Home > Carolina Commercial Bank > Income and Expense
Carolina Commercial Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 7,802 |
| Total interest expense | $664,000 | 7,585 |
| Net interest income | $997,000 | 7,848 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $111,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $921,000 | 7,834 |
| Salaries and employee benefits | $542,000 | 7,757 |
| Premises and equipment expense | $106,000 | 7,731 |
| Additional noninterest expense | $273,000 | 7,731 |
| Pre-tax net operating income | $187,000 | 7,450 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $11,000 | 6,128 |
| Income before extraordinary items | $176,000 | 7,374 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $176,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,117 |
| Cash dividends | $60,000 | 5,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $176,000 | 7,367 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 7,892 |
| Total interest expense | $437,000 | 7,768 |
| Net interest income | $774,000 | 7,882 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $72,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $66,000 | 6,390 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $677,000 | 7,871 |
| Salaries and employee benefits | $375,000 | 7,866 |
| Premises and equipment expense | $91,000 | 7,591 |
| Additional noninterest expense | $211,000 | 7,693 |
| Pre-tax net operating income | $169,000 | 7,541 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $169,000 | 7,378 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $169,000 | 7,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,276 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $169,000 | 7,374 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $742,000 | 8,024 |
| Total interest expense | $277,000 | 7,805 |
| Net interest income | $465,000 | 8,058 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $53,000 | 7,801 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $453,000 | 7,898 |
| Salaries and employee benefits | $246,000 | 7,923 |
| Premises and equipment expense | $63,000 | 7,564 |
| Additional noninterest expense | $144,000 | 7,681 |
| Pre-tax net operating income | $65,000 | 7,879 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $65,000 | 7,799 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $65,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,881 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $65,000 | 7,801 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,053 |
| Total interest expense | $131,000 | 7,836 |
| Net interest income | $233,000 | 8,080 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $33,000 | 7,559 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $223,000 | 7,926 |
| Salaries and employee benefits | $118,000 | 8,005 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $73,000 | 7,672 |
| Pre-tax net operating income | $43,000 | 7,783 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $43,000 | 7,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,195 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $43,000 | 7,648 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 8,006 |
| Total interest expense | $409,000 | 7,862 |
| Net interest income | $979,000 | 7,968 |
| Provision for loan and lease losses | $256,000 | 3,108 |
| Total noninterest income | $176,000 | 7,254 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $171,000 | 5,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,545 |
| Total noninterest expense | $779,000 | 8,103 |
| Salaries and employee benefits | $425,000 | 8,127 |
| Premises and equipment expense | $103,000 | 7,828 |
| Additional noninterest expense | $251,000 | 7,915 |
| Pre-tax net operating income | $120,000 | 7,935 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $24,000 | 6,255 |
| Income before extraordinary items | $96,000 | 7,994 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $96,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,750 |
| Cash dividends | $120,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $96,000 | 7,963 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 8,032 |
| Total interest expense | $294,000 | 7,902 |
| Net interest income | $743,000 | 7,999 |
| Provision for loan and lease losses | $256,000 | 2,503 |
| Total noninterest income | $140,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 5,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,618 |
| Total noninterest expense | $610,000 | 8,053 |
| Salaries and employee benefits | $329,000 | 8,065 |
| Premises and equipment expense | $89,000 | 7,657 |
| Additional noninterest expense | $192,000 | 7,891 |
| Pre-tax net operating income | $17,000 | 8,279 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $16,000 | 6,381 |
| Income before extraordinary items | $1,000 | 8,337 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,206 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,000 | 8,307 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $691,000 | 8,039 |
| Total interest expense | $184,000 | 7,928 |
| Net interest income | $507,000 | 7,971 |
| Provision for loan and lease losses | $246,000 | 1,811 |
| Total noninterest income | $96,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $94,000 | 5,172 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $466,000 | 7,861 |
| Salaries and employee benefits | $252,000 | 7,881 |
| Premises and equipment expense | $57,000 | 7,706 |
| Additional noninterest expense | $157,000 | 7,535 |
| Pre-tax net operating income | $-109,000 | 8,497 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $26,000 | 5,957 |
| Income before extraordinary items | $-135,000 | 8,537 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-135,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 854 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-135,000 | 8,513 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 8,087 |
| Total interest expense | $83,000 | 8,071 |
| Net interest income | $262,000 | 8,006 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $234,000 | 7,919 |
| Salaries and employee benefits | $136,000 | 7,817 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $68,000 | 7,847 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $49,000 | 7,780 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $49,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $49,000 | 7,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 8,069 |
| Total interest expense | $301,000 | 8,101 |
| Net interest income | $1,032,000 | 7,969 |
| Provision for loan and lease losses | $31,000 | 6,405 |
| Total noninterest income | $267,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $224,000 | 4,977 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,588 |
| Total noninterest expense | $1,049,000 | 7,718 |
