Home > Carolina First Bank > Income and Expense
Carolina First Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $230,059,000 | 99 |
| Total interest expense | $85,634,000 | 68 |
| Net interest income | $144,425,000 | 110 |
| Provision for loan and lease losses | $209,968,000 | 46 |
| Total noninterest income | $32,751,000 | 160 |
| Gross Fiduciary activities income | $2,263,000 | 153 |
| Service charges on deposit accounts | $17,978,000 | 64 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,510,000 | 233 |
| Total noninterest expense | $371,063,000 | 48 |
| Salaries and employee benefits | $70,970,000 | 79 |
| Premises and equipment expense | $27,302,000 | 65 |
| Additional noninterest expense | $272,791,000 | 39 |
| Pre-tax net operating income | $-403,855,000 | 7,834 |
| Securities gains (losses) | $10,522,000 | 39 |
| Applicable income taxes | $-6,791,000 | 7,784 |
| Income before extraordinary items | $-386,542,000 | 7,829 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-386,542,000 | 7,829 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-386,542,000 | 7,829 |
| Net charge-offs | $181,454,000 | 50 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-396,853,560 | 7,829 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $116,842,000 | 98 |
| Total interest expense | $42,652,000 | 71 |
| Net interest income | $74,190,000 | 110 |
| Provision for loan and lease losses | $95,260,000 | 52 |
| Total noninterest income | $15,853,000 | 167 |
| Gross Fiduciary activities income | $1,102,000 | 156 |
| Service charges on deposit accounts | $8,918,000 | 60 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,833,000 | 246 |
| Total noninterest expense | $77,252,000 | 90 |
| Salaries and employee benefits | $35,147,000 | 78 |
| Premises and equipment expense | $13,680,000 | 62 |
| Additional noninterest expense | $28,425,000 | 104 |
| Pre-tax net operating income | $-82,469,000 | 7,923 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-3,525,000 | 7,888 |
| Income before extraordinary items | $-78,944,000 | 7,917 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-78,944,000 | 7,918 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-78,944,000 | 7,918 |
| Net charge-offs | $87,756,000 | 55 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-78,944,000 | 7,914 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $547,665,000 | 87 |
| Total interest expense | $213,212,000 | 77 |
| Net interest income | $334,453,000 | 95 |
| Provision for loan and lease losses | $664,208,000 | 45 |
| Total noninterest income | $66,284,000 | 162 |
| Gross Fiduciary activities income | $4,158,000 | 159 |
| Service charges on deposit accounts | $38,529,000 | 64 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,597,000 | 252 |
| Total noninterest expense | $378,549,000 | 79 |
| Salaries and employee benefits | $165,870,000 | 70 |
| Premises and equipment expense | $55,364,000 | 64 |
| Additional noninterest expense | $157,315,000 | 95 |
| Pre-tax net operating income | $-642,020,000 | 8,005 |
| Securities gains (losses) | $11,689,000 | 64 |
| Applicable income taxes | $24,480,000 | 92 |
| Income before extraordinary items | $-654,811,000 | 7,997 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-654,811,000 | 7,996 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-654,811,000 | 7,996 |
| Net charge-offs | $545,652,000 | 37 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-666,500,000 | 7,997 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $420,197,000 | 92 |
| Total interest expense | $166,923,000 | 80 |
| Net interest income | $253,274,000 | 97 |
| Provision for loan and lease losses | $495,210,000 | 45 |
| Total noninterest income | $60,473,000 | 148 |
| Gross Fiduciary activities income | $3,234,000 | 154 |
| Service charges on deposit accounts | $28,701,000 | 65 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $28,538,000 | 188 |
| Total noninterest expense | $289,866,000 | 82 |
| Salaries and employee benefits | $127,590,000 | 71 |
| Premises and equipment expense | $41,372,000 | 67 |
| Additional noninterest expense | $120,904,000 | 94 |
| Pre-tax net operating income | $-471,329,000 | 8,088 |
| Securities gains (losses) | $5,470,000 | 100 |
| Applicable income taxes | $17,052,000 | 101 |
| Income before extraordinary items | $-482,911,000 | 8,086 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-482,911,000 | 8,085 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-482,911,000 | 8,085 |
| Net charge-offs | $398,292,000 | 40 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-488,381,000 | 8,083 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $288,832,000 | 94 |
| Total interest expense | $116,250,000 | 84 |
| Net interest income | $172,582,000 | 97 |
| Provision for loan and lease losses | $272,362,000 | 55 |
| Total noninterest income | $31,175,000 | 174 |
| Gross Fiduciary activities income | $2,242,000 | 150 |
| Service charges on deposit accounts | $18,234,000 | 70 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,699,000 | 268 |
| Total noninterest expense | $203,708,000 | 83 |
| Salaries and employee benefits | $87,443,000 | 71 |
| Premises and equipment expense | $27,391,000 | 70 |
| Additional noninterest expense | $88,874,000 | 94 |
| Pre-tax net operating income | $-272,313,000 | 8,175 |
| Securities gains (losses) | $5,380,000 | 89 |
| Applicable income taxes | $-106,741,000 | 8,177 |
| Income before extraordinary items | $-160,192,000 | 8,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-160,192,000 | 8,163 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-160,192,000 | 8,163 |
| Net charge-offs | $229,688,000 | 48 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-163,635,200 | 8,164 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $146,843,000 | 93 |
