Home > Carrollton Bank > Income and Expense
Carrollton Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 1,733 |
| Total interest expense | $680,000 | 1,368 |
| Net interest income | $2,966,000 | 1,808 |
| Provision for loan and lease losses | $648,000 | 572 |
| Total noninterest income | $2,389,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $91,000 | 2,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,298,000 | 534 |
| Total noninterest expense | $4,696,000 | 1,099 |
| Salaries and employee benefits | $2,612,000 | 1,046 |
| Premises and equipment expense | $763,000 | 813 |
| Additional noninterest expense | $1,321,000 | 1,248 |
| Pre-tax net operating income | $11,000 | 6,243 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-28,000 | 6,818 |
| Income before extraordinary items | $39,000 | 5,988 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $39,000 | 5,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $39,000 | 5,990 |
| Net charge-offs | $-50,000 | 6,712 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $39,000 | 5,902 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,223,000 | 1,635 |
| Total interest expense | $3,046,000 | 1,460 |
| Net interest income | $13,177,000 | 1,680 |
| Provision for loan and lease losses | $1,193,000 | 1,593 |
| Total noninterest income | $8,730,000 | 751 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $355,000 | 3,157 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,375,000 | 558 |
| Total noninterest expense | $18,276,000 | 1,093 |
| Salaries and employee benefits | $9,882,000 | 1,060 |
| Premises and equipment expense | $2,914,000 | 829 |
| Additional noninterest expense | $5,480,000 | 1,239 |
| Pre-tax net operating income | $2,438,000 | 2,451 |
| Securities gains (losses) | $-741,000 | 7,028 |
| Applicable income taxes | $523,000 | 2,137 |
| Income before extraordinary items | $1,174,000 | 3,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,174,000 | 3,604 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,174,000 | 3,605 |
| Net charge-offs | $1,200,000 | 1,631 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,685,290 | 2,782 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,344,000 | 1,644 |
| Total interest expense | $2,326,000 | 1,504 |
| Net interest income | $10,018,000 | 1,670 |
| Provision for loan and lease losses | $1,093,000 | 1,346 |
| Total noninterest income | $6,851,000 | 728 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $269,000 | 3,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,582,000 | 534 |
| Total noninterest expense | $13,819,000 | 1,084 |
| Salaries and employee benefits | $7,384,000 | 1,059 |
| Premises and equipment expense | $2,195,000 | 825 |
| Additional noninterest expense | $4,240,000 | 1,210 |
| Pre-tax net operating income | $1,957,000 | 2,398 |
| Securities gains (losses) | $-741,000 | 7,132 |
| Applicable income taxes | $369,000 | 2,259 |
| Income before extraordinary items | $847,000 | 3,758 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $847,000 | 3,758 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $847,000 | 3,760 |
| Net charge-offs | $1,043,000 | 1,420 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,365,700 | 2,676 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 1,657 |
| Total interest expense | $1,581,000 | 1,532 |
| Net interest income | $6,645,000 | 1,670 |
| Provision for loan and lease losses | $680,000 | 1,447 |
| Total noninterest income | $4,055,000 | 779 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $185,000 | 3,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,870,000 | 570 |
| Total noninterest expense | $9,231,000 | 1,080 |
| Salaries and employee benefits | $4,929,000 | 1,063 |
| Premises and equipment expense | $1,441,000 | 840 |
| Additional noninterest expense | $2,861,000 | 1,200 |
| Pre-tax net operating income | $789,000 | 3,306 |
| Securities gains (losses) | $-781,000 | 7,202 |
| Applicable income taxes | $-72,000 | 6,987 |
| Income before extraordinary items | $80,000 | 6,061 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $80,000 | 6,061 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $80,000 | 6,061 |
| Net charge-offs | $818,000 | 1,308 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $861,000 | 2,746 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 1,653 |
| Total interest expense | $820,000 | 1,537 |
| Net interest income | $3,367,000 | 1,650 |
| Provision for loan and lease losses | $144,000 | 2,482 |
| Total noninterest income | $2,162,000 | 752 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $99,000 | 2,942 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,063,000 | 539 |
| Total noninterest expense | $4,780,000 | 1,041 |
| Salaries and employee benefits | $2,521,000 | 1,028 |
| Premises and equipment expense | $731,000 | 833 |
| Additional noninterest expense | $1,528,000 | 1,117 |
| Pre-tax net operating income | $605,000 | 2,509 |
| Securities gains (losses) | $-781,000 | 7,278 |
| Applicable income taxes | $-108,000 | 7,175 |
| Income before extraordinary items | $-68,000 | 6,753 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-68,000 | 6,755 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-68,000 | 6,755 |
| Net charge-offs | $66,000 | 2,806 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $431,840 | 2,760 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,908,000 | 1,584 |
| Total interest expense | $3,833,000 | 1,585 |
| Net interest income | $14,075,000 | 1,585 |
| Provision for loan and lease losses | $2,157,000 | 1,487 |
| Total noninterest income | $7,764,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $466,000 | 2,724 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,298,000 | 535 |
| Total noninterest expense | $17,991,000 | 1,097 |
| Salaries and employee benefits | $9,383,000 | 1,050 |
| Premises and equipment expense | $2,965,000 | 850 |
| Additional noninterest expense | $5,643,000 | 1,233 |
| Pre-tax net operating income | $1,691,000 | 2,819 |
| Securities gains (losses) | $-582,000 | 7,248 |
| Applicable income taxes | $293,000 | 2,559 |
| Income before extraordinary items | $816,000 | 3,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $816,000 | 3,916 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $816,000 | 3,915 |
| Net charge-offs | $1,779,000 | 1,674 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 412 |
| Net operating income | $1,246,680 | 3,035 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,512,000 | 1,593 |
| Total interest expense | $2,942,000 | 1,609 |
| Net interest income | $10,570,000 | 1,594 |
| Provision for loan and lease losses | $2,037,000 | 1,225 |
