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Carrollton Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$156,931,000	364
Total interest expense	$63,986,000	328
Net interest income	$92,945,000	389
Provision for loan and lease losses	$5,149,000	324
Total noninterest income	$11,677,000	668
Gross Fiduciary activities income	$88,000	735
Service charges on deposit accounts	$939,000	1,045
Trading account gains and fees	$0	123
Additional Noninterest Income	$10,650,000	515
Total noninterest expense	$70,593,000	420
Salaries and employee benefits	$41,636,000	386
Premises and equipment expense	$11,053,000	277
Additional noninterest expense	$10,650,000	515
Pre-tax net operating income	$28,880,000	524
Securities gains (losses)	$84,000	289
Applicable income taxes	$-2,838,000	4,572
Income before extraordinary items	$31,802,000	403
Extraordinary gains, net	$0	54
Net income	$31,802,000	408
Minority interest net income	$0	88
Net income of bank and minority interests.	$31,802,000	405
Net charge-offs	$597,000	691
Cash dividends	$17,100,000	329
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$31,718,000	418
2023-09-30 (YTD Data)		Rank
Total interest income	$114,096,000	369
Total interest expense	$45,340,000	326
Net interest income	$68,756,000	401
Provision for loan and lease losses	$4,264,000	292
Total noninterest income	$9,123,000	659
Gross Fiduciary activities income	$67,000	726
Service charges on deposit accounts	$761,000	985
Trading account gains and fees	$0	125
Additional Noninterest Income	$8,295,000	509
Total noninterest expense	$52,515,000	417
Salaries and employee benefits	$31,249,000	387
Premises and equipment expense	$7,670,000	295
Additional noninterest expense	$8,295,000	509
Pre-tax net operating income	$21,100,000	542
Securities gains (losses)	$-13,000	3,535
Applicable income taxes	$-3,006,000	4,610
Income before extraordinary items	$24,093,000	421
Extraordinary gains, net	$0	52
Net income	$24,093,000	425
Minority interest net income	$0	81
Net income of bank and minority interests.	$24,093,000	421
Net charge-offs	$530,000	558
Cash dividends	$11,650,000	340
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$24,106,000	429
2023-06-30 (YTD Data)		Rank
Total interest income	$73,087,000	363
Total interest expense	$27,732,000	311
Net interest income	$45,355,000	404
Provision for loan and lease losses	$2,829,000	291
Total noninterest income	$6,056,000	652
Gross Fiduciary activities income	$49,000	718
Service charges on deposit accounts	$498,000	983
Trading account gains and fees	$0	112
Additional Noninterest Income	$5,509,000	498
Total noninterest expense	$34,095,000	417
Salaries and employee benefits	$20,494,000	390
Premises and equipment expense	$4,759,000	303
Additional noninterest expense	$5,509,000	498
Pre-tax net operating income	$14,487,000	528
Securities gains (losses)	$33,000	345
Applicable income taxes	$717,000	1,245
Income before extraordinary items	$13,803,000	470
Extraordinary gains, net	$0	51
Net income	$13,803,000	476
Minority interest net income	$0	81
Net income of bank and minority interests.	$13,803,000	469
Net charge-offs	$-243,000	4,557
Cash dividends	$7,950,000	325
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$13,771,650	475
2023-03-31 (YTD Data)		Rank
Total interest income	$34,624,000	380
Total interest expense	$11,745,000	325
Net interest income	$22,879,000	414
Provision for loan and lease losses	$1,743,000	255
Total noninterest income	$3,210,000	617
Gross Fiduciary activities income	$23,000	744
Service charges on deposit accounts	$246,000	1,001
Trading account gains and fees	$0	97
Additional Noninterest Income	$2,941,000	471
Total noninterest expense	$16,549,000	439
Salaries and employee benefits	$10,207,000	401
Premises and equipment expense	$2,151,000	342
Additional noninterest expense	$2,941,000	471
Pre-tax net operating income	$7,797,000	519
Securities gains (losses)	$34,000	331
Applicable income taxes	$454,000	1,101
Income before extraordinary items	$7,377,000	459
Extraordinary gains, net	$0	4
Net income	$7,377,000	459
Minority interest net income	$0	48
Net income of bank and minority interests.	$7,377,000	460
Net charge-offs	$-95,000	4,542
Cash dividends	$3,750,000	323
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$7,345,040	468
2022-12-31 (YTD Data)		Rank
Total interest income	$101,806,000	403
Total interest expense	$19,399,000	271
Net interest income	$82,407,000	440
Provision for loan and lease losses	$66,000	2,426
Total noninterest income	$13,383,000	633
Gross Fiduciary activities income	$126,000	736
Service charges on deposit accounts	$938,000	1,064
Trading account gains and fees	$0	116
Additional Noninterest Income	$12,319,000	479
Total noninterest expense	$63,504,000	442
Salaries and employee benefits	$39,133,000	399
Premises and equipment expense	$7,041,000	412
Additional noninterest expense	$12,319,000	479
Pre-tax net operating income	$32,220,000	537
Securities gains (losses)	$-215,000	4,128
Applicable income taxes	$299,000	2,416
Income before extraordinary items	$31,706,000	443
Extraordinary gains, net	$0	5
Net income	$31,706,000	443
Minority interest net income	$0	63
Net income of bank and minority interests.	$31,706,000	444
Net charge-offs	$692,000	505
Cash dividends	$11,750,000	419
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$31,918,850	445
2022-09-30 (YTD Data)		Rank
Total interest income	$68,999,000	424
Total interest expense	$10,440,000	257
Net interest income	$58,559,000	456
Provision for loan and lease losses	$51,000	2,228
Total noninterest income	$10,467,000	625
Gross Fiduciary activities income	$101,000	730
Service charges on deposit accounts	$696,000	1,089
Trading account gains and fees	$0	111
Additional Noninterest Income	$9,670,000	478
Total noninterest expense	$46,488,000	447
Salaries and employee benefits	$29,323,000	393
Premises and equipment expense	$5,112,000	423
Additional noninterest expense	$9,670,000	478
Pre-tax net operating income	$22,487,000	558
Securities gains (losses)	$-241,000	4,383
Applicable income taxes	$155,000	2,631
Income before extraordinary items	$22,091,000	466
Extraordinary gains, net	$0	4
Net income	$22,091,000	466
Minority interest net income	$0	57
Net income of bank and minority interests.	$22,091,000	466
Net charge-offs	$450,000	469
Cash dividends	$11,750,000	315
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$22,329,590	470
2022-06-30 (YTD Data)		Rank
Total interest income	$41,418,000	449
Total interest expense	$5,465,000	243
Net interest income	$35,953,000	477
Provision for loan and lease losses	$38,000	2,027
Total noninterest income	$7,269,000	597
Gross Fiduciary activities income	$72,000	685
Service charges on deposit accounts	$447,000	1,103
Trading account gains and fees	$0	108
Additional Noninterest Income	$6,750,000	485
Total noninterest expense	$31,386,000	436
Salaries and employee benefits	$19,641,000	386
Premises and equipment expense	$3,328,000	420
Additional noninterest expense	$8,417,000	495
Pre-tax net operating income	$11,798,000	632
Securities gains (losses)	$-172,000	4,444
Applicable income taxes	$110,000	2,520
Income before extraordinary items	$11,516,000	545
Extraordinary gains, net	$0	4
Net income	$11,516,000	544
Minority interest net income	$0	60
Net income of bank and minority interests.	$11,516,000	545
Net charge-offs	$445,000	356
Cash dividends	$8,550,000	301
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$11,686,280	545
2022-03-31 (YTD Data)		Rank
Total interest income	$19,957,000	445
Total interest expense	$2,492,000	237
Net interest income	$17,465,000	473
Provision for loan and lease losses	$11,000	1,983
Total noninterest income	$3,766,000	599
Gross Fiduciary activities income	$39,000	686
Service charges on deposit accounts	$215,000	1,127
Trading account gains and fees	$0	103
Additional Noninterest Income	$3,512,000	486
Total noninterest expense	$15,652,000	441
Salaries and employee benefits	$9,915,000	393
Premises and equipment expense	$1,651,000	427
Additional noninterest expense	$4,086,000	498
Pre-tax net operating income	$5,568,000	631
Securities gains (losses)	$-105,000	4,538
Applicable income taxes	$65,000	2,361
Income before extraordinary items	$5,398,000	553
Extraordinary gains, net	$0	4
Net income	$5,398,000	553
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,398,000	553
Net charge-offs	$360,000	273
Cash dividends	$4,900,000	267
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$5,501,950	555
2021-12-31 (YTD Data)		Rank
Total interest income	$90,178,000	398
Total interest expense	$12,120,000	247
Net interest income	$78,058,000	426
Provision for loan and lease losses	$1,944,000	301
Total noninterest income	$21,953,000	489
Gross Fiduciary activities income	$107,000	717
Service charges on deposit accounts	$595,000	1,420
Trading account gains and fees	$0	132
Additional Noninterest Income	$21,251,000	399
Total noninterest expense	$64,599,000	416
Salaries and employee benefits	$41,305,000	375
Premises and equipment expense	$6,419,000	433
Additional noninterest expense	$16,875,000	496
Pre-tax net operating income	$33,468,000	505
Securities gains (losses)	$2,000	1,964
Applicable income taxes	$330,000	2,401
Income before extraordinary items	$33,140,000	449
Extraordinary gains, net	$0	10
Net income	$33,140,000	449
Minority interest net income	$0	74
Net income of bank and minority interests.	$33,140,000	450
Net charge-offs	$191,000	1,041
Cash dividends	$18,300,000	317
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$33,138,020	439
2021-09-30 (YTD Data)		Rank
Total interest income	$68,745,000	399
Total interest expense	$9,456,000	250
Net interest income	$59,289,000	420
Provision for loan and lease losses	$1,940,000	218
Total noninterest income	$16,943,000	490
Gross Fiduciary activities income	$73,000	721
Service charges on deposit accounts	$401,000	1,522
Trading account gains and fees	$0	132
Additional Noninterest Income	$16,469,000	403
Total noninterest expense	$48,837,000	415
Salaries and employee benefits	$31,540,000	368
Premises and equipment expense	$4,755,000	442
Additional noninterest expense	$12,542,000	505
Pre-tax net operating income	$25,455,000	512
Securities gains (losses)	$6,000	1,729
Applicable income taxes	$240,000	2,460
Income before extraordinary items	$25,221,000	448
Extraordinary gains, net	$0	8
Net income	$25,221,000	447
Minority interest net income	$0	69
Net income of bank and minority interests.	$25,221,000	448
Net charge-offs	$-146,000	4,568
Cash dividends	$18,300,000	247
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$25,215,060	441
2021-06-30 (YTD Data)		Rank
Total interest income	$44,184,000	407
Total interest expense	$6,790,000	241
Net interest income	$37,394,000	436
Provision for loan and lease losses	$1,914,000	161
Total noninterest income	$11,186,000	491
Gross Fiduciary activities income	$51,000	723
Service charges on deposit accounts	$236,000	1,618
Trading account gains and fees	$0	133
Additional Noninterest Income	$10,899,000	409
Total noninterest expense	$32,304,000	419
Salaries and employee benefits	$21,629,000	357
Premises and equipment expense	$3,196,000	444
Additional noninterest expense	$7,479,000	532
Pre-tax net operating income	$14,362,000	581
Securities gains (losses)	$-5,000	4,583
Applicable income taxes	$150,000	2,500
Income before extraordinary items	$14,207,000	508
Extraordinary gains, net	$0	6
Net income	$14,207,000	507
Minority interest net income	$0	67
Net income of bank and minority interests.	$14,207,000	508
Net charge-offs	$-68,000	4,457
Cash dividends	$11,800,000	244
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$14,211,950	500
2021-03-31 (YTD Data)		Rank
Total interest income	$21,917,000	407
Total interest expense	$3,136,000	271
Net interest income	$18,781,000	427
Provision for loan and lease losses	$2,019,000	89
Total noninterest income	$6,477,000	451
Gross Fiduciary activities income	$28,000	715
Service charges on deposit accounts	$124,000	1,551
Trading account gains and fees	$0	127
Additional Noninterest Income	$6,325,000	380
