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Carver Federal Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,105,0001,325
Total interest expense$8,384,0001,452
Net interest income$23,721,0001,261
Provision for loan and lease losses$89,0002,544
Total noninterest income$4,898,0001,213
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,006,000982
Trading account gains and fees$0123
Additional Noninterest Income$3,892,0001,045
Total noninterest expense$30,456,000880
Salaries and employee benefits$12,912,0001,097
Premises and equipment expense$5,091,000537
Additional noninterest expense$3,892,0001,045
Pre-tax net operating income$-1,926,0004,530
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$-1,926,0004,509
Extraordinary gains, net$054
Net income$-1,926,0004,508
Minority interest net income$088
Net income of bank and minority interests.$-1,926,0004,509
Net charge-offs$16,0002,286
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-1,926,0004,522
2023-09-30 (YTD Data)Rank
Total interest income$23,556,0001,316
Total interest expense$5,707,0001,452
Net interest income$17,849,0001,255
Provision for loan and lease losses$185,0001,720
Total noninterest income$2,456,0001,550
Gross Fiduciary activities income$0950
Service charges on deposit accounts$762,000981
Trading account gains and fees$0125
Additional Noninterest Income$1,694,0001,491
Total noninterest expense$22,609,000887
Salaries and employee benefits$9,556,0001,108
Premises and equipment expense$3,874,000533
Additional noninterest expense$1,694,0001,491
Pre-tax net operating income$-2,489,0004,554
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$-2,489,0004,574
Extraordinary gains, net$052
Net income$-2,489,0004,573
Minority interest net income$081
Net income of bank and minority interests.$-2,489,0004,574
Net charge-offs$1,0002,548
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-2,489,0004,580
2023-06-30 (YTD Data)Rank
Total interest income$15,376,0001,310
Total interest expense$3,409,0001,443
Net interest income$11,967,0001,259
Provision for loan and lease losses$17,0002,651
Total noninterest income$1,217,0001,759
Gross Fiduciary activities income$0931
Service charges on deposit accounts$510,000968
Trading account gains and fees$0112
Additional Noninterest Income$707,0001,876
Total noninterest expense$14,807,000884
Salaries and employee benefits$6,338,0001,098
Premises and equipment expense$2,570,000528
Additional noninterest expense$707,0001,873
Pre-tax net operating income$-1,640,0004,584
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$-1,640,0004,607
Extraordinary gains, net$051
Net income$-1,640,0004,605
Minority interest net income$081
Net income of bank and minority interests.$-1,640,0004,606
Net charge-offs$-18,0004,071
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-1,640,0004,608
2023-03-31 (YTD Data)Rank
Total interest income$7,538,0001,313
Total interest expense$1,407,0001,491
Net interest income$6,131,0001,244
Provision for loan and lease losses$11,0002,319
Total noninterest income$538,0001,870
Gross Fiduciary activities income$0913
Service charges on deposit accounts$242,0001,012
Trading account gains and fees$097
Additional Noninterest Income$296,0002,015
Total noninterest expense$7,434,000893
Salaries and employee benefits$3,147,0001,132
Premises and equipment expense$1,346,000525
Additional noninterest expense$296,0002,015
Pre-tax net operating income$-776,0004,631
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$-776,0004,613
Extraordinary gains, net$04
Net income$-776,0004,612
Minority interest net income$048
Net income of bank and minority interests.$-776,0004,613
Net charge-offs$-63,0004,490
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-776,0004,623
2022-12-31 (YTD Data)Rank
Total interest income$26,752,0001,254
Total interest expense$3,120,0001,139
Net interest income$23,632,0001,255
Provision for loan and lease losses$-362,0004,500
Total noninterest income$2,280,0001,907
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$973,0001,039
Trading account gains and fees$0116
Additional Noninterest Income$1,307,0002,047
Total noninterest expense$27,629,000924
Salaries and employee benefits$12,210,0001,129
Premises and equipment expense$5,081,000534
Additional noninterest expense$1,307,0002,047
Pre-tax net operating income$-1,355,0004,659
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$-1,355,0004,639
Extraordinary gains, net$05
Net income$-1,355,0004,638
Minority interest net income$063
Net income of bank and minority interests.$-1,355,0004,639
Net charge-offs$-27,0003,915
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$-1,355,0004,647
2022-09-30 (YTD Data)Rank
Total interest income$19,498,0001,234
Total interest expense$1,903,0001,057
Net interest income$17,595,0001,242
Provision for loan and lease losses$-81,0004,436
Total noninterest income$2,101,0001,722
Gross Fiduciary activities income$0968
Service charges on deposit accounts$718,0001,059
Trading account gains and fees$0111
Additional Noninterest Income$1,383,0001,723
Total noninterest expense$20,383,000931
Salaries and employee benefits$9,103,0001,133
Premises and equipment expense$3,820,000536
Additional noninterest expense$1,383,0001,723
Pre-tax net operating income$-606,0004,695
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$-606,0004,663
Extraordinary gains, net$04
Net income$-606,0004,663
Minority interest net income$057
Net income of bank and minority interests.$-606,0004,663
Net charge-offs$-101,0004,300
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$-606,0004,681
2022-06-30 (YTD Data)Rank
Total interest income$12,654,0001,213
Total interest expense$868,0001,283
Net interest income$11,786,0001,197
Provision for loan and lease losses$108,0001,491
Total noninterest income$1,290,0001,782
Gross Fiduciary activities income$0925
Service charges on deposit accounts$463,0001,071
Trading account gains and fees$0108
Additional Noninterest Income$827,0001,877
Total noninterest expense$13,033,000951
Salaries and employee benefits$6,026,0001,130
Premises and equipment expense$2,517,000535
Additional noninterest expense$4,490,000843
Pre-tax net operating income$-65,0004,631
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$-65,0004,594
Extraordinary gains, net$04
Net income$-65,0004,594
Minority interest net income$060
Net income of bank and minority interests.$-65,0004,594
Net charge-offs$-7,0003,543
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$-65,0004,629
2022-03-31 (YTD Data)Rank
Total interest income$6,181,0001,206
Total interest expense$455,0001,188
Net interest income$5,726,0001,196
Provision for loan and lease losses$135,000851
Total noninterest income$684,0001,744
Gross Fiduciary activities income$0892
Service charges on deposit accounts$228,0001,082
Trading account gains and fees$0103
Additional Noninterest Income$456,0001,768
Total noninterest expense$5,765,0001,047
Salaries and employee benefits$2,882,0001,172
Premises and equipment expense$1,298,000525
Additional noninterest expense$1,585,0001,100
Pre-tax net operating income$510,0002,884
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$510,0002,732
Extraordinary gains, net$04
Net income$510,0002,730
Minority interest net income$050
Net income of bank and minority interests.$510,0002,732
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$510,0002,755
2021-12-31 (YTD Data)Rank
Total interest income$22,186,0001,360
Total interest expense$2,208,0001,226
Net interest income$19,978,0001,368
Provision for loan and lease losses$466,0001,111
Total noninterest income$7,604,0001,014
Gross Fiduciary activities income$0994
Service charges on deposit accounts$870,0001,075
Trading account gains and fees$0132
Additional Noninterest Income$6,734,000873
Total noninterest expense$27,744,000899
Salaries and employee benefits$11,099,0001,197
Premises and equipment expense$5,044,000531
Additional noninterest expense$11,601,000686
Pre-tax net operating income$-628,0004,776
Securities gains (losses)$331,000458
Applicable income taxes$03,710
Income before extraordinary items$-297,0004,751
Extraordinary gains, net$010
Net income$-297,0004,751
Minority interest net income$074
Net income of bank and minority interests.$-297,0004,751
Net charge-offs$117,0001,278
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$-628,0004,770
2021-09-30 (YTD Data)Rank
Total interest income$16,481,0001,397
Total interest expense$1,732,0001,236
Net interest income$14,749,0001,403
Provision for loan and lease losses$275,0001,220
Total noninterest income$5,818,0001,018
Gross Fiduciary activities income$0957
Service charges on deposit accounts$640,0001,084
Trading account gains and fees$0132
Additional Noninterest Income$5,178,000879
Total noninterest expense$22,044,000872
Salaries and employee benefits$8,344,0001,195
Premises and equipment expense$3,812,000535
Additional noninterest expense$9,888,000607
Pre-tax net operating income$-1,752,0004,897
Securities gains (losses)$331,000430
Applicable income taxes$03,719
Income before extraordinary items$-1,421,0004,890
Extraordinary gains, net$08
Net income$-1,421,0004,890
Minority interest net income$069
Net income of bank and minority interests.$-1,421,0004,890
Net charge-offs$28,0001,594
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$-1,752,0004,891
2021-06-30 (YTD Data)Rank
Total interest income$10,729,0001,419
Total interest expense$1,289,0001,164
Net interest income$9,440,0001,439
Provision for loan and lease losses$71,0001,912
Total noninterest income$2,749,0001,248
Gross Fiduciary activities income$0951
Service charges on deposit accounts$423,0001,051
Trading account gains and fees$0133
Additional Noninterest Income$2,326,0001,163
Total noninterest expense$15,427,000822
Salaries and employee benefits$5,475,0001,212
Premises and equipment expense$2,517,000543
Additional noninterest expense$7,435,000534
Pre-tax net operating income$-3,309,0004,950
Securities gains (losses)$331,000358
Applicable income taxes$03,702
Income before extraordinary items$-2,978,0004,941
Extraordinary gains, net$06
Net income$-2,978,0004,940
Minority interest net income$067
Net income of bank and minority interests.$-2,978,0004,940
Net charge-offs$-4,0003,475
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$-3,309,0004,943
2021-03-31 (YTD Data)Rank
Total interest income$5,315,0001,424
Total interest expense$747,0001,068
Net interest income$4,568,0001,473
Provision for loan and lease losses$1,0002,721
Total noninterest income$1,202,0001,360
Gross Fiduciary activities income$0922
Service charges on deposit accounts$208,0001,048
Trading account gains and fees$0127
Additional Noninterest Income$994,0001,285
Total noninterest expense$6,594,000929
Salaries and employee benefits$2,698,0001,207
Premises and equipment expense$1,239,000547
Additional noninterest expense$2,657,000713
Pre-tax net operating income$-825,0004,969
Securities gains (losses)$331,000246
Applicable income taxes$03,613
Income before extraordinary items$-494,0004,947
Extraordinary gains, net$03
Net income$-494,0004,947
Minority interest net income$055
Net income of bank and minority interests.$-494,0004,947
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-825,0004,962
2020-12-31 (YTD Data)Rank
Total interest income$20,633,0001,457
Total interest expense$4,234,0001,109
Net interest income$16,399,0001,528
Provision for loan and lease losses$-96,0004,948
Total noninterest income$3,805,0001,512
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,045,000911
Trading account gains and fees$0133
Additional Noninterest Income$2,760,0001,510
Total noninterest expense$25,294,000941
Salaries and employee benefits$11,482,0001,115
Premises and equipment expense$6,174,000440
Additional noninterest expense$7,638,000914
Pre-tax net operating income$-4,994,0004,971
Securities gains (losses)$862,000416
Applicable income taxes$03,697
Income before extraordinary items$-4,132,0004,964
Extraordinary gains, net$04
Net income$-4,132,0004,964
Minority interest net income$072
Net income of bank and minority interests.$-4,132,0004,964
Net charge-offs$-627,0004,967
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-4,994,0004,963
2020-09-30 (YTD Data)Rank
Total interest income$15,344,0001,473
Total interest expense$3,269,0001,143
Net interest income$12,075,0001,547
Provision for loan and lease losses$-99,0004,998
Total noninterest income$2,961,0001,441
Gross Fiduciary activities income$0981
Service charges on deposit accounts$815,000874
Trading account gains and fees$0125
Additional Noninterest Income$2,146,0001,416
Total noninterest expense$19,248,000915
Salaries and employee benefits$8,674,0001,087
Premises and equipment expense$4,721,000431
Additional noninterest expense$5,853,000882
Pre-tax net operating income$-4,113,0004,998
Securities gains (losses)$862,000337
Applicable income taxes$03,696
Income before extraordinary items$-3,251,0004,982
Extraordinary gains, net$04
Net income$-3,251,0004,982
Minority interest net income$065
Net income of bank and minority interests.$-3,251,0004,982
Net charge-offs$-407,0004,984
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-4,113,0004,991
2020-06-30 (YTD Data)Rank
Total interest income$10,190,0001,488
Total interest expense$2,210,0001,208
Net interest income$7,980,0001,549
Provision for loan and lease losses$-98,0005,035
Total noninterest income$1,496,0001,626
Gross Fiduciary activities income$0970
Service charges on deposit accounts$524,000911
Trading account gains and fees$0123
Additional Noninterest Income$972,0001,697
Total noninterest expense$12,639,000918
Salaries and employee benefits$5,776,0001,083
Premises and equipment expense$3,144,000430
Additional noninterest expense$3,719,000919
Pre-tax net operating income$-3,065,0005,021
Securities gains (losses)$862,000250
Applicable income taxes$03,655
Income before extraordinary items$-2,203,0005,005
Extraordinary gains, net$04
Net income$-2,203,0005,005
Minority interest net income$065
Net income of bank and minority interests.$-2,203,0005,005
Net charge-offs$-327,0005,015
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-3,065,0005,017
2020-03-31 (YTD Data)Rank
Total interest income$5,346,0001,423
Total interest expense$1,120,0001,314
Net interest income$4,226,0001,447
Provision for loan and lease losses$3,0003,621
Total noninterest income$736,0001,547
Gross Fiduciary activities income$0941
Service charges on deposit accounts$290,000977
Trading account gains and fees$0106
Additional Noninterest Income$446,0001,623
Total noninterest expense$6,546,000900
Salaries and employee benefits$3,083,0001,044
Premises and equipment expense$1,638,000417
Additional noninterest expense$1,825,000946
Pre-tax net operating income$-1,587,0005,050
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$-1,587,0005,030
Extraordinary gains, net$04
Net income$-1,587,0005,030
Minority interest net income$056
Net income of bank and minority interests.$-1,587,0005,030
Net charge-offs$-337,0005,072
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-1,587,0005,049
2019-12-31 (YTD Data)Rank
Total interest income$22,241,0001,391
Total interest expense$4,917,0001,260
Net interest income$17,324,0001,411
Provision for loan and lease losses$24,0003,677
Total noninterest income$4,007,0001,313
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,228,000952
Trading account gains and fees$0135
Additional Noninterest Income$2,779,0001,265
Total noninterest expense$25,442,000906
Salaries and employee benefits$11,353,0001,093
Premises and equipment expense$5,793,000460
Additional noninterest expense$8,296,000829
Pre-tax net operating income$-4,135,0005,165
Securities gains (losses)$-16,0004,874
Applicable income taxes$33,0003,441
Income before extraordinary items$-4,184,0005,160
Extraordinary gains, net$011
Net income$-4,184,0005,160
Minority interest net income$076
Net income of bank and minority interests.$-4,184,0005,160
Net charge-offs$220,0001,597
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-4,168,0005,158
2019-09-30 (YTD Data)Rank
Total interest income$16,682,0001,399
Total interest expense$3,657,0001,272
Net interest income$13,025,0001,419
Provision for loan and lease losses$16,0003,604
Total noninterest income$3,114,0001,266
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$921,000949
Trading account gains and fees$0129
Additional Noninterest Income$2,193,0001,217
Total noninterest expense$19,057,000898
Salaries and employee benefits$8,522,0001,093
Premises and equipment expense$4,304,000467
Additional noninterest expense$6,231,000817
Pre-tax net operating income$-2,934,0005,245
Securities gains (losses)$-16,0004,967
Applicable income taxes$33,0003,413
Income before extraordinary items$-2,983,0005,239
Extraordinary gains, net$011
Net income$-2,983,0005,239
Minority interest net income$072
Net income of bank and minority interests.$-2,983,0005,239
Net charge-offs$193,0001,325
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-2,967,0005,236
2019-06-30 (YTD Data)Rank
Total interest income$11,339,0001,370
Total interest expense$2,427,0001,257
Net interest income$8,912,0001,379
Provision for loan and lease losses$9,0003,519
Total noninterest income$2,134,0001,215
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$610,000948
Trading account gains and fees$0131
Additional Noninterest Income$1,524,0001,152
Total noninterest expense$13,023,000871
Salaries and employee benefits$5,714,0001,082
Premises and equipment expense$2,805,000479
Additional noninterest expense$4,504,000775
Pre-tax net operating income$-1,986,0005,289
Securities gains (losses)$01,702
Applicable income taxes$33,0003,273
Income before extraordinary items$-2,019,0005,284
Extraordinary gains, net$011
Net income$-2,019,0005,283
Minority interest net income$069
Net income of bank and minority interests.$-2,019,0005,283
Net charge-offs$142,0001,203
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-2,019,0005,282
2019-03-31 (YTD Data)Rank
Total interest income$5,687,0001,363
Total interest expense$1,222,0001,213
Net interest income$4,465,0001,376
Provision for loan and lease losses$8,0003,162
Total noninterest income$1,096,0001,170
Gross Fiduciary activities income$0972
Service charges on deposit accounts$307,000938
Trading account gains and fees$0126
Additional Noninterest Income$789,0001,064
Total noninterest expense$6,775,000834
Salaries and employee benefits$2,949,0001,047
Premises and equipment expense$1,400,000481
Additional noninterest expense$2,426,000715
Pre-tax net operating income$-1,222,0005,347
Securities gains (losses)$-16,0005,159
Applicable income taxes$33,0002,909
Income before extraordinary items$-1,271,0005,338
Extraordinary gains, net$05
Net income$-1,271,0005,337
Minority interest net income$052
Net income of bank and minority interests.$-1,271,0005,337
Net charge-offs$163,000701
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-1,255,0005,341
2018-12-31 (YTD Data)Rank
Total interest income$23,726,0001,243
Total interest expense$5,377,000868
Net interest income$18,349,0001,332
Provision for loan and lease losses$-273,0005,255
Total noninterest income$14,099,000534
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,313,000916
Trading account gains and fees$0126
Additional Noninterest Income$12,786,000428
Total noninterest expense$28,632,000784
Salaries and employee benefits$12,423,000980
Premises and equipment expense$5,294,000497
Additional noninterest expense$10,915,000649
Pre-tax net operating income$4,089,0002,075
Securities gains (losses)$-74,0004,933
Applicable income taxes$-25,0005,253
Income before extraordinary items$4,040,0001,896
Extraordinary gains, net$06
Net income$4,040,0001,894
Minority interest net income$072
Net income of bank and minority interests.$4,040,0001,895
Net charge-offs$-5,0004,397
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,114,0001,861
2018-09-30 (YTD Data)Rank
Total interest income$18,066,0001,204
Total interest expense$4,114,000810
Net interest income$13,952,0001,311
Provision for loan and lease losses$59,0003,090
Total noninterest income$12,873,000473
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$983,000918
Trading account gains and fees$0138
Additional Noninterest Income$11,890,000375
Total noninterest expense$21,601,000775
Salaries and employee benefits$9,420,000980
Premises and equipment expense$4,070,000492
Additional noninterest expense$8,111,000633
Pre-tax net operating income$5,165,0001,384
Securities gains (losses)$-72,0005,190
Applicable income taxes$-58,0005,402
Income before extraordinary items$5,151,0001,241
Extraordinary gains, net$05
Net income$5,151,0001,239
Minority interest net income$066
Net income of bank and minority interests.$5,151,0001,240
Net charge-offs$336,000924
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$3,000618
Net operating income$5,223,0001,222
2018-06-30 (YTD Data)Rank
Total interest income$12,098,0001,188
Total interest expense$2,711,000776
Net interest income$9,387,0001,308
Provision for loan and lease losses$10,0003,554
Total noninterest income$11,780,000374
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$640,000939
Trading account gains and fees$0130
Additional Noninterest Income$11,140,000296
Total noninterest expense$14,348,000780
Salaries and employee benefits$6,338,000971
Premises and equipment expense$2,406,000537
Additional noninterest expense$5,604,000611
Pre-tax net operating income$6,809,000797
Securities gains (losses)$0961
Applicable income taxes$-124,0005,481
Income before extraordinary items$6,933,000693
Extraordinary gains, net$06
Net income$6,933,000692
Minority interest net income$065
Net income of bank and minority interests.$6,933,000692
Net charge-offs$-107,0005,213
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,933,000688
2018-03-31 (YTD Data)Rank
Total interest income$6,555,0001,107
Total interest expense$1,267,000785
Net interest income$5,288,0001,171
Provision for loan and lease losses$5,0003,326
Total noninterest income$14,898,000200
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$315,000946
Trading account gains and fees$0123
Additional Noninterest Income$14,583,000152
Total noninterest expense$8,762,000653
Salaries and employee benefits$3,179,000973
Premises and equipment expense$1,225,000528
Additional noninterest expense$4,358,000416
Pre-tax net operating income$11,419,000321
Securities gains (losses)$0735
Applicable income taxes$63,0002,519
Income before extraordinary items$11,356,000274
Extraordinary gains, net$07
Net income$11,356,000274
Minority interest net income$052
Net income of bank and minority interests.$11,356,000274
Net charge-offs$-51,0005,244
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$11,356,000273
2017-12-31 (YTD Data)Rank
Total interest income$25,746,0001,094
Total interest expense$4,391,000777
Net interest income$21,355,0001,146
Provision for loan and lease losses$650,0001,208
Total noninterest income$4,374,0001,210
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,400,000881
Trading account gains and fees$0151
Additional Noninterest Income$2,974,0001,165
Total noninterest expense$28,331,000770
Salaries and employee benefits$12,624,000944
Premises and equipment expense$4,355,000567
Additional noninterest expense$11,352,000593
Pre-tax net operating income$-3,252,0005,655
Securities gains (losses)$02,243
Applicable income taxes$173,0003,040
Income before extraordinary items$-3,425,0005,636
Extraordinary gains, net$09
Net income$-3,425,0005,636
Minority interest net income$076
Net income of bank and minority interests.$-3,425,0005,636
Net charge-offs$200,0001,835
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-3,425,0005,636
2017-09-30 (YTD Data)Rank
Total interest income$19,473,0001,078
Total interest expense$3,184,000777
Net interest income$16,289,0001,134
Provision for loan and lease losses$645,000984
Total noninterest income$3,196,0001,258
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,067,000863
Trading account gains and fees$0145
Additional Noninterest Income$2,129,0001,218
Total noninterest expense$21,500,000763
Salaries and employee benefits$9,369,000960
Premises and equipment expense$3,236,000580
Additional noninterest expense$8,895,000570
Pre-tax net operating income$-2,660,0005,724
Securities gains (losses)$02,274
Applicable income taxes$82,0003,254
Income before extraordinary items$-2,742,0005,718
Extraordinary gains, net$09
Net income$-2,742,0005,718
Minority interest net income$071
Net income of bank and minority interests.$-2,742,0005,718
Net charge-offs$125,0001,750
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-2,742,0005,718
2017-06-30 (YTD Data)Rank
Total interest income$12,992,0001,077
Total interest expense$2,084,000764
Net interest income$10,908,0001,125
Provision for loan and lease losses$261,0001,326
Total noninterest income$2,182,0001,242
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$718,000844
Trading account gains and fees$0139
Additional Noninterest Income$1,464,0001,215
Total noninterest expense$15,752,000699
Salaries and employee benefits$6,308,000955
Premises and equipment expense$2,192,000567
Additional noninterest expense$7,252,000478
Pre-tax net operating income$-2,923,0005,781
Securities gains (losses)$01,906
Applicable income taxes$82,0003,042
Income before extraordinary items$-3,005,0005,778
Extraordinary gains, net$011
Net income$-3,005,0005,778
Minority interest net income$071
Net income of bank and minority interests.$-3,005,0005,778
Net charge-offs$127,0001,345
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-3,005,0005,778
2017-03-31 (YTD Data)Rank
Total interest income$6,659,0001,051
Total interest expense$1,013,000768
Net interest income$5,646,0001,093
Provision for loan and lease losses$236,000828
Total noninterest income$1,046,0001,275
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$369,000825
Trading account gains and fees$0142
Additional Noninterest Income$677,0001,259
Total noninterest expense$9,125,000607
Salaries and employee benefits$3,328,000919
Premises and equipment expense$1,174,000551
Additional noninterest expense$4,623,000402
Pre-tax net operating income$-2,669,0005,854
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-2,669,0005,849
Extraordinary gains, net$08
Net income$-2,669,0005,849
Minority interest net income$055
Net income of bank and minority interests.$-2,669,0005,849
Net charge-offs$74,0001,100
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-2,669,0005,848
2016-12-31 (YTD Data)Rank
Total interest income$27,004,0001,004
Total interest expense$4,431,000664
Net interest income$22,573,0001,051
Provision for loan and lease losses$-403,0005,719
Total noninterest income$4,047,0001,329
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,220,0001,003
Trading account gains and fees$0170
Additional Noninterest Income$2,827,0001,256
Total noninterest expense$28,107,000769
Salaries and employee benefits$11,738,0001,000
Premises and equipment expense$4,448,000567
Additional noninterest expense$11,921,000582
Pre-tax net operating income$-1,084,0005,837
Securities gains (losses)$58,0001,734
Applicable income taxes$5,0004,087
Income before extraordinary items$-1,031,0005,840
Extraordinary gains, net$05
Net income$-1,031,0005,839
Minority interest net income$082
Net income of bank and minority interests.$-1,031,0005,839
Net charge-offs$151,0002,217
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,089,0005,841
2016-09-30 (YTD Data)Rank
Total interest income$20,811,000981
Total interest expense$3,300,000672
Net interest income$17,511,0001,033
Provision for loan and lease losses$-275,0005,802
Total noninterest income$3,177,0001,279
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$875,0001,052
Trading account gains and fees$0169
Additional Noninterest Income$2,302,0001,188
Total noninterest expense$21,092,000763
Salaries and employee benefits$8,710,0001,006
Premises and equipment expense$3,462,000548
Additional noninterest expense$8,920,000579
Pre-tax net operating income$-129,0005,793
Securities gains (losses)$58,0001,652
Applicable income taxes$5,0004,121
Income before extraordinary items$-76,0005,785
Extraordinary gains, net$05
Net income$-76,0005,785
Minority interest net income$071
Net income of bank and minority interests.$-76,0005,785
Net charge-offs$152,0001,678
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-134,0005,798
2016-06-30 (YTD Data)Rank
Total interest income$13,856,000977
Total interest expense$2,210,000666
Net interest income$11,646,0001,039
Provision for loan and lease losses$-135,0005,868
Total noninterest income$2,635,0001,084
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$900,000706
Trading account gains and fees$0157
Additional Noninterest Income$1,735,0001,078
Total noninterest expense$14,144,000751
Salaries and employee benefits$5,725,0001,021
Premises and equipment expense$2,465,000518
Additional noninterest expense$5,954,000582
Pre-tax net operating income$272,0004,854
Securities gains (losses)$02,835
Applicable income taxes$37,0003,538
Income before extraordinary items$235,0004,872
Extraordinary gains, net$016
Net income$235,0004,872
Minority interest net income$071
Net income of bank and minority interests.$235,0004,872
Net charge-offs$-144,0005,783
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$235,0004,822
2016-03-31 (YTD Data)Rank
Total interest income$6,955,000972
Total interest expense$1,094,000672
Net interest income$5,861,0001,025
Provision for loan and lease losses$290,000732
Total noninterest income$1,471,000974
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$452,000688
Trading account gains and fees$0142
Additional Noninterest Income$1,019,000915
Total noninterest expense$8,039,000675
Salaries and employee benefits$2,846,0001,031
Premises and equipment expense$1,534,000439
Additional noninterest expense$3,659,000468
Pre-tax net operating income$-997,0006,095
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-997,0006,091
Extraordinary gains, net$012
Net income$-997,0006,091
Minority interest net income$062
Net income of bank and minority interests.$-997,0006,091
Net charge-offs$159,000769
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-997,0006,089
2015-12-31 (YTD Data)Rank
Total interest income$25,637,0001,014
Total interest expense$3,814,000726
Net interest income$21,823,0001,046
Provision for loan and lease losses$1,123,000738
Total noninterest income$6,458,000946
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,761,000752
Trading account gains and fees$0159
Additional Noninterest Income$4,697,000854
Total noninterest expense$25,731,000812
Salaries and employee benefits$10,861,0001,046
Premises and equipment expense$5,116,000488
Additional noninterest expense$9,754,000691
Pre-tax net operating income$1,427,0003,570
Securities gains (losses)$1,0003,117
Applicable income taxes$191,0002,968
Income before extraordinary items$1,237,0003,580
Extraordinary gains, net$023
Net income$1,237,0003,578
Minority interest net income$081
Net income of bank and minority interests.$1,237,0003,580
Net charge-offs$1,829,000405
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$3,000779
Net operating income$1,236,1303,534
2015-09-30 (YTD Data)Rank
Total interest income$18,656,0001,055
Total interest expense$2,762,000760
Net interest income$15,894,0001,079
Provision for loan and lease losses$135,0002,359
Total noninterest income$3,689,0001,152
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,286,000769
Trading account gains and fees$0153
Additional Noninterest Income$2,403,0001,132
Total noninterest expense$18,742,000837
Salaries and employee benefits$7,966,0001,069
Premises and equipment expense$3,766,000513
Additional noninterest expense$7,010,000715
Pre-tax net operating income$706,0004,281
Securities gains (losses)$2,0002,829
Applicable income taxes$124,0003,139
Income before extraordinary items$584,0004,373
Extraordinary gains, net$021
Net income$584,0004,375
Minority interest net income$078