| Total interest expense | $60,784,000 | 88 |
| Net interest income | $86,059,000 | 96 |
| Provision for loan and lease losses | $142,146,000 | 54 |
| Total noninterest income | $25,056,000 | 129 |
| Gross Fiduciary activities income | $1,109,000 | 149 |
| Service charges on deposit accounts | $8,987,000 | 69 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,960,000 | 131 |
| Total noninterest expense | $88,466,000 | 90 |
| Salaries and employee benefits | $43,530,000 | 72 |
| Premises and equipment expense | $13,749,000 | 69 |
| Additional noninterest expense | $31,187,000 | 117 |
| Pre-tax net operating income | $-119,497,000 | 8,227 |
| Securities gains (losses) | $-5,000 | 7,781 |
| Applicable income taxes | $-47,861,000 | 8,224 |
| Income before extraordinary items | $-71,641,000 | 8,213 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-71,641,000 | 8,213 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-71,641,000 | 8,213 |
| Net charge-offs | $109,077,000 | 46 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-71,637,800 | 8,212 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $721,852,000 | 84 |
| Total interest expense | $331,551,000 | 75 |
| Net interest income | $390,301,000 | 86 |
| Provision for loan and lease losses | $344,069,000 | 63 |
| Total noninterest income | $118,319,000 | 106 |
| Gross Fiduciary activities income | $5,030,000 | 151 |
| Service charges on deposit accounts | $41,773,000 | 63 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $71,516,000 | 116 |
| Total noninterest expense | $792,215,000 | 50 |
| Salaries and employee benefits | $195,949,000 | 63 |
| Premises and equipment expense | $56,326,000 | 65 |
| Additional noninterest expense | $539,940,000 | 45 |
| Pre-tax net operating income | $-627,664,000 | 8,292 |
| Securities gains (losses) | $1,658,000 | 151 |
| Applicable income taxes | $-84,179,000 | 8,280 |
| Income before extraordinary items | $-541,827,000 | 8,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-541,827,000 | 8,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,410,000 | 52 |
| Cash dividends | $25,000,000 | 149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-543,269,460 | 8,285 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $553,682,000 | 89 |
| Total interest expense | $257,358,000 | 82 |
| Net interest income | $296,324,000 | 89 |
| Provision for loan and lease losses | $221,678,000 | 65 |
| Total noninterest income | $90,084,000 | 111 |
| Gross Fiduciary activities income | $5,250,000 | 126 |
| Service charges on deposit accounts | $31,885,000 | 64 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,949,000 | 123 |
| Total noninterest expense | $449,660,000 | 63 |
| Salaries and employee benefits | $141,079,000 | 69 |
| Premises and equipment expense | $41,291,000 | 70 |
| Additional noninterest expense | $267,290,000 | 58 |
| Pre-tax net operating income | $-284,930,000 | 8,373 |
| Securities gains (losses) | $-127,000 | 7,549 |
| Applicable income taxes | $-52,496,000 | 8,360 |
| Income before extraordinary items | $-232,561,000 | 8,362 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-232,561,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,357,000 | 58 |
| Cash dividends | $25,000,000 | 122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-232,456,860 | 8,362 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $375,476,000 | 94 |
| Total interest expense | $176,989,000 | 86 |
| Net interest income | $198,487,000 | 92 |
| Provision for loan and lease losses | $137,224,000 | 65 |
| Total noninterest income | $61,387,000 | 112 |
| Gross Fiduciary activities income | $3,523,000 | 128 |
| Service charges on deposit accounts | $20,812,000 | 65 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $37,052,000 | 123 |
| Total noninterest expense | $355,952,000 | 57 |
| Salaries and employee benefits | $90,090,000 | 77 |
| Premises and equipment expense | $26,657,000 | 73 |
| Additional noninterest expense | $239,205,000 | 44 |
| Pre-tax net operating income | $-233,302,000 | 8,447 |
| Securities gains (losses) | $-301,000 | 8,317 |
| Applicable income taxes | $-24,695,000 | 8,420 |
| Income before extraordinary items | $-208,908,000 | 8,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-208,908,000 | 8,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,924,000 | 69 |
| Cash dividends | $25,000,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-208,640,110 | 8,436 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $194,330,000 | 95 |
| Total interest expense | $98,378,000 | 87 |
| Net interest income | $95,952,000 | 94 |
| Provision for loan and lease losses | $72,964,000 | 54 |
| Total noninterest income | $30,457,000 | 118 |
| Gross Fiduciary activities income | $1,267,000 | 156 |
| Service charges on deposit accounts | $10,141,000 | 66 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,049,000 | 117 |
| Total noninterest expense | $268,180,000 | 50 |
| Salaries and employee benefits | $43,410,000 | 79 |
| Premises and equipment expense | $12,851,000 | 78 |
| Additional noninterest expense | $211,919,000 | 31 |
| Pre-tax net operating income | $-214,735,000 | 8,494 |
| Securities gains (losses) | $626,000 | 201 |
| Applicable income taxes | $-16,272,000 | 8,478 |
| Income before extraordinary items | $-197,837,000 | 8,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-197,837,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,971,000 | 78 |
| Cash dividends | $25,000,000 | 51 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-198,412,920 | 8,485 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $880,150,000 | 81 |
| Total interest expense | $480,991,000 | 81 |
| Net interest income | $399,159,000 | 91 |
| Provision for loan and lease losses | $67,325,000 | 79 |