Total noninterest expense	$15,536,000	428
Salaries and employee benefits	$10,583,000	366
Premises and equipment expense	$1,609,000	439
Additional noninterest expense	$3,344,000	566
Pre-tax net operating income	$7,703,000	547
Securities gains (losses)	$-6,000	4,631
Applicable income taxes	$60,000	2,596
Income before extraordinary items	$7,637,000	487
Extraordinary gains, net	$0	3
Net income	$7,637,000	487
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,637,000	487
Net charge-offs	$-92,000	4,747
Cash dividends	$7,600,000	191
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$7,642,940	477
2020-12-31 (YTD Data)		Rank
Total interest income	$83,647,000	421
Total interest expense	$15,036,000	350
Net interest income	$68,611,000	432
Provision for loan and lease losses	$11,237,000	319
Total noninterest income	$23,506,000	449
Gross Fiduciary activities income	$125,000	706
Service charges on deposit accounts	$579,000	1,458
Trading account gains and fees	$0	133
Additional Noninterest Income	$22,802,000	369
Total noninterest expense	$57,509,000	447
Salaries and employee benefits	$37,413,000	394
Premises and equipment expense	$5,732,000	467
Additional noninterest expense	$14,364,000	531
Pre-tax net operating income	$23,371,000	523
Securities gains (losses)	$2,642,000	185
Applicable income taxes	$120,000	2,864
Income before extraordinary items	$25,893,000	428
Extraordinary gains, net	$0	4
Net income	$25,893,000	427
Minority interest net income	$0	72
Net income of bank and minority interests.	$25,893,000	428
Net charge-offs	$130,000	1,820
Cash dividends	$11,200,000	417
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$23,251,000	451
2020-09-30 (YTD Data)		Rank
Total interest income	$60,195,000	435
Total interest expense	$11,666,000	364
Net interest income	$48,529,000	450
Provision for loan and lease losses	$6,714,000	408
Total noninterest income	$15,900,000	461
Gross Fiduciary activities income	$84,000	709
Service charges on deposit accounts	$685,000	1,023
Trading account gains and fees	$0	125
Additional Noninterest Income	$15,131,000	381
Total noninterest expense	$41,207,000	458
Salaries and employee benefits	$27,111,000	397
Premises and equipment expense	$4,155,000	470
Additional noninterest expense	$9,941,000	564
Pre-tax net operating income	$16,508,000	517
Securities gains (losses)	$2,637,000	152
Applicable income taxes	$90,000	2,857
Income before extraordinary items	$19,055,000	406
Extraordinary gains, net	$0	4
Net income	$19,055,000	406
Minority interest net income	$0	65
Net income of bank and minority interests.	$19,055,000	406
Net charge-offs	$77,000	1,815
Cash dividends	$11,200,000	331
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$16,418,000	455
2020-06-30 (YTD Data)		Rank
Total interest income	$39,465,000	448
Total interest expense	$8,358,000	377
Net interest income	$31,107,000	473
Provision for loan and lease losses	$3,709,000	492
Total noninterest income	$8,966,000	488
Gross Fiduciary activities income	$59,000	713
Service charges on deposit accounts	$460,000	1,027
Trading account gains and fees	$0	123
Additional Noninterest Income	$8,447,000	394
Total noninterest expense	$26,272,000	463
Salaries and employee benefits	$17,042,000	409
Premises and equipment expense	$2,783,000	476
Additional noninterest expense	$6,447,000	571
Pre-tax net operating income	$10,092,000	508
Securities gains (losses)	$2,183,000	120
Applicable income taxes	$60,000	2,806
Income before extraordinary items	$12,215,000	373
Extraordinary gains, net	$0	4
Net income	$12,215,000	372
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,215,000	373
Net charge-offs	$67,000	1,559
Cash dividends	$7,800,000	319
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$10,032,000	434
2020-03-31 (YTD Data)		Rank
Total interest income	$20,229,000	442
Total interest expense	$5,059,000	349
Net interest income	$15,170,000	482
Provision for loan and lease losses	$457,000	937
Total noninterest income	$4,166,000	483
Gross Fiduciary activities income	$34,000	703
Service charges on deposit accounts	$270,000	1,049
Trading account gains and fees	$0	106
Additional Noninterest Income	$3,862,000	384
Total noninterest expense	$12,432,000	495
Salaries and employee benefits	$8,009,000	431
Premises and equipment expense	$1,360,000	490
Additional noninterest expense	$3,063,000	598
Pre-tax net operating income	$6,447,000	365
Securities gains (losses)	$44,000	885
Applicable income taxes	$30,000	2,699
Income before extraordinary items	$6,461,000	324
Extraordinary gains, net	$0	4
Net income	$6,461,000	323
Minority interest net income	$0	56
Net income of bank and minority interests.	$6,461,000	324
Net charge-offs	$51,000	1,197
Cash dividends	$2,900,000	426
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$6,417,000	320
2019-12-31 (YTD Data)		Rank
Total interest income	$79,520,000	452
Total interest expense	$23,501,000	334
Net interest income	$56,019,000	500
Provision for loan and lease losses	$1,559,000	635
Total noninterest income	$12,008,000	612
Gross Fiduciary activities income	$115,000	728
Service charges on deposit accounts	$1,170,000	1,008
Trading account gains and fees	$0	135
Additional Noninterest Income	$10,723,000	498
Total noninterest expense	$46,197,000	502
Salaries and employee benefits	$29,339,000	441
Premises and equipment expense	$5,092,000	518
Additional noninterest expense	$11,766,000	607
Pre-tax net operating income	$20,271,000	607
Securities gains (losses)	$0	2,379
Applicable income taxes	$120,000	2,936
Income before extraordinary items	$20,151,000	540
Extraordinary gains, net	$0	11
Net income	$20,151,000	540
Minority interest net income	$0	76
Net income of bank and minority interests.	$20,151,000	541
Net charge-offs	$849,000	724
Cash dividends	$8,450,000	539
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$20,151,000	530
2019-09-30 (YTD Data)		Rank
Total interest income	$58,899,000	461
Total interest expense	$17,785,000	339
Net interest income	$41,114,000	508
Provision for loan and lease losses	$1,063,000	655
Total noninterest income	$8,407,000	645
Gross Fiduciary activities income	$83,000	731
Service charges on deposit accounts	$843,000	1,042
Trading account gains and fees	$0	129
Additional Noninterest Income	$7,481,000	519
Total noninterest expense	$34,321,000	506
Salaries and employee benefits	$21,723,000	446
Premises and equipment expense	$3,766,000	527
Additional noninterest expense	$8,832,000	603
Pre-tax net operating income	$14,137,000	644
Securities gains (losses)	$0	2,167
Applicable income taxes	$90,000	2,992
Income before extraordinary items	$14,047,000	575
Extraordinary gains, net	$0	11
Net income	$14,047,000	573
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,047,000	575
Net charge-offs	$707,000	613
Cash dividends	$7,950,000	436
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$14,047,000	566
2019-06-30 (YTD Data)		Rank
Total interest income	$38,182,000	466
Total interest expense	$11,482,000	343
Net interest income	$26,700,000	519
Provision for loan and lease losses	$538,000	817
Total noninterest income	$5,069,000	669
Gross Fiduciary activities income	$59,000	727
Service charges on deposit accounts	$553,000	1,046
Trading account gains and fees	$0	131
Additional Noninterest Income	$4,457,000	553
Total noninterest expense	$22,862,000	505
Salaries and employee benefits	$14,282,000	449
Premises and equipment expense	$2,504,000	531
Additional noninterest expense	$6,076,000	588
Pre-tax net operating income	$8,369,000	687
Securities gains (losses)	$0	1,702
Applicable income taxes	$60,000	2,995
Income before extraordinary items	$8,309,000	606
Extraordinary gains, net	$0	11
Net income	$8,309,000	606
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,309,000	606
Net charge-offs	$283,000	818
Cash dividends	$5,650,000	404
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$8,309,000	596
2019-03-31 (YTD Data)		Rank
Total interest income	$18,456,000	477
Total interest expense	$5,442,000	348
Net interest income	$13,014,000	533
Provision for loan and lease losses	$220,000	884
Total noninterest income	$2,289,000	698
Gross Fiduciary activities income	$33,000	729
Service charges on deposit accounts	$260,000	1,094
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,996,000	566
Total noninterest expense	$11,104,000	517
Salaries and employee benefits	$7,101,000	450
Premises and equipment expense	$1,240,000	537
Additional noninterest expense	$2,763,000	629
Pre-tax net operating income	$3,979,000	692
Securities gains (losses)	$0	1,087
Applicable income taxes	$30,000	2,960
Income before extraordinary items	$3,949,000	621
Extraordinary gains, net	$0	5
Net income	$3,949,000	621
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,949,000	620
Net charge-offs	$60,000	1,122
Cash dividends	$3,350,000	351
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,949,000	604
2018-12-31 (YTD Data)		Rank
Total interest income	$68,138,000	481
Total interest expense	$14,246,000	393
Net interest income	$53,892,000	506
Provision for loan and lease losses	$944,000	933
Total noninterest income	$9,076,000	734
Gross Fiduciary activities income	$158,000	724
Service charges on deposit accounts	$1,249,000	960
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,669,000	617
Total noninterest expense	$40,844,000	547
Salaries and employee benefits	$25,344,000	486
Premises and equipment expense	$4,388,000	579
Additional noninterest expense	$11,112,000	632
Pre-tax net operating income	$21,180,000	572
Securities gains (losses)	$0	1,125
Applicable income taxes	$118,000	3,000
Income before extraordinary items	$21,062,000	490
Extraordinary gains, net	$0	6
Net income	$21,062,000	489
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,062,000	489
Net charge-offs	$-16,000	4,627
Cash dividends	$9,950,000	431
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$21,062,000	487
2018-09-30 (YTD Data)		Rank
Total interest income	$49,828,000	486
Total interest expense	$9,963,000	391
Net interest income	$39,865,000	508
Provision for loan and lease losses	$423,000	1,279
Total noninterest income	$6,550,000	766
Gross Fiduciary activities income	$120,000	719
Service charges on deposit accounts	$883,000	1,009
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,547,000	639
Total noninterest expense	$30,052,000	547
Salaries and employee benefits	$18,686,000	500
Premises and equipment expense	$3,210,000	592
Additional noninterest expense	$8,156,000	630
Pre-tax net operating income	$15,940,000	568
Securities gains (losses)	$0	1,118
Applicable income taxes	$88,000	3,074
Income before extraordinary items	$15,852,000	493
Extraordinary gains, net	$0	5
Net income	$15,852,000	492
Minority interest net income	$0	66
Net income of bank and minority interests.	$15,852,000	492
Net charge-offs	$-130,000	5,169
Cash dividends	$9,950,000	324
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$15,852,000	493
2018-06-30 (YTD Data)		Rank
Total interest income	$32,274,000	490
Total interest expense	$6,183,000	391
Net interest income	$26,091,000	516
Provision for loan and lease losses	$320,000	1,120
Total noninterest income	$4,263,000	780
Gross Fiduciary activities income	$81,000	725
Service charges on deposit accounts	$585,000	1,014
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,597,000	643
Total noninterest expense	$19,610,000	564
Salaries and employee benefits	$12,253,000	511
Premises and equipment expense	$2,105,000	602
Additional noninterest expense	$5,252,000	652
Pre-tax net operating income	$10,424,000	568
Securities gains (losses)	$0	961
Applicable income taxes	$58,000	3,062
Income before extraordinary items	$10,366,000	500
Extraordinary gains, net	$0	6
Net income	$10,366,000	499
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,366,000	499
Net charge-offs	$-92,000	5,180
Cash dividends	$7,300,000	286
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$10,366,000	498
2018-03-31 (YTD Data)		Rank
Total interest income	$15,612,000	505
Total interest expense	$2,871,000	396
Net interest income	$12,741,000	522
Provision for loan and lease losses	$156,000	1,085
Total noninterest income	$2,064,000	772
Gross Fiduciary activities income	$44,000	730
Service charges on deposit accounts	$297,000	1,003
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,723,000	645
Total noninterest expense	$9,482,000	590
Salaries and employee benefits	$5,975,000	523
Premises and equipment expense	$1,045,000	605
Additional noninterest expense	$2,462,000	681
Pre-tax net operating income	$5,167,000	565
Securities gains (losses)	$0	735
Applicable income taxes	$28,000	3,066
Income before extraordinary items	$5,139,000	491
Extraordinary gains, net	$0	7
Net income	$5,139,000	490
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,139,000	491
Net charge-offs	$-67,000	5,308
Cash dividends	$3,700,000	260
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$5,139,000	490
2017-12-31 (YTD Data)		Rank
Total interest income	$58,025,000	501
Total interest expense	$9,406,000	394
Net interest income	$48,619,000	522
Provision for loan and lease losses	$2,526,000	424
Total noninterest income	$8,367,000	779
Gross Fiduciary activities income	$164,000	735
Service charges on deposit accounts	$832,000	1,373
Trading account gains and fees	$0	151
Additional Noninterest Income	$7,371,000	638
Total noninterest expense	$35,809,000	611
Salaries and employee benefits	$22,120,000	541
Premises and equipment expense	$3,728,000	674
Additional noninterest expense	$9,961,000	682
Pre-tax net operating income	$18,651,000	578
Securities gains (losses)	$21,000	1,311
Applicable income taxes	$70,000	3,424
Income before extraordinary items	$18,602,000	425
Extraordinary gains, net	$0	9
Net income	$18,602,000	425
Minority interest net income	$0	76
Net income of bank and minority interests.	$18,602,000	425
Net charge-offs	$444,000	1,171
Cash dividends	$8,175,000	438
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$18,581,000	422
2017-09-30 (YTD Data)		Rank
Total interest income	$42,511,000	513
Total interest expense	$6,891,000	390
Net interest income	$35,620,000	537
Provision for loan and lease losses	$2,120,000	377
Total noninterest income	$6,075,000	815
Gross Fiduciary activities income	$121,000	736
Service charges on deposit accounts	$612,000	1,401
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,342,000	662
Total noninterest expense	$26,519,000	620
Salaries and employee benefits	$16,366,000	554
Premises and equipment expense	$2,769,000	687
Additional noninterest expense	$7,384,000	688
Pre-tax net operating income	$13,056,000	623
Securities gains (losses)	$21,000	1,300
Applicable income taxes	$52,000	3,451
Income before extraordinary items	$13,025,000	497
Extraordinary gains, net	$0	9
Net income	$13,025,000	495
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,025,000	497
Net charge-offs	$-230,000	5,521
Cash dividends	$7,675,000	352
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$13,004,000	493
2017-06-30 (YTD Data)		Rank
Total interest income	$27,478,000	519
Total interest expense	$4,466,000	385
Net interest income	$23,012,000	544
Provision for loan and lease losses	$2,005,000	278
Total noninterest income	$4,149,000	789
Gross Fiduciary activities income	$83,000	737
Service charges on deposit accounts	$404,000	1,401
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,662,000	642
Total noninterest expense	$17,635,000	623
Salaries and employee benefits	$10,945,000	557
Premises and equipment expense	$1,824,000	694
Additional noninterest expense	$4,866,000	700
Pre-tax net operating income	$7,521,000	679
Securities gains (losses)	$21,000	972
Applicable income taxes	$34,000	3,471
Income before extraordinary items	$7,508,000	559
Extraordinary gains, net	$0	11
Net income	$7,508,000	558
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,508,000	559
Net charge-offs	$-174,000	5,558
Cash dividends	$4,575,000	390
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$7,487,000	552
2017-03-31 (YTD Data)		Rank
Total interest income	$13,141,000	541
Total interest expense	$2,164,000	380
Net interest income	$10,977,000	564
Provision for loan and lease losses	$1,025,000	263
Total noninterest income	$1,791,000	872
Gross Fiduciary activities income	$45,000	741
Service charges on deposit accounts	$204,000	1,394
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,542,000	708
Total noninterest expense	$8,638,000	641
Salaries and employee benefits	$5,406,000	576
Premises and equipment expense	$905,000	710
Additional noninterest expense	$2,327,000	715
Pre-tax net operating income	$3,105,000	780
Securities gains (losses)	$2,000	951
Applicable income taxes	$16,000	3,449
Income before extraordinary items	$3,091,000	637
Extraordinary gains, net	$0	8
Net income	$3,091,000	637
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,091,000	637
Net charge-offs	$-5,000	4,686
Cash dividends	$625,000	1,035
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,089,020	626
2016-12-31 (YTD Data)		Rank
Total interest income	$46,654,000	574
Total interest expense	$7,873,000	378
Net interest income	$38,781,000	619
Provision for loan and lease losses	$2,515,000	439
Total noninterest income	$6,179,000	994
Gross Fiduciary activities income	$114,000	798
Service charges on deposit accounts	$799,000	1,442
Trading account gains and fees	$0	170
Additional Noninterest Income	$5,266,000	812
Total noninterest expense	$29,688,000	725
Salaries and employee benefits	$18,002,000	657
Premises and equipment expense	$3,262,000	760
Additional noninterest expense	$8,424,000	785
Pre-tax net operating income	$12,757,000	748
Securities gains (losses)	$400,000	533
Applicable income taxes	$64,000	3,513
Income before extraordinary items	$13,093,000	590
Extraordinary gains, net	$0	5
Net income	$13,093,000	589
Minority interest net income	$0	82
Net income of bank and minority interests.	$13,093,000	589
Net charge-offs	$7,000	3,950
Cash dividends	$5,600,000	603
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$12,693,000	600
2016-09-30 (YTD Data)		Rank
Total interest income	$34,222,000	585
Total interest expense	$5,758,000	383
Net interest income	$28,464,000	630
Provision for loan and lease losses	$1,584,000	491
Total noninterest income	$4,229,000	1,046
Gross Fiduciary activities income	$80,000	797
Service charges on deposit accounts	$580,000	1,477
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,569,000	860
Total noninterest expense	$21,399,000	747
Salaries and employee benefits	$12,890,000	691
Premises and equipment expense	$2,441,000	766
Additional noninterest expense	$6,068,000	826
Pre-tax net operating income	$9,710,000	731
Securities gains (losses)	$400,000	492
Applicable income taxes	$49,000	3,579
Income before extraordinary items	$10,061,000	585
Extraordinary gains, net	$0	5
Net income	$10,061,000	585
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,061,000	585
Net charge-offs	$15,000	3,287
Cash dividends	$5,600,000	460
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$9,661,000	590
2016-06-30 (YTD Data)		Rank
Total interest income	$22,212,000	606
Total interest expense	$3,715,000	395
Net interest income	$18,497,000	645
Provision for loan and lease losses	$1,055,000	488
Total noninterest income	$2,420,000	1,158
Gross Fiduciary activities income	$55,000	801
Service charges on deposit accounts	$377,000	1,503
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,988,000	967
Total noninterest expense	$13,776,000	772
Salaries and employee benefits	$8,416,000	708
Premises and equipment expense	$1,570,000	795
Additional noninterest expense	$3,790,000	870
Pre-tax net operating income	$6,086,000	766
Securities gains (losses)	$400,000	337
Applicable income taxes	$34,000	3,578
Income before extraordinary items	$6,452,000	593
Extraordinary gains, net	$0	16
Net income	$6,452,000	592
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,452,000	592
Net charge-offs	$44,000	2,244
Cash dividends	$4,100,000	434
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$6,056,000	621
2016-03-31 (YTD Data)		Rank
Total interest income	$10,883,000	617
Total interest expense	$1,785,000	407
Net interest income	$9,098,000	657
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,148,000	1,179
Gross Fiduciary activities income	$26,000	814
Service charges on deposit accounts	$186,000	1,515
Trading account gains and fees	$0	142
Additional Noninterest Income	$936,000	981
Total noninterest expense	$6,498,000	812
Salaries and employee benefits	$4,017,000	741
Premises and equipment expense	$750,000	841
Additional noninterest expense	$1,731,000	944
Pre-tax net operating income	$3,748,000	622
Securities gains (losses)	$247,000	252
Applicable income taxes	$19,000	3,504
Income before extraordinary items	$3,976,000	471
Extraordinary gains, net	$0	12
Net income	$3,976,000	469
Minority interest net income	$0	62
Net income of bank and minority interests.	$3,976,000	471
Net charge-offs	$-19,000	5,448
Cash dividends	$2,100,000	409
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,729,000	493
2015-12-31 (YTD Data)		Rank
Total interest income	$40,967,000	624
Total interest expense	$7,034,000	392
Net interest income	$33,933,000	673
Provision for loan and lease losses	$1,007,000	818
Total noninterest income	$5,755,000	1,024
Gross Fiduciary activities income	$130,000	799
Service charges on deposit accounts	$840,000	1,418
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,785,000	844
Total noninterest expense	$24,698,000	835
Salaries and employee benefits	$14,870,000	770
Premises and equipment expense	$2,919,000	848
Additional noninterest expense	$6,909,000	954
Pre-tax net operating income	$13,983,000	649
Securities gains (losses)	$176,000	812
Applicable income taxes	$92,000	3,359
Income before extraordinary items	$14,067,000	529
Extraordinary gains, net	$0	23
Net income	$14,067,000	529
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,067,000	530
Net charge-offs	$-545,000	6,020
Cash dividends	$7,675,000	470
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$13,892,760	523
2015-09-30 (YTD Data)		Rank
Total interest income	$30,285,000	637
Total interest expense	$5,258,000	391
Net interest income	$25,027,000	688
Provision for loan and lease losses	$3,000	4,186
Total noninterest income	$4,293,000	1,033
Gross Fiduciary activities income	$92,000	800
Service charges on deposit accounts	$621,000	1,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,580,000	850
Total noninterest expense	$18,173,000	864
Salaries and employee benefits	$11,082,000	787
Premises and equipment expense	$2,150,000	872
Additional noninterest expense	$4,941,000	999
Pre-tax net operating income	$11,144,000	645
Securities gains (losses)	$4,000	2,687
Applicable income taxes	$70,000	3,464
Income before extraordinary items	$11,078,000	512
Extraordinary gains, net	$0	21
Net income	$11,078,000	509
Minority interest net income	$0	78
Net income of bank and minority interests.	$11,078,000	512
Net charge-offs	$-686,000	6,155
Cash dividends	$7,675,000	344
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$11,074,040	501
2015-06-30 (YTD Data)		Rank
Total interest income	$19,956,000	646
Total interest expense	$3,497,000	389
Net interest income	$16,459,000	698
Provision for loan and lease losses	$2,000	4,009
Total noninterest income	$2,966,000	1,013
Gross Fiduciary activities income	$60,000	817
Service charges on deposit accounts	$407,000	1,447
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,499,000	823
Total noninterest expense	$11,990,000	878
Salaries and employee benefits	$7,353,000	795
Premises and equipment expense	$1,399,000	889
Additional noninterest expense	$3,238,000	1,017
Pre-tax net operating income	$7,433,000	643
Securities gains (losses)	$4,000	2,295
Applicable income taxes	$47,000	3,479
Income before extraordinary items	$7,390,000	511
Extraordinary gains, net	$0	22
Net income	$7,390,000	508
Minority interest net income	$0	75
Net income of bank and minority interests.	$7,390,000	511
Net charge-offs	$-461,000	6,208
Cash dividends	$5,450,000	332
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$7,386,040	496
