Home > Carolina National Bank and Trust Company > Assets and Liabilities
Carolina National Bank and Trust Company, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 38 | 4,148 |
| Assets and Liabilities | ||
| Total Assets: | $220,549,000 | 2,861 |
| Cash and due from depository institutions | $11,634,000 | 4,148 |
| Interest-bearing balances | $7,820,000 | 743 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $203,735,000 | 2,260 |
| Loan loss allowance | $2,481,000 | 2,113 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,648,000 | 5,004 |
| Other real estate owned | $326,000 | 4,148 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,206,000 | 4,097 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $220,549,000 | 2,861 |
| Total liabilities | $190,924,000 | 2,938 |
| Total deposits | $187,561,000 | 2,727 |
| Interest-bearing deposits | $171,394,000 | 2,603 |
| Deposits held in domestic offices | $187,561,000 | 2,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,353,000 | 2,616 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,010,000 | 2,464 |
| Total equity capital | $29,625,000 | 2,357 |
| Total bank equity capital | $29,625,000 | 2,357 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,500,000 | 1,105 |
| Surplus | $24,000,000 | 1,253 |
| Undivided profits | $1,125,000 | 6,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,528,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $984,000 | 4,046 |
| Earning assets | $211,555,000 | 2,755 |
| Long-term assets (5+ years) | $2,991,000 | 6,531 |
| Average Assets, year-to-date | $220,270,000 | 2,782 |
| Average Assets, quarterly | $224,230,000 | 2,794 |
| Volatile liabilities | $29,668,000 | 3,828 |
| Insider loans | $4,748,000 | 1,603 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $44,439,000 | 1,950 |
| Tier 1 (core) risk-based capital | $28,875,000 | 2,275 |
| Tier 2 risk-based capital | $2,481,000 | 2,019 |
| Total risk weighted assets | $211,932,000 | 2,261 |
| Total unused commitments | $44,439,000 | 1,951 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 46 | 3,568 |
| Assets and Liabilities | ||
| Total Assets: | $227,911,000 | 2,754 |
| Cash and due from depository institutions | $3,499,000 | 3,568 |
| Interest-bearing balances | $789,000 | 2,634 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $17,690,000 | 791 |
| Net loans & leases | $201,880,000 | 2,237 |
| Loan loss allowance | $2,593,000 | 2,000 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,708,000 | 4,910 |
| Other real estate owned | $0 | 3,568 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,134,000 | 4,169 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $227,911,000 | 2,754 |
| Total liabilities | $198,628,000 | 2,800 |
| Total deposits | $196,959,000 | 2,571 |
| Interest-bearing deposits | $175,684,000 | 2,513 |
| Deposits held in domestic offices | $196,959,000 | 2,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,669,000 | 2,882 |
| Total equity capital | $29,283,000 | 2,352 |
| Total bank equity capital | $29,283,000 | 2,352 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,500,000 | 1,084 |
| Surplus | $24,000,000 | 1,223 |
| Undivided profits | $783,000 | 7,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,959,000 | 1,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,098,000 | 3,924 |
| Earning assets | $220,359,000 | 2,625 |
| Long-term assets (5+ years) | $5,775,000 | 5,749 |
| Average Assets, year-to-date | $220,200,250 | 2,781 |
| Average Assets, quarterly | $226,750,500 | 2,737 |
| Volatile liabilities | $80,040,000 | 1,726 |
| Insider loans | $4,781,000 | 1,550 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $39,763,000 | 2,134 |
| Tier 1 (core) risk-based capital | $28,869,000 | 2,271 |
| Tier 2 risk-based capital | $2,593,000 | 1,938 |
| Total risk weighted assets | $210,010,000 | 2,243 |
| Total unused commitments | $39,763,000 | 2,134 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $225,590,000 | 2,776 |
| Cash and due from depository institutions | $4,310,000 | 3,734 |
| Interest-bearing balances | $776,000 | 2,696 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $16,143,000 | 959 |
| Net loans & leases | $200,406,000 | 2,263 |
| Loan loss allowance | $2,475,000 | 2,095 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,675,000 | 4,960 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,056,000 | 4,209 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $225,590,000 | 2,776 |
| Total liabilities | $196,585,000 | 2,845 |
| Total deposits | $194,963,000 | 2,623 |
| Interest-bearing deposits | $175,455,000 | 2,535 |
| Deposits held in domestic offices | $194,963,000 | 2,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,622,000 | 2,756 |
| Total equity capital | $29,005,000 | 2,352 |
| Total bank equity capital | $29,005,000 | 2,352 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,500,000 | 1,074 |
| Surplus | $24,000,000 | 1,232 |
| Undivided profits | $505,000 | 7,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 3,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,051,000 | 3,811 |
| Earning assets | $217,325,000 | 2,675 |
| Long-term assets (5+ years) | $2,465,000 | 6,646 |
| Average Assets, year-to-date | $217,630,000 | 2,838 |
| Average Assets, quarterly | $222,099,000 | 2,800 |
| Volatile liabilities | $23,994,000 | 4,252 |
| Insider loans | $5,857,000 | 1,250 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $39,296,000 | 2,178 |
| Tier 1 (core) risk-based capital | $28,634,000 | 2,297 |
| Tier 2 risk-based capital | $2,475,000 | 2,023 |
| Total risk weighted assets | $207,955,000 | 2,256 |
| Total unused commitments | $39,296,000 | 2,179 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $218,608,000 | 2,855 |
| Cash and due from depository institutions | $4,608,000 | 3,850 |
| Interest-bearing balances | $756,000 | 2,789 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $16,404,000 | 1,208 |
| Net loans & leases | $193,487,000 | 2,291 |
| Loan loss allowance | $2,395,000 | 2,155 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,522,000 | 5,141 |
| Other real estate owned | $0 | 3,850 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,587,000 | 4,523 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $218,608,000 | 2,855 |
| Total liabilities | $190,068,000 | 2,907 |
| Total deposits | $188,609,000 | 2,708 |
| Interest-bearing deposits | $168,919,000 | 2,624 |
| Deposits held in domestic offices | $188,609,000 | 2,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,459,000 | 3,042 |
| Total equity capital | $28,540,000 | 2,383 |
| Total bank equity capital | $28,540,000 | 2,383 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $12,500,000 | 347 |
| Surplus | $16,000,000 | 1,728 |
| Undivided profits | $40,000 | 7,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,010,000 | 3,800 |
| Earning assets | $210,647,000 | 2,742 |
| Long-term assets (5+ years) | $3,320,000 | 6,348 |
| Average Assets, year-to-date | $213,650,000 | 2,899 |
| Average Assets, quarterly | $213,650,000 | 2,899 |
| Volatile liabilities | $74,854,000 | 1,787 |
| Insider loans | $5,686,000 | 1,272 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $40,253,000 | 2,143 |
| Tier 1 (core) risk-based capital | $28,037,000 | 2,308 |
| Tier 2 risk-based capital | $2,395,000 | 2,069 |
| Total risk weighted assets | $201,151,000 | 2,300 |
| Total unused commitments | $40,253,000 | 2,144 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $208,692,000 | 2,968 |
| Cash and due from depository institutions | $3,233,000 | 3,927 |
| Interest-bearing balances | $834,000 | 2,674 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $8,803,000 | 1,871 |
| Net loans & leases | $192,184,000 | 2,303 |
| Loan loss allowance | $2,432,000 | 2,105 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,486,000 | 5,177 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,986,000 | 4,216 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $208,692,000 | 2,968 |
| Total liabilities | $186,720,000 | 2,963 |
| Total deposits | $183,983,000 | 2,764 |
| Interest-bearing deposits | $157,915,000 | 2,751 |
| Deposits held in domestic offices | $183,983,000 | 2,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,877 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,737,000 | 2,685 |
| Total equity capital | $21,972,000 | 2,953 |
| Total bank equity capital | $21,972,000 | 2,953 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $12,500,000 | 340 |
| Surplus | $10,000,000 | 2,419 |
| Undivided profits | $-528,000 | 8,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,059,000 | 2,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,118,000 | 3,604 |
| Earning assets | $201,821,000 | 2,833 |
| Long-term assets (5+ years) | $2,676,000 | 6,549 |
| Average Assets, year-to-date | $186,568,800 | 3,123 |
| Average Assets, quarterly | $202,328,000 | 3,013 |
| Volatile liabilities | $65,135,000 | 2,144 |
| Insider loans | $5,015,000 | 1,430 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $37,373,000 | 2,235 |
| Tier 1 (core) risk-based capital | $21,105,000 | 2,913 |
| Tier 2 risk-based capital | $2,421,000 | 2,041 |
| Total risk weighted assets | $193,722,000 | 2,354 |
| Total unused commitments | $37,373,000 | 2,236 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $195,964,000 | 3,089 |
| Cash and due from depository institutions | $5,677,000 | 3,860 |
| Interest-bearing balances | $829,000 | 2,603 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $12,435,000 | 1,124 |
