Home > Carolina Community Bank > Income and Expense
Carolina Community Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 5,355 |
| Total interest expense | $251,000 | 6,479 |
| Net interest income | $877,000 | 4,780 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $216,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $161,000 | 2,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $726,000 | 4,674 |
| Salaries and employee benefits | $305,000 | 5,564 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $371,000 | 3,046 |
| Pre-tax net operating income | $322,000 | 4,610 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $169,000 | 3,000 |
| Income before extraordinary items | $153,000 | 5,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $153,000 | 5,776 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 5,404 |
| Total interest expense | $1,220,000 | 6,379 |
| Net interest income | $3,449,000 | 4,798 |
| Provision for loan and lease losses | $175,000 | 4,644 |
| Total noninterest income | $749,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $621,000 | 2,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 5,935 |
| Total noninterest expense | $2,012,000 | 5,852 |
| Salaries and employee benefits | $1,169,000 | 5,575 |
| Premises and equipment expense | $205,000 | 6,726 |
| Additional noninterest expense | $638,000 | 5,715 |
| Pre-tax net operating income | $2,011,000 | 3,412 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $709,000 | 2,813 |
| Income before extraordinary items | $1,303,000 | 3,880 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,303,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,470 |
| Cash dividends | $125,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,302,350 | 3,775 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 5,680 |
| Total interest expense | $2,143,000 | 5,886 |
| Net interest income | $2,762,000 | 5,365 |
| Provision for loan and lease losses | $155,000 | 4,704 |
| Total noninterest income | $699,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $537,000 | 2,668 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $162,000 | 5,371 |
| Total noninterest expense | $1,762,000 | 6,212 |
| Salaries and employee benefits | $1,042,000 | 5,846 |
| Premises and equipment expense | $203,000 | 6,749 |
| Additional noninterest expense | $517,000 | 6,336 |
| Pre-tax net operating income | $1,544,000 | 3,777 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $551,000 | 3,138 |
| Income before extraordinary items | $993,000 | 4,309 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $993,000 | 4,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,857 |
| Cash dividends | $125,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $993,000 | 4,191 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 6,028 |
| Total interest expense | $2,145,000 | 6,066 |
| Net interest income | $2,444,000 | 5,902 |
| Provision for loan and lease losses | $116,000 | 5,015 |
| Total noninterest income | $583,000 | 4,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $458,000 | 2,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 5,899 |
| Total noninterest expense | $1,586,000 | 6,524 |
| Salaries and employee benefits | $950,000 | 6,125 |
| Premises and equipment expense | $214,000 | 6,555 |
| Additional noninterest expense | $422,000 | 6,986 |
| Pre-tax net operating income | $1,325,000 | 4,445 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $453,000 | 3,720 |
| Income before extraordinary items | $872,000 | 4,776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $872,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $92,000 | 6,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $872,000 | 4,783 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,898,000 | 6,455 |
| Total interest expense | $1,704,000 | 6,540 |
| Net interest income | $2,194,000 | 6,290 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $461,000 | 5,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,757 |
| Total noninterest expense | $1,423,000 | 6,981 |
| Salaries and employee benefits | $854,000 | 6,524 |
| Premises and equipment expense | $192,000 | 6,941 |
| Additional noninterest expense | $377,000 | 7,471 |
| Pre-tax net operating income | $1,136,000 | 4,934 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $399,000 | 4,176 |
| Income before extraordinary items | $737,000 | 5,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $737,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $83,000 | 6,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $737,000 | 5,285 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 6,895 |
| Total interest expense | $1,646,000 | 6,879 |
| Net interest income | $1,909,000 | 6,831 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $373,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $1,289,000 | 7,284 |
| Salaries and employee benefits | $758,000 | 6,876 |
| Premises and equipment expense | $209,000 | 6,575 |
| Additional noninterest expense | $322,000 | 7,914 |
| Pre-tax net operating income | $913,000 | 5,693 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $331,000 | 4,912 |
| Income before extraordinary items | $582,000 | 6,144 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $582,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $582,000 | 6,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 8,011 |
| Total interest expense | $1,239,000 | 8,010 |
| Net interest income | $1,557,000 | 7,859 |
| Provision for loan and lease losses | $115,000 | 4,888 |
| Total noninterest income | $334,000 | 6,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,083,000 | 8,056 |
| Salaries and employee benefits | $641,000 | 7,655 |
| Premises and equipment expense | $153,000 | 7,732 |
| Additional noninterest expense | $289,000 | 8,438 |
| Pre-tax net operating income | $693,000 | 7,002 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $244,000 | 6,324 |
| Income before extraordinary items | $449,000 | 7,317 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $449,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $449,000 | 7,262 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 9,436 |
| Total interest expense | $789,000 | 9,679 |
| Net interest income | $1,164,000 | 9,117 |
| Provision for loan and lease losses | $97,000 | 5,191 |
| Total noninterest income | $289,000 | 7,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $1,001,000 | 8,661 |
| Salaries and employee benefits | $589,000 | 8,208 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $279,000 | 9,092 |
| Pre-tax net operating income | $355,000 | 8,778 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $128,000 | 8,253 |
| Income before extraordinary items | $227,000 | 9,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $227,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $227,000 | 8,971 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 11,904 |
| Total interest expense | $88,000 | 11,878 |
| Net interest income | $159,000 | 11,894 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $38,000 | 11,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $141,000 | 11,931 |
| Salaries and employee benefits | $78,000 | 11,912 |
| Premises and equipment expense | $6,000 | 11,927 |
| Additional noninterest expense | $57,000 | 11,874 |
| Pre-tax net operating income | $48,000 | 11,312 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $33,000 | 11,379 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $33,000 | 11,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $33,000 | 11,345 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 11,081 |
| Total interest expense | $384,000 | 11,671 |
| Net interest income | $945,000 | 10,576 |
| Provision for loan and lease losses | $17,000 | 7,997 |
| Total noninterest income | $225,000 | 8,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $647,000 | 10,916 |
| Salaries and employee benefits | $370,000 | 10,545 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $193,000 | 11,234 |
| Pre-tax net operating income | $506,000 | 8,614 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $192,000 | 7,478 |
| Income before extraordinary items | $314,000 | 8,991 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $314,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $314,000 | 9,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 11,792 |
| Total interest expense | $380,000 | 12,312 |
| Net interest income | $865,000 | 11,296 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $223,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $566,000 | 11,821 |
| Salaries and employee benefits | $340,000 | 11,254 |
| Premises and equipment expense | $40,000 | 12,537 |
| Additional noninterest expense | $186,000 | 11,929 |
| Pre-tax net operating income | $505,000 | 8,633 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $174,000 | 8,125 |
| Income before extraordinary items | $331,000 | 9,118 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $331,000 | 9,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $331,000 | 8,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 12,306 |
| Total interest expense | $488,000 | 12,817 |
| Net interest income | $852,000 | 11,701 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $218,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $577,000 | 12,194 |
| Salaries and employee benefits | $316,000 | 11,834 |
| Premises and equipment expense | $52,000 | 12,611 |
| Additional noninterest expense | $209,000 | 12,115 |
| Pre-tax net operating income | $469,000 | 8,645 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $313,000 | 9,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $313,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $313,000 | 8,757 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.