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Cascade Bank, Net charge- offs to loans

2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1668%1,191
Percentage Net Loans Charged-off: Total real estate loans0.8979%1,281
Percentage Net Loans Charged-off:Construction & development7.4106%464
Percentage Net Loans Charged-off: Commercial real estate-0.0464%7,042
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.6052%1,377
Percentage Net Loans Charged-off: Home equity loans2.0707%345
All other 1-4 family - Percent of loans charged-off, net0.4548%1,542
Percentage Net Loans Charged-off: Commercial and industrial2.9938%615
Percentage Net Loans Charged-off: Loans to individuals6.8761%187
Percentage Net Loans Charged-off: Credit card loans8.5976%128
Percentage Net Loans Charged-off: Other loans to individual1.7316%640
Percentage Net Loans Charged-off: All other loans and lease0.5586%513
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.1175%166
Percentage Net Loans Charged-off: Total real estate loans5.4905%134
Percentage Net Loans Charged-off:Construction & development28.3571%75
Percentage Net Loans Charged-off: Commercial real estate0.7629%1,581
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2779%3,082
Percentage Net Loans Charged-off: Home equity loans0.9064%933
All other 1-4 family - Percent of loans charged-off, net0.2103%3,312
Percentage Net Loans Charged-off: Commercial and industrial3.0693%1,116
Percentage Net Loans Charged-off: Loans to individuals6.8143%211
Percentage Net Loans Charged-off: Credit card loans7.4344%173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8716%845
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6941%1,543
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.9688%101
Percentage Net Loans Charged-off: Total real estate loans6.4310%84
Percentage Net Loans Charged-off:Construction & development30.5438%69
Percentage Net Loans Charged-off: Commercial real estate1.0012%1,139
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%7,224
Percentage Net Loans Charged-off: Home equity loans0.6804%979
All other 1-4 family - Percent of loans charged-off, net-0.0790%7,455
Percentage Net Loans Charged-off: Commercial and industrial3.4731%874
Percentage Net Loans Charged-off: Loans to individuals7.0747%184
Percentage Net Loans Charged-off: Credit card loans7.5872%173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8931%775
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.8396%1,538
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans7.4397%77
Percentage Net Loans Charged-off: Total real estate loans8.4080%56
Percentage Net Loans Charged-off:Construction & development38.8720%46
Percentage Net Loans Charged-off: Commercial real estate0.4374%1,572
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential-0.0726%7,496
Percentage Net Loans Charged-off: Home equity loans0.9937%712
All other 1-4 family - Percent of loans charged-off, net-0.1931%7,570
Percentage Net Loans Charged-off: Commercial and industrial1.8690%1,403
Percentage Net Loans Charged-off: Loans to individuals5.7347%265
Percentage Net Loans Charged-off: Credit card loans7.8410%185
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8071%739
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.2337%1,490
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans10.6113%47
Percentage Net Loans Charged-off: Total real estate loans12.3744%28
Percentage Net Loans Charged-off:Construction & development51.6997%36
Percentage Net Loans Charged-off: Commercial real estate0.4678%1,109
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.6422%1,359
Percentage Net Loans Charged-off: Home equity loans1.8935%404
All other 1-4 family - Percent of loans charged-off, net0.4896%1,511
Percentage Net Loans Charged-off: Commercial and industrial0.3759%2,116
Percentage Net Loans Charged-off: Loans to individuals4.1096%476
Percentage Net Loans Charged-off: Credit card loans5.8049%289
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7276%618
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.3339%1,473
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7275%827
Percentage Net Loans Charged-off: Total real estate loans2.8591%668
Percentage Net Loans Charged-off:Construction & development8.4511%738
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.2744%766
Percentage Net Loans Charged-off: 1-4 family residential1.6729%788
Percentage Net Loans Charged-off: Home equity loans0.1715%1,645
All other 1-4 family - Percent of loans charged-off, net1.9392%684
Percentage Net Loans Charged-off: Commercial and industrial2.0989%1,821
Percentage Net Loans Charged-off: Loans to individuals3.4219%670
Percentage Net Loans Charged-off: Credit card loans4.6549%440
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9250%1,021
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8649%152
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9258%586
Percentage Net Loans Charged-off: Total real estate loans3.3715%417
Percentage Net Loans Charged-off:Construction & development9.7620%495
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential2.0015%532
Percentage Net Loans Charged-off: Home equity loans0.2267%1,319
All other 1-4 family - Percent of loans charged-off, net2.3278%451
Percentage Net Loans Charged-off: Commercial and industrial0.3862%3,397
Percentage Net Loans Charged-off: Loans to individuals3.2741%688
Percentage Net Loans Charged-off: Credit card loans3.9991%472
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8187%925