| Total noninterest income | $5,828,000 | 745 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $368,000 | 2,624 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,460,000 | 547 |
| Total noninterest expense | $13,691,000 | 1,077 |
| Salaries and employee benefits | $7,233,000 | 1,014 |
| Premises and equipment expense | $2,231,000 | 854 |
| Additional noninterest expense | $4,227,000 | 1,221 |
| Pre-tax net operating income | $670,000 | 4,048 |
| Securities gains (losses) | $-582,000 | 7,356 |
| Applicable income taxes | $-71,000 | 6,966 |
| Income before extraordinary items | $159,000 | 5,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,669 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $159,000 | 5,669 |
| Net charge-offs | $1,773,000 | 1,324 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 345 |
| Net operating income | $741,000 | 3,537 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,036,000 | 1,605 |
| Total interest expense | $1,995,000 | 1,635 |
| Net interest income | $7,041,000 | 1,600 |
| Provision for loan and lease losses | $1,542,000 | 1,092 |
| Total noninterest income | $3,412,000 | 828 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $251,000 | 2,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,161,000 | 596 |
| Total noninterest expense | $9,223,000 | 1,085 |
| Salaries and employee benefits | $4,965,000 | 995 |
| Premises and equipment expense | $1,496,000 | 858 |
| Additional noninterest expense | $2,762,000 | 1,281 |
| Pre-tax net operating income | $-312,000 | 6,662 |
| Securities gains (losses) | $-582,000 | 7,447 |
| Applicable income taxes | $-419,000 | 7,309 |
| Income before extraordinary items | $-475,000 | 6,829 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-475,000 | 6,828 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-475,000 | 6,829 |
| Net charge-offs | $1,188,000 | 1,331 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 225 |
| Net operating income | $-102,520 | 6,471 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 1,643 |
| Total interest expense | $1,021,000 | 1,660 |
| Net interest income | $3,423,000 | 1,636 |
| Provision for loan and lease losses | $114,000 | 3,217 |
| Total noninterest income | $1,758,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $124,000 | 2,555 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,634,000 | 589 |
| Total noninterest expense | $4,632,000 | 1,081 |
| Salaries and employee benefits | $2,526,000 | 988 |
| Premises and equipment expense | $745,000 | 887 |
| Additional noninterest expense | $1,361,000 | 1,296 |
| Pre-tax net operating income | $435,000 | 2,805 |
| Securities gains (losses) | $-167,000 | 7,445 |
| Applicable income taxes | $67,000 | 2,595 |
| Income before extraordinary items | $201,000 | 3,979 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $201,000 | 3,978 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $201,000 | 3,979 |
| Net charge-offs | $-17,000 | 7,158 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 136 |
| Net operating income | $326,250 | 2,998 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,848,000 | 1,552 |
| Total interest expense | $5,526,000 | 1,507 |
| Net interest income | $14,322,000 | 1,563 |
| Provision for loan and lease losses | $4,106,000 | 1,315 |
| Total noninterest income | $7,639,000 | 780 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $590,000 | 2,318 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,049,000 | 581 |
| Total noninterest expense | $18,152,000 | 1,099 |
| Salaries and employee benefits | $9,790,000 | 1,000 |
| Premises and equipment expense | $2,902,000 | 887 |
| Additional noninterest expense | $5,460,000 | 1,332 |
| Pre-tax net operating income | $-297,000 | 6,107 |
| Securities gains (losses) | $-1,430,000 | 7,548 |
| Applicable income taxes | $-853,000 | 7,284 |
| Income before extraordinary items | $-874,000 | 6,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-874,000 | 6,533 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-874,000 | 6,533 |
| Net charge-offs | $3,947,000 | 1,222 |
| Cash dividends | $1,048,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,216 |
| Net operating income | $41,200 | 5,697 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,911,000 | 1,581 |
| Total interest expense | $4,401,000 | 1,474 |
| Net interest income | $10,510,000 | 1,617 |
| Provision for loan and lease losses | $1,644,000 | 1,869 |
| Total noninterest income | $5,832,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $452,000 | 2,342 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,380,000 | 548 |
| Total noninterest expense | $13,329,000 | 1,102 |
| Salaries and employee benefits | $7,078,000 | 1,027 |
| Premises and equipment expense | $2,179,000 | 885 |
| Additional noninterest expense | $4,072,000 | 1,321 |
| Pre-tax net operating income | $1,369,000 | 2,557 |
| Securities gains (losses) | $-1,082,000 | 7,664 |
| Applicable income taxes | $-19,000 | 6,885 |
| Income before extraordinary items | $306,000 | 4,849 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $306,000 | 4,852 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $306,000 | 4,852 |
| Net charge-offs | $921,000 | 2,291 |
| Cash dividends | $882,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,129 |
| Net operating income | $1,388,000 | 2,180 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,929,000 | 1,599 |
| Total interest expense | $3,088,000 | 1,455 |
| Net interest income | $6,841,000 | 1,647 |
| Provision for loan and lease losses | $704,000 | 2,359 |
| Total noninterest income | $3,520,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $309,000 | 2,300 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,211,000 | 566 |
| Total noninterest expense | $8,695,000 | 1,136 |
| Salaries and employee benefits | $4,491,000 | 1,094 |
| Premises and equipment expense | $1,454,000 | 905 |
| Additional noninterest expense | $2,750,000 | 1,303 |
| Pre-tax net operating income | $962,000 | 2,447 |
| Securities gains (losses) | $-887,000 | 7,734 |
| Applicable income taxes | $-59,000 | 7,105 |
| Income before extraordinary items | $134,000 | 5,321 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $134,000 | 5,321 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $134,000 | 5,322 |
| Net charge-offs | $232,000 | 3,368 |
| Cash dividends | $665,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,053 |
| Net operating income | $1,021,000 | 1,995 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 1,641 |
| Total interest expense | $1,596,000 | 1,481 |
| Net interest income | $3,314,000 | 1,711 |
| Provision for loan and lease losses | $135,000 | 3,577 |
| Total noninterest income | $1,701,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $149,000 | 2,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,552,000 | 578 |
| Total noninterest expense | $4,389,000 | 1,141 |
| Salaries and employee benefits | $2,239,000 | 1,113 |
| Premises and equipment expense | $747,000 | 905 |
| Additional noninterest expense | $1,403,000 | 1,260 |
| Pre-tax net operating income | $491,000 | 2,441 |
| Securities gains (losses) | $-754,000 | 7,862 |
| Applicable income taxes | $-149,000 | 7,513 |
| Income before extraordinary items | $-114,000 | 6,786 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-114,000 | 6,787 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-114,000 | 6,786 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $176,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $368,560 | 2,599 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,622,000 | 1,589 |
| Total interest expense | $8,130,000 | 1,469 |
| Net interest income | $13,492,000 | 1,667 |
| Provision for loan and lease losses | $4,231,000 | 1,609 |
| Total noninterest income | $7,823,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $714,000 | 2,213 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,109,000 | 558 |
| Total noninterest expense | $17,961,000 | 1,155 |
| Salaries and employee benefits | $9,156,000 | 1,077 |
| Premises and equipment expense | $2,907,000 | 938 |
| Additional noninterest expense | $5,898,000 | 1,283 |
| Pre-tax net operating income | $-877,000 | 6,208 |
| Securities gains (losses) | $-257,000 | 7,468 |
| Applicable income taxes | $-660,000 | 7,134 |
| Income before extraordinary items | $-474,000 | 6,066 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-474,000 | 6,066 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-474,000 | 6,067 |
| Net charge-offs | $3,088,000 | 1,574 |
| Cash dividends | $1,106,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $9,213,000 | 102 |
| Net operating income | $-309,520 | 5,935 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,235,000 | 1,607 |
| Total interest expense | $6,215,000 | 1,511 |
| Net interest income | $10,020,000 | 1,679 |
| Provision for loan and lease losses | $2,336,000 | 1,738 |
| Total noninterest income | $5,727,000 | 788 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $547,000 | 2,190 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,180,000 | 573 |
| Total noninterest expense | $13,303,000 | 1,153 |
| Salaries and employee benefits | $6,849,000 | 1,087 |
| Premises and equipment expense | $2,216,000 | 929 |
| Additional noninterest expense | $4,238,000 | 1,289 |
| Pre-tax net operating income | $108,000 | 5,251 |
| Securities gains (losses) | $-230,000 | 7,612 |
| Applicable income taxes | $-213,000 | 7,107 |
| Income before extraordinary items | $91,000 | 5,353 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $91,000 | 5,352 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $91,000 | 5,352 |
| Net charge-offs | $880,000 | 2,344 |
| Cash dividends | $747,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $9,202,000 | 83 |
| Net operating income | $238,200 | 4,616 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,890,000 | 1,633 |
| Total interest expense | $4,098,000 | 1,591 |
| Net interest income | $6,792,000 | 1,660 |
| Provision for loan and lease losses | $736,000 | 2,434 |
| Total noninterest income | $3,833,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $365,000 | 2,174 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,468,000 | 574 |
| Total noninterest expense | $8,943,000 | 1,166 |
| Salaries and employee benefits | $4,556,000 | 1,109 |
| Premises and equipment expense | $1,472,000 | 955 |
| Additional noninterest expense | $2,915,000 | 1,283 |
| Pre-tax net operating income | $946,000 | 2,215 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $267,000 | 1,665 |
| Income before extraordinary items | $688,000 | 2,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 2,522 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $688,000 | 2,524 |
| Net charge-offs | $459,000 | 2,438 |
| Cash dividends | $588,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $9,202,000 | 61 |
| Net operating income | $681,520 | 2,469 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 1,645 |
| Total interest expense | $2,055,000 | 1,653 |
| Net interest income | $3,406,000 | 1,637 |
| Provision for loan and lease losses | $165,000 | 3,095 |
| Total noninterest income | $1,808,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $189,000 | 2,057 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,619,000 | 594 |
| Total noninterest expense | $4,278,000 | 1,171 |
| Salaries and employee benefits | $2,305,000 | 1,108 |
| Premises and equipment expense | $742,000 | 962 |
| Additional noninterest expense | $1,231,000 | 1,328 |
| Pre-tax net operating income | $771,000 | 1,661 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $250,000 | 1,230 |
| Income before extraordinary items | $521,000 | 2,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 2,052 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $521,000 | 2,052 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $382,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $9,201,000 | 29 |
| Net operating income | $521,000 | 1,932 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,332,000 | 1,732 |
| Total interest expense | $8,451,000 | 1,866 |
| Net interest income | $13,881,000 | 1,606 |
| Provision for loan and lease losses | $2,096,000 | 1,736 |
| Total noninterest income | $6,361,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $824,000 | 2,075 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,537,000 | 599 |
| Total noninterest expense | $17,302,000 | 1,136 |
| Salaries and employee benefits | $8,828,000 | 1,116 |
| Premises and equipment expense | $2,958,000 | 928 |
| Additional noninterest expense | $5,516,000 | 1,160 |
| Pre-tax net operating income | $844,000 | 4,070 |
| Securities gains (losses) | $348,000 | 496 |
| Applicable income taxes | $232,000 | 2,674 |
| Income before extraordinary items | $960,000 | 3,360 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $960,000 | 3,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,186,000 | 1,222 |
| Cash dividends | $5,624,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,339 |
| Net operating income | $678,120 | 4,134 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,666,000 | 1,778 |
| Total interest expense | $6,251,000 | 1,974 |
| Net interest income | $10,415,000 | 1,619 |
| Provision for loan and lease losses | $997,000 | 1,826 |
| Total noninterest income | $4,885,000 | 893 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $627,000 | 2,055 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,258,000 | 621 |