| Net loans & leases | $173,765,000 | 2,475 |
| Loan loss allowance | $2,217,000 | 2,284 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,215,000 | 5,586 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,872,000 | 4,360 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $195,964,000 | 3,089 |
| Total liabilities | $174,412,000 | 3,100 |
| Total deposits | $172,081,000 | 2,889 |
| Interest-bearing deposits | $146,660,000 | 2,868 |
| Deposits held in domestic offices | $172,081,000 | 2,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,331,000 | 3,172 |
| Total equity capital | $21,552,000 | 2,963 |
| Total bank equity capital | $21,552,000 | 2,963 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,500,000 | 329 |
| Surplus | $10,000,000 | 2,387 |
| Undivided profits | $-948,000 | 8,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $925,000 | 4,216 |
| Earning assets | $187,029,000 | 2,985 |
| Long-term assets (5+ years) | $1,386,000 | 7,066 |
| Average Assets, year-to-date | $181,038,000 | 3,218 |
| Average Assets, quarterly | $188,944,500 | 3,153 |
| Volatile liabilities | $58,657,000 | 2,332 |
| Insider loans | $4,886,000 | 1,459 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $35,656,000 | 2,328 |
| Tier 1 (core) risk-based capital | $20,627,000 | 2,949 |
| Tier 2 risk-based capital | $2,217,000 | 2,188 |
| Total risk weighted assets | $179,391,000 | 2,473 |
| Total unused commitments | $35,656,000 | 2,329 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $181,925,000 | 3,255 |
| Cash and due from depository institutions | $7,889,000 | 3,965 |
| Interest-bearing balances | $865,000 | 2,594 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $7,467,000 | 1,650 |
| Net loans & leases | $162,854,000 | 2,577 |
| Loan loss allowance | $2,128,000 | 2,323 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $902,000 | 6,098 |
| Other real estate owned | $0 | 3,965 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,813,000 | 4,339 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $181,925,000 | 3,255 |
| Total liabilities | $160,912,000 | 3,291 |
| Total deposits | $158,782,000 | 3,080 |
| Interest-bearing deposits | $134,037,000 | 3,061 |
| Deposits held in domestic offices | $158,782,000 | 3,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,130,000 | 3,249 |
| Total equity capital | $21,013,000 | 2,922 |
| Total bank equity capital | $21,013,000 | 2,922 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $12,500,000 | 318 |
| Surplus | $10,000,000 | 2,343 |
| Undivided profits | $-1,487,000 | 8,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $853,000 | 4,115 |
| Earning assets | $171,186,000 | 3,183 |
| Long-term assets (5+ years) | $1,635,000 | 6,962 |
| Average Assets, year-to-date | $176,062,670 | 3,297 |
| Average Assets, quarterly | $181,751,000 | 3,230 |
| Volatile liabilities | $60,241,000 | 2,241 |
| Insider loans | $3,881,000 | 1,757 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,948,000 | 2,453 |
| Tier 1 (core) risk-based capital | $19,992,000 | 2,990 |
| Tier 2 risk-based capital | $2,102,000 | 2,255 |
| Total risk weighted assets | $168,139,000 | 2,594 |
| Total unused commitments | $32,948,000 | 2,454 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $181,577,000 | 3,227 |
| Cash and due from depository institutions | $6,355,000 | 4,623 |
| Interest-bearing balances | $939,000 | 2,636 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $20,088,000 | 716 |
| Net loans & leases | $151,496,000 | 2,685 |
| Loan loss allowance | $2,030,000 | 2,391 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $873,000 | 6,140 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,765,000 | 4,279 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $181,577,000 | 3,227 |
| Total liabilities | $161,173,000 | 3,266 |
| Total deposits | $159,228,000 | 3,043 |
| Interest-bearing deposits | $134,973,000 | 3,030 |
| Deposits held in domestic offices | $159,228,000 | 3,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,977 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $945,000 | 3,670 |
| Total equity capital | $20,404,000 | 2,973 |
| Total bank equity capital | $20,404,000 | 2,973 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,500,000 | 309 |
| Surplus | $10,000,000 | 2,280 |
| Undivided profits | $-2,096,000 | 8,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $735,000 | 4,408 |
| Earning assets | $172,523,000 | 3,136 |
| Long-term assets (5+ years) | $1,880,000 | 6,859 |
| Average Assets, year-to-date | $173,131,500 | 3,339 |
| Average Assets, quarterly | $173,131,500 | 3,339 |
| Volatile liabilities | $60,265,000 | 2,160 |
| Insider loans | $4,007,000 | 1,671 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,073,000 | 2,474 |
