Home > Carolina First Savings Bank, F.S.B. > Income and Expense
Carolina First Savings Bank, F.S.B., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,921,000 | 1,936 |
| Total interest expense | $7,553,000 | 1,660 |
| Net interest income | $8,368,000 | 2,158 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $2,884,000 | 1,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,884,000 | 901 |
| Total noninterest expense | $8,410,000 | 1,738 |
| Salaries and employee benefits | $2,524,000 | 2,642 |
| Premises and equipment expense | $1,334,000 | 1,561 |
| Additional noninterest expense | $4,552,000 | 1,272 |
| Pre-tax net operating income | $2,742,000 | 2,584 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,642,000 | 1,434 |
| Income before extraordinary items | $1,101,000 | 4,178 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,101,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,202 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 422 |
| Net operating income | $1,100,360 | 4,226 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,829,000 | 2,611 |
| Total interest expense | $6,142,000 | 2,115 |
| Net interest income | $5,687,000 | 3,185 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $1,238,000 | 2,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,238,000 | 1,777 |
| Total noninterest expense | $5,184,000 | 2,752 |
| Salaries and employee benefits | $1,607,000 | 4,010 |
| Premises and equipment expense | $916,000 | 2,233 |
| Additional noninterest expense | $2,661,000 | 2,099 |
| Pre-tax net operating income | $1,641,000 | 3,987 |
| Securities gains (losses) | $307,000 | 1,279 |
| Applicable income taxes | $616,000 | 3,519 |
| Income before extraordinary items | $1,332,000 | 3,623 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,332,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,310 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,123,240 | 4,033 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,582,000 | 2,601 |
| Total interest expense | $8,668,000 | 1,959 |
| Net interest income | $4,914,000 | 3,710 |
| Provision for loan and lease losses | $144,000 | 6,224 |
| Total noninterest income | $1,156,000 | 2,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,156,000 | 1,810 |
| Total noninterest expense | $4,527,000 | 3,140 |
| Salaries and employee benefits | $1,543,000 | 4,123 |
| Premises and equipment expense | $813,000 | 2,551 |
| Additional noninterest expense | $2,171,000 | 2,618 |
| Pre-tax net operating income | $1,399,000 | 4,314 |
| Securities gains (losses) | $-70,000 | 13,726 |
| Applicable income taxes | $399,000 | 4,805 |
| Income before extraordinary items | $930,000 | 4,810 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $930,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $979,000 | 4,265 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.