| Total noninterest expense | $12,773,000 | 1,143 |
| Salaries and employee benefits | $6,553,000 | 1,156 |
| Premises and equipment expense | $2,239,000 | 923 |
| Additional noninterest expense | $3,981,000 | 1,154 |
| Pre-tax net operating income | $1,530,000 | 2,801 |
| Securities gains (losses) | $81,000 | 1,096 |
| Applicable income taxes | $433,000 | 2,073 |
| Income before extraordinary items | $1,178,000 | 2,794 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,178,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,793 |
| Cash dividends | $5,318,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,200 |
| Net operating income | $1,118,870 | 3,021 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,998,000 | 1,819 |
| Total interest expense | $4,086,000 | 2,090 |
| Net interest income | $6,912,000 | 1,627 |
| Provision for loan and lease losses | $198,000 | 3,186 |
| Total noninterest income | $3,225,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $412,000 | 2,051 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,813,000 | 648 |
| Total noninterest expense | $8,466,000 | 1,151 |
| Salaries and employee benefits | $4,362,000 | 1,174 |
| Premises and equipment expense | $1,479,000 | 925 |
| Additional noninterest expense | $2,625,000 | 1,139 |
| Pre-tax net operating income | $1,473,000 | 2,230 |
| Securities gains (losses) | $80,000 | 1,125 |
| Applicable income taxes | $459,000 | 1,704 |
| Income before extraordinary items | $1,094,000 | 2,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,094,000 | 2,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,182 |
| Cash dividends | $4,977,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,094 |
| Net operating income | $1,038,000 | 2,453 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 1,855 |
| Total interest expense | $2,156,000 | 2,108 |
| Net interest income | $3,389,000 | 1,640 |
| Provision for loan and lease losses | $99,000 | 2,759 |
| Total noninterest income | $1,580,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $199,000 | 2,091 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,381,000 | 651 |
| Total noninterest expense | $4,369,000 | 1,109 |
| Salaries and employee benefits | $2,190,000 | 1,173 |
| Premises and equipment expense | $742,000 | 933 |
| Additional noninterest expense | $1,437,000 | 1,000 |
| Pre-tax net operating income | $501,000 | 3,072 |
| Securities gains (losses) | $80,000 | 831 |
| Applicable income taxes | $136,000 | 2,435 |
| Income before extraordinary items | $445,000 | 2,954 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $445,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,665 |
| Cash dividends | $4,659,000 | 199 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 964 |
| Net operating income | $383,400 | 3,196 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,624,000 | 1,801 |
| Total interest expense | $9,747,000 | 1,975 |
| Net interest income | $13,877,000 | 1,630 |
| Provision for loan and lease losses | $536,000 | 2,227 |
| Total noninterest income | $6,152,000 | 928 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $950,000 | 1,854 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,202,000 | 660 |
| Total noninterest expense | $16,061,000 | 1,165 |
| Salaries and employee benefits | $8,613,000 | 1,163 |
| Premises and equipment expense | $2,671,000 | 971 |
| Additional noninterest expense | $4,777,000 | 1,186 |
| Pre-tax net operating income | $3,432,000 | 2,231 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,163,000 | 1,683 |
| Income before extraordinary items | $2,269,000 | 2,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,269,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,966 |
| Cash dividends | $777,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,197 |
| Net operating income | $2,269,000 | 2,559 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,845,000 | 1,794 |
| Total interest expense | $7,336,000 | 1,979 |
| Net interest income | $10,509,000 | 1,618 |
| Provision for loan and lease losses | $264,000 | 2,524 |
| Total noninterest income | $4,655,000 | 915 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $748,000 | 1,747 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,907,000 | 665 |
| Total noninterest expense | $12,001,000 | 1,163 |
| Salaries and employee benefits | $6,454,000 | 1,159 |
| Premises and equipment expense | $1,978,000 | 981 |
| Additional noninterest expense | $3,569,000 | 1,160 |
| Pre-tax net operating income | $2,899,000 | 2,168 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $930,000 | 1,729 |
| Income before extraordinary items | $1,969,000 | 2,409 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,969,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,468 |
| Cash dividends | $435,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,056 |
| Net operating income | $1,969,000 | 2,383 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 1,820 |
| Total interest expense | $4,867,000 | 1,991 |
| Net interest income | $6,973,000 | 1,652 |
| Provision for loan and lease losses | $165,000 | 2,459 |
| Total noninterest income | $3,099,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $565,000 | 1,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,534,000 | 695 |
| Total noninterest expense | $8,186,000 | 1,154 |
| Salaries and employee benefits | $4,463,000 | 1,144 |
| Premises and equipment expense | $1,272,000 | 1,031 |
| Additional noninterest expense | $2,451,000 | 1,139 |
| Pre-tax net operating income | $1,721,000 | 2,428 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $580,000 | 1,881 |
| Income before extraordinary items | $1,141,000 | 2,752 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,141,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,663 |
| Cash dividends | $94,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 974 |
| Net operating income | $1,141,000 | 2,733 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,824,000 | 1,845 |
| Total interest expense | $2,406,000 | 2,000 |
| Net interest income | $3,418,000 | 1,683 |
| Provision for loan and lease losses | $66,000 | 2,646 |
| Total noninterest income | $1,470,000 | 969 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $358,000 | 1,209 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,112,000 | 760 |
| Total noninterest expense | $3,915,000 | 1,200 |
| Salaries and employee benefits | $2,190,000 | 1,172 |
| Premises and equipment expense | $627,000 | 1,063 |
| Additional noninterest expense | $1,098,000 | 1,233 |
| Pre-tax net operating income | $907,000 | 2,333 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $288,000 | 1,903 |
