Home > Carter County Bank of Elizabethton, Tennessee > Income and Expense
Carter County Bank of Elizabethton, Tennessee, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,665,000 | 2,415 |
| Total interest expense | $1,971,000 | 2,162 |
| Net interest income | $8,694,000 | 2,465 |
| Provision for loan and lease losses | $700,000 | 2,253 |
| Total noninterest income | $2,056,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,329,000 | 1,074 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $727,000 | 2,835 |
| Total noninterest expense | $9,586,000 | 1,999 |
| Salaries and employee benefits | $4,622,000 | 2,162 |
| Premises and equipment expense | $784,000 | 2,786 |
| Additional noninterest expense | $4,180,000 | 1,618 |
| Pre-tax net operating income | $464,000 | 4,997 |
| Securities gains (losses) | $454,000 | 1,009 |
| Applicable income taxes | $43,000 | 3,946 |
| Income before extraordinary items | $875,000 | 4,142 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $875,000 | 4,142 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $875,000 | 4,144 |
| Net charge-offs | $1,637,000 | 1,338 |
| Cash dividends | $1,228,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $443,700 | 4,881 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,108,000 | 2,431 |
| Total interest expense | $1,561,000 | 2,146 |
| Net interest income | $6,547,000 | 2,495 |
| Provision for loan and lease losses | $650,000 | 1,939 |
| Total noninterest income | $1,527,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $987,000 | 1,087 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $540,000 | 2,829 |
| Total noninterest expense | $6,783,000 | 2,121 |
| Salaries and employee benefits | $3,090,000 | 2,386 |
| Premises and equipment expense | $580,000 | 2,849 |
| Additional noninterest expense | $3,113,000 | 1,614 |
| Pre-tax net operating income | $641,000 | 4,357 |
| Securities gains (losses) | $454,000 | 804 |
| Applicable income taxes | $53,000 | 3,761 |
| Income before extraordinary items | $1,042,000 | 3,353 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,042,000 | 3,354 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,042,000 | 3,355 |
| Net charge-offs | $374,000 | 2,544 |
| Cash dividends | $914,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $610,700 | 4,162 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 2,415 |
| Total interest expense | $1,088,000 | 2,129 |
| Net interest income | $4,416,000 | 2,470 |
| Provision for loan and lease losses | $650,000 | 1,485 |
| Total noninterest income | $1,026,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $652,000 | 1,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $374,000 | 2,733 |
| Total noninterest expense | $4,482,000 | 2,147 |
| Salaries and employee benefits | $1,908,000 | 2,585 |
| Premises and equipment expense | $390,000 | 2,830 |
| Additional noninterest expense | $2,184,000 | 1,552 |
| Pre-tax net operating income | $310,000 | 4,793 |
| Securities gains (losses) | $454,000 | 609 |
| Applicable income taxes | $37,000 | 3,716 |
| Income before extraordinary items | $727,000 | 3,258 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $727,000 | 3,256 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $727,000 | 3,258 |
| Net charge-offs | $347,000 | 2,162 |
| Cash dividends | $596,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $295,700 | 4,646 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 2,413 |
| Total interest expense | $559,000 | 2,149 |
| Net interest income | $2,231,000 | 2,449 |
| Provision for loan and lease losses | $475,000 | 1,100 |
| Total noninterest income | $503,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $322,000 | 1,083 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,790 |
| Total noninterest expense | $1,935,000 | 2,441 |
| Salaries and employee benefits | $944,000 | 2,620 |
| Premises and equipment expense | $193,000 | 2,858 |
| Additional noninterest expense | $798,000 | 2,038 |
| Pre-tax net operating income | $324,000 | 3,695 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $309,000 | 3,591 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $309,000 | 3,594 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $309,000 | 3,594 |
| Net charge-offs | $256,000 | 1,629 |
| Cash dividends | $318,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $309,000 | 3,422 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 2,306 |
| Total interest expense | $2,659,000 | 2,168 |
| Net interest income | $9,412,000 | 2,325 |
| Provision for loan and lease losses | $1,575,000 | 1,831 |
| Total noninterest income | $2,079,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,393,000 | 1,060 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $686,000 | 2,664 |
| Total noninterest expense | $8,835,000 | 2,163 |
| Salaries and employee benefits | $3,698,000 | 2,601 |
| Premises and equipment expense | $799,000 | 2,927 |
| Additional noninterest expense | $4,338,000 | 1,572 |
| Pre-tax net operating income | $1,081,000 | 3,569 |
| Securities gains (losses) | $907,000 | 481 |
| Applicable income taxes | $100,000 | 3,378 |
| Income before extraordinary items | $1,888,000 | 2,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,888,000 | 2,368 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,888,000 | 2,369 |
| Net charge-offs | $1,783,000 | 1,670 |
| Cash dividends | $1,053,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,026,350 | 3,394 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,209,000 | 2,295 |
| Total interest expense | $2,064,000 | 2,186 |
| Net interest income | $7,145,000 | 2,302 |
| Provision for loan and lease losses | $1,225,000 | 1,730 |
| Total noninterest income | $1,606,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,060,000 | 1,050 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $546,000 | 2,570 |
| Total noninterest expense | $6,525,000 | 2,193 |
| Salaries and employee benefits | $2,811,000 | 2,559 |
| Premises and equipment expense | $595,000 | 2,958 |
| Additional noninterest expense | $3,119,000 | 1,637 |
| Pre-tax net operating income | $1,001,000 | 3,315 |
| Securities gains (losses) | $589,000 | 570 |
| Applicable income taxes | $81,000 | 3,357 |
| Income before extraordinary items | $1,509,000 | 2,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,509,000 | 2,306 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,509,000 | 2,307 |
| Net charge-offs | $917,000 | 1,990 |
| Cash dividends | $734,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $949,450 | 3,065 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,184,000 | 2,302 |
| Total interest expense | $1,423,000 | 2,206 |
| Net interest income | $4,761,000 | 2,305 |
| Provision for loan and lease losses | $525,000 | 2,246 |
| Total noninterest income | $1,047,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $708,000 | 1,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $339,000 | 2,705 |
| Total noninterest expense | $4,650,000 | 2,076 |
| Salaries and employee benefits | $1,872,000 | 2,570 |
| Premises and equipment expense | $405,000 | 2,941 |
| Additional noninterest expense | $2,373,000 | 1,475 |
| Pre-tax net operating income | $633,000 | 3,364 |
| Securities gains (losses) | $278,000 | 572 |
| Applicable income taxes | $46,000 | 3,414 |
| Income before extraordinary items | $865,000 | 2,538 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $865,000 | 2,538 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $865,000 | 2,538 |
| Net charge-offs | $606,000 | 1,943 |
| Cash dividends | $385,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $600,900 | 3,104 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 2,331 |
| Total interest expense | $735,000 | 2,214 |
| Net interest income | $2,344,000 | 2,331 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $484,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $347,000 | 1,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,061 |
| Total noninterest expense | $2,687,000 | 1,832 |
| Salaries and employee benefits | $928,000 | 2,613 |
| Premises and equipment expense | $204,000 | 2,935 |
| Additional noninterest expense | $1,555,000 | 1,150 |
| Pre-tax net operating income | $141,000 | 4,727 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $135,000 | 4,611 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $135,000 | 4,611 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $135,000 | 4,612 |
| Net charge-offs | $-18,000 | 7,169 |
| Cash dividends | $318,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $135,000 | 4,552 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,648,000 | 2,215 |
| Total interest expense | $3,759,000 | 2,107 |
| Net interest income | $9,889,000 | 2,220 |
| Provision for loan and lease losses | $2,200,000 | 1,952 |
| Total noninterest income | $2,285,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,607,000 | 944 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $678,000 | 2,737 |
| Total noninterest expense | $7,697,000 | 2,518 |
| Salaries and employee benefits | $3,684,000 | 2,611 |
| Premises and equipment expense | $784,000 | 3,022 |
| Additional noninterest expense | $3,229,000 | 2,155 |
| Pre-tax net operating income | $2,277,000 | 2,027 |
| Securities gains (losses) | $466,000 | 942 |
| Applicable income taxes | $143,000 | 2,969 |
| Income before extraordinary items | $2,600,000 | 1,586 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,600,000 | 1,586 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,600,000 | 1,588 |
| Net charge-offs | $1,806,000 | 1,980 |
| Cash dividends | $1,256,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,157,300 | 1,822 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,435,000 | 2,225 |
| Total interest expense | $2,957,000 | 2,099 |
| Net interest income | $7,478,000 | 2,225 |
| Provision for loan and lease losses | $1,715,000 | 1,825 |
| Total noninterest income | $1,712,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,232,000 | 956 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $480,000 | 2,822 |
| Total noninterest expense | $5,872,000 | 2,467 |
| Salaries and employee benefits | $2,795,000 | 2,589 |
| Premises and equipment expense | $594,000 | 3,051 |
| Additional noninterest expense | $2,483,000 | 2,074 |
| Pre-tax net operating income | $1,603,000 | 2,255 |
| Securities gains (losses) | $466,000 | 787 |
| Applicable income taxes | $108,000 | 3,068 |
| Income before extraordinary items | $1,961,000 | 1,677 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,961,000 | 1,681 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,961,000 | 1,681 |
| Net charge-offs | $469,000 | 3,175 |
| Cash dividends | $938,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,518,300 | 2,026 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,062,000 | 2,213 |
| Total interest expense | $2,069,000 | 2,087 |
| Net interest income | $4,993,000 | 2,222 |
| Provision for loan and lease losses | $1,120,000 | 1,825 |
| Total noninterest income | $1,167,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $835,000 | 949 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $332,000 | 2,690 |
| Total noninterest expense | $3,971,000 | 2,446 |
| Salaries and employee benefits | $1,871,000 | 2,581 |
| Premises and equipment expense | $383,000 | 3,155 |
| Additional noninterest expense | $1,717,000 | 2,007 |
| Pre-tax net operating income | $1,069,000 | 2,254 |
| Securities gains (losses) | $330,000 | 660 |
| Applicable income taxes | $73,000 | 3,042 |
| Income before extraordinary items | $1,326,000 | 1,653 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,326,000 | 1,652 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,326,000 | 1,653 |
| Net charge-offs | $304,000 | 3,031 |
| Cash dividends | $620,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,012,500 | 2,017 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 2,251 |
| Total interest expense | $1,074,000 | 2,117 |
| Net interest income | $2,489,000 | 2,250 |
| Provision for loan and lease losses | $655,000 | 1,539 |
| Total noninterest income | $535,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $385,000 | 1,031 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $150,000 | 2,840 |
| Total noninterest expense | $1,974,000 | 2,474 |
| Salaries and employee benefits | $924,000 | 2,653 |
| Premises and equipment expense | $210,000 | 3,012 |
| Additional noninterest expense | $840,000 | 2,024 |
| Pre-tax net operating income | $395,000 | 2,862 |
| Securities gains (losses) | $19,000 | 1,545 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $393,000 | 2,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $393,000 | 2,580 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $393,000 | 2,584 |
| Net charge-offs | $230,000 | 2,283 |
| Cash dividends | $318,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $374,950 | 2,571 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,951,000 | 2,227 |
