Home > Carolina Bank & Trust Co. > Income and Expense
Carolina Bank & Trust Co., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $34,182,000 | 1,259 |
| Total interest expense | $6,701,000 | 1,696 |
| Net interest income | $27,481,000 | 1,122 |
| Provision for loan and lease losses | $1,550,000 | 629 |
| Total noninterest income | $3,906,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,379,000 | 779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,527,000 | 1,410 |
| Total noninterest expense | $15,282,000 | 1,503 |
| Salaries and employee benefits | $8,398,000 | 1,532 |
| Premises and equipment expense | $3,019,000 | 860 |
| Additional noninterest expense | $2,527,000 | 1,410 |
| Pre-tax net operating income | $14,555,000 | 878 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $3,357,000 | 699 |
| Income before extraordinary items | $11,198,000 | 919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,198,000 | 933 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $11,198,000 | 922 |
| Net charge-offs | $1,425,000 | 440 |
| Cash dividends | $4,053,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $11,198,000 | 933 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,228,000 | 1,258 |
| Total interest expense | $4,646,000 | 1,660 |
| Net interest income | $20,582,000 | 1,129 |
| Provision for loan and lease losses | $1,200,000 | 588 |
| Total noninterest income | $3,051,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,036,000 | 775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,015,000 | 1,351 |
| Total noninterest expense | $11,171,000 | 1,522 |
| Salaries and employee benefits | $6,027,000 | 1,600 |
| Premises and equipment expense | $2,246,000 | 872 |
| Additional noninterest expense | $2,015,000 | 1,351 |
| Pre-tax net operating income | $11,262,000 | 884 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,829,000 | 669 |
| Income before extraordinary items | $8,433,000 | 961 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,433,000 | 965 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,433,000 | 961 |
| Net charge-offs | $1,274,000 | 365 |
| Cash dividends | $2,598,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,433,000 | 971 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,749,000 | 1,229 |
| Total interest expense | $2,941,000 | 1,583 |
| Net interest income | $13,808,000 | 1,134 |
| Provision for loan and lease losses | $700,000 | 632 |
| Total noninterest income | $1,659,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $663,000 | 794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $996,000 | 1,540 |
| Total noninterest expense | $7,256,000 | 1,538 |
| Salaries and employee benefits | $3,918,000 | 1,624 |
| Premises and equipment expense | $1,471,000 | 876 |
| Additional noninterest expense | $996,000 | 1,538 |
| Pre-tax net operating income | $7,511,000 | 898 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,925,000 | 675 |
| Income before extraordinary items | $5,586,000 | 974 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,586,000 | 987 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,586,000 | 974 |
| Net charge-offs | $1,181,000 | 286 |
| Cash dividends | $554,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,586,000 | 983 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 1,206 |
| Total interest expense | $1,292,000 | 1,567 |
| Net interest income | $7,159,000 | 1,097 |
| Provision for loan and lease losses | $400,000 | 573 |
| Total noninterest income | $743,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $336,000 | 791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 1,711 |
| Total noninterest expense | $3,588,000 | 1,575 |
| Salaries and employee benefits | $1,915,000 | 1,678 |
| Premises and equipment expense | $702,000 | 944 |
| Additional noninterest expense | $407,000 | 1,711 |
| Pre-tax net operating income | $3,914,000 | 894 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $974,000 | 692 |
| Income before extraordinary items | $2,940,000 | 958 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,940,000 | 957 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,940,000 | 957 |
| Net charge-offs | $204,000 | 431 |
| Cash dividends | $554,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,940,000 | 974 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $26,067,000 | 1,276 |
| Total interest expense | $1,862,000 | 1,673 |
| Net interest income | $24,205,000 | 1,233 |
| Provision for loan and lease losses | $900,000 | 875 |
| Total noninterest income | $3,842,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,346,000 | 807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,496,000 | 1,418 |
| Total noninterest expense | $14,261,000 | 1,549 |
| Salaries and employee benefits | $8,162,000 | 1,537 |
| Premises and equipment expense | $2,896,000 | 889 |
| Additional noninterest expense | $2,496,000 | 1,418 |
| Pre-tax net operating income | $12,886,000 | 1,064 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,942,000 | 840 |
| Income before extraordinary items | $9,944,000 | 1,109 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,944,000 | 1,108 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,944,000 | 1,109 |
| Net charge-offs | $138,000 | 1,087 |
| Cash dividends | $556,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,944,000 | 1,134 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $18,177,000 | 1,298 |
| Total interest expense | $943,000 | 1,844 |
| Net interest income | $17,234,000 | 1,260 |
| Provision for loan and lease losses | $600,000 | 860 |
| Total noninterest income | $2,590,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,010,000 | 814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,580,000 | 1,591 |
| Total noninterest expense | $10,478,000 | 1,576 |
| Salaries and employee benefits | $5,943,000 | 1,591 |
| Premises and equipment expense | $2,156,000 | 892 |
| Additional noninterest expense | $1,580,000 | 1,591 |
| Pre-tax net operating income | $8,746,000 | 1,124 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,097,000 | 868 |
| Income before extraordinary items | $6,649,000 | 1,187 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,649,000 | 1,186 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,649,000 | 1,187 |
| Net charge-offs | $104,000 | 919 |
| Cash dividends | $556,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,649,000 | 1,213 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,336,000 | 1,329 |
| Total interest expense | $511,000 | 1,928 |
| Net interest income | $10,825,000 | 1,300 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $1,711,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $654,000 | 826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,057,000 | 1,622 |
| Total noninterest expense | $6,846,000 | 1,583 |
| Salaries and employee benefits | $3,917,000 | 1,595 |
| Premises and equipment expense | $1,395,000 | 907 |
| Additional noninterest expense | $1,534,000 | 1,969 |
| Pre-tax net operating income | $5,390,000 | 1,145 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,309,000 | 859 |
| Income before extraordinary items | $4,081,000 | 1,220 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,081,000 | 1,219 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,081,000 | 1,220 |
| Net charge-offs | $54,000 | 930 |
| Cash dividends | $546,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,081,000 | 1,246 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 1,337 |
| Total interest expense | $258,000 | 1,878 |
| Net interest income | $5,200,000 | 1,302 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $842,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $328,000 | 818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 1,645 |
| Total noninterest expense | $3,364,000 | 1,596 |
| Salaries and employee benefits | $1,938,000 | 1,608 |
| Premises and equipment expense | $678,000 | 933 |
| Additional noninterest expense | $748,000 | 1,989 |
| Pre-tax net operating income | $2,528,000 | 1,144 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $615,000 | 865 |
| Income before extraordinary items | $1,913,000 | 1,233 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,913,000 | 1,233 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,913,000 | 1,233 |
| Net charge-offs | $39,000 | 755 |
| Cash dividends | $546,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,913,000 | 1,249 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $21,506,000 | 1,386 |
| Total interest expense | $955,000 | 2,280 |
| Net interest income | $20,551,000 | 1,330 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $3,304,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,169,000 | 861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,135,000 | 1,845 |
| Total noninterest expense | $13,627,000 | 1,572 |
| Salaries and employee benefits | $7,998,000 | 1,562 |
| Premises and equipment expense | $2,817,000 | 911 |
| Additional noninterest expense | $2,812,000 | 2,075 |
| Pre-tax net operating income | $9,728,000 | 1,302 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,232,000 | 1,032 |
| Income before extraordinary items | $7,496,000 | 1,417 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,496,000 | 1,417 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,496,000 | 1,417 |
| Net charge-offs | $16,000 | 2,140 |
| Cash dividends | $578,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,496,000 | 1,393 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $16,076,000 | 1,422 |
| Total interest expense | $717,000 | 2,375 |
| Net interest income | $15,359,000 | 1,358 |
| Provision for loan and lease losses | $450,000 | 883 |
| Total noninterest income | $2,424,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $842,000 | 883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,582,000 | 1,903 |
| Total noninterest expense | $9,804,000 | 1,625 |
| Salaries and employee benefits | $5,757,000 | 1,614 |
| Premises and equipment expense | $2,036,000 | 948 |
| Additional noninterest expense | $2,011,000 | 2,154 |
| Pre-tax net operating income | $7,529,000 | 1,320 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,888,000 | 1,001 |
| Income before extraordinary items | $5,641,000 | 1,481 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,641,000 | 1,481 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,641,000 | 1,481 |
| Net charge-offs | $55,000 | 1,315 |
| Cash dividends | $562,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,641,000 | 1,448 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,550,000 | 1,438 |
| Total interest expense | $484,000 | 2,427 |
| Net interest income | $10,066,000 | 1,376 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $1,577,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $534,000 | 892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,043,000 | 1,861 |
| Total noninterest expense | $6,387,000 | 1,646 |
| Salaries and employee benefits | $3,747,000 | 1,638 |
| Premises and equipment expense | $1,339,000 | 956 |
| Additional noninterest expense | $1,301,000 | 2,178 |
| Pre-tax net operating income | $4,956,000 | 1,327 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,160,000 | 1,034 |
| Income before extraordinary items | $3,796,000 | 1,458 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,796,000 | 1,459 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,796,000 | 1,458 |
| Net charge-offs | $36,000 | 1,270 |
| Cash dividends | $562,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,796,000 | 1,421 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 1,435 |
| Total interest expense | $250,000 | 2,445 |
| Net interest income | $5,016,000 | 1,366 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $793,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $274,000 | 850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 1,887 |
| Total noninterest expense | $3,196,000 | 1,643 |
| Salaries and employee benefits | $1,855,000 | 1,651 |
| Premises and equipment expense | $682,000 | 948 |
| Additional noninterest expense | $659,000 | 2,117 |
| Pre-tax net operating income | $2,463,000 | 1,317 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $580,000 | 1,036 |
| Income before extraordinary items | $1,883,000 | 1,451 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,883,000 | 1,451 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,883,000 | 1,451 |
| Net charge-offs | $23,000 | 1,099 |
| Cash dividends | $562,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,883,000 | 1,418 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,290,000 | 1,480 |
| Total interest expense | $1,433,000 | 2,452 |
| Net interest income | $18,857,000 | 1,356 |
| Provision for loan and lease losses | $900,000 | 1,710 |
| Total noninterest income | $3,154,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,132,000 | 850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,022,000 | 1,775 |
| Total noninterest expense | $13,088,000 | 1,586 |
| Salaries and employee benefits | $7,754,000 | 1,552 |
| Premises and equipment expense | $2,651,000 | 942 |
| Additional noninterest expense | $2,683,000 | 2,106 |
| Pre-tax net operating income | $8,023,000 | 1,252 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,738,000 | 1,018 |
| Income before extraordinary items | $6,285,000 | 1,372 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,285,000 | 1,373 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,285,000 | 1,373 |
| Net charge-offs | $-165,000 | 4,822 |
| Cash dividends | $554,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,285,000 | 1,334 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,031,000 | 1,499 |
| Total interest expense | $1,162,000 | 2,435 |
| Net interest income | $13,869,000 | 1,374 |
| Provision for loan and lease losses | $700,000 | 1,666 |
| Total noninterest income | $2,426,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $814,000 | 878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,612,000 | 1,675 |
| Total noninterest expense | $9,599,000 | 1,592 |
| Salaries and employee benefits | $5,630,000 | 1,580 |
| Premises and equipment expense | $1,988,000 | 935 |
| Additional noninterest expense | $1,981,000 | 2,090 |
| Pre-tax net operating income | $5,996,000 | 1,209 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,589,000 | 860 |
| Income before extraordinary items | $4,407,000 | 1,396 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,407,000 | 1,397 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,407,000 | 1,397 |
| Net charge-offs | $-176,000 | 4,900 |
| Cash dividends | $554,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,407,000 | 1,352 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,753,000 | 1,549 |
| Total interest expense | $845,000 | 2,407 |
| Net interest income | $8,908,000 | 1,411 |
| Provision for loan and lease losses | $500,000 | 1,591 |
| Total noninterest income | $1,577,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $559,000 | 863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,018,000 | 1,653 |
| Total noninterest expense | $6,361,000 | 1,589 |
| Salaries and employee benefits | $3,690,000 | 1,593 |
| Premises and equipment expense | $1,336,000 | 928 |
| Additional noninterest expense | $1,335,000 | 2,065 |
| Pre-tax net operating income | $3,624,000 | 1,252 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $867,000 | 933 |
| Income before extraordinary items | $2,757,000 | 1,409 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,757,000 | 1,409 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,757,000 | 1,409 |
| Net charge-offs | $68,000 | 1,548 |
| Cash dividends | $554,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,757,000 | 1,368 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 1,501 |
| Total interest expense | $494,000 | 2,300 |
| Net interest income | $4,571,000 | 1,352 |
| Provision for loan and lease losses | $200,000 | 1,434 |
| Total noninterest income | $779,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $334,000 | 855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 1,626 |
| Total noninterest expense | $3,157,000 | 1,621 |
| Salaries and employee benefits | $1,837,000 | 1,608 |
| Premises and equipment expense | $643,000 | 973 |
| Additional noninterest expense | $677,000 | 2,065 |
| Pre-tax net operating income | $1,993,000 | 1,044 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $469,000 | 776 |
| Income before extraordinary items | $1,524,000 | 1,173 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,524,000 | 1,172 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,524,000 | 1,173 |
| Net charge-offs | $53,000 | 1,179 |
| Cash dividends | $548,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,524,000 | 1,153 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,982,000 | 1,525 |
| Total interest expense | $2,294,000 | 2,154 |
| Net interest income | $17,688,000 | 1,379 |
| Provision for loan and lease losses | $775,000 | 1,106 |
| Total noninterest income | $3,655,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,408,000 | 850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,247,000 | 1,439 |
| Total noninterest expense | $12,559,000 | 1,578 |
| Salaries and employee benefits | $7,582,000 | 1,522 |
| Premises and equipment expense | $2,280,000 | 1,057 |
| Additional noninterest expense | $2,697,000 | 2,091 |
| Pre-tax net operating income | $8,009,000 | 1,227 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $2,004,000 | 898 |
| Income before extraordinary items | $6,005,000 | 1,386 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,005,000 | 1,389 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,005,000 | 1,389 |
| Net charge-offs | $455,000 | 1,098 |
| Cash dividends | $479,000 | 3,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,005,000 | 1,353 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,029,000 | 1,534 |
| Total interest expense | $1,767,000 | 2,128 |
| Net interest income | $13,262,000 | 1,393 |
| Provision for loan and lease losses | $625,000 | 980 |
| Total noninterest income | $2,760,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,048,000 | 853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,712,000 | 1,415 |
| Total noninterest expense | $9,272,000 | 1,612 |
| Salaries and employee benefits | $5,542,000 | 1,558 |
| Premises and equipment expense | $1,708,000 | 1,061 |
| Additional noninterest expense | $2,022,000 | 2,102 |
| Pre-tax net operating income | $6,125,000 | 1,241 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,792,000 | 830 |
| Income before extraordinary items | $4,333,000 | 1,455 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,333,000 | 1,455 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,333,000 | 1,457 |
| Net charge-offs | $332,000 | 974 |
| Cash dividends | $479,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,333,000 | 1,424 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,994,000 | 1,535 |
| Total interest expense | $1,142,000 | 2,149 |
| Net interest income | $8,852,000 | 1,387 |
| Provision for loan and lease losses | $450,000 | 914 |
| Total noninterest income | $1,897,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $665,000 | 879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,232,000 | 1,313 |
| Total noninterest expense | $6,135,000 | 1,623 |
| Salaries and employee benefits | $3,711,000 | 1,561 |
| Premises and equipment expense | $1,095,000 | 1,098 |
| Additional noninterest expense | $1,329,000 | 2,130 |
| Pre-tax net operating income | $4,164,000 | 1,193 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $888,000 | 980 |
| Income before extraordinary items | $3,276,000 | 1,298 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,276,000 | 1,298 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,276,000 | 1,298 |
| Net charge-offs | $225,000 | 922 |
| Cash dividends | $479,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,276,000 | 1,280 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 1,585 |
| Total interest expense | $537,000 | 2,208 |
| Net interest income | $4,246,000 | 1,436 |
| Provision for loan and lease losses | $225,000 | 848 |
| Total noninterest income | $708,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $326,000 | 890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 1,710 |
| Total noninterest expense | $3,064,000 | 1,620 |
| Salaries and employee benefits | $1,854,000 | 1,576 |
| Premises and equipment expense | $551,000 | 1,093 |
| Additional noninterest expense | $659,000 | 2,130 |
| Pre-tax net operating income | $1,665,000 | 1,396 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $413,000 | 1,023 |
| Income before extraordinary items | $1,252,000 | 1,566 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,252,000 | 1,565 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,252,000 | 1,565 |
| Net charge-offs | $118,000 | 816 |
| Cash dividends | $479,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,252,000 | 1,544 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,534,000 | 1,545 |
| Total interest expense | $1,476,000 | 2,365 |
| Net interest income | $17,058,000 | 1,419 |
| Provision for loan and lease losses | $1,075,000 | 836 |
| Total noninterest income | $4,199,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,460,000 | 839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,739,000 | 1,214 |
| Total noninterest expense | $13,185,000 | 1,494 |
| Salaries and employee benefits | $7,422,000 | 1,512 |
| Premises and equipment expense | $3,320,000 | 758 |
| Additional noninterest expense | $2,443,000 | 2,259 |
| Pre-tax net operating income | $6,997,000 | 1,350 |
| Securities gains (losses) | $13,000 | 661 |
| Applicable income taxes | $1,294,000 | 1,169 |
| Income before extraordinary items | $5,716,000 | 1,413 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,716,000 | 1,412 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,716,000 | 1,412 |
| Net charge-offs | $872,000 | 668 |
| Cash dividends | $498,000 | 2,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,705,340 | 1,405 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,766,000 | 1,544 |
| Total interest expense | $986,000 | 2,462 |
| Net interest income | $12,780,000 | 1,414 |
| Provision for loan and lease losses | $775,000 | 796 |
| Total noninterest income | $3,550,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,097,000 | 833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,453,000 | 1,080 |
| Total noninterest expense | $8,627,000 | 1,677 |
| Salaries and employee benefits | $5,231,000 | 1,608 |
| Premises and equipment expense | $1,572,000 | 1,128 |
| Additional noninterest expense | $1,824,000 | 2,267 |
| Pre-tax net operating income | $6,928,000 | 1,109 |
| Securities gains (losses) | $13,000 | 656 |
| Applicable income taxes | $1,607,000 | 851 |
| Income before extraordinary items | $5,334,000 | 1,197 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,334,000 | 1,196 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,334,000 | 1,196 |
| Net charge-offs | $634,000 | 618 |
| Cash dividends | $498,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,323,730 | 1,193 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,100,000 | 1,539 |
| Total interest expense | $545,000 | 2,665 |
| Net interest income | $8,555,000 | 1,414 |
| Provision for loan and lease losses | $475,000 | 855 |
| Total noninterest income | $2,736,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $712,000 | 846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,024,000 | 932 |
| Total noninterest expense | $5,719,000 | 1,700 |
| Salaries and employee benefits | $3,448,000 | 1,641 |
| Premises and equipment expense | $1,049,000 | 1,123 |
| Additional noninterest expense | $1,222,000 | 2,259 |
| Pre-tax net operating income | $5,097,000 | 1,010 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,104,000 | 822 |
| Income before extraordinary items | $3,993,000 | 1,077 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,993,000 | 1,076 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,993,000 | 1,076 |
| Net charge-offs | $369,000 | 640 |
| Cash dividends | $498,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,993,000 | 1,073 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 1,553 |
| Total interest expense | $244,000 | 2,787 |
| Net interest income | $4,210,000 | 1,435 |
| Provision for loan and lease losses | $175,000 | 1,039 |
| Total noninterest income | $681,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $360,000 | 843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 1,943 |
| Total noninterest expense | $2,750,000 | 1,774 |
| Salaries and employee benefits | $1,664,000 | 1,704 |
| Premises and equipment expense | $516,000 | 1,161 |
| Additional noninterest expense | $570,000 | 2,384 |
| Pre-tax net operating income | $1,966,000 | 1,206 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $508,000 | 855 |
| Income before extraordinary items | $1,458,000 | 1,356 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,458,000 | 1,356 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,458,000 | 1,356 |
| Net charge-offs | $107,000 | 819 |
| Cash dividends | $498,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,458,000 | 1,350 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,169,000 | 1,562 |
| Total interest expense | $897,000 | 2,745 |
| Net interest income | $16,272,000 | 1,437 |
| Provision for loan and lease losses | $400,000 | 1,645 |
| Total noninterest income | $3,507,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,431,000 | 853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,076,000 | 1,498 |
| Total noninterest expense | $12,481,000 | 1,578 |
| Salaries and employee benefits | $7,664,000 | 1,461 |
| Premises and equipment expense | $2,083,000 | 1,128 |
| Additional noninterest expense | $2,734,000 | 2,100 |
| Pre-tax net operating income | $6,898,000 | 1,328 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,728,000 | 818 |
| Income before extraordinary items | $3,170,000 | 1,943 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,170,000 | 1,943 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,170,000 | 1,944 |
| Net charge-offs | $216,000 | 1,769 |
| Cash dividends | $421,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,170,000 | 1,926 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,383,000 | 1,613 |
| Total interest expense | $665,000 | 2,738 |
| Net interest income | $11,718,000 | 1,497 |
| Provision for loan and lease losses | $300,000 | 1,614 |
| Total noninterest income | $2,474,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,061,000 | 866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,413,000 | 1,611 |
| Total noninterest expense | $9,106,000 | 1,621 |
| Salaries and employee benefits | $5,468,000 | 1,524 |
| Premises and equipment expense | $1,532,000 | 1,159 |
| Additional noninterest expense | $2,106,000 | 2,029 |
| Pre-tax net operating income | $4,786,000 | 1,415 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,724,000 | 1,013 |
| Income before extraordinary items | $3,062,000 | 1,713 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,062,000 | 1,714 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,062,000 | 1,714 |
| Net charge-offs | $128,000 | 1,732 |
| Cash dividends | $411,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,062,000 | 1,692 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,160,000 | 1,613 |
| Total interest expense | $439,000 | 2,705 |
| Net interest income | $7,721,000 | 1,504 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $1,286,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $683,000 | 887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $603,000 | 2,102 |
| Total noninterest expense | $6,116,000 | 1,613 |
| Salaries and employee benefits | $3,597,000 | 1,552 |
| Premises and equipment expense | $1,038,000 | 1,139 |
| Additional noninterest expense | $1,481,000 | 1,959 |
| Pre-tax net operating income | $2,741,000 | 1,580 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,020,000 | 1,089 |
| Income before extraordinary items | $1,721,000 | 1,929 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,721,000 | 1,929 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,721,000 | 1,929 |
| Net charge-offs | $61,000 | 1,853 |
| Cash dividends | $411,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,721,000 | 1,902 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 1,648 |
| Total interest expense | $221,000 | 2,662 |
| Net interest income | $3,740,000 | 1,540 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $604,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $344,000 | 882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 2,270 |
| Total noninterest expense | $3,046,000 | 1,631 |
| Salaries and employee benefits | $1,785,000 | 1,573 |
| Premises and equipment expense | $535,000 | 1,115 |
| Additional noninterest expense | $726,000 | 1,984 |
| Pre-tax net operating income | $1,223,000 | 1,696 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $402,000 | 1,234 |
| Income before extraordinary items | $821,000 | 1,941 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $821,000 | 1,941 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $821,000 | 1,941 |
| Net charge-offs | $54,000 | 1,274 |
| Cash dividends | $411,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $821,000 | 1,915 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,547,000 | 1,532 |
| Total interest expense | $921,000 | 2,558 |
| Net interest income | $15,626,000 | 1,441 |
| Provision for loan and lease losses | $800,000 | 1,093 |
| Total noninterest income | $3,044,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,444,000 | 870 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,600,000 | 1,806 |
| Total noninterest expense | $12,826,000 | 1,526 |
| Salaries and employee benefits | $7,481,000 | 1,460 |
| Premises and equipment expense | $2,018,000 | 1,168 |
| Additional noninterest expense | $3,327,000 | 1,803 |
| Pre-tax net operating income | $5,044,000 | 1,619 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,028,000 | 1,038 |
| Income before extraordinary items | $3,016,000 | 2,103 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,016,000 | 2,101 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,016,000 | 2,102 |
| Net charge-offs | $559,000 | 1,005 |
| Cash dividends | $445,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,016,000 | 2,041 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,431,000 | 1,529 |
| Total interest expense | $690,000 | 2,558 |
| Net interest income | $11,741,000 | 1,442 |
| Provision for loan and lease losses | $850,000 | 785 |
| Total noninterest income | $2,286,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,079,000 | 873 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,207,000 | 1,809 |
| Total noninterest expense | $9,456,000 | 1,543 |
| Salaries and employee benefits | $5,461,000 | 1,492 |
| Premises and equipment expense | $1,571,000 | 1,132 |
| Additional noninterest expense | $2,424,000 | 1,846 |
| Pre-tax net operating income | $3,721,000 | 1,645 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,424,000 | 1,120 |
| Income before extraordinary items | $2,297,000 | 2,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,297,000 | 2,107 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,297,000 | 2,108 |
| Net charge-offs | $546,000 | 741 |
| Cash dividends | $445,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,297,000 | 2,035 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 1,543 |
| Total interest expense | $457,000 | 2,580 |
| Net interest income | $7,771,000 | 1,460 |
| Provision for loan and lease losses | $700,000 | 651 |
| Total noninterest income | $1,680,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $701,000 | 885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $979,000 | 1,576 |
| Total noninterest expense | $6,212,000 | 1,566 |
| Salaries and employee benefits | $3,642,000 | 1,498 |
| Premises and equipment expense | $1,001,000 | 1,180 |
| Additional noninterest expense | $1,569,000 | 1,899 |
| Pre-tax net operating income | $2,539,000 | 1,615 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $834,000 | 1,216 |
| Income before extraordinary items | $1,705,000 | 1,893 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,705,000 | 1,892 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,705,000 | 1,892 |
| Net charge-offs | $465,000 | 632 |
| Cash dividends | $413,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,705,000 | 1,841 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 1,547 |
| Total interest expense | $227,000 | 2,600 |
| Net interest income | $3,879,000 | 1,454 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $693,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $350,000 | 874 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $343,000 | 1,930 |
| Total noninterest expense | $3,145,000 | 1,549 |
| Salaries and employee benefits | $1,818,000 | 1,505 |
| Premises and equipment expense | $498,000 | 1,196 |
| Additional noninterest expense | $829,000 | 1,785 |
| Pre-tax net operating income | $1,127,000 | 1,764 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $328,000 | 1,397 |
| Income before extraordinary items | $799,000 | 1,989 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $799,000 | 1,989 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $799,000 | 1,989 |
| Net charge-offs | $240,000 | 576 |
| Cash dividends | $413,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $799,000 | 1,942 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,753,000 | 1,562 |
| Total interest expense | $916,000 | 2,582 |
| Net interest income | $14,837,000 | 1,493 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $1,934,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,536,000 | 839 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $398,000 | 3,594 |
| Total noninterest expense | $12,760,000 | 1,515 |
| Salaries and employee benefits | $7,234,000 | 1,474 |
| Premises and equipment expense | $2,199,000 | 1,080 |
| Additional noninterest expense | $3,327,000 | 1,814 |
| Pre-tax net operating income | $3,711,000 | 1,984 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $688,000 | 1,936 |
| Income before extraordinary items | $3,023,000 | 2,047 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,023,000 | 2,048 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,023,000 | 2,049 |
| Net charge-offs | $37,000 | 3,454 |
| Cash dividends | $370,000 | 3,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,023,000 | 2,004 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,711,000 | 1,594 |
| Total interest expense | $689,000 | 2,599 |
| Net interest income | $11,022,000 | 1,519 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $1,681,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,161,000 | 835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $520,000 | 2,868 |
| Total noninterest expense | $9,232,000 | 1,579 |
| Salaries and employee benefits | $5,378,000 | 1,490 |
| Premises and equipment expense | $1,718,000 | 1,059 |
| Additional noninterest expense | $2,136,000 | 2,085 |
| Pre-tax net operating income | $3,246,000 | 1,792 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,271,000 | 1,170 |
| Income before extraordinary items | $1,975,000 | 2,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,975,000 | 2,287 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,975,000 | 2,287 |
| Net charge-offs | $28,000 | 3,161 |
| Cash dividends | $345,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,975,000 | 2,250 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,648,000 | 1,636 |
| Total interest expense | $460,000 | 2,614 |
| Net interest income | $7,188,000 | 1,550 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $958,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $770,000 | 827 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 3,726 |
| Total noninterest expense | $5,971,000 | 1,623 |
| Salaries and employee benefits | $3,583,000 | 1,495 |
| Premises and equipment expense | $1,138,000 | 1,067 |
| Additional noninterest expense | $1,250,000 | 2,351 |
| Pre-tax net operating income | $2,025,000 | 1,884 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $753,000 | 1,281 |
| Income before extraordinary items | $1,272,000 | 2,328 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,272,000 | 2,330 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,272,000 | 2,330 |
| Net charge-offs | $24,000 | 2,829 |
| Cash dividends | $345,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,272,000 | 2,283 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 1,657 |
| Total interest expense | $232,000 | 2,622 |
| Net interest income | $3,544,000 | 1,561 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $554,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $385,000 | 808 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 2,858 |
| Total noninterest expense | $3,007,000 | 1,623 |
| Salaries and employee benefits | $1,771,000 | 1,521 |
| Premises and equipment expense | $555,000 | 1,096 |
| Additional noninterest expense | $681,000 | 2,150 |
| Pre-tax net operating income | $1,016,000 | 1,828 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $331,000 | 1,348 |
| Income before extraordinary items | $685,000 | 2,187 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $685,000 | 2,188 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $685,000 | 2,188 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $345,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $685,000 | 2,118 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,254,000 | 1,633 |
| Total interest expense | $941,000 | 2,685 |
| Net interest income | $14,313,000 | 1,545 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $1,492,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,587,000 | 841 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-95,000 | 6,393 |
| Total noninterest expense | $12,684,000 | 1,501 |
| Salaries and employee benefits | $7,174,000 | 1,453 |
| Premises and equipment expense | $2,374,000 | 1,012 |
| Additional noninterest expense | $3,136,000 | 1,958 |
| Pre-tax net operating income | $2,921,000 | 2,316 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $456,000 | 2,293 |
| Income before extraordinary items | $2,465,000 | 2,330 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,465,000 | 2,330 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,465,000 | 2,330 |
| Net charge-offs | $65,000 | 3,556 |
| Cash dividends | $345,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,465,000 | 2,285 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,439,000 | 1,640 |
| Total interest expense | $709,000 | 2,724 |
| Net interest income | $10,730,000 | 1,552 |
| Provision for loan and lease losses | $150,000 | 2,373 |
| Total noninterest income | $1,629,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,174,000 | 857 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $455,000 | 3,039 |
| Total noninterest expense | $9,080,000 | 1,588 |
| Salaries and employee benefits | $5,148,000 | 1,514 |
| Premises and equipment expense | $1,731,000 | 1,046 |
| Additional noninterest expense | $2,201,000 | 2,071 |
| Pre-tax net operating income | $3,129,000 | 1,780 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,033,000 | 1,285 |
| Income before extraordinary items | $2,096,000 | 2,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,096,000 | 2,146 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,096,000 | 2,146 |
| Net charge-offs | $41,000 | 3,405 |
| Cash dividends | $345,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,096,000 | 2,101 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 1,638 |
| Total interest expense | $479,000 | 2,725 |
| Net interest income | $7,117,000 | 1,550 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $1,118,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $768,000 | 866 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $350,000 | 2,831 |
| Total noninterest expense | $5,964,000 | 1,601 |
| Salaries and employee benefits | $3,436,000 | 1,517 |
| Premises and equipment expense | $1,139,000 | 1,074 |
| Additional noninterest expense | $1,389,000 | 2,158 |
| Pre-tax net operating income | $2,171,000 | 1,698 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $738,000 | 1,200 |
| Income before extraordinary items | $1,433,000 | 2,056 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,433,000 | 2,060 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,433,000 | 2,059 |
| Net charge-offs | $6,000 | 3,908 |
| Cash dividends | $345,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,433,000 | 1,994 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 1,624 |
| Total interest expense | $243,000 | 2,735 |
| Net interest income | $3,566,000 | 1,539 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $509,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $383,000 | 855 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $126,000 | 3,228 |
| Total noninterest expense | $2,930,000 | 1,641 |
| Salaries and employee benefits | $1,689,000 | 1,558 |
| Premises and equipment expense | $588,000 | 1,063 |
| Additional noninterest expense | $653,000 | 2,294 |
| Pre-tax net operating income | $1,045,000 | 1,710 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $382,000 | 1,123 |
| Income before extraordinary items | $663,000 | 2,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $663,000 | 2,096 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $663,000 | 2,096 |
| Net charge-offs | $8,000 | 2,944 |
| Cash dividends | $345,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $663,000 | 2,054 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,892,000 | 1,672 |
| Total interest expense | $1,043,000 | 2,853 |
| Net interest income | $13,849,000 | 1,572 |
| Provision for loan and lease losses | $375,000 | 2,178 |
| Total noninterest income | $2,192,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,767,000 | 786 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $425,000 | 3,575 |
| Total noninterest expense | $12,581,000 | 1,534 |
| Salaries and employee benefits | $7,183,000 | 1,451 |
| Premises and equipment expense | $2,422,000 | 988 |
| Additional noninterest expense | $2,976,000 | 2,099 |
| Pre-tax net operating income | $3,085,000 | 2,125 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,186,000 | 1,312 |
| Income before extraordinary items | $1,899,000 | 2,709 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,899,000 | 2,712 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,899,000 | 2,712 |
| Net charge-offs | $100,000 | 3,739 |
| Cash dividends | $94,000 | 3,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,899,000 | 2,644 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,082,000 | 1,696 |
| Total interest expense | $800,000 | 2,886 |
| Net interest income | $10,282,000 | 1,595 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $1,226,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,346,000 | 777 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-120,000 | 6,747 |
| Total noninterest expense | $8,746,000 | 1,656 |
| Salaries and employee benefits | $5,087,000 | 1,528 |
| Premises and equipment expense | $1,725,000 | 1,048 |
| Additional noninterest expense | $1,934,000 | 2,374 |
| Pre-tax net operating income | $2,387,000 | 2,146 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $794,000 | 1,455 |
| Income before extraordinary items | $1,593,000 | 2,543 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,593,000 | 2,547 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,593,000 | 2,547 |
| Net charge-offs | $-106,000 | 6,610 |
| Cash dividends | $94,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,593,000 | 2,458 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,283,000 | 1,721 |
| Total interest expense | $542,000 | 2,909 |
| Net interest income | $6,741,000 | 1,603 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $1,011,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $895,000 | 775 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $116,000 | 4,552 |
| Total noninterest expense | $5,723,000 | 1,679 |
| Salaries and employee benefits | $3,334,000 | 1,561 |
| Premises and equipment expense | $1,129,000 | 1,058 |
| Additional noninterest expense | $1,260,000 | 2,428 |
| Pre-tax net operating income | $1,729,000 | 1,956 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $626,000 | 1,305 |
| Income before extraordinary items | $1,103,000 | 2,432 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,103,000 | 2,440 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,103,000 | 2,438 |
| Net charge-offs | $-122,000 | 6,720 |
| Cash dividends | $94,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,103,000 | 2,346 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 1,761 |
| Total interest expense | $280,000 | 2,930 |
| Net interest income | $3,302,000 | 1,634 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $596,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $446,000 | 768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 3,175 |
| Total noninterest expense | $2,861,000 | 1,695 |
| Salaries and employee benefits | $1,635,000 | 1,610 |
| Premises and equipment expense | $567,000 | 1,076 |
| Additional noninterest expense | $659,000 | 2,349 |
| Pre-tax net operating income | $812,000 | 2,013 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $188,000 | 1,773 |
| Income before extraordinary items | $624,000 | 2,189 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $624,000 | 2,191 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $624,000 | 2,191 |
| Net charge-offs | $20,000 | 3,086 |
| Cash dividends | $48,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $624,000 | 2,105 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,043,000 | 1,762 |
| Total interest expense | $1,429,000 | 2,827 |
| Net interest income | $13,614,000 | 1,615 |
| Provision for loan and lease losses | $1,425,000 | 1,375 |
| Total noninterest income | $2,567,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,948,000 | 733 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $619,000 | 3,059 |
| Total noninterest expense | $12,616,000 | 1,544 |
| Salaries and employee benefits | $7,397,000 | 1,382 |
| Premises and equipment expense | $2,531,000 | 946 |
| Additional noninterest expense | $2,688,000 | 2,412 |
| Pre-tax net operating income | $2,140,000 | 2,689 |
| Securities gains (losses) | $81,000 | 2,424 |
| Applicable income taxes | $696,000 | 1,846 |
| Income before extraordinary items | $1,525,000 | 3,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,525,000 | 3,099 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,525,000 | 3,099 |
| Net charge-offs | $1,193,000 | 1,639 |
| Cash dividends | $698,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,469,110 | 3,032 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,342,000 | 1,780 |
| Total interest expense | $1,126,000 | 2,818 |
| Net interest income | $10,216,000 | 1,633 |
| Provision for loan and lease losses | $1,075,000 | 1,362 |
| Total noninterest income | $1,865,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,440,000 | 749 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $425,000 | 3,184 |
| Total noninterest expense | $9,297,000 | 1,571 |
| Salaries and employee benefits | $5,397,000 | 1,413 |
| Premises and equipment expense | $1,990,000 | 913 |
| Additional noninterest expense | $1,910,000 | 2,531 |
| Pre-tax net operating income | $1,709,000 | 2,653 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $550,000 | 1,841 |
| Income before extraordinary items | $1,159,000 | 3,148 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,159,000 | 3,147 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,159,000 | 3,146 |
| Net charge-offs | $704,000 | 1,803 |
| Cash dividends | $349,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,159,000 | 2,999 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 1,777 |
| Total interest expense | $787,000 | 2,812 |
| Net interest income | $6,835,000 | 1,620 |
| Provision for loan and lease losses | $725,000 | 1,388 |
| Total noninterest income | $1,310,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $946,000 | 752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $364,000 | 2,786 |
| Total noninterest expense | $6,433,000 | 1,525 |
| Salaries and employee benefits | $3,626,000 | 1,415 |
| Premises and equipment expense | $1,379,000 | 883 |
| Additional noninterest expense | $1,428,000 | 2,266 |
| Pre-tax net operating income | $987,000 | 2,880 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $263,000 | 2,186 |
| Income before extraordinary items | $724,000 | 3,264 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $724,000 | 3,263 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $724,000 | 3,265 |
| Net charge-offs | $566,000 | 1,649 |
| Cash dividends | $349,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $724,000 | 3,095 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 1,791 |
| Total interest expense | $425,000 | 2,731 |
| Net interest income | $3,383,000 | 1,639 |
| Provision for loan and lease losses | $425,000 | 1,210 |
| Total noninterest income | $744,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $483,000 | 728 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $261,000 | 2,280 |
| Total noninterest expense | $3,195,000 | 1,534 |
| Salaries and employee benefits | $1,839,000 | 1,410 |
| Premises and equipment expense | $650,000 | 935 |
| Additional noninterest expense | $706,000 | 2,272 |
| Pre-tax net operating income | $507,000 | 2,862 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $84,000 | 2,604 |
| Income before extraordinary items | $423,000 | 2,942 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $423,000 | 2,945 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $423,000 | 2,946 |
| Net charge-offs | $485,000 | 1,121 |
| Cash dividends | $349,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $423,000 | 2,789 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,414,000 | 1,827 |
| Total interest expense | $2,191,000 | 2,580 |
| Net interest income | $13,223,000 | 1,693 |
| Provision for loan and lease losses | $2,630,000 | 1,307 |
| Total noninterest income | $3,744,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,993,000 | 734 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,751,000 | 1,487 |
| Total noninterest expense | $12,810,000 | 1,524 |
| Salaries and employee benefits | $7,624,000 | 1,289 |
| Premises and equipment expense | $2,207,000 | 1,131 |
| Additional noninterest expense | $2,979,000 | 2,219 |
| Pre-tax net operating income | $1,527,000 | 2,999 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $302,000 | 2,525 |
| Income before extraordinary items | $1,225,000 | 3,174 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,225,000 | 3,177 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,225,000 | 3,177 |
| Net charge-offs | $3,024,000 | 1,188 |
| Cash dividends | $350,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,225,000 | 3,073 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,728,000 | 1,823 |
| Total interest expense | $1,689,000 | 2,609 |
| Net interest income | $10,039,000 | 1,681 |
| Provision for loan and lease losses | $1,800,000 | 1,333 |
| Total noninterest income | $2,744,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,449,000 | 758 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,295,000 | 1,480 |
| Total noninterest expense | $9,238,000 | 1,587 |
| Salaries and employee benefits | $5,455,000 | 1,371 |
| Premises and equipment expense | $1,599,000 | 1,183 |
| Additional noninterest expense | $2,184,000 | 2,271 |
| Pre-tax net operating income | $1,745,000 | 2,311 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $524,000 | 1,695 |
| Income before extraordinary items | $1,221,000 | 2,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,221,000 | 2,694 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,221,000 | 2,694 |
| Net charge-offs | $2,102,000 | 1,178 |
| Cash dividends | $350,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,221,000 | 2,601 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 1,822 |
| Total interest expense | $1,161,000 | 2,627 |
| Net interest income | $6,709,000 | 1,670 |
| Provision for loan and lease losses | $1,000,000 | 1,493 |
| Total noninterest income | $1,775,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $903,000 | 812 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $872,000 | 1,478 |
| Total noninterest expense | $6,118,000 | 1,604 |
| Salaries and employee benefits | $3,619,000 | 1,382 |
| Premises and equipment expense | $1,089,000 | 1,176 |
| Additional noninterest expense | $1,410,000 | 2,381 |
| Pre-tax net operating income | $1,366,000 | 2,029 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $433,000 | 1,463 |
| Income before extraordinary items | $933,000 | 2,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $933,000 | 2,400 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $933,000 | 2,400 |
| Net charge-offs | $1,145,000 | 1,357 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $933,000 | 2,315 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 1,840 |
| Total interest expense | $609,000 | 2,609 |
| Net interest income | $3,307,000 | 1,693 |
| Provision for loan and lease losses | $400,000 | 1,629 |
| Total noninterest income | $845,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $454,000 | 791 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $391,000 | 1,593 |
| Total noninterest expense | $3,070,000 | 1,614 |
| Salaries and employee benefits | $1,858,000 | 1,363 |
| Premises and equipment expense | $529,000 | 1,242 |
| Additional noninterest expense | $683,000 | 2,428 |
| Pre-tax net operating income | $682,000 | 2,008 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $229,000 | 1,360 |
| Income before extraordinary items | $453,000 | 2,433 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $453,000 | 2,432 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $453,000 | 2,433 |
| Net charge-offs | $143,000 | 2,398 |
| Cash dividends | $350,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $453,000 | 2,384 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,674,000 | 1,714 |
| Total interest expense | $2,851,000 | 2,706 |
| Net interest income | $14,823,000 | 1,508 |
| Provision for loan and lease losses | $2,450,000 | 1,824 |
| Total noninterest income | $3,835,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,167,000 | 694 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,668,000 | 1,585 |
| Total noninterest expense | $13,541,000 | 1,465 |
| Salaries and employee benefits | $7,946,000 | 1,242 |
| Premises and equipment expense | $2,472,000 | 1,060 |
| Additional noninterest expense | $3,123,000 | 2,214 |
| Pre-tax net operating income | $2,667,000 | 1,801 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $951,000 | 1,272 |
| Income before extraordinary items | $1,716,000 | 2,276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,716,000 | 2,275 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,716,000 | 2,277 |
| Net charge-offs | $2,187,000 | 1,764 |
| Cash dividends | $380,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,716,000 | 2,189 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,325,000 | 1,736 |
| Total interest expense | $2,213,000 | 2,745 |
| Net interest income | $11,112,000 | 1,529 |
| Provision for loan and lease losses | $750,000 | 2,938 |
| Total noninterest income | $2,935,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,612,000 | 713 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,323,000 | 1,472 |
| Total noninterest expense | $9,688,000 | 1,519 |
| Salaries and employee benefits | $5,689,000 | 1,301 |
| Premises and equipment expense | $1,634,000 | 1,199 |
| Additional noninterest expense | $2,365,000 | 2,169 |
| Pre-tax net operating income | $3,609,000 | 1,123 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,378,000 | 796 |
| Income before extraordinary items | $2,231,000 | 1,489 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,231,000 | 1,492 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,231,000 | 1,492 |
| Net charge-offs | $334,000 | 3,588 |
| Cash dividends | $380,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,231,000 | 1,430 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 1,763 |
| Total interest expense | $1,552,000 | 2,707 |
| Net interest income | $7,303,000 | 1,551 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $1,958,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,059,000 | 729 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $899,000 | 1,398 |
| Total noninterest expense | $6,471,000 | 1,526 |
| Salaries and employee benefits | $3,776,000 | 1,308 |
| Premises and equipment expense | $1,096,000 | 1,212 |
| Additional noninterest expense | $1,599,000 | 2,141 |
| Pre-tax net operating income | $2,340,000 | 1,137 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $812,000 | 845 |
| Income before extraordinary items | $1,528,000 | 1,441 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,528,000 | 1,441 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,528,000 | 1,442 |
| Net charge-offs | $86,000 | 4,402 |
| Cash dividends | $380,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,528,000 | 1,380 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 1,859 |
| Total interest expense | $816,000 | 2,720 |
| Net interest income | $3,494,000 | 1,633 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $1,027,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $538,000 | 716 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $489,000 | 1,323 |
| Total noninterest expense | $3,215,000 | 1,563 |
| Salaries and employee benefits | $1,871,000 | 1,340 |
| Premises and equipment expense | $544,000 | 1,254 |
| Additional noninterest expense | $800,000 | 2,121 |
| Pre-tax net operating income | $1,156,000 | 1,143 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $230,000 | 1,293 |
| Income before extraordinary items | $926,000 | 1,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $926,000 | 1,186 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $926,000 | 1,186 |
| Net charge-offs | $38,000 | 3,956 |
| Cash dividends | $360,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $926,000 | 1,155 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,014,000 | 1,802 |
| Total interest expense | $4,464,000 | 2,498 |
| Net interest income | $14,550,000 | 1,546 |
| Provision for loan and lease losses | $1,250,000 | 3,151 |
| Total noninterest income | $3,797,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,346,000 | 717 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,451,000 | 1,687 |
| Total noninterest expense | $12,667,000 | 1,625 |
| Salaries and employee benefits | $7,523,000 | 1,323 |
| Premises and equipment expense | $2,171,000 | 1,255 |
| Additional noninterest expense | $2,973,000 | 2,363 |
| Pre-tax net operating income | $4,430,000 | 940 |
| Securities gains (losses) | $-974,000 | 7,707 |
| Applicable income taxes | $1,247,000 | 827 |
| Income before extraordinary items | $2,209,000 | 1,515 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,209,000 | 1,512 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,209,000 | 1,514 |
| Net charge-offs | $842,000 | 3,097 |
| Cash dividends | $614,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,832,360 | 1,183 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,374,000 | 1,809 |
| Total interest expense | $3,525,000 | 2,495 |
| Net interest income | $10,849,000 | 1,550 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $2,867,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,745,000 | 723 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,122,000 | 1,683 |
| Total noninterest expense | $9,384,000 | 1,625 |
| Salaries and employee benefits | $5,550,000 | 1,371 |
| Premises and equipment expense | $1,499,000 | 1,367 |
| Additional noninterest expense | $2,335,000 | 2,239 |
| Pre-tax net operating income | $3,882,000 | 871 |
| Securities gains (losses) | $-974,000 | 7,861 |
| Applicable income taxes | $1,012,000 | 838 |
| Income before extraordinary items | $1,896,000 | 1,408 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,896,000 | 1,406 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,896,000 | 1,408 |
| Net charge-offs | $140,000 | 4,702 |
| Cash dividends | $614,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,529,100 | 1,064 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,643,000 | 1,826 |
| Total interest expense | $2,463,000 | 2,491 |