| Income before extraordinary items | $619,000 | 2,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $619,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,157 |
| Cash dividends | $47,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $619,000 | 2,546 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,078,000 | 1,752 |
| Total interest expense | $8,743,000 | 1,891 |
| Net interest income | $14,335,000 | 1,601 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $6,770,000 | 856 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,121,000 | 1,580 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,649,000 | 621 |
| Total noninterest expense | $19,266,000 | 919 |
| Salaries and employee benefits | $8,522,000 | 1,147 |
| Premises and equipment expense | $2,424,000 | 1,035 |
| Additional noninterest expense | $8,320,000 | 657 |
| Pre-tax net operating income | $1,839,000 | 3,840 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $538,000 | 3,047 |
| Income before extraordinary items | $1,301,000 | 4,100 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,301,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,144 |
| Cash dividends | $259,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,129 |
| Net operating income | $1,301,000 | 4,071 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,038,000 | 1,766 |
| Total interest expense | $6,377,000 | 1,884 |
| Net interest income | $10,661,000 | 1,632 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $5,346,000 | 830 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $953,000 | 1,412 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,393,000 | 609 |
| Total noninterest expense | $15,419,000 | 865 |
| Salaries and employee benefits | $6,510,000 | 1,132 |
| Premises and equipment expense | $1,778,000 | 1,076 |
| Additional noninterest expense | $7,131,000 | 596 |
| Pre-tax net operating income | $588,000 | 5,903 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $99,000 | 4,934 |
| Income before extraordinary items | $489,000 | 5,805 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $489,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,678 |
| Cash dividends | $259,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 994 |
| Net operating income | $489,000 | 5,810 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,194,000 | 1,760 |
| Total interest expense | $4,137,000 | 1,851 |
| Net interest income | $7,057,000 | 1,639 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $3,786,000 | 788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $780,000 | 1,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,006,000 | 596 |
| Total noninterest expense | $11,588,000 | 778 |
| Salaries and employee benefits | $4,391,000 | 1,120 |
| Premises and equipment expense | $1,187,000 | 1,078 |
| Additional noninterest expense | $6,010,000 | 489 |
| Pre-tax net operating income | $-745,000 | 8,639 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-371,000 | 8,727 |
| Income before extraordinary items | $-374,000 | 8,531 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-374,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,922 |
| Cash dividends | $212,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-374,000 | 8,528 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 1,712 |
| Total interest expense | $2,080,000 | 1,759 |
| Net interest income | $3,474,000 | 1,658 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,791,000 | 808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $342,000 | 1,264 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,449,000 | 612 |
| Total noninterest expense | $6,057,000 | 738 |
| Salaries and employee benefits | $2,299,000 | 1,066 |
| Premises and equipment expense | $600,000 | 1,064 |
| Additional noninterest expense | $3,158,000 | 468 |
| Pre-tax net operating income | $-792,000 | 8,738 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-351,000 | 8,758 |
| Income before extraordinary items | $-441,000 | 8,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-441,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $112,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-441,000 | 8,685 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,936,000 | 1,783 |
| Total interest expense | $7,364,000 | 1,544 |
| Net interest income | $11,572,000 | 1,914 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $9,885,000 | 634 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,083,000 | 1,610 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,802,000 | 465 |
| Total noninterest expense | $18,491,000 | 921 |
| Salaries and employee benefits | $8,803,000 | 1,050 |
| Premises and equipment expense | $3,066,000 | 792 |
| Additional noninterest expense | $6,622,000 | 791 |
| Pre-tax net operating income | $2,966,000 | 2,782 |
| Securities gains (losses) | $73,000 | 811 |
| Applicable income taxes | $1,072,000 | 2,171 |
| Income before extraordinary items | $1,967,000 | 3,128 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,967,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,737 |
| Cash dividends | $610,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,919,550 | 3,164 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,638,000 | 1,802 |
| Total interest expense | $5,251,000 | 1,530 |
| Net interest income | $8,387,000 | 1,973 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $7,521,000 | 627 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $789,000 | 1,634 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,732,000 | 458 |
| Total noninterest expense | $13,415,000 | 940 |
| Salaries and employee benefits | $6,592,000 | 1,041 |
| Premises and equipment expense | $2,284,000 | 786 |
| Additional noninterest expense | $4,539,000 | 848 |
| Pre-tax net operating income | $2,493,000 | 2,575 |
| Securities gains (losses) | $73,000 | 766 |
| Applicable income taxes | $968,000 | 1,925 |
| Income before extraordinary items | $1,598,000 | 2,983 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,598,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $550,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,551,280 | 3,012 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,712,000 | 1,828 |
| Total interest expense | $3,316,000 | 1,516 |
| Net interest income | $5,396,000 | 2,016 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $4,909,000 | 632 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $496,000 | 1,697 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,413,000 | 459 |
| Total noninterest expense | $8,683,000 | 964 |
| Salaries and employee benefits | $4,366,000 | 1,042 |
| Premises and equipment expense | $1,481,000 | 801 |
| Additional noninterest expense | $2,836,000 | 889 |
| Pre-tax net operating income | $1,622,000 | 2,594 |