| Total interest expense | $4,792,000 | 2,353 |
| Net interest income | $10,159,000 | 2,154 |
| Provision for loan and lease losses | $1,586,000 | 2,810 |
| Total noninterest income | $2,529,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,908,000 | 909 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $621,000 | 2,849 |
| Total noninterest expense | $8,279,000 | 2,387 |
| Salaries and employee benefits | $3,747,000 | 2,598 |
| Premises and equipment expense | $795,000 | 3,141 |
| Additional noninterest expense | $3,737,000 | 1,960 |
| Pre-tax net operating income | $2,823,000 | 1,419 |
| Securities gains (losses) | $-40,000 | 7,146 |
| Applicable income taxes | $146,000 | 2,625 |
| Income before extraordinary items | $2,637,000 | 1,271 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,637,000 | 1,271 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,637,000 | 1,270 |
| Net charge-offs | $1,165,000 | 2,689 |
| Cash dividends | $2,019,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,675,000 | 1,232 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,274,000 | 2,252 |
| Total interest expense | $3,637,000 | 2,426 |
| Net interest income | $7,637,000 | 2,149 |
| Provision for loan and lease losses | $971,000 | 2,827 |
| Total noninterest income | $1,901,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,435,000 | 900 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $466,000 | 2,931 |
| Total noninterest expense | $6,402,000 | 2,315 |
| Salaries and employee benefits | $2,866,000 | 2,573 |
| Premises and equipment expense | $603,000 | 3,150 |
| Additional noninterest expense | $2,933,000 | 1,819 |
| Pre-tax net operating income | $2,165,000 | 1,499 |
| Securities gains (losses) | $-40,000 | 7,354 |
| Applicable income taxes | $112,000 | 2,790 |
| Income before extraordinary items | $2,013,000 | 1,325 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,013,000 | 1,324 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,013,000 | 1,326 |
| Net charge-offs | $511,000 | 3,016 |
| Cash dividends | $1,701,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,051,000 | 1,283 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,540,000 | 2,287 |
| Total interest expense | $2,428,000 | 2,521 |
| Net interest income | $5,112,000 | 2,133 |
| Provision for loan and lease losses | $630,000 | 2,630 |
| Total noninterest income | $1,205,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $930,000 | 914 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $275,000 | 3,135 |
| Total noninterest expense | $4,194,000 | 2,383 |
| Salaries and employee benefits | $1,999,000 | 2,514 |
| Premises and equipment expense | $407,000 | 3,131 |
| Additional noninterest expense | $1,788,000 | 1,997 |
| Pre-tax net operating income | $1,493,000 | 1,530 |
| Securities gains (losses) | $-40,000 | 7,580 |
| Applicable income taxes | $77,000 | 2,829 |
| Income before extraordinary items | $1,376,000 | 1,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,376,000 | 1,375 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,376,000 | 1,377 |
| Net charge-offs | $133,000 | 3,913 |
| Cash dividends | $1,335,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,414,000 | 1,294 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 2,289 |
| Total interest expense | $1,216,000 | 2,597 |
| Net interest income | $2,605,000 | 2,102 |
| Provision for loan and lease losses | $315,000 | 2,243 |
| Total noninterest income | $583,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $448,000 | 912 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $1,981,000 | 2,444 |
| Salaries and employee benefits | $1,029,000 | 2,490 |
| Premises and equipment expense | $211,000 | 3,099 |
| Additional noninterest expense | $741,000 | 2,118 |
| Pre-tax net operating income | $892,000 | 1,450 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $54,000 | 2,811 |
| Income before extraordinary items | $838,000 | 1,310 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $838,000 | 1,312 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $838,000 | 1,312 |
| Net charge-offs | $125,000 | 2,620 |
| Cash dividends | $684,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $838,000 | 1,239 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,355,000 | 2,294 |
| Total interest expense | $6,089,000 | 2,487 |
| Net interest income | $10,266,000 | 2,166 |
| Provision for loan and lease losses | $1,060,000 | 2,615 |
| Total noninterest income | $2,754,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,984,000 | 889 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $770,000 | 2,494 |
| Total noninterest expense | $7,444,000 | 2,545 |
| Salaries and employee benefits | $3,877,000 | 2,578 |
| Premises and equipment expense | $868,000 | 2,969 |
| Additional noninterest expense | $2,699,000 | 2,209 |
| Pre-tax net operating income | $4,516,000 | 1,207 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $242,000 | 2,637 |
| Income before extraordinary items | $4,274,000 | 957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,274,000 | 957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 3,301 |
| Cash dividends | $3,101,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,274,000 | 1,031 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,344,000 | 2,334 |
| Total interest expense | $4,685,000 | 2,517 |
| Net interest income | $7,659,000 | 2,191 |
| Provision for loan and lease losses | $545,000 | 2,614 |
| Total noninterest income | $2,079,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,485,000 | 892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $594,000 | 2,547 |
| Total noninterest expense | $5,752,000 | 2,456 |
| Salaries and employee benefits | $3,116,000 | 2,447 |
| Premises and equipment expense | $650,000 | 2,992 |
| Additional noninterest expense | $1,986,000 | 2,180 |
| Pre-tax net operating income | $3,441,000 | 1,422 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $184,000 | 3,005 |
| Income before extraordinary items | $3,257,000 | 1,125 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,257,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,092 |
| Cash dividends | $2,385,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,257,000 | 1,209 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 2,371 |
| Total interest expense | $3,249,000 | 2,520 |
| Net interest income | $4,944,000 | 2,241 |
| Provision for loan and lease losses | $330,000 | 2,398 |
| Total noninterest income | $1,376,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $985,000 | 888 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $391,000 | 2,625 |
| Total noninterest expense | $3,779,000 | 2,503 |
| Salaries and employee benefits | $2,058,000 | 2,506 |
| Premises and equipment expense | $423,000 | 3,065 |
| Additional noninterest expense | $1,298,000 | 2,182 |
| Pre-tax net operating income | $2,211,000 | 1,539 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $118,000 | 3,291 |
| Income before extraordinary items | $2,093,000 | 1,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,093,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $1,590,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,093,000 | 1,286 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 2,393 |
| Total interest expense | $1,721,000 | 2,541 |
| Net interest income | $2,472,000 | 2,237 |
| Provision for loan and lease losses | $165,000 | 2,024 |
| Total noninterest income | $684,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $468,000 | 925 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $216,000 | 2,463 |
| Total noninterest expense | $1,888,000 | 2,502 |
| Salaries and employee benefits | $1,041,000 | 2,496 |
| Premises and equipment expense | $202,000 | 3,203 |
| Additional noninterest expense | $645,000 | 2,168 |
| Pre-tax net operating income | $1,103,000 | 1,632 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $59,000 | 3,384 |
| Income before extraordinary items | $1,044,000 | 1,434 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,044,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $795,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,044,000 | 1,389 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,901,000 | 2,432 |
| Total interest expense | $7,128,000 | 2,576 |
| Net interest income | $9,773,000 | 2,289 |
| Provision for loan and lease losses | $885,000 | 1,562 |
| Total noninterest income | $2,830,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,919,000 | 931 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $911,000 | 2,363 |
| Total noninterest expense | $7,082,000 | 2,559 |
| Salaries and employee benefits | $3,693,000 | 2,674 |
| Premises and equipment expense | $852,000 | 2,930 |
| Additional noninterest expense | $2,537,000 | 2,154 |
| Pre-tax net operating income | $4,636,000 | 1,750 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $248,000 | 3,630 |
| Income before extraordinary items | $4,388,000 | 1,461 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,388,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,257,000 | 855 |
| Cash dividends | $3,339,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,388,000 | 1,446 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,548,000 | 2,451 |
| Total interest expense | $5,286,000 | 2,598 |
| Net interest income | $7,262,000 | 2,321 |
| Provision for loan and lease losses | $405,000 | 1,836 |
| Total noninterest income | $2,113,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,423,000 | 927 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $690,000 | 2,345 |
| Total noninterest expense | $5,530,000 | 2,445 |
| Salaries and employee benefits | $2,931,000 | 2,536 |
| Premises and equipment expense | $646,000 | 2,885 |
| Additional noninterest expense | $1,953,000 | 2,061 |
| Pre-tax net operating income | $3,440,000 | 1,873 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $184,000 | 3,813 |
| Income before extraordinary items | $3,256,000 | 1,556 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,256,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,678 |
| Cash dividends | $2,465,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,256,000 | 1,548 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,194,000 | 2,510 |
| Total interest expense | $3,406,000 | 2,686 |
| Net interest income | $4,788,000 | 2,367 |
| Provision for loan and lease losses | $270,000 | 1,691 |
| Total noninterest income | $1,444,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $938,000 | 950 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $506,000 | 2,227 |
| Total noninterest expense | $3,687,000 | 2,472 |
| Salaries and employee benefits | $1,943,000 | 2,588 |
| Premises and equipment expense | $437,000 | 2,880 |
| Additional noninterest expense | $1,307,000 | 2,063 |
| Pre-tax net operating income | $2,275,000 | 1,943 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $122,000 | 3,901 |
| Income before extraordinary items | $2,153,000 | 1,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,153,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,291 |
| Cash dividends | $1,670,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,153,000 | 1,600 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 2,543 |
| Total interest expense | $1,653,000 | 2,739 |
| Net interest income | $2,380,000 | 2,384 |
| Provision for loan and lease losses | $135,000 | 1,618 |
| Total noninterest income | $688,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $447,000 | 962 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $241,000 | 2,270 |
| Total noninterest expense | $1,861,000 | 2,456 |
| Salaries and employee benefits | $998,000 | 2,558 |
| Premises and equipment expense | $221,000 | 2,869 |
| Additional noninterest expense | $642,000 | 2,048 |
| Pre-tax net operating income | $1,072,000 | 2,044 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $63,000 | 3,846 |
| Income before extraordinary items | $1,009,000 | 1,705 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,009,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $875,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,009,000 | 1,693 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,889,000 | 2,568 |
| Total interest expense | $5,625,000 | 2,743 |
| Net interest income | $9,264,000 | 2,452 |
| Provision for loan and lease losses | $359,000 | 2,481 |
| Total noninterest income | $2,595,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,802,000 | 985 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $793,000 | 2,588 |
| Total noninterest expense | $7,122,000 | 2,482 |
| Salaries and employee benefits | $3,738,000 | 2,598 |
| Premises and equipment expense | $878,000 | 2,767 |
| Additional noninterest expense | $2,506,000 | 2,103 |
| Pre-tax net operating income | $4,378,000 | 2,093 |
| Securities gains (losses) | $-51,000 | 7,950 |
| Applicable income taxes | $218,000 | 4,201 |
