expense | $1,455,000 | 1,400 |
| Additional noninterest expense | $2,986,000 | 1,745 |
| Pre-tax net operating income | $1,630,000 | 4,068 |
| Securities gains (losses) | $1,126,000 | 237 |
| Applicable income taxes | $937,000 | 2,490 |
| Income before extraordinary items | $1,819,000 | 2,675 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,819,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,075,840 | 4,159 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,721,000 | 1,503 |
| Total interest expense | $16,096,000 | 1,058 |
| Net interest income | $6,625,000 | 2,687 |
| Provision for loan and lease losses | $-335,000 | 11,873 |
| Total noninterest income | $1,183,000 | 2,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,183,000 | 1,620 |
| Total noninterest expense | $6,456,000 | 2,133 |
| Salaries and employee benefits | $3,518,000 | 1,878 |
| Premises and equipment expense | $1,472,000 | 1,403 |
| Additional noninterest expense | $1,466,000 | 3,152 |
| Pre-tax net operating income | $1,687,000 | 4,045 |
| Securities gains (losses) | $589,000 | 313 |
| Applicable income taxes | $774,000 | 2,962 |
| Income before extraordinary items | $1,502,000 | 3,245 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,502,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,345 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,113,260 | 4,190 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,408,000 | 1,519 |
| Total interest expense | $10,807,000 | 1,214 |
| Net interest income | $9,601,000 | 1,883 |
| Provision for loan and lease losses | $260,000 | 2,513 |
| Total noninterest income | $2,924,000 | 1,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-197,000 | 4,894 |
| Additional Noninterest Income | $3,121,000 | 856 |
| Total noninterest expense | $8,421,000 | 1,734 |
| Salaries and employee benefits | $4,820,000 | 1,404 |
| Premises and equipment expense | $1,682,000 | 1,242 |
| Additional noninterest expense | $1,919,000 | 2,664 |
| Pre-tax net operating income | $3,844,000 | 1,846 |
| Securities gains (losses) | $814,000 | 194 |
| Applicable income taxes | $1,583,000 | 1,481 |
| Income before extraordinary items | $3,075,000 | 1,592 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,075,000 | 1,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,105 |
| Net operating income | $2,537,760 | 1,916 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,372,000 | 2,044 |
| Total interest expense | $8,812,000 | 1,516 |
| Net interest income | $6,560,000 | 2,744 |
| Provision for loan and lease losses | $235,000 | 3,574 |
| Total noninterest income | $3,192,000 | 1,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,192,000 | 921 |
| Total noninterest expense | $8,993,000 | 1,688 |
| Salaries and employee benefits | $4,862,000 | 1,379 |
| Premises and equipment expense | $1,637,000 | 1,304 |
| Additional noninterest expense | $2,494,000 | 2,236 |
| Pre-tax net operating income | $524,000 | 8,499 |
| Securities gains (losses) | $2,200,000 | 293 |
| Applicable income taxes | $933,000 | 2,432 |
| Income before extraordinary items | $1,791,000 | 2,777 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,791,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 13,141 |
| Net operating income | $339,000 | 8,789 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,264,000 | 2,462 |
| Total interest expense | $9,536,000 | 1,795 |
| Net interest income | $4,728,000 | 3,830 |
| Provision for loan and lease losses | $320,000 | 3,972 |
| Total noninterest income | $5,752,000 | 886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,752,000 | 616 |
| Total noninterest expense | $11,435,000 | 1,371 |
| Salaries and employee benefits | $5,171,000 | 1,300 |
| Premises and equipment expense | $1,510,000 | 1,433 |
| Additional noninterest expense | $4,754,000 | 1,381 |
| Pre-tax net operating income | $-1,275,000 | 13,535 |
| Securities gains (losses) | $2,886,000 | 318 |
| Applicable income taxes | $629,000 | 3,296 |
| Income before extraordinary items | $982,000 | 4,578 |
| Extraordinary gains, net | $1,212,000 | 104 |
| Net income | $2,194,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 2,318 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,137,000 | 192 |
| Net operating income | $-865,040 | 13,435 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.