2015-03-31 (YTD Data)		Rank
Total interest income	$9,876,000	646
Total interest expense	$1,769,000	387
Net interest income	$8,107,000	705
Provision for loan and lease losses	$1,000	3,650
Total noninterest income	$1,426,000	1,010
Gross Fiduciary activities income	$30,000	822
Service charges on deposit accounts	$197,000	1,464
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,199,000	812
Total noninterest expense	$5,918,000	885
Salaries and employee benefits	$3,663,000	804
Premises and equipment expense	$697,000	903
Additional noninterest expense	$1,558,000	1,040
Pre-tax net operating income	$3,614,000	640
Securities gains (losses)	$6,000	1,607
Applicable income taxes	$24,000	3,446
Income before extraordinary items	$3,596,000	517
Extraordinary gains, net	$0	13
Net income	$3,596,000	517
Minority interest net income	$0	64
Net income of bank and minority interests.	$3,596,000	517
Net charge-offs	$-551,000	6,357
Cash dividends	$2,950,000	273
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$3,590,060	506
2014-12-31 (YTD Data)		Rank
Total interest income	$39,865,000	623
Total interest expense	$6,740,000	416
Net interest income	$33,125,000	667
Provision for loan and lease losses	$491,000	1,486
Total noninterest income	$4,613,000	1,165
Gross Fiduciary activities income	$121,000	827
Service charges on deposit accounts	$894,000	1,436
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,598,000	971
Total noninterest expense	$23,432,000	860
Salaries and employee benefits	$14,179,000	782
Premises and equipment expense	$2,736,000	890
Additional noninterest expense	$6,517,000	1,009
Pre-tax net operating income	$13,815,000	615
Securities gains (losses)	$119,000	1,133
Applicable income taxes	$100,000	3,398
Income before extraordinary items	$13,834,000	498
Extraordinary gains, net	$0	17
Net income	$13,834,000	496
Minority interest net income	$0	84
Net income of bank and minority interests.	$13,834,000	497
Net charge-offs	$-194,000	6,244
Cash dividends	$8,100,000	400
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$13,716,190	490
2014-09-30 (YTD Data)		Rank
Total interest income	$29,700,000	629
Total interest expense	$4,923,000	433
Net interest income	$24,777,000	663
Provision for loan and lease losses	$263,000	1,766
Total noninterest income	$3,431,000	1,164
Gross Fiduciary activities income	$84,000	836
Service charges on deposit accounts	$670,000	1,446
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,677,000	989
Total noninterest expense	$17,413,000	864
Salaries and employee benefits	$10,471,000	793
Premises and equipment expense	$2,109,000	882
Additional noninterest expense	$4,833,000	1,015
Pre-tax net operating income	$10,532,000	608
Securities gains (losses)	$101,000	989
Applicable income taxes	$76,000	3,443
Income before extraordinary items	$10,557,000	485
Extraordinary gains, net	$0	15
Net income	$10,557,000	483
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,557,000	485
Net charge-offs	$-169,000	6,313
Cash dividends	$8,100,000	297
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$10,457,010	477
2014-06-30 (YTD Data)		Rank
Total interest income	$19,600,000	630
Total interest expense	$3,275,000	429
Net interest income	$16,325,000	674
Provision for loan and lease losses	$111,000	2,252
Total noninterest income	$2,289,000	1,155
Gross Fiduciary activities income	$55,000	851
Service charges on deposit accounts	$437,000	1,457
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,797,000	973
Total noninterest expense	$11,476,000	875
Salaries and employee benefits	$6,975,000	783
Premises and equipment expense	$1,374,000	902
Additional noninterest expense	$3,127,000	1,038
Pre-tax net operating income	$7,027,000	606
Securities gains (losses)	$96,000	814
Applicable income taxes	$52,000	3,421
Income before extraordinary items	$7,071,000	478
Extraordinary gains, net	$0	20
Net income	$7,071,000	477
Minority interest net income	$0	80
Net income of bank and minority interests.	$7,071,000	478
Net charge-offs	$-3,000	5,301
Cash dividends	$6,000,000	257
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$6,975,960	475
2014-03-31 (YTD Data)		Rank
Total interest income	$9,755,000	636
Total interest expense	$1,643,000	432
Net interest income	$8,112,000	674
Provision for loan and lease losses	$6,000	3,525
Total noninterest income	$1,121,000	1,141
Gross Fiduciary activities income	$24,000	874
Service charges on deposit accounts	$214,000	1,460
Trading account gains and fees	$0	147
Additional Noninterest Income	$883,000	933
Total noninterest expense	$5,529,000	911
Salaries and employee benefits	$3,491,000	798
Premises and equipment expense	$664,000	954
Additional noninterest expense	$1,374,000	1,165
Pre-tax net operating income	$3,698,000	558
Securities gains (losses)	$16,000	1,027
Applicable income taxes	$28,000	3,328
Income before extraordinary items	$3,686,000	447
Extraordinary gains, net	$0	16
Net income	$3,686,000	446
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,686,000	447
Net charge-offs	$1,000	3,492
Cash dividends	$3,350,000	219
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$3,670,160	435
2013-12-31 (YTD Data)		Rank
Total interest income	$39,218,000	629
Total interest expense	$7,149,000	443
Net interest income	$32,069,000	662
Provision for loan and lease losses	$2,712,000	477
Total noninterest income	$5,558,000	1,043
Gross Fiduciary activities income	$126,000	840
Service charges on deposit accounts	$852,000	1,562
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,580,000	865
Total noninterest expense	$22,076,000	921
Salaries and employee benefits	$13,121,000	823
Premises and equipment expense	$2,621,000	921
Additional noninterest expense	$6,334,000	1,066
Pre-tax net operating income	$12,839,000	615
Securities gains (losses)	$243,000	794
Applicable income taxes	$120,000	3,304
Income before extraordinary items	$12,962,000	522
Extraordinary gains, net	$0	29
Net income	$12,962,000	522
Minority interest net income	$0	90
Net income of bank and minority interests.	$12,962,000	523
Net charge-offs	$1,243,000	1,066
Cash dividends	$6,800,000	447
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$12,721,430	519
2013-09-30 (YTD Data)		Rank
Total interest income	$29,043,000	633
Total interest expense	$5,428,000	448
Net interest income	$23,615,000	672
Provision for loan and lease losses	$1,906,000	515
Total noninterest income	$4,182,000	1,076
Gross Fiduciary activities income	$70,000	868
Service charges on deposit accounts	$632,000	1,584
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,480,000	879
Total noninterest expense	$16,474,000	930
Salaries and employee benefits	$9,772,000	833
Premises and equipment expense	$1,967,000	920
Additional noninterest expense	$4,735,000	1,066
Pre-tax net operating income	$9,417,000	642
Securities gains (losses)	$189,000	847
Applicable income taxes	$90,000	3,377
Income before extraordinary items	$9,516,000	544
Extraordinary gains, net	$0	25
Net income	$9,516,000	542
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,516,000	546
Net charge-offs	$927,000	1,056
Cash dividends	$6,800,000	336
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$9,328,890	543
2013-06-30 (YTD Data)		Rank
Total interest income	$19,230,000	636
Total interest expense	$3,658,000	451
Net interest income	$15,572,000	678
Provision for loan and lease losses	$1,144,000	616
Total noninterest income	$3,028,000	1,010
Gross Fiduciary activities income	$48,000	879
Service charges on deposit accounts	$411,000	1,597
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,569,000	823
Total noninterest expense	$10,850,000	932
Salaries and employee benefits	$6,537,000	835
Premises and equipment expense	$1,271,000	956
Additional noninterest expense	$3,042,000	1,111
Pre-tax net operating income	$6,606,000	601
Securities gains (losses)	$125,000	970
Applicable income taxes	$60,000	3,392
Income before extraordinary items	$6,671,000	512
Extraordinary gains, net	$0	22
Net income	$6,671,000	511
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,671,000	514
Net charge-offs	$635,000	1,058
Cash dividends	$4,900,000	313
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$6,547,250	503
2013-03-31 (YTD Data)		Rank
Total interest income	$9,641,000	645
Total interest expense	$1,826,000	469
Net interest income	$7,815,000	677
Provision for loan and lease losses	$749,000	517
Total noninterest income	$1,601,000	979
Gross Fiduciary activities income	$24,000	890
Service charges on deposit accounts	$200,000	1,619
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,377,000	786
Total noninterest expense	$5,317,000	965
Salaries and employee benefits	$3,265,000	842
Premises and equipment expense	$633,000	977
Additional noninterest expense	$1,419,000	1,162
Pre-tax net operating income	$3,350,000	594
Securities gains (losses)	$107,000	656
Applicable income taxes	$30,000	3,355
Income before extraordinary items	$3,427,000	485
Extraordinary gains, net	$0	10
Net income	$3,427,000	485
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,427,000	486
Net charge-offs	$642,000	653
Cash dividends	$2,100,000	289
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$3,321,070	484
2012-12-31 (YTD Data)		Rank
Total interest income	$40,044,000	654
Total interest expense	$8,381,000	497
Net interest income	$31,663,000	678
Provision for loan and lease losses	$3,223,000	725
Total noninterest income	$5,906,000	1,019
Gross Fiduciary activities income	$124,000	854
Service charges on deposit accounts	$840,000	1,626
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,942,000	822
Total noninterest expense	$20,664,000	968
Salaries and employee benefits	$12,142,000	861
Premises and equipment expense	$2,437,000	975
Additional noninterest expense	$6,085,000	1,144
Pre-tax net operating income	$13,682,000	564
Securities gains (losses)	$482,000	970
Applicable income taxes	$170,000	3,125
Income before extraordinary items	$13,994,000	473
Extraordinary gains, net	$0	29
Net income	$13,994,000	468
Minority interest net income	$0	93
Net income of bank and minority interests.	$13,994,000	473
Net charge-offs	$712,000	2,211
Cash dividends	$6,796,000	439
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$13,516,820	482
2012-09-30 (YTD Data)		Rank
Total interest income	$29,961,000	660
Total interest expense	$6,415,000	507
Net interest income	$23,546,000	690
Provision for loan and lease losses	$1,515,000	1,071
Total noninterest income	$3,753,000	1,142
Gross Fiduciary activities income	$82,000	867
Service charges on deposit accounts	$631,000	1,647
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,040,000	932
Total noninterest expense	$15,366,000	979
Salaries and employee benefits	$9,012,000	869
Premises and equipment expense	$1,816,000	987
Additional noninterest expense	$4,538,000	1,138
Pre-tax net operating income	$10,418,000	562
Securities gains (losses)	$473,000	776
Applicable income taxes	$125,000	3,213
Income before extraordinary items	$10,766,000	471
Extraordinary gains, net	$0	20
Net income	$10,766,000	468
Minority interest net income	$0	86
Net income of bank and minority interests.	$10,766,000	470
Net charge-offs	$707,000	1,800
Cash dividends	$6,796,000	286
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$10,297,730	472
2012-06-30 (YTD Data)		Rank
Total interest income	$19,745,000	680
Total interest expense	$4,347,000	519
Net interest income	$15,398,000	709
Provision for loan and lease losses	$1,113,000	1,008
Total noninterest income	$2,646,000	1,084
Gross Fiduciary activities income	$51,000	886
Service charges on deposit accounts	$412,000	1,661
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,183,000	864
Total noninterest expense	$9,941,000	1,002
Salaries and employee benefits	$5,891,000	886
Premises and equipment expense	$1,192,000	1,000
Additional noninterest expense	$2,858,000	1,202
Pre-tax net operating income	$6,990,000	557
Securities gains (losses)	$158,000	1,281
Applicable income taxes	$80,000	3,238
Income before extraordinary items	$7,068,000	463
Extraordinary gains, net	$0	19
Net income	$7,068,000	461