| Income before extraordinary items | $4,109,000 | 1,745 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,109,000 | 1,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,385 |
| Cash dividends | $3,069,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,157,450 | 1,717 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,771,000 | 2,634 |
| Total interest expense | $3,938,000 | 2,816 |
| Net interest income | $6,833,000 | 2,511 |
| Provision for loan and lease losses | $249,000 | 2,464 |
| Total noninterest income | $1,926,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,337,000 | 997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $589,000 | 2,601 |
| Total noninterest expense | $5,300,000 | 2,483 |
| Salaries and employee benefits | $2,781,000 | 2,618 |
| Premises and equipment expense | $676,000 | 2,723 |
| Additional noninterest expense | $1,843,000 | 2,116 |
| Pre-tax net operating income | $3,210,000 | 2,208 |
| Securities gains (losses) | $-51,000 | 8,182 |
| Applicable income taxes | $150,000 | 4,479 |
| Income before extraordinary items | $3,009,000 | 1,828 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,009,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,067 |
| Cash dividends | $2,162,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,057,450 | 1,780 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 2,690 |
| Total interest expense | $2,460,000 | 2,855 |
| Net interest income | $4,417,000 | 2,589 |
| Provision for loan and lease losses | $159,000 | 2,501 |
| Total noninterest income | $1,263,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $874,000 | 1,007 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $389,000 | 2,601 |
| Total noninterest expense | $3,531,000 | 2,503 |
| Salaries and employee benefits | $1,829,000 | 2,645 |
| Premises and equipment expense | $465,000 | 2,641 |
| Additional noninterest expense | $1,237,000 | 2,111 |
| Pre-tax net operating income | $1,990,000 | 2,319 |
| Securities gains (losses) | $-51,000 | 8,369 |
| Applicable income taxes | $77,000 | 4,811 |
| Income before extraordinary items | $1,862,000 | 1,960 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,862,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,631 |
| Cash dividends | $1,479,000 | 1,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,910,960 | 1,897 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 2,723 |
| Total interest expense | $1,157,000 | 2,889 |
| Net interest income | $2,162,000 | 2,618 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $646,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $409,000 | 1,041 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $237,000 | 2,260 |
| Total noninterest expense | $1,759,000 | 2,522 |
| Salaries and employee benefits | $927,000 | 2,622 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $608,000 | 2,130 |
| Pre-tax net operating income | $979,000 | 2,313 |
| Securities gains (losses) | $-51,000 | 8,572 |
| Applicable income taxes | $62,000 | 4,220 |
| Income before extraordinary items | $866,000 | 2,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $866,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $795,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $913,430 | 1,924 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,239,000 | 2,664 |
| Total interest expense | $3,554,000 | 2,904 |
| Net interest income | $8,685,000 | 2,510 |
| Provision for loan and lease losses | $438,000 | 2,123 |
| Total noninterest income | $2,620,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,739,000 | 1,010 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $881,000 | 2,398 |
| Total noninterest expense | $6,705,000 | 2,483 |
| Salaries and employee benefits | $3,502,000 | 2,600 |
| Premises and equipment expense | $830,000 | 2,800 |
| Additional noninterest expense | $2,373,000 | 2,118 |
| Pre-tax net operating income | $4,162,000 | 2,158 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $273,000 | 4,248 |
| Income before extraordinary items | $3,889,000 | 1,779 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,889,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,600 |
| Cash dividends | $2,401,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,889,000 | 1,754 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 2,656 |
| Total interest expense | $2,510,000 | 2,920 |
| Net interest income | $6,474,000 | 2,505 |
| Provision for loan and lease losses | $353,000 | 1,922 |
| Total noninterest income | $1,967,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,302,000 | 1,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $665,000 | 2,395 |
| Total noninterest expense | $5,005,000 | 2,472 |
| Salaries and employee benefits | $2,613,000 | 2,566 |
| Premises and equipment expense | $604,000 | 2,869 |
| Additional noninterest expense | $1,788,000 | 2,081 |
| Pre-tax net operating income | $3,083,000 | 2,183 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $205,000 | 4,378 |
| Income before extraordinary items | $2,878,000 | 1,818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,878,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,280 |
| Cash dividends | $1,606,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,878,000 | 1,784 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 2,637 |
| Total interest expense | $1,584,000 | 2,927 |
| Net interest income | $4,318,000 | 2,479 |
| Provision for loan and lease losses | $255,000 | 1,746 |
| Total noninterest income | $1,317,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $862,000 | 993 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $455,000 | 2,329 |
| Total noninterest expense | $3,348,000 | 2,443 |
| Salaries and employee benefits | $1,738,000 | 2,559 |
| Premises and equipment expense | $399,000 | 2,853 |
| Additional noninterest expense | $1,211,000 | 2,032 |
| Pre-tax net operating income | $2,032,000 | 2,159 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $140,000 | 4,359 |
| Income before extraordinary items | $1,892,000 | 1,800 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,892,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,175 |
| Cash dividends | $731,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,892,000 | 1,765 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 2,617 |
| Total interest expense | $761,000 | 2,922 |
| Net interest income | $2,177,000 | 2,451 |
| Provision for loan and lease losses | $128,000 | 1,656 |