| Total noninterest income | $119,661,000 | 119 |
| Gross Fiduciary activities income | $5,205,000 | 156 |
| Service charges on deposit accounts | $43,470,000 | 59 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $70,986,000 | 122 |
| Total noninterest expense | $337,007,000 | 85 |
| Salaries and employee benefits | $187,211,000 | 70 |
| Premises and equipment expense | $52,920,000 | 70 |
| Additional noninterest expense | $96,876,000 | 115 |
| Pre-tax net operating income | $114,488,000 | 118 |
| Securities gains (losses) | $-4,555,000 | 8,486 |
| Applicable income taxes | $34,443,000 | 131 |
| Income before extraordinary items | $75,490,000 | 123 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $75,490,000 | 121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,561,000 | 71 |
| Cash dividends | $75,000,000 | 100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $78,632,950 | 118 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $670,358,000 | 78 |
| Total interest expense | $370,204,000 | 81 |
| Net interest income | $300,154,000 | 91 |
| Provision for loan and lease losses | $36,104,000 | 76 |
| Total noninterest income | $103,202,000 | 105 |
| Gross Fiduciary activities income | $3,964,000 | 151 |
| Service charges on deposit accounts | $32,271,000 | 59 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $66,967,000 | 107 |
| Total noninterest expense | $266,277,000 | 82 |
| Salaries and employee benefits | $142,141,000 | 72 |
| Premises and equipment expense | $39,580,000 | 70 |
| Additional noninterest expense | $84,556,000 | 99 |
| Pre-tax net operating income | $100,975,000 | 123 |
| Securities gains (losses) | $-4,554,000 | 8,532 |
| Applicable income taxes | $31,293,000 | 125 |
| Income before extraordinary items | $65,128,000 | 129 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $65,128,000 | 128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,906,000 | 76 |
| Cash dividends | $75,000,000 | 82 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $68,224,720 | 121 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $275,335,000 | 133 |
| Total interest expense | $158,053,000 | 112 |
| Net interest income | $117,282,000 | 139 |
| Provision for loan and lease losses | $17,636,000 | 85 |
| Total noninterest income | $62,456,000 | 126 |
| Gross Fiduciary activities income | $2,521,000 | 162 |
| Service charges on deposit accounts | $13,596,000 | 86 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,339,000 | 111 |
| Total noninterest expense | $132,126,000 | 115 |
| Salaries and employee benefits | $70,836,000 | 98 |
| Premises and equipment expense | $18,495,000 | 99 |
| Additional noninterest expense | $42,795,000 | 128 |
| Pre-tax net operating income | $29,976,000 | 231 |
| Securities gains (losses) | $-4,245,000 | 8,590 |
| Applicable income taxes | $8,658,000 | 256 |
| Income before extraordinary items | $17,073,000 | 272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,073,000 | 271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,920,000 | 124 |
| Cash dividends | $25,000,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $19,874,700 | 236 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $136,853,000 | 131 |
| Total interest expense | $79,062,000 | 109 |
| Net interest income | $57,791,000 | 138 |
| Provision for loan and lease losses | $4,781,000 | 100 |
| Total noninterest income | $29,694,000 | 122 |
| Gross Fiduciary activities income | $1,200,000 | 163 |
| Service charges on deposit accounts | $6,539,000 | 85 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,955,000 | 109 |
| Total noninterest expense | $65,127,000 | 113 |
| Salaries and employee benefits | $36,347,000 | 96 |
| Premises and equipment expense | $9,288,000 | 97 |
| Additional noninterest expense | $19,492,000 | 132 |
| Pre-tax net operating income | $17,577,000 | 203 |
| Securities gains (losses) | $-1,378,000 | 8,627 |
| Applicable income taxes | $5,483,000 | 217 |
| Income before extraordinary items | $10,716,000 | 227 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,716,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,549,000 | 140 |
| Cash dividends | $25,000,000 | 77 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $11,625,480 | 212 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $550,839,000 | 120 |
| Total interest expense | $301,739,000 | 104 |
| Net interest income | $249,100,000 | 129 |
| Provision for loan and lease losses | $26,255,000 | 74 |
| Total noninterest income | $118,272,000 | 124 |
| Gross Fiduciary activities income | $4,849,000 | 157 |
| Service charges on deposit accounts | $28,461,000 | 80 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,962,000 | 112 |
| Total noninterest expense | $236,813,000 | 125 |
| Salaries and employee benefits | $124,247,000 | 97 |
| Premises and equipment expense | $35,891,000 | 96 |
| Additional noninterest expense | $76,675,000 | 135 |
| Pre-tax net operating income | $104,304,000 | 156 |
| Securities gains (losses) | $3,623,000 | 70 |
| Applicable income taxes | $32,111,000 | 168 |
| Income before extraordinary items | $75,816,000 | 150 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $75,816,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,670,000 | 78 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $73,279,900 | 151 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $412,288,000 | 124 |
| Total interest expense | $223,403,000 | 107 |
| Net interest income | $188,885,000 | 139 |
| Provision for loan and lease losses | $21,621,000 | 73 |
| Total noninterest income | $89,615,000 | 129 |
| Gross Fiduciary activities income | $3,705,000 | 161 |
| Service charges on deposit accounts | $21,892,000 | 82 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,018,000 | 126 |
| Total noninterest expense | $170,775,000 | 132 |
| Salaries and employee benefits | $88,270,000 | 107 |
| Premises and equipment expense | $25,881,000 | 101 |
| Additional noninterest expense | $56,624,000 | 143 |
| Pre-tax net operating income | $86,104,000 | 163 |
| Securities gains (losses) | $3,825,000 | 64 |
| Applicable income taxes | $29,723,000 | 159 |
| Income before extraordinary items | $60,206,000 | 160 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $60,206,000 | 161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,520,000 | 78 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $57,643,250 | 162 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $273,331,000 | 122 |
| Total interest expense | $145,914,000 | 109 |
| Net interest income | $127,417,000 | 140 |
| Provision for loan and lease losses | $17,130,000 | 71 |
| Total noninterest income | $58,326,000 | 134 |
| Gross Fiduciary activities income | $2,520,000 | 166 |
| Service charges on deposit accounts | $14,656,000 | 86 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,150,000 | 132 |
| Total noninterest expense | $114,741,000 | 134 |
| Salaries and employee benefits | $57,673,000 | 114 |
| Premises and equipment expense | $17,041,000 | 104 |
| Additional noninterest expense | $40,027,000 | 142 |
| Pre-tax net operating income | $53,872,000 | 167 |
| Securities gains (losses) | $3,825,000 | 57 |
| Applicable income taxes | $19,827,000 | 161 |
| Income before extraordinary items | $37,870,000 | 168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $37,870,000 | 168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,149,000 | 84 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $35,345,500 | 173 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $133,301,000 | 125 |
| Total interest expense | $70,051,000 | 109 |
| Net interest income | $63,250,000 | 138 |
| Provision for loan and lease losses | $9,305,000 | 65 |
| Total noninterest income | $29,141,000 | 133 |
| Gross Fiduciary activities income | $1,162,000 | 168 |
| Service charges on deposit accounts | $7,160,000 | 86 |
| Trading account gains and fees | $859,000 | 56 |
| Additional Noninterest Income | $19,960,000 | 133 |
| Total noninterest expense | $56,043,000 | 133 |
| Salaries and employee benefits | $28,340,000 | 119 |
| Premises and equipment expense | $8,311,000 | 108 |
| Additional noninterest expense | $19,392,000 | 144 |
| Pre-tax net operating income | $27,043,000 | 165 |
| Securities gains (losses) | $-183,000 | 8,706 |
| Applicable income taxes | $9,281,000 | 166 |
| Income before extraordinary items | $17,579,000 | 173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,579,000 | 174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,347,000 | 79 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $17,697,950 | 170 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $494,956,000 | 109 |
| Total interest expense | $241,450,000 | 100 |
| Net interest income | $253,506,000 | 130 |
| Provision for loan and lease losses | $30,611,000 | 73 |
| Total noninterest income | $72,050,000 | 177 |
| Gross Fiduciary activities income | $4,016,000 | 180 |
| Service charges on deposit accounts | $27,352,000 | 90 |
| Trading account gains and fees | $270,000 | 90 |
| Additional Noninterest Income | $40,412,000 | 185 |
| Total noninterest expense | $199,169,000 | 143 |
| Salaries and employee benefits | $71,086,000 | 157 |
| Premises and equipment expense | $24,707,000 | 132 |
| Additional noninterest expense | $103,376,000 | 115 |
| Pre-tax net operating income | $95,776,000 | 184 |
| Securities gains (losses) | $-44,386,000 | 8,827 |
| Applicable income taxes | $12,571,000 | 340 |
| Income before extraordinary items | $38,819,000 | 245 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $38,819,000 | 246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,790,000 | 80 |
| Cash dividends | $30,000,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $72,552,360 | 169 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $362,969,000 | 114 |
| Total interest expense | $172,259,000 | 101 |
| Net interest income | $190,710,000 | 132 |
| Provision for loan and lease losses | $24,005,000 | 70 |
| Total noninterest income | $55,194,000 | 179 |
| Gross Fiduciary activities income | $2,982,000 | 179 |
| Service charges on deposit accounts | $19,688,000 | 94 |
| Trading account gains and fees | $271,000 | 79 |
| Additional Noninterest Income | $32,253,000 | 184 |
| Total noninterest expense | $133,170,000 | 155 |
| Salaries and employee benefits | $41,830,000 | 187 |
| Premises and equipment expense | $17,783,000 | 139 |
| Additional noninterest expense | $73,557,000 | 118 |
| Pre-tax net operating income | $88,729,000 | 159 |
| Securities gains (losses) | $-1,888,000 | 8,825 |
| Applicable income taxes | $28,514,000 | 169 |
| Income before extraordinary items | $58,327,000 | 167 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $58,327,000 | 167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,007,000 | 79 |
| Cash dividends | $30,000,000 | 142 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $59,591,960 | 160 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $236,221,000 | 113 |
| Total interest expense | $103,458,000 | 104 |
| Net interest income | $132,763,000 | 126 |
| Provision for loan and lease losses | $17,410,000 | 65 |
| Total noninterest income | $34,533,000 | 183 |
| Gross Fiduciary activities income | $1,964,000 | 179 |
| Service charges on deposit accounts | $12,002,000 | 96 |
| Trading account gains and fees | $-94,000 | 8,851 |
| Additional Noninterest Income | $20,661,000 | 190 |
| Total noninterest expense | $87,595,000 | 156 |
| Salaries and employee benefits | $27,216,000 | 192 |
| Premises and equipment expense | $11,936,000 | 136 |
| Additional noninterest expense | $48,443,000 | 119 |
| Pre-tax net operating income | $62,291,000 | 157 |
| Securities gains (losses) | $-1,787,000 | 8,844 |
| Applicable income taxes | $19,820,000 | 161 |
| Income before extraordinary items | $40,684,000 | 162 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $40,684,000 | 162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,656,000 | 76 |
| Cash dividends | $30,000,000 | 98 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $41,881,290 | 152 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $114,473,000 | 118 |
| Total interest expense | $47,722,000 | 106 |
| Net interest income | $66,751,000 | 126 |
| Provision for loan and lease losses | $9,248,000 | 64 |
| Total noninterest income | $18,070,000 | 182 |
| Gross Fiduciary activities income | $931,000 | 186 |
| Service charges on deposit accounts | $5,634,000 | 99 |
| Trading account gains and fees | $1,382,000 | 53 |
| Additional Noninterest Income | $10,123,000 | 193 |
| Total noninterest expense | $42,326,000 | 162 |
| Salaries and employee benefits | $13,848,000 | 194 |
| Premises and equipment expense | $5,678,000 | 146 |
| Additional noninterest expense | $22,800,000 | 128 |
| Pre-tax net operating income | $33,247,000 | 150 |
| Securities gains (losses) | $-38,000 | 8,748 |
| Applicable income taxes | $10,812,000 | 154 |
| Income before extraordinary items | $22,397,000 | 152 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $22,397,000 | 153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,739,000 | 70 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $22,422,460 | 148 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $395,990,000 | 124 |
| Total interest expense | $134,802,000 | 111 |
| Net interest income | $261,188,000 | 126 |
| Provision for loan and lease losses | $27,591,000 | 89 |
| Total noninterest income | $70,155,000 | 186 |
| Gross Fiduciary activities income | $3,702,000 | 183 |
| Service charges on deposit accounts | $25,234,000 | 101 |
| Trading account gains and fees | $749,000 | 75 |
| Additional Noninterest Income | $40,470,000 | 193 |
| Total noninterest expense | $162,827,000 | 167 |
| Salaries and employee benefits | $47,031,000 | 209 |
| Premises and equipment expense | $21,669,000 | 144 |
| Additional noninterest expense | $94,127,000 | 126 |
| Pre-tax net operating income | $140,925,000 | 130 |
| Securities gains (losses) | $5,346,000 | 112 |
| Applicable income taxes | $45,704,000 | 140 |
| Income before extraordinary items | $100,567,000 | 129 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $100,567,000 | 131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,282,000 | 98 |
| Cash dividends | $80,000,000 | 98 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $96,878,260 | 125 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $289,481,000 | 127 |
| Total interest expense | $96,492,000 | 115 |
| Net interest income | $192,989,000 | 132 |
| Provision for loan and lease losses | $19,817,000 | 96 |
| Total noninterest income | $53,048,000 | 190 |
| Gross Fiduciary activities income | $2,704,000 | 182 |
| Service charges on deposit accounts | $18,925,000 | 105 |
| Trading account gains and fees | $143,000 | 94 |
| Additional Noninterest Income | $31,276,000 | 202 |
| Total noninterest expense | $122,029,000 | 171 |
| Salaries and employee benefits | $35,154,000 | 212 |
| Premises and equipment expense | $16,086,000 | 150 |
| Additional noninterest expense | $70,789,000 | 128 |
| Pre-tax net operating income | $104,191,000 | 130 |
| Securities gains (losses) | $5,347,000 | 96 |
| Applicable income taxes | $34,220,000 | 146 |
| Income before extraordinary items | $75,318,000 | 133 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $75,318,000 | 134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,738,000 | 106 |
| Cash dividends | $50,000,000 | 104 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $71,628,570 | 126 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $186,440,000 | 134 |
| Total interest expense | $60,033,000 | 122 |
| Net interest income | $126,407,000 | 135 |
| Provision for loan and lease losses | $11,243,000 | 107 |
| Total noninterest income | $37,054,000 | 185 |
| Gross Fiduciary activities income | $1,881,000 | 182 |
| Service charges on deposit accounts | $12,483,000 | 104 |
| Trading account gains and fees | $970,000 | 65 |
| Additional Noninterest Income | $21,720,000 | 197 |
| Total noninterest expense | $80,649,000 | 172 |
| Salaries and employee benefits | $22,974,000 | 215 |
| Premises and equipment expense | $10,623,000 | 153 |
| Additional noninterest expense | $47,052,000 | 128 |
| Pre-tax net operating income | $71,569,000 | 129 |
| Securities gains (losses) | $5,625,000 | 74 |
| Applicable income taxes | $24,493,000 | 139 |
| Income before extraordinary items | $52,701,000 | 130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,701,000 | 131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,461,000 | 118 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $48,876,000 | 127 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $92,997,000 | 131 |
| Total interest expense | $28,771,000 | 125 |
| Net interest income | $64,226,000 | 130 |
| Provision for loan and lease losses | $6,127,000 | 101 |
| Total noninterest income | $16,902,000 | 188 |
| Gross Fiduciary activities income | $886,000 | 186 |
| Service charges on deposit accounts | $6,018,000 | 103 |
| Trading account gains and fees | $-1,387,000 | 9,103 |
| Additional Noninterest Income | $11,385,000 | 188 |
| Total noninterest expense | $41,574,000 | 164 |
| Salaries and employee benefits | $11,101,000 | 222 |
| Premises and equipment expense | $5,257,000 | 153 |
| Additional noninterest expense | $25,216,000 | 122 |
| Pre-tax net operating income | $33,427,000 | 133 |
| Securities gains (losses) | $5,219,000 | 58 |
| Applicable income taxes | $11,675,000 | 137 |
| Income before extraordinary items | $26,971,000 | 128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,971,000 | 129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,927,000 | 118 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,317,700 | 129 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $324,020,000 | 142 |
| Total interest expense | $107,818,000 | 132 |
| Net interest income | $216,202,000 | 142 |
| Provision for loan and lease losses | $13,588,000 | 160 |
| Total noninterest income | $63,223,000 | 204 |
| Gross Fiduciary activities income | $3,237,000 | 196 |
| Service charges on deposit accounts | $22,133,000 | 114 |
| Trading account gains and fees | $518,000 | 95 |
| Additional Noninterest Income | $37,335,000 | 220 |
| Total noninterest expense | $149,247,000 | 175 |
| Salaries and employee benefits | $44,479,000 | 212 |
| Premises and equipment expense | $19,402,000 | 158 |
| Additional noninterest expense | $85,366,000 | 138 |
| Pre-tax net operating income | $116,590,000 | 143 |
| Securities gains (losses) | $8,761,000 | 118 |
| Applicable income taxes | $38,810,000 | 151 |
| Income before extraordinary items | $86,541,000 | 140 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $86,541,000 | 141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,994,000 | 119 |
| Cash dividends | $42,000,000 | 142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $80,495,910 | 137 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $230,205,000 | 148 |
| Total interest expense | $78,234,000 | 135 |
| Net interest income | $151,971,000 | 149 |
| Provision for loan and lease losses | $11,113,000 | 164 |
| Total noninterest income | $47,702,000 | 210 |
| Gross Fiduciary activities income | $2,509,000 | 200 |
| Service charges on deposit accounts | $15,687,000 | 123 |
| Trading account gains and fees | $778,000 | 80 |
| Additional Noninterest Income | $28,728,000 | 221 |
| Total noninterest expense | $108,429,000 | 180 |
| Salaries and employee benefits | $32,176,000 | 222 |
| Premises and equipment expense | $14,287,000 | 160 |
| Additional noninterest expense | $61,966,000 | 143 |
| Pre-tax net operating income | $80,131,000 | 152 |
| Securities gains (losses) | $6,523,000 | 139 |
| Applicable income taxes | $27,199,000 | 157 |
| Income before extraordinary items | $59,455,000 | 153 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $59,455,000 | 153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,481,000 | 117 |
| Cash dividends | $42,000,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $54,954,130 | 145 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $155,103,000 | 149 |
| Total interest expense | $52,460,000 | 141 |
| Net interest income | $102,643,000 | 147 |
| Provision for loan and lease losses | $7,390,000 | 162 |
| Total noninterest income | $30,199,000 | 214 |
| Gross Fiduciary activities income | $1,786,000 | 193 |
| Service charges on deposit accounts | $10,341,000 | 122 |
| Trading account gains and fees | $96,000 | 111 |
| Additional Noninterest Income | $17,976,000 | 224 |
| Total noninterest expense | $69,445,000 | 183 |
| Salaries and employee benefits | $21,426,000 | 227 |
| Premises and equipment expense | $9,606,000 | 161 |
| Additional noninterest expense | $38,413,000 | 147 |
| Pre-tax net operating income | $56,007,000 | 150 |
| Securities gains (losses) | $2,026,000 | 229 |
| Applicable income taxes | $18,701,000 | 158 |
| Income before extraordinary items | $39,332,000 | 151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $39,332,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,232,000 | 110 |
| Cash dividends | $30,000,000 | 97 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $37,954,320 | 143 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $78,021,000 | 150 |
| Total interest expense | $26,158,000 | 143 |
| Net interest income | $51,863,000 | 146 |
| Provision for loan and lease losses | $3,498,000 | 172 |
| Total noninterest income | $14,351,000 | 222 |
| Gross Fiduciary activities income | $863,000 | 203 |
| Service charges on deposit accounts | $4,938,000 | 126 |
| Trading account gains and fees | $72,000 | 101 |
| Additional Noninterest Income | $8,478,000 | 230 |
| Total noninterest expense | $34,340,000 | 185 |
| Salaries and employee benefits | $10,371,000 | 235 |
| Premises and equipment expense | $5,027,000 | 158 |
| Additional noninterest expense | $18,942,000 | 144 |
| Pre-tax net operating income | $28,376,000 | 149 |
| Securities gains (losses) | $1,011,000 | 216 |
| Applicable income taxes | $9,583,000 | 158 |
| Income before extraordinary items | $19,804,000 | 150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,804,000 | 150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,346,000 | 104 |
| Cash dividends | $15,000,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $19,126,630 | 146 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $296,189,000 | 159 |
| Total interest expense | $110,244,000 | 155 |
| Net interest income | $185,945,000 | 163 |
| Provision for loan and lease losses | $15,509,000 | 192 |
| Total noninterest income | $43,457,000 | 242 |
| Gross Fiduciary activities income | $3,039,000 | 222 |
| Service charges on deposit accounts | $18,917,000 | 130 |
| Trading account gains and fees | $-233,000 | 9,322 |
| Additional Noninterest Income | $21,734,000 | 282 |
| Total noninterest expense | $126,396,000 | 194 |
| Salaries and employee benefits | $31,513,000 | 286 |
| Premises and equipment expense | $17,125,000 | 172 |
| Additional noninterest expense | $77,758,000 | 145 |
| Pre-tax net operating income | $87,497,000 | 165 |
| Securities gains (losses) | $2,946,000 | 217 |
| Applicable income taxes | $28,923,000 | 174 |
