Home > Carroll County Savings and Loan Association > Income and Expense
Carroll County Savings and Loan Association, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $253,000 | 5,729 |
| Total interest expense | $82,000 | 5,081 |
| Net interest income | $171,000 | 5,754 |
| Provision for loan and lease losses | $49,000 | 2,901 |
| Total noninterest income | $2,000 | 5,723 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $0 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,639 |
| Total noninterest expense | $136,000 | 5,773 |
| Salaries and employee benefits | $81,000 | 5,763 |
| Premises and equipment expense | $21,000 | 5,666 |
| Additional noninterest expense | $34,000 | 5,776 |
| Pre-tax net operating income | $-12,000 | 5,572 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $12,000 | 3,765 |
| Income before extraordinary items | $-24,000 | 5,583 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-24,000 | 5,583 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-24,000 | 5,583 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-24,000 | 5,580 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $125,000 | 5,792 |
| Total interest expense | $41,000 | 5,111 |
| Net interest income | $84,000 | 5,819 |
| Provision for loan and lease losses | $57,000 | 1,998 |
| Total noninterest income | $2,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,663 |
| Total noninterest expense | $63,000 | 5,840 |
| Salaries and employee benefits | $39,000 | 5,832 |
| Premises and equipment expense | $6,000 | 5,789 |
| Additional noninterest expense | $18,000 | 5,844 |
| Pre-tax net operating income | $-34,000 | 5,677 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $6,000 | 3,734 |
| Income before extraordinary items | $-40,000 | 5,688 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-40,000 | 5,688 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-40,000 | 5,688 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-40,000 | 5,685 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 5,842 |
| Total interest expense | $162,000 | 5,164 |
| Net interest income | $383,000 | 5,867 |
| Provision for loan and lease losses | $4,000 | 4,281 |
| Total noninterest income | $0 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $0 | 5,773 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $0 | 5,780 |
| Total noninterest expense | $286,000 | 5,897 |
| Salaries and employee benefits | $166,000 | 5,884 |
| Premises and equipment expense | $37,000 | 5,822 |
| Additional noninterest expense | $83,000 | 5,899 |
| Pre-tax net operating income | $93,000 | 5,505 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $20,000 | 3,862 |
| Income before extraordinary items | $73,000 | 5,564 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $73,000 | 5,562 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $73,000 | 5,563 |
| Net charge-offs | $20,000 | 3,632 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $73,000 | 5,532 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 5,905 |
| Total interest expense | $119,000 | 5,235 |
| Net interest income | $301,000 | 5,933 |
| Provision for loan and lease losses | $4,000 | 4,129 |
| Total noninterest income | $0 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $0 | 5,834 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $0 | 5,859 |
| Total noninterest expense | $217,000 | 5,965 |
| Salaries and employee benefits | $124,000 | 5,953 |
| Premises and equipment expense | $28,000 | 5,875 |
| Additional noninterest expense | $65,000 | 5,966 |
| Pre-tax net operating income | $80,000 | 5,560 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $12,000 | 3,981 |
| Income before extraordinary items | $68,000 | 5,613 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $68,000 | 5,612 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $68,000 | 5,613 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $68,000 | 5,572 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $301,000 | 5,972 |
| Total interest expense | $80,000 | 5,288 |
| Net interest income | $221,000 | 6,001 |
| Provision for loan and lease losses | $10,000 | 3,761 |
| Total noninterest income | $0 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $0 | 5,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 5,931 |
| Total noninterest expense | $143,000 | 6,039 |
| Salaries and employee benefits | $83,000 | 6,028 |
| Premises and equipment expense | $20,000 | 5,933 |
| Additional noninterest expense | $40,000 | 6,043 |
| Pre-tax net operating income | $68,000 | 5,564 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $8,000 | 4,010 |
| Income before extraordinary items | $60,000 | 5,608 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $60,000 | 5,606 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $60,000 | 5,607 |
| Net charge-offs | $20,000 | 2,775 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $60,000 | 5,566 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $135,000 | 6,051 |
| Total interest expense | $40,000 | 5,333 |
| Net interest income | $95,000 | 6,074 |
| Provision for loan and lease losses | $6,000 | 3,407 |
| Total noninterest income | $0 | 6,066 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $0 | 5,996 |
| Total noninterest expense | $66,000 | 6,105 |
| Salaries and employee benefits | $39,000 | 6,094 |
| Premises and equipment expense | $8,000 | 6,022 |
| Additional noninterest expense | $19,000 | 6,110 |
| Pre-tax net operating income | $23,000 | 5,663 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $4,000 | 3,979 |
| Income before extraordinary items | $19,000 | 5,708 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $19,000 | 5,707 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $19,000 | 5,707 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $19,000 | 5,668 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 6,090 |
| Total interest expense | $187,000 | 5,243 |
| Net interest income | $386,000 | 6,122 |
| Provision for loan and lease losses | $27,000 | 3,931 |
| Total noninterest income | $8,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,000 | 5,924 |
| Total noninterest expense | $275,000 | 6,162 |
| Salaries and employee benefits | $163,000 | 6,153 |
| Premises and equipment expense | $32,000 | 6,101 |
| Additional noninterest expense | $80,000 | 6,168 |
| Pre-tax net operating income | $92,000 | 5,696 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $20,000 | 3,928 |
| Income before extraordinary items | $72,000 | 5,762 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $72,000 | 5,765 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $72,000 | 5,765 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $72,000 | 5,723 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $434,000 | 6,182 |
| Total interest expense | $144,000 | 5,295 |
| Net interest income | $290,000 | 6,214 |
