Home > Carolina State Bank > Income and Expense
Carolina State Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,338,000 | 3,178 |
| Total interest expense | $5,541,000 | 2,744 |
| Net interest income | $4,797,000 | 3,682 |
| Provision for loan and lease losses | $620,000 | 1,468 |
| Total noninterest income | $1,000,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $577,000 | 2,354 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $423,000 | 3,281 |
| Total noninterest expense | $3,280,000 | 4,020 |
| Salaries and employee benefits | $1,582,000 | 4,108 |
| Premises and equipment expense | $456,000 | 4,065 |
| Additional noninterest expense | $1,242,000 | 3,681 |
| Pre-tax net operating income | $1,897,000 | 3,549 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $681,000 | 3,239 |
| Income before extraordinary items | $1,216,000 | 3,832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,216,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,624 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 925 |
| Net operating income | $1,216,000 | 3,779 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,871,000 | 3,659 |
| Total interest expense | $4,626,000 | 3,238 |
| Net interest income | $4,245,000 | 4,107 |
| Provision for loan and lease losses | $526,000 | 1,506 |
| Total noninterest income | $731,000 | 3,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,582 |
| Total noninterest expense | $3,447,000 | 3,797 |
| Salaries and employee benefits | $1,561,000 | 4,142 |
| Premises and equipment expense | $657,000 | 2,977 |
| Additional noninterest expense | $1,229,000 | 3,668 |
| Pre-tax net operating income | $1,003,000 | 5,991 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $-319,000 | 11,840 |
| Income before extraordinary items | $1,301,000 | 3,686 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,301,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,180 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,601,000 | 176 |
| Net operating income | $1,322,000 | 3,603 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 4,886 |
| Total interest expense | $2,717,000 | 4,316 |
| Net interest income | $3,253,000 | 5,256 |
| Provision for loan and lease losses | $267,000 | 2,474 |
| Total noninterest income | $611,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,268 |
| Total noninterest expense | $3,089,000 | 4,305 |
| Salaries and employee benefits | $1,355,000 | 4,704 |
| Premises and equipment expense | $641,000 | 3,074 |
| Additional noninterest expense | $1,093,000 | 4,379 |
| Pre-tax net operating income | $508,000 | 8,604 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $508,000 | 7,244 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $508,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,422 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,813,000 | 321 |
| Net operating income | $508,000 | 7,279 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 6,624 |
| Total interest expense | $2,048,000 | 5,714 |
| Net interest income | $2,159,000 | 7,278 |
| Provision for loan and lease losses | $298,000 | 3,052 |
| Total noninterest income | $376,000 | 6,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $2,244,000 | 5,768 |
| Salaries and employee benefits | $971,000 | 6,304 |
| Premises and equipment expense | $540,000 | 3,632 |
| Additional noninterest expense | $733,000 | 6,346 |
| Pre-tax net operating income | $-7,000 | 12,463 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $2,000 | 12,516 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,000 | 12,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,184 |
| Net operating income | $-7,000 | 12,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 9,970 |
| Total interest expense | $1,350,000 | 9,025 |
| Net interest income | $1,121,000 | 10,628 |
| Provision for loan and lease losses | $346,000 | 3,805 |
| Total noninterest income | $226,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $1,841,000 | 6,818 |
| Salaries and employee benefits | $766,000 | 7,490 |
| Premises and equipment expense | $482,000 | 4,104 |
| Additional noninterest expense | $593,000 | 7,576 |
| Pre-tax net operating income | $-840,000 | 13,439 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-799,000 | 13,498 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-799,000 | 13,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 6,068 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-840,000 | 13,425 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.