| Salaries and employee benefits | $599,000 | 7,665 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $347,000 | 7,425 |
| Pre-tax net operating income | $219,000 | 7,715 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $25,000 | 6,445 |
| Income before extraordinary items | $194,000 | 7,680 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $194,000 | 7,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $194,000 | 7,642 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $992,000 | 8,112 |
| Total interest expense | $226,000 | 8,120 |
| Net interest income | $766,000 | 8,020 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $181,000 | 6,873 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $174,000 | 4,932 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $734,000 | 7,832 |
| Salaries and employee benefits | $411,000 | 7,799 |
| Premises and equipment expense | $90,000 | 7,711 |
| Additional noninterest expense | $233,000 | 7,640 |
| Pre-tax net operating income | $203,000 | 7,684 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $167,000 | 7,678 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $167,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $167,000 | 7,628 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 8,168 |
| Total interest expense | $154,000 | 8,162 |
| Net interest income | $509,000 | 8,068 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $118,000 | 6,927 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $113,000 | 4,994 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $485,000 | 7,897 |
| Salaries and employee benefits | $275,000 | 7,862 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $151,000 | 7,715 |
| Pre-tax net operating income | $139,000 | 7,638 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $112,000 | 7,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $112,000 | 7,590 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 8,232 |
| Total interest expense | $78,000 | 8,217 |
| Net interest income | $250,000 | 8,130 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $242,000 | 7,937 |
| Salaries and employee benefits | $134,000 | 7,931 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $61,000 | 8,124 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $17,000 | 5,912 |
| Income before extraordinary items | $42,000 | 7,936 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $42,000 | 7,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 8,140 |
| Total interest expense | $380,000 | 8,176 |
| Net interest income | $1,056,000 | 8,025 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $239,000 | 7,027 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $230,000 | 4,948 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,000 | 8,800 |
| Total noninterest expense | $1,092,000 | 7,684 |
| Salaries and employee benefits | $619,000 | 7,617 |
| Premises and equipment expense | $110,000 | 7,945 |
| Additional noninterest expense | $363,000 | 7,363 |
| Pre-tax net operating income | $191,000 | 7,848 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $42,000 | 6,399 |
| Income before extraordinary items | $162,000 | 7,951 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $162,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $120,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $151,730 | 7,882 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 8,217 |
| Total interest expense | $296,000 | 8,260 |
| Net interest income | $787,000 | 8,105 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $177,000 | 7,104 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $169,000 | 5,025 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $780,000 | 7,788 |
| Salaries and employee benefits | $433,000 | 7,755 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $267,000 | 7,425 |
| Pre-tax net operating income | $175,000 | 7,848 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $141,000 | 7,962 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $141,000 | 7,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $131,250 | 7,898 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 8,262 |
| Total interest expense | $204,000 | 8,305 |
| Net interest income | $520,000 | 8,156 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $130,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $124,000 | 4,770 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $525,000 | 7,793 |
| Salaries and employee benefits | $291,000 | 7,764 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $186,000 | 7,322 |
| Pre-tax net operating income | $120,000 | 7,845 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $106,000 | 7,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $106,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $95,600 | 7,840 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 8,352 |
| Total interest expense | $104,000 | 8,377 |
| Net interest income | $254,000 | 8,223 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $254,000 | 7,891 |
| Salaries and employee benefits | $147,000 | 7,762 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $53,000 | 7,954 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $41,000 | 8,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $41,000 | 7,929 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 8,180 |
| Total interest expense | $588,000 | 8,134 |
| Net interest income | $1,101,000 | 8,115 |
| Provision for loan and lease losses | $8,000 | 7,885 |
| Total noninterest income | $217,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $208,000 | 5,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $1,036,000 | 7,861 |
| Salaries and employee benefits | $601,000 | 7,705 |
| Premises and equipment expense | $104,000 | 8,116 |
| Additional noninterest expense | $331,000 | 7,577 |
| Pre-tax net operating income | $274,000 | 7,656 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $62,000 | 6,379 |
| Income before extraordinary items | $212,000 | 7,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $212,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $120,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $212,000 | 7,684 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 8,088 |
| Total interest expense | $1,028,000 | 7,969 |
| Net interest income | $1,100,000 | 8,086 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $109,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $101,000 | 6,558 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $963,000 | 8,059 |
| Salaries and employee benefits | $556,000 | 7,884 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $297,000 | 7,880 |
| Pre-tax net operating income | $234,000 | 7,713 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $53,000 | 6,661 |