Net income of bank and minority interests.$584,0004,376
Net charge-offs$1,443,000360
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$3,000741
Net operating income$582,3604,328
2015-06-30 (YTD Data)Rank
Total interest income$11,912,0001,090
Total interest expense$1,784,000789
Net interest income$10,128,0001,129
Provision for loan and lease losses$-248,0006,120
Total noninterest income$2,586,0001,120
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$831,000777
Trading account gains and fees$0157
Additional Noninterest Income$1,755,0001,065
Total noninterest expense$12,382,000857
Salaries and employee benefits$5,341,0001,067
Premises and equipment expense$2,478,000524
Additional noninterest expense$4,563,000731
Pre-tax net operating income$580,0003,944
Securities gains (losses)$02,636
Applicable income taxes$44,0003,517
Income before extraordinary items$536,0003,847
Extraordinary gains, net$022
Net income$536,0003,848
Minority interest net income$075
Net income of bank and minority interests.$536,0003,850
Net charge-offs$1,526,000259
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$3,000710
Net operating income$536,0003,795
2015-03-31 (YTD Data)Rank
Total interest income$5,899,0001,099
Total interest expense$836,000853
Net interest income$5,063,0001,127
Provision for loan and lease losses$-611,0006,344
Total noninterest income$1,103,0001,197
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$510,000617
Trading account gains and fees$0152
Additional Noninterest Income$593,0001,328
Total noninterest expense$6,388,000819
Salaries and employee benefits$2,675,0001,067
Premises and equipment expense$1,320,000500
Additional noninterest expense$2,393,000689
Pre-tax net operating income$389,0003,415
Securities gains (losses)$02,027
Applicable income taxes$11,0003,796
Income before extraordinary items$378,0003,237
Extraordinary gains, net$013
Net income$378,0003,240
Minority interest net income$064
Net income of bank and minority interests.$378,0003,240
Net charge-offs$333,000500
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$378,0003,161
2014-12-31 (YTD Data)Rank
Total interest income$22,982,0001,117
Total interest expense$3,544,000833
Net interest income$19,438,0001,157
Provision for loan and lease losses$-2,344,0006,431
Total noninterest income$5,359,0001,048
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,059,000666
Trading account gains and fees$0180
Additional Noninterest Income$3,300,0001,032
Total noninterest expense$27,190,000747
Salaries and employee benefits$11,891,000919
Premises and equipment expense$5,123,000494
Additional noninterest expense$10,176,000658
Pre-tax net operating income$-49,0006,128
Securities gains (losses)$53,0001,690
Applicable income taxes$143,0003,188
Income before extraordinary items$-139,0006,206
Extraordinary gains, net$017
Net income$-139,0006,206
Minority interest net income$084
Net income of bank and minority interests.$-139,0006,207
Net charge-offs$191,0002,516
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,000851
Net operating income$-172,9206,215
2014-09-30 (YTD Data)Rank
Total interest income$17,451,0001,111
Total interest expense$2,637,000858
Net interest income$14,814,0001,148
Provision for loan and lease losses$-1,194,0006,478
Total noninterest income$4,218,0001,005
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,524,000667
Trading account gains and fees$0174
Additional Noninterest Income$2,694,000985
Total noninterest expense$20,636,000736
Salaries and employee benefits$9,023,000913
Premises and equipment expense$3,975,000483
Additional noninterest expense$7,638,000655
Pre-tax net operating income$-410,0006,372
Securities gains (losses)$50,0001,449
Applicable income taxes$81,0003,402
Income before extraordinary items$-441,0006,389
Extraordinary gains, net$015
Net income$-441,0006,388
Minority interest net income$081
Net income of bank and minority interests.$-441,0006,388
Net charge-offs$624,000974
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$1,000807
Net operating income$-491,0006,395
2014-06-30 (YTD Data)Rank
Total interest income$11,768,0001,089
Total interest expense$1,757,000857
Net interest income$10,011,0001,116
Provision for loan and lease losses$-481,0006,498
Total noninterest income$2,756,0001,003
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$949,000702
Trading account gains and fees$0172
Additional Noninterest Income$1,807,000967
Total noninterest expense$14,120,000714
Salaries and employee benefits$6,122,000893
Premises and equipment expense$2,764,000472
Additional noninterest expense$5,234,000634
Pre-tax net operating income$-872,0006,564
Securities gains (losses)$50,0001,166
Applicable income taxes$25,0003,746
Income before extraordinary items$-847,0006,564
Extraordinary gains, net$020
Net income$-847,0006,564
Minority interest net income$080
Net income of bank and minority interests.$-847,0006,564
Net charge-offs$869,000565
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$1,000774
Net operating income$-897,0006,565
2014-03-31 (YTD Data)Rank
Total interest income$5,943,0001,078
Total interest expense$878,000867
Net interest income$5,065,0001,103
Provision for loan and lease losses$300,000685
Total noninterest income$1,631,000854
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$427,000769
Trading account gains and fees$0147
Additional Noninterest Income$1,204,000729
Total noninterest expense$7,654,000674
Salaries and employee benefits$3,399,000820
Premises and equipment expense$1,705,000402
Additional noninterest expense$2,550,000644
Pre-tax net operating income$-1,258,0006,701
Securities gains (losses)$45,000688
Applicable income taxes$8,0003,893
Income before extraordinary items$-1,221,0006,695
Extraordinary gains, net$016
Net income$-1,221,0006,695
Minority interest net income$066
Net income of bank and minority interests.$-1,221,0006,695
Net charge-offs$1,482,000213
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$1,000714
Net operating income$-1,266,0006,697
2013-12-31 (YTD Data)Rank
Total interest income$23,864,0001,067
Total interest expense$3,619,000943
Net interest income$20,245,0001,089
Provision for loan and lease losses$-4,439,0006,762
Total noninterest income$4,654,0001,195
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,148,000641
Trading account gains and fees$0184
Additional Noninterest Income$2,506,0001,289
Total noninterest expense$27,618,000734
Salaries and employee benefits$10,883,000992
Premises and equipment expense$4,552,000541
Additional noninterest expense$12,183,000565
Pre-tax net operating income$1,720,0003,142
Securities gains (losses)$621,000374
Applicable income taxes$152,0003,141
Income before extraordinary items$2,189,0002,439
Extraordinary gains, net$029
Net income$2,189,0002,443
Minority interest net income$090
Net income of bank and minority interests.$2,189,0002,442
Net charge-offs$1,629,000890
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$2,000909
Net operating income$1,605,2602,969
2013-09-30 (YTD Data)Rank
Total interest income$17,752,0001,077
Total interest expense$2,752,000962
Net interest income$15,000,0001,102
Provision for loan and lease losses$-3,387,0006,848
Total noninterest income$3,579,0001,194
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,611,000645
Trading account gains and fees$0180
Additional Noninterest Income$1,968,0001,288
Total noninterest expense$20,326,000752
Salaries and employee benefits$7,626,0001,068
Premises and equipment expense$3,368,000551
Additional noninterest expense$9,332,000561
Pre-tax net operating income$1,640,0002,770
Securities gains (losses)$601,000347
Applicable income taxes$152,0003,004
Income before extraordinary items$2,089,0002,053
Extraordinary gains, net$025
Net income$2,089,0002,059
Minority interest net income$084
Net income of bank and minority interests.$2,089,0002,059
Net charge-offs$1,697,000675
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,000844
Net operating income$1,530,0702,543
2013-06-30 (YTD Data)Rank
Total interest income$11,530,0001,103
Total interest expense$1,884,000963
Net interest income$9,646,0001,126
Provision for loan and lease losses$-2,882,0006,906
Total noninterest income$2,493,0001,162
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,051,000646
Trading account gains and fees$0157
Additional Noninterest Income$1,442,0001,235
Total noninterest expense$13,739,000743
Salaries and employee benefits$5,067,0001,066
Premises and equipment expense$2,283,000538
Additional noninterest expense$6,389,000549
Pre-tax net operating income$1,282,0002,470
Securities gains (losses)$392,000456
Applicable income taxes$137,0002,775
Income before extraordinary items$1,537,0001,892
Extraordinary gains, net$022
Net income$1,537,0001,899
Minority interest net income$082
Net income of bank and minority interests.$1,537,0001,898
Net charge-offs$1,284,000653
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,000822
Net operating income$1,176,3602,249
2013-03-31 (YTD Data)Rank
Total interest income$5,714,0001,123
Total interest expense$985,000958
Net interest income$4,729,0001,152
Provision for loan and lease losses$-3,713,0007,006
Total noninterest income$893,0001,459
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$470,000723
Trading account gains and fees$0148
Additional Noninterest Income$423,0001,782
Total noninterest expense$8,437,000627
Salaries and employee benefits$2,793,000980
Premises and equipment expense$1,236,000502
Additional noninterest expense$4,408,000418
Pre-tax net operating income$898,0001,879
Securities gains (losses)$114,000638
Applicable income taxes$64,0002,812
Income before extraordinary items$948,0001,556
Extraordinary gains, net$010
Net income$948,0001,559
Minority interest net income$076
Net income of bank and minority interests.$948,0001,558
Net charge-offs$-219,0006,918
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$840,8401,649
2012-12-31 (YTD Data)Rank
Total interest income$25,284,0001,048
Total interest expense$5,798,000759
Net interest income$19,486,0001,123
Provision for loan and lease losses$4,438,000557
Total noninterest income$6,269,000967
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,066,000689
Trading account gains and fees$0166
Additional Noninterest Income$4,203,000928
Total noninterest expense$27,385,000737
Salaries and employee benefits$10,834,000963
Premises and equipment expense$4,764,000499
Additional noninterest expense$11,787,000607
Pre-tax net operating income$-6,068,0006,978
Securities gains (losses)$60,0002,609
Applicable income taxes$234,0002,882
Income before extraordinary items$-6,242,0006,990
Extraordinary gains, net$029
Net income$-6,242,0006,989