| Provision for loan and lease losses | $17,000 | 3,881 |
| Total noninterest income | $9,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 5,969 |
| Total noninterest expense | $203,000 | 6,252 |
| Salaries and employee benefits | $121,000 | 6,244 |
| Premises and equipment expense | $20,000 | 6,205 |
| Additional noninterest expense | $62,000 | 6,254 |
| Pre-tax net operating income | $79,000 | 5,778 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $75,000 | 5,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 5,808 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $75,000 | 5,808 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $75,000 | 5,767 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $290,000 | 6,248 |
| Total interest expense | $97,000 | 5,333 |
| Net interest income | $193,000 | 6,289 |
| Provision for loan and lease losses | $17,000 | 3,596 |
| Total noninterest income | $9,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 5,963 |
| Total noninterest expense | $137,000 | 6,329 |
| Salaries and employee benefits | $82,000 | 6,316 |
| Premises and equipment expense | $13,000 | 6,279 |
| Additional noninterest expense | $42,000 | 6,332 |
| Pre-tax net operating income | $48,000 | 5,829 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $45,000 | 5,867 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $45,000 | 5,868 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $45,000 | 5,869 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $45,000 | 5,824 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $146,000 | 6,319 |
| Total interest expense | $49,000 | 5,367 |
| Net interest income | $97,000 | 6,352 |
| Provision for loan and lease losses | $17,000 | 2,924 |
| Total noninterest income | $5,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 6,018 |
| Total noninterest expense | $68,000 | 6,401 |
| Salaries and employee benefits | $39,000 | 6,391 |
| Premises and equipment expense | $7,000 | 6,322 |
| Additional noninterest expense | $22,000 | 6,396 |
| Pre-tax net operating income | $17,000 | 5,880 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $16,000 | 5,925 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $16,000 | 5,925 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $16,000 | 5,926 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $16,000 | 5,879 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 6,390 |
| Total interest expense | $219,000 | 5,398 |
| Net interest income | $410,000 | 6,438 |
| Provision for loan and lease losses | $3,000 | 4,544 |
| Total noninterest income | $9,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,000 | 6,168 |
| Total noninterest expense | $322,000 | 6,476 |
| Salaries and employee benefits | $170,000 | 6,472 |
| Premises and equipment expense | $43,000 | 6,380 |
| Additional noninterest expense | $109,000 | 6,475 |
| Pre-tax net operating income | $94,000 | 5,891 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $20,000 | 4,021 |
| Income before extraordinary items | $74,000 | 5,961 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $74,000 | 5,961 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $74,000 | 5,962 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $74,000 | 5,924 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $475,000 | 6,471 |
| Total interest expense | $168,000 | 5,441 |
| Net interest income | $307,000 | 6,519 |
| Provision for loan and lease losses | $3,000 | 4,338 |
| Total noninterest income | $9,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $9,000 | 6,215 |
| Total noninterest expense | $250,000 | 6,553 |
| Salaries and employee benefits | $130,000 | 6,548 |
| Premises and equipment expense | $35,000 | 6,434 |
| Additional noninterest expense | $85,000 | 6,546 |
| Pre-tax net operating income | $63,000 | 5,997 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $29,000 | 3,876 |
| Income before extraordinary items | $34,000 | 6,085 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $34,000 | 6,084 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $34,000 | 6,085 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $34,000 | 6,060 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $321,000 | 6,530 |
| Total interest expense | $114,000 | 5,462 |
| Net interest income | $207,000 | 6,583 |
| Provision for loan and lease losses | $3,000 | 4,116 |
| Total noninterest income | $7,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $7,000 | 6,250 |
| Total noninterest expense | $174,000 | 6,621 |
| Salaries and employee benefits | $91,000 | 6,610 |
| Premises and equipment expense | $24,000 | 6,484 |
| Additional noninterest expense | $59,000 | 6,602 |
| Pre-tax net operating income | $37,000 | 6,045 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $20,000 | 3,857 |
| Income before extraordinary items | $17,000 | 6,150 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $17,000 | 6,151 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $17,000 | 6,152 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $17,000 | 6,124 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $161,000 | 6,598 |
| Total interest expense | $57,000 | 5,542 |
| Net interest income | $104,000 | 6,650 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $4,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $4,000 | 6,274 |
| Total noninterest expense | $83,000 | 6,698 |
| Salaries and employee benefits | $43,000 | 6,689 |
| Premises and equipment expense | $8,000 | 6,628 |
| Additional noninterest expense | $32,000 | 6,660 |
| Pre-tax net operating income | $25,000 | 5,992 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $13,000 | 6,107 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 6,108 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $13,000 | 6,108 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $13,000 | 6,091 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 6,649 |
| Total interest expense | $262,000 | 5,600 |
| Net interest income | $411,000 | 6,725 |
| Provision for loan and lease losses | $18,000 | 4,768 |
| Total noninterest income | $17,000 | 6,604 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,000 | 6,266 |
| Total noninterest expense | $310,000 | 6,779 |
| Salaries and employee benefits | $170,000 | 6,771 |
| Premises and equipment expense | $35,000 | 6,701 |
| Additional noninterest expense | $105,000 | 6,768 |
| Pre-tax net operating income | $100,000 | 5,957 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $22,000 | 4,073 |
| Income before extraordinary items | $78,000 | 6,059 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $78,000 | 6,059 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $78,000 | 6,061 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $78,000 | 6,015 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $513,000 | 6,729 |
| Total interest expense | $203,000 | 5,656 |
