Home > Carolina First Bank, a Federal Savings Bank > Assets and Liabilities
Carolina First Bank, a Federal Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $166,881,000 | 2,806 |
| Cash and due from depository institutions | $2,283,000 | 7,685 |
| Interest-bearing balances | $1,459,000 | 2,039 |
| Securities | $41,249,000 | 2,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $103,578,000 | 2,831 |
| Loan loss allowance | $599,000 | 5,064 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,872,000 | 4,181 |
| Other real estate owned | $807,000 | 7,685 |
| Goodwill and other intangibles | $14,417,000 | 315 |
| All other assets | $2,675,000 | 3,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,881,000 | 2,806 |
| Total liabilities | $144,194,000 | 2,923 |
| Total deposits | $142,395,000 | 2,670 |
| Interest-bearing deposits | $136,707,000 | 2,396 |
| Deposits held in domestic offices | $142,395,000 | 2,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $188,000 | 3,882 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,611,000 | 2,249 |
| Total equity capital | $22,687,000 | 1,958 |
| Total bank equity capital | $22,687,000 | 1,958 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $181,000 | 7,057 |
| Surplus | $22,919,000 | 836 |
| Undivided profits | $-413,000 | 9,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,005,000 | 2,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $782,000 | 2,999 |
| Earning assets | $146,286,000 | 2,916 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $118,842,800 | 3,670 |
| Average Assets, quarterly | $138,876,500 | 3,282 |
| Volatile liabilities | $40,675,000 | 1,967 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,456,000 | 6,371 |
| Tier 1 (core) risk-based capital | $8,980,000 | 4,656 |
| Tier 2 risk-based capital | $599,000 | 4,720 |
| Total risk weighted assets | $80,181,000 | 3,617 |
| Total unused commitments | $3,456,000 | 6,376 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $108,619,000 | 4,043 |
| Cash and due from depository institutions | $13,432,000 | 8,043 |
| Interest-bearing balances | $12,267,000 | 489 |
| Securities | $10,938,000 | 6,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $58,441,000 | 4,387 |
| Loan loss allowance | $1,843,000 | 1,913 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,864,000 | 4,134 |
| Other real estate owned | $2,809,000 | 8,043 |
| Goodwill and other intangibles | $14,562,000 | 310 |
| All other assets | $6,573,000 | 1,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,619,000 | 4,043 |
| Total liabilities | $87,328,000 | 4,450 |
| Total deposits | $77,496,000 | 4,649 |
| Interest-bearing deposits | $77,496,000 | 4,081 |
| Deposits held in domestic offices | $77,496,000 | 4,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,781,000 | 1,098 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $511,000 | 4,166 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $540,000 | 5,509 |
| Total equity capital | $21,291,000 | 2,112 |
| Total bank equity capital | $21,291,000 | 2,112 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $181,000 | 7,191 |
| Surplus | $20,918,000 | 843 |
| Undivided profits | $192,000 | 9,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,599,000 | 999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $587,000 | 3,959 |
| Earning assets | $81,646,000 | 4,797 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $92,955,000 | 4,429 |
| Average Assets, quarterly | $104,087,500 | 4,140 |
| Volatile liabilities | $33,645,000 | 1,960 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,373,000 | 6,298 |
| Tier 1 (core) risk-based capital | $6,711,000 | 5,764 |
| Tier 2 risk-based capital | $683,000 | 4,157 |
| Total risk weighted assets | $54,637,000 | 4,760 |
| Total unused commitments | $3,373,000 | 6,304 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $80,322,000 | 5,175 |
| Cash and due from depository institutions | $5,336,000 | 4,375 |
| Interest-bearing balances | $4,754,000 | 957 |
| Securities | $459,000 | 10,705 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $71,102,000 | 3,772 |
| Loan loss allowance | $308,000 | 7,481 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,357,000 | 5,028 |
| Other real estate owned | $690,000 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,378,000 | 4,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,322,000 | 5,175 |
| Total liabilities | $75,758,000 | 4,965 |
| Total deposits | $74,861,000 | 4,766 |
| Interest-bearing deposits | $70,289,000 | 4,428 |
| Deposits held in domestic offices | $74,861,000 | 4,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $546,000 | 3,969 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $351,000 | 7,219 |
| Total equity capital | $4,564,000 | 7,540 |
| Total bank equity capital | $4,564,000 | 7,540 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $167,000 | 7,585 |
| Surplus | $1,360,000 | 6,594 |