| Net interest income | $7,180,000 | 1,561 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $1,819,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,149,000 | 718 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $670,000 | 1,853 |
| Total noninterest expense | $6,179,000 | 1,666 |
| Salaries and employee benefits | $3,681,000 | 1,415 |
| Premises and equipment expense | $1,011,000 | 1,377 |
| Additional noninterest expense | $1,487,000 | 2,351 |
| Pre-tax net operating income | $2,520,000 | 906 |
| Securities gains (losses) | $26,000 | 2,222 |
| Applicable income taxes | $730,000 | 810 |
| Income before extraordinary items | $1,816,000 | 1,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,816,000 | 1,048 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,816,000 | 1,051 |
| Net charge-offs | $35,000 | 5,223 |
| Cash dividends | $614,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,797,540 | 1,032 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 1,841 |
| Total interest expense | $1,302,000 | 2,443 |
| Net interest income | $3,540,000 | 1,577 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $1,032,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $596,000 | 678 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $436,000 | 1,524 |
| Total noninterest expense | $3,126,000 | 1,613 |
| Salaries and employee benefits | $1,848,000 | 1,419 |
| Premises and equipment expense | $505,000 | 1,402 |
| Additional noninterest expense | $773,000 | 2,049 |
| Pre-tax net operating income | $1,296,000 | 980 |
| Securities gains (losses) | $26,000 | 1,571 |
| Applicable income taxes | $433,000 | 770 |
| Income before extraordinary items | $889,000 | 1,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $889,000 | 1,233 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $889,000 | 1,233 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $604,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $871,580 | 1,182 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,051,000 | 1,906 |
| Total interest expense | $6,343,000 | 2,399 |
| Net interest income | $13,708,000 | 1,627 |
| Provision for loan and lease losses | $700,000 | 3,245 |
| Total noninterest income | $5,621,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,600,000 | 667 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,021,000 | 958 |
| Total noninterest expense | $12,715,000 | 1,537 |
| Salaries and employee benefits | $7,850,000 | 1,282 |
| Premises and equipment expense | $2,012,000 | 1,366 |
| Additional noninterest expense | $2,853,000 | 2,097 |
| Pre-tax net operating income | $5,914,000 | 945 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,070,000 | 661 |
| Income before extraordinary items | $3,844,000 | 1,083 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,844,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 3,291 |
| Cash dividends | $1,696,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,844,000 | 1,151 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,277,000 | 1,921 |
| Total interest expense | $4,795,000 | 2,469 |
| Net interest income | $10,482,000 | 1,612 |
| Provision for loan and lease losses | $380,000 | 3,152 |
| Total noninterest income | $4,333,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,910,000 | 688 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,423,000 | 959 |
| Total noninterest expense | $8,914,000 | 1,635 |
| Salaries and employee benefits | $5,467,000 | 1,424 |
| Premises and equipment expense | $1,410,000 | 1,481 |
| Additional noninterest expense | $2,037,000 | 2,132 |
| Pre-tax net operating income | $5,521,000 | 922 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,959,000 | 664 |
| Income before extraordinary items | $3,562,000 | 1,031 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,562,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,055 |
| Cash dividends | $587,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,562,000 | 1,095 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,189,000 | 1,946 |
| Total interest expense | $3,272,000 | 2,510 |
| Net interest income | $6,917,000 | 1,625 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $3,199,000 | 918 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,226,000 | 706 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,973,000 | 851 |
| Total noninterest expense | $5,861,000 | 1,660 |
| Salaries and employee benefits | $3,616,000 | 1,453 |
| Premises and equipment expense | $921,000 | 1,510 |
| Additional noninterest expense | $1,324,000 | 2,139 |
| Pre-tax net operating income | $4,015,000 | 878 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,424,000 | 690 |
| Income before extraordinary items | $2,591,000 | 1,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,591,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,469 |
| Cash dividends | $474,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,591,000 | 1,049 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 1,958 |
| Total interest expense | $1,741,000 | 2,514 |
| Net interest income | $3,447,000 | 1,608 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $2,039,000 | 735 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $605,000 | 713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,434,000 | 637 |
| Total noninterest expense | $2,869,000 | 1,688 |
| Salaries and employee benefits | $1,793,000 | 1,482 |
| Premises and equipment expense | $451,000 | 1,550 |
| Additional noninterest expense | $625,000 | 2,241 |
| Pre-tax net operating income | $2,497,000 | 756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $877,000 | 641 |
| Income before extraordinary items | $1,620,000 | 931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,620,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,607 |
| Cash dividends | $459,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,620,000 | 887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,266,000 | 2,071 |
| Total interest expense | $7,062,000 | 2,603 |
| Net interest income | $13,204,000 | 1,710 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $4,995,000 | 1,104 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,391,000 | 743 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,604,000 | 1,125 |
| Total noninterest expense | $12,050,000 | 1,531 |
| Salaries and employee benefits | $7,458,000 | 1,352 |
| Premises and equipment expense | $2,019,000 | 1,316 |
| Additional noninterest expense | $2,573,000 | 2,132 |
| Pre-tax net operating income | $6,049,000 | 1,380 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,086,000 | 1,096 |
| Income before extraordinary items | $3,963,000 | 1,609 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,963,000 | 1,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,049 |
| Cash dividends | $472,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,963,000 | 1,595 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,993,000 | 2,100 |
| Total interest expense | $5,223,000 | 2,634 |
| Net interest income | $9,770,000 | 1,740 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $3,803,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,690,000 | 770 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,113,000 | 1,059 |
| Total noninterest expense | $8,553,000 | 1,595 |
| Salaries and employee benefits | $5,124,000 | 1,479 |
| Premises and equipment expense | $1,545,000 | 1,283 |
| Additional noninterest expense | $1,884,000 | 2,118 |
| Pre-tax net operating income | $4,990,000 | 1,357 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,774,000 | 1,062 |
| Income before extraordinary items | $3,216,000 | 1,576 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,216,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $422,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,216,000 | 1,561 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 2,155 |
| Total interest expense | $3,390,000 | 2,693 |
| Net interest income | $6,370,000 | 1,798 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $2,354,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,080,000 | 820 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,274,000 | 1,181 |
| Total noninterest expense | $5,644,000 | 1,634 |
| Salaries and employee benefits | $3,442,000 | 1,492 |
| Premises and equipment expense | $1,003,000 | 1,331 |
| Additional noninterest expense | $1,199,000 | 2,208 |
| Pre-tax net operating income | $3,050,000 | 1,527 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,028,000 | 1,250 |
| Income before extraordinary items | $2,022,000 | 1,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,022,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $412,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,022,000 | 1,691 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 2,161 |
| Total interest expense | $1,676,000 | 2,710 |
| Net interest income | $3,172,000 | 1,815 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $1,065,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $517,000 | 826 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $548,000 | 1,277 |
| Total noninterest expense | $2,784,000 | 1,662 |
| Salaries and employee benefits | $1,710,000 | 1,515 |
| Premises and equipment expense | $499,000 | 1,345 |
| Additional noninterest expense | $575,000 | 2,270 |
| Pre-tax net operating income | $1,423,000 | 1,616 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $482,000 | 1,318 |
| Income before extraordinary items | $941,000 | 1,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $941,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $412,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $941,000 | 1,802 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,024,000 | 2,172 |
| Total interest expense | $5,835,000 | 2,653 |
| Net interest income | $12,189,000 | 1,902 |
| Provision for loan and lease losses | $340,000 | 2,562 |
| Total noninterest income | $4,611,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,286,000 | 773 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,325,000 | 1,204 |
| Total noninterest expense | $11,583,000 | 1,547 |
| Salaries and employee benefits | $7,036,000 | 1,388 |
| Premises and equipment expense | $1,963,000 | 1,320 |
| Additional noninterest expense | $2,584,000 | 2,045 |
| Pre-tax net operating income | $4,877,000 | 1,929 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,676,000 | 1,516 |
| Income before extraordinary items | $3,201,000 | 2,158 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,201,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,784 |
| Cash dividends | $827,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,201,000 | 2,148 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,275,000 | 2,199 |
| Total interest expense | $4,185,000 | 2,672 |
| Net interest income | $9,090,000 | 1,932 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $3,492,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,716,000 | 777 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,776,000 | 1,198 |
| Total noninterest expense | $8,832,000 | 1,522 |
| Salaries and employee benefits | $5,243,000 | 1,415 |
| Premises and equipment expense | $1,644,000 | 1,180 |
| Additional noninterest expense | $1,945,000 | 2,013 |
| Pre-tax net operating income | $3,590,000 | 2,015 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,270,000 | 1,581 |
| Income before extraordinary items | $2,320,000 | 2,292 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,320,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,050 |
| Cash dividends | $822,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,320,000 | 2,279 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,722,000 | 2,199 |
| Total interest expense | $2,632,000 | 2,703 |
| Net interest income | $6,090,000 | 1,912 |
| Provision for loan and lease losses | $80,000 | 3,718 |
| Total noninterest income | $2,325,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,116,000 | 788 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,209,000 | 1,178 |
| Total noninterest expense | $5,898,000 | 1,522 |
| Salaries and employee benefits | $3,469,000 | 1,423 |