Minority interest net income$093
Net income of bank and minority interests.$-6,242,0006,989
Net charge-offs$10,366,000303
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,000976
Net operating income$-6,302,0006,976
2012-09-30 (YTD Data)Rank
Total interest income$19,191,0001,064
Total interest expense$4,699,000725
Net interest income$14,492,0001,154
Provision for loan and lease losses$4,838,000415
Total noninterest income$3,959,0001,096
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,540,000696
Trading account gains and fees$0157
Additional Noninterest Income$2,419,0001,097
Total noninterest expense$20,354,000737
Salaries and employee benefits$8,080,000963
Premises and equipment expense$4,221,000440
Additional noninterest expense$8,053,000657
Pre-tax net operating income$-6,741,0007,114
Securities gains (losses)$03,575
Applicable income taxes$166,0002,993
Income before extraordinary items$-6,907,0007,126
Extraordinary gains, net$020
Net income$-6,907,0007,127
Minority interest net income$086
Net income of bank and minority interests.$-6,907,0007,126
Net charge-offs$8,841,000283
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$2,000928
Net operating income$-6,907,0007,119
2012-06-30 (YTD Data)Rank
Total interest income$12,880,0001,058
Total interest expense$3,559,000652
Net interest income$9,321,0001,199
Provision for loan and lease losses$4,276,000342
Total noninterest income$1,719,0001,461
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$976,000726
Trading account gains and fees$0153
Additional Noninterest Income$743,0001,842
Total noninterest expense$13,609,000735
Salaries and employee benefits$5,456,000955
Premises and equipment expense$2,697,000451
Additional noninterest expense$5,456,000645
Pre-tax net operating income$-6,845,0007,203
Securities gains (losses)$03,178
Applicable income taxes$129,0002,855
Income before extraordinary items$-6,974,0007,203
Extraordinary gains, net$019
Net income$-6,974,0007,203
Minority interest net income$084
Net income of bank and minority interests.$-6,974,0007,203
Net charge-offs$6,080,000288
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$1,000910
Net operating income$-6,974,0007,200
2012-03-31 (YTD Data)Rank
Total interest income$6,540,0001,039
Total interest expense$2,355,000496
Net interest income$4,185,0001,321
Provision for loan and lease losses$4,052,000197
Total noninterest income$975,0001,348
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$475,000743
Trading account gains and fees$0148
Additional Noninterest Income$500,0001,509
Total noninterest expense$7,305,000689
Salaries and employee benefits$2,800,000933
Premises and equipment expense$1,360,000450
Additional noninterest expense$3,145,000564
Pre-tax net operating income$-6,197,0007,296
Securities gains (losses)$02,210
Applicable income taxes$-30,0007,062
Income before extraordinary items$-6,167,0007,292
Extraordinary gains, net$019
Net income$-6,167,0007,292
Minority interest net income$078
Net income of bank and minority interests.$-6,167,0007,292
Net charge-offs$4,643,000203
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-6,167,0007,292
2011-12-31 (YTD Data)Rank
Total interest income$30,457,000919
Total interest expense$7,166,000830
Net interest income$23,291,000938
Provision for loan and lease losses$19,092,000239
Total noninterest income$3,684,0001,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$3,684,000889
Total noninterest expense$29,874,000662
Salaries and employee benefits$11,836,000833
Premises and equipment expense$6,193,000425
Additional noninterest expense$11,845,000611
Pre-tax net operating income$-21,991,0007,300
Securities gains (losses)$03,838
Applicable income taxes$-2,232,0007,256
Income before extraordinary items$-19,759,0007,293
Extraordinary gains, net$029
Net income$-19,759,0007,293
Minority interest net income$096
Net income of bank and minority interests.$-19,759,0007,293
Net charge-offs$16,659,000294
Cash dividends$411,0002,632
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-19,759,0007,289
2011-09-30 (YTD Data)Rank
Total interest income$23,523,000906
Total interest expense$5,466,000860
Net interest income$18,057,000914
Provision for loan and lease losses$18,979,000183
Total noninterest income$3,215,0001,182
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$3,215,000792
Total noninterest expense$23,048,000652
Salaries and employee benefits$8,835,000842
Premises and equipment expense$4,712,000419
Additional noninterest expense$9,501,000566
Pre-tax net operating income$-20,755,0007,400
Securities gains (losses)$03,555
Applicable income taxes$-1,224,0007,320
Income before extraordinary items$-19,531,0007,397
Extraordinary gains, net$021
Net income$-19,531,0007,397
Minority interest net income$087
Net income of bank and minority interests.$-19,531,0007,397
Net charge-offs$16,084,000231
Cash dividends$411,0001,998
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-19,531,0007,391
2011-06-30 (YTD Data)Rank
Total interest income$16,094,000894
Total interest expense$3,813,000855
Net interest income$12,281,000908
Provision for loan and lease losses$11,972,000209
Total noninterest income$2,380,0001,076
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$2,380,000741
Total noninterest expense$14,578,000690
Salaries and employee benefits$5,685,000875
Premises and equipment expense$3,171,000416
Additional noninterest expense$5,722,000641
Pre-tax net operating income$-11,889,0007,456
Securities gains (losses)$02,914
Applicable income taxes$-1,409,0007,433
Income before extraordinary items$-10,480,0007,444
Extraordinary gains, net$015
Net income$-10,480,0007,444
Minority interest net income$089
Net income of bank and minority interests.$-10,480,0007,444
Net charge-offs$9,145,000279
Cash dividends$411,0001,583
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-10,480,0007,444
2011-03-31 (YTD Data)Rank
Total interest income$8,790,000833
Total interest expense$1,971,000854
Net interest income$6,819,000810
Provision for loan and lease losses$6,802,000191
Total noninterest income$1,374,000978
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$1,374,000667
Total noninterest expense$7,525,000672
Salaries and employee benefits$2,706,000930
Premises and equipment expense$1,655,000408
Additional noninterest expense$3,164,000566
Pre-tax net operating income$-6,134,0007,515
Securities gains (losses)$01,772
Applicable income taxes$-1,300,0007,532
Income before extraordinary items$-4,834,0007,498
Extraordinary gains, net$09
Net income$-4,834,0007,498
Minority interest net income$086
Net income of bank and minority interests.$-4,834,0007,498
Net charge-offs$4,447,000298
Cash dividends$164,0001,555
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-4,834,0007,499
2010-12-31 (YTD Data)Rank
Total interest income$37,608,000806
Total interest expense$9,467,000872
Net interest income$28,141,000783
Provision for loan and lease losses$24,874,000296
Total noninterest income$6,414,000886
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$6,414,000615
Total noninterest expense$29,468,000685
Salaries and employee benefits$11,594,000851
Premises and equipment expense$6,224,000423
Additional noninterest expense$11,650,000657
Pre-tax net operating income$-19,787,0007,516
Securities gains (losses)$781,000605
Applicable income taxes$13,281,000179
Income before extraordinary items$-32,287,0007,570
Extraordinary gains, net$029
Net income$-32,287,0007,570
Minority interest net income$0111
Net income of bank and minority interests.$-32,287,0007,570
Net charge-offs$17,221,000376
Cash dividends$1,594,0001,014
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-33,068,0007,570
2010-09-30 (YTD Data)Rank
Total interest income$28,938,000792
Total interest expense$7,257,000889
Net interest income$21,681,000760
Provision for loan and lease losses$18,632,000293
Total noninterest income$4,758,000882
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$4,758,000593
Total noninterest expense$22,093,000676
Salaries and employee benefits$9,008,000812
Premises and equipment expense$4,670,000420
Additional noninterest expense$8,415,000652
Pre-tax net operating income$-14,286,0007,615
Securities gains (losses)$780,000508
Applicable income taxes$10,964,000161
Income before extraordinary items$-24,470,0007,682
Extraordinary gains, net$023
Net income$-24,470,0007,682
Minority interest net income$0110
Net income of bank and minority interests.$-24,470,0007,682
Net charge-offs$13,984,000350
Cash dividends$1,544,000699
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-25,250,0007,679
2010-06-30 (YTD Data)Rank
Total interest income$19,549,000788
Total interest expense$4,892,000911
Net interest income$14,657,000747
Provision for loan and lease losses$10,803,000340
Total noninterest income$3,308,000833
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$3,308,000559
Total noninterest expense$14,647,000679
Salaries and employee benefits$6,059,000801
Premises and equipment expense$3,101,000423
Additional noninterest expense$5,487,000663
Pre-tax net operating income$-7,485,0007,635
Securities gains (losses)$41,0002,004
Applicable income taxes$-3,384,0007,745
Income before extraordinary items$-4,060,0007,527
Extraordinary gains, net$019
Net income$-4,060,0007,526
Minority interest net income$0105
Net income of bank and minority interests.$-4,060,0007,527
Net charge-offs$10,188,000328
Cash dividends$1,425,000487
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-4,086,2407,525
2010-03-31 (YTD Data)Rank
Total interest income$9,974,000789
Total interest expense$2,448,000956
Net interest income$7,526,000736
Provision for loan and lease losses$4,555,000409
Total noninterest income$1,512,000881
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,512,000591
Total noninterest expense$7,483,000669
Salaries and employee benefits$2,864,000863
Premises and equipment expense$1,492,000449
Additional noninterest expense$3,127,000588
Pre-tax net operating income$-3,000,0007,690
Securities gains (losses)$17,0001,569
Applicable income taxes$-1,088,0007,801
Income before extraordinary items$-1,895,0007,632
Extraordinary gains, net$016
Net income$-1,895,0007,634
Minority interest net income$091
Net income of bank and minority interests.$-1,895,0007,634
Net charge-offs$5,336,000319
Cash dividends$675,000497
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,905,8807,625
2009-12-31 (YTD Data)Rank
Total interest income$40,942,000815
Total interest expense$11,195,0001,055
Net interest income$29,747,000714
Provision for loan and lease losses$5,222,0001,392
Total noninterest income$5,226,0001,053
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$5,226,000687
Total noninterest expense$30,121,000696
Salaries and employee benefits$12,742,000769
Premises and equipment expense$7,596,000361
Additional noninterest expense$9,783,000811
Pre-tax net operating income$-370,0005,883
Securities gains (losses)$448,000949
Applicable income taxes$-2,924,0007,619
Income before extraordinary items$3,002,0001,131
Extraordinary gains, net$034
Net income$3,002,0001,129
Minority interest net income$0115
Net income of bank and minority interests.$3,002,0001,130
Net charge-offs$1,772,0002,182
Cash dividends$2,645,000672
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,554,0001,286
2009-09-30 (YTD Data)Rank
Total interest income$30,675,000834
Total interest expense$8,610,0001,084
Net interest income$22,065,000721
Provision for loan and lease losses$3,936,0001,241
Total noninterest income$2,775,0001,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$2,775,000911
Total noninterest expense$21,447,000733
Salaries and employee benefits$9,657,000770
Premises and equipment expense$5,339,000388
Additional noninterest expense$6,451,000873
Pre-tax net operating income$-543,0006,369
Securities gains (losses)$2,0003,313
Applicable income taxes$-2,319,0007,757
Income before extraordinary items$1,778,0001,512
Extraordinary gains, net$027
Net income$1,778,0001,509
Minority interest net income$0118
Net income of bank and minority interests.$1,778,0001,512
Net charge-offs$1,325,0001,902
Cash dividends$2,000,000630
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,776,7201,473
2009-06-30 (YTD Data)Rank
Total interest income$20,029,000871
Total interest expense$6,008,0001,102
Net interest income$14,021,000766
Provision for loan and lease losses$2,621,0001,185
Total noninterest income$1,726,0001,490
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,726,000990
Total noninterest expense$14,686,000721
Salaries and employee benefits$6,454,000784
Premises and equipment expense$3,714,000376
Additional noninterest expense$4,518,000846
Pre-tax net operating income$-1,560,0007,259
Securities gains (losses)$2,0002,937
Applicable income taxes$-2,200,0007,911
Income before extraordinary items$642,0002,650
Extraordinary gains, net$021
Net income$642,0002,647
Minority interest net income$0112
Net income of bank and minority interests.$642,0002,649
Net charge-offs$763,0001,890
Cash dividends$2,000,000443
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$640,7202,570
2009-03-31 (YTD Data)Rank
Total interest income$9,996,000885
Total interest expense$3,129,0001,097
Net interest income$6,867,000774
Provision for loan and lease losses$1,933,000770
Total noninterest income$651,0001,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$651,0001,172
Total noninterest expense$7,716,000663
Salaries and employee benefits$3,228,000781
Premises and equipment expense$2,081,000348
Additional noninterest expense$2,407,000703
Pre-tax net operating income$-2,131,0007,846
Securities gains (losses)$2,0002,230
Applicable income taxes$-1,850,0008,080
Income before extraordinary items$-279,0007,166
Extraordinary gains, net$015
Net income$-279,0007,166
Minority interest net income$0102
Net income of bank and minority interests.$-279,0007,167
Net charge-offs$396,0001,553
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-280,2807,110
2008-12-31 (YTD Data)Rank
Total interest income$44,834,000843
Total interest expense$18,053,000888
Net interest income$26,781,000804
Provision for loan and lease losses$770,0003,106
Total noninterest income$5,323,000995
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$5,323,000620
Total noninterest expense$37,001,000543
Salaries and employee benefits$14,130,000701
Premises and equipment expense$6,682,000415
Additional noninterest expense$16,189,000450
Pre-tax net operating income$-5,667,0007,839
Securities gains (losses)$533,000356
Applicable income taxes$-2,349,0007,960
Income before extraordinary items$-2,785,0007,562
Extraordinary gains, net$039
Net income$-2,785,0007,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$831,0002,164
Cash dividends$3,200,000851
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,126,1207,698
2008-09-30 (YTD Data)Rank
Total interest income$34,260,000844
Total interest expense$14,244,000874
Net interest income$20,016,000817
Provision for loan and lease losses$339,0003,351
Total noninterest income$4,224,000999
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$4,224,000627
Total noninterest expense$22,860,000641
Salaries and employee benefits$11,057,000681
Premises and equipment expense$4,665,000443
Additional noninterest expense$7,138,000671
Pre-tax net operating income$1,041,0003,604
Securities gains (losses)$526,000306
Applicable income taxes$-1,577,0008,145
Income before extraordinary items$3,144,0001,167
Extraordinary gains, net$031
Net income$3,144,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$777,0001,522
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,618,0001,490
2008-06-30 (YTD Data)Rank
Total interest income$23,524,000822
Total interest expense$10,115,000844
Net interest income$13,409,000812
Provision for loan and lease losses$169,0003,426
Total noninterest income$2,775,0001,021
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,775,000652
Total noninterest expense$15,557,000621
Salaries and employee benefits$7,368,000683
Premises and equipment expense$3,068,000453
Additional noninterest expense$5,121,000611
Pre-tax net operating income$458,0004,527
Securities gains (losses)$526,000302
Applicable income taxes$-1,155,0008,282
Income before extraordinary items$2,139,0001,287
Extraordinary gains, net$021
Net income$2,139,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,0001,056
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,613,0001,648
2008-03-31 (YTD Data)Rank
Total interest income$12,138,000827
Total interest expense$5,460,000830
Net interest income$6,678,000818
Provision for loan and lease losses$06,080
Total noninterest income$1,247,0001,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,247,000713
Total noninterest expense$8,127,000596
Salaries and employee benefits$3,864,000649
Premises and equipment expense$1,437,000487
Additional noninterest expense$2,826,000530
Pre-tax net operating income$-202,0007,764
Securities gains (losses)$491,000243
Applicable income taxes$-746,0008,385
Income before extraordinary items$1,035,0001,450
Extraordinary gains, net$015
Net income$1,035,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$695,000582
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$544,0002,438
2007-12-31 (YTD Data)Rank
Total interest income$49,284,000848
Total interest expense$21,092,000944
Net interest income$28,192,000782
Provision for loan and lease losses$378,0002,790
Total noninterest income$5,637,000998
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$5,637,000612
Total noninterest expense$27,940,000674
Salaries and employee benefits$13,189,000738
Premises and equipment expense$5,912,000455
Additional noninterest expense$8,839,000649
Pre-tax net operating income$5,511,0001,514
Securities gains (losses)$358,000316
Applicable income taxes$-737,0008,369
Income before extraordinary items$6,606,000991
Extraordinary gains, net$039
Net income$6,606,000989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,708
Cash dividends$3,100,0001,147
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,248,0001,022
2007-09-30 (YTD Data)Rank
Total interest income$36,762,000849
Total interest expense$15,396,000962
Net interest income$21,366,000778
Provision for loan and lease losses$156,0003,418
Total noninterest income$2,775,0001,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,775,000877
Total noninterest expense$20,069,000695
Salaries and employee benefits$9,707,000754
Premises and equipment expense$4,177,000476
Additional noninterest expense$6,185,000669
Pre-tax net operating income$3,916,0001,702
Securities gains (losses)$170,000397
Applicable income taxes$-470,0008,435
Income before extraordinary items$4,556,0001,142
Extraordinary gains, net$033
Net income$4,556,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,638
Cash dividends$1,400,0001,587
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,386,0001,161
2007-06-30 (YTD Data)Rank
Total interest income$24,264,000866
Total interest expense$10,067,000993
Net interest income$14,197,000796
Provision for loan and lease losses$156,0002,532
Total noninterest income$1,755,0001,475
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,755,000944
Total noninterest expense$12,852,000739
Salaries and employee benefits$6,487,000774
Premises and equipment expense$2,736,000498
Additional noninterest expense$3,629,000782
Pre-tax net operating income$2,944,0001,572
Securities gains (losses)$53,000520
Applicable income taxes$-350,0008,515
Income before extraordinary items$3,347,0001,082
Extraordinary gains, net$029
Net income$3,347,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,279
Cash dividends$1,400,0001,178
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,294,0001,072
2007-03-31 (YTD Data)Rank
Total interest income$11,948,000878
Total interest expense$5,047,000979
Net interest income$6,901,000811
Provision for loan and lease losses$156,0001,395
Total noninterest income$893,0001,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$893,000920
Total noninterest expense$6,398,000731
Salaries and employee benefits$3,207,000791
Premises and equipment expense$1,308,000523
Additional noninterest expense$1,883,000740
Pre-tax net operating income$1,240,0001,818
Securities gains (losses)$26,000508
Applicable income taxes$-493,0008,612
Income before extraordinary items$1,759,0001,001
Extraordinary gains, net$022
Net income$1,759,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,781
Cash dividends$1,400,000621
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,733,0001,001
2006-12-31 (YTD Data)Rank
Total interest income$40,602,000961
Total interest expense$16,560,0001,003
Net interest income$24,042,000920
Provision for loan and lease losses$120,0004,374
Total noninterest income$2,610,0001,816
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,610,0001,101
Total noninterest expense$21,732,000814
Salaries and employee benefits$10,062,000958
Premises and equipment expense$4,507,000559
Additional noninterest expense$7,163,000758
Pre-tax net operating income$4,800,0001,964
Securities gains (losses)$-429,0008,499
Applicable income taxes$265,0003,966
Income before extraordinary items$4,106,0001,748
Extraordinary gains, net$051
Net income$4,106,0001,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,238
Cash dividends$2,255,0001,390