| Net interest income | $310,000 | 6,805 |
| Provision for loan and lease losses | $18,000 | 4,544 |
| Total noninterest income | $15,000 | 6,680 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,000 | 6,323 |
| Total noninterest expense | $227,000 | 6,856 |
| Salaries and employee benefits | $125,000 | 6,848 |
| Premises and equipment expense | $27,000 | 6,769 |
| Additional noninterest expense | $75,000 | 6,850 |
| Pre-tax net operating income | $80,000 | 6,057 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $30,000 | 3,947 |
| Income before extraordinary items | $50,000 | 6,200 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $50,000 | 6,202 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $50,000 | 6,201 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $50,000 | 6,139 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $347,000 | 6,779 |
| Total interest expense | $137,000 | 5,699 |
| Net interest income | $210,000 | 6,858 |
| Provision for loan and lease losses | $9,000 | 4,543 |
| Total noninterest income | $-1,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,000 | 6,659 |
| Total noninterest expense | $148,000 | 6,912 |
| Salaries and employee benefits | $86,000 | 6,899 |
| Premises and equipment expense | $20,000 | 6,794 |
| Additional noninterest expense | $42,000 | 6,914 |
| Pre-tax net operating income | $52,000 | 6,063 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $20,000 | 3,949 |
| Income before extraordinary items | $32,000 | 6,231 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,000 | 6,233 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $32,000 | 6,233 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $32,000 | 6,153 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $174,000 | 6,848 |
| Total interest expense | $70,000 | 5,747 |
| Net interest income | $104,000 | 6,929 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-5,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-5,000 | 6,778 |
| Total noninterest expense | $68,000 | 6,996 |
| Salaries and employee benefits | $39,000 | 6,981 |
| Premises and equipment expense | $7,000 | 6,909 |
| Additional noninterest expense | $22,000 | 6,988 |
| Pre-tax net operating income | $31,000 | 6,033 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $19,000 | 6,223 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $19,000 | 6,223 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $19,000 | 6,224 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $19,000 | 6,141 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,897 |
| Total interest expense | $336,000 | 5,818 |
| Net interest income | $426,000 | 6,989 |
| Provision for loan and lease losses | $35,000 | 5,382 |
| Total noninterest income | $20,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $20,000 | 6,264 |
| Total noninterest expense | $305,000 | 7,045 |
| Salaries and employee benefits | $166,000 | 7,036 |
| Premises and equipment expense | $38,000 | 6,956 |
| Additional noninterest expense | $101,000 | 7,043 |
| Pre-tax net operating income | $106,000 | 5,902 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $82,000 | 6,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $82,000 | 6,102 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $82,000 | 6,105 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $82,000 | 5,950 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $575,000 | 7,004 |
| Total interest expense | $261,000 | 5,903 |
| Net interest income | $314,000 | 7,098 |
| Provision for loan and lease losses | $35,000 | 5,167 |
| Total noninterest income | $19,000 | 6,852 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,334 |
| Total noninterest expense | $202,000 | 7,155 |
| Salaries and employee benefits | $122,000 | 7,136 |
| Premises and equipment expense | $19,000 | 7,100 |
| Additional noninterest expense | $61,000 | 7,164 |
| Pre-tax net operating income | $96,000 | 6,013 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $51,000 | 3,781 |
| Income before extraordinary items | $45,000 | 6,288 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $45,000 | 6,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $45,000 | 6,287 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $45,000 | 6,154 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $396,000 | 7,052 |
| Total interest expense | $180,000 | 5,943 |
| Net interest income | $216,000 | 7,152 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $12,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,397 |
| Total noninterest expense | $135,000 | 7,219 |
| Salaries and employee benefits | $83,000 | 7,197 |
| Premises and equipment expense | $11,000 | 7,170 |
| Additional noninterest expense | $41,000 | 7,224 |
| Pre-tax net operating income | $63,000 | 6,042 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $38,000 | 3,701 |
| Income before extraordinary items | $25,000 | 6,363 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $25,000 | 6,362 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $25,000 | 6,363 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $25,000 | 6,226 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $202,000 | 7,104 |
| Total interest expense | $94,000 | 5,980 |
| Net interest income | $108,000 | 7,220 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $8,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $66,000 | 7,284 |
| Salaries and employee benefits | $38,000 | 7,266 |
| Premises and equipment expense | $6,000 | 7,208 |
| Additional noninterest expense | $22,000 | 7,279 |
| Pre-tax net operating income | $35,000 | 6,083 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $20,000 | 6,325 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $20,000 | 6,324 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $20,000 | 6,325 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $20,000 | 6,193 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 7,134 |
| Total interest expense | $442,000 | 6,066 |
| Net interest income | $441,000 | 7,260 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $10,000 | 6,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $10,000 | 6,530 |
| Total noninterest expense | $300,000 | 7,327 |
| Salaries and employee benefits | $178,000 | 7,311 |
| Premises and equipment expense | $36,000 | 7,239 |
| Additional noninterest expense | $86,000 | 7,336 |
| Pre-tax net operating income | $91,000 | 5,800 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $31,000 | 3,950 |
| Income before extraordinary items | $60,000 | 5,999 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $60,000 | 6,001 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $60,000 | 6,001 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $60,000 | 5,886 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $675,000 | 7,199 |
| Total interest expense | $339,000 | 6,135 |
