Home > Carolina Trust Bank > Income and Expense
Carolina Trust Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $21,855,000 | 1,117 |
| Total interest expense | $4,003,000 | 1,183 |
| Net interest income | $17,852,000 | 1,096 |
| Provision for loan and lease losses | $116,000 | 2,480 |
| Total noninterest income | $2,104,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $674,000 | 1,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,430,000 | 1,577 |
| Total noninterest expense | $13,713,000 | 1,164 |
| Salaries and employee benefits | $6,919,000 | 1,291 |
| Premises and equipment expense | $1,133,000 | 1,505 |
| Additional noninterest expense | $5,661,000 | 889 |
| Pre-tax net operating income | $6,127,000 | 1,240 |
| Securities gains (losses) | $96,000 | 799 |
| Applicable income taxes | $1,355,000 | 1,000 |
| Income before extraordinary items | $4,868,000 | 1,335 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,868,000 | 1,336 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,868,000 | 1,337 |
| Net charge-offs | $111,000 | 1,697 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,792,160 | 1,319 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,483,000 | 1,110 |
| Total interest expense | $2,582,000 | 1,195 |
| Net interest income | $11,901,000 | 1,098 |
| Provision for loan and lease losses | $153,000 | 1,785 |
| Total noninterest income | $1,319,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $416,000 | 1,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $903,000 | 1,586 |
| Total noninterest expense | $9,721,000 | 1,111 |
| Salaries and employee benefits | $4,674,000 | 1,273 |
| Premises and equipment expense | $871,000 | 1,325 |
| Additional noninterest expense | $4,176,000 | 828 |
| Pre-tax net operating income | $3,346,000 | 1,415 |
| Securities gains (losses) | $196,000 | 382 |
| Applicable income taxes | $748,000 | 1,114 |
| Income before extraordinary items | $2,794,000 | 1,471 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,794,000 | 1,470 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,794,000 | 1,471 |
| Net charge-offs | $-15,000 | 4,594 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,639,160 | 1,505 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,080,000 | 1,124 |
| Total interest expense | $1,228,000 | 1,209 |
| Net interest income | $5,852,000 | 1,112 |
| Provision for loan and lease losses | $77,000 | 1,669 |
| Total noninterest income | $708,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $236,000 | 1,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 1,504 |
| Total noninterest expense | $5,706,000 | 964 |
| Salaries and employee benefits | $2,396,000 | 1,259 |
| Premises and equipment expense | $435,000 | 1,341 |
| Additional noninterest expense | $2,875,000 | 615 |
| Pre-tax net operating income | $777,000 | 2,409 |
| Securities gains (losses) | $68,000 | 335 |
| Applicable income taxes | $156,000 | 1,806 |
| Income before extraordinary items | $689,000 | 2,386 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $689,000 | 2,385 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $689,000 | 2,385 |
| Net charge-offs | $-14,000 | 4,769 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $633,240 | 2,508 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,089,000 | 1,374 |
| Total interest expense | $3,840,000 | 1,181 |
| Net interest income | $17,249,000 | 1,408 |
| Provision for loan and lease losses | $406,000 | 1,654 |
| Total noninterest income | $1,230,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $603,000 | 1,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,797 |
| Total noninterest expense | $12,521,000 | 1,551 |
| Salaries and employee benefits | $7,247,000 | 1,552 |
| Premises and equipment expense | $1,457,000 | 1,542 |
| Additional noninterest expense | $3,817,000 | 1,568 |
| Pre-tax net operating income | $5,552,000 | 1,638 |
| Securities gains (losses) | $-10,000 | 4,411 |
| Applicable income taxes | $1,262,000 | 1,189 |
| Income before extraordinary items | $4,280,000 | 1,811 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,280,000 | 1,810 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,280,000 | 1,810 |
| Net charge-offs | $27,000 | 2,960 |
| Cash dividends | $200,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,287,900 | 1,802 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,444,000 | 1,387 |
| Total interest expense | $2,801,000 | 1,136 |
| Net interest income | $12,643,000 | 1,432 |
| Provision for loan and lease losses | $415,000 | 1,296 |
| Total noninterest income | $884,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $460,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 2,963 |
| Total noninterest expense | $9,378,000 | 1,551 |
| Salaries and employee benefits | $5,429,000 | 1,543 |
| Premises and equipment expense | $1,131,000 | 1,504 |
| Additional noninterest expense | $2,818,000 | 1,582 |
| Pre-tax net operating income | $3,734,000 | 1,800 |
| Securities gains (losses) | $123,000 | 266 |
| Applicable income taxes | $875,000 | 1,281 |
| Income before extraordinary items | $2,982,000 | 1,919 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,982,000 | 1,916 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,982,000 | 1,918 |
| Net charge-offs | $89,000 | 1,812 |
| Cash dividends | $200,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,884,830 | 1,957 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,025,000 | 1,404 |
| Total interest expense | $1,819,000 | 1,095 |
| Net interest income | $8,206,000 | 1,462 |
| Provision for loan and lease losses | $340,000 | 1,089 |
| Total noninterest income | $536,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $312,000 | 1,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 3,235 |
| Total noninterest expense | $6,205,000 | 1,574 |
| Salaries and employee benefits | $3,653,000 | 1,543 |
| Premises and equipment expense | $724,000 | 1,572 |
| Additional noninterest expense | $1,828,000 | 1,623 |
| Pre-tax net operating income | $2,197,000 | 1,957 |
| Securities gains (losses) | $88,000 | 261 |
| Applicable income taxes | $512,000 | 1,388 |
| Income before extraordinary items | $1,773,000 | 2,061 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,773,000 | 2,059 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,773,000 | 2,060 |
| Net charge-offs | $95,000 | 1,340 |
| Cash dividends | $200,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,703,480 | 2,106 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,827,000 | 1,447 |
| Total interest expense | $868,000 | 1,094 |
| Net interest income | $3,959,000 | 1,514 |
| Provision for loan and lease losses | $252,000 | 788 |
| Total noninterest income | $367,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $155,000 | 1,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,401 |
| Total noninterest expense | $3,081,000 | 1,594 |
| Salaries and employee benefits | $1,841,000 | 1,544 |
| Premises and equipment expense | $385,000 | 1,508 |
| Additional noninterest expense | $855,000 | 1,714 |
| Pre-tax net operating income | $993,000 | 2,057 |
| Securities gains (losses) | $38,000 | 257 |
| Applicable income taxes | $227,000 | 1,459 |
| Income before extraordinary items | $804,000 | 2,164 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $804,000 | 2,163 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $804,000 | 2,164 |
| Net charge-offs | $71,000 | 1,017 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $773,980 | 2,205 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,449,000 | 1,533 |
| Total interest expense | $2,720,000 | 1,186 |
| Net interest income | $14,729,000 | 1,587 |
| Provision for loan and lease losses | $704,000 | 1,147 |
| Total noninterest income | $1,156,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $487,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,788 |
| Total noninterest expense | $12,035,000 | 1,619 |
| Salaries and employee benefits | $6,986,000 | 1,586 |
| Premises and equipment expense | $1,444,000 | 1,567 |
| Additional noninterest expense | $3,605,000 | 1,659 |
| Pre-tax net operating income | $3,146,000 | 2,405 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,825,000 | 1,352 |
| Income before extraordinary items | $1,321,000 | 3,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,321,000 | 3,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,321,000 | 3,346 |
| Net charge-offs | $498,000 | 1,093 |
| Cash dividends | $718,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 625 |
| Net operating income | $1,321,000 | 3,324 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,777,000 | 1,571 |
| Total interest expense | $1,995,000 | 1,194 |
| Net interest income | $10,782,000 | 1,631 |
| Provision for loan and lease losses | $555,000 | 1,072 |
| Total noninterest income | $781,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $335,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 2,962 |
| Total noninterest expense | $9,015,000 | 1,631 |
| Salaries and employee benefits | $5,215,000 | 1,604 |
| Premises and equipment expense | $1,071,000 | 1,585 |
| Additional noninterest expense | $2,729,000 | 1,638 |
| Pre-tax net operating income | $1,993,000 | 2,719 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $663,000 | 1,829 |
| Income before extraordinary items | $1,330,000 | 3,041 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,330,000 | 3,040 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,330,000 | 3,041 |
| Net charge-offs | $525,000 | 776 |
| Cash dividends | $517,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 586 |
| Net operating income | $1,330,000 | 3,023 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,343,000 | 1,577 |
| Total interest expense | $1,291,000 | 1,181 |
| Net interest income | $7,052,000 | 1,648 |
| Provision for loan and lease losses | $215,000 | 1,493 |
| Total noninterest income | $413,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $203,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,420 |
| Total noninterest expense | $6,039,000 | 1,631 |
| Salaries and employee benefits | $3,474,000 | 1,610 |
| Premises and equipment expense | $717,000 | 1,584 |
| Additional noninterest expense | $1,848,000 | 1,613 |
| Pre-tax net operating income | $1,211,000 | 2,828 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $404,000 | 1,885 |
| Income before extraordinary items | $807,000 | 3,152 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $807,000 | 3,151 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $807,000 | 3,152 |
| Net charge-offs | $395,000 | 683 |
| Cash dividends | $345,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 546 |
| Net operating income | $807,000 | 3,133 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 1,602 |
| Total interest expense | $633,000 | 1,174 |
| Net interest income | $3,445,000 | 1,677 |
| Provision for loan and lease losses | $151,000 | 1,111 |
| Total noninterest income | $280,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $98,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,698 |
| Total noninterest expense | $2,949,000 | 1,672 |
| Salaries and employee benefits | $1,722,000 | 1,636 |
| Premises and equipment expense | $344,000 | 1,665 |
| Additional noninterest expense | $883,000 | 1,683 |
| Pre-tax net operating income | $625,000 | 2,735 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $212,000 | 1,811 |
| Income before extraordinary items | $413,000 | 3,085 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $413,000 | 3,084 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $413,000 | 3,085 |
| Net charge-offs | $73,000 | 1,106 |
| Cash dividends | $173,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 510 |
| Net operating income | $413,000 | 3,064 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,222,000 | 1,560 |
| Total interest expense | $2,706,000 | 1,063 |
| Net interest income | $13,516,000 | 1,659 |
| Provision for loan and lease losses | $-27,000 | 5,503 |
| Total noninterest income | $792,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $450,000 | 2,261 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $342,000 | 3,779 |
| Total noninterest expense | $11,843,000 | 1,639 |
| Salaries and employee benefits | $6,794,000 | 1,590 |
| Premises and equipment expense | $1,403,000 | 1,618 |
| Additional noninterest expense | $3,646,000 | 1,671 |
| Pre-tax net operating income | $2,492,000 | 2,685 |
| Securities gains (losses) | $55,000 | 1,768 |
| Applicable income taxes | $997,000 | 1,650 |
| Income before extraordinary items | $1,550,000 | 3,229 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,550,000 | 3,229 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,550,000 | 3,229 |
| Net charge-offs | $303,000 | 1,507 |
| Cash dividends | $367,000 | 3,282 |
| Sale, conversion, retirement of capital stock, net | $-2,517,000 | 5,890 |
| Net operating income | $1,514,800 | 3,227 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,076,000 | 1,571 |
| Total interest expense | $2,034,000 | 1,060 |
| Net interest income | $10,042,000 | 1,679 |
| Provision for loan and lease losses | $122,000 | 2,553 |
| Total noninterest income | $600,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $344,000 | 2,237 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $256,000 | 3,795 |
| Total noninterest expense | $8,861,000 | 1,635 |
| Salaries and employee benefits | $5,098,000 | 1,591 |
| Premises and equipment expense | $1,050,000 | 1,616 |
| Additional noninterest expense | $2,713,000 | 1,674 |
| Pre-tax net operating income | $1,659,000 | 2,941 |
| Securities gains (losses) | $55,000 | 1,689 |
| Applicable income taxes | $697,000 | 1,763 |
| Income before extraordinary items | $1,017,000 | 3,465 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,017,000 | 3,463 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,017,000 | 3,465 |
| Net charge-offs | $158,000 | 1,651 |
| Cash dividends | $301,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 504 |
| Net operating income | $981,800 | 3,469 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 1,564 |
| Total interest expense | $1,342,000 | 1,068 |
| Net interest income | $6,768,000 | 1,660 |
| Provision for loan and lease losses | $-80,000 | 5,834 |
| Total noninterest income | $436,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $229,000 | 2,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 3,544 |
| Total noninterest expense | $5,911,000 | 1,644 |
| Salaries and employee benefits | $3,414,000 | 1,594 |
| Premises and equipment expense | $686,000 | 1,648 |
| Additional noninterest expense | $1,811,000 | 1,678 |
| Pre-tax net operating income | $1,373,000 | 2,544 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $499,000 | 1,660 |
| Income before extraordinary items | $874,000 | 3,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $874,000 | 3,018 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $874,000 | 3,019 |
| Net charge-offs | $102,000 | 1,603 |
| Cash dividends | $117,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 461 |
| Net operating income | $874,000 | 2,962 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 1,576 |
| Total interest expense | $638,000 | 1,124 |
| Net interest income | $3,389,000 | 1,661 |
| Provision for loan and lease losses | $-80,000 | 5,972 |
| Total noninterest income | $182,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $119,000 | 2,140 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $63,000 | 4,150 |
| Total noninterest expense | $3,001,000 | 1,619 |
| Salaries and employee benefits | $1,717,000 | 1,590 |
| Premises and equipment expense | $337,000 | 1,694 |
| Additional noninterest expense | $947,000 | 1,598 |
| Pre-tax net operating income | $650,000 | 2,603 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $233,000 | 1,710 |
| Income before extraordinary items | $417,000 | 3,053 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $417,000 | 3,051 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $417,000 | 3,052 |
| Net charge-offs | $122,000 | 904 |
| Cash dividends | $59,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 527 |
| Net operating income | $417,000 | 2,990 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,905,000 | 1,665 |
| Total interest expense | $2,311,000 | 1,203 |
| Net interest income | $12,594,000 | 1,741 |
| Provision for loan and lease losses | $-270,000 | 5,851 |
| Total noninterest income | $722,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $439,000 | 2,353 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $283,000 | 4,052 |
| Total noninterest expense | $11,222,000 | 1,694 |
| Salaries and employee benefits | $6,540,000 | 1,604 |
| Premises and equipment expense | $1,367,000 | 1,666 |
| Additional noninterest expense | $3,315,000 | 1,820 |
| Pre-tax net operating income | $2,364,000 | 2,737 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,088,000 | 1,522 |
| Income before extraordinary items | $1,276,000 | 3,499 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,276,000 | 3,497 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,276,000 | 3,499 |
| Net charge-offs | $9,000 | 4,053 |
| Cash dividends | $234,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 455 |
| Net operating income | $1,276,000 | 3,456 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,949,000 | 1,708 |
| Total interest expense | $1,710,000 | 1,228 |
| Net interest income | $9,239,000 | 1,798 |
| Provision for loan and lease losses | $-170,000 | 5,965 |
| Total noninterest income | $687,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $312,000 | 2,454 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $375,000 | 3,309 |
| Total noninterest expense | $8,281,000 | 1,725 |
| Salaries and employee benefits | $4,819,000 | 1,638 |
| Premises and equipment expense | $1,024,000 | 1,688 |
| Additional noninterest expense | $2,438,000 | 1,853 |
| Pre-tax net operating income | $1,815,000 | 2,739 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $848,000 | 1,530 |
| Income before extraordinary items | $967,000 | 3,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $967,000 | 3,557 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $967,000 | 3,558 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $176,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 422 |
| Net operating income | $967,000 | 3,506 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 1,774 |
| Total interest expense | $1,111,000 | 1,260 |
| Net interest income | $5,947,000 | 1,857 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $430,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $192,000 | 2,563 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $238,000 | 3,379 |
| Total noninterest expense | $5,460,000 | 1,759 |
| Salaries and employee benefits | $3,196,000 | 1,662 |
| Premises and equipment expense | $682,000 | 1,704 |
| Additional noninterest expense | $1,582,000 | 1,904 |
| Pre-tax net operating income | $917,000 | 3,225 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $381,000 | 1,893 |
| Income before extraordinary items | $536,000 | 3,847 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $536,000 | 3,848 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $536,000 | 3,850 |
| Net charge-offs | $116,000 | 1,590 |
| Cash dividends | $117,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 401 |
| Net operating income | $536,000 | 3,795 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 1,828 |
| Total interest expense | $535,000 | 1,323 |
| Net interest income | $2,876,000 | 1,908 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $168,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $87,000 | 2,739 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 3,898 |
| Total noninterest expense | $2,744,000 | 1,748 |
| Salaries and employee benefits | $1,589,000 | 1,681 |
| Premises and equipment expense | $336,000 | 1,746 |
| Additional noninterest expense | $819,000 | 1,837 |
| Pre-tax net operating income | $300,000 | 3,869 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $125,000 | 2,271 |
| Income before extraordinary items | $175,000 | 4,487 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $175,000 | 4,489 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $175,000 | 4,491 |
| Net charge-offs | $48,000 | 1,594 |
| Cash dividends | $59,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 352 |
| Net operating income | $175,000 | 4,400 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,042,000 | 1,909 |
| Total interest expense | $1,951,000 | 1,520 |
| Net interest income | $11,091,000 | 1,949 |
| Provision for loan and lease losses | $-80,000 | 6,009 |
| Total noninterest income | $453,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $366,000 | 2,854 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $87,000 | 5,350 |
| Total noninterest expense | $9,306,000 | 2,027 |
| Salaries and employee benefits | $5,207,000 | 1,967 |
| Premises and equipment expense | $1,180,000 | 1,947 |
| Additional noninterest expense | $2,919,000 | 2,083 |
| Pre-tax net operating income | $2,318,000 | 2,730 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-4,820,000 | 6,478 |
| Income before extraordinary items | $7,138,000 | 935 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,138,000 | 934 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,138,000 | 934 |
| Net charge-offs | $-16,000 | 5,750 |
| Cash dividends | $221,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 593 |
| Net operating income | $7,138,000 | 908 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,748,000 | 1,928 |
| Total interest expense | $1,453,000 | 1,545 |
| Net interest income | $8,295,000 | 1,962 |
| Provision for loan and lease losses | $-80,000 | 6,179 |
| Total noninterest income | $310,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $273,000 | 2,900 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $37,000 | 5,811 |
| Total noninterest expense | $6,726,000 | 2,102 |
| Salaries and employee benefits | $3,710,000 | 2,080 |
| Premises and equipment expense | $865,000 | 2,004 |
| Additional noninterest expense | $2,151,000 | 2,106 |
| Pre-tax net operating income | $1,959,000 | 2,545 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,959,000 | 2,251 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,959,000 | 2,251 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,959,000 | 2,250 |
| Net charge-offs | $-179,000 | 6,322 |
| Cash dividends | $163,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 586 |
| Net operating income | $1,959,000 | 2,200 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 1,931 |
| Total interest expense | $966,000 | 1,558 |
| Net interest income | $5,490,000 | 1,965 |
| Provision for loan and lease losses | $-80,000 | 6,317 |
| Total noninterest income | $81,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $176,000 | 2,943 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-95,000 | 6,584 |
| Total noninterest expense | $4,429,000 | 2,133 |
| Salaries and employee benefits | $2,400,000 | 2,138 |
| Premises and equipment expense | $563,000 | 2,059 |
| Additional noninterest expense | $1,466,000 | 2,059 |
| Pre-tax net operating income | $1,222,000 | 2,615 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,222,000 | 2,312 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,222,000 | 2,316 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,222,000 | 2,316 |
| Net charge-offs | $-157,000 | 6,413 |
| Cash dividends | $104,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $1,222,000 | 2,264 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 1,942 |
| Total interest expense | $481,000 | 1,590 |
| Net interest income | $2,706,000 | 1,982 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $101,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $85,000 | 2,982 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $2,209,000 | 2,147 |
| Salaries and employee benefits | $1,190,000 | 2,161 |
| Premises and equipment expense | $281,000 | 2,114 |
| Additional noninterest expense | $738,000 | 2,044 |
| Pre-tax net operating income | $553,000 | 2,714 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $553,000 | 2,402 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $553,000 | 2,403 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $553,000 | 2,404 |
| Net charge-offs | $-54,000 | 6,336 |
| Cash dividends | $45,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $553,000 | 2,357 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,815,000 | 1,936 |
| Total interest expense | $2,140,000 | 1,605 |
| Net interest income | $10,675,000 | 1,981 |
| Provision for loan and lease losses | $2,285,000 | 556 |
| Total noninterest income | $-1,076,000 | 6,795 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $373,000 | 2,970 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,449,000 | 6,794 |
| Total noninterest expense | $8,762,000 | 2,157 |
| Salaries and employee benefits | $4,363,000 | 2,303 |
| Premises and equipment expense | $1,090,000 | 2,086 |
| Additional noninterest expense | $3,309,000 | 1,914 |
| Pre-tax net operating income | $-1,448,000 | 6,618 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,448,000 | 6,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,448,000 | 6,633 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,448,000 | 6,633 |
| Net charge-offs | $2,992,000 | 544 |
| Cash dividends | $130,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 772 |