| Premises and equipment expense | $1,103,000 | 1,165 |
| Additional noninterest expense | $1,326,000 | 1,979 |
| Pre-tax net operating income | $2,437,000 | 1,994 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $897,000 | 1,526 |
| Income before extraordinary items | $1,540,000 | 2,296 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,540,000 | 2,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $431,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,540,000 | 2,278 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 2,226 |
| Total interest expense | $1,218,000 | 2,765 |
| Net interest income | $2,982,000 | 1,944 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $1,090,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $522,000 | 811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $568,000 | 1,220 |
| Total noninterest expense | $2,978,000 | 1,514 |
| Salaries and employee benefits | $1,721,000 | 1,447 |
| Premises and equipment expense | $557,000 | 1,152 |
| Additional noninterest expense | $700,000 | 1,863 |
| Pre-tax net operating income | $1,054,000 | 2,190 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $350,000 | 1,816 |
| Income before extraordinary items | $704,000 | 2,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $704,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $431,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $704,000 | 2,407 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,059,000 | 2,211 |
| Total interest expense | $3,673,000 | 2,837 |
| Net interest income | $11,386,000 | 1,953 |
| Provision for loan and lease losses | $290,000 | 2,925 |
| Total noninterest income | $4,635,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,467,000 | 708 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,168,000 | 1,280 |
| Total noninterest expense | $11,150,000 | 1,539 |
| Salaries and employee benefits | $6,580,000 | 1,422 |
| Premises and equipment expense | $2,001,000 | 1,232 |
| Additional noninterest expense | $2,569,000 | 1,968 |
| Pre-tax net operating income | $4,581,000 | 1,995 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $1,638,000 | 1,600 |
| Income before extraordinary items | $2,951,000 | 2,278 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,951,000 | 2,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,386 |
| Cash dividends | $401,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,945,880 | 2,244 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,056,000 | 2,196 |
| Total interest expense | $2,629,000 | 2,805 |
| Net interest income | $8,427,000 | 1,962 |
| Provision for loan and lease losses | $200,000 | 2,952 |
| Total noninterest income | $3,474,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,850,000 | 701 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,624,000 | 1,278 |
| Total noninterest expense | $8,235,000 | 1,551 |
| Salaries and employee benefits | $4,843,000 | 1,429 |
| Premises and equipment expense | $1,447,000 | 1,261 |
| Additional noninterest expense | $1,945,000 | 1,911 |
| Pre-tax net operating income | $3,466,000 | 1,999 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $1,346,000 | 1,504 |
| Income before extraordinary items | $2,128,000 | 2,376 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,128,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,280 |
| Cash dividends | $363,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,122,880 | 2,351 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,201,000 | 2,193 |
| Total interest expense | $1,662,000 | 2,801 |
| Net interest income | $5,539,000 | 1,958 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $2,292,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,195,000 | 703 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,097,000 | 1,248 |
| Total noninterest expense | $5,486,000 | 1,543 |
| Salaries and employee benefits | $3,245,000 | 1,421 |
| Premises and equipment expense | $960,000 | 1,245 |
| Additional noninterest expense | $1,281,000 | 1,920 |
| Pre-tax net operating income | $2,185,000 | 2,050 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $820,000 | 1,590 |
| Income before extraordinary items | $1,373,000 | 2,368 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,373,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $363,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,367,880 | 2,355 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 2,193 |
| Total interest expense | $805,000 | 2,770 |
| Net interest income | $2,724,000 | 1,973 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $1,129,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $584,000 | 700 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $545,000 | 1,248 |
| Total noninterest expense | $2,839,000 | 1,494 |
| Salaries and employee benefits | $1,652,000 | 1,397 |
| Premises and equipment expense | $500,000 | 1,210 |
| Additional noninterest expense | $687,000 | 1,798 |
| Pre-tax net operating income | $974,000 | 2,212 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $330,000 | 1,849 |
| Income before extraordinary items | $652,000 | 2,446 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $652,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $348,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $646,720 | 2,421 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,193,000 | 2,181 |
| Total interest expense | $2,539,000 | 3,020 |
| Net interest income | $10,654,000 | 1,904 |
| Provision for loan and lease losses | $525,000 | 1,881 |
| Total noninterest income | $4,855,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,682,000 | 658 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,173,000 | 1,245 |
| Total noninterest expense | $11,018,000 | 1,483 |
| Salaries and employee benefits | $6,565,000 | 1,343 |
| Premises and equipment expense | $2,070,000 | 1,111 |
| Additional noninterest expense | $2,383,000 | 2,052 |
| Pre-tax net operating income | $3,966,000 | 2,075 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $1,585,000 | 1,541 |
| Income before extraordinary items | $2,403,000 | 2,515 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,403,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,401 |
| Cash dividends | $348,000 | 4,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,388,920 | 2,472 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,684,000 | 2,195 |
| Total interest expense | $1,872,000 | 3,003 |
| Net interest income | $7,812,000 | 1,924 |
| Provision for loan and lease losses | $370,000 | 1,896 |
| Total noninterest income | $3,559,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,002,000 | 668 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,557,000 | 1,294 |
| Total noninterest expense | $7,989,000 | 1,524 |
| Salaries and employee benefits | $4,682,000 | 1,417 |
| Premises and equipment expense | $1,500,000 | 1,151 |
| Additional noninterest expense | $1,807,000 | 1,987 |
| Pre-tax net operating income | $3,012,000 | 2,066 |
| Securities gains (losses) | $22,000 | 2,247 |
| Applicable income taxes | $828,000 | 2,056 |
| Income before extraordinary items | $2,206,000 | 2,119 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,206,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,710 |
| Cash dividends | $348,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,189,940 | 2,084 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 2,188 |
| Total interest expense | $1,233,000 | 3,013 |
| Net interest income | $5,163,000 | 1,923 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $2,310,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,267,000 | 688 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,043,000 | 1,282 |
| Total noninterest expense | $5,279,000 | 1,533 |
| Salaries and employee benefits | $3,034,000 | 1,460 |
| Premises and equipment expense | $991,000 | 1,172 |
| Additional noninterest expense | $1,254,000 | 1,901 |
| Pre-tax net operating income | $1,944,000 | 2,092 |
| Securities gains (losses) | $22,000 | 1,980 |
| Applicable income taxes | $600,000 | 1,931 |
| Income before extraordinary items | $1,366,000 | 2,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,366,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,038 |
| Cash dividends | $348,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,350,820 | 2,210 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 2,202 |
| Total interest expense | $622,000 | 3,032 |
| Net interest income | $2,558,000 | 1,949 |
| Provision for loan and lease losses | $170,000 | 1,314 |
| Total noninterest income | $1,145,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $603,000 | 706 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $542,000 | 1,223 |
| Total noninterest expense | $2,480,000 | 1,644 |
| Salaries and employee benefits | $1,352,000 | 1,650 |
| Premises and equipment expense | $502,000 | 1,177 |
| Additional noninterest expense | $626,000 | 1,884 |
| Pre-tax net operating income | $1,053,000 | 1,920 |
| Securities gains (losses) | $22,000 | 1,655 |
| Applicable income taxes | $363,000 | 1,685 |
| Income before extraordinary items | $712,000 | 2,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $712,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,391 |
| Cash dividends | $348,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $697,480 | 2,110 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,071,000 | 2,175 |
| Total interest expense | $2,753,000 | 3,099 |
| Net interest income | $10,318,000 | 1,880 |
| Provision for loan and lease losses | $1,070,000 | 1,116 |
| Total noninterest income | $4,630,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,524,000 | 682 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,106,000 | 1,424 |
| Total noninterest expense | $10,534,000 | 1,519 |
| Salaries and employee benefits | $6,165,000 | 1,393 |
| Premises and equipment expense | $1,927,000 | 1,171 |
| Additional noninterest expense | $2,442,000 | 1,968 |
| Pre-tax net operating income | $3,344,000 | 2,297 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,093,000 | 2,059 |
| Income before extraordinary items | $2,251,000 | 2,613 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,251,000 | 2,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,039,000 | 899 |
| Cash dividends | $778,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,251,000 | 2,490 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,886,000 | 2,197 |
| Total interest expense | $2,093,000 | 3,169 |
| Net interest income | $7,793,000 | 1,891 |
| Provision for loan and lease losses | $155,000 | 3,838 |
| Total noninterest income | $3,484,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,862,000 | 702 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,622,000 | 1,453 |
| Total noninterest expense | $7,600,000 | 1,585 |
| Salaries and employee benefits | $4,457,000 | 1,458 |
| Premises and equipment expense | $1,351,000 | 1,257 |
| Additional noninterest expense | $1,792,000 | 1,997 |
| Pre-tax net operating income | $3,522,000 | 1,778 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,180,000 | 1,636 |
| Income before extraordinary items | $2,342,000 | 2,039 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,342,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 9,112 |
| Cash dividends | $773,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,342,000 | 1,932 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 2,202 |
| Total interest expense | $1,406,000 | 3,231 |
| Net interest income | $5,211,000 | 1,878 |
| Provision for loan and lease losses | $115,000 | 3,633 |
| Total noninterest income | $2,207,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,175,000 | 727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,032,000 | 1,479 |
| Total noninterest expense | $5,067,000 | 1,585 |
| Salaries and employee benefits | $2,988,000 | 1,441 |
| Premises and equipment expense | $901,000 | 1,267 |
| Additional noninterest expense | $1,178,000 | 2,032 |
| Pre-tax net operating income | $2,236,000 | 1,854 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $797,000 | 1,623 |