| Total noninterest income | $640,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $417,000 | 991 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $223,000 | 2,319 |
| Total noninterest expense | $1,640,000 | 2,498 |
| Salaries and employee benefits | $848,000 | 2,634 |
| Premises and equipment expense | $192,000 | 2,982 |
| Additional noninterest expense | $600,000 | 2,047 |
| Pre-tax net operating income | $1,049,000 | 2,075 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $73,000 | 4,232 |
| Income before extraordinary items | $976,000 | 1,722 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $976,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,641 |
| Cash dividends | $731,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $976,000 | 1,689 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,649,000 | 2,661 |
| Total interest expense | $2,399,000 | 3,141 |
| Net interest income | $8,250,000 | 2,478 |
| Provision for loan and lease losses | $382,000 | 2,450 |
| Total noninterest income | $2,245,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,545,000 | 1,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $700,000 | 2,707 |
| Total noninterest expense | $6,407,000 | 2,495 |
| Salaries and employee benefits | $3,251,000 | 2,646 |
| Premises and equipment expense | $706,000 | 3,109 |
| Additional noninterest expense | $2,450,000 | 1,996 |
| Pre-tax net operating income | $3,706,000 | 2,180 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $201,000 | 4,745 |
| Income before extraordinary items | $3,505,000 | 1,809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,505,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,639 |
| Cash dividends | $2,833,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,505,000 | 1,766 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,800,000 | 2,699 |
| Total interest expense | $1,690,000 | 3,262 |
| Net interest income | $6,110,000 | 2,475 |
| Provision for loan and lease losses | $262,000 | 2,506 |
| Total noninterest income | $1,650,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,139,000 | 1,172 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $511,000 | 2,761 |
| Total noninterest expense | $4,761,000 | 2,487 |
| Salaries and employee benefits | $2,386,000 | 2,675 |
| Premises and equipment expense | $503,000 | 3,240 |
| Additional noninterest expense | $1,872,000 | 1,921 |
| Pre-tax net operating income | $2,737,000 | 2,226 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $148,000 | 4,870 |
| Income before extraordinary items | $2,589,000 | 1,845 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,589,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,479 |
| Cash dividends | $2,121,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,589,000 | 1,803 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 2,771 |
| Total interest expense | $1,066,000 | 3,409 |
| Net interest income | $3,971,000 | 2,502 |
| Provision for loan and lease losses | $140,000 | 2,884 |
| Total noninterest income | $1,026,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $720,000 | 1,228 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $306,000 | 2,954 |
| Total noninterest expense | $3,062,000 | 2,567 |
| Salaries and employee benefits | $1,545,000 | 2,758 |
| Premises and equipment expense | $307,000 | 3,486 |
| Additional noninterest expense | $1,210,000 | 1,978 |
| Pre-tax net operating income | $1,795,000 | 2,235 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $98,000 | 4,866 |
| Income before extraordinary items | $1,697,000 | 1,853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,697,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,224 |
| Cash dividends | $1,439,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,697,000 | 1,800 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 2,826 |
| Total interest expense | $527,000 | 3,476 |
| Net interest income | $1,944,000 | 2,547 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $474,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $323,000 | 1,326 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $151,000 | 2,933 |
| Total noninterest expense | $1,465,000 | 2,690 |
| Salaries and employee benefits | $713,000 | 2,981 |
| Premises and equipment expense | $167,000 | 3,286 |
| Additional noninterest expense | $585,000 | 2,022 |
| Pre-tax net operating income | $893,000 | 2,214 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $844,000 | 1,854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $844,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $763,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $844,000 | 1,768 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,413,000 | 2,711 |
| Total interest expense | $2,510,000 | 3,324 |
| Net interest income | $7,903,000 | 2,455 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,946,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,420,000 | 1,224 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $526,000 | 3,495 |
| Total noninterest expense | $5,586,000 | 2,778 |
| Salaries and employee benefits | $2,683,000 | 3,070 |
| Premises and equipment expense | $661,000 | 3,234 |
| Additional noninterest expense | $2,242,000 | 2,151 |
| Pre-tax net operating income | $4,023,000 | 1,962 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $165,000 | 5,169 |
| Income before extraordinary items | $3,858,000 | 1,613 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,858,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,698 |
| Cash dividends | $3,005,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,858,000 | 1,546 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,928,000 | 2,714 |
| Total interest expense | $1,970,000 | 3,324 |
| Net interest income | $5,958,000 | 2,459 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $1,439,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,059,000 | 1,239 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $380,000 | 3,624 |
| Total noninterest expense | $4,263,000 | 2,736 |
| Salaries and employee benefits | $2,002,000 | 3,090 |
| Premises and equipment expense | $485,000 | 3,296 |
| Additional noninterest expense | $1,776,000 | 2,018 |
| Pre-tax net operating income | $3,019,000 | 2,035 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $112,000 | 5,453 |
| Income before extraordinary items | $2,907,000 | 1,654 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,907,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,410 |