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,068,000	462
Net charge-offs	$677,000	1,482
Cash dividends	$5,546,000	232
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$6,911,580	456
2012-03-31 (YTD Data)		Rank
Total interest income	$9,861,000	683
Total interest expense	$2,191,000	537
Net interest income	$7,670,000	717
Provision for loan and lease losses	$670,000	853
Total noninterest income	$1,478,000	987
Gross Fiduciary activities income	$25,000	893
Service charges on deposit accounts	$212,000	1,606
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,241,000	779
Total noninterest expense	$4,882,000	1,019
Salaries and employee benefits	$2,911,000	892
Premises and equipment expense	$595,000	1,008
Additional noninterest expense	$1,376,000	1,223
Pre-tax net operating income	$3,596,000	543
Securities gains (losses)	$156,000	704
Applicable income taxes	$35,000	3,327
Income before extraordinary items	$3,717,000	442
Extraordinary gains, net	$0	19
Net income	$3,717,000	443
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,717,000	443
Net charge-offs	$614,000	957
Cash dividends	$2,626,000	211
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$3,562,560	443
2011-12-31 (YTD Data)		Rank
Total interest income	$38,880,000	720
Total interest expense	$10,317,000	550
Net interest income	$28,563,000	768
Provision for loan and lease losses	$3,433,000	1,068
Total noninterest income	$5,237,000	1,003
Gross Fiduciary activities income	$148,000	787
Service charges on deposit accounts	$913,000	1,598
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,176,000	812
Total noninterest expense	$18,312,000	1,072
Salaries and employee benefits	$10,647,000	918
Premises and equipment expense	$2,237,000	1,115
Additional noninterest expense	$5,428,000	1,281
Pre-tax net operating income	$12,055,000	528
Securities gains (losses)	$545,000	743
Applicable income taxes	$77,000	3,527
Income before extraordinary items	$12,523,000	435
Extraordinary gains, net	$0	29
Net income	$12,523,000	435
Minority interest net income	$0	96
Net income of bank and minority interests.	$12,523,000	436
Net charge-offs	$2,799,000	1,252
Cash dividends	$5,550,000	388
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$11,983,450	447
2011-09-30 (YTD Data)		Rank
Total interest income	$28,884,000	740
Total interest expense	$7,951,000	561
Net interest income	$20,933,000	789
Provision for loan and lease losses	$1,960,000	1,259
Total noninterest income	$3,335,000	1,146
Gross Fiduciary activities income	$65,000	846
Service charges on deposit accounts	$675,000	1,626
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,595,000	932
Total noninterest expense	$13,640,000	1,082
Salaries and employee benefits	$7,804,000	942
Premises and equipment expense	$1,659,000	1,143
Additional noninterest expense	$4,177,000	1,236
Pre-tax net operating income	$8,668,000	563
Securities gains (losses)	$494,000	653
Applicable income taxes	$77,000	3,393
Income before extraordinary items	$9,085,000	452
Extraordinary gains, net	$0	21
Net income	$9,085,000	451
Minority interest net income	$0	87
Net income of bank and minority interests.	$9,085,000	452
Net charge-offs	$24,000	5,453
Cash dividends	$5,550,000	269
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$8,595,940	468
2011-06-30 (YTD Data)		Rank
Total interest income	$18,874,000	775
Total interest expense	$5,463,000	566
Net interest income	$13,411,000	832
Provision for loan and lease losses	$1,435,000	1,177
Total noninterest income	$2,127,000	1,174
Gross Fiduciary activities income	$45,000	862
Service charges on deposit accounts	$432,000	1,664
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,650,000	949
Total noninterest expense	$8,960,000	1,115
Salaries and employee benefits	$5,165,000	956
Premises and equipment expense	$1,091,000	1,172
Additional noninterest expense	$2,704,000	1,305
Pre-tax net operating income	$5,143,000	621
Securities gains (losses)	$220,000	685
Applicable income taxes	$77,000	3,061
Income before extraordinary items	$5,286,000	513
Extraordinary gains, net	$0	15
Net income	$5,286,000	512
Minority interest net income	$0	89
Net income of bank and minority interests.	$5,286,000	513
Net charge-offs	$-82,000	7,358
Cash dividends	$4,350,000	223
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$5,068,200	517
2011-03-31 (YTD Data)		Rank
Total interest income	$9,299,000	794
Total interest expense	$2,835,000	563
Net interest income	$6,464,000	858
Provision for loan and lease losses	$262,000	2,131
Total noninterest income	$1,121,000	1,118
Gross Fiduciary activities income	$21,000	871
Service charges on deposit accounts	$203,000	1,725
Trading account gains and fees	$0	158
Additional Noninterest Income	$897,000	891
Total noninterest expense	$4,381,000	1,147
Salaries and employee benefits	$2,554,000	973
Premises and equipment expense	$527,000	1,247
Additional noninterest expense	$1,300,000	1,353
Pre-tax net operating income	$2,942,000	566
Securities gains (losses)	$88,000	571
Applicable income taxes	$77,000	2,470
Income before extraordinary items	$2,953,000	453
Extraordinary gains, net	$0	9
Net income	$2,953,000	453
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,953,000	453
Net charge-offs	$24,000	3,913
Cash dividends	$2,100,000	198
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,867,640	452
2010-12-31 (YTD Data)		Rank
Total interest income	$37,209,000	814
Total interest expense	$13,361,000	593
Net interest income	$23,848,000	930
Provision for loan and lease losses	$2,734,000	1,719
Total noninterest income	$5,196,000	1,063
Gross Fiduciary activities income	$127,000	831
Service charges on deposit accounts	$825,000	1,770
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,244,000	836
Total noninterest expense	$17,421,000	1,158
Salaries and employee benefits	$9,572,000	1,027
Premises and equipment expense	$2,506,000	1,033
Additional noninterest expense	$5,343,000	1,356
Pre-tax net operating income	$8,889,000	599
Securities gains (losses)	$1,421,000	359
Applicable income taxes	$41,000	3,725
Income before extraordinary items	$10,269,000	446
Extraordinary gains, net	$0	29
Net income	$10,269,000	443
Minority interest net income	$0	111
Net income of bank and minority interests.	$10,269,000	446
Net charge-offs	$1,629,000	2,085
Cash dividends	$2,566,000	636
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$8,848,000	484
2010-09-30 (YTD Data)		Rank
Total interest income	$27,428,000	835
Total interest expense	$10,214,000	605
Net interest income	$17,214,000	962
Provision for loan and lease losses	$2,042,000	1,634
Total noninterest income	$3,314,000	1,174
Gross Fiduciary activities income	$90,000	826
Service charges on deposit accounts	$595,000	1,895
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,629,000	912
Total noninterest expense	$12,754,000	1,180
Salaries and employee benefits	$6,996,000	1,045
Premises and equipment expense	$1,858,000	1,060
Additional noninterest expense	$3,900,000	1,363
Pre-tax net operating income	$5,732,000	735
Securities gains (losses)	$959,000	426
Applicable income taxes	$41,000	3,665
Income before extraordinary items	$6,650,000	515
Extraordinary gains, net	$0	23
Net income	$6,650,000	515
Minority interest net income	$0	110
Net income of bank and minority interests.	$6,650,000	518
Net charge-offs	$1,102,000	2,080
Cash dividends	$2,566,000	426
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$5,700,590	577
2010-06-30 (YTD Data)		Rank
Total interest income	$17,842,000	869
Total interest expense	$6,838,000	627
Net interest income	$11,004,000	1,007
Provision for loan and lease losses	$1,369,000	1,616
Total noninterest income	$1,738,000	1,360
Gross Fiduciary activities income	$70,000	816
Service charges on deposit accounts	$384,000	1,962
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,284,000	1,092
Total noninterest expense	$8,456,000	1,175
Salaries and employee benefits	$4,580,000	1,073
Premises and equipment expense	$1,235,000	1,077
Additional noninterest expense	$2,641,000	1,352
Pre-tax net operating income	$2,917,000	933
Securities gains (losses)	$911,000	285
Applicable income taxes	$41,000	3,420
Income before extraordinary items	$3,787,000	583
Extraordinary gains, net	$0	19
Net income	$3,787,000	584
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,787,000	584
Net charge-offs	$941,000	1,788
Cash dividends	$2,316,000	304
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,885,110	755
2010-03-31 (YTD Data)		Rank
Total interest income	$8,800,000	897
Total interest expense	$3,426,000	663
Net interest income	$5,374,000	1,041
Provision for loan and lease losses	$393,000	2,098
Total noninterest income	$855,000	1,387
Gross Fiduciary activities income	$55,000	742
Service charges on deposit accounts	$183,000	2,028
Trading account gains and fees	$0	175
Additional Noninterest Income	$617,000	1,102
Total noninterest expense	$4,047,000	1,242
Salaries and employee benefits	$2,191,000	1,134
Premises and equipment expense	$627,000	1,093
Additional noninterest expense	$1,229,000	1,445
Pre-tax net operating income	$1,789,000	762
Securities gains (losses)	$637,000	199
Applicable income taxes	$41,000	2,936
Income before extraordinary items	$2,385,000	455
Extraordinary gains, net	$0	16
Net income	$2,385,000	456
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,385,000	457
Net charge-offs	$317,000	1,980
Cash dividends	$698,000	484
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,760,740	618
2009-12-31 (YTD Data)		Rank
Total interest income	$35,663,000	949
Total interest expense	$15,364,000	752
Net interest income	$20,299,000	1,077
Provision for loan and lease losses	$2,833,000	2,052
Total noninterest income	$4,429,000	1,210
Gross Fiduciary activities income	$52,000	957
Service charges on deposit accounts	$825,000	2,008
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,552,000	925
Total noninterest expense	$14,658,000	1,397
Salaries and employee benefits	$8,259,000	1,191
Premises and equipment expense	$1,952,000	1,401
Additional noninterest expense	$4,447,000	1,666
Pre-tax net operating income	$7,237,000	594
Securities gains (losses)	$6,000	3,400
Applicable income taxes	$75,000	3,034
Income before extraordinary items	$7,168,000	462
Extraordinary gains, net	$0	34
Net income	$7,168,000	462
Minority interest net income	$0	115
Net income of bank and minority interests.	$7,168,000	464
Net charge-offs	$2,698,000	1,717
Cash dividends	$5,932,000	302
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$7,162,060	460
2009-09-30 (YTD Data)		Rank
Total interest income	$26,604,000	968
Total interest expense	$11,786,000	778
Net interest income	$14,818,000	1,112
Provision for loan and lease losses	$1,049,000	2,714
Total noninterest income	$3,510,000	1,173
Gross Fiduciary activities income	$33,000	963
Service charges on deposit accounts	$615,000	2,013
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,862,000	885
Total noninterest expense	$10,881,000	1,406
Salaries and employee benefits	$6,186,000	1,210
Premises and equipment expense	$1,463,000	1,406
Additional noninterest expense	$3,232,000	1,673
Pre-tax net operating income	$6,398,000	531
Securities gains (losses)	$6,000	3,115
Applicable income taxes	$75,000	3,083
Income before extraordinary items	$6,329,000	417
Extraordinary gains, net	$0	27
Net income	$6,329,000	415
Minority interest net income	$0	118
Net income of bank and minority interests.	$6,329,000	417
Net charge-offs	$1,077,000	2,127
Cash dividends	$5,722,000	223
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$6,323,060	410
2009-06-30 (YTD Data)		Rank
Total interest income	$17,733,000	990
Total interest expense	$7,925,000	820
Net interest income	$9,808,000	1,133
Provision for loan and lease losses	$1,000	7,143
Total noninterest income	$2,599,000	1,077
Gross Fiduciary activities income	$24,000	964
Service charges on deposit accounts	$399,000	2,030
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,176,000	829
Total noninterest expense	$7,327,000	1,414
Salaries and employee benefits	$4,102,000	1,238