| Undivided profits | $3,037,000 | 5,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,142,000 | 2,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $395,000 | 5,723 |
| Earning assets | $76,315,000 | 5,029 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $74,602,600 | 5,276 |
| Average Assets, quarterly | $79,463,500 | 5,155 |
| Volatile liabilities | $19,300,000 | 3,083 |
| Insider loans | $2,003,000 | 2,056 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,435,000 | 4,169 |
| Tier 1 (core) risk-based capital | $4,438,000 | 7,523 |
| Tier 2 risk-based capital | $308,000 | 6,965 |
| Total risk weighted assets | $48,793,000 | 5,139 |
| Total unused commitments | $7,435,000 | 4,171 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $67,975,000 | 6,013 |
| Cash and due from depository institutions | $3,737,000 | 5,392 |
| Interest-bearing balances | $3,021,000 | 1,232 |
| Securities | $1,340,000 | 11,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $59,278,000 | 4,419 |
| Loan loss allowance | $256,000 | 8,412 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $769,000 | 6,843 |
| Other real estate owned | $1,232,000 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,619,000 | 4,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,975,000 | 6,013 |
| Total liabilities | $63,826,000 | 5,806 |
| Total deposits | $58,825,000 | 5,934 |
| Interest-bearing deposits | $56,484,000 | 5,454 |
| Deposits held in domestic offices | $58,825,000 | 5,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,458,000 | 1,968 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $543,000 | 5,618 |
| Total equity capital | $4,149,000 | 8,049 |
| Total bank equity capital | $4,149,000 | 8,049 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $166,000 | 7,988 |
| Surplus | $1,261,000 | 6,967 |
| Undivided profits | $2,722,000 | 6,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,591,000 | 1,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $380,000 | 5,885 |
| Earning assets | $63,639,000 | 5,918 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $62,814,400 | 6,163 |
| Average Assets, quarterly | $66,675,500 | 6,036 |
| Volatile liabilities | $16,304,000 | 3,406 |
| Insider loans | $1,064,000 | 3,492 |
| FHLB advances | $3,500,000 | 621 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,173,000 | 7,280 |
| Tier 1 (core) risk-based capital | $3,830,000 | 8,254 |
| Tier 2 risk-based capital | $234,000 | 8,141 |
| Total risk weighted assets | $42,979,000 | 5,667 |
| Total unused commitments | $2,173,000 | 7,293 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $59,073,000 | 6,721 |
| Cash and due from depository institutions | $4,046,000 | 8,670 |
| Interest-bearing balances | $3,468,000 | 1,287 |
| Securities | $3,135,000 | 10,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $49,431,000 | 5,021 |
| Loan loss allowance | $204,000 | 9,416 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $708,000 | 7,236 |
| Other real estate owned | $52,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,701,000 | 4,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,073,000 | 6,721 |
| Total liabilities | $55,385,000 | 6,500 |
| Total deposits | $48,908,000 | 6,873 |
| Interest-bearing deposits | $45,836,000 | 6,464 |
| Deposits held in domestic offices | $48,908,000 | 6,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,900,000 | 1,525 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $577,000 | 5,626 |
| Total equity capital | $3,688,000 | 8,695 |
| Total bank equity capital | $3,688,000 | 8,695 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $164,000 | 8,399 |
| Surplus | $994,000 | 8,069 |
| Undivided profits | $2,530,000 | 6,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $834,000 | 3,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $274,000 | 7,516 |
| Earning assets | $56,034,000 | 6,555 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $53,513,600 | 6,944 |
| Average Assets, quarterly | $57,535,500 | 6,774 |
| Volatile liabilities | $14,805,000 | 3,373 |
| Insider loans | $976,000 | 3,790 |
| FHLB advances | $5,900,000 | 511 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,408,000 | 6,948 |
| Tier 1 (core) risk-based capital | $3,458,000 | 8,835 |
| Tier 2 risk-based capital | $199,000 | 8,899 |
| Total risk weighted assets | $34,969,000 | 6,556 |
| Total unused commitments | $2,408,000 | 6,962 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $49,541,000 | 7,553 |
| Cash and due from depository institutions | $2,511,000 | 9,073 |
| Interest-bearing balances | $2,044,000 | 1,564 |
| Securities | $3,944,000 | 11,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,161,000 | 5,664 |
| Loan loss allowance | $195,000 | 9,967 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $531,000 | 8,299 |
| Other real estate owned | $10,000 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,384,000 | 5,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,541,000 | 7,553 |