| Net interest income | $336,000 | 7,334 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $9,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $9,000 | 6,665 |
| Total noninterest expense | $224,000 | 7,399 |
| Salaries and employee benefits | $131,000 | 7,383 |
| Premises and equipment expense | $25,000 | 7,316 |
| Additional noninterest expense | $68,000 | 7,402 |
| Pre-tax net operating income | $76,000 | 5,905 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $27,000 | 3,924 |
| Income before extraordinary items | $49,000 | 6,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 6,090 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $49,000 | 6,090 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $49,000 | 5,984 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $460,000 | 7,261 |
| Total interest expense | $230,000 | 6,211 |
| Net interest income | $230,000 | 7,393 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $8,000 | 7,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,666 |
| Total noninterest expense | $153,000 | 7,477 |
| Salaries and employee benefits | $90,000 | 7,449 |
| Premises and equipment expense | $15,000 | 7,410 |
| Additional noninterest expense | $48,000 | 7,473 |
| Pre-tax net operating income | $55,000 | 5,918 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $22,000 | 3,790 |
| Income before extraordinary items | $33,000 | 6,122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 6,121 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $33,000 | 6,122 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $33,000 | 6,036 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $235,000 | 7,311 |
| Total interest expense | $118,000 | 6,260 |
| Net interest income | $117,000 | 7,445 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $3,000 | 7,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $74,000 | 7,542 |
| Salaries and employee benefits | $41,000 | 7,522 |
| Premises and equipment expense | $8,000 | 7,448 |
| Additional noninterest expense | $25,000 | 7,531 |
| Pre-tax net operating income | $31,000 | 5,982 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $19,000 | 6,132 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $19,000 | 6,131 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $19,000 | 6,132 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $19,000 | 6,097 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 7,367 |
| Total interest expense | $541,000 | 6,412 |
| Net interest income | $434,000 | 7,526 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $17,000 | 7,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $284,000 | 7,614 |
| Salaries and employee benefits | $172,000 | 7,595 |
| Premises and equipment expense | $29,000 | 7,561 |
| Additional noninterest expense | $83,000 | 7,621 |
| Pre-tax net operating income | $107,000 | 5,457 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $34,000 | 3,800 |
| Income before extraordinary items | $73,000 | 5,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,000 | 5,706 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $73,000 | 5,706 |
| Net charge-offs | $25,000 | 6,281 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $73,000 | 5,568 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $744,000 | 7,467 |
| Total interest expense | $415,000 | 6,523 |
| Net interest income | $329,000 | 7,633 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $24,000 | 7,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $210,000 | 7,722 |
| Salaries and employee benefits | $126,000 | 7,705 |
| Premises and equipment expense | $22,000 | 7,663 |
| Additional noninterest expense | $62,000 | 7,730 |
| Pre-tax net operating income | $98,000 | 5,626 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $36,000 | 3,738 |
| Income before extraordinary items | $62,000 | 5,894 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $62,000 | 5,896 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $62,000 | 5,896 |
| Net charge-offs | $25,000 | 5,919 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $62,000 | 5,752 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,530 |
| Total interest expense | $285,000 | 6,575 |
| Net interest income | $218,000 | 7,704 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $16,000 | 7,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $144,000 | 7,792 |
| Salaries and employee benefits | $87,000 | 7,767 |
| Premises and equipment expense | $15,000 | 7,728 |
| Additional noninterest expense | $42,000 | 7,797 |
| Pre-tax net operating income | $60,000 | 5,741 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $28,000 | 3,609 |
| Income before extraordinary items | $32,000 | 6,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $32,000 | 6,015 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $32,000 | 6,014 |
| Net charge-offs | $25,000 | 5,377 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $32,000 | 5,919 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 7,612 |
| Total interest expense | $146,000 | 6,654 |
| Net interest income | $112,000 | 7,793 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $8,000 | 7,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $71,000 | 7,899 |
| Salaries and employee benefits | $40,000 | 7,876 |
| Premises and equipment expense | $8,000 | 7,797 |
| Additional noninterest expense | $23,000 | 7,898 |
| Pre-tax net operating income | $34,000 | 5,864 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $18,000 | 3,501 |
| Income before extraordinary items | $16,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $16,000 | 6,168 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $16,000 | 6,168 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $16,000 | 6,062 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 7,600 |
| Total interest expense | $680,000 | 6,732 |
| Net interest income | $517,000 | 7,821 |
| Provision for loan and lease losses | $51,000 | 6,822 |
| Total noninterest income | $-3,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-3,000 | 7,444 |
| Total noninterest expense | $287,000 | 7,980 |
| Salaries and employee benefits | $169,000 | 7,954 |
| Premises and equipment expense | $29,000 | 7,912 |
| Additional noninterest expense | $89,000 | 7,975 |
| Pre-tax net operating income | $176,000 | 4,871 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $65,000 | 3,125 |
| Income before extraordinary items | $111,000 | 5,110 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $111,000 | 5,110 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $111,000 | 5,110 |
| Net charge-offs | $15,000 | 6,776 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $111,000 | 5,049 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 7,666 |
| Total interest expense | $521,000 | 6,818 |
| Net interest income | $397,000 | 7,893 |
| Provision for loan and lease losses | $36,000 | 6,717 |
