Home > Carroll County Bank and Trust Company > Assets and Liabilities
Carroll County Bank and Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 198 | 846 |
| Assets and Liabilities | ||
| Total Assets: | $805,429,000 | 642 |
| Cash and due from depository institutions | $21,740,000 | 846 |
| Interest-bearing balances | $1,291,000 | 2,157 |
| Securities | $441,597,000 | 322 |
| Federal funds sold & reverse repurchase agreements | $1,588,000 | 4,134 |
| Net loans & leases | $298,359,000 | 1,033 |
| Loan loss allowance | $3,061,000 | 1,254 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,740,000 | 649 |
| Other real estate owned | $197,000 | 846 |
| Goodwill and other intangibles | $177,000 | 2,445 |
| All other assets | $30,031,000 | 461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $805,429,000 | 642 |
| Total liabilities | $765,381,000 | 618 |
| Total deposits | $475,862,000 | 782 |
| Interest-bearing deposits | $406,339,000 | 794 |
| Deposits held in domestic offices | $475,862,000 | 777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $109,000,000 | 330 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $170,004,000 | 358 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $10,515,000 | 598 |
| Total equity capital | $40,048,000 | 1,123 |
| Total bank equity capital | $40,048,000 | 1,123 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,178,000 | 220 |
| Surplus | $26,678,000 | 748 |
| Undivided profits | $-1,808,000 | 10,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,100,000 | 1,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,484,000 | 1,444 |
| Earning assets | $742,835,000 | 634 |
| Long-term assets (5+ years) | $352,717,000 | 331 |
| Average Assets, year-to-date | $788,593,200 | 632 |
| Average Assets, quarterly | $798,853,500 | 640 |
| Volatile liabilities | $235,503,000 | 536 |
| Insider loans | $6,294,000 | 723 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $956,000 | 707 |
| Unused loan commitments | $61,931,000 | 1,033 |
| Tier 1 (core) risk-based capital | $54,898,000 | 813 |
| Tier 2 risk-based capital | $3,061,000 | 1,169 |
| Total risk weighted assets | $435,223,200 | 753 |
| Total unused commitments | $61,931,000 | 1,034 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 309 | 563 |
| Assets and Liabilities | ||
| Total Assets: | $767,969,000 | 652 |
| Cash and due from depository institutions | $15,513,000 | 563 |
| Interest-bearing balances | $522,000 | 3,451 |
| Securities | $448,996,000 | 313 |
| Federal funds sold & reverse repurchase agreements | $812,000 | 7,313 |
| Net loans & leases | $274,504,000 | 1,051 |
| Loan loss allowance | $2,855,000 | 1,282 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $13,418,000 | 542 |
| Other real estate owned | $255,000 | 563 |
| Goodwill and other intangibles | $278,000 | 2,172 |
| All other assets | $14,193,000 | 682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $767,969,000 | 652 |
| Total liabilities | $717,425,000 | 629 |
| Total deposits | $469,642,000 | 781 |
| Interest-bearing deposits | $398,486,000 | 785 |
| Deposits held in domestic offices | $469,642,000 | 776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,485,000 | 596 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $210,650,000 | 264 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,648,000 | 826 |
| Total equity capital | $50,544,000 | 892 |
| Total bank equity capital | $50,544,000 | 892 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $15,178,000 | 224 |
| Surplus | $20,178,000 | 861 |
| Undivided profits | $15,188,000 | 1,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,020,000 | 880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,425,000 | 1,489 |
| Earning assets | $724,834,000 | 636 |
| Long-term assets (5+ years) | $443,395,000 | 251 |
| Average Assets, year-to-date | $736,744,600 | 637 |
| Average Assets, quarterly | $759,387,000 | 647 |
| Volatile liabilities | $69,384,000 | 1,081 |
| Insider loans | $2,939,000 | 1,463 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $7,645,000 | 398 |
| Unused loan commitments | $70,270,000 | 893 |
| Tier 1 (core) risk-based capital | $48,701,000 | 862 |
| Tier 2 risk-based capital | $2,855,000 | 1,176 |
| Total risk weighted assets | $404,501,500 | 751 |
| Total unused commitments | $70,270,000 | 900 |
| Derivatives | $40,000,000 | 271 |
| 1997-12-31 | Rank | |
| # of Employees: | 298 | 591 |
| Assets and Liabilities | ||
| Total Assets: | $708,268,000 | 698 |
| Cash and due from depository institutions | $12,389,000 | 591 |
| Interest-bearing balances | $379,000 | 3,405 |
| Securities | $412,664,000 | 346 |
| Federal funds sold & reverse repurchase agreements | $6,307,000 | 2,190 |
| Net loans & leases | $253,986,000 | 1,168 |
| Loan loss allowance | $2,706,000 | 1,366 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,140,000 | 609 |
| Other real estate owned | $510,000 | 591 |
| Goodwill and other intangibles | $317,000 | 2,026 |
| All other assets | $9,955,000 | 876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $708,268,000 | 698 |
| Total liabilities | $653,656,000 | 689 |
| Total deposits | $421,019,000 | 900 |
| Interest-bearing deposits | $365,981,000 | 885 |
| Deposits held in domestic offices | $421,019,000 | 895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $84,288,000 | 373 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $142,718,000 | 313 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,631,000 | 912 |
| Total equity capital | $54,612,000 | 840 |
| Total bank equity capital | $54,612,000 | 840 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $15,178,000 | 241 |
| Surplus | $20,178,000 | 860 |
| Undivided profits | $19,256,000 | 1,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,779,000 | 1,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,367,000 | 1,612 |
| Earning assets | $673,336,000 | 677 |
| Long-term assets (5+ years) | $327,385,000 | 277 |
| Average Assets, year-to-date | $664,062,000 | 700 |
| Average Assets, quarterly | $704,637,000 | 693 |
| Volatile liabilities | $127,018,000 | 727 |
| Insider loans | $1,133,000 | 3,257 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,439,000 | 377 |
| Unused loan commitments | $68,153,000 | 857 |
| Tier 1 (core) risk-based capital | $52,629,000 | 810 |
| Tier 2 risk-based capital | $2,706,000 | 1,170 |
| Total risk weighted assets | $352,093,200 | 849 |
| Total unused commitments | $68,153,000 | 861 |
| Derivatives | $25,000,000 | 309 |
| 1996-12-31 | Rank | |
| # of Employees: | 264 | 706 |
| Assets and Liabilities | ||
| Total Assets: | $595,454,000 | 835 |
| Cash and due from depository institutions | $14,637,000 | 706 |
| Interest-bearing balances | $89,000 | 5,091 |
| Securities | $325,443,000 | 434 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $235,134,000 | 1,278 |
| Loan loss allowance | $2,596,000 | 1,505 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,692,000 | 640 |
| Other real estate owned | $295,000 | 706 |
| Goodwill and other intangibles | $348,000 | 1,870 |
| All other assets | $7,905,000 | 1,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $595,454,000 | 835 |
| Total liabilities | $551,820,000 | 822 |
| Total deposits | $417,197,000 | 938 |
| Interest-bearing deposits | $359,023,000 | 936 |
| Deposits held in domestic offices | $417,197,000 | 931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,534,000 | 559 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $86,326,000 | 434 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,763,000 | 1,032 |
| Total equity capital | $43,634,000 | 1,047 |
| Total bank equity capital | $43,634,000 | 1,047 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $15,178,000 | 264 |
| Surplus | $15,178,000 | 1,131 |
| Undivided profits | $13,278,000 | 1,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,718,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,337,000 | 1,632 |
| Earning assets | $560,666,000 | 815 |
| Long-term assets (5+ years) | $273,408,000 | 330 |
| Average Assets, year-to-date | $567,916,800 | 845 |
| Average Assets, quarterly | $593,189,500 | 831 |
| Volatile liabilities | $85,112,000 | 967 |
| Insider loans | $1,234,000 | 3,101 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,142,000 | 417 |
| Unused loan commitments | $64,361,000 | 905 |
| Tier 1 (core) risk-based capital | $42,895,000 | 1,001 |
| Tier 2 risk-based capital | $2,596,000 | 1,242 |
| Total risk weighted assets | $305,097,700 | 988 |
| Total unused commitments | $64,361,000 | 911 |
| Derivatives | $18,000,000 | 398 |
| 1995-12-31 | Rank | |
| # of Employees: | 242 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $535,363,000 | 941 |
| Cash and due from depository institutions | $12,712,000 | 798 |
| Interest-bearing balances | $414,000 | 3,476 |
| Securities | $293,718,000 | 487 |
| Federal funds sold & reverse repurchase agreements | $2,108,000 | 5,384 |
| Net loans & leases | $205,724,000 | 1,438 |
| Loan loss allowance | $2,653,000 | 1,527 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $12,177,000 | 616 |
| Other real estate owned | $197,000 | 798 |
| Goodwill and other intangibles | $348,000 | 1,745 |
| All other assets | $8,379,000 | 1,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $535,363,000 | 941 |
| Total liabilities | $492,218,000 | 929 |
| Total deposits | $399,293,000 | 997 |
| Interest-bearing deposits | $346,538,000 | 1,010 |
| Deposits held in domestic offices | $399,293,000 | 987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,347,000 | 552 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $43,118,000 | 586 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,460,000 | 1,127 |
| Total equity capital | $43,145,000 | 1,074 |
| Total bank equity capital | $43,145,000 | 1,074 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $15,178,000 | 284 |
| Surplus | $15,178,000 | 1,137 |
| Undivided profits | $12,789,000 | 2,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 2,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,285,000 | 1,750 |
| Earning assets | $501,964,000 | 929 |
| Long-term assets (5+ years) | $242,913,000 | 346 |
| Average Assets, year-to-date | $522,748,400 | 927 |
| Average Assets, quarterly | $531,556,000 | 936 |
| Volatile liabilities | $70,120,000 | 1,027 |
| Insider loans | $910,000 | 3,956 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,662,000 | 664 |
| Unused loan commitments | $41,400,000 | 1,175 |
| Tier 1 (core) risk-based capital | $41,993,000 | 1,043 |
| Tier 2 risk-based capital | $2,653,000 | 1,244 |
| Total risk weighted assets | $263,642,800 | 1,122 |
| Total unused commitments | $41,400,000 | 1,184 |
| Derivatives | $8,000,000 | 524 |
| 1994-12-31 | Rank | |
| # of Employees: | 236 | 842 |
| Assets and Liabilities | ||
| Total Assets: | $506,944,000 | 948 |
| Cash and due from depository institutions | $12,348,000 | 842 |
| Interest-bearing balances | $107,000 | 5,013 |
| Securities | $281,202,000 | 531 |
| Federal funds sold & reverse repurchase agreements | $682,000 | 6,274 |
| Net loans & leases | $193,313,000 | 1,470 |
| Loan loss allowance | $2,627,000 | 1,575 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,484,000 | 776 |
| Other real estate owned | $197,000 | 842 |
| Goodwill and other intangibles | $28,000 | 2,695 |
| All other assets | $9,690,000 | 1,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $506,944,000 | 948 |
| Total liabilities | $465,508,000 | 944 |
| Total deposits | $383,774,000 | 996 |
| Interest-bearing deposits | $333,510,000 | 1,011 |
| Deposits held in domestic offices | $383,774,000 | 986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,927,000 | 542 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $24,114,000 | 814 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,693,000 | 1,122 |
| Total equity capital | $41,436,000 | 1,013 |
| Total bank equity capital | $41,436,000 | 1,013 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $15,178,000 | 277 |
| Surplus | $15,178,000 | 1,067 |
| Undivided profits | $11,080,000 | 2,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,091,000 | 1,796 |
| Earning assets | $475,304,000 | 921 |
| Long-term assets (5+ years) | $246,955,000 | 338 |
| Average Assets, year-to-date | $494,408,400 | 949 |
| Average Assets, quarterly | $503,649,000 | 948 |
| Volatile liabilities | $82,877,000 | 899 |
| Insider loans | $604,000 | 5,103 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $429,000 | 857 |
| Unused loan commitments | $37,280,000 | 1,223 |
| Tier 1 (core) risk-based capital | $45,392,000 | 928 |
| Tier 2 risk-based capital | $2,627,000 | 1,240 |
| Total risk weighted assets | $247,349,700 | 1,148 |
| Total unused commitments | $37,280,000 | 1,231 |
| Derivatives | $3,000,000 | 592 |
| 1993-12-31 | Rank | |
| # of Employees: | 236 | 888 |
| Assets and Liabilities | ||
| Total Assets: | $488,939,000 | 986 |
| Cash and due from depository institutions | $13,749,000 | 888 |
| Interest-bearing balances | $324,000 | 4,927 |
| Securities | $260,595,000 | 584 |
| Federal funds sold & reverse repurchase agreements | $2,332,000 | 5,233 |
| Net loans & leases | $198,556,000 | 1,402 |
| Loan loss allowance | $2,686,000 | 1,622 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $9,307,000 | 783 |
| Other real estate owned | $197,000 | 888 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,203,000 | 1,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $488,939,000 | 986 |
| Total liabilities | $444,391,000 | 1,001 |
| Total deposits | $373,046,000 | 1,067 |
| Interest-bearing deposits | $327,527,000 | 1,060 |
| Deposits held in domestic offices | $373,046,000 | 1,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,118,000 | 544 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $28,284,000 | 648 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,943,000 | 1,117 |
| Total equity capital | $44,548,000 | 945 |
| Total bank equity capital | $44,548,000 | 945 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $15,178,000 | 282 |
| Surplus | $15,178,000 | 1,016 |
| Undivided profits | $14,192,000 | 1,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,285,000 | 2,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 957 |
| Income earned, not collected on loans | $1,004,000 | 1,733 |
| Earning assets | $461,807,000 | 954 |
| Long-term assets (5+ years) | $253,957,000 | 313 |
| Average Assets, year-to-date | $473,249,000 | 1,000 |
| Average Assets, quarterly | $483,273,500 | 988 |
| Volatile liabilities | $78,341,000 | 892 |
| Insider loans | $225,000 | 8,028 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,776,000 | 677 |
| Unused loan commitments | $35,015,000 | 1,280 |
| Tier 1 (core) risk-based capital | $42,362,000 | 957 |
| Tier 2 risk-based capital | $2,686,000 | 1,207 |
| Total risk weighted assets | $235,491,100 | 1,197 |
| Total unused commitments | $35,015,000 | 1,299 |
| Derivatives | $3,000,000 | 599 |
| 1992-12-31 | Rank | |
| # of Employees: | 223 | 948 |
| Assets and Liabilities | ||
| Total Assets: | $460,154,000 | 1,082 |
| Cash and due from depository institutions | $14,487,000 | 948 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $228,376,000 | 623 |
| Federal funds sold & reverse repurchase agreements | $4,230,000 | 3,795 |
| Net loans & leases | $198,506,000 | 1,446 |
| Loan loss allowance | $2,410,000 | 1,815 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $9,109,000 | 799 |
| Other real estate owned | $223,000 | 948 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,223,000 | 1,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $460,154,000 | 1,082 |
| Total liabilities | $422,544,000 | 1,083 |
| Total deposits | $370,615,000 | 1,117 |
| Interest-bearing deposits | $325,760,000 | 1,126 |
| Deposits held in domestic offices | $370,615,000 | 1,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,381,000 | 490 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,206,000 | 931 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,342,000 | 1,260 |
| Total equity capital | $37,610,000 | 1,044 |
| Total bank equity capital | $37,610,000 | 1,044 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $15,178,000 | 273 |
| Surplus | $15,178,000 | 980 |
| Undivided profits | $7,254,000 | 3,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 4,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,089,000 | 1,785 |
| Earning assets | $431,112,000 | 1,057 |
| Long-term assets (5+ years) | $227,271,000 | 332 |
| Average Assets, year-to-date | $456,513,800 | 1,070 |
| Average Assets, quarterly | $459,795,500 | 1,075 |
| Volatile liabilities | $60,602,000 | 1,038 |
| Insider loans | $356,000 | 2,519 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $36,743,000 | 1,172 |
| Tier 1 (core) risk-based capital | $37,610,000 | 1,016 |
| Tier 2 risk-based capital | $2,410,000 | 1,358 |
| Total risk weighted assets | $240,790,300 | 1,212 |
| Total unused commitments | $36,743,000 | 1,185 |
| Derivatives | $0 | 651 |