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,509,2601,592
2006-09-30 (YTD Data)Rank
Total interest income$28,678,0001,029
Total interest expense$11,209,0001,094
Net interest income$17,469,000968
Provision for loan and lease losses$06,685
Total noninterest income$1,748,0001,993
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,748,0001,219
Total noninterest expense$15,958,000837
Salaries and employee benefits$7,171,0001,016
Premises and equipment expense$3,262,000594
Additional noninterest expense$5,525,000739
Pre-tax net operating income$3,259,0002,182
Securities gains (losses)$-478,0008,624
Applicable income taxes$576,0002,657
Income before extraordinary items$2,205,0002,393
Extraordinary gains, net$045
Net income$2,205,0002,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$2,255,0001,040
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,582,6202,089
2006-06-30 (YTD Data)Rank
Total interest income$19,015,0001,004
Total interest expense$7,332,0001,041
Net interest income$11,683,000970
Provision for loan and lease losses$06,419
Total noninterest income$1,646,0001,510
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,646,000957
Total noninterest expense$9,660,000929
Salaries and employee benefits$4,767,0001,033
Premises and equipment expense$2,138,000600
Additional noninterest expense$2,755,000978
Pre-tax net operating income$3,669,0001,378
Securities gains (losses)$131,000316
Applicable income taxes$1,040,0001,360
Income before extraordinary items$2,760,0001,361
Extraordinary gains, net$039
Net income$2,760,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$855,0001,632
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,664,3701,398
2006-03-31 (YTD Data)Rank
Total interest income$9,611,000972
Total interest expense$3,535,0001,022
Net interest income$6,076,000924
Provision for loan and lease losses$06,013
Total noninterest income$866,0001,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$866,000903
Total noninterest expense$4,982,000900
Salaries and employee benefits$2,463,000998
Premises and equipment expense$1,078,000594
Additional noninterest expense$1,441,000924
Pre-tax net operating income$1,960,0001,264
Securities gains (losses)$125,000227
Applicable income taxes$595,0001,204
Income before extraordinary items$1,490,0001,247
Extraordinary gains, net$021
Net income$1,490,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,493
Cash dividends$855,000858
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,401,2501,287
2005-12-31 (YTD Data)Rank
Total interest income$31,961,0001,034
Total interest expense$11,548,000966
Net interest income$20,413,0001,054
Provision for loan and lease losses$07,120
Total noninterest income$4,430,0001,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,430,000733
Total noninterest expense$19,116,000888
Salaries and employee benefits$10,246,000886
Premises and equipment expense$4,143,000592
Additional noninterest expense$4,727,0001,080
Pre-tax net operating income$5,727,0001,638
Securities gains (losses)$21,0001,240
Applicable income taxes$923,0002,368
Income before extraordinary items$4,825,0001,464
Extraordinary gains, net$046
Net income$4,825,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,391
Cash dividends$4,0006,036
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,807,3601,455
2005-09-30 (YTD Data)Rank
Total interest income$23,599,0001,014
Total interest expense$8,354,000945
Net interest income$15,245,0001,044
Provision for loan and lease losses$06,899
Total noninterest income$3,322,0001,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,322,000746
Total noninterest expense$14,459,000871
Salaries and employee benefits$7,935,000856
Premises and equipment expense$3,007,000599
Additional noninterest expense$3,517,0001,077
Pre-tax net operating income$4,108,0001,726
Securities gains (losses)$21,0001,208
Applicable income taxes$983,0001,905
Income before extraordinary items$3,146,0001,678
Extraordinary gains, net$035
Net income$3,146,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,121
Cash dividends$4,0005,296
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,130,0401,655
2005-06-30 (YTD Data)Rank
Total interest income$15,694,000992
Total interest expense$5,375,000918
Net interest income$10,319,0001,009
Provision for loan and lease losses$06,626
Total noninterest income$2,320,0001,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$2,320,000724
Total noninterest expense$9,861,000851
Salaries and employee benefits$5,576,000800
Premises and equipment expense$1,941,000618
Additional noninterest expense$2,344,0001,073
Pre-tax net operating income$2,778,0001,665
Securities gains (losses)$11,0001,322
Applicable income taxes$654,0001,884
Income before extraordinary items$2,135,0001,610
Extraordinary gains, net$030
Net income$2,135,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,762
Cash dividends$4,0005,051
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,126,5301,594
2005-03-31 (YTD Data)Rank
Total interest income$7,774,000978
Total interest expense$2,540,000921
Net interest income$5,234,000991
Provision for loan and lease losses$06,226
Total noninterest income$951,0001,296
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$951,000819
Total noninterest expense$5,156,000804
Salaries and employee benefits$3,058,000720
Premises and equipment expense$998,000596
Additional noninterest expense$1,100,0001,122
Pre-tax net operating income$1,029,0002,115
Securities gains (losses)$01,685
Applicable income taxes$190,0002,683
Income before extraordinary items$839,0002,004
Extraordinary gains, net$024
Net income$839,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,501
Cash dividends$4,0003,838
Sale, conversion, retirement of capital stock, net$0491
Net operating income$839,0001,969
2004-12-31 (YTD Data)Rank
Total interest income$28,256,0001,001
Total interest expense$8,516,000958
Net interest income$19,740,0001,007
Provision for loan and lease losses$07,314
Total noninterest income$5,355,0001,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$5,355,000638
Total noninterest expense$17,163,000942
Salaries and employee benefits$8,586,0001,003
Premises and equipment expense$3,311,000697
Additional noninterest expense$5,266,000953
Pre-tax net operating income$7,932,0001,104
Securities gains (losses)$166,000930
Applicable income taxes$1,875,0001,348
Income before extraordinary items$6,223,0001,058
Extraordinary gains, net$034
Net income$6,223,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,214
Cash dividends$6,070,000516
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,095,1801,040
2004-09-30 (YTD Data)Rank
Total interest income$20,853,0001,003
Total interest expense$6,211,000961
Net interest income$14,642,0001,013
Provision for loan and lease losses$07,100
Total noninterest income$4,205,000995
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$4,205,000630
Total noninterest expense$12,628,000966
Salaries and employee benefits$6,117,0001,050
Premises and equipment expense$2,386,000726
Additional noninterest expense$4,125,000896
Pre-tax net operating income$6,219,0001,063
Securities gains (losses)$138,000980
Applicable income taxes$1,361,0001,399
Income before extraordinary items$4,996,0001,005
Extraordinary gains, net$026
Net income$4,996,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$6,070,000389
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,886,980980
2004-06-30 (YTD Data)Rank
Total interest income$13,664,0001,005
Total interest expense$4,011,000981
Net interest income$9,653,0001,012
Provision for loan and lease losses$06,885
Total noninterest income$1,973,0001,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,973,000805
Total noninterest expense$7,690,0001,042
Salaries and employee benefits$4,088,0001,049
Premises and equipment expense$1,530,000744
Additional noninterest expense$2,072,0001,171
Pre-tax net operating income$3,936,0001,096
Securities gains (losses)$94,0001,069
Applicable income taxes$1,210,0001,105
Income before extraordinary items$2,820,0001,157
Extraordinary gains, net$021
Net income$2,820,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,991
Cash dividends$6,070,000279
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,754,2001,146
2004-03-31 (YTD Data)Rank
Total interest income$6,780,0001,020
Total interest expense$1,993,0001,007
Net interest income$4,787,0001,031
Provision for loan and lease losses$06,501
Total noninterest income$955,0001,291
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$955,000811
Total noninterest expense$3,735,0001,092
Salaries and employee benefits$2,000,0001,080
Premises and equipment expense$759,000769
Additional noninterest expense$976,0001,234
Pre-tax net operating income$2,007,0001,074
Securities gains (losses)$02,934
Applicable income taxes$547,0001,215
Income before extraordinary items$1,460,0001,122
Extraordinary gains, net$016
Net income$1,460,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$1,204,000564
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,460,0001,060
2003-12-31 (YTD Data)Rank
Total interest income$26,866,0001,048
Total interest expense$8,608,0001,038
Net interest income$18,258,0001,049
Provision for loan and lease losses$07,651
Total noninterest income$5,263,0001,085
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$5,263,000731
Total noninterest expense$15,395,0001,058
Salaries and employee benefits$7,730,0001,088
Premises and equipment expense$2,897,000778
Additional noninterest expense$4,768,0001,068
Pre-tax net operating income$8,126,0001,025
Securities gains (losses)$31,0002,904
Applicable income taxes$2,661,0001,017
Income before extraordinary items$5,496,0001,165
Extraordinary gains, net$054
Net income$5,496,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,961
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,475,2301,113
2003-09-30 (YTD Data)Rank
Total interest income$20,355,0001,057
Total interest expense$6,540,0001,068
Net interest income$13,815,0001,061
Provision for loan and lease losses$07,481
Total noninterest income$3,722,0001,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$3,722,000795
Total noninterest expense$11,611,0001,049
Salaries and employee benefits$5,692,0001,112
Premises and equipment expense$2,184,000788
Additional noninterest expense$3,735,0001,028
Pre-tax net operating income$5,926,0001,096
Securities gains (losses)$31,0002,671
Applicable income taxes$2,025,0001,053
Income before extraordinary items$3,932,0001,246
Extraordinary gains, net$040
Net income$3,932,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,323
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,911,5401,187
2003-06-30 (YTD Data)Rank
Total interest income$13,638,0001,068
Total interest expense$4,450,0001,081
Net interest income$9,188,0001,060
Provision for loan and lease losses$07,324
Total noninterest income$2,199,0001,276
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$2,199,000855
Total noninterest expense$7,817,0001,042
Salaries and employee benefits$3,893,0001,084
Premises and equipment expense$1,444,000792
Additional noninterest expense$2,480,0001,027
Pre-tax net operating income$3,570,0001,199
Securities gains (losses)$03,782
Applicable income taxes$1,274,0001,120
Income before extraordinary items$2,296,0001,435
Extraordinary gains, net$030
Net income$2,296,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,273
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,296,0001,342
2003-03-31 (YTD Data)Rank
Total interest income$7,088,0001,034
Total interest expense$2,219,0001,107
Net interest income$4,869,000992
Provision for loan and lease losses$06,934
Total noninterest income$971,0001,366
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$971,000912
Total noninterest expense$3,985,0001,017
Salaries and employee benefits$2,029,0001,049
Premises and equipment expense$740,000787
Additional noninterest expense$1,216,0001,009
Pre-tax net operating income$1,855,0001,166
Securities gains (losses)$02,891
Applicable income taxes$715,0001,040
Income before extraordinary items$1,140,0001,427
Extraordinary gains, net$021
Net income$1,140,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,934
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,140,0001,339
2002-12-31 (YTD Data)Rank
Total interest income$27,136,0001,138
Total interest expense$9,252,0001,215
Net interest income$17,884,0001,069
Provision for loan and lease losses$225,0004,105
Total noninterest income$3,225,0001,482
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$3,225,000954
Total noninterest expense$13,737,0001,121
Salaries and employee benefits$6,717,0001,197
Premises and equipment expense$2,566,000850
Additional noninterest expense$4,454,0001,115
Pre-tax net operating income$7,147,0001,181
Securities gains (losses)$04,537
Applicable income taxes$3,746,000771
Income before extraordinary items$3,401,0001,760
Extraordinary gains, net$070
Net income$3,401,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,090
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,401,0001,705
2001-12-31 (YTD Data)Rank
Total interest income$27,815,0001,234
Total interest expense$13,281,0001,214
Net interest income$14,534,0001,224
Provision for loan and lease losses$1,125,0001,141
Total noninterest income$3,479,0001,313
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$3,479,000846
Total noninterest expense$13,849,0001,069
Salaries and employee benefits$6,374,0001,164
Premises and equipment expense$2,816,000753
Additional noninterest expense$4,659,0001,032
Pre-tax net operating income$3,039,0002,235
Securities gains (losses)$1,399,000324
Applicable income taxes$-24,0009,072
Income before extraordinary items$4,462,0001,222
Extraordinary gains, net$0105
Net income$4,462,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,406
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,063,0001,645
2000-12-31 (YTD Data)Rank
Total interest income$27,668,0001,284
Total interest expense$14,084,0001,235
Net interest income$13,584,0001,292
Provision for loan and lease losses$1,837,000655
Total noninterest income$3,282,0001,244
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$3,282,000812
Total noninterest expense$16,861,000842
Salaries and employee benefits$6,845,0001,024
Premises and equipment expense$3,303,000648
Additional noninterest expense$6,713,000763
Pre-tax net operating income$-1,832,0009,811
Securities gains (losses)$01,956
Applicable income taxes$110,0006,390
Income before extraordinary items$-1,942,0009,819
Extraordinary gains, net$038
Net income$-1,942,0009,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,421,000589
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-1,942,0009,823
1999-12-31 (YTD Data)Rank
Total interest income$27,203,0001,203
Total interest expense$14,586,0001,044
Net interest income$12,617,0001,378
Provision for loan and lease losses$986,000996
Total noninterest income$2,826,0001,428
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$2,826,000928
Total noninterest expense$11,699,0001,184
Salaries and employee benefits$5,444,0001,274
Premises and equipment expense$2,852,000728
Additional noninterest expense$3,403,0001,356
Pre-tax net operating income$2,758,0002,580
Securities gains (losses)$03,155
Applicable income taxes$23,0008,160
Income before extraordinary items$2,735,0001,944
Extraordinary gains, net$035
Net income$2,735,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,000905
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,735,0001,914
1998-12-31 (YTD Data)Rank
Total interest income$27,921,0001,164
Total interest expense$14,938,0001,057
Net interest income$12,983,0001,311
Provision for loan and lease losses$4,261,000364
Total noninterest income$2,555,0001,518
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$2,555,0001,004
Total noninterest expense$17,864,000813
Salaries and employee benefits$5,419,0001,212
Premises and equipment expense$2,621,000768
Additional noninterest expense$9,824,000599
Pre-tax net operating income$-6,587,00010,451
Securities gains (losses)$5,0003,437
Applicable income taxes$-1,456,00010,436
Income before extraordinary items$-5,126,00010,443
Extraordinary gains, net$032
Net income$-5,126,00010,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,209,000363
Cash dividends$116,0006,119
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-5,129,90010,436
1997-12-31 (YTD Data)Rank
Total interest income$26,013,0001,298
Total interest expense$14,420,0001,126
Net interest income$11,593,0001,486
Provision for loan and lease losses$1,318,000799
Total noninterest income$2,699,0001,387
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$2,699,000906
Total noninterest expense$12,269,0001,089
Salaries and employee benefits$4,862,0001,355
Premises and equipment expense$2,252,000890
Additional noninterest expense$5,155,000942
Pre-tax net operating income$705,0006,956
Securities gains (losses)$-1,078,00010,898
Applicable income taxes$87,0008,619
Income before extraordinary items$-460,00010,743
Extraordinary gains, net$044
Net income$-460,00010,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,696
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$618,0006,204
1996-12-31 (YTD Data)Rank
Total interest income$22,496,0001,504
Total interest expense$12,624,0001,278
Net interest income$9,872,0001,796
Provision for loan and lease losses$178,0003,741
Total noninterest income$1,477,0002,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,477,0001,399
Total noninterest expense$11,538,0001,247
Salaries and employee benefits$4,355,0001,531
Premises and equipment expense$2,051,0001,032
Additional noninterest expense$5,132,0001,112
Pre-tax net operating income$-367,00011,174
Securities gains (losses)$37,0001,547
Applicable income taxes$-231,00011,285
Income before extraordinary items$-99,00010,998
Extraordinary gains, net$053
Net income$-99,00010,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,737
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-122,68010,986
1995-12-31 (YTD Data)Rank
Total interest income$23,577,0001,460
Total interest expense$13,699,0001,212
Net interest income$9,878,0001,809
Provision for loan and lease losses$-119,00011,748
Total noninterest income$1,058,0002,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,058,0001,740
Total noninterest expense$9,345,0001,518
Salaries and employee benefits$3,739,0001,772
Premises and equipment expense$1,655,0001,257
Additional noninterest expense$3,951,0001,351
Pre-tax net operating income$1,710,0004,012
Securities gains (losses)$-37,00010,982
Applicable income taxes$656,0003,413
Income before extraordinary items$1,017,0004,531
Extraordinary gains, net$065
Net income$1,017,0004,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0001,391
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,040,6804,433
1994-12-31 (YTD Data)Rank
Total interest income$17,242,0001,786
Total interest expense$9,744,0001,341
Net interest income$7,498,0002,413
Provision for loan and lease losses$59,0005,840
Total noninterest income$1,325,0002,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,325,0001,514
Total noninterest expense$7,369,0001,944
Salaries and employee benefits$3,119,0002,123
Premises and equipment expense$1,262,0001,640
Additional noninterest expense$2,988,0001,811
Pre-tax net operating income$1,395,0004,681
Securities gains (losses)$261,000420
Applicable income taxes$735,0002,987
Income before extraordinary items$921,0004,813
Extraordinary gains, net$0249
Net income$921,0004,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,348
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$19,732,00066
Net operating income$753,9605,660
1993-12-31 (YTD Data)Rank
Total interest income$17,850,0001,753
Total interest expense$11,131,0001,224
Net interest income$6,719,0002,684
Provision for loan and lease losses$924,0001,374
Total noninterest income$921,0003,567
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$921,0002,157
Total noninterest expense$7,354,0002,000
Salaries and employee benefits$2,980,0002,232
Premises and equipment expense$1,222,0001,717
Additional noninterest expense$3,152,0001,842
Pre-tax net operating income$-638,00012,894
Securities gains (losses)$868,000597
Applicable income taxes$-128,00012,984
Income before extraordinary items$358,0008,850
Extraordinary gains, net$03,149
Net income$358,0009,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$718,0001,420
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-510,00012,841
1992-12-31 (YTD Data)Rank
Total interest income$21,927,0001,635
Total interest expense$14,144,0001,248
Net interest income$7,783,0002,320
Provision for loan and lease losses$28,00010,112
Total noninterest income$1,028,0003,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,028,0001,960
Total noninterest expense$6,759,0002,180
Salaries and employee benefits$2,642,0002,442
Premises and equipment expense$1,362,0001,563
Additional noninterest expense$2,755,0002,143
Pre-tax net operating income$2,024,0003,073
Securities gains (losses)$08,369
Applicable income taxes$958,0002,190
Income before extraordinary items$1,066,0004,264
Extraordinary gains, net$01,422
Net income$1,066,0004,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0004,196
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,066,0003,943

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.