Home > Carrollton Bank > Net charge- offs to loans
Carrollton Bank, Net charge- offs to loans
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0689% | 6,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0722% | 6,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3577% | 6,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1353% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1796% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 5,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4028% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3451% | 2,516 |
| Percentage Net Loans Charged-off:Construction & development | 1.5409% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0777% | 2,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1265% | 736 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3454% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3347% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3494% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1295% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3317% | 2,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3317% | 2,735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4703% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3889% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 1.8380% | 1,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1133% | 2,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1663% | 628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3367% | 2,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4446% | 984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2936% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4704% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5568% | 1,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6083% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 2.5727% | 835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1863% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2428% | 481 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5772% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8555% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4607% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 5,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 2,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.4408% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 6,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 2,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3878% | 765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 5,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5759% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3687% | 3,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.8207% | 2,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4452% | 2,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 3,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2798% | 1,507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1650% | 3,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6018% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4817% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4508% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7583% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4829% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 1.0623% | 1,868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5933% | 1,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2504% | 2,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3690% | 1,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1950% | 3,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5051% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9818% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9246% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7578% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3139% | 2,852 |
| Percentage Net Loans Charged-off:Construction & development | 1.2048% | 1,605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2857% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 3,362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0726% | 5,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1894% | 2,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1621% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 6,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 6,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.6868% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2646% | 7,311 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7974% | 5,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0539% | 6,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2361% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9821% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 2.8647% | 1,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4924% | 2,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7701% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6135% | 1,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8500% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5892% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3967% | 3,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3854% | 3,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3063% | 3,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.8504% | 2,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 3,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3900% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6669% | 987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 2,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0989% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5113% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 4,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 4,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.3107% | 2,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 2,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 7,294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0813% | 5,587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 3,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0100% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7389% | 7,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 6,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 1,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 7,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1519% | 5,648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 2,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 6,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9484% | 7,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9756% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9725% | 1,951 |
| Percentage Net Loans Charged-off:Construction & development | 4.1968% | 1,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0735% | 3,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2610% | 2,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0349% | 1,874 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3699% | 2,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9829% | 2,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7459% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.1502% | 7,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3712% | 3,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3439% | 2,941 |
| Percentage Net Loans Charged-off:Construction & development | 1.0090% | 2,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 2,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2856% | 2,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 1,561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3979% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5891% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3739% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.8708% | 7,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2930% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3470% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 1.1850% | 1,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2663% | 2,192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 5,833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3978% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2395% | 7,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7325% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.5714% | 7,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 3,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 5,840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2653% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4818% | 7,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9084% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -9.1381% | 7,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7659% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7681% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 2.1259% | 1,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2484% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5534% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4902% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5893% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6855% | 2,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2341% | 8,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4507% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2964% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.7439% | 1,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3662% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2837% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4155% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1007% | 3,260 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7088% | 8,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0105% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4338% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4654% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 1.1254% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5907% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4369% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6905% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 2,490 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.5746% | 8,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3850% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1339% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3913% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9430% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7131% | 8,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5792% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 3,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2497% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2332% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2634% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4831% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9470% | 8,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0659% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1583% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1948% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3601% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6367% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0562% | 8,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3373% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3027% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5800% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1691% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9213% | 8,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5063% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4631% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9216% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3369% | 8,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4983% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 3,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1065% | 2,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8802% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0646% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7287% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 6,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0204% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2439% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0139% | 6,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 6,702 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5197% | 8,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 7,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 8,189 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 8,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 7,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2168% | 4,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2867% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 5,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 5,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 6,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3940% | 8,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0651% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 4,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 7,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 8,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0370% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2403% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9592% | 8,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0390% | 7,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 8,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0503% | 8,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0750% | 5,960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0525% | 7,190 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3552% | 8,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 4,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 8,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3203% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2831% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 5,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1561% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0341% | 8,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 4,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 2,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0362% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 8,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2664% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0599% | 8,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 7,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 8,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0332% | 8,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0556% | 7,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4215% | 3,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 5,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3935% | 2,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4503% | 4,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 4,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 2,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5077% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1974% | 5,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3209% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5228% | 3,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 3,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 4,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0930% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4086% | 3,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3809% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 5,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 8,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8996% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3170% | 5,519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 4,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0770% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0789% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9324% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4396% | 1,316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 5,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1012% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2751% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4498% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5171% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4817% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2964% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8455% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 5,264 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 5,162 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2368% | 11,573 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 6,154 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 8,563 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 9,338 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |