Home > Carolina Southern Bank > Income and Expense
Carolina Southern Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,495,000 | 2,133 |
| Total interest expense | $8,550,000 | 2,017 |
| Net interest income | $7,945,000 | 2,245 |
| Provision for loan and lease losses | $978,000 | 1,090 |
| Total noninterest income | $99,000 | 8,605 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $473,000 | 2,829 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-374,000 | 9,917 |
| Total noninterest expense | $5,745,000 | 2,377 |
| Salaries and employee benefits | $3,226,000 | 2,216 |
| Premises and equipment expense | $1,009,000 | 2,039 |
| Additional noninterest expense | $1,510,000 | 2,799 |
| Pre-tax net operating income | $1,321,000 | 4,454 |
| Securities gains (losses) | $-465,000 | 9,700 |
| Applicable income taxes | $74,000 | 6,870 |
| Income before extraordinary items | $782,000 | 5,107 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $782,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 1,031 |
| Cash dividends | $661,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 617 |
| Net operating income | $1,205,150 | 3,844 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,755,000 | 2,215 |
| Total interest expense | $6,979,000 | 2,127 |
| Net interest income | $7,776,000 | 2,266 |
| Provision for loan and lease losses | $92,000 | 5,411 |
| Total noninterest income | $677,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $448,000 | 2,904 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $4,908,000 | 2,755 |
| Salaries and employee benefits | $2,939,000 | 2,383 |
| Premises and equipment expense | $993,000 | 2,061 |
| Additional noninterest expense | $976,000 | 4,097 |
| Pre-tax net operating income | $3,453,000 | 2,125 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $887,000 | 2,418 |
| Income before extraordinary items | $2,579,000 | 2,051 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,579,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,143 |
| Cash dividends | $740,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $393,000 | 641 |
| Net operating income | $2,569,380 | 2,023 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,905,000 | 2,343 |
| Total interest expense | $6,780,000 | 2,237 |
| Net interest income | $7,125,000 | 2,389 |
| Provision for loan and lease losses | $145,000 | 4,249 |
| Total noninterest income | $710,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $393,000 | 3,183 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $317,000 | 3,898 |
| Total noninterest expense | $4,516,000 | 2,879 |
| Salaries and employee benefits | $2,685,000 | 2,516 |
| Premises and equipment expense | $979,000 | 1,996 |
| Additional noninterest expense | $852,000 | 4,463 |
| Pre-tax net operating income | $3,174,000 | 2,254 |
| Securities gains (losses) | $67,000 | 1,537 |
| Applicable income taxes | $835,000 | 2,638 |
| Income before extraordinary items | $2,406,000 | 2,172 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,406,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $243,000 | 5,010 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 666 |
| Net operating income | $2,356,420 | 2,142 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,525,000 | 2,621 |
| Total interest expense | $6,240,000 | 2,413 |
| Net interest income | $6,285,000 | 2,777 |
| Provision for loan and lease losses | $117,000 | 4,860 |
| Total noninterest income | $461,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $371,000 | 3,434 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $3,709,000 | 3,404 |
| Salaries and employee benefits | $2,171,000 | 3,053 |
| Premises and equipment expense | $720,000 | 2,668 |
| Additional noninterest expense | $818,000 | 4,644 |
| Pre-tax net operating income | $2,920,000 | 2,551 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $804,000 | 2,915 |
| Income before extraordinary items | $2,116,000 | 2,454 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,116,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,367 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 709 |
| Net operating income | $2,116,000 | 2,395 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,965,000 | 2,994 |
| Total interest expense | $5,348,000 | 2,843 |
| Net interest income | $5,617,000 | 3,147 |
| Provision for loan and lease losses | $148,000 | 4,128 |
| Total noninterest income | $318,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $259,000 | 4,701 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $3,173,000 | 4,123 |
| Salaries and employee benefits | $1,822,000 | 3,628 |
| Premises and equipment expense | $677,000 | 2,889 |
| Additional noninterest expense | $674,000 | 5,891 |
| Pre-tax net operating income | $2,614,000 | 2,673 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $798,000 | 2,852 |
| Income before extraordinary items | $1,816,000 | 2,680 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,816,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $1,000 | 8,325 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 749 |
| Net operating income | $1,816,000 | 2,636 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,710,000 | 3,370 |
| Total interest expense | $4,623,000 | 3,240 |
| Net interest income | $5,087,000 | 3,475 |
| Provision for loan and lease losses | $224,000 | 2,816 |
| Total noninterest income | $243,000 | 7,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $3,054,000 | 4,221 |
| Salaries and employee benefits | $1,604,000 | 4,042 |
| Premises and equipment expense | $645,000 | 3,023 |
| Additional noninterest expense | $805,000 | 5,230 |
| Pre-tax net operating income | $2,052,000 | 3,408 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $640,000 | 3,493 |
| Income before extraordinary items | $1,412,000 | 3,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,412,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $8,000 | 8,610 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 523 |
| Net operating income | $1,412,000 | 3,401 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 4,227 |
| Total interest expense | $2,712,000 | 4,323 |
| Net interest income | $4,267,000 | 4,122 |
| Provision for loan and lease losses | $400,000 | 1,822 |
| Total noninterest income | $192,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $2,653,000 | 4,895 |
| Salaries and employee benefits | $1,316,000 | 4,817 |
| Premises and equipment expense | $462,000 | 4,074 |
| Additional noninterest expense | $875,000 | 5,308 |
| Pre-tax net operating income | $1,406,000 | 4,658 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $431,000 | 4,512 |
| Income before extraordinary items | $975,000 | 4,620 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $975,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 11,772 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 837 |
| Net operating income | $975,000 | 4,663 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 5,366 |
| Total interest expense | $2,487,000 | 4,829 |
| Net interest income | $2,974,000 | 5,689 |
| Provision for loan and lease losses | $304,000 | 2,956 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $1,878,000 | 6,681 |
| Salaries and employee benefits | $1,007,000 | 6,097 |
| Premises and equipment expense | $256,000 | 6,582 |
| Additional noninterest expense | $615,000 | 7,206 |
| Pre-tax net operating income | $967,000 | 6,043 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $274,000 | 6,421 |
| Income before extraordinary items | $693,000 | 6,160 |
| Extraordinary gains, net | $25,000 | 2,588 |
| Net income | $718,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $3,000 | 9,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $693,000 | 5,887 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 6,829 |
| Total interest expense | $2,382,000 | 6,221 |
| Net interest income | $2,172,000 | 7,311 |
| Provision for loan and lease losses | $142,000 | 6,265 |
| Total noninterest income | $138,000 | 10,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $1,605,000 | 7,570 |
| Salaries and employee benefits | $806,000 | 7,219 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $535,000 | 8,141 |
| Pre-tax net operating income | $563,000 | 7,970 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $433,000 | 7,904 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $433,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $433,000 | 7,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.