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.1289%112
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8335%379
Percentage Net Loans Charged-off: Total real estate loans4.4137%251
Percentage Net Loans Charged-off:Construction & development12.3996%341
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential2.5101%387
Percentage Net Loans Charged-off: Home equity loans0.3917%928
All other 1-4 family - Percent of loans charged-off, net2.9235%319
Percentage Net Loans Charged-off: Commercial and industrial0.6260%2,458
Percentage Net Loans Charged-off: Loans to individuals3.8817%540
Percentage Net Loans Charged-off: Credit card loans4.4320%431
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8228%820
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.6178%66
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6935%851
Percentage Net Loans Charged-off: Total real estate loans1.8213%635
Percentage Net Loans Charged-off:Construction & development5.1564%556
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.5312%1,178
Percentage Net Loans Charged-off: Home equity loans0.2388%703
All other 1-4 family - Percent of loans charged-off, net0.5884%1,051
Percentage Net Loans Charged-off: Commercial and industrial0.9924%1,424
Percentage Net Loans Charged-off: Loans to individuals3.4783%593
Percentage Net Loans Charged-off: Credit card loans4.6497%384
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6153%718
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2118%4,090
Percentage Net Loans Charged-off: Total real estate loans0.1815%2,981
Percentage Net Loans Charged-off:Construction & development0.4642%2,037
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential-0.0290%7,909
Percentage Net Loans Charged-off: Home equity loans-0.1590%6,011
All other 1-4 family - Percent of loans charged-off, net-0.0021%7,701
Percentage Net Loans Charged-off: Commercial and industrial0.1144%3,938
Percentage Net Loans Charged-off: Loans to individuals3.9369%395
Percentage Net Loans Charged-off: Credit card loans2.2926%637
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7094%591
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2288%3,068
Percentage Net Loans Charged-off: Total real estate loans0.2029%2,140
Percentage Net Loans Charged-off:Construction & development0.4935%1,446
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%7,662
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.0020%7,653
Percentage Net Loans Charged-off: Commercial and industrial0.1532%3,025
Percentage Net Loans Charged-off: Loans to individuals3.1528%453
Percentage Net Loans Charged-off: Credit card loans2.2381%581
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5391%515
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3403%1,931
Percentage Net Loans Charged-off: Total real estate loans0.1376%2,072
Percentage Net Loans Charged-off:Construction & development0.3259%1,154
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%7,665
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0031%7,668
Percentage Net Loans Charged-off: Commercial and industrial1.2085%913
Percentage Net Loans Charged-off: Loans to individuals3.0493%444
Percentage Net Loans Charged-off: Credit card loans1.0975%765
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2654%514
Percentage Net Loans Charged-off:Coml. RE not secured by RE33.5685%12
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5346%981
Percentage Net Loans Charged-off: Total real estate loans0.1946%1,256
Percentage Net Loans Charged-off:Construction & development0.4368%668
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%7,690
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0034%7,701
Percentage Net Loans Charged-off: Commercial and industrial2.2007%433
Percentage Net Loans Charged-off: Loans to individuals0.4920%2,483
Percentage Net Loans Charged-off: Credit card loans0.4864%735
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2245%442
Percentage Net Loans Charged-off:Coml. RE not secured by RE69.2548%5
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0518%4,948
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,758
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%7,739
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0050%7,751
Percentage Net Loans Charged-off: Commercial and industrial0.1664%2,885
Percentage Net Loans Charged-off: Loans to individuals1.1484%1,377
Percentage Net Loans Charged-off: Credit card loans1.6555%697
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0324%622
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0573%4,007
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,433
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%7,659
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0055%7,659
Percentage Net Loans Charged-off: Commercial and industrial0.2038%2,211
Percentage Net Loans Charged-off: Loans to individuals0.7600%1,843
Percentage Net Loans Charged-off: Credit card loans1.4929%676
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0866%514
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0278%4,252
Percentage Net Loans Charged-off: Total real estate loans-0.0010%7,391
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%7,706
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0083%7,720
Percentage Net Loans Charged-off: Commercial and industrial0.0370%2,499
Percentage Net Loans Charged-off: Loans to individuals0.6395%1,995
Percentage Net Loans Charged-off: Credit card loans1.2644%666