| Securities gains (losses) | $73,000 | 671 |
| Applicable income taxes | $666,000 | 1,856 |
| Income before extraordinary items | $1,029,000 | 3,021 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,029,000 | 3,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,161 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $982,280 | 3,089 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 1,845 |
| Total interest expense | $1,552,000 | 1,538 |
| Net interest income | $2,681,000 | 2,010 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $2,260,000 | 650 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $240,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,020,000 | 469 |
| Total noninterest expense | $4,346,000 | 962 |
| Salaries and employee benefits | $2,161,000 | 1,044 |
| Premises and equipment expense | $748,000 | 798 |
| Additional noninterest expense | $1,437,000 | 869 |
| Pre-tax net operating income | $595,000 | 3,241 |
| Securities gains (losses) | $73,000 | 445 |
| Applicable income taxes | $266,000 | 2,170 |
| Income before extraordinary items | $402,000 | 3,609 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $402,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $355,280 | 3,874 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,371,000 | 1,861 |
| Total interest expense | $5,317,000 | 1,543 |
| Net interest income | $10,054,000 | 2,016 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $8,664,000 | 684 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $948,000 | 1,846 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,716,000 | 495 |
| Total noninterest expense | $17,155,000 | 943 |
| Salaries and employee benefits | $8,720,000 | 982 |
| Premises and equipment expense | $3,211,000 | 720 |
| Additional noninterest expense | $5,224,000 | 965 |
| Pre-tax net operating income | $1,563,000 | 4,145 |
| Securities gains (losses) | $-382,000 | 8,860 |
| Applicable income taxes | $342,000 | 3,969 |
| Income before extraordinary items | $839,000 | 5,152 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $839,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,905 |
| Cash dividends | $586,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,110,220 | 4,337 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,372,000 | 1,866 |
| Total interest expense | $3,868,000 | 1,568 |
| Net interest income | $7,504,000 | 2,002 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $6,302,000 | 699 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $707,000 | 1,870 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,595,000 | 502 |
| Total noninterest expense | $12,821,000 | 956 |
| Salaries and employee benefits | $6,444,000 | 996 |
| Premises and equipment expense | $2,531,000 | 688 |
| Additional noninterest expense | $3,846,000 | 974 |
| Pre-tax net operating income | $985,000 | 4,647 |
| Securities gains (losses) | $116,000 | 1,082 |
| Applicable income taxes | $331,000 | 3,615 |
| Income before extraordinary items | $770,000 | 4,726 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $770,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $411,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $688,800 | 4,907 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 1,861 |
| Total interest expense | $2,551,000 | 1,556 |
| Net interest income | $4,984,000 | 1,999 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $4,122,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $462,000 | 1,885 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,660,000 | 522 |
| Total noninterest expense | $8,318,000 | 974 |
| Salaries and employee benefits | $4,153,000 | 1,022 |
| Premises and equipment expense | $1,684,000 | 694 |
| Additional noninterest expense | $2,481,000 | 1,003 |
| Pre-tax net operating income | $788,000 | 4,151 |
| Securities gains (losses) | $116,000 | 939 |
| Applicable income taxes | $278,000 | 3,206 |
| Income before extraordinary items | $626,000 | 4,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $626,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $235,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $545,960 | 4,417 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 1,870 |
| Total interest expense | $1,276,000 | 1,575 |
| Net interest income | $2,484,000 | 2,005 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,966,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $235,000 | 1,811 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,731,000 | 533 |
| Total noninterest expense | $4,164,000 | 983 |
| Salaries and employee benefits | $2,041,000 | 1,056 |
| Premises and equipment expense | $880,000 | 663 |
| Additional noninterest expense | $1,243,000 | 991 |
| Pre-tax net operating income | $286,000 | 4,919 |
| Securities gains (losses) | $116,000 | 725 |
| Applicable income taxes | $108,000 | 3,659 |
| Income before extraordinary items | $294,000 | 4,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $294,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $58,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $209,320 | 5,106 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,783,000 | 1,801 |
| Total interest expense | $6,645,000 | 1,331 |
| Net interest income | $9,138,000 | 2,131 |
| Provision for loan and lease losses | $243,000 | 3,598 |
| Total noninterest income | $7,877,000 | 791 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $988,000 | 1,736 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,889,000 | 586 |
| Total noninterest expense | $16,065,000 | 1,020 |
| Salaries and employee benefits | $7,495,000 | 1,128 |
| Premises and equipment expense | $3,327,000 | 690 |
| Additional noninterest expense | $5,243,000 | 971 |
| Pre-tax net operating income | $707,000 | 5,995 |
| Securities gains (losses) | $23,000 | 3,134 |
| Applicable income taxes | $167,000 | 5,151 |
| Income before extraordinary items | $563,000 | 6,082 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $563,000 | 6,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,114 |
| Cash dividends | $259,000 | 4,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $545,290 | 6,005 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,075,000 | 1,794 |
| Total interest expense | $5,327,000 | 1,301 |
| Net interest income | $6,748,000 | 2,170 |
| Provision for loan and lease losses | $243,000 | 2,906 |
| Total noninterest income | $5,948,000 | 811 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $768,000 | 1,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,180,000 | 619 |
| Total noninterest expense | $11,539,000 | 1,058 |
| Salaries and employee benefits | $5,452,000 | 1,178 |
| Premises and equipment expense | $2,423,000 | 727 |
| Additional noninterest expense | $3,664,000 | 1,050 |