| Tier 1 (core) risk-based capital | $19,306,000 | 3,052 |
| Tier 2 risk-based capital | $1,998,000 | 2,304 |
| Total risk weighted assets | $159,822,000 | 2,664 |
| Total unused commitments | $32,073,000 | 2,478 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $164,686,000 | 3,483 |
| Cash and due from depository institutions | $3,110,000 | 4,740 |
| Interest-bearing balances | $985,000 | 2,687 |
| Securities | $2,990,000 | 7,958 |
| Federal funds sold & reverse repurchase agreements | $17,858,000 | 742 |
| Net loans & leases | $137,099,000 | 2,894 |
| Loan loss allowance | $1,880,000 | 2,506 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $924,000 | 6,037 |
| Other real estate owned | $0 | 4,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,705,000 | 4,326 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $164,686,000 | 3,483 |
| Total liabilities | $146,207,000 | 3,492 |
| Total deposits | $143,590,000 | 3,295 |
| Interest-bearing deposits | $122,718,000 | 3,236 |
| Deposits held in domestic offices | $143,590,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 5,079 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,617,000 | 2,478 |
| Total equity capital | $18,479,000 | 3,206 |
| Total bank equity capital | $18,479,000 | 3,206 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $12,500,000 | 300 |
| Surplus | $8,500,000 | 2,566 |
| Undivided profits | $-2,521,000 | 8,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $650,000 | 4,855 |
| Earning assets | $158,932,000 | 3,323 |
| Long-term assets (5+ years) | $1,613,000 | 7,008 |
| Average Assets, year-to-date | $133,273,600 | 3,946 |
| Average Assets, quarterly | $157,854,000 | 3,553 |
| Volatile liabilities | $43,607,000 | 2,714 |
| Insider loans | $3,481,000 | 1,869 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,405,000 | 2,464 |
| Tier 1 (core) risk-based capital | $17,192,000 | 3,334 |
| Tier 2 risk-based capital | $1,802,000 | 2,481 |
| Total risk weighted assets | $144,061,000 | 2,901 |
| Total unused commitments | $31,405,000 | 2,464 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 29 | 5,068 |
| Assets and Liabilities | ||
| Total Assets: | $151,022,000 | 3,673 |
| Cash and due from depository institutions | $5,425,000 | 5,068 |
| Interest-bearing balances | $1,078,000 | 2,618 |
| Securities | $2,979,000 | 7,990 |
| Federal funds sold & reverse repurchase agreements | $12,550,000 | 1,039 |
| Net loans & leases | $126,766,000 | 3,050 |
| Loan loss allowance | $1,778,000 | 2,619 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $686,000 | 6,571 |
| Other real estate owned | $0 | 5,068 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,616,000 | 4,358 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $151,022,000 | 3,673 |
| Total liabilities | $140,809,000 | 3,551 |
| Total deposits | $135,643,000 | 3,398 |
| Interest-bearing deposits | $121,634,000 | 3,205 |
| Deposits held in domestic offices | $135,643,000 | 3,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,000,000 | 5,156 |
| Subordinated debt | $2,950,000 | 204 |
| All other liabilities | $1,216,000 | 3,021 |
| Total equity capital | $10,213,000 | 5,072 |
| Total bank equity capital | $10,213,000 | 5,072 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,500,000 | 946 |
| Surplus | $8,500,000 | 2,508 |
| Undivided profits | $-2,787,000 | 8,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $529,000 | 5,560 |
| Earning assets | $143,373,000 | 3,566 |
| Long-term assets (5+ years) | $4,323,000 | 6,054 |
| Average Assets, year-to-date | $125,420,500 | 4,122 |
| Average Assets, quarterly | $143,179,000 | 3,792 |
| Volatile liabilities | $45,944,000 | 2,544 |
| Insider loans | $4,433,000 | 1,453 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $32,152,000 | 2,400 |
| Tier 1 (core) risk-based capital | $8,816,000 | 5,476 |
| Tier 2 risk-based capital | $4,623,000 | 1,026 |
| Total risk weighted assets | $133,712,000 | 3,040 |
| Total unused commitments | $32,152,000 | 2,404 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $135,336,000 | 3,938 |
| Cash and due from depository institutions | $4,198,000 | 5,301 |
| Interest-bearing balances | $28,000 | 6,002 |
| Securities | $2,968,000 | 8,018 |
| Federal funds sold & reverse repurchase agreements | $9,853,000 | 1,184 |
| Net loans & leases | $114,536,000 | 3,226 |
| Loan loss allowance | $1,641,000 | 2,750 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $684,000 | 6,550 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,097,000 | 3,819 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $135,336,000 | 3,938 |
| Total liabilities | $126,668,000 | 3,796 |
| Total deposits | $121,862,000 | 3,619 |
| Interest-bearing deposits | $107,786,000 | 3,478 |