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9733%514
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0266%3,501
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals1.2056%1,054
Percentage Net Loans Charged-off: Credit card loans2.3324%445
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9380%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0280%5,037
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0059%3,676
Percentage Net Loans Charged-off: Loans to individuals3.7350%190
Percentage Net Loans Charged-off: Credit card loans1.9130%613
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0141%5,013
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0333%7,035
Percentage Net Loans Charged-off: Loans to individuals2.5878%340
Percentage Net Loans Charged-off: Credit card loans1.8862%579
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0144%4,566
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0511%7,082
Percentage Net Loans Charged-off: Loans to individuals2.8952%288
Percentage Net Loans Charged-off: Credit card loans1.9931%541
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0022%6,486
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.1060%7,361
Percentage Net Loans Charged-off: Loans to individuals1.7508%712
Percentage Net Loans Charged-off: Credit card loans-0.3909%1,852
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%5,335
Percentage Net Loans Charged-off: Total real estate loans0.0132%2,953
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0751%1,683
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0885%1,505
Percentage Net Loans Charged-off: Commercial and industrial-0.1387%7,684
Percentage Net Loans Charged-off: Loans to individuals3.8763%199
Percentage Net Loans Charged-off: Credit card loans3.4388%480
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0386%7,106
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0358%4,645
Percentage Net Loans Charged-off: Total real estate loans0.0218%2,289
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1207%1,087
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1419%970
Percentage Net Loans Charged-off: Commercial and industrial-0.1008%7,470
Percentage Net Loans Charged-off: Loans to individuals3.1116%289
Percentage Net Loans Charged-off: Credit card loans3.5393%405
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0527%7,180
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0400%4,147
Percentage Net Loans Charged-off: Total real estate loans0.0185%2,037
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1006%1,093
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1182%986
Percentage Net Loans Charged-off: Commercial and industrial-0.0581%7,243
Percentage Net Loans Charged-off: Loans to individuals3.1137%290
Percentage Net Loans Charged-off: Credit card loans4.2959%332
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0839%7,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0617%3,014
Percentage Net Loans Charged-off: Total real estate loans0.0373%1,271
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.2003%614
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.2350%548
Percentage Net Loans Charged-off: Commercial and industrial-0.0526%7,191
Percentage Net Loans Charged-off: Loans to individuals3.4736%282
Percentage Net Loans Charged-off: Credit card loans6.3672%193
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0762%7,247
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0311%5,761
Percentage Net Loans Charged-off: Total real estate loans-0.0080%8,027
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0008%8,092
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0351%8,382
Percentage Net Loans Charged-off: Home equity loans-0.4103%6,096
All other 1-4 family - Percent of loans charged-off, net0.0304%2,397
Percentage Net Loans Charged-off: Commercial and industrial0.2529%2,893
Percentage Net Loans Charged-off: Loans to individuals0.3897%4,373
Percentage Net Loans Charged-off: Credit card loans2.1129%930
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1701%1,174
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0387%4,999
Percentage Net Loans Charged-off: Total real estate loans0.0074%3,028
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0011%8,138
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0345%2,065
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0406%1,890
Percentage Net Loans Charged-off: Commercial and industrial0.2209%2,515
Percentage Net Loans Charged-off: Loans to individuals0.3457%4,144
Percentage Net Loans Charged-off: Credit card loans2.2900%814
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0032%5,916
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0173%2,985
Percentage Net Loans Charged-off: Loans to individuals0.0644%5,371
Percentage Net Loans Charged-off: Credit card loans1.3697%1,049
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0095%4,805
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0918%1,861
Percentage Net Loans Charged-off: Loans to individuals-0.0872%7,514
Percentage Net Loans Charged-off: Credit card loans1.7101%819
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0769%5,267
Percentage Net Loans Charged-off: Total real estate loans0.0497%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0514%1,287
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1058%1,714
Percentage Net Loans Charged-off: Home equity loans0.3431%209
All other 1-4 family - Percent of loans charged-off, net0.0562%2,194
