Home > Carver Municipal Bank > Income and Expense

Carver Municipal Bank, Income and Expense

2007-12-31 (YTD Data)Rank
Total interest income$08,532
Total interest expense$08,522
Net interest income$08,530
Provision for loan and lease losses$06,851
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$32,0008,528
Salaries and employee benefits$7,0008,507
Premises and equipment expense$08,507
Additional noninterest expense$25,0008,522
Pre-tax net operating income$-32,0007,491
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-32,0007,554
Extraordinary gains, net$039
Net income$-32,0007,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-32,0007,535
2007-09-30 (YTD Data)Rank
Total interest income$08,558
Total interest expense$08,544
Net interest income$08,556
Provision for loan and lease losses$06,528
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$11,0008,556
Salaries and employee benefits$11,0008,533
Premises and equipment expense$08,525
Additional noninterest expense$08,553
Pre-tax net operating income$-11,0007,668
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-11,0007,707
Extraordinary gains, net$033
Net income$-11,0007,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-11,0007,682
2007-06-30 (YTD Data)Rank
Total interest income$08,611
Total interest expense$08,596
Net interest income$08,609
Provision for loan and lease losses$06,209
Total noninterest income$08,515
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$12,0008,610
Salaries and employee benefits$2,0008,587
Premises and equipment expense$08,576
Additional noninterest expense$10,0008,606
Pre-tax net operating income$-12,0007,808
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-12,0007,820
Extraordinary gains, net$029
Net income$-12,0007,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-12,0007,807
2007-03-31 (YTD Data)Rank
Total interest income$08,646
Total interest expense$08,633
Net interest income$08,643
Provision for loan and lease losses$05,779
Total noninterest income$08,538
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$1,0008,644
Salaries and employee benefits$08,625
Premises and equipment expense$08,607
Additional noninterest expense$1,0008,640
Pre-tax net operating income$-1,0007,857
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-1,0007,870
Extraordinary gains, net$022
Net income$-1,0007,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-1,0007,856
2006-12-31 (YTD Data)Rank
Total interest income$08,678
Total interest expense$08,665
Net interest income$08,676
Provision for loan and lease losses$06,850
Total noninterest income$08,609
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$5,0008,676
Salaries and employee benefits$08,655
Premises and equipment expense$08,648
Additional noninterest expense$5,0008,675
Pre-tax net operating income$-5,0007,966
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-5,0007,989
Extraordinary gains, net$051
Net income$-5,0007,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$2,000,000407
Net operating income$-5,0007,976

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.