| Cash dividends | $2,242,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,907,000 | 1,572 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 2,700 |
| Total interest expense | $1,392,000 | 3,268 |
| Net interest income | $3,980,000 | 2,446 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $971,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $708,000 | 1,221 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $263,000 | 3,534 |
| Total noninterest expense | $2,875,000 | 2,704 |
| Salaries and employee benefits | $1,348,000 | 3,056 |
| Premises and equipment expense | $326,000 | 3,270 |
| Additional noninterest expense | $1,201,000 | 1,990 |
| Pre-tax net operating income | $2,026,000 | 2,014 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $86,000 | 5,320 |
| Income before extraordinary items | $1,940,000 | 1,672 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,940,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,623 |
| Cash dividends | $1,479,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,940,000 | 1,561 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 2,659 |
| Total interest expense | $734,000 | 3,184 |
| Net interest income | $2,023,000 | 2,398 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $454,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $336,000 | 1,244 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 3,632 |
| Total noninterest expense | $1,432,000 | 2,700 |
| Salaries and employee benefits | $659,000 | 3,110 |
| Premises and equipment expense | $161,000 | 3,292 |
| Additional noninterest expense | $612,000 | 1,919 |
| Pre-tax net operating income | $1,031,000 | 1,979 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $61,000 | 4,805 |
| Income before extraordinary items | $970,000 | 1,657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $970,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $716,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $970,000 | 1,555 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 2,516 |
| Total interest expense | $3,649,000 | 2,983 |
| Net interest income | $8,623,000 | 2,245 |
| Provision for loan and lease losses | $826,000 | 1,582 |
| Total noninterest income | $2,079,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,439,000 | 1,125 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $640,000 | 2,861 |
| Total noninterest expense | $5,592,000 | 2,648 |
| Salaries and employee benefits | $2,556,000 | 3,061 |
| Premises and equipment expense | $759,000 | 2,793 |
| Additional noninterest expense | $2,277,000 | 2,029 |
| Pre-tax net operating income | $4,284,000 | 1,875 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $282,000 | 4,545 |
| Income before extraordinary items | $4,002,000 | 1,530 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,002,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,247 |
| Cash dividends | $3,721,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,002,000 | 1,485 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,608,000 | 2,512 |
| Total interest expense | $6,245,000 | 2,560 |
| Net interest income | $7,363,000 | 2,433 |
| Provision for loan and lease losses | $515,000 | 2,145 |
| Total noninterest income | $1,513,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,104,000 | 1,359 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $409,000 | 3,478 |
| Total noninterest expense | $5,265,000 | 2,690 |
| Salaries and employee benefits | $2,176,000 | 3,346 |
| Premises and equipment expense | $758,000 | 2,765 |
| Additional noninterest expense | $2,331,000 | 1,937 |
| Pre-tax net operating income | $3,096,000 | 2,196 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $189,000 | 5,130 |
| Income before extraordinary items | $2,907,000 | 1,807 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,907,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,491 |
| Cash dividends | $2,531,000 | 1,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,907,000 | 1,740 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,544,000 | 2,572 |
| Total interest expense | $6,175,000 | 2,709 |
| Net interest income | $7,369,000 | 2,407 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,392,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $824,000 | 1,684 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $568,000 | 2,720 |
| Total noninterest expense | $4,801,000 | 2,824 |
| Salaries and employee benefits | $2,147,000 | 3,272 |
| Premises and equipment expense | $754,000 | 2,712 |
| Additional noninterest expense | $1,900,000 | 2,272 |
| Pre-tax net operating income | $3,660,000 | 1,993 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $223,000 | 5,199 |
| Income before extraordinary items | $3,436,000 | 1,529 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,436,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,771 |
| Cash dividends | $2,616,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,436,940 | 1,520 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,279,000 | 2,652 |
| Total interest expense | $5,138,000 | 2,843 |
| Net interest income | $7,141,000 | 2,472 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $1,282,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $851,000 | 1,547 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $431,000 | 3,246 |
| Total noninterest expense | $4,525,000 | 2,972 |
| Salaries and employee benefits | $1,984,000 | 3,466 |
| Premises and equipment expense | $713,000 | 2,827 |
| Additional noninterest expense | $1,828,000 | 2,385 |
| Pre-tax net operating income | $3,478,000 | 2,110 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $212,000 | 5,584 |
| Income before extraordinary items | $3,274,000 | 1,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,274,000 | 1,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,146 |
| Cash dividends | $2,707,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,266,480 | 1,602 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,443,000 | 2,622 |
| Total interest expense | $5,465,000 | 2,762 |
| Net interest income | $6,978,000 | 2,430 |
| Provision for loan and lease losses | $339,000 | 2,372 |
| Total noninterest income | $1,161,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $758,000 | 1,675 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $403,000 | 3,426 |
| Total noninterest expense | $4,581,000 | 2,826 |
| Salaries and employee benefits | $1,961,000 | 3,406 |
| Premises and equipment expense | $711,000 | 2,729 |
| Additional noninterest expense | $1,909,000 | 2,195 |
