Home > Carolina First Bank > Net charge- offs to loans
Carolina First Bank, Net charge- offs to loans
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5144% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8313% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 8.6176% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1213% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5891% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2980% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9977% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3432% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6062% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2745% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7668% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 7.8961% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2152% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6163% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5578% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8457% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0380% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9650% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8169% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6614% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 13.8133% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7513% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2172% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5893% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9470% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1194% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9723% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.5177% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4416% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 13.0824% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4735% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2399% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3843% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1369% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6843% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0782% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6541% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0763% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 12.1301% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1684% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1928% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0796% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2722% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8138% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1088% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3070% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5106% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 9.9715% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1772% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3032% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2661% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0014% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1474% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2086% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1646% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2868% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 5.2288% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8577% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9215% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0287% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8562% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8940% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0155% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8996% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0656% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 4.8654% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6156% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8299% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8654% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8087% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5046% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6934% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3912% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4910% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 3.2509% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6306% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6188% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3562% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7746% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0470% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5816% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9734% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8292% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 1.7591% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3220% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4342% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1260% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6147% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3260% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3487% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5212% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.4618% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1941% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 1,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1400% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1166% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6700% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6105% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3836% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2698% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.6612% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1194% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1082% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6325% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7348% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1503% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.3230% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1051% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1131% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2595% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5766% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 7,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1153% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3546% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6173% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3555% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2023% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.3080% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1876% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1605% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2109% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1317% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7429% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7092% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4033% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2410% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.3023% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2540% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2805% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8131% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8139% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4192% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2630% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.2997% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2884% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2189% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2969% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7952% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9171% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4388% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3754% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.3656% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4432% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3057% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3841% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2602% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6876% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3397% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4959% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2055% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.1292% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2817% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1479% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0559% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2084% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4003% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6317% | 2,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5005% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2223% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.1047% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3176% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1614% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0609% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2292% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3915% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5735% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5606% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2067% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.1547% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2754% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1407% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0895% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1764% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7280% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5680% | 2,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6821% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2287% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.1808% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3262% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1037% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0353% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1524% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2266% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6438% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5175% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2048% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.1731% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2370% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1927% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1916% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1935% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4616% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7762% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5130% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.1778% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1957% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1981% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1740% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2150% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4485% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8539% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4202% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1763% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.1770% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1712% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2032% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2328% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1823% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0120% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8948% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4468% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1752% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.1181% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1791% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2279% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1441% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2862% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0726% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8449% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6893% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2563% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.5207% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1048% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3684% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2049% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4779% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8523% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2301% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4780% | 7,825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7533% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2445% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.4671% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0992% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3845% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2097% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5009% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2403% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2630% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7075% | 7,891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8350% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2807% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.5641% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1444% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3465% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2285% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4240% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4866% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3024% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9252% | 7,912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9925% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2303% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.3830% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0999% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3949% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1664% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5393% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3419% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4640% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1613% | 7,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4707% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3144% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.4511% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1461% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5867% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5914% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5843% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6202% | 2,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3841% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7218% | 8,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4964% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2112% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.2798% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2036% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1946% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0320% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2328% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0222% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6444% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0143% | 7,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3767% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1259% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3496% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2059% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7959% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6426% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3983% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1253% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7440% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8290% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7327% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6158% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5936% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5360% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0882% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7632% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2680% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7798% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1834% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6722% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1079% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8963% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6714% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7068% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2671% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6566% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4934% | 1,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0578% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5454% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1340% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8881% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5953% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4131% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0106% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3771% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1430% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3030% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8223% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3605% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4813% | 4,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1758% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2013% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0770% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |