Home > Carolina State Bank > Assets and Liabilities
Carolina State Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $133,401,000 | 3,383 |
| Cash and due from depository institutions | $3,222,000 | 3,314 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $25,484,000 | 4,452 |
| Federal funds sold & reverse repurchase agreements | $4,510,000 | 2,820 |
| Net loans & leases | $94,636,000 | 2,912 |
| Loan loss allowance | $1,400,000 | 2,602 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,569,000 | 3,018 |
| Other real estate owned | $0 | 3,314 |
| Goodwill and other intangibles | $736,000 | 1,453 |
| All other assets | $2,244,000 | 3,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,401,000 | 3,383 |
| Total liabilities | $121,089,000 | 3,362 |
| Total deposits | $114,641,000 | 3,322 |
| Interest-bearing deposits | $106,344,000 | 3,095 |
| Deposits held in domestic offices | $114,641,000 | 3,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $634,000 | 3,072 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $814,000 | 4,132 |
| Total equity capital | $12,312,000 | 3,602 |
| Total bank equity capital | $12,312,000 | 3,602 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,797,000 | 814 |
| Surplus | $6,220,000 | 2,388 |
| Undivided profits | $1,295,000 | 8,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 5,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $717,000 | 3,200 |
| Earning assets | $124,635,000 | 3,330 |
| Long-term assets (5+ years) | $22,759,000 | 2,426 |
| Average Assets, year-to-date | $125,122,800 | 3,443 |
| Average Assets, quarterly | $130,913,500 | 3,406 |
| Volatile liabilities | $21,553,000 | 2,741 |
| Insider loans | $2,475,000 | 1,736 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,044,000 | 3,379 |
| Tier 1 (core) risk-based capital | $11,558,000 | 3,709 |
| Tier 2 risk-based capital | $1,165,040 | 2,588 |
| Total risk weighted assets | $92,968,140 | 2,979 |
| Total unused commitments | $10,044,000 | 3,392 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 56 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $117,193,000 | 3,812 |
| Cash and due from depository institutions | $2,596,000 | 3,475 |
| Interest-bearing balances | $106,000 | 4,765 |
| Securities | $27,853,000 | 4,315 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 7,993 |
| Net loans & leases | $80,874,000 | 3,277 |
| Loan loss allowance | $1,200,000 | 3,007 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,422,000 | 3,121 |
| Other real estate owned | $0 | 3,475 |
| Goodwill and other intangibles | $809,000 | 1,290 |
| All other assets | $1,969,000 | 3,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,193,000 | 3,812 |
| Total liabilities | $106,046,000 | 3,789 |
| Total deposits | $100,460,000 | 3,793 |
| Interest-bearing deposits | $93,863,000 | 3,502 |
| Deposits held in domestic offices | $100,460,000 | 3,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,452,000 | 2,436 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,000,000 | 2,044 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,134,000 | 3,265 |
| Total equity capital | $11,147,000 | 3,922 |
| Total bank equity capital | $11,147,000 | 3,922 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,796,000 | 819 |
| Surplus | $6,219,000 | 2,398 |
| Undivided profits | $132,000 | 11,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 5,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $612,000 | 3,905 |
| Earning assets | $109,503,000 | 3,750 |
| Long-term assets (5+ years) | $21,793,000 | 2,347 |
| Average Assets, year-to-date | $105,374,800 | 4,049 |
| Average Assets, quarterly | $113,821,000 | 3,871 |
| Volatile liabilities | $12,545,000 | 3,858 |
| Insider loans | $1,865,000 | 2,273 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,939,000 | 4,136 |
| Tier 1 (core) risk-based capital | $10,267,000 | 4,125 |
| Tier 2 risk-based capital | $965,280 | 3,001 |
| Total risk weighted assets | $76,987,480 | 3,434 |
| Total unused commitments | $6,939,000 | 4,150 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $89,248,000 | 4,819 |
| Cash and due from depository institutions | $2,881,000 | 3,588 |
| Interest-bearing balances | $106,000 | 5,023 |
| Securities | $18,860,000 | 6,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $62,881,000 | 4,038 |
| Loan loss allowance | $925,000 | 3,863 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,643,000 | 2,789 |
| Other real estate owned | $0 | 3,588 |
| Goodwill and other intangibles | $881,000 | 1,145 |
| All other assets | $1,101,000 | 6,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,248,000 | 4,819 |
| Total liabilities | $82,333,000 | 4,753 |
| Total deposits | $78,361,000 | 4,731 |
| Interest-bearing deposits | $71,878,000 | 4,460 |
| Deposits held in domestic offices | $78,361,000 | 4,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,558,000 | 2,424 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $414,000 | 5,936 |
| Total equity capital | $6,915,000 | 5,585 |
| Total bank equity capital | $6,915,000 | 5,585 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,732,000 | 1,046 |
| Surplus | $4,682,000 | 2,932 |
| Undivided profits | $-1,499,000 | 12,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $412,000 | 5,054 |
| Earning assets | $81,847,000 | 4,836 |
| Long-term assets (5+ years) | $18,659,000 | 2,700 |
| Average Assets, year-to-date | $76,360,600 | 5,416 |
| Average Assets, quarterly | $86,290,000 | 4,948 |
| Volatile liabilities | $7,451,000 | 5,344 |
| Insider loans | $2,130,000 | 1,960 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,907,000 | 4,028 |
| Tier 1 (core) risk-based capital | $6,292,000 | 6,144 |
| Tier 2 risk-based capital | $752,640 | 3,752 |
| Total risk weighted assets | $60,038,640 | 4,233 |
| Total unused commitments | $6,907,000 | 4,035 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $62,873,000 | 6,597 |
| Cash and due from depository institutions | $3,530,000 | 4,561 |
| Interest-bearing balances | $252,000 | 5,318 |
| Securities | $7,222,000 | 10,210 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 2,893 |
| Net loans & leases | $44,193,000 | 5,307 |
| Loan loss allowance | $705,000 | 4,948 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,457,000 | 2,967 |
| Other real estate owned | $5,000 | 4,561 |
| Goodwill and other intangibles | $160,000 | 1,958 |
| All other assets | $456,000 | 9,738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,873,000 | 6,597 |
| Total liabilities | $58,022,000 | 6,513 |
| Total deposits | $57,129,000 | 6,387 |
| Interest-bearing deposits | $52,609,000 | 6,087 |
| Deposits held in domestic offices | $57,129,000 | 6,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $651,000 | 3,075 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $242,000 | 8,482 |
| Total equity capital | $4,851,000 | 7,439 |
| Total bank equity capital | $4,851,000 | 7,439 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,792,000 | 1,026 |
| Surplus | $2,807,000 | 4,327 |
| Undivided profits | $-1,748,000 | 12,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 5,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $241,000 | 7,179 |
| Earning assets | $56,517,000 | 6,704 |
| Long-term assets (5+ years) | $14,769,000 | 3,346 |
| Average Assets, year-to-date | $54,461,000 | 7,166 |
| Average Assets, quarterly | $60,484,000 | 6,742 |
| Volatile liabilities | $4,816,000 | 6,662 |
| Insider loans | $2,204,000 | 1,865 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,285,000 | 5,326 |
| Tier 1 (core) risk-based capital | $4,691,000 | 7,530 |
| Tier 2 risk-based capital | $564,430 | 4,736 |
| Total risk weighted assets | $45,013,530 | 5,347 |
| Total unused commitments | $4,285,000 | 5,347 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $44,759,000 | 8,427 |
| Cash and due from depository institutions | $2,740,000 | 6,105 |
| Interest-bearing balances | $454,000 | 5,133 |
| Securities | $9,677,000 | 9,292 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 10,316 |
| Net loans & leases | $28,931,000 | 7,231 |
| Loan loss allowance | $404,000 | 7,448 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,472,000 | 2,958 |
| Other real estate owned | $0 | 6,105 |
| Goodwill and other intangibles | $180,000 | 1,916 |
| All other assets | $334,000 | 11,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,759,000 | 8,427 |
| Total liabilities | $39,914,000 | 8,520 |
| Total deposits | $39,554,000 | 8,415 |
| Interest-bearing deposits | $36,290,000 | 8,092 |
| Deposits held in domestic offices | $39,554,000 | 8,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $360,000 | 7,325 |
| Total equity capital | $4,845,000 | 7,248 |
| Total bank equity capital | $4,845,000 | 7,248 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,790,000 | 1,042 |
| Surplus | $2,806,000 | 4,227 |
| Undivided profits | $-1,751,000 | 13,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 10,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $242,000 | 7,694 |
| Earning assets | $39,487,000 | 8,582 |
| Long-term assets (5+ years) | $8,611,000 | 4,760 |
| Average Assets, year-to-date | $34,618,800 | 9,599 |
| Average Assets, quarterly | $41,584,500 | 8,736 |
| Volatile liabilities | $4,096,000 | 7,327 |
| Insider loans | $131,000 | 5,003 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,363,000 | 5,749 |
| Tier 1 (core) risk-based capital | $4,665,000 | 7,367 |
| Tier 2 risk-based capital | $404,000 | 6,197 |
| Total risk weighted assets | $32,325,500 | 6,967 |
| Total unused commitments | $3,363,000 | 5,777 |
| Derivatives | $0 | 651 |