| Total liabilities | $46,365,000 | 7,377 |
| Total deposits | $42,611,000 | 7,550 |
| Interest-bearing deposits | $41,687,000 | 6,905 |
| Deposits held in domestic offices | $42,611,000 | 7,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,350,000 | 2,077 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $404,000 | 6,043 |
| Total equity capital | $3,176,000 | 9,245 |
| Total bank equity capital | $3,176,000 | 9,245 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $164,000 | 8,861 |
| Surplus | $994,000 | 8,277 |
| Undivided profits | $2,018,000 | 7,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $981,000 | 2,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $211,000 | 8,234 |
| Earning assets | $47,149,000 | 7,343 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $45,454,000 | 7,814 |
| Average Assets, quarterly | $48,336,000 | 7,616 |
| Volatile liabilities | $8,893,000 | 4,708 |
| Insider loans | $998,000 | 3,718 |
| FHLB advances | $3,350,000 | 690 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $3,119,000 | 9,402 |
| Tier 2 risk-based capital | $195,000 | 9,255 |
| Total risk weighted assets | $29,478,000 | 7,317 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $42,746,000 | 8,493 |
| Cash and due from depository institutions | $2,870,000 | 10,317 |
| Interest-bearing balances | $2,216,000 | 2,251 |
| Securities | $500,000 | 13,031 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $37,747,000 | 5,967 |
| Loan loss allowance | $162,000 | 10,944 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $379,000 | 9,565 |
| Other real estate owned | $15,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,235,000 | 5,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,745,000 | 8,493 |
| Total liabilities | $39,697,000 | 8,362 |
| Total deposits | $33,763,000 | 9,003 |
| Interest-bearing deposits | $33,222,000 | 8,310 |
| Deposits held in domestic offices | $33,763,000 | 8,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,650,000 | 1,416 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $284,000 | 7,802 |
| Total equity capital | $3,048,000 | 9,692 |
| Total bank equity capital | $3,048,000 | 9,692 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $164,000 | 9,307 |
| Surplus | $994,000 | 8,463 |
| Undivided profits | $1,890,000 | 7,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 3,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $189,000 | 8,426 |
| Earning assets | $40,463,000 | 8,313 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $38,491,400 | 8,895 |
| Average Assets, quarterly | $42,021,000 | 8,527 |
| Volatile liabilities | $8,842,000 | 4,492 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $5,650,000 | 493 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $886,000 | 9,509 |
| Tier 1 (core) risk-based capital | $3,028,000 | 9,677 |
| Tier 2 risk-based capital | $162,000 | 10,167 |
| Total risk weighted assets | $25,977,000 | 7,965 |
| Total unused commitments | $886,000 | 9,535 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $35,473,000 | 9,620 |
| Cash and due from depository institutions | $2,073,000 | 11,041 |
| Interest-bearing balances | $1,603,000 | 3,058 |
| Securities | $0 | 13,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $31,448,000 | 6,814 |
| Loan loss allowance | $124,000 | 12,094 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $548,000 | 8,573 |
| Other real estate owned | $171,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,233,000 | 5,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,473,000 | 9,620 |
| Total liabilities | $32,581,000 | 9,523 |
| Total deposits | $31,060,000 | 9,644 |
| Interest-bearing deposits | $30,484,000 | 8,963 |
| Deposits held in domestic offices | $31,060,000 | 9,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,025,000 | 2,476 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $496,000 | 5,855 |
| Total equity capital | $2,892,000 | 9,926 |
| Total bank equity capital | $2,892,000 | 9,926 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $164,000 | 9,751 |
| Surplus | $994,000 | 8,509 |
| Undivided profits | $1,734,000 | 7,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 8,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $170,000 | 9,460 |
| Earning assets | $33,051,000 | 9,466 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $35,619,200 | 9,449 |
| Average Assets, quarterly | $35,819,500 | 9,501 |
| Volatile liabilities | $4,646,000 | 6,864 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $1,000,000 | 718 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $532,000 | 10,451 |
| Tier 1 (core) risk-based capital | $2,836,000 | 9,945 |
| Tier 2 risk-based capital | $124,000 | 11,348 |
| Total risk weighted assets | $22,271,000 | 8,827 |
| Total unused commitments | $532,000 | 10,475 |
| Derivatives | $0 | 651 |