Carteret Federal Savings Bank of New Jersey, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$151,637,000303
Total interest expense$95,676,000227
Net interest income$55,961,000405
Provision for loan and lease losses$18,600,000117
Total noninterest income$21,799,000361
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$21,799,000259
Total noninterest expense$72,890,000306
Salaries and employee benefits$31,650,000288
Premises and equipment expense$12,489,000243
Additional noninterest expense$28,751,000347
Pre-tax net operating income$-13,730,00012,615
Securities gains (losses)$-21,040,00012,592
Applicable income taxes$-1,720,00012,547
Income before extraordinary items$-33,050,00012,594
Extraordinary gains, net$0249
Net income$-33,050,00012,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,408,00079
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-13,062,00012,578
1993-12-31 (YTD Data)Rank
Total interest income$213,006,000224
Total interest expense$136,353,000148
Net interest income$76,653,000310
Provision for loan and lease losses$131,598,00019
Total noninterest income$25,427,000334
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$25,427,000224
Total noninterest expense$87,224,000269
Salaries and employee benefits$28,430,000306
Premises and equipment expense$15,986,000198
Additional noninterest expense$42,808,000270
Pre-tax net operating income$-116,742,00013,317
Securities gains (losses)$7,256,000113
Applicable income taxes$-2,449,00013,229
Income before extraordinary items$-107,037,00013,278
Extraordinary gains, net$03,149
Net income$-107,037,00013,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,820,00035
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-114,147,88013,278
1992-12-31 (YTD Data)Rank
Total interest income$21,004,0001,687
Total interest expense$14,863,0001,199
Net interest income$6,141,0002,971
Provision for loan and lease losses$13,000,000300
Total noninterest income$5,795,000880
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$5,795,000607
Total noninterest expense$15,752,0001,031
Salaries and employee benefits$2,604,0002,480
Premises and equipment expense$1,452,0001,478
Additional noninterest expense$11,696,000684
Pre-tax net operating income$-16,816,00013,909
Securities gains (losses)$6,182,000169
Applicable income taxes$-126,00013,605
Income before extraordinary items$-10,508,00013,859
Extraordinary gains, net$01,422
Net income$-10,508,00013,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,712,000788
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$-236,755,00013,933
Net operating income$-16,628,18013,875

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.