| Total noninterest income | $-5,000 | 7,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-5,000 | 7,650 |
| Total noninterest expense | $201,000 | 8,063 |
| Salaries and employee benefits | $124,000 | 8,035 |
| Premises and equipment expense | $22,000 | 7,988 |
| Additional noninterest expense | $55,000 | 8,073 |
| Pre-tax net operating income | $155,000 | 5,101 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $50,000 | 3,331 |
| Income before extraordinary items | $105,000 | 5,291 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $105,000 | 5,290 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $105,000 | 5,290 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $105,000 | 5,221 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $624,000 | 7,740 |
| Total interest expense | $354,000 | 6,906 |
| Net interest income | $270,000 | 7,961 |
| Provision for loan and lease losses | $21,000 | 6,663 |
| Total noninterest income | $-1,000 | 7,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,000 | 7,794 |
| Total noninterest expense | $136,000 | 8,156 |
| Salaries and employee benefits | $85,000 | 8,123 |
| Premises and equipment expense | $15,000 | 8,064 |
| Additional noninterest expense | $36,000 | 8,166 |
| Pre-tax net operating income | $112,000 | 5,142 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $35,000 | 3,384 |
| Income before extraordinary items | $77,000 | 5,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 5,371 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $77,000 | 5,371 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $77,000 | 5,289 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 7,787 |
| Total interest expense | $179,000 | 6,978 |
| Net interest income | $136,000 | 8,011 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $1,000 | 8,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $60,000 | 8,218 |
| Salaries and employee benefits | $39,000 | 8,187 |
| Premises and equipment expense | $8,000 | 8,085 |
| Additional noninterest expense | $13,000 | 8,223 |
| Pre-tax net operating income | $71,000 | 5,370 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $51,000 | 5,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 5,670 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $51,000 | 5,670 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,000 | 5,498 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 7,819 |
| Total interest expense | $829,000 | 7,081 |
| Net interest income | $460,000 | 8,104 |
| Provision for loan and lease losses | $26,000 | 6,918 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $238,000 | 8,258 |
| Salaries and employee benefits | $164,000 | 8,228 |
| Premises and equipment expense | $31,000 | 8,170 |
| Additional noninterest expense | $43,000 | 8,282 |
| Pre-tax net operating income | $196,000 | 5,765 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $63,000 | 3,721 |
| Income before extraordinary items | $133,000 | 5,747 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $133,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,686 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $133,000 | 5,899 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,907 |
| Total interest expense | $637,000 | 7,147 |
| Net interest income | $332,000 | 8,203 |
| Provision for loan and lease losses | $12,000 | 6,700 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $173,000 | 8,339 |
| Salaries and employee benefits | $120,000 | 8,307 |
| Premises and equipment expense | $21,000 | 8,257 |
| Additional noninterest expense | $32,000 | 8,363 |
| Pre-tax net operating income | $147,000 | 6,231 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $37,000 | 4,286 |
| Income before extraordinary items | $110,000 | 6,124 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $110,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $110,000 | 6,281 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $651,000 | 7,950 |
| Total interest expense | $436,000 | 7,219 |
| Net interest income | $215,000 | 8,277 |
| Provision for loan and lease losses | $7,000 | 6,417 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $117,000 | 8,408 |
| Salaries and employee benefits | $82,000 | 8,380 |
| Premises and equipment expense | $14,000 | 8,328 |
| Additional noninterest expense | $21,000 | 8,433 |
| Pre-tax net operating income | $91,000 | 6,455 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $24,000 | 4,564 |
| Income before extraordinary items | $67,000 | 6,579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $67,000 | 6,510 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,001 |
| Total interest expense | $227,000 | 7,280 |
| Net interest income | $107,000 | 8,344 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $56,000 | 8,455 |
| Salaries and employee benefits | $38,000 | 8,428 |
| Premises and equipment expense | $7,000 | 8,354 |
| Additional noninterest expense | $11,000 | 8,468 |
| Pre-tax net operating income | $48,000 | 6,641 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $36,000 | 6,787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $36,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $36,000 | 6,693 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 7,930 |
| Total interest expense | $1,004,000 | 7,164 |
| Net interest income | $435,000 | 8,324 |
| Provision for loan and lease losses | $8,000 | 6,652 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $220,000 | 8,496 |
| Salaries and employee benefits | $149,000 | 8,465 |
| Premises and equipment expense | $30,000 | 8,401 |
| Additional noninterest expense | $41,000 | 8,514 |
| Pre-tax net operating income | $207,000 | 6,853 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $67,000 | 4,760 |
| Income before extraordinary items | $140,000 | 6,988 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $140,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $140,000 | 6,972 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 7,995 |
| Total interest expense | $754,000 | 7,199 |
| Net interest income | $325,000 | 8,368 |
| Provision for loan and lease losses | $6,000 | 6,329 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $166,000 | 8,521 |
| Salaries and employee benefits | $115,000 | 8,484 |
| Premises and equipment expense | $21,000 | 8,416 |
| Additional noninterest expense | $30,000 | 8,539 |
| Pre-tax net operating income | $153,000 | 7,130 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $44,000 | 5,031 |
| Income before extraordinary items | $109,000 | 7,230 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $109,000 | 7,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $109,000 | 7,216 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 8,062 |
| Total interest expense | $496,000 | 7,243 |
| Net interest income | $216,000 | 8,443 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $113,000 | 8,568 |