Percentage Net Loans Charged-off: Commercial and industrial0.0395%4,505
Percentage Net Loans Charged-off: Loans to individuals1.5628%1,291
Percentage Net Loans Charged-off: Credit card loans5.8497%311
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%5,403
Percentage Net Loans Charged-off: Total real estate loans0.0581%2,030
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0746%949
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1071%1,402
Percentage Net Loans Charged-off: Home equity loans0.4363%145
All other 1-4 family - Percent of loans charged-off, net0.0362%2,071
Percentage Net Loans Charged-off: Commercial and industrial-0.2392%8,194
Percentage Net Loans Charged-off: Loans to individuals1.6274%1,084
Percentage Net Loans Charged-off: Credit card loans6.0341%298
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0103%7,995
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.3006%8,214
Percentage Net Loans Charged-off: Loans to individuals1.4734%1,298
Percentage Net Loans Charged-off: Credit card loans6.8302%251
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0100%7,593
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.3641%8,292
Percentage Net Loans Charged-off: Loans to individuals1.7963%1,034
Percentage Net Loans Charged-off: Credit card loans8.6126%209
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2346%3,310
Percentage Net Loans Charged-off: Total real estate loans0.0532%2,494
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1426%1,333
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1757%1,160
Percentage Net Loans Charged-off: Commercial and industrial1.1592%1,692
Percentage Net Loans Charged-off: Loans to individuals0.9697%2,477
Percentage Net Loans Charged-off: Credit card loans2.6642%1,041
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0715%5,643
Percentage Net Loans Charged-off: Total real estate loans0.0420%2,545
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0961%1,576
Percentage Net Loans Charged-off: Home equity loans0.0167%561
All other 1-4 family - Percent of loans charged-off, net0.1128%1,390
Percentage Net Loans Charged-off: Commercial and industrial0.1699%3,801
Percentage Net Loans Charged-off: Loans to individuals0.4048%4,657
Percentage Net Loans Charged-off: Credit card loans2.6167%1,018
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0469%5,868
Percentage Net Loans Charged-off: Total real estate loans0.0146%707
Percentage Net Loans Charged-off:Construction & development0.0296%210
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0240%607
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0289%529
Percentage Net Loans Charged-off: Commercial and industrial0.1507%762
Percentage Net Loans Charged-off: Loans to individuals0.4533%825
Percentage Net Loans Charged-off: Credit card loans2.6411%376
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0530%9,570
Percentage Net Loans Charged-off: Total real estate loans-0.0807%1,476
Percentage Net Loans Charged-off:Construction & development-0.5042%1,440
Percentage Net Loans Charged-off: Commercial real estate-0.2051%1,431
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%1,302
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net-0.0011%1,309
Percentage Net Loans Charged-off: Commercial and industrial-0.0039%1,237
Percentage Net Loans Charged-off: Loans to individuals0.3209%988
Percentage Net Loans Charged-off: Credit card loans1.4143%690
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0276%7,062
Percentage Net Loans Charged-off: Total real estate loans-0.0486%1,384
Percentage Net Loans Charged-off:Construction & development-0.2158%1,346
Percentage Net Loans Charged-off: Commercial real estate-0.3381%1,409
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0039%878
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0043%815
Percentage Net Loans Charged-off: Commercial and industrial0.1249%725
Percentage Net Loans Charged-off: Loans to individuals0.9783%502
Percentage Net Loans Charged-off: Credit card loans1.6592%682
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0651%6,295
Percentage Net Loans Charged-off: Total real estate loans0.0215%731
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0336%657
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0365%588
Percentage Net Loans Charged-off: Commercial and industrial0.6601%278
Percentage Net Loans Charged-off: Loans to individuals0.2116%1,145
Percentage Net Loans Charged-off: Credit card loans1.2719%817
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0037%8,691
Percentage Net Loans Charged-off: Total real estate loans0.0035%982
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0053%963
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0056%917
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,371
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1022%5,575
Percentage Net Loans Charged-off: Total real estate loans0.0965%508
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate1.1311%108
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0108%880
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0109%838
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals8.4388%7
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,921
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,287
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0449%8,424
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4439%4,696
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA