Home > Carolina First Bank, a Federal Savings Bank > Income and Expense
Carolina First Bank, a Federal Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 4,605 |
| Total interest expense | $3,986,000 | 3,596 |
| Net interest income | $2,631,000 | 5,627 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $517,000 | 4,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $517,000 | 2,893 |
| Total noninterest expense | $2,404,000 | 5,013 |
| Salaries and employee benefits | $526,000 | 8,182 |
| Premises and equipment expense | $420,000 | 4,357 |
| Additional noninterest expense | $1,458,000 | 2,935 |
| Pre-tax net operating income | $744,000 | 6,153 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $467,000 | 3,769 |
| Income before extraordinary items | $277,000 | 7,748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $277,000 | 7,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,244,000 | 616 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $277,000 | 7,725 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 4,509 |
| Total interest expense | $3,769,000 | 3,864 |
| Net interest income | $3,015,000 | 5,117 |
| Provision for loan and lease losses | $1,299,000 | 774 |
| Total noninterest income | $930,000 | 3,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $930,000 | 1,965 |
| Total noninterest expense | $4,359,000 | 2,973 |
| Salaries and employee benefits | $2,586,000 | 2,620 |
| Premises and equipment expense | $417,000 | 4,279 |
| Additional noninterest expense | $1,356,000 | 3,026 |
| Pre-tax net operating income | $-1,713,000 | 10,406 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $112,000 | 7,352 |
| Income before extraordinary items | $-1,825,000 | 10,417 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,825,000 | 10,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,005,000 | 749 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,380,000 | 429 |
| Net operating income | $-1,825,000 | 10,401 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 5,055 |
| Total interest expense | $3,305,000 | 4,326 |
| Net interest income | $2,717,000 | 5,733 |
| Provision for loan and lease losses | $124,000 | 4,561 |
| Total noninterest income | $1,008,000 | 3,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,008,000 | 1,724 |
| Total noninterest expense | $2,941,000 | 4,166 |
| Salaries and employee benefits | $1,564,000 | 4,097 |
| Premises and equipment expense | $455,000 | 4,006 |
| Additional noninterest expense | $922,000 | 4,213 |
| Pre-tax net operating income | $660,000 | 7,163 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $267,000 | 6,072 |
| Income before extraordinary items | $393,000 | 7,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $393,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 764 |
| Net operating income | $393,000 | 7,634 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 5,962 |
| Total interest expense | $2,733,000 | 5,174 |
| Net interest income | $2,238,000 | 6,687 |
| Provision for loan and lease losses | $102,000 | 5,039 |
| Total noninterest income | $440,000 | 5,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $440,000 | 3,193 |
| Total noninterest expense | $2,476,000 | 5,050 |
| Salaries and employee benefits | $1,032,000 | 5,863 |
| Premises and equipment expense | $313,000 | 5,411 |
| Additional noninterest expense | $1,131,000 | 3,971 |
| Pre-tax net operating income | $100,000 | 10,361 |
| Securities gains (losses) | $31,000 | 1,673 |
| Applicable income taxes | $9,000 | 10,382 |
| Income before extraordinary items | $122,000 | 10,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $122,000 | 10,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,727 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 539 |
| Net operating income | $93,170 | 10,231 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 6,788 |
| Total interest expense | $2,275,000 | 5,934 |
| Net interest income | $1,933,000 | 7,456 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $442,000 | 5,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $442,000 | 3,110 |
| Total noninterest expense | $1,552,000 | 7,110 |
| Salaries and employee benefits | $741,000 | 7,456 |
| Premises and equipment expense | $283,000 | 5,881 |
| Additional noninterest expense | $528,000 | 7,049 |
| Pre-tax net operating income | $805,000 | 6,819 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $306,000 | 5,929 |
| Income before extraordinary items | $499,000 | 7,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $499,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $499,000 | 7,229 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 7,508 |
| Total interest expense | $1,524,000 | 6,828 |
| Net interest income | $1,858,000 | 7,897 |
| Provision for loan and lease losses | $53,000 | 6,008 |
| Total noninterest income | $102,000 | 10,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $1,316,000 | 8,182 |
| Salaries and employee benefits | $568,000 | 8,834 |
| Premises and equipment expense | $230,000 | 6,858 |
| Additional noninterest expense | $518,000 | 7,682 |
| Pre-tax net operating income | $591,000 | 8,055 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $212,000 | 7,149 |
| Income before extraordinary items | $379,000 | 8,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $379,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $379,000 | 8,419 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 8,355 |
| Total interest expense | $1,279,000 | 7,962 |
| Net interest income | $1,711,000 | 8,464 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $101,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $1,239,000 | 8,734 |
| Salaries and employee benefits | $587,000 | 8,919 |
| Premises and equipment expense | $240,000 | 6,887 |
| Additional noninterest expense | $412,000 | 9,132 |
| Pre-tax net operating income | $532,000 | 8,434 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $183,000 | 7,947 |
| Income before extraordinary items | $349,000 | 8,944 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $349,000 | 9,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $166,000 | 5,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $349,000 | 8,687 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 8,973 |
| Total interest expense | $1,503,000 | 8,498 |
| Net interest income | $1,496,000 | 9,288 |
| Provision for loan and lease losses | $27,000 | 10,147 |
| Total noninterest income | $46,000 | 13,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $1,063,000 | 9,695 |
| Salaries and employee benefits | $551,000 | 9,267 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $337,000 | 10,353 |
| Pre-tax net operating income | $452,000 | 8,785 |
| Securities gains (losses) | $54,000 | 3,989 |
| Applicable income taxes | $174,000 | 8,098 |
| Income before extraordinary items | $332,000 | 8,906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $332,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $628,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $296,360 | 8,984 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.