| Net operating income | $-1,448,000 | 6,628 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,545,000 | 1,962 |
| Total interest expense | $1,647,000 | 1,598 |
| Net interest income | $7,898,000 | 2,009 |
| Provision for loan and lease losses | $1,648,000 | 590 |
| Total noninterest income | $-802,000 | 6,871 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $277,000 | 3,006 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,079,000 | 6,869 |
| Total noninterest expense | $6,565,000 | 2,147 |
| Salaries and employee benefits | $3,284,000 | 2,299 |
| Premises and equipment expense | $801,000 | 2,143 |
| Additional noninterest expense | $2,480,000 | 1,899 |
| Pre-tax net operating income | $-1,117,000 | 6,716 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,117,000 | 6,730 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,117,000 | 6,731 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,117,000 | 6,731 |
| Net charge-offs | $2,436,000 | 521 |
| Cash dividends | $97,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 726 |
| Net operating income | $-1,117,000 | 6,719 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,258,000 | 1,985 |
| Total interest expense | $1,126,000 | 1,589 |
| Net interest income | $5,132,000 | 2,045 |
| Provision for loan and lease losses | $1,248,000 | 558 |
| Total noninterest income | $-867,000 | 6,923 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $175,000 | 3,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,042,000 | 6,922 |
| Total noninterest expense | $4,383,000 | 2,143 |
| Salaries and employee benefits | $2,201,000 | 2,301 |
| Premises and equipment expense | $525,000 | 2,179 |
| Additional noninterest expense | $1,657,000 | 1,895 |
| Pre-tax net operating income | $-1,366,000 | 6,838 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,366,000 | 6,854 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,366,000 | 6,855 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,366,000 | 6,855 |
| Net charge-offs | $1,961,000 | 459 |
| Cash dividends | $65,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 686 |
| Net operating income | $-1,366,000 | 6,845 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 2,024 |
| Total interest expense | $588,000 | 1,572 |
| Net interest income | $2,507,000 | 2,099 |
| Provision for loan and lease losses | $413,000 | 779 |
| Total noninterest income | $86,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $88,000 | 3,040 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-2,000 | 6,755 |
| Total noninterest expense | $2,103,000 | 2,261 |
| Salaries and employee benefits | $1,101,000 | 2,315 |
| Premises and equipment expense | $260,000 | 2,244 |
| Additional noninterest expense | $742,000 | 2,096 |
| Pre-tax net operating income | $77,000 | 5,544 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $77,000 | 5,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $77,000 | 5,506 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $77,000 | 5,506 |
| Net charge-offs | $350,000 | 959 |
| Cash dividends | $33,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $77,000 | 5,404 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,337,000 | 1,971 |
| Total interest expense | $2,876,000 | 1,539 |
| Net interest income | $10,461,000 | 2,067 |
| Provision for loan and lease losses | $2,367,000 | 933 |
| Total noninterest income | $8,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $373,000 | 3,085 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-365,000 | 6,889 |
| Total noninterest expense | $7,885,000 | 2,406 |
| Salaries and employee benefits | $3,987,000 | 2,459 |
| Premises and equipment expense | $1,052,000 | 2,182 |
| Additional noninterest expense | $2,846,000 | 2,281 |
| Pre-tax net operating income | $217,000 | 5,643 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $217,000 | 5,735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $217,000 | 5,733 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $217,000 | 5,734 |
| Net charge-offs | $1,960,000 | 1,177 |
| Cash dividends | $145,000 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $-1,181,000 | 7,063 |
| Net operating income | $217,000 | 5,554 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,012,000 | 2,003 |
| Total interest expense | $2,228,000 | 1,558 |
| Net interest income | $7,784,000 | 2,110 |
| Provision for loan and lease losses | $1,267,000 | 1,225 |
| Total noninterest income | $454,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $283,000 | 3,084 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 4,460 |
| Total noninterest expense | $6,085,000 | 2,327 |
| Salaries and employee benefits | $2,928,000 | 2,518 |
| Premises and equipment expense | $773,000 | 2,252 |
| Additional noninterest expense | $2,384,000 | 2,049 |
| Pre-tax net operating income | $886,000 | 3,859 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $886,000 | 3,674 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $886,000 | 3,674 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $886,000 | 3,676 |
| Net charge-offs | $1,250,000 | 1,261 |
| Cash dividends | $100,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 859 |
| Net operating income | $886,000 | 3,516 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 2,023 |
| Total interest expense | $1,533,000 | 1,567 |
| Net interest income | $5,105,000 | 2,135 |
| Provision for loan and lease losses | $695,000 | 1,431 |
| Total noninterest income | $425,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $192,000 | 3,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $233,000 | 3,450 |
| Total noninterest expense | $3,877,000 | 2,435 |
| Salaries and employee benefits | $1,946,000 | 2,519 |
| Premises and equipment expense | $499,000 | 2,293 |
| Additional noninterest expense | $1,432,000 | 2,259 |
| Pre-tax net operating income | $958,000 | 2,939 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $958,000 | 2,693 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $958,000 | 2,693 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $958,000 | 2,693 |
| Net charge-offs | $527,000 | 1,711 |
| Cash dividends | $50,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 848 |
| Net operating income | $958,000 | 2,560 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 2,045 |
| Total interest expense | $791,000 | 1,586 |
| Net interest income | $2,508,000 | 2,188 |
| Provision for loan and lease losses | $224,000 | 1,907 |
| Total noninterest income | $202,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $98,000 | 2,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,646 |
| Total noninterest expense | $1,902,000 | 2,481 |
| Salaries and employee benefits | $949,000 | 2,609 |
| Premises and equipment expense | $255,000 | 2,268 |
| Additional noninterest expense | $698,000 | 2,296 |
| Pre-tax net operating income | $584,000 | 2,577 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $584,000 | 2,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $584,000 | 2,310 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $584,000 | 2,311 |
| Net charge-offs | $173,000 | 1,972 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 7,238 |
| Net operating income | $584,000 | 2,191 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,019,000 | 2,138 |
| Total interest expense | $4,055,000 | 1,496 |
| Net interest income | $8,964,000 | 2,449 |
| Provision for loan and lease losses | $2,729,000 | 1,277 |
| Total noninterest income | $-620,000 | 7,212 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $417,000 | 2,944 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,037,000 | 7,202 |
| Total noninterest expense | $7,725,000 | 2,446 |
| Salaries and employee benefits | $3,624,000 | 2,663 |
| Premises and equipment expense | $1,035,000 | 2,350 |
| Additional noninterest expense | $3,066,000 | 2,168 |
| Pre-tax net operating income | $-2,110,000 | 6,802 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,110,000 | 6,847 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,110,000 | 6,847 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,110,000 | 6,847 |
| Net charge-offs | $2,213,000 | 1,461 |
| Cash dividends | $100,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $4,891,000 | 141 |
| Net operating income | $-2,110,000 | 6,830 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,780,000 | 2,162 |
| Total interest expense | $3,200,000 | 1,477 |
| Net interest income | $6,580,000 | 2,513 |
| Provision for loan and lease losses | $1,894,000 | 1,288 |
