Home > Carroll County Bank and Trust Company > Net charge- offs to loans
Carroll County Bank and Trust Company, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 6,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1106% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1720% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1916% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 7,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0258% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6889% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0876% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 9,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6051% | 917 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1296% | 5,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1700% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1009% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1205% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7318% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6280% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 10,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5685% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2694% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 7,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1309% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 1,217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1816% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3019% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5169% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 8,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0893% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1359% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6715% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 5,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2369% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4113% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2520% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |