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Carolina First Bank, Net charge- offs to loans

2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5144%256
Percentage Net Loans Charged-off: Total real estate loans3.8313%331
Percentage Net Loans Charged-off:Construction & development8.6176%593
Percentage Net Loans Charged-off: Commercial real estate3.1213%321
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.5891%770
Percentage Net Loans Charged-off: Home equity loans2.2980%383
All other 1-4 family - Percent of loans charged-off, net0.9977%1,144
Percentage Net Loans Charged-off: Commercial and industrial8.3432%302
Percentage Net Loans Charged-off: Loans to individuals2.6062%778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2745%304
Percentage Net Loans Charged-off: Total real estate loans3.7668%336
Percentage Net Loans Charged-off:Construction & development7.8961%556
Percentage Net Loans Charged-off: Commercial real estate3.2152%286
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.6163%696
Percentage Net Loans Charged-off: Home equity loans2.5578%320
All other 1-4 family - Percent of loans charged-off, net0.8457%1,097
Percentage Net Loans Charged-off: Commercial and industrial7.0380%373
Percentage Net Loans Charged-off: Loans to individuals2.9650%679
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.8169%179
Percentage Net Loans Charged-off: Total real estate loans5.6614%188
Percentage Net Loans Charged-off:Construction & development13.8133%386
Percentage Net Loans Charged-off: Commercial real estate2.7513%379
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential2.2172%574
Percentage Net Loans Charged-off: Home equity loans2.5893%387
All other 1-4 family - Percent of loans charged-off, net1.9470%678
Percentage Net Loans Charged-off: Commercial and industrial7.1194%446
Percentage Net Loans Charged-off: Loans to individuals3.9723%533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5177%177
Percentage Net Loans Charged-off: Total real estate loans5.4416%164
Percentage Net Loans Charged-off:Construction & development13.0824%334
Percentage Net Loans Charged-off: Commercial real estate2.4735%328
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential2.2399%454
Percentage Net Loans Charged-off: Home equity loans2.3843%360
All other 1-4 family - Percent of loans charged-off, net2.1369%500
Percentage Net Loans Charged-off: Commercial and industrial6.6843%406
Percentage Net Loans Charged-off: Loans to individuals3.0782%754
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6541%272
Percentage Net Loans Charged-off: Total real estate loans5.0763%198
Percentage Net Loans Charged-off:Construction & development12.1301%348
Percentage Net Loans Charged-off: Commercial real estate2.1684%327
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential2.1928%447
Percentage Net Loans Charged-off: Home equity loans2.0796%345
All other 1-4 family - Percent of loans charged-off, net2.2722%444
Percentage Net Loans Charged-off: Commercial and industrial3.8138%753
Percentage Net Loans Charged-off: Loans to individuals3.1088%707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3070%272
Percentage Net Loans Charged-off: Total real estate loans4.5106%209
Percentage Net Loans Charged-off:Construction & development9.9715%307
Percentage Net Loans Charged-off: Commercial real estate2.1772%242
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential2.3032%348
Percentage Net Loans Charged-off: Home equity loans1.2661%385
All other 1-4 family - Percent of loans charged-off, net3.0014%250
Percentage Net Loans Charged-off: Commercial and industrial4.1474%547
Percentage Net Loans Charged-off: Loans to individuals3.2086%666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1646%484
Percentage Net Loans Charged-off: Total real estate loans2.2868%343
Percentage Net Loans Charged-off:Construction & development5.2288%486
Percentage Net Loans Charged-off: Commercial real estate0.8577%589
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.9215%675
Percentage Net Loans Charged-off: Home equity loans1.0287%444
All other 1-4 family - Percent of loans charged-off, net0.8562%705
Percentage Net Loans Charged-off: Commercial and industrial1.8940%1,117
Percentage Net Loans Charged-off: Loans to individuals2.0155%1,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8996%391
Percentage Net Loans Charged-off: Total real estate loans2.0656%262
Percentage Net Loans Charged-off:Construction & development4.8654%338
Percentage Net Loans Charged-off: Commercial real estate0.6156%481
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.8299%565
Percentage Net Loans Charged-off: Home equity loans0.8654%384
All other 1-4 family - Percent of loans charged-off, net0.8087%540
Percentage Net Loans Charged-off: Commercial and industrial1.5046%974
Percentage Net Loans Charged-off: Loans to individuals1.6934%1,044
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3912%463
Percentage Net Loans Charged-off: Total real estate loans1.4910%319
Percentage Net Loans Charged-off:Construction & development3.2509%358
Percentage Net Loans Charged-off: Commercial real estate0.6306%383
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.6188%632
Percentage Net Loans Charged-off: Home equity loans0.3562%529
All other 1-4 family - Percent of loans charged-off, net0.7746%477
Percentage Net Loans Charged-off: Commercial and industrial1.0470%1,027
Percentage Net Loans Charged-off: Loans to individuals1.5816%1,041
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9734%548
Percentage Net Loans Charged-off: Total real estate loans0.8292%416
Percentage Net Loans Charged-off:Construction & development1.7591%323
Percentage Net Loans Charged-off: Commercial real estate0.3220%374
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.4342%677
Percentage Net Loans Charged-off: Home equity loans0.1260%487
All other 1-4 family - Percent of loans charged-off, net0.6147%464
Percentage Net Loans Charged-off: Commercial and industrial1.3260%666
Percentage Net Loans Charged-off: Loans to individuals1.3487%1,178
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5212%1,039
Percentage Net Loans Charged-off: Total real estate loans0.2560%1,107
Percentage Net Loans Charged-off:Construction & development0.4618%709
Percentage Net Loans Charged-off: Commercial real estate0.1941%812
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1251%1,675
Percentage Net Loans Charged-off: Home equity loans0.1400%643
All other 1-4 family - Percent of loans charged-off, net0.1166%1,654
Percentage Net Loans Charged-off: Commercial and industrial0.6700%1,577
Percentage Net Loans Charged-off: Loans to individuals2.6105%401
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3836%1,034
Percentage Net Loans Charged-off: Total real estate loans0.2698%662
Percentage Net Loans Charged-off:Construction & development0.6612%317
Percentage Net Loans Charged-off: Commercial real estate0.1194%663
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0816%1,556
Percentage Net Loans Charged-off: Home equity loans0.1082%525
All other 1-4 family - Percent of loans charged-off, net0.0666%1,605
Percentage Net Loans Charged-off: Commercial and industrial0.6325%1,289
Percentage Net Loans Charged-off: Loans to individuals0.7348%1,920
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1964%1,745
Percentage Net Loans Charged-off: Total real estate loans0.1503%924
Percentage Net Loans Charged-off:Construction & development0.3230%336
Percentage Net Loans Charged-off: Commercial real estate0.1051%533
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0748%1,353
Percentage Net Loans Charged-off: Home equity loans0.1131%397
All other 1-4 family - Percent of loans charged-off, net0.0522%1,406
Percentage Net Loans Charged-off: Commercial and industrial0.2595%1,688
Percentage Net Loans Charged-off: Loans to individuals0.5766%2,167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1703%1,585
Percentage Net Loans Charged-off: Total real estate loans0.0728%1,044
Percentage Net Loans Charged-off:Construction & development-0.0067%7,603
Percentage Net Loans Charged-off: Commercial real estate0.1153%323
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0779%993
Percentage Net Loans Charged-off: Home equity loans0.1010%299
All other 1-4 family - Percent of loans charged-off, net0.0644%967
Percentage Net Loans Charged-off: Commercial and industrial0.3546%1,051
Percentage Net Loans Charged-off: Loans to individuals0.6173%1,884
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3555%1,103
Percentage Net Loans Charged-off: Total real estate loans0.2023%720
Percentage Net Loans Charged-off:Construction & development0.3080%289
Percentage Net Loans Charged-off: Commercial real estate0.1876%584
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1605%999
Percentage Net Loans Charged-off: Home equity loans0.2109%304
All other 1-4 family - Percent of loans charged-off, net0.1317%1,131
Percentage Net Loans Charged-off: Commercial and industrial0.7429%1,270
Percentage Net Loans Charged-off: Loans to individuals0.7092%2,158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4033%770
Percentage Net Loans Charged-off: Total real estate loans0.2410%453
Percentage Net Loans Charged-off:Construction & development0.3023%208
Percentage Net Loans Charged-off: Commercial real estate0.2540%383
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1944%699
Percentage Net Loans Charged-off: Home equity loans0.2805%187
All other 1-4 family - Percent of loans charged-off, net0.1452%885
Percentage Net Loans Charged-off: Commercial and industrial0.8131%918
Percentage Net Loans Charged-off: Loans to individuals0.8139%1,656
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4192%736