| Salaries and employee benefits | $79,000 | 8,533 |
| Premises and equipment expense | $14,000 | 8,453 |
| Additional noninterest expense | $20,000 | 8,590 |
| Pre-tax net operating income | $100,000 | 7,243 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $26,000 | 5,192 |
| Income before extraordinary items | $74,000 | 7,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $74,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $74,000 | 7,297 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,115 |
| Total interest expense | $245,000 | 7,293 |
| Net interest income | $107,000 | 8,498 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $54,000 | 8,610 |
| Salaries and employee benefits | $36,000 | 8,585 |
| Premises and equipment expense | $8,000 | 8,463 |
| Additional noninterest expense | $10,000 | 8,624 |
| Pre-tax net operating income | $51,000 | 7,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $38,000 | 7,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $38,000 | 7,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $38,000 | 7,326 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 8,072 |
| Total interest expense | $884,000 | 7,150 |
| Net interest income | $409,000 | 8,487 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $8,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $218,000 | 8,640 |
| Salaries and employee benefits | $149,000 | 8,600 |
| Premises and equipment expense | $28,000 | 8,538 |
| Additional noninterest expense | $41,000 | 8,656 |
| Pre-tax net operating income | $193,000 | 7,431 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $60,000 | 5,326 |
| Income before extraordinary items | $133,000 | 7,554 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $133,000 | 7,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $133,000 | 7,546 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 8,155 |
| Total interest expense | $647,000 | 7,196 |
| Net interest income | $307,000 | 8,548 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $6,000 | 8,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $158,000 | 8,700 |
| Salaries and employee benefits | $110,000 | 8,660 |
| Premises and equipment expense | $18,000 | 8,620 |
| Additional noninterest expense | $30,000 | 8,719 |
| Pre-tax net operating income | $150,000 | 7,628 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $45,000 | 5,504 |
| Income before extraordinary items | $105,000 | 7,701 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $105,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $105,000 | 7,700 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,209 |
| Total interest expense | $415,000 | 7,217 |
| Net interest income | $205,000 | 8,612 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $4,000 | 8,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $106,000 | 8,740 |
| Salaries and employee benefits | $76,000 | 8,700 |
| Premises and equipment expense | $10,000 | 8,672 |
| Additional noninterest expense | $20,000 | 8,757 |
| Pre-tax net operating income | $100,000 | 7,699 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $28,000 | 5,612 |
| Income before extraordinary items | $72,000 | 7,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $72,000 | 7,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $72,000 | 7,753 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,246 |
| Total interest expense | $198,000 | 7,242 |
| Net interest income | $105,000 | 8,620 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $2,000 | 8,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $50,000 | 8,757 |
| Salaries and employee benefits | $35,000 | 8,723 |
| Premises and equipment expense | $5,000 | 8,677 |
| Additional noninterest expense | $10,000 | 8,773 |
| Pre-tax net operating income | $55,000 | 7,632 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $42,000 | 7,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $42,000 | 7,663 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 8,246 |
| Total interest expense | $717,000 | 6,997 |
| Net interest income | $382,000 | 8,613 |
| Provision for loan and lease losses | $6,000 | 6,930 |
| Total noninterest income | $1,000 | 8,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $248,000 | 8,779 |
| Salaries and employee benefits | $188,000 | 8,704 |
| Premises and equipment expense | $20,000 | 8,729 |
| Additional noninterest expense | $40,000 | 8,804 |
| Pre-tax net operating income | $129,000 | 7,903 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $37,000 | 6,041 |
| Income before extraordinary items | $92,000 | 8,004 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $92,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $92,000 | 7,975 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 8,307 |
| Total interest expense | $522,000 | 6,995 |
| Net interest income | $284,000 | 8,673 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $172,000 | 8,804 |
| Salaries and employee benefits | $127,000 | 8,740 |
| Premises and equipment expense | $15,000 | 8,744 |
| Additional noninterest expense | $30,000 | 8,830 |
| Pre-tax net operating income | $107,000 | 7,988 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $23,000 | 6,225 |
| Income before extraordinary items | $84,000 | 8,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $84,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $84,000 | 8,012 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $526,000 | 8,329 |
| Total interest expense | $338,000 | 6,961 |
| Net interest income | $188,000 | 8,684 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $-1,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-1,000 | 8,816 |
| Total noninterest expense | $118,000 | 8,816 |
| Salaries and employee benefits | $87,000 | 8,751 |
| Premises and equipment expense | $10,000 | 8,742 |
| Additional noninterest expense | $21,000 | 8,837 |
| Pre-tax net operating income | $66,000 | 8,053 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $52,000 | 8,095 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $52,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $52,000 | 8,061 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,430 |
| Total interest expense | $164,000 | 6,998 |
| Net interest income | $92,000 | 8,773 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $57,000 | 8,887 |
| Salaries and employee benefits | $40,000 | 8,835 |
| Premises and equipment expense | $5,000 | 8,804 |
| Additional noninterest expense | $12,000 | 8,891 |
| Pre-tax net operating income | $34,000 | 8,103 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $27,000 | 8,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $27,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $27,000 | 8,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 8,405 |
| Total interest expense | $638,000 | 6,819 |
| Net interest income | $347,000 | 8,780 |
| Provision for loan and lease losses | $7,000 | 7,125 |
| Total noninterest income | $2,000 | 8,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,776 |
| Total noninterest expense | $227,000 | 8,918 |
| Salaries and employee benefits | $166,000 | 8,857 |
| Premises and equipment expense | $18,000 | 8,879 |
| Additional noninterest expense | $43,000 | 8,940 |
| Pre-tax net operating income | $115,000 | 8,063 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $32,000 | 6,314 |
| Income before extraordinary items | $83,000 | 8,163 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $83,000 | 8,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $83,000 | 8,124 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 8,452 |
| Total interest expense | $475,000 | 6,825 |
| Net interest income | $259,000 | 8,836 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $2,000 | 8,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $166,000 | 8,965 |
| Salaries and employee benefits | $121,000 | 8,912 |
| Premises and equipment expense | $14,000 | 8,918 |
| Additional noninterest expense | $31,000 | 8,989 |
| Pre-tax net operating income | $90,000 | 8,168 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $71,000 | 8,219 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $71,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $71,000 | 8,177 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 8,519 |
| Total interest expense | $315,000 | 6,874 |
| Net interest income | $172,000 | 8,894 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $1,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $113,000 | 9,018 |
| Salaries and employee benefits | $83,000 | 8,961 |
| Premises and equipment expense | $10,000 | 8,958 |
| Additional noninterest expense | $20,000 | 9,050 |
| Pre-tax net operating income | $57,000 | 8,209 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $45,000 | 8,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $45,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $45,000 | 8,207 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 8,560 |
| Total interest expense | $158,000 | 6,923 |
| Net interest income | $89,000 | 8,925 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $53,000 | 9,065 |
| Salaries and employee benefits | $38,000 | 9,021 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $10,000 | 9,089 |
| Pre-tax net operating income | $34,000 | 8,131 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $28,000 | 8,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $28,000 | 8,124 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 8,545 |
| Total interest expense | $724,000 | 6,948 |
| Net interest income | $318,000 | 8,980 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $4,000 | 9,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,000 | 8,931 |
| Total noninterest expense | $213,000 | 9,124 |
| Salaries and employee benefits | $160,000 | 9,057 |
| Premises and equipment expense | $20,000 | 9,071 |
| Additional noninterest expense | $33,000 | 9,152 |
| Pre-tax net operating income | $104,000 | 8,183 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $32,000 | 6,563 |
| Income before extraordinary items | $72,000 | 8,369 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $72,000 | 8,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $72,000 | 8,262 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 8,625 |
| Total interest expense | $560,000 | 7,027 |
| Net interest income | $231,000 | 9,063 |
| Provision for loan and lease losses | $4,000 | 7,376 |
| Total noninterest income | $2,000 | 9,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 9,035 |
| Total noninterest expense | $156,000 | 9,177 |
| Salaries and employee benefits | $117,000 | 9,114 |
| Premises and equipment expense | $15,000 | 9,123 |
| Additional noninterest expense | $24,000 | 9,209 |
| Pre-tax net operating income | $73,000 | 8,354 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $55,000 | 8,498 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $55,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $55,000 | 8,384 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $537,000 | 8,656 |
| Total interest expense | $386,000 | 7,063 |
| Net interest income | $151,000 | 9,107 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $107,000 | 9,205 |
| Salaries and employee benefits | $80,000 | 9,149 |
| Premises and equipment expense | $10,000 | 9,145 |
| Additional noninterest expense | $17,000 | 9,235 |
| Pre-tax net operating income | $42,000 | 8,426 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $30,000 | 8,585 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $30,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $30,000 | 8,460 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,702 |
| Total interest expense | $199,000 | 7,083 |
| Net interest income | $75,000 | 9,163 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $2,000 | 9,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $51,000 | 9,258 |
| Salaries and employee benefits | $37,000 | 9,213 |
| Premises and equipment expense | $5,000 | 9,168 |
| Additional noninterest expense | $9,000 | 9,277 |
| Pre-tax net operating income | $25,000 | 8,386 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $19,000 | 8,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $19,000 | 8,383 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 8,708 |
| Total interest expense | $839,000 | 7,386 |
| Net interest income | $328,000 | 9,159 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $-18,000 | 9,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-18,000 | 9,296 |
| Total noninterest expense | $207,000 | 9,296 |
| Salaries and employee benefits | $151,000 | 9,238 |
| Premises and equipment expense | $21,000 | 9,232 |
| Additional noninterest expense | $35,000 | 9,319 |
| Pre-tax net operating income | $97,000 | 8,324 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $22,000 | 7,002 |
| Income before extraordinary items | $75,000 | 8,440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $75,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $75,000 | 8,350 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 8,927 |
| Total interest expense | $980,000 | 8,067 |
| Net interest income | $296,000 | 9,418 |
| Provision for loan and lease losses | $4,000 | 8,142 |
| Total noninterest income | $3,000 | 9,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $207,000 | 9,555 |
| Salaries and employee benefits | $145,000 | 9,503 |
| Premises and equipment expense | $21,000 | 9,487 |
| Additional noninterest expense | $41,000 | 9,575 |
| Pre-tax net operating income | $88,000 | 8,385 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $23,000 | 7,236 |
| Income before extraordinary items | $65,000 | 8,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $65,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $65,000 | 8,441 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 9,158 |
| Total interest expense | $974,000 | 8,277 |
| Net interest income | $323,000 | 9,669 |
| Provision for loan and lease losses | $3,000 | 8,228 |
| Total noninterest income | $9,000 | 9,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $201,000 | 9,843 |
| Salaries and employee benefits | $143,000 | 9,767 |
| Premises and equipment expense | $28,000 | 9,695 |
| Additional noninterest expense | $30,000 | 9,870 |
| Pre-tax net operating income | $128,000 | 8,703 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $36,000 | 7,478 |
| Income before extraordinary items | $92,000 | 8,761 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $92,000 | 8,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $92,000 | 8,747 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 9,361 |
| Total interest expense | $956,000 | 8,291 |
| Net interest income | $299,000 | 9,965 |
| Provision for loan and lease losses | $1,000 | 8,482 |
| Total noninterest income | $9,000 | 10,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $210,000 | 10,143 |
| Salaries and employee benefits | $138,000 | 10,073 |
| Premises and equipment expense | $31,000 | 9,958 |
| Additional noninterest expense | $41,000 | 10,177 |
| Pre-tax net operating income | $97,000 | 9,089 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $28,000 | 8,057 |
| Income before extraordinary items | $69,000 | 9,146 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $69,000 | 9,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $69,000 | 9,116 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 9,522 |
| Total interest expense | $1,001,000 | 8,418 |
| Net interest income | $306,000 | 10,188 |
| Provision for loan and lease losses | $1,000 | 8,622 |
| Total noninterest income | $14,000 | 10,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $200,000 | 10,377 |
| Salaries and employee benefits | $131,000 | 10,312 |
| Premises and equipment expense | $26,000 | 10,237 |
| Additional noninterest expense | $43,000 | 10,403 |
| Pre-tax net operating income | $119,000 | 9,329 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $37,000 | 8,566 |
| Income before extraordinary items | $82,000 | 9,455 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $82,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $82,000 | 9,390 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 9,868 |
| Total interest expense | $1,025,000 | 8,616 |
| Net interest income | $325,000 | 10,659 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $17,000 | 10,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $195,000 | 10,830 |
| Salaries and employee benefits | $129,000 | 10,765 |
| Premises and equipment expense | $20,000 | 10,765 |
| Additional noninterest expense | $46,000 | 10,842 |
| Pre-tax net operating income | $146,000 | 9,864 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $27,000 | 9,605 |
| Income before extraordinary items | $119,000 | 9,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $119,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $119,000 | 9,797 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 10,298 |
| Total interest expense | $1,069,000 | 8,787 |
| Net interest income | $297,000 | 11,230 |
| Provision for loan and lease losses | $1,000 | 9,010 |
| Total noninterest income | $16,000 | 11,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $341,000 | 11,134 |
| Salaries and employee benefits | $121,000 | 11,314 |
| Premises and equipment expense | $22,000 | 11,270 |
| Additional noninterest expense | $198,000 | 9,951 |
| Pre-tax net operating income | $-29,000 | 10,861 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-4,000 | 10,909 |
| Income before extraordinary items | $-25,000 | 10,885 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-25,000 | 10,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-25,000 | 10,838 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 10,722 |
| Total interest expense | $1,087,000 | 8,940 |
| Net interest income | $291,000 | 11,769 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $16,000 | 11,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $230,000 | 11,836 |
| Salaries and employee benefits | $121,000 | 11,820 |
| Premises and equipment expense | $32,000 | 11,571 |
| Additional noninterest expense | $77,000 | 11,781 |
| Pre-tax net operating income | $75,000 | 11,205 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $60,000 | 11,231 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $60,000 | 11,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $60,000 | 11,202 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 11,096 |
| Total interest expense | $1,018,000 | 8,613 |
| Net interest income | $302,000 | 12,399 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $17,000 | 12,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $237,000 | 12,466 |
| Salaries and employee benefits | $126,000 | 12,451 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $86,000 | 12,395 |
| Pre-tax net operating income | $81,000 | 11,747 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $13,000 | 11,303 |
| Income before extraordinary items | $68,000 | 11,671 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $68,000 | 11,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $68,000 | 11,707 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 11,395 |
| Total interest expense | $1,126,000 | 8,574 |
| Net interest income | $300,000 | 13,010 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $17,000 | 13,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $240,000 | 13,120 |
| Salaries and employee benefits | $122,000 | 13,114 |
| Premises and equipment expense | $25,000 | 12,982 |
| Additional noninterest expense | $93,000 | 12,996 |
| Pre-tax net operating income | $76,000 | 12,017 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $19,000 | 11,624 |
| Income before extraordinary items | $57,000 | 12,205 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $57,000 | 12,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $57,000 | 12,050 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 11,717 |
| Total interest expense | $1,265,000 | 9,383 |
| Net interest income | $342,000 | 13,532 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $16,000 | 13,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $234,000 | 13,743 |
| Salaries and employee benefits | $116,000 | 13,731 |
| Premises and equipment expense | $24,000 | 13,574 |
| Additional noninterest expense | $94,000 | 13,584 |
| Pre-tax net operating income | $124,000 | 11,768 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $91,000 | 12,057 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $91,000 | 12,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $91,000 | 11,754 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.