| Deposits held in domestic offices | $121,862,000 | 3,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $3,850,000 | 188 |
| All other liabilities | $956,000 | 3,344 |
| Total equity capital | $8,668,000 | 5,564 |
| Total bank equity capital | $8,668,000 | 5,564 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,500,000 | 928 |
| Surplus | $7,200,000 | 2,799 |
| Undivided profits | $-3,032,000 | 8,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $461,000 | 5,720 |
| Earning assets | $127,385,000 | 3,841 |
| Long-term assets (5+ years) | $2,128,000 | 6,889 |
| Average Assets, year-to-date | $116,886,670 | 4,336 |
| Average Assets, quarterly | $126,281,000 | 4,119 |
| Volatile liabilities | $38,230,000 | 2,774 |
| Insider loans | $4,553,000 | 1,400 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,775,000 | 2,519 |
| Tier 1 (core) risk-based capital | $7,146,000 | 6,139 |
| Tier 2 risk-based capital | $5,053,000 | 922 |
| Total risk weighted assets | $119,710,000 | 3,245 |
| Total unused commitments | $28,775,000 | 2,520 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $117,226,000 | 4,376 |
| Cash and due from depository institutions | $1,364,000 | 5,439 |
| Interest-bearing balances | $29,000 | 6,023 |
| Securities | $2,959,000 | 8,096 |
| Federal funds sold & reverse repurchase agreements | $8,701,000 | 1,426 |
| Net loans & leases | $100,930,000 | 3,519 |
| Loan loss allowance | $1,475,000 | 3,005 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $687,000 | 6,581 |
| Other real estate owned | $0 | 5,439 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,585,000 | 4,227 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $117,226,000 | 4,376 |
| Total liabilities | $109,067,000 | 4,265 |
| Total deposits | $105,522,000 | 4,074 |
| Interest-bearing deposits | $92,455,000 | 3,964 |
| Deposits held in domestic offices | $105,522,000 | 4,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $2,750,000 | 207 |
| All other liabilities | $795,000 | 3,697 |
| Total equity capital | $8,159,000 | 5,686 |
| Total bank equity capital | $8,159,000 | 5,686 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,500,000 | 914 |
| Surplus | $6,800,000 | 2,903 |
| Undivided profits | $-3,141,000 | 8,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $397,000 | 6,077 |
| Earning assets | $112,619,000 | 4,240 |
| Long-term assets (5+ years) | $1,969,000 | 7,023 |
| Average Assets, year-to-date | $107,662,000 | 4,622 |
| Average Assets, quarterly | $107,662,000 | 4,622 |
| Volatile liabilities | $33,847,000 | 2,948 |
| Insider loans | $4,113,000 | 1,507 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,782,000 | 2,513 |
| Tier 1 (core) risk-based capital | $6,593,000 | 6,353 |
| Tier 2 risk-based capital | $4,063,000 | 1,128 |
| Total risk weighted assets | $104,908,000 | 3,547 |
| Total unused commitments | $27,782,000 | 2,518 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $98,098,000 | 4,950 |
| Cash and due from depository institutions | $1,615,000 | 5,311 |
| Interest-bearing balances | $101,000 | 5,055 |
| Securities | $2,969,000 | 8,149 |
| Federal funds sold & reverse repurchase agreements | $1,767,000 | 4,144 |
| Net loans & leases | $88,551,000 | 3,878 |
| Loan loss allowance | $1,321,000 | 3,269 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $710,000 | 6,516 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,486,000 | 4,279 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $98,098,000 | 4,950 |
| Total liabilities | $89,957,000 | 4,868 |
| Total deposits | $87,237,000 | 4,677 |
| Interest-bearing deposits | $75,719,000 | 4,546 |
| Deposits held in domestic offices | $87,237,000 | 4,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $1,900,000 | 233 |
| All other liabilities | $820,000 | 3,565 |
| Total equity capital | $8,141,000 | 5,702 |
| Total bank equity capital | $8,141,000 | 5,702 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,500,000 | 889 |
| Surplus | $6,800,000 | 2,854 |
| Undivided profits | $-3,159,000 | 8,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $338,000 | 6,588 |
| Earning assets | $93,388,000 | 4,845 |
| Long-term assets (5+ years) | $1,636,000 | 7,216 |
| Average Assets, year-to-date | $83,073,600 | 5,345 |
| Average Assets, quarterly | $95,393,500 | 5,012 |
| Volatile liabilities | $26,901,000 | 3,372 |
| Insider loans | $3,537,000 | 1,719 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,519,000 | 2,703 |
| Tier 1 (core) risk-based capital | $6,558,000 | 6,337 |
| Tier 2 risk-based capital | $3,061,000 | 1,503 |
| Total risk weighted assets | $92,743,000 | 3,871 |
| Total unused commitments | $23,519,000 | 2,705 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $92,689,000 | 5,112 |
| Cash and due from depository institutions | $1,873,000 | 5,323 |
| Interest-bearing balances | $2,000 | 6,817 |
| Securities | $2,982,000 | 8,181 |
| Federal funds sold & reverse repurchase agreements | $6,504,000 | 1,699 |
| Net loans & leases | $78,134,000 | 4,182 |
| Loan loss allowance | $1,190,000 | 3,540 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $709,000 | 6,510 |
| Other real estate owned | $0 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,487,000 | 4,255 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $92,689,000 | 5,112 |
| Total liabilities | $84,549,000 | 5,040 |
| Total deposits | $82,930,000 | 4,811 |
| Interest-bearing deposits | $69,898,000 | 4,792 |
| Deposits held in domestic offices | $82,930,000 | 4,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $1,000,000 | 249 |
| All other liabilities | $619,000 | 4,368 |
| Total equity capital | $8,140,000 | 5,717 |
| Total bank equity capital | $8,140,000 | 5,717 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,500,000 | 871 |
| Surplus | $6,800,000 | 2,811 |
| Undivided profits | $-3,160,000 | 8,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $271,000 | 7,297 |
| Earning assets | $87,622,000 | 4,984 |
| Long-term assets (5+ years) | $2,647,000 | 6,929 |
| Average Assets, year-to-date | $79,317,500 | 5,509 |
| Average Assets, quarterly | $91,104,000 | 5,133 |
| Volatile liabilities | $21,386,000 | 3,940 |
| Insider loans | $2,924,000 | 1,998 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $22,765,000 | 2,751 |
| Tier 1 (core) risk-based capital | $6,546,000 | 6,350 |
| Tier 2 risk-based capital | $2,048,000 | 2,123 |
| Total risk weighted assets | $83,676,000 | 4,139 |
| Total unused commitments | $22,765,000 | 2,755 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 28 | 5,239 |
| Assets and Liabilities | ||
| Total Assets: | $89,519,000 | 5,201 |
| Cash and due from depository institutions | $3,759,000 | 5,239 |
| Interest-bearing balances | $2,000 | 6,858 |
| Securities | $2,953,000 | 8,270 |
| Federal funds sold & reverse repurchase agreements | $8,020,000 | 1,333 |
| Net loans & leases | $71,758,000 | 4,393 |
| Loan loss allowance | $1,092,000 | 3,757 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $704,000 | 6,556 |
| Other real estate owned | $0 | 5,239 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,325,000 | 4,425 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $89,519,000 | 5,201 |
| Total liabilities | $81,377,000 | 5,163 |
| Total deposits | $79,798,000 | 4,929 |
| Interest-bearing deposits | $67,349,000 | 4,920 |
| Deposits held in domestic offices | $79,798,000 | 4,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $1,000,000 | 261 |
| All other liabilities | $579,000 | 4,198 |
| Total equity capital | $8,142,000 | 5,593 |
| Total bank equity capital | $8,142,000 | 5,593 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,500,000 | 854 |
| Surplus | $6,800,000 | 2,769 |
| Undivided profits | $-3,158,000 | 8,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $229,000 | 7,554 |
| Earning assets | $82,733,000 | 5,173 |
| Long-term assets (5+ years) | $2,267,000 | 7,120 |
| Average Assets, year-to-date | $74,860,330 | 5,731 |
| Average Assets, quarterly | $81,693,500 | 5,476 |
| Volatile liabilities | $22,899,000 | 3,649 |
| Insider loans | $3,120,000 | 1,854 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,972,000 | 3,452 |
| Tier 1 (core) risk-based capital | $6,678,000 | 6,228 |
| Tier 2 risk-based capital | $1,976,000 | 2,169 |
| Total risk weighted assets | $77,980,000 | 4,308 |
| Total unused commitments | $15,972,000 | 3,455 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 23 | 5,928 |
| Assets and Liabilities | ||
| Total Assets: | $73,868,000 | 5,811 |
| Cash and due from depository institutions | $998,000 | 5,928 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $3,015,000 | 8,232 |
| Federal funds sold & reverse repurchase agreements | $7,804,000 | 1,906 |
| Net loans & leases | $59,210,000 | 4,898 |
| Loan loss allowance | $902,000 | 4,272 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $486,000 | 7,149 |
| Other real estate owned | $0 | 5,928 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,355,000 | 4,240 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $73,868,000 | 5,811 |
| Total liabilities | $65,414,000 | 5,835 |
| Total deposits | $65,003,000 | 5,611 |
| Interest-bearing deposits | $55,091,000 | 5,601 |
| Deposits held in domestic offices | $65,003,000 | 5,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $411,000 | 5,404 |
| Total equity capital | $8,454,000 | 5,519 |
| Total bank equity capital | $8,454,000 | 5,519 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,500,000 | 850 |
| Surplus | $6,800,000 | 2,738 |
| Undivided profits | $-2,846,000 | 8,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $200,000 | 7,789 |
| Earning assets | $70,031,000 | 5,711 |
| Long-term assets (5+ years) | $1,566,000 | 7,416 |
| Average Assets, year-to-date | $67,531,000 | 6,079 |
| Average Assets, quarterly | $67,531,000 | 6,079 |
| Volatile liabilities | $14,010,000 | 4,832 |
| Insider loans | $3,165,000 | 1,801 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,176,000 | 3,228 |
| Tier 1 (core) risk-based capital | $6,984,000 | 6,043 |
| Tier 2 risk-based capital | $791,000 | 4,391 |
| Total risk weighted assets | $63,188,000 | 4,894 |
| Total unused commitments | $17,176,000 | 3,234 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 21 | 6,226 |
| Assets and Liabilities | ||
| Total Assets: | $61,194,000 | 6,400 |
| Cash and due from depository institutions | $2,466,000 | 6,226 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $3,302,000 | 8,235 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $52,484,000 | 5,249 |
| Loan loss allowance | $799,000 | 4,630 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $497,000 | 7,164 |
| Other real estate owned | $0 | 6,226 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,445,000 | 4,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,194,000 | 6,400 |
| Total liabilities | $52,537,000 | 6,511 |
| Total deposits | $51,649,000 | 6,369 |
| Interest-bearing deposits | $43,148,000 | 6,395 |
| Deposits held in domestic offices | $51,649,000 | 6,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $533,000 | 2,994 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $355,000 | 5,640 |
| Total equity capital | $8,657,000 | 5,357 |
| Total bank equity capital | $8,657,000 | 5,357 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,500,000 | 854 |
| Surplus | $6,800,000 | 2,713 |
| Undivided profits | $-2,643,000 | 9,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $213,000 | 7,779 |
| Earning assets | $55,787,000 | 6,420 |
| Long-term assets (5+ years) | $1,780,000 | 7,348 |
| Average Assets, year-to-date | $44,095,800 | 7,237 |
| Average Assets, quarterly | $54,893,500 | 6,704 |
| Volatile liabilities | $7,324,000 | 6,466 |
| Insider loans | $2,337,000 | 2,296 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,759,000 | 3,202 |
| Tier 1 (core) risk-based capital | $7,314,000 | 5,799 |
| Tier 2 risk-based capital | $705,000 | 4,695 |
| Total risk weighted assets | $56,310,000 | 5,222 |
| Total unused commitments | $16,759,000 | 3,203 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 21 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $48,593,000 | 7,116 |
| Cash and due from depository institutions | $1,850,000 | 6,252 |
| Interest-bearing balances | $1,000 | 6,976 |
| Securities | $3,316,000 | 8,211 |
| Federal funds sold & reverse repurchase agreements | $3,706,000 | 3,213 |
| Net loans & leases | $37,482,000 | 6,242 |
| Loan loss allowance | $571,000 | 5,691 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $514,000 | 7,119 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,725,000 | 5,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,593,000 | 7,116 |
| Total liabilities | $39,593,000 | 7,303 |
| Total deposits | $39,429,000 | 7,140 |
| Interest-bearing deposits | $33,031,000 | 7,149 |
| Deposits held in domestic offices | $39,429,000 | 7,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $164,000 | 7,713 |
| Total equity capital | $9,000,000 | 5,213 |
| Total bank equity capital | $9,000,000 | 5,213 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,500,000 | 840 |
| Surplus | $6,800,000 | 2,663 |
| Undivided profits | $-2,300,000 | 9,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $142,000 | 8,492 |
| Earning assets | $44,505,000 | 7,098 |
| Long-term assets (5+ years) | $2,234,000 | 7,200 |
| Average Assets, year-to-date | $39,821,250 | 7,536 |
| Average Assets, quarterly | $43,811,000 | 7,335 |
| Volatile liabilities | $5,922,000 | 6,933 |
| Insider loans | $2,068,000 | 2,525 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,204,000 | 3,683 |
| Tier 1 (core) risk-based capital | $7,826,000 | 5,557 |
| Tier 2 risk-based capital | $501,000 | 5,705 |
| Total risk weighted assets | $40,012,000 | 6,284 |
| Total unused commitments | $13,204,000 | 3,687 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 21 | 6,270 |
| Assets and Liabilities | ||
| Total Assets: | $39,029,000 | 7,656 |
| Cash and due from depository institutions | $683,000 | 6,270 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $3,330,000 | 8,228 |
| Federal funds sold & reverse repurchase agreements | $3,524,000 | 3,688 |
| Net loans & leases | $29,366,000 | 6,889 |
| Loan loss allowance | $447,000 | 6,381 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $542,000 | 7,051 |
| Other real estate owned | $0 | 6,270 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,584,000 | 5,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,029,000 | 7,656 |
| Total liabilities | $31,799,000 | 7,807 |
| Total deposits | $31,674,000 | 7,692 |
| Interest-bearing deposits | $22,829,000 | 8,010 |
| Deposits held in domestic offices | $31,674,000 | 7,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $125,000 | 8,186 |
| Total equity capital | $7,230,000 | 5,999 |
| Total bank equity capital | $7,230,000 | 5,999 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,500,000 | 837 |
| Surplus | $4,800,000 | 3,391 |
| Undivided profits | $-2,070,000 | 9,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $155,000 | 8,394 |
| Earning assets | $36,221,000 | 7,609 |
| Long-term assets (5+ years) | $1,184,000 | 7,661 |
| Average Assets, year-to-date | $36,897,330 | 7,754 |
| Average Assets, quarterly | $38,941,000 | 7,654 |
| Volatile liabilities | $3,553,000 | 7,828 |
| Insider loans | $1,123,000 | 3,775 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,031,000 | 3,996 |
| Tier 1 (core) risk-based capital | $6,175,000 | 6,358 |
| Tier 2 risk-based capital | $389,000 | 6,461 |
| Total risk weighted assets | $31,085,000 | 6,976 |
| Total unused commitments | $11,031,000 | 4,010 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $38,853,000 | 7,672 |
| Cash and due from depository institutions | $763,000 | 6,250 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $5,356,000 | 7,709 |
| Federal funds sold & reverse repurchase agreements | $10,234,000 | 1,678 |
| Net loans & leases | $20,587,000 | 7,668 |
| Loan loss allowance | $313,000 | 7,320 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $549,000 | 7,053 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,364,000 | 5,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,853,000 | 7,672 |
| Total liabilities | $31,299,000 | 7,865 |
| Total deposits | $31,253,000 | 7,736 |
| Interest-bearing deposits | $22,506,000 | 8,063 |
| Deposits held in domestic offices | $31,253,000 | 7,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $46,000 | 9,084 |
| Total equity capital | $7,554,000 | 5,732 |
| Total bank equity capital | $7,554,000 | 5,732 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,500,000 | 830 |
| Surplus | $4,800,000 | 3,346 |
| Undivided profits | $-1,746,000 | 9,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $114,000 | 8,731 |
| Earning assets | $36,178,000 | 7,616 |
| Long-term assets (5+ years) | $520,000 | 7,974 |
| Average Assets, year-to-date | $35,831,500 | 7,844 |
| Average Assets, quarterly | $35,831,500 | 7,844 |
| Volatile liabilities | $3,237,000 | 7,975 |
| Insider loans | $1,209,000 | 3,527 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,836,000 | 4,697 |
| Tier 1 (core) risk-based capital | $6,666,000 | 6,013 |
| Tier 2 risk-based capital | $313,000 | 7,028 |
| Total risk weighted assets | $26,384,000 | 7,384 |
| Total unused commitments | $7,836,000 | 4,710 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $32,810,000 | 8,048 |
| Cash and due from depository institutions | $971,000 | 6,243 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $5,373,000 | 7,709 |
| Federal funds sold & reverse repurchase agreements | $14,798,000 | 960 |
| Net loans & leases | $9,993,000 | 8,739 |
| Loan loss allowance | $152,000 | 8,511 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $514,000 | 7,187 |
| Other real estate owned | $0 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,161,000 | 6,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,810,000 | 8,048 |
| Total liabilities | $24,928,000 | 8,294 |
| Total deposits | $24,897,000 | 8,199 |
| Interest-bearing deposits | $17,905,000 | 8,438 |
| Deposits held in domestic offices | $24,897,000 | 8,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $31,000 | 9,245 |
| Total equity capital | $7,882,000 | 5,552 |
| Total bank equity capital | $7,882,000 | 5,552 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,500,000 | 824 |
| Surplus | $4,800,000 | 3,307 |
| Undivided profits | $-1,418,000 | 9,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $103,000 | 8,871 |
| Earning assets | $30,165,000 | 8,030 |
| Long-term assets (5+ years) | $367,000 | 8,089 |
| Average Assets, year-to-date | $31,020,500 | 8,073 |
| Average Assets, quarterly | $31,020,500 | 8,123 |
| Volatile liabilities | $3,930,000 | 7,727 |
| Insider loans | $811,000 | 4,432 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,526,000 | 5,344 |
| Tier 1 (core) risk-based capital | $7,163,000 | 5,684 |
| Tier 2 risk-based capital | $152,000 | 8,409 |
| Total risk weighted assets | $17,653,000 | 8,233 |
| Total unused commitments | $5,526,000 | 5,348 |
| Derivatives | $0 | 527 |