Premises and equipment expense	$995,000	1,402
Additional noninterest expense	$2,230,000	1,634
Pre-tax net operating income	$5,079,000	428
Securities gains (losses)	$6,000	2,720
Applicable income taxes	$75,000	2,851
Income before extraordinary items	$5,010,000	351
Extraordinary gains, net	$0	21
Net income	$5,010,000	349
Minority interest net income	$0	112
Net income of bank and minority interests.	$5,010,000	350
Net charge-offs	$19,000	5,648
Cash dividends	$4,749,000	186
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$5,004,060	339
2009-03-31 (YTD Data)		Rank
Total interest income	$8,824,000	1,004
Total interest expense	$3,954,000	847
Net interest income	$4,870,000	1,123
Provision for loan and lease losses	$-3,000	8,172
Total noninterest income	$1,268,000	1,061
Gross Fiduciary activities income	$11,000	984
Service charges on deposit accounts	$202,000	1,949
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,055,000	817
Total noninterest expense	$3,500,000	1,418
Salaries and employee benefits	$2,072,000	1,238
Premises and equipment expense	$493,000	1,439
Additional noninterest expense	$935,000	1,731
Pre-tax net operating income	$2,641,000	446
Securities gains (losses)	$0	2,434
Applicable income taxes	$75,000	2,472
Income before extraordinary items	$2,566,000	372
Extraordinary gains, net	$0	15
Net income	$2,566,000	372
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,566,000	374
Net charge-offs	$-5,000	7,701
Cash dividends	$1,703,000	248
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,566,000	344
2008-12-31 (YTD Data)		Rank
Total interest income	$38,676,000	972
Total interest expense	$17,487,000	913
Net interest income	$21,189,000	1,019
Provision for loan and lease losses	$462,000	3,929
Total noninterest income	$3,230,000	1,483
Gross Fiduciary activities income	$56,000	960
Service charges on deposit accounts	$865,000	1,984
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,309,000	1,176
Total noninterest expense	$13,151,000	1,479
Salaries and employee benefits	$7,803,000	1,293
Premises and equipment expense	$2,058,000	1,335
Additional noninterest expense	$3,290,000	1,863
Pre-tax net operating income	$10,806,000	493
Securities gains (losses)	$-5,000	6,965
Applicable income taxes	$46,000	3,893
Income before extraordinary items	$10,755,000	366
Extraordinary gains, net	$0	39
Net income	$10,755,000	366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	4,657
Cash dividends	$5,800,000	498
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$10,760,000	386
2008-09-30 (YTD Data)		Rank
Total interest income	$29,254,000	985
Total interest expense	$13,220,000	940
Net interest income	$16,034,000	1,027
Provision for loan and lease losses	$219,000	4,077
Total noninterest income	$2,561,000	1,478
Gross Fiduciary activities income	$34,000	987
Service charges on deposit accounts	$653,000	1,986
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,874,000	1,165
Total noninterest expense	$9,639,000	1,517
Salaries and employee benefits	$5,755,000	1,346
Premises and equipment expense	$1,545,000	1,344
Additional noninterest expense	$2,339,000	1,887
Pre-tax net operating income	$8,737,000	573
Securities gains (losses)	$-3,000	7,226
Applicable income taxes	$46,000	4,158
Income before extraordinary items	$8,688,000	419
Extraordinary gains, net	$0	31
Net income	$8,688,000	418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,073
Cash dividends	$5,649,000	408
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$8,690,970	440
2008-06-30 (YTD Data)		Rank
Total interest income	$19,651,000	994
Total interest expense	$9,032,000	953
Net interest income	$10,619,000	1,029
Provision for loan and lease losses	$1,000	6,652
Total noninterest income	$1,908,000	1,382
Gross Fiduciary activities income	$21,000	1,005
Service charges on deposit accounts	$415,000	2,039
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,472,000	1,075
Total noninterest expense	$6,254,000	1,547
Salaries and employee benefits	$3,741,000	1,395
Premises and equipment expense	$994,000	1,400
Additional noninterest expense	$1,519,000	1,900
Pre-tax net operating income	$6,272,000	560
Securities gains (losses)	$-2,000	7,993
Applicable income taxes	$46,000	4,129
Income before extraordinary items	$6,224,000	452
Extraordinary gains, net	$0	21
Net income	$6,224,000	451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-109,000	8,354
Cash dividends	$4,286,000	381
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$6,225,980	436
2008-03-31 (YTD Data)		Rank
Total interest income	$10,076,000	990
Total interest expense	$4,866,000	933
Net interest income	$5,210,000	1,033
Provision for loan and lease losses	$-2,000	8,344
Total noninterest income	$750,000	1,644
Gross Fiduciary activities income	$10,000	1,024
Service charges on deposit accounts	$208,000	2,006
Trading account gains and fees	$0	158
Additional Noninterest Income	$532,000	1,347
Total noninterest expense	$3,021,000	1,609
Salaries and employee benefits	$1,850,000	1,427
Premises and equipment expense	$493,000	1,416
Additional noninterest expense	$678,000	2,066
Pre-tax net operating income	$2,941,000	664
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$46,000	3,650
Income before extraordinary items	$2,896,000	527
Extraordinary gains, net	$0	15
Net income	$2,896,000	528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-148,000	8,443
Cash dividends	$1,937,000	458
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$2,895,020	501
2007-12-31 (YTD Data)		Rank
Total interest income	$41,499,000	1,014
Total interest expense	$23,791,000	830
Net interest income	$17,708,000	1,264
Provision for loan and lease losses	$15,000	6,431
Total noninterest income	$2,430,000	1,934
Gross Fiduciary activities income	$10,000	1,256
Service charges on deposit accounts	$830,000	2,068
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,590,000	1,604
Total noninterest expense	$11,720,000	1,570
Salaries and employee benefits	$7,034,000	1,440
Premises and equipment expense	$1,836,000	1,455
Additional noninterest expense	$2,850,000	1,929
Pre-tax net operating income	$8,403,000	1,002
Securities gains (losses)	$3,000	1,730
Applicable income taxes	$65,000	4,781
Income before extraordinary items	$8,341,000	778
Extraordinary gains, net	$0	39
Net income	$8,341,000	776
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-744,000	8,516
Cash dividends	$4,069,000	893
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$8,338,030	767
2007-09-30 (YTD Data)		Rank
Total interest income	$31,041,000	1,020
Total interest expense	$18,064,000	820
Net interest income	$12,977,000	1,292
Provision for loan and lease losses	$403,000	1,855
Total noninterest income	$1,768,000	1,968
Gross Fiduciary activities income	$3,000	1,319
Service charges on deposit accounts	$608,000	2,087
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,157,000	1,635
Total noninterest expense	$8,857,000	1,542
Salaries and employee benefits	$5,342,000	1,426
Premises and equipment expense	$1,430,000	1,376
Additional noninterest expense	$2,085,000	1,936
Pre-tax net operating income	$5,485,000	1,245
Securities gains (losses)	$3,000	1,317
Applicable income taxes	$65,000	4,773
Income before extraordinary items	$5,423,000	962
Extraordinary gains, net	$0	33
Net income	$5,423,000	960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	2,169
Cash dividends	$3,834,000	710
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$5,420,030	949
2007-06-30 (YTD Data)		Rank
Total interest income	$20,466,000	1,046
Total interest expense	$11,953,000	826
Net interest income	$8,513,000	1,337
Provision for loan and lease losses	$344,000	1,390
Total noninterest income	$1,182,000	1,986
Gross Fiduciary activities income	$3,000	1,282
Service charges on deposit accounts	$395,000	2,142
Trading account gains and fees	$0	168
Additional Noninterest Income	$784,000	1,634
Total noninterest expense	$5,852,000	1,577
Salaries and employee benefits	$3,558,000	1,447
Premises and equipment expense	$946,000	1,406
Additional noninterest expense	$1,348,000	2,001
Pre-tax net operating income	$3,499,000	1,352
Securities gains (losses)	$3,000	1,133
Applicable income taxes	$65,000	4,536
Income before extraordinary items	$3,437,000	1,051
Extraordinary gains, net	$0	29
Net income	$3,437,000	1,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	1,522
Cash dividends	$2,769,000	692
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,434,060	1,035
2007-03-31 (YTD Data)		Rank
Total interest income	$10,164,000	1,051
Total interest expense	$5,951,000	813
Net interest income	$4,213,000	1,347
Provision for loan and lease losses	$232,000	1,035
Total noninterest income	$562,000	2,046
Gross Fiduciary activities income	$2,000	1,213
Service charges on deposit accounts	$188,000	2,159
Trading account gains and fees	$0	195
Additional Noninterest Income	$372,000	1,678
Total noninterest expense	$2,969,000	1,547
Salaries and employee benefits	$1,799,000	1,441
Premises and equipment expense	$473,000	1,421
Additional noninterest expense	$697,000	1,914
Pre-tax net operating income	$1,574,000	1,476
Securities gains (losses)	$3,000	908
Applicable income taxes	$65,000	3,816
Income before extraordinary items	$1,512,000	1,171
Extraordinary gains, net	$0	22
Net income	$1,512,000	1,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	890
Cash dividends	$1,063,000	757
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,509,120	1,150
2006-12-31 (YTD Data)		Rank
Total interest income	$38,299,000	1,027
Total interest expense	$21,461,000	782
Net interest income	$16,838,000	1,350
Provision for loan and lease losses	$885,000	1,169
Total noninterest income	$2,325,000	1,988
Gross Fiduciary activities income	$9,000	1,289
Service charges on deposit accounts	$842,000	2,036
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,474,000	1,693
Total noninterest expense	$11,211,000	1,579
Salaries and employee benefits	$6,731,000	1,470
Premises and equipment expense	$1,806,000	1,421
Additional noninterest expense	$2,674,000	1,981
Pre-tax net operating income	$7,067,000	1,393
Securities gains (losses)	$-6,000	7,127
Applicable income taxes	$-71,000	8,328
Income before extraordinary items	$7,132,000	1,048
Extraordinary gains, net	$0	51
Net income	$7,132,000	1,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	2,144
Cash dividends	$2,858,000	1,174
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$7,138,000	1,035
2006-09-30 (YTD Data)		Rank
Total interest income	$28,089,000	1,051
Total interest expense	$15,512,000	788
Net interest income	$12,577,000	1,369
Provision for loan and lease losses	$615,000	1,188
Total noninterest income	$1,736,000	2,005
Gross Fiduciary activities income	$2,000	1,362
Service charges on deposit accounts	$645,000	1,988
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,089,000	1,713
Total noninterest expense	$8,447,000	1,590
Salaries and employee benefits	$5,089,000	1,461
Premises and equipment expense	$1,382,000	1,407
Additional noninterest expense	$1,976,000	1,972
Pre-tax net operating income	$5,251,000	1,449
Securities gains (losses)	$-6,000	7,439
Applicable income taxes	$-71,000	8,531
Income before extraordinary items	$5,316,000	1,089
Extraordinary gains, net	$0	45
Net income	$5,316,000	1,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,229
Cash dividends	$2,758,000	885
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,322,000	1,076
2006-06-30 (YTD Data)		Rank
Total interest income	$18,060,000	1,064
Total interest expense	$9,672,000	798
Net interest income	$8,388,000	1,378
Provision for loan and lease losses	$490,000	1,000
Total noninterest income	$1,138,000	2,026
Gross Fiduciary activities income	$2,000	1,334
Service charges on deposit accounts	$424,000	2,000
Trading account gains and fees	$0	126
Additional Noninterest Income	$712,000	1,741
Total noninterest expense	$5,611,000	1,601
Salaries and employee benefits	$3,392,000	1,460
Premises and equipment expense	$915,000	1,422
Additional noninterest expense	$1,304,000	2,011
Pre-tax net operating income	$3,425,000	1,475
Securities gains (losses)	$0	1,185
Applicable income taxes	$26,000	5,649
Income before extraordinary items	$3,399,000	1,136
Extraordinary gains, net	$0	39
Net income	$3,399,000	1,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,631
Cash dividends	$1,695,000	947
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,399,000	1,116
2006-03-31 (YTD Data)		Rank
Total interest income	$8,564,000	1,098
Total interest expense	$4,556,000	808
Net interest income	$4,008,000	1,434
Provision for loan and lease losses	$155,000	1,387
Total noninterest income	$563,000	2,024
Gross Fiduciary activities income	$2,000	1,247
Service charges on deposit accounts	$202,000	2,024
Trading account gains and fees	$0	115
Additional Noninterest Income	$359,000	1,694
Total noninterest expense	$2,743,000	1,639
Salaries and employee benefits	$1,710,000	1,453
Premises and equipment expense	$439,000	1,482
Additional noninterest expense	$594,000	2,175
Pre-tax net operating income	$1,673,000	1,474
Securities gains (losses)	$0	955
Applicable income taxes	$47,000	4,563
Income before extraordinary items	$1,626,000	1,148
Extraordinary gains, net	$0	21
Net income	$1,626,000	1,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,550
Cash dividends	$133,000	2,838
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,626,000	1,130
2005-12-31 (YTD Data)		Rank
Total interest income	$28,107,000	1,184
Total interest expense	$13,183,000	858
Net interest income	$14,924,000	1,468
Provision for loan and lease losses	$3,590,000	310
Total noninterest income	$2,267,000	2,027
Gross Fiduciary activities income	$8,000	1,332
Service charges on deposit accounts	$828,000	2,051
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,431,000	1,725
Total noninterest expense	$10,108,000	1,685
Salaries and employee benefits	$6,006,000	1,558
Premises and equipment expense	$1,706,000	1,433
Additional noninterest expense	$2,396,000	2,102
Pre-tax net operating income	$3,493,000	2,456
Securities gains (losses)	$-36,000	8,069
Applicable income taxes	$77,000	5,577
Income before extraordinary items	$3,380,000	2,032
Extraordinary gains, net	$0	46
Net income	$3,380,000	2,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,526,000	321
Cash dividends	$2,643,000	1,156
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,415,280	1,983
2005-09-30 (YTD Data)		Rank
Total interest income	$19,996,000	1,211
Total interest expense	$9,227,000	859
Net interest income	$10,769,000	1,505
Provision for loan and lease losses	$1,710,000	445
Total noninterest income	$1,679,000	2,026
Gross Fiduciary activities income	$2,000	1,379
Service charges on deposit accounts	$602,000	2,101
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,075,000	1,734
Total noninterest expense	$7,431,000	1,694
Salaries and employee benefits	$4,487,000	1,550
Premises and equipment expense	$1,234,000	1,470
Additional noninterest expense	$1,710,000	2,168
Pre-tax net operating income	$3,307,000	2,065
Securities gains (losses)	$-10,000	7,915
Applicable income taxes	$77,000	5,467
Income before extraordinary items	$3,220,000	1,633
Extraordinary gains, net	$0	35
Net income	$3,220,000	1,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$903,000	536
Cash dividends	$2,443,000	899
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,229,800	1,594
2005-06-30 (YTD Data)		Rank
Total interest income	$12,390,000	1,270
Total interest expense	$5,476,000	910
Net interest income	$6,914,000	1,553
Provision for loan and lease losses	$805,000	628
Total noninterest income	$1,107,000	2,031
Gross Fiduciary activities income	$2,000	1,342
Service charges on deposit accounts	$390,000	2,108
Trading account gains and fees	$0	116
Additional Noninterest Income	$715,000	1,719
Total noninterest expense	$4,905,000	1,701
Salaries and employee benefits	$2,984,000	1,548
Premises and equipment expense	$808,000	1,490
Additional noninterest expense	$1,113,000	2,201
Pre-tax net operating income	$2,311,000	1,957
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$77,000	5,119
Income before extraordinary items	$2,233,000	1,542
Extraordinary gains, net	$0	30
Net income	$2,233,000	1,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$348,000	800
Cash dividends	$1,673,000	860
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,233,970	1,516
2005-03-31 (YTD Data)		Rank
Total interest income	$5,496,000	1,400
Total interest expense	$2,152,000	1,088
Net interest income	$3,344,000	1,595
Provision for loan and lease losses	$322,000	719
Total noninterest income	$531,000	2,052
Gross Fiduciary activities income	$1,000	1,320
Service charges on deposit accounts	$183,000	2,172
Trading account gains and fees	$0	115
Additional Noninterest Income	$347,000	1,707
Total noninterest expense	$2,309,000	1,809
Salaries and employee benefits	$1,429,000	1,617
Premises and equipment expense	$389,000	1,563
Additional noninterest expense	$491,000	2,479
Pre-tax net operating income	$1,244,000	1,820
Securities gains (losses)	$0	1,685
Applicable income taxes	$77,000	4,168
Income before extraordinary items	$1,167,000	1,455
Extraordinary gains, net	$0	24
Net income	$1,167,000	1,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$347,000	464
Cash dividends	$798,000	814
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,167,000	1,429
2004-12-31 (YTD Data)		Rank
Total interest income	$19,291,000	1,496
Total interest expense	$6,628,000	1,238
Net interest income	$12,663,000	1,609
Provision for loan and lease losses	$815,000	1,265
Total noninterest income	$2,359,000	1,954
Gross Fiduciary activities income	$6,000	1,382
Service charges on deposit accounts	$803,000	2,135
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,550,000	1,601
Total noninterest expense	$8,738,000	1,854
Salaries and employee benefits	$5,204,000	1,697
Premises and equipment expense	$1,466,000	1,590
Additional noninterest expense	$2,068,000	2,348
Pre-tax net operating income	$5,469,000	1,557
Securities gains (losses)	$-107,000	8,731
Applicable income taxes	$30,000	6,350
Income before extraordinary items	$5,332,000	1,223
Extraordinary gains, net	$0	34
Net income	$5,332,000	1,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,584
Cash dividends	$1,971,000	1,390
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$5,437,930	1,171
2004-09-30 (YTD Data)		Rank
Total interest income	$14,152,000	1,514
Total interest expense	$4,821,000	1,255
Net interest income	$9,331,000	1,626
Provision for loan and lease losses	$495,000	1,468
Total noninterest income	$1,785,000	1,947
Gross Fiduciary activities income	$3,000	1,390
Service charges on deposit accounts	$586,000	2,205
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,196,000	1,570
Total noninterest expense	$6,574,000	1,837
Salaries and employee benefits	$3,928,000	1,681
Premises and equipment expense	$1,136,000	1,531
Additional noninterest expense	$1,510,000	2,371
Pre-tax net operating income	$4,047,000	1,594
Securities gains (losses)	$-94,000	8,885
Applicable income taxes	$30,000	6,288
Income before extraordinary items	$3,923,000	1,260
Extraordinary gains, net	$0	26
Net income	$3,923,000	1,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,696
Cash dividends	$1,971,000	1,007
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,016,060	1,193
2004-06-30 (YTD Data)		Rank
Total interest income	$9,273,000	1,526
Total interest expense	$3,150,000	1,252
Net interest income	$6,123,000	1,634
Provision for loan and lease losses	$330,000	1,426
Total noninterest income	$1,219,000	1,897
Gross Fiduciary activities income	$3,000	1,346
Service charges on deposit accounts	$371,000	2,284
Trading account gains and fees	$0	130
Additional Noninterest Income	$845,000	1,492
Total noninterest expense	$4,339,000	1,840
Salaries and employee benefits	$2,627,000	1,678
Premises and equipment expense	$744,000	1,557
Additional noninterest expense	$968,000	2,460
Pre-tax net operating income	$2,673,000	1,576
Securities gains (losses)	$-57,000	8,918
Applicable income taxes	$30,000	6,027
Income before extraordinary items	$2,586,000	1,253
Extraordinary gains, net	$0	21
Net income	$2,586,000	1,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,524
Cash dividends	$1,357,000	976
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,642,430	1,190
2004-03-31 (YTD Data)		Rank
Total interest income	$4,647,000	1,523
Total interest expense	$1,572,000	1,267
Net interest income	$3,075,000	1,618
Provision for loan and lease losses	$220,000	1,080
Total noninterest income	$575,000	1,949
Gross Fiduciary activities income	$3,000	1,247
Service charges on deposit accounts	$174,000	2,349
Trading account gains and fees	$0	121
Additional Noninterest Income	$398,000	1,538
Total noninterest expense	$2,126,000	1,885
Salaries and employee benefits	$1,298,000	1,715
Premises and equipment expense	$371,000	1,579
Additional noninterest expense	$457,000	2,578
Pre-tax net operating income	$1,304,000	1,591
Securities gains (losses)	$-11,000	8,921
Applicable income taxes	$30,000	5,394
Income before extraordinary items	$1,263,000	1,282
Extraordinary gains, net	$0	16
Net income	$1,263,000	1,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,741
Cash dividends	$285,000	1,806
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,273,780	1,205
2003-12-31 (YTD Data)		Rank
Total interest income	$18,789,000	1,531
Total interest expense	$7,174,000	1,235
Net interest income	$11,615,000	1,670
Provision for loan and lease losses	$665,000	1,692
Total noninterest income	$3,645,000	1,443
Gross Fiduciary activities income	$9,000	1,372
Service charges on deposit accounts	$690,000	2,387
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,946,000	1,106
Total noninterest expense	$8,767,000	1,808
Salaries and employee benefits	$5,142,000	1,676
Premises and equipment expense	$1,455,000	1,570
Additional noninterest expense	$2,170,000	2,218
Pre-tax net operating income	$5,828,000	1,417
Securities gains (losses)	$-21,000	8,875
Applicable income taxes	$974,000	2,217
Income before extraordinary items	$4,833,000	1,320
Extraordinary gains, net	$0	54
Net income	$4,833,000	1,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$852,000	1,039
Cash dividends	$1,414,000	1,812
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,850,430	1,250
2003-09-30 (YTD Data)		Rank
Total interest income	$14,105,000	1,548
Total interest expense	$5,530,000	1,257
Net interest income	$8,575,000	1,711
Provision for loan and lease losses	$150,000	3,902
Total noninterest income	$3,041,000	1,355
Gross Fiduciary activities income	$9,000	1,296
Service charges on deposit accounts	$508,000	2,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,524,000	1,044
Total noninterest expense	$6,572,000	1,818
Salaries and employee benefits	$3,852,000	1,684
Premises and equipment expense	$1,091,000	1,573
Additional noninterest expense	$1,629,000	2,201
Pre-tax net operating income	$4,894,000	1,317
Securities gains (losses)	$-24,000	9,028
Applicable income taxes	$968,000	1,906
Income before extraordinary items	$3,902,000	1,258
Extraordinary gains, net	$0	40
Net income	$3,902,000	1,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	1,643
Cash dividends	$1,414,000	1,341
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,921,200	1,184
2003-06-30 (YTD Data)		Rank
Total interest income	$9,563,000	1,544
Total interest expense	$3,767,000	1,270
Net interest income	$5,796,000	1,680
Provision for loan and lease losses	$50,000	5,111
Total noninterest income	$2,061,000	1,338
Gross Fiduciary activities income	$2,000	1,432
Service charges on deposit accounts	$327,000	2,480
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,732,000	1,011
Total noninterest expense	$4,330,000	1,823
Salaries and employee benefits	$2,539,000	1,693
Premises and equipment expense	$716,000	1,602
Additional noninterest expense	$1,075,000	2,212
Pre-tax net operating income	$3,477,000	1,231
Securities gains (losses)	$-29,000	9,130
Applicable income taxes	$948,000	1,426
Income before extraordinary items	$2,500,000	1,325
Extraordinary gains, net	$0	30
Net income	$2,500,000	1,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,822
Cash dividends	$954,000	1,358
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,521,170	1,222
2003-03-31 (YTD Data)		Rank
Total interest income	$4,891,000	1,522
Total interest expense	$1,885,000	1,294
Net interest income	$3,006,000	1,633
Provision for loan and lease losses	$50,000	3,651
Total noninterest income	$858,000	1,495
Gross Fiduciary activities income	$2,000	1,343
Service charges on deposit accounts	$154,000	2,537
Trading account gains and fees	$0	134
Additional Noninterest Income	$702,000	1,163
Total noninterest expense	$2,026,000	1,931
Salaries and employee benefits	$1,246,000	1,713
Premises and equipment expense	$348,000	1,649
Additional noninterest expense	$432,000	2,673
Pre-tax net operating income	$1,788,000	1,201
Securities gains (losses)	$-20,000	9,193
Applicable income taxes	$908,000	865
Income before extraordinary items	$860,000	1,839
Extraordinary gains, net	$0	21
Net income	$860,000	1,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-58,000	9,127
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$872,800	1,702
2002-12-31 (YTD Data)		Rank
Total interest income	$21,407,000	1,437
Total interest expense	$8,611,000	1,298
Net interest income	$12,796,000	1,512
Provision for loan and lease losses	$1,595,000	898
Total noninterest income	$2,213,000	1,963
Gross Fiduciary activities income	$6,000	1,474
Service charges on deposit accounts	$420,000	3,412
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,787,000	1,433
Total noninterest expense	$8,147,000	1,856
Salaries and employee benefits	$4,740,000	1,697
Premises and equipment expense	$1,330,000	1,650
Additional noninterest expense	$2,082,000	2,219
Pre-tax net operating income	$5,267,000	1,554
Securities gains (losses)	$5,000	3,957
Applicable income taxes	$1,675,000	1,502
Income before extraordinary items	$3,597,000	1,663
Extraordinary gains, net	$0	70
Net income	$3,597,000	1,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$523,000	1,604
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,593,600	1,612
2001-12-31 (YTD Data)		Rank
Total interest income	$25,392,000	1,340
Total interest expense	$14,388,000	1,113
Net interest income	$11,004,000	1,619
Provision for loan and lease losses	$457,000	2,365
Total noninterest income	$1,565,000	2,433
Gross Fiduciary activities income	$37,000	1,191
Service charges on deposit accounts	$373,000	3,588
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,155,000	1,845
Total noninterest expense	$7,438,000	1,935
Salaries and employee benefits	$4,346,000	1,730
Premises and equipment expense	$1,339,000	1,606
Additional noninterest expense	$1,753,000	2,532
Pre-tax net operating income	$4,674,000	1,536
Securities gains (losses)	$11,000	3,540
Applicable income taxes	$1,403,000	1,597
Income before extraordinary items	$3,282,000	1,618
Extraordinary gains, net	$0	105
Net income	$3,282,000	1,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,726
Cash dividends	$1,530,000	1,628
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,274,300	1,551
2000-12-31 (YTD Data)		Rank
Total interest income	$25,995,000	1,354
Total interest expense	$15,991,000	1,094
Net interest income	$10,004,000	1,756
Provision for loan and lease losses	$292,000	2,932
Total noninterest income	$1,034,000	3,053
Gross Fiduciary activities income	$36,000	1,090
Service charges on deposit accounts	$414,000	3,153
Trading account gains and fees	$0	180
Additional Noninterest Income	$584,000	2,672
Total noninterest expense	$8,436,000	1,651
Salaries and employee benefits	$4,278,000	1,670
Premises and equipment expense	$1,233,000	1,688
Additional noninterest expense	$2,925,000	1,530
Pre-tax net operating income	$2,310,000	2,960
Securities gains (losses)	$0	1,956
Applicable income taxes	$946,000	2,228
Income before extraordinary items	$1,364,000	3,507
Extraordinary gains, net	$0	38
Net income	$1,364,000	3,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,719
Cash dividends	$500,000	3,528
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,364,000	3,494
1999-12-31 (YTD Data)		Rank
Total interest income	$22,644,000	1,441
Total interest expense	$13,003,000	1,166
Net interest income	$9,641,000	1,812
Provision for loan and lease losses	$780,000	1,214
Total noninterest income	$1,196,000	2,693
Gross Fiduciary activities income	$45,000	1,113
Service charges on deposit accounts	$417,000	3,106
Trading account gains and fees	$0	173
Additional Noninterest Income	$734,000	2,295
Total noninterest expense	$6,923,000	1,978
Salaries and employee benefits	$3,798,000	1,830
Premises and equipment expense	$1,167,000	1,757
Additional noninterest expense	$1,958,000	2,233
Pre-tax net operating income	$3,134,000	2,316
Securities gains (losses)	$-8,000	9,241
Applicable income taxes	$811,000	2,616
Income before extraordinary items	$2,315,000	2,257
Extraordinary gains, net	$0	35
Net income	$2,315,000	2,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	2,302
Cash dividends	$420,000	3,823
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,320,920	2,231
1998-12-31 (YTD Data)		Rank
Total interest income	$18,027,000	1,797
Total interest expense	$10,437,000	1,461
Net interest income	$7,590,000	2,253
Provision for loan and lease losses	$203,000	3,483
Total noninterest income	$813,000	3,587
Gross Fiduciary activities income	$25,000	1,203
Service charges on deposit accounts	$337,000	3,588
Trading account gains and fees	$0	224
Additional Noninterest Income	$451,000	3,184
Total noninterest expense	$5,159,000	2,520
Salaries and employee benefits	$2,890,000	2,334
Premises and equipment expense	$849,000	2,294
Additional noninterest expense	$1,420,000	2,914
Pre-tax net operating income	$3,041,000	2,340
Securities gains (losses)	$13,000	2,771
Applicable income taxes	$847,000	2,604
Income before extraordinary items	$2,207,000	2,336
Extraordinary gains, net	$0	32
Net income	$2,207,000	2,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,674
Cash dividends	$1,550,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,197,640	2,270
1997-12-31 (YTD Data)		Rank
Total interest income	$16,011,000	2,035
Total interest expense	$9,653,000	1,603
Net interest income	$6,358,000	2,736
Provision for loan and lease losses	$378,000	2,187
Total noninterest income	$571,000	4,562
Gross Fiduciary activities income	$23,000	1,264
Service charges on deposit accounts	$307,000	3,995
Trading account gains and fees	$0	239
Additional Noninterest Income	$241,000	4,467
Total noninterest expense	$4,281,000	2,977
Salaries and employee benefits	$2,486,000	2,662
Premises and equipment expense	$592,000	3,194
Additional noninterest expense	$1,203,000	3,355
Pre-tax net operating income	$2,270,000	3,172
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$590,000	3,729
Income before extraordinary items	$1,676,000	3,032
Extraordinary gains, net	$0	44
Net income	$1,676,000	3,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,093
Cash dividends	$1,019,000	2,128
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,678,960	2,967
1996-12-31 (YTD Data)		Rank
Total interest income	$12,695,000	2,632
Total interest expense	$7,381,000	2,127
Net interest income	$5,314,000	3,334
Provision for loan and lease losses	$205,000	3,345
Total noninterest income	$444,000	5,594
Gross Fiduciary activities income	$19,000	1,354
Service charges on deposit accounts	$242,000	4,935
Trading account gains and fees	$0	262
Additional Noninterest Income	$183,000	5,422
Total noninterest expense	$3,462,000	3,812
Salaries and employee benefits	$1,946,000	3,417
Premises and equipment expense	$273,000	5,932
Additional noninterest expense	$1,243,000	3,676
Pre-tax net operating income	$2,091,000	3,293
Securities gains (losses)	$0	4,148
Applicable income taxes	$603,000	3,567
Income before extraordinary items	$1,488,000	3,208
Extraordinary gains, net	$0	53
Net income	$1,488,000	3,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$706,000	2,720
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,488,000	3,173
1995-12-31 (YTD Data)		Rank
Total interest income	$10,271,000	3,214
Total interest expense	$5,814,000	2,641
Net interest income	$4,457,000	3,941
Provision for loan and lease losses	$100,000	4,579
Total noninterest income	$323,000	6,808
Gross Fiduciary activities income	$21,000	1,406
Service charges on deposit accounts	$175,000	6,168
Trading account gains and fees	$0	522
Additional Noninterest Income	$127,000	6,480
Total noninterest expense	$2,947,000	4,354
Salaries and employee benefits	$1,515,000	4,249
Premises and equipment expense	$273,000	6,020
Additional noninterest expense	$1,159,000	3,859
Pre-tax net operating income	$1,733,000	3,971
Securities gains (losses)	$-92,000	11,456
Applicable income taxes	$489,000	4,266
Income before extraordinary items	$1,152,000	4,086
Extraordinary gains, net	$0	65
Net income	$1,152,000	4,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$404,000	3,826
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,216,400	3,902
1994-12-31 (YTD Data)		Rank
Total interest income	$7,384,000	4,024
Total interest expense	$3,349,000	3,575
Net interest income	$4,035,000	4,342
Provision for loan and lease losses	$36,000	6,762
Total noninterest income	$273,000	7,603
Gross Fiduciary activities income	$20,000	1,416
Service charges on deposit accounts	$132,000	7,306
Trading account gains and fees	$0	475
Additional Noninterest Income	$121,000	6,901
Total noninterest expense	$2,535,000	5,107
Salaries and employee benefits	$1,360,000	4,694
Premises and equipment expense	$231,000	6,847
Additional noninterest expense	$944,000	4,957
Pre-tax net operating income	$1,737,000	3,882
Securities gains (losses)	$-5,000	9,408
Applicable income taxes	$565,000	3,684
Income before extraordinary items	$1,167,000	3,960
Extraordinary gains, net	$0	249
Net income	$1,167,000	3,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	10,929
Cash dividends	$694,000	2,555
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,170,350	3,991
1993-12-31 (YTD Data)		Rank
Total interest income	$7,424,000	4,082
Total interest expense	$3,492,000	3,595
Net interest income	$3,932,000	4,484
Provision for loan and lease losses	$10,000	9,731
Total noninterest income	$221,000	8,836
Gross Fiduciary activities income	$18,000	1,456
Service charges on deposit accounts	$116,000	7,947
Trading account gains and fees	$0	532
Additional Noninterest Income	$87,000	8,348
Total noninterest expense	$2,374,000	5,514
Salaries and employee benefits	$1,303,000	4,867
Premises and equipment expense	$234,000	7,011
Additional noninterest expense	$837,000	5,708
Pre-tax net operating income	$1,769,000	3,746
Securities gains (losses)	$100,000	2,512
Applicable income taxes	$630,000	3,446
Income before extraordinary items	$1,239,000	3,889
Extraordinary gains, net	$0	3,149
Net income	$1,239,000	3,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	11,177
Cash dividends	$1,234,000	1,483
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,173,000	3,905
1992-12-31 (YTD Data)		Rank
Total interest income	$8,405,000	4,118
Total interest expense	$4,516,000	3,633
Net interest income	$3,889,000	4,559
Provision for loan and lease losses	$159,000	5,935
Total noninterest income	$177,000	9,884
Gross Fiduciary activities income	$30,000	1,435
Service charges on deposit accounts	$90,000	8,836
Trading account gains and fees	$0	504
Additional Noninterest Income	$57,000	9,979
Total noninterest expense	$2,308,000	5,670
Salaries and employee benefits	$1,277,000	4,903
Premises and equipment expense	$185,000	8,187
Additional noninterest expense	$846,000	5,816
Pre-tax net operating income	$1,599,000	3,803
Securities gains (losses)	$447,000	1,173
Applicable income taxes	$600,000	3,431
Income before extraordinary items	$1,446,000	3,190
Extraordinary gains, net	$0	1,422
Net income	$1,446,000	3,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	8,392
Cash dividends	$1,465,000	1,127
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,128,630	3,734

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.