| Income before extraordinary items | $61,520,000 | 167 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $61,520,000 | 167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,996,000 | 161 |
| Cash dividends | $55,796,000 | 126 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $59,516,720 | 162 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $331,150,000 | 163 |
| Total interest expense | $169,577,000 | 160 |
| Net interest income | $161,573,000 | 169 |
| Provision for loan and lease losses | $16,034,000 | 185 |
| Total noninterest income | $38,981,000 | 258 |
| Gross Fiduciary activities income | $3,417,000 | 216 |
| Service charges on deposit accounts | $16,169,000 | 132 |
| Trading account gains and fees | $240,000 | 100 |
| Additional Noninterest Income | $19,155,000 | 299 |
| Total noninterest expense | $126,119,000 | 192 |
| Salaries and employee benefits | $36,766,000 | 223 |
| Premises and equipment expense | $16,258,000 | 168 |
| Additional noninterest expense | $73,095,000 | 169 |
| Pre-tax net operating income | $58,401,000 | 205 |
| Securities gains (losses) | $2,858,000 | 195 |
| Applicable income taxes | $22,753,000 | 189 |
| Income before extraordinary items | $38,506,000 | 217 |
| Extraordinary gains, net | $-1,957,000 | 9,582 |
| Net income | $36,549,000 | 219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,864,000 | 164 |
| Cash dividends | $44,921,000 | 150 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $36,676,880 | 214 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $346,221,000 | 176 |
| Total interest expense | $195,142,000 | 170 |
| Net interest income | $151,079,000 | 182 |
| Provision for loan and lease losses | $19,243,000 | 151 |
| Total noninterest income | $46,532,000 | 232 |
| Gross Fiduciary activities income | $5,305,000 | 159 |
| Service charges on deposit accounts | $16,640,000 | 128 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $24,587,000 | 260 |
| Total noninterest expense | $171,479,000 | 160 |
| Salaries and employee benefits | $43,563,000 | 200 |
| Premises and equipment expense | $18,151,000 | 166 |
| Additional noninterest expense | $109,765,000 | 132 |
| Pre-tax net operating income | $6,889,000 | 1,102 |
| Securities gains (losses) | $-5,057,000 | 9,838 |
| Applicable income taxes | $-19,000 | 9,373 |
| Income before extraordinary items | $1,851,000 | 2,746 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,851,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,483,000 | 174 |
| Cash dividends | $23,554,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $436,000 | 556 |
| Net operating income | $6,908,000 | 786 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $194,145,000 | 238 |
| Total interest expense | $91,847,000 | 243 |
| Net interest income | $102,298,000 | 222 |
| Provision for loan and lease losses | $14,652,000 | 160 |
| Total noninterest income | $40,260,000 | 257 |
| Gross Fiduciary activities income | $1,295,000 | 402 |
| Service charges on deposit accounts | $8,872,000 | 194 |
| Trading account gains and fees | $31,000 | 139 |
| Additional Noninterest Income | $30,062,000 | 239 |
| Total noninterest expense | $86,748,000 | 240 |
| Salaries and employee benefits | $32,838,000 | 244 |
| Premises and equipment expense | $13,300,000 | 204 |
| Additional noninterest expense | $40,610,000 | 227 |
| Pre-tax net operating income | $41,158,000 | 282 |
| Securities gains (losses) | $55,000 | 951 |
| Applicable income taxes | $15,820,000 | 279 |
| Income before extraordinary items | $25,393,000 | 306 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $25,393,000 | 306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,572,000 | 222 |
| Cash dividends | $11,750,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $25,357,800 | 300 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $180,024,000 | 242 |
| Total interest expense | $88,777,000 | 241 |
| Net interest income | $91,247,000 | 243 |
| Provision for loan and lease losses | $7,684,000 | 246 |
| Total noninterest income | $23,270,000 | 338 |
| Gross Fiduciary activities income | $1,586,000 | 361 |
| Service charges on deposit accounts | $7,758,000 | 202 |
| Trading account gains and fees | $38,000 | 172 |
| Additional Noninterest Income | $13,888,000 | 366 |
| Total noninterest expense | $71,709,000 | 277 |
| Salaries and employee benefits | $25,777,000 | 299 |
| Premises and equipment expense | $9,990,000 | 246 |
| Additional noninterest expense | $35,942,000 | 254 |
| Pre-tax net operating income | $35,124,000 | 291 |
| Securities gains (losses) | $195,000 | 937 |
| Applicable income taxes | $13,307,000 | 281 |
| Income before extraordinary items | $22,012,000 | 311 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $22,012,000 | 312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,614,000 | 199 |
| Cash dividends | $8,250,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $21,887,200 | 303 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $137,776,000 | 307 |
| Total interest expense | $65,529,000 | 315 |
| Net interest income | $72,247,000 | 294 |
| Provision for loan and lease losses | $9,300,000 | 217 |
| Total noninterest income | $20,522,000 | 347 |
| Gross Fiduciary activities income | $1,407,000 | 390 |
| Service charges on deposit accounts | $6,336,000 | 233 |
| Trading account gains and fees | $11,000 | 210 |
| Additional Noninterest Income | $12,768,000 | 357 |
| Total noninterest expense | $61,314,000 | 288 |
| Salaries and employee benefits | $22,569,000 | 316 |
| Premises and equipment expense | $8,875,000 | 266 |
| Additional noninterest expense | $29,870,000 | 263 |
| Pre-tax net operating income | $22,155,000 | 418 |
| Securities gains (losses) | $1,988,000 | 187 |
| Applicable income taxes | $8,699,000 | 392 |
| Income before extraordinary items | $15,444,000 | 420 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,444,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,003,000 | 186 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $14,171,680 | 429 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $119,716,000 | 382 |
| Total interest expense | $56,748,000 | 388 |
| Net interest income | $62,968,000 | 368 |
| Provision for loan and lease losses | $9,787,000 | 206 |
| Total noninterest income | $21,998,000 | 366 |
| Gross Fiduciary activities income | $1,313,000 | 444 |
| Service charges on deposit accounts | $5,985,000 | 278 |
| Trading account gains and fees | $4,000 | 249 |
| Additional Noninterest Income | $14,696,000 | 349 |
| Total noninterest expense | $56,354,000 | 360 |
| Salaries and employee benefits | $21,346,000 | 361 |
| Premises and equipment expense | $7,876,000 | 329 |
| Additional noninterest expense | $27,132,000 | 350 |
| Pre-tax net operating income | $18,825,000 | 475 |
| Securities gains (losses) | $134,000 | 841 |
| Applicable income taxes | $7,016,000 | 457 |
| Income before extraordinary items | $11,943,000 | 497 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,943,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,177,000 | 261 |
| Cash dividends | $6,500,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,857,240 | 494 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $102,908,000 | 441 |
| Total interest expense | $49,301,000 | 456 |
| Net interest income | $53,607,000 | 434 |
| Provision for loan and lease losses | $6,718,000 | 261 |
| Total noninterest income | $18,770,000 | 417 |
| Gross Fiduciary activities income | $1,097,000 | 516 |
| Service charges on deposit accounts | $5,233,000 | 324 |
| Trading account gains and fees | $487,000 | 180 |
| Additional Noninterest Income | $11,953,000 | 384 |
| Total noninterest expense | $49,527,000 | 404 |
| Salaries and employee benefits | $19,497,000 | 409 |
| Premises and equipment expense | $7,310,000 | 373 |
| Additional noninterest expense | $22,720,000 | 397 |
| Pre-tax net operating income | $16,132,000 | 556 |
| Securities gains (losses) | $299,000 | 508 |
| Applicable income taxes | $5,827,000 | 550 |
| Income before extraordinary items | $10,604,000 | 567 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,604,000 | 567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,829,000 | 326 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,409,650 | 570 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $55,738,000 | 642 |
| Total interest expense | $22,571,000 | 649 |
| Net interest income | $33,167,000 | 621 |
| Provision for loan and lease losses | $850,000 | 1,040 |
| Total noninterest income | $5,335,000 | 888 |
| Gross Fiduciary activities income | $949,000 | 536 |
| Service charges on deposit accounts | $2,560,000 | 548 |
| Trading account gains and fees | $245,000 | 178 |
| Additional Noninterest Income | $1,581,000 | 1,324 |
| Total noninterest expense | $41,527,000 | 454 |
| Salaries and employee benefits | $13,166,000 | 560 |
| Premises and equipment expense | $4,498,000 | 524 |
| Additional noninterest expense | $23,863,000 | 392 |
| Pre-tax net operating income | $-3,875,000 | 12,570 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-1,239,000 | 12,534 |
| Income before extraordinary items | $-2,636,000 | 12,513 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,636,000 | 12,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,225,000 | 521 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,636,000 | 12,516 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $36,718,000 | 898 |
| Total interest expense | $15,702,000 | 893 |
| Net interest income | $21,016,000 | 886 |
| Provision for loan and lease losses | $809,000 | 1,507 |
| Total noninterest income | $4,998,000 | 982 |
| Gross Fiduciary activities income | $564,000 | 720 |
| Service charges on deposit accounts | $1,942,000 | 701 |
| Trading account gains and fees | $93,000 | 272 |
| Additional Noninterest Income | $2,399,000 | 1,121 |
| Total noninterest expense | $20,092,000 | 839 |
| Salaries and employee benefits | $9,822,000 | 716 |
| Premises and equipment expense | $2,838,000 | 814 |
| Additional noninterest expense | $7,432,000 | 947 |
| Pre-tax net operating income | $5,113,000 | 1,372 |
| Securities gains (losses) | $270,000 | 1,396 |
| Applicable income taxes | $1,709,000 | 1,390 |
| Income before extraordinary items | $3,674,000 | 1,384 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,674,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,114,000 | 1,078 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,490,400 | 1,367 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,493,000 | 1,490 |
| Total interest expense | $11,953,000 | 1,479 |
| Net interest income | $12,540,000 | 1,475 |
| Provision for loan and lease losses | $1,309,000 | 1,546 |
| Total noninterest income | $3,053,000 | 1,418 |
| Gross Fiduciary activities income | $429,000 | 814 |
| Service charges on deposit accounts | $1,029,000 | 1,296 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,595,000 | 1,449 |
| Total noninterest expense | $12,142,000 | 1,313 |
| Salaries and employee benefits | $5,645,000 | 1,186 |
| Premises and equipment expense | $1,736,000 | 1,270 |
| Additional noninterest expense | $4,761,000 | 1,380 |
| Pre-tax net operating income | $2,142,000 | 2,905 |
| Securities gains (losses) | $587,000 | 957 |
| Applicable income taxes | $819,000 | 2,546 |
| Income before extraordinary items | $1,910,000 | 2,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,910,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,119,000 | 1,461 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,499,100 | 2,850 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.