| Pre-tax net operating income | $3,219,000 | 2,223 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $196,000 | 6,239 |
| Income before extraordinary items | $3,023,000 | 1,734 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,023,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,437 |
| Cash dividends | $3,183,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,023,000 | 1,663 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,581,000 | 2,833 |
| Total interest expense | $4,978,000 | 2,992 |
| Net interest income | $6,603,000 | 2,634 |
| Provision for loan and lease losses | $447,000 | 1,939 |
| Total noninterest income | $1,246,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $741,000 | 1,749 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $505,000 | 2,804 |
| Total noninterest expense | $4,315,000 | 2,947 |
| Salaries and employee benefits | $1,836,000 | 3,569 |
| Premises and equipment expense | $735,000 | 2,620 |
| Additional noninterest expense | $1,744,000 | 2,372 |
| Pre-tax net operating income | $3,087,000 | 2,425 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $2,895,000 | 1,831 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,895,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,298 |
| Cash dividends | $2,018,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,897,820 | 1,786 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,921,000 | 3,009 |
| Total interest expense | $4,591,000 | 3,260 |
| Net interest income | $6,330,000 | 2,790 |
| Provision for loan and lease losses | $290,000 | 2,650 |
| Total noninterest income | $1,175,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $766,000 | 1,755 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $409,000 | 3,364 |
| Total noninterest expense | $4,364,000 | 3,101 |
| Salaries and employee benefits | $1,870,000 | 3,545 |
| Premises and equipment expense | $733,000 | 2,668 |
| Additional noninterest expense | $1,761,000 | 2,752 |
| Pre-tax net operating income | $2,851,000 | 2,476 |
| Securities gains (losses) | $55,000 | 1,274 |
| Applicable income taxes | $1,081,000 | 2,182 |
| Income before extraordinary items | $1,825,000 | 2,668 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,825,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,815 |
| Cash dividends | $747,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,789,800 | 2,668 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,229,000 | 3,220 |
| Total interest expense | $4,380,000 | 3,393 |
| Net interest income | $5,849,000 | 3,039 |
| Provision for loan and lease losses | $146,000 | 3,710 |
| Total noninterest income | $1,096,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $720,000 | 1,879 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $376,000 | 3,449 |
| Total noninterest expense | $4,309,000 | 3,111 |
| Salaries and employee benefits | $1,783,000 | 3,678 |
| Premises and equipment expense | $676,000 | 2,905 |
| Additional noninterest expense | $1,850,000 | 2,576 |
| Pre-tax net operating income | $2,490,000 | 2,859 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $872,000 | 2,678 |
| Income before extraordinary items | $1,610,000 | 3,043 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,610,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,418 |
| Cash dividends | $842,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,615,200 | 3,009 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,285,000 | 3,247 |
| Total interest expense | $3,419,000 | 3,516 |
| Net interest income | $5,866,000 | 3,060 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $952,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $637,000 | 2,119 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $315,000 | 3,948 |
| Total noninterest expense | $4,544,000 | 3,030 |
| Salaries and employee benefits | $2,010,000 | 3,267 |
| Premises and equipment expense | $648,000 | 3,042 |
| Additional noninterest expense | $1,886,000 | 2,709 |
| Pre-tax net operating income | $2,144,000 | 3,231 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $745,000 | 2,953 |
| Income before extraordinary items | $1,402,000 | 3,366 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,402,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,966 |
| Cash dividends | $636,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,400,050 | 3,394 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,461,000 | 3,269 |
| Total interest expense | $3,755,000 | 3,356 |
| Net interest income | $5,706,000 | 3,175 |
| Provision for loan and lease losses | $252,000 | 3,363 |
| Total noninterest income | $1,034,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $741,000 | 1,849 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $293,000 | 4,529 |
| Total noninterest expense | $4,425,000 | 3,172 |
| Salaries and employee benefits | $1,947,000 | 3,366 |
| Premises and equipment expense | $608,000 | 3,286 |
| Additional noninterest expense | $1,870,000 | 2,891 |
| Pre-tax net operating income | $2,063,000 | 3,215 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $702,000 | 3,110 |
| Income before extraordinary items | $1,364,000 | 3,547 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,364,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,689 |
| Cash dividends | $527,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $-322,000 | 13,226 |
| Net operating income | $1,362,020 | 3,355 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,448,000 | 3,345 |
| Total interest expense | $4,550,000 | 3,608 |
| Net interest income | $5,898,000 | 3,106 |
| Provision for loan and lease losses | $590,000 | 2,668 |
| Total noninterest income | $1,014,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $709,000 | 1,904 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $305,000 | 4,373 |
| Total noninterest expense | $4,206,000 | 3,345 |
| Salaries and employee benefits | $1,825,000 | 3,504 |
| Premises and equipment expense | $607,000 | 3,317 |
| Additional noninterest expense | $1,774,000 | 3,093 |
| Pre-tax net operating income | $2,116,000 | 2,944 |
| Securities gains (losses) | $-140,000 | 13,824 |
| Applicable income taxes | $518,000 | 3,883 |
| Income before extraordinary items | $1,458,000 | 3,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,458,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 3,300 |
| Cash dividends | $490,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,561,600 | 2,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.