| Income before extraordinary items | $1,439,000 | 2,188 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,439,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 9,157 |
| Cash dividends | $407,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,439,000 | 2,068 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 2,219 |
| Total interest expense | $689,000 | 3,361 |
| Net interest income | $2,626,000 | 1,861 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $921,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $405,000 | 1,032 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $516,000 | 1,453 |
| Total noninterest expense | $2,341,000 | 1,696 |
| Salaries and employee benefits | $1,359,000 | 1,569 |
| Premises and equipment expense | $436,000 | 1,322 |
| Additional noninterest expense | $546,000 | 2,153 |
| Pre-tax net operating income | $1,171,000 | 1,783 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $385,000 | 1,680 |
| Income before extraordinary items | $786,000 | 2,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $786,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-171,000 | 9,260 |
| Cash dividends | $407,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $786,000 | 1,890 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,301,000 | 2,314 |
| Total interest expense | $3,110,000 | 3,445 |
| Net interest income | $10,191,000 | 1,908 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $3,626,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,715,000 | 933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,911,000 | 1,360 |
| Total noninterest expense | $9,916,000 | 1,557 |
| Salaries and employee benefits | $5,843,000 | 1,389 |
| Premises and equipment expense | $1,787,000 | 1,235 |
| Additional noninterest expense | $2,286,000 | 2,018 |
| Pre-tax net operating income | $3,451,000 | 2,231 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,231,000 | 1,913 |
| Income before extraordinary items | $2,220,000 | 2,574 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,220,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,476 |
| Cash dividends | $296,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,220,000 | 2,491 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,848,000 | 2,473 |
| Total interest expense | $4,850,000 | 3,233 |
| Net interest income | $8,998,000 | 1,980 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $3,487,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,692,000 | 868 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,795,000 | 1,336 |
| Total noninterest expense | $9,499,000 | 1,542 |
| Salaries and employee benefits | $5,705,000 | 1,298 |
| Premises and equipment expense | $1,587,000 | 1,348 |
| Additional noninterest expense | $2,207,000 | 2,039 |
| Pre-tax net operating income | $2,736,000 | 2,472 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $960,000 | 2,139 |
| Income before extraordinary items | $1,776,000 | 2,828 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,776,000 | 2,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,610 |
| Cash dividends | $277,000 | 4,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,776,000 | 2,743 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,607,000 | 2,389 |
| Total interest expense | $5,356,000 | 3,117 |
| Net interest income | $9,251,000 | 1,902 |
| Provision for loan and lease losses | $330,000 | 2,665 |
| Total noninterest income | $2,899,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,324,000 | 1,017 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,575,000 | 1,339 |
| Total noninterest expense | $8,687,000 | 1,612 |
| Salaries and employee benefits | $5,182,000 | 1,369 |
| Premises and equipment expense | $1,463,000 | 1,416 |
| Additional noninterest expense | $2,042,000 | 2,109 |
| Pre-tax net operating income | $3,133,000 | 2,308 |
| Securities gains (losses) | $13,000 | 1,082 |
| Applicable income taxes | $1,114,000 | 1,940 |
| Income before extraordinary items | $2,032,000 | 2,525 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,032,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,237 |
| Cash dividends | $308,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,023,550 | 2,534 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,957,000 | 2,522 |
| Total interest expense | $4,243,000 | 3,412 |
| Net interest income | $8,714,000 | 2,018 |
| Provision for loan and lease losses | $330,000 | 2,465 |
| Total noninterest income | $3,000,000 | 1,354 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,229,000 | 1,089 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,771,000 | 1,252 |
| Total noninterest expense | $8,143,000 | 1,691 |
| Salaries and employee benefits | $4,830,000 | 1,429 |
| Premises and equipment expense | $1,427,000 | 1,433 |
| Additional noninterest expense | $1,886,000 | 2,320 |
| Pre-tax net operating income | $3,241,000 | 2,246 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $1,120,000 | 2,034 |
| Income before extraordinary items | $2,124,000 | 2,444 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,124,000 | 2,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,198 |
| Cash dividends | $330,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,122,050 | 2,410 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,424,000 | 2,626 |
| Total interest expense | $4,267,000 | 3,480 |
| Net interest income | $8,157,000 | 2,089 |
| Provision for loan and lease losses | $330,000 | 2,400 |
| Total noninterest income | $2,624,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,149,000 | 1,104 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,475,000 | 1,421 |
| Total noninterest expense | $7,242,000 | 1,798 |
| Salaries and employee benefits | $4,348,000 | 1,507 |
| Premises and equipment expense | $1,272,000 | 1,540 |
| Additional noninterest expense | $1,622,000 | 2,584 |
| Pre-tax net operating income | $3,209,000 | 2,230 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $1,111,000 | 2,122 |
| Income before extraordinary items | $2,105,000 | 2,442 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,105,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,332 |
| Cash dividends | $275,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,100,450 | 2,369 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,760,000 | 2,790 |
| Total interest expense | $3,961,000 | 3,707 |
| Net interest income | $7,799,000 | 2,261 |
| Provision for loan and lease losses | $265,000 | 2,849 |
| Total noninterest income | $2,366,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,153,000 | 1,090 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,213,000 | 1,544 |
| Total noninterest expense | $6,870,000 | 1,884 |
| Salaries and employee benefits | $4,218,000 | 1,544 |
| Premises and equipment expense | $1,124,000 | 1,753 |
| Additional noninterest expense | $1,528,000 | 2,691 |
| Pre-tax net operating income | $3,030,000 | 2,472 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $1,036,000 | 2,360 |
| Income before extraordinary items | $2,005,000 | 2,582 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,005,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,667 |
| Cash dividends | $284,000 | 4,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,997,740 | 2,545 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,546,000 | 3,113 |
| Total interest expense | $3,674,000 | 4,005 |
| Net interest income | $6,872,000 | 2,566 |
| Provision for loan and lease losses | $260,000 | 2,872 |
| Total noninterest income | $2,225,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,164,000 | 1,132 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,061,000 | 1,740 |
| Total noninterest expense | $6,601,000 | 2,097 |
| Salaries and employee benefits | $3,960,000 | 1,676 |
| Premises and equipment expense | $1,092,000 | 1,835 |
| Additional noninterest expense | $1,549,000 | 3,043 |
| Pre-tax net operating income | $2,236,000 | 3,111 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $719,000 | 3,119 |
| Income before extraordinary items | $1,529,000 | 3,141 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,529,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,617 |
| Cash dividends | $248,000 | 5,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,520,840 | 3,113 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,580,000 | 3,416 |
| Total interest expense | $3,408,000 | 4,258 |
| Net interest income | $6,172,000 | 2,885 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $1,928,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,123,000 | 1,191 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $805,000 | 2,098 |
| Total noninterest expense | $6,053,000 | 2,249 |
| Salaries and employee benefits | $3,378,000 | 1,963 |
| Premises and equipment expense | $1,218,000 | 1,655 |
| Additional noninterest expense | $1,457,000 | 3,170 |
| Pre-tax net operating income | $1,912,000 | 3,636 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $608,000 | 3,628 |
| Income before extraordinary items | $1,304,000 | 3,674 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,304,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $214,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,304,000 | 3,648 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 3,643 |
| Total interest expense | $2,455,000 | 4,720 |
| Net interest income | $5,786,000 | 3,096 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,685,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,055,000 | 1,269 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $630,000 | 2,498 |
| Total noninterest expense | $5,822,000 | 2,411 |
| Salaries and employee benefits | $3,179,000 | 2,079 |
| Premises and equipment expense | $1,122,000 | 1,828 |
| Additional noninterest expense | $1,521,000 | 3,250 |
| Pre-tax net operating income | $1,529,000 | 4,347 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $454,000 | 4,359 |
| Income before extraordinary items | $1,068,000 | 4,278 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,068,000 | 4,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,468 |
| Cash dividends | $268,000 | 4,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,072,900 | 4,318 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 3,751 |
| Total interest expense | $2,525,000 | 4,766 |
| Net interest income | $5,636,000 | 3,202 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,430,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,011,000 | 1,336 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $419,000 | 3,650 |
| Total noninterest expense | $5,615,000 | 2,549 |
| Salaries and employee benefits | $3,022,000 | 2,198 |
| Premises and equipment expense | $1,174,000 | 1,792 |
| Additional noninterest expense | $1,419,000 | 3,669 |
| Pre-tax net operating income | $1,211,000 | 5,146 |
| Securities gains (losses) | $171,000 | 1,854 |
| Applicable income taxes | $363,000 | 5,359 |
| Income before extraordinary items | $1,019,000 | 4,635 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,019,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,724 |
| Cash dividends | $313,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $892,460 | 4,907 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 4,060 |
| Total interest expense | $3,284,000 | 4,798 |
| Net interest income | $5,235,000 | 3,479 |
| Provision for loan and lease losses | $510,000 | 2,951 |
| Total noninterest income | $1,524,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $934,000 | 1,437 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $590,000 | 2,848 |
| Total noninterest expense | $5,137,000 | 2,787 |
| Salaries and employee benefits | $2,858,000 | 2,277 |
| Premises and equipment expense | $958,000 | 2,176 |
| Additional noninterest expense | $1,321,000 | 3,987 |
| Pre-tax net operating income | $1,112,000 | 5,216 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $308,000 | 5,822 |
| Income before extraordinary items | $804,000 | 5,343 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $804,000 | 5,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 2,566 |
| Cash dividends | $309,000 | 3,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $804,000 | 5,041 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.