| Total noninterest income | $334,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $304,000 | 3,013 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $30,000 | 6,169 |
| Total noninterest expense | $5,753,000 | 2,467 |
| Salaries and employee benefits | $2,647,000 | 2,721 |
| Premises and equipment expense | $773,000 | 2,376 |
| Additional noninterest expense | $2,333,000 | 2,148 |
| Pre-tax net operating income | $-733,000 | 6,702 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-733,000 | 6,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-733,000 | 6,779 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-733,000 | 6,778 |
| Net charge-offs | $1,835,000 | 1,294 |
| Cash dividends | $100,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $4,880,000 | 123 |
| Net operating income | $-733,000 | 6,741 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 2,198 |
| Total interest expense | $2,180,000 | 1,503 |
| Net interest income | $4,305,000 | 2,558 |
| Provision for loan and lease losses | $1,778,000 | 997 |
| Total noninterest income | $213,000 | 4,768 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $198,000 | 3,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $3,854,000 | 2,471 |
| Salaries and employee benefits | $1,777,000 | 2,721 |
| Premises and equipment expense | $512,000 | 2,401 |
| Additional noninterest expense | $1,565,000 | 2,170 |
| Pre-tax net operating income | $-1,114,000 | 7,015 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,114,000 | 7,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,114,000 | 7,065 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,114,000 | 7,066 |
| Net charge-offs | $1,666,000 | 1,035 |
| Cash dividends | $100,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $4,873,000 | 61 |
| Net operating income | $-1,114,000 | 7,050 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 2,215 |
| Total interest expense | $1,108,000 | 1,530 |
| Net interest income | $2,123,000 | 2,586 |
| Provision for loan and lease losses | $551,000 | 1,347 |
| Total noninterest income | $66,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $103,000 | 2,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-37,000 | 7,270 |
| Total noninterest expense | $2,030,000 | 2,392 |
| Salaries and employee benefits | $889,000 | 2,731 |
| Premises and equipment expense | $255,000 | 2,450 |
| Additional noninterest expense | $886,000 | 1,908 |
| Pre-tax net operating income | $-392,000 | 7,023 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-392,000 | 7,070 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-392,000 | 7,071 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-392,000 | 7,071 |
| Net charge-offs | $646,000 | 1,146 |
| Cash dividends | $50,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $4,865,000 | 32 |
| Net operating income | $-392,000 | 7,058 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,272,000 | 2,108 |
| Total interest expense | $4,613,000 | 1,766 |
| Net interest income | $9,659,000 | 2,269 |
| Provision for loan and lease losses | $2,683,000 | 1,742 |
| Total noninterest income | $378,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $417,000 | 2,995 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-39,000 | 7,101 |
| Total noninterest expense | $7,133,000 | 2,684 |
| Salaries and employee benefits | $3,279,000 | 2,884 |
| Premises and equipment expense | $1,145,000 | 2,209 |
| Additional noninterest expense | $2,709,000 | 2,498 |
| Pre-tax net operating income | $221,000 | 5,143 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $221,000 | 5,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $221,000 | 5,206 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $221,000 | 5,206 |
| Net charge-offs | $2,046,000 | 1,834 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $941,000 | 375 |
| Net operating income | $221,000 | 5,067 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,864,000 | 2,121 |
| Total interest expense | $3,502,000 | 1,810 |
| Net interest income | $7,362,000 | 2,281 |
| Provision for loan and lease losses | $1,912,000 | 1,708 |
| Total noninterest income | $481,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $312,000 | 3,079 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $169,000 | 4,466 |
| Total noninterest expense | $5,297,000 | 2,705 |
| Salaries and employee benefits | $2,502,000 | 2,846 |
| Premises and equipment expense | $858,000 | 2,246 |
| Additional noninterest expense | $1,937,000 | 2,551 |
| Pre-tax net operating income | $634,000 | 3,876 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $634,000 | 3,684 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $634,000 | 3,683 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $634,000 | 3,684 |
| Net charge-offs | $1,609,000 | 1,719 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 956 |
| Net operating income | $634,000 | 3,546 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 2,136 |
| Total interest expense | $2,370,000 | 1,848 |
| Net interest income | $4,927,000 | 2,255 |
| Provision for loan and lease losses | $789,000 | 2,203 |
| Total noninterest income | $567,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $190,000 | 3,239 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $377,000 | 2,495 |
| Total noninterest expense | $3,769,000 | 2,574 |
| Salaries and employee benefits | $1,650,000 | 2,893 |
| Premises and equipment expense | $570,000 | 2,263 |
| Additional noninterest expense | $1,549,000 | 2,194 |
| Pre-tax net operating income | $936,000 | 2,502 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $936,000 | 2,237 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $936,000 | 2,236 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $936,000 | 2,239 |
| Net charge-offs | $795,000 | 1,943 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 892 |
| Net operating income | $936,000 | 2,163 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 2,155 |
| Total interest expense | $1,192,000 | 1,921 |
| Net interest income | $2,501,000 | 2,235 |
| Provision for loan and lease losses | $514,000 | 1,793 |
| Total noninterest income | $312,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $93,000 | 3,289 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $219,000 | 2,270 |
| Total noninterest expense | $1,847,000 | 2,634 |
| Salaries and employee benefits | $802,000 | 3,014 |
| Premises and equipment expense | $290,000 | 2,268 |
| Additional noninterest expense | $755,000 | 2,240 |
| Pre-tax net operating income | $452,000 | 2,596 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $452,000 | 2,326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $452,000 | 2,325 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $452,000 | 2,326 |
| Net charge-offs | $732,000 | 1,281 |
| Cash dividends | $69,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 567 |
| Net operating income | $452,000 | 2,242 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,237,000 | 3,177 |
| Total interest expense | $4,333,000 | 2,555 |
| Net interest income | $5,904,000 | 3,518 |
| Provision for loan and lease losses | $1,888,000 | 2,560 |
| Total noninterest income | $923,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $440,000 | 3,141 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $483,000 | 3,262 |
| Total noninterest expense | $7,368,000 | 2,668 |
| Salaries and employee benefits | $3,757,000 | 2,585 |
| Premises and equipment expense | $941,000 | 2,721 |
| Additional noninterest expense | $2,670,000 | 2,597 |
| Pre-tax net operating income | $-2,429,000 | 6,754 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,429,000 | 6,866 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,429,000 | 6,863 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,429,000 | 6,864 |
| Net charge-offs | $1,123,000 | 2,738 |
| Cash dividends | $246,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $4,080,000 | 218 |
| Net operating income | $-2,429,000 | 6,871 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,577,000 | 3,628 |
| Total interest expense | $3,091,000 | 2,789 |
| Net interest income | $3,486,000 | 4,136 |
| Provision for loan and lease losses | $955,000 | 2,852 |
| Total noninterest income | $669,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $293,000 | 3,382 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $376,000 | 3,289 |
| Total noninterest expense | $4,206,000 | 3,371 |
| Salaries and employee benefits | $2,206,000 | 3,263 |
| Premises and equipment expense | $629,000 | 3,039 |
| Additional noninterest expense | $1,371,000 | 3,513 |
| Pre-tax net operating income | $-1,006,000 | 6,654 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,006,000 | 6,751 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,006,000 | 6,752 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,006,000 | 6,752 |
| Net charge-offs | $1,082,000 | 2,118 |
| Cash dividends | $177,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $4,053,000 | 175 |
| Net operating income | $-1,006,000 | 6,747 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 3,698 |
| Total interest expense | $2,077,000 | 2,879 |
| Net interest income | $2,248,000 | 4,224 |
| Provision for loan and lease losses | $282,000 | 3,832 |
| Total noninterest income | $468,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $194,000 | 3,378 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $274,000 | 3,142 |
| Total noninterest expense | $2,728,000 | 3,475 |
| Salaries and employee benefits | $1,478,000 | 3,276 |
| Premises and equipment expense | $422,000 | 3,044 |
| Additional noninterest expense | $828,000 | 3,783 |
| Pre-tax net operating income | $-294,000 | 6,418 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-129,000 | 7,210 |
| Income before extraordinary items | $-165,000 | 6,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-165,000 | 6,311 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-165,000 | 6,311 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $109,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $4,025,000 | 128 |
| Net operating income | $-165,000 | 6,287 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 3,744 |
| Total interest expense | $1,052,000 | 2,937 |
| Net interest income | $1,096,000 | 4,291 |
| Provision for loan and lease losses | $24,000 | 5,765 |
| Total noninterest income | $254,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $91,000 | 3,436 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $163,000 | 2,831 |
| Total noninterest expense | $1,325,000 | 3,480 |
| Salaries and employee benefits | $751,000 | 3,271 |
| Premises and equipment expense | $214,000 | 3,070 |
| Additional noninterest expense | $360,000 | 3,872 |
| Pre-tax net operating income | $1,000 | 6,218 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,000 | 6,391 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,000 | 6,393 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,000 | 6,393 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $41,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $3,997,000 | 72 |
| Net operating income | $1,000 | 6,241 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,112,000 | 3,768 |
| Total interest expense | $4,332,000 | 3,307 |
| Net interest income | $4,780,000 | 4,066 |
| Provision for loan and lease losses | $1,154,000 | 2,494 |
| Total noninterest income | $825,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $358,000 | 3,674 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $467,000 | 3,303 |
| Total noninterest expense | $5,435,000 | 3,339 |
| Salaries and employee benefits | $2,876,000 | 3,373 |
| Premises and equipment expense | $844,000 | 3,041 |
| Additional noninterest expense | $1,715,000 | 3,277 |
| Pre-tax net operating income | $-984,000 | 7,010 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-412,000 | 7,423 |
| Income before extraordinary items | $-572,000 | 6,755 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-572,000 | 6,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,723 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 782 |
| Net operating income | $-572,000 | 6,890 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 3,804 |
| Total interest expense | $3,235,000 | 3,429 |
| Net interest income | $3,680,000 | 4,018 |
| Provision for loan and lease losses | $294,000 | 3,593 |
| Total noninterest income | $625,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $255,000 | 3,810 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $370,000 | 3,311 |
| Total noninterest expense | $3,888,000 | 3,453 |
| Salaries and employee benefits | $2,163,000 | 3,409 |
| Premises and equipment expense | $624,000 | 3,088 |
| Additional noninterest expense | $1,101,000 | 3,611 |
| Pre-tax net operating income | $123,000 | 6,315 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $107,000 | 6,140 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $107,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,350 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 655 |
| Net operating income | $107,000 | 6,295 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 3,856 |
| Total interest expense | $2,160,000 | 3,551 |
| Net interest income | $2,450,000 | 4,037 |
| Provision for loan and lease losses | $169,000 | 3,426 |
| Total noninterest income | $421,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $160,000 | 3,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $261,000 | 3,269 |
| Total noninterest expense | $2,570,000 | 3,482 |
| Salaries and employee benefits | $1,442,000 | 3,443 |
| Premises and equipment expense | $397,000 | 3,233 |
| Additional noninterest expense | $731,000 | 3,600 |
| Pre-tax net operating income | $132,000 | 6,224 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $29,000 | 4,452 |
| Income before extraordinary items | $103,000 | 6,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,485 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 563 |
| Net operating income | $103,000 | 6,257 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,876 |
| Total interest expense | $1,101,000 | 3,660 |
| Net interest income | $1,251,000 | 3,975 |
| Provision for loan and lease losses | $84,000 | 3,006 |
| Total noninterest income | $211,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $76,000 | 3,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $135,000 | 3,231 |
| Total noninterest expense | $1,252,000 | 3,579 |
| Salaries and employee benefits | $703,000 | 3,534 |
| Premises and equipment expense | $188,000 | 3,395 |
| Additional noninterest expense | $361,000 | 3,575 |
| Pre-tax net operating income | $126,000 | 5,703 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $38,000 | 3,830 |
| Income before extraordinary items | $88,000 | 6,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,828 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 658 |
| Net operating income | $88,000 | 5,914 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,587,000 | 3,871 |
| Total interest expense | $3,884,000 | 4,084 |
| Net interest income | $5,703,000 | 3,638 |
| Provision for loan and lease losses | $157,000 | 4,266 |
| Total noninterest income | $854,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $312,000 | 4,008 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $542,000 | 3,176 |
| Total noninterest expense | $4,749,000 | 3,590 |
| Salaries and employee benefits | $2,694,000 | 3,519 |
| Premises and equipment expense | $764,000 | 3,205 |
| Additional noninterest expense | $1,291,000 | 3,867 |
| Pre-tax net operating income | $1,651,000 | 3,725 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $628,000 | 2,447 |
| Income before extraordinary items | $1,023,000 | 4,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,023,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 664 |
| Net operating income | $1,023,000 | 4,259 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 3,936 |
| Total interest expense | $2,793,000 | 4,197 |
| Net interest income | $4,273,000 | 3,658 |
| Provision for loan and lease losses | $68,000 | 4,713 |
| Total noninterest income | $629,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $227,000 | 4,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $402,000 | 3,194 |
| Total noninterest expense | $3,471,000 | 3,658 |
| Salaries and employee benefits | $1,960,000 | 3,593 |
| Premises and equipment expense | $563,000 | 3,234 |
| Additional noninterest expense | $948,000 | 3,870 |
| Pre-tax net operating income | $1,363,000 | 3,668 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $521,000 | 2,484 |
| Income before extraordinary items | $842,000 | 4,240 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $842,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 585 |
| Net operating income | $842,000 | 4,225 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 4,009 |
| Total interest expense | $1,788,000 | 4,303 |
| Net interest income | $2,822,000 | 3,700 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $417,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $146,000 | 4,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $271,000 | 3,183 |
| Total noninterest expense | $2,230,000 | 3,796 |
| Salaries and employee benefits | $1,238,000 | 3,782 |
| Premises and equipment expense | $384,000 | 3,184 |
| Additional noninterest expense | $608,000 | 3,972 |
| Pre-tax net operating income | $994,000 | 3,545 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $378,000 | 2,443 |
| Income before extraordinary items | $616,000 | 4,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $616,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 588 |
| Net operating income | $616,000 | 4,100 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 4,048 |
| Total interest expense | $894,000 | 4,288 |
| Net interest income | $1,376,000 | 3,768 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $195,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $127,000 | 3,312 |
| Total noninterest expense | $1,076,000 | 3,907 |
| Salaries and employee benefits | $603,000 | 3,876 |
| Premises and equipment expense | $184,000 | 3,333 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $491,000 | 3,567 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $182,000 | 2,528 |
| Income before extraordinary items | $309,000 | 4,098 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $309,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 701 |
| Net operating income | $309,000 | 4,075 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,995,000 | 3,871 |
| Total interest expense | $3,148,000 | 4,194 |
| Net interest income | $5,847,000 | 3,591 |
| Provision for loan and lease losses | $199,000 | 3,563 |
| Total noninterest income | $670,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $305,000 | 4,104 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $365,000 | 3,911 |
| Total noninterest expense | $3,834,000 | 4,111 |
| Salaries and employee benefits | $2,145,000 | 4,063 |
| Premises and equipment expense | $612,000 | 3,709 |
| Additional noninterest expense | $1,077,000 | 4,280 |
| Pre-tax net operating income | $2,484,000 | 3,141 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $908,000 | 2,326 |
| Income before extraordinary items | $1,576,000 | 3,664 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,576,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,106 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 787 |
| Net operating income | $1,576,000 | 3,644 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 3,868 |
| Total interest expense | $2,267,000 | 4,212 |
| Net interest income | $4,411,000 | 3,590 |
| Provision for loan and lease losses | $152,000 | 3,372 |
| Total noninterest income | $503,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $278,000 | 3,875 |
| Total noninterest expense | $2,771,000 | 4,210 |
| Salaries and employee benefits | $1,559,000 | 4,135 |
| Premises and equipment expense | $444,000 | 3,815 |
| Additional noninterest expense | $768,000 | 4,404 |
| Pre-tax net operating income | $1,991,000 | 3,117 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $751,000 | 2,292 |
| Income before extraordinary items | $1,240,000 | 3,647 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,240,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 656 |
| Net operating income | $1,240,000 | 3,637 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,344,000 | 3,894 |
| Total interest expense | $1,438,000 | 4,223 |
| Net interest income | $2,906,000 | 3,634 |
| Provision for loan and lease losses | $92,000 | 3,443 |
| Total noninterest income | $334,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $145,000 | 4,206 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 3,859 |
| Total noninterest expense | $1,883,000 | 4,168 |
| Salaries and employee benefits | $1,057,000 | 4,097 |
| Premises and equipment expense | $298,000 | 3,787 |
| Additional noninterest expense | $528,000 | 4,299 |
| Pre-tax net operating income | $1,265,000 | 3,249 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $475,000 | 2,394 |
| Income before extraordinary items | $790,000 | 3,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $790,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 504 |
| Net operating income | $790,000 | 3,773 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 3,963 |
| Total interest expense | $680,000 | 4,250 |
| Net interest income | $1,396,000 | 3,744 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $168,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,720 |
| Total noninterest expense | $958,000 | 4,131 |
| Salaries and employee benefits | $544,000 | 4,037 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $259,000 | 4,358 |
| Pre-tax net operating income | $566,000 | 3,460 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $215,000 | 2,504 |
| Income before extraordinary items | $351,000 | 4,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 383 |
| Net operating income | $351,000 | 3,998 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 4,263 |
| Total interest expense | $2,078,000 | 4,323 |
| Net interest income | $4,645,000 | 4,169 |
| Provision for loan and lease losses | $358,000 | 2,486 |
| Total noninterest income | $583,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $304,000 | 4,149 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $279,000 | 4,500 |
| Total noninterest expense | $3,461,000 | 4,319 |
| Salaries and employee benefits | $1,878,000 | 4,321 |
| Premises and equipment expense | $594,000 | 3,691 |
| Additional noninterest expense | $989,000 | 4,454 |
| Pre-tax net operating income | $1,409,000 | 4,526 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,409,000 | 3,939 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,409,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,385 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 752 |
| Net operating income | $1,409,000 | 3,910 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 4,408 |
| Total interest expense | $1,459,000 | 4,373 |
| Net interest income | $3,303,000 | 4,338 |
| Provision for loan and lease losses | $281,000 | 2,301 |
| Total noninterest income | $428,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $217,000 | 4,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $211,000 | 4,494 |
| Total noninterest expense | $2,584,000 | 4,309 |
| Salaries and employee benefits | $1,418,000 | 4,277 |
| Premises and equipment expense | $438,000 | 3,721 |
| Additional noninterest expense | $728,000 | 4,506 |
| Pre-tax net operating income | $866,000 | 5,118 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $866,000 | 4,551 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $866,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 710 |
| Net operating income | $866,000 | 4,511 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 4,512 |
| Total interest expense | $891,000 | 4,470 |
| Net interest income | $2,101,000 | 4,468 |
| Provision for loan and lease losses | $234,000 | 1,909 |
| Total noninterest income | $264,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $123,000 | 4,757 |
| Total noninterest expense | $1,716,000 | 4,313 |
| Salaries and employee benefits | $942,000 | 4,270 |
| Premises and equipment expense | $293,000 | 3,693 |
| Additional noninterest expense | $481,000 | 4,506 |
| Pre-tax net operating income | $415,000 | 5,894 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $415,000 | 5,359 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $415,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 584 |
| Net operating income | $415,000 | 5,318 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 4,682 |
| Total interest expense | $411,000 | 4,594 |
| Net interest income | $994,000 | 4,639 |
| Provision for loan and lease losses | $132,000 | 1,622 |
| Total noninterest income | $120,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $62,000 | 4,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $857,000 | 4,320 |
| Salaries and employee benefits | $469,000 | 4,293 |
| Premises and equipment expense | $145,000 | 3,742 |
| Additional noninterest expense | $243,000 | 4,445 |
| Pre-tax net operating income | $125,000 | 6,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 425 |
| Net operating income | $125,000 | 6,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 5,492 |
| Total interest expense | $1,328,000 | 4,832 |
| Net interest income | $2,755,000 | 5,699 |
| Provision for loan and lease losses | $194,000 | 3,756 |
| Total noninterest income | $551,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $303,000 | 4,287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,659 |
| Total noninterest expense | $2,766,000 | 4,943 |
| Salaries and employee benefits | $1,473,000 | 5,016 |
| Premises and equipment expense | $471,000 | 4,269 |
| Additional noninterest expense | $822,000 | 4,998 |
| Pre-tax net operating income | $346,000 | 7,285 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $346,000 | 7,036 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $346,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,808,000 | 205 |
| Net operating income | $346,000 | 6,982 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 5,628 |
| Total interest expense | $960,000 | 4,896 |
| Net interest income | $1,961,000 | 5,852 |
| Provision for loan and lease losses | $144,000 | 3,617 |
| Total noninterest income | $388,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $219,000 | 4,407 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $169,000 | 4,855 |
| Total noninterest expense | $1,978,000 | 5,073 |
| Salaries and employee benefits | $1,050,000 | 5,133 |
| Premises and equipment expense | $332,000 | 4,448 |
| Additional noninterest expense | $596,000 | 5,073 |
| Pre-tax net operating income | $227,000 | 7,557 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $227,000 | 7,319 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $227,000 | 7,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 604 |
| Net operating income | $227,000 | 7,259 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 5,766 |
| Total interest expense | $627,000 | 4,969 |
| Net interest income | $1,248,000 | 6,030 |
| Provision for loan and lease losses | $78,000 | 3,948 |
| Total noninterest income | $266,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $145,000 | 4,403 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 4,767 |
| Total noninterest expense | $1,331,000 | 5,052 |
| Salaries and employee benefits | $713,000 | 5,097 |
| Premises and equipment expense | $220,000 | 4,467 |
| Additional noninterest expense | $398,000 | 5,080 |
| Pre-tax net operating income | $105,000 | 7,882 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $105,000 | 7,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 513 |
| Net operating income | $105,000 | 7,661 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 5,795 |
| Total interest expense | $312,000 | 5,048 |
| Net interest income | $625,000 | 6,012 |
| Provision for loan and lease losses | $48,000 | 3,379 |
| Total noninterest income | $122,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $663,000 | 5,094 |
| Salaries and employee benefits | $361,000 | 5,076 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $36,000 | 8,100 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $36,000 | 8,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $36,000 | 7,985 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 6,404 |
| Total interest expense | $1,130,000 | 5,767 |
| Net interest income | $1,983,000 | 6,613 |
| Provision for loan and lease losses | $267,000 | 3,428 |
| Total noninterest income | $468,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $246,000 | 4,789 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $222,000 | 5,073 |
| Total noninterest expense | $2,389,000 | 5,385 |
| Salaries and employee benefits | $1,276,000 | 5,415 |
| Premises and equipment expense | $382,000 | 4,895 |
| Additional noninterest expense | $731,000 | 5,357 |
| Pre-tax net operating income | $-205,000 | 8,689 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-205,000 | 8,782 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-205,000 | 8,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-205,000 | 8,714 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 6,602 |
| Total interest expense | $826,000 | 5,976 |
| Net interest income | $1,419,000 | 6,796 |
| Provision for loan and lease losses | $202,000 | 3,320 |
| Total noninterest income | $356,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $182,000 | 4,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 5,047 |
| Total noninterest expense | $1,756,000 | 5,427 |
| Salaries and employee benefits | $925,000 | 5,511 |
| Premises and equipment expense | $320,000 | 4,527 |
| Additional noninterest expense | $511,000 | 5,557 |
| Pre-tax net operating income | $-183,000 | 8,809 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-183,000 | 8,888 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-183,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-183,000 | 8,821 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 6,850 |
| Total interest expense | $536,000 | 6,183 |
| Net interest income | $878,000 | 7,030 |
| Provision for loan and lease losses | $99,000 | 3,909 |
| Total noninterest income | $228,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $120,000 | 4,988 |
| Total noninterest expense | $1,148,000 | 5,494 |
| Salaries and employee benefits | $606,000 | 5,584 |
| Premises and equipment expense | $210,000 | 4,570 |
| Additional noninterest expense | $332,000 | 5,640 |
| Pre-tax net operating income | $-141,000 | 8,871 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-141,000 | 8,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-141,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-141,000 | 8,875 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 7,051 |
| Total interest expense | $256,000 | 6,420 |
| Net interest income | $408,000 | 7,236 |
| Provision for loan and lease losses | $59,000 | 3,475 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $535,000 | 5,761 |
| Salaries and employee benefits | $279,000 | 5,862 |
| Premises and equipment expense | $105,000 | 4,559 |
| Additional noninterest expense | $151,000 | 5,912 |
| Pre-tax net operating income | $-83,000 | 8,946 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-83,000 | 9,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-83,000 | 9,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-83,000 | 8,932 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 7,864 |
| Total interest expense | $751,000 | 7,662 |
| Net interest income | $1,235,000 | 7,862 |
| Provision for loan and lease losses | $249,000 | 3,889 |
| Total noninterest income | $272,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $136,000 | 6,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 5,810 |
| Total noninterest expense | $1,604,000 | 6,645 |
| Salaries and employee benefits | $813,000 | 6,841 |
| Premises and equipment expense | $278,000 | 5,793 |
| Additional noninterest expense | $513,000 | 6,435 |
| Pre-tax net operating income | $-346,000 | 8,915 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-346,000 | 8,989 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-346,000 | 8,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 833 |
| Net operating income | $-346,000 | 8,942 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 9,036 |
| Total interest expense | $554,000 | 8,912 |
| Net interest income | $589,000 | 9,058 |
| Provision for loan and lease losses | $241,000 | 3,696 |
| Total noninterest income | $99,000 | 8,529 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $35,000 | 7,892 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $1,238,000 | 7,364 |
| Salaries and employee benefits | $638,000 | 7,485 |
| Premises and equipment expense | $181,000 | 7,052 |
| Additional noninterest expense | $419,000 | 6,998 |
| Pre-tax net operating income | $-791,000 | 9,281 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-791,000 | 9,346 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-791,000 | 9,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-791,000 | 9,315 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $27,000 | 9,889 |
| Total interest expense | $2,000 | 9,868 |
| Net interest income | $25,000 | 9,883 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $70,000 | 9,888 |
| Salaries and employee benefits | $48,000 | 9,871 |
| Premises and equipment expense | $10,000 | 9,833 |
| Additional noninterest expense | $12,000 | 9,890 |
| Pre-tax net operating income | $-47,000 | 9,196 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-47,000 | 9,207 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-47,000 | 9,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $7,227,000 | 122 |
| Net operating income | $-47,000 | 9,199 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.