| Pre-tax net operating income | $914,000 | 4,791 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $257,000 | 4,224 |
| Income before extraordinary items | $657,000 | 5,154 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $657,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,605 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $657,000 | 4,968 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 1,777 |
| Total interest expense | $3,873,000 | 1,237 |
| Net interest income | $4,346,000 | 2,244 |
| Provision for loan and lease losses | $243,000 | 2,181 |
| Total noninterest income | $3,757,000 | 830 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $511,000 | 1,651 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,246,000 | 639 |
| Total noninterest expense | $7,336,000 | 1,111 |
| Salaries and employee benefits | $3,305,000 | 1,313 |
| Premises and equipment expense | $1,611,000 | 723 |
| Additional noninterest expense | $2,420,000 | 1,051 |
| Pre-tax net operating income | $524,000 | 5,200 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $162,000 | 4,372 |
| Income before extraordinary items | $362,000 | 5,650 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $362,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,935 |
| Cash dividends | $141,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $362,000 | 5,443 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 1,748 |
| Total interest expense | $1,945,000 | 1,256 |
| Net interest income | $2,268,000 | 2,153 |
| Provision for loan and lease losses | $122,000 | 2,018 |
| Total noninterest income | $1,775,000 | 852 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $266,000 | 1,554 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,509,000 | 662 |
| Total noninterest expense | $3,531,000 | 1,137 |
| Salaries and employee benefits | $1,556,000 | 1,391 |
| Premises and equipment expense | $802,000 | 738 |
| Additional noninterest expense | $1,173,000 | 1,056 |
| Pre-tax net operating income | $390,000 | 4,092 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $151,000 | 3,211 |
| Income before extraordinary items | $239,000 | 4,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $70,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $239,000 | 4,640 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,863,000 | 1,628 |
| Total interest expense | $8,700,000 | 1,284 |
| Net interest income | $10,163,000 | 1,912 |
| Provision for loan and lease losses | $526,000 | 2,304 |
| Total noninterest income | $7,317,000 | 773 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,118,000 | 1,449 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,199,000 | 598 |
| Total noninterest expense | $14,436,000 | 1,079 |
| Salaries and employee benefits | $6,259,000 | 1,304 |
| Premises and equipment expense | $3,455,000 | 645 |
| Additional noninterest expense | $4,722,000 | 1,042 |
| Pre-tax net operating income | $2,518,000 | 2,868 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $785,000 | 2,628 |
| Income before extraordinary items | $1,733,000 | 3,126 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,733,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,440 |
| Cash dividends | $235,000 | 4,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,733,000 | 3,019 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,703,000 | 1,441 |
| Total interest expense | $12,886,000 | 1,260 |
| Net interest income | $10,817,000 | 1,654 |
| Provision for loan and lease losses | $550,000 | 2,033 |
| Total noninterest income | $7,160,000 | 748 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,146,000 | 1,306 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,014,000 | 575 |
| Total noninterest expense | $14,796,000 | 1,004 |
| Salaries and employee benefits | $6,319,000 | 1,173 |
| Premises and equipment expense | $3,323,000 | 653 |
| Additional noninterest expense | $5,154,000 | 947 |
| Pre-tax net operating income | $2,631,000 | 2,565 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $805,000 | 2,417 |
| Income before extraordinary items | $1,826,000 | 2,755 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,826,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,606 |
| Cash dividends | $235,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,826,000 | 2,665 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,582,000 | 1,327 |
| Total interest expense | $15,936,000 | 1,096 |
| Net interest income | $10,646,000 | 1,646 |
| Provision for loan and lease losses | $448,000 | 2,075 |
| Total noninterest income | $7,657,000 | 695 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,202,000 | 1,134 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,455,000 | 546 |
| Total noninterest expense | $15,762,000 | 900 |
| Salaries and employee benefits | $6,749,000 | 1,037 |
| Premises and equipment expense | $3,439,000 | 625 |
| Additional noninterest expense | $5,574,000 | 880 |
| Pre-tax net operating income | $2,093,000 | 3,210 |
| Securities gains (losses) | $-68,000 | 9,301 |
| Applicable income taxes | $506,000 | 3,464 |
| Income before extraordinary items | $1,519,000 | 3,221 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,519,000 | 3,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,003 |
| Cash dividends | $1,300,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,570,000 | 3,133 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,136,000 | 1,473 |
| Total interest expense | $10,945,000 | 1,371 |
| Net interest income | $11,191,000 | 1,554 |
| Provision for loan and lease losses | $598,000 | 1,534 |
| Total noninterest income | $10,672,000 | 595 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,486,000 | 890 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,186,000 | 466 |
| Total noninterest expense | $17,731,000 | 831 |
| Salaries and employee benefits | $6,883,000 | 1,002 |
| Premises and equipment expense | $3,089,000 | 680 |
| Additional noninterest expense | $7,759,000 | 719 |
| Pre-tax net operating income | $3,534,000 | 2,071 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $844,000 | 2,524 |
| Income before extraordinary items | $2,702,000 | 1,966 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,702,000 | 1,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,869 |
| Cash dividends | $1,527,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,692,880 | 1,934 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,249,000 | 1,605 |
| Total interest expense | $9,616,000 | 1,599 |
| Net interest income | $10,633,000 | 1,594 |
| Provision for loan and lease losses | $615,000 | 1,456 |
| Total noninterest income | $7,353,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,402,000 | 882 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,951,000 | 579 |
| Total noninterest expense | $15,710,000 | 897 |
| Salaries and employee benefits | $6,445,000 | 1,013 |
| Premises and equipment expense | $2,925,000 | 706 |
| Additional noninterest expense | $6,340,000 | 815 |
| Pre-tax net operating income | $1,661,000 | 3,874 |
| Securities gains (losses) | $95,000 | 1,307 |
| Applicable income taxes | $233,000 | 5,798 |
| Income before extraordinary items | $1,523,000 | 3,217 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,523,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,206 |
| Cash dividends | $1,618,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,440,350 | 3,269 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,475,000 | 1,693 |
| Total interest expense | $8,981,000 | 1,726 |
| Net interest income | $10,494,000 | 1,660 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $5,399,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,574,000 | 807 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,825,000 | 730 |
| Total noninterest expense | $13,051,000 | 1,043 |
| Salaries and employee benefits | $5,752,000 | 1,139 |
| Premises and equipment expense | $2,500,000 | 812 |
| Additional noninterest expense | $4,799,000 | 994 |
| Pre-tax net operating income | $2,602,000 | 2,817 |
| Securities gains (losses) | $33,000 | 1,577 |
| Applicable income taxes | $637,000 | 3,504 |
| Income before extraordinary items | $1,998,000 | 2,596 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,998,000 | 2,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,726 |
| Cash dividends | $1,373,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,972,920 | 2,571 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,464,000 | 1,832 |
| Total interest expense | $8,579,000 | 1,836 |
| Net interest income | $9,885,000 | 1,792 |
| Provision for loan and lease losses | $188,000 | 3,558 |
| Total noninterest income | $3,764,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,307,000 | 1,013 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,457,000 | 1,010 |
| Total noninterest expense | $10,752,000 | 1,335 |
| Salaries and employee benefits | $5,056,000 | 1,327 |
| Premises and equipment expense | $2,136,000 | 993 |
| Additional noninterest expense | $3,560,000 | 1,497 |
| Pre-tax net operating income | $2,709,000 | 2,580 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $747,000 | 3,025 |
| Income before extraordinary items | $1,980,000 | 2,485 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,980,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,762 |
| Cash dividends | $670,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,966,860 | 2,443 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,072,000 | 1,975 |
| Total interest expense | $7,920,000 | 1,979 |
| Net interest income | $9,152,000 | 1,963 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,535,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,582,000 | 831 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $953,000 | 1,859 |
| Total noninterest expense | $8,964,000 | 1,585 |
| Salaries and employee benefits | $4,181,000 | 1,592 |
| Premises and equipment expense | $1,833,000 | 1,148 |
| Additional noninterest expense | $2,950,000 | 1,719 |
| Pre-tax net operating income | $2,723,000 | 2,647 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $884,000 | 2,649 |
| Income before extraordinary items | $1,841,000 | 2,687 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,841,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-312,000 | 11,903 |
| Cash dividends | $644,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,839,640 | 2,659 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,185,000 | 2,158 |
| Total interest expense | $5,448,000 | 2,281 |
| Net interest income | $8,737,000 | 2,066 |
| Provision for loan and lease losses | $126,000 | 3,941 |
| Total noninterest income | $1,970,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,113,000 | 1,192 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $857,000 | 2,049 |
| Total noninterest expense | $7,864,000 | 1,845 |
| Salaries and employee benefits | $3,865,000 | 1,731 |
| Premises and equipment expense | $1,522,000 | 1,371 |
| Additional noninterest expense | $2,477,000 | 2,149 |
| Pre-tax net operating income | $2,717,000 | 2,610 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $849,000 | 2,628 |
| Income before extraordinary items | $1,860,000 | 2,614 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,860,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,796 |
| Cash dividends | $1,221,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,865,520 | 2,626 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,061,000 | 2,211 |
| Total interest expense | $5,366,000 | 2,408 |
| Net interest income | $8,695,000 | 2,075 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $1,945,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $964,000 | 1,387 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $981,000 | 2,054 |
| Total noninterest expense | $8,308,000 | 1,807 |
| Salaries and employee benefits | $4,445,000 | 1,527 |
| Premises and equipment expense | $1,416,000 | 1,505 |
| Additional noninterest expense | $2,447,000 | 2,279 |
| Pre-tax net operating income | $2,267,000 | 2,959 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $703,000 | 3,104 |
| Income before extraordinary items | $1,567,000 | 3,113 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,567,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $1,353,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,564,930 | 2,938 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,514,000 | 2,277 |
| Total interest expense | $6,749,000 | 2,500 |
| Net interest income | $8,765,000 | 2,082 |
| Provision for loan and lease losses | $725,000 | 2,306 |
| Total noninterest income | $1,733,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $873,000 | 1,547 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $860,000 | 2,211 |
| Total noninterest expense | $7,154,000 | 2,064 |
| Salaries and employee benefits | $3,449,000 | 1,909 |
| Premises and equipment expense | $1,414,000 | 1,515 |
| Additional noninterest expense | $2,291,000 | 2,500 |
| Pre-tax net operating income | $2,619,000 | 2,362 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $795,000 | 2,635 |
| Income before extraordinary items | $1,887,000 | 2,425 |
| Extraordinary gains, net | $188,000 | 454 |
| Net income | $2,075,000 | 2,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $1,530,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,842,900 | 2,306 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.