| Income before extraordinary items | $181,000 | 7,856 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $181,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $181,000 | 7,742 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 8,041 |
| Total interest expense | $1,197,000 | 7,808 |
| Net interest income | $1,178,000 | 8,120 |
| Provision for loan and lease losses | $27,000 | 7,347 |
| Total noninterest income | $96,000 | 8,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $993,000 | 8,044 |
| Salaries and employee benefits | $573,000 | 7,847 |
| Premises and equipment expense | $127,000 | 7,974 |
| Additional noninterest expense | $293,000 | 8,001 |
| Pre-tax net operating income | $254,000 | 8,102 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $91,000 | 6,628 |
| Income before extraordinary items | $163,000 | 8,329 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $163,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $163,000 | 8,332 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 8,346 |
| Total interest expense | $963,000 | 8,270 |
| Net interest income | $1,176,000 | 8,244 |
| Provision for loan and lease losses | $28,000 | 7,340 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $918,000 | 8,368 |
| Salaries and employee benefits | $511,000 | 8,284 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $260,000 | 8,465 |
| Pre-tax net operating income | $315,000 | 8,010 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $100,000 | 6,919 |
| Income before extraordinary items | $215,000 | 8,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $215,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $215,000 | 8,157 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 8,427 |
| Total interest expense | $1,005,000 | 8,408 |
| Net interest income | $1,203,000 | 8,326 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $70,000 | 9,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $884,000 | 8,486 |
| Salaries and employee benefits | $470,000 | 8,539 |
| Premises and equipment expense | $171,000 | 7,213 |
| Additional noninterest expense | $243,000 | 8,671 |
| Pre-tax net operating income | $364,000 | 8,065 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $123,000 | 7,208 |
| Income before extraordinary items | $241,000 | 8,305 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $241,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $241,000 | 8,230 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 8,825 |
| Total interest expense | $978,000 | 8,747 |
| Net interest income | $1,191,000 | 8,696 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $74,000 | 9,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $832,000 | 8,922 |
| Salaries and employee benefits | $451,000 | 8,939 |
| Premises and equipment expense | $112,000 | 8,682 |
| Additional noninterest expense | $269,000 | 8,638 |
| Pre-tax net operating income | $381,000 | 8,546 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $115,000 | 8,169 |
| Income before extraordinary items | $266,000 | 8,624 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $266,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,973 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $266,000 | 8,588 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 9,418 |
| Total interest expense | $906,000 | 9,313 |
| Net interest income | $1,059,000 | 9,392 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $786,000 | 9,482 |
| Salaries and employee benefits | $419,000 | 9,480 |
| Premises and equipment expense | $118,000 | 8,844 |
| Additional noninterest expense | $249,000 | 9,405 |
| Pre-tax net operating income | $319,000 | 8,996 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $66,000 | 9,389 |
| Income before extraordinary items | $253,000 | 8,806 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $253,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $253,000 | 8,744 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 9,725 |
| Total interest expense | $909,000 | 9,589 |
| Net interest income | $1,088,000 | 9,658 |
| Provision for loan and lease losses | $78,000 | 5,177 |
| Total noninterest income | $86,000 | 10,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $753,000 | 9,981 |
| Salaries and employee benefits | $430,000 | 9,691 |
| Premises and equipment expense | $142,000 | 8,472 |
| Additional noninterest expense | $181,000 | 10,668 |
| Pre-tax net operating income | $343,000 | 9,437 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $90,000 | 9,389 |
| Income before extraordinary items | $253,000 | 9,382 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $253,000 | 9,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $253,000 | 9,359 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 10,121 |
| Total interest expense | $738,000 | 9,888 |
| Net interest income | $1,085,000 | 10,122 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $128,000 | 10,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $833,000 | 10,078 |
| Salaries and employee benefits | $429,000 | 10,009 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $260,000 | 10,401 |
| Pre-tax net operating income | $344,000 | 9,775 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $232,000 | 9,896 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $232,000 | 9,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $255,680 | 9,699 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 10,684 |
| Total interest expense | $708,000 | 10,536 |
| Net interest income | $1,050,000 | 10,596 |
| Provision for loan and lease losses | $88,000 | 6,122 |
| Total noninterest income | $117,000 | 10,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $811,000 | 10,613 |
| Salaries and employee benefits | $427,000 | 10,359 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $232,000 | 11,292 |
| Pre-tax net operating income | $268,000 | 10,483 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $44,000 | 11,072 |
| Income before extraordinary items | $224,000 | 10,357 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $224,000 | 10,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $224,000 | 10,115 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 11,184 |
| Total interest expense | $885,000 | 10,931 |
| Net interest income | $971,000 | 11,207 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $117,000 | 11,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $756,000 | 11,225 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $133,000 | 9,598 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $224,000 | 10,846 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $179,000 | 10,881 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $179,000 | 10,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 4,664 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,141 |
| Net operating income | $179,000 | 10,548 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.