Percentage Net Loans Charged-off: Total real estate loans0.2630%408
Percentage Net Loans Charged-off:Construction & development0.2997%158
Percentage Net Loans Charged-off: Commercial real estate0.2884%311
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2189%609
Percentage Net Loans Charged-off: Home equity loans0.2969%156
All other 1-4 family - Percent of loans charged-off, net0.1740%717
Percentage Net Loans Charged-off: Commercial and industrial0.7952%896
Percentage Net Loans Charged-off: Loans to individuals0.9171%1,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4388%644
Percentage Net Loans Charged-off: Total real estate loans0.3754%250
Percentage Net Loans Charged-off:Construction & development0.3656%93
Percentage Net Loans Charged-off: Commercial real estate0.4432%162
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.3057%382
Percentage Net Loans Charged-off: Home equity loans0.3841%114
All other 1-4 family - Percent of loans charged-off, net0.2602%423
Percentage Net Loans Charged-off: Commercial and industrial0.6876%727
Percentage Net Loans Charged-off: Loans to individuals0.3397%2,606
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4959%865
Percentage Net Loans Charged-off: Total real estate loans0.2055%664
Percentage Net Loans Charged-off:Construction & development0.1292%355
Percentage Net Loans Charged-off: Commercial real estate0.2817%472
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1479%1,074
Percentage Net Loans Charged-off: Home equity loans0.0559%503
All other 1-4 family - Percent of loans charged-off, net0.2084%837
Percentage Net Loans Charged-off: Commercial and industrial1.4003%852
Percentage Net Loans Charged-off: Loans to individuals0.6317%2,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5005%738
Percentage Net Loans Charged-off: Total real estate loans0.2223%543
Percentage Net Loans Charged-off:Construction & development0.1047%309
Percentage Net Loans Charged-off: Commercial real estate0.3176%356
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1614%878
Percentage Net Loans Charged-off: Home equity loans0.0609%408
All other 1-4 family - Percent of loans charged-off, net0.2292%656
Percentage Net Loans Charged-off: Commercial and industrial1.3915%744
Percentage Net Loans Charged-off: Loans to individuals0.5735%2,841
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5606%644
Percentage Net Loans Charged-off: Total real estate loans0.2067%602
Percentage Net Loans Charged-off:Construction & development0.1547%206
Percentage Net Loans Charged-off: Commercial real estate0.2754%360
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1407%904
Percentage Net Loans Charged-off: Home equity loans0.0895%302
All other 1-4 family - Percent of loans charged-off, net0.1764%772
Percentage Net Loans Charged-off: Commercial and industrial1.7280%593
Percentage Net Loans Charged-off: Loans to individuals0.5680%2,610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6821%503
Percentage Net Loans Charged-off: Total real estate loans0.2287%447
Percentage Net Loans Charged-off:Construction & development0.1808%133
Percentage Net Loans Charged-off: Commercial real estate0.3262%217
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1037%883
Percentage Net Loans Charged-off: Home equity loans0.0353%275
All other 1-4 family - Percent of loans charged-off, net0.1524%700
Percentage Net Loans Charged-off: Commercial and industrial2.2266%414
Percentage Net Loans Charged-off: Loans to individuals0.6438%2,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5175%1,050
Percentage Net Loans Charged-off: Total real estate loans0.2048%914
Percentage Net Loans Charged-off:Construction & development0.1731%397
Percentage Net Loans Charged-off: Commercial real estate0.2370%731
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1927%994
Percentage Net Loans Charged-off: Home equity loans0.1916%305
All other 1-4 family - Percent of loans charged-off, net0.1935%994
Percentage Net Loans Charged-off: Commercial and industrial1.4616%998
Percentage Net Loans Charged-off: Loans to individuals0.7762%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5130%928
Percentage Net Loans Charged-off: Total real estate loans0.1870%849
Percentage Net Loans Charged-off:Construction & development0.1778%324
Percentage Net Loans Charged-off: Commercial real estate0.1957%600
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1981%830
Percentage Net Loans Charged-off: Home equity loans0.1740%266
All other 1-4 family - Percent of loans charged-off, net0.2150%776
Percentage Net Loans Charged-off: Commercial and industrial1.4485%829
Percentage Net Loans Charged-off: Loans to individuals0.8539%2,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4202%1,149
Percentage Net Loans Charged-off: Total real estate loans0.1763%847
Percentage Net Loans Charged-off:Construction & development0.1770%272
Percentage Net Loans Charged-off: Commercial real estate0.1712%525
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2032%775
Percentage Net Loans Charged-off: Home equity loans0.2328%195
All other 1-4 family - Percent of loans charged-off, net0.1823%819
Percentage Net Loans Charged-off: Commercial and industrial1.0120%1,034
Percentage Net Loans Charged-off: Loans to individuals0.8948%2,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4468%1,021
Percentage Net Loans Charged-off: Total real estate loans0.1752%698
Percentage Net Loans Charged-off:Construction & development0.1181%204
Percentage Net Loans Charged-off: Commercial real estate0.1791%346
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2279%619
Percentage Net Loans Charged-off: Home equity loans0.1441%188
All other 1-4 family - Percent of loans charged-off, net0.2862%501
Percentage Net Loans Charged-off: Commercial and industrial1.0726%786
Percentage Net Loans Charged-off: Loans to individuals0.8449%2,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6893%984
Percentage Net Loans Charged-off: Total real estate loans0.2563%878
Percentage Net Loans Charged-off:Construction & development0.5207%312
Percentage Net Loans Charged-off: Commercial real estate0.1048%1,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3684%636
Percentage Net Loans Charged-off: Home equity loans0.2049%295
All other 1-4 family - Percent of loans charged-off, net0.4779%504
Percentage Net Loans Charged-off: Commercial and industrial1.8523%979
Percentage Net Loans Charged-off: Loans to individuals1.2301%1,806
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4780%7,825
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7533%737
Percentage Net Loans Charged-off: Total real estate loans0.2445%765
Percentage Net Loans Charged-off:Construction & development0.4671%265
Percentage Net Loans Charged-off: Commercial real estate0.0992%890
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3845%519
Percentage Net Loans Charged-off: Home equity loans0.2097%230
All other 1-4 family - Percent of loans charged-off, net0.5009%410
Percentage Net Loans Charged-off: Commercial and industrial2.2403%658
Percentage Net Loans Charged-off: Loans to individuals1.2630%1,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7075%7,891
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8350%689
Percentage Net Loans Charged-off: Total real estate loans0.2807%639
Percentage Net Loans Charged-off:Construction & development0.5641%220
Percentage Net Loans Charged-off: Commercial real estate0.1444%634
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3465%561
Percentage Net Loans Charged-off: Home equity loans0.2285%199
All other 1-4 family - Percent of loans charged-off, net0.4240%467
Percentage Net Loans Charged-off: Commercial and industrial2.4866%615
Percentage Net Loans Charged-off: Loans to individuals1.3024%1,529
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.9252%7,912
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9925%496
Percentage Net Loans Charged-off: Total real estate loans0.2303%631
Percentage Net Loans Charged-off:Construction & development0.3830%172
Percentage Net Loans Charged-off: Commercial real estate0.0999%448
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.3949%423
Percentage Net Loans Charged-off: Home equity loans0.1664%157
All other 1-4 family - Percent of loans charged-off, net0.5393%327
Percentage Net Loans Charged-off: Commercial and industrial3.3419%380
Percentage Net Loans Charged-off: Loans to individuals1.4640%1,323
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.1613%7,916
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4707%1,760
Percentage Net Loans Charged-off: Total real estate loans0.3144%710
Percentage Net Loans Charged-off:Construction & development0.4511%353
Percentage Net Loans Charged-off: Commercial real estate0.1461%962
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.5867%344
Percentage Net Loans Charged-off: Home equity loans0.5914%144
All other 1-4 family - Percent of loans charged-off, net0.5843%356
Percentage Net Loans Charged-off: Commercial and industrial0.6202%2,545
Percentage Net Loans Charged-off: Loans to individuals1.3841%1,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.7218%8,094
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4964%1,643
Percentage Net Loans Charged-off: Total real estate loans0.2112%935
Percentage Net Loans Charged-off:Construction & development0.2798%419
Percentage Net Loans Charged-off: Commercial real estate0.2036%724
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1946%955
Percentage Net Loans Charged-off: Home equity loans0.0320%530
All other 1-4 family - Percent of loans charged-off, net0.2328%823
Percentage Net Loans Charged-off: Commercial and industrial1.0222%1,772
Percentage Net Loans Charged-off: Loans to individuals1.6444%1,103
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0143%7,679
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3767%1,792
Percentage Net Loans Charged-off: Total real estate loans0.0559%400
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0185%346
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1395%187
Percentage Net Loans Charged-off: Home equity loans0.2115%143
All other 1-4 family - Percent of loans charged-off, net0.1259%200
Percentage Net Loans Charged-off: Commercial and industrial1.3496%175
Percentage Net Loans Charged-off: Loans to individuals1.2059%334
Percentage Net Loans Charged-off: Credit card loans1.7959%549
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6426%132
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3983%1,771
Percentage Net Loans Charged-off: Total real estate loans0.0415%500
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1104%264
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.1253%229
Percentage Net Loans Charged-off: Commercial and industrial0.7440%274
Percentage Net Loans Charged-off: Loans to individuals1.8290%209
Percentage Net Loans Charged-off: Credit card loans5.7327%118
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6158%54
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5936%1,185
Percentage Net Loans Charged-off: Total real estate loans0.0453%497
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0686%300
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0187%689
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0207%626
Percentage Net Loans Charged-off: Commercial and industrial0.5360%318
Percentage Net Loans Charged-off: Loans to individuals3.0882%129
Percentage Net Loans Charged-off: Credit card loans6.7632%82
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2680%35
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7798%850
Percentage Net Loans Charged-off: Total real estate loans0.0447%552
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0027%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1110%298
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.1242%246
Percentage Net Loans Charged-off: Commercial and industrial0.1834%602
Percentage Net Loans Charged-off: Loans to individuals3.6722%106
Percentage Net Loans Charged-off: Credit card loans9.1079%56
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8963%17
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6714%1,231
Percentage Net Loans Charged-off: Total real estate loans0.0458%623
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.1133%340
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.1241%315
Percentage Net Loans Charged-off: Commercial and industrial0.0875%728
Percentage Net Loans Charged-off: Loans to individuals3.7068%95
Percentage Net Loans Charged-off: Credit card loans5.2671%163
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6566%1,316
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4934%1,690
Percentage Net Loans Charged-off: Total real estate loans0.0118%917
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0162%573
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0085%906
Percentage Net Loans Charged-off: Home equity loans0.0578%290
All other 1-4 family - Percent of loans charged-off, net0.0046%921
Percentage Net Loans Charged-off: Commercial and industrial0.5454%283
Percentage Net Loans Charged-off: Loans to individuals2.1340%128
Percentage Net Loans Charged-off: Credit card loans3.8881%179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5953%119
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4131%2,220
Percentage Net Loans Charged-off: Total real estate loans0.0008%1,078
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0027%999
Percentage Net Loans Charged-off: Home equity loans0.0106%374
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.1529%564
Percentage Net Loans Charged-off: Loans to individuals1.3771%193
Percentage Net Loans Charged-off: Credit card loans2.1430%382
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3163%4,041
Percentage Net Loans Charged-off: Total real estate loans0.0186%1,065
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0281%778
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0066%1,035
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0091%950
Percentage Net Loans Charged-off: Commercial and industrial0.3030%676
Percentage Net Loans Charged-off: Loans to individuals0.8223%488
Percentage Net Loans Charged-off: Credit card loans1.3605%667
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4813%4,387
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,332
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial1.1758%529
Percentage Net Loans Charged-off: Loans to individuals0.2013%1,242
Percentage Net Loans Charged-off: Credit card loans0.0770%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144