Home > Carolina Bank > Net charge- offs to loans
Carolina Bank, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 3,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.1284% | 4,969 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1293% | 5,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3796% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1335% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5281% | 5,475 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3025% | 5,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3025% | 5,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 3,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | -0.1770% | 5,077 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1749% | 5,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7095% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0784% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4513% | 5,485 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2380% | 5,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2380% | 5,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1672% | 732 |
| Percentage Net Loans Charged-off:Construction & development | -0.2771% | 5,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1623% | 5,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1682% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0880% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 5,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4624% | 5,553 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1223% | 5,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1223% | 5,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0779% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0642% | 5,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1873% | 5,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1767% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0878% | 5,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2044% | 5,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2541% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2541% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3336% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2855% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7362% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 2,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 4,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7278% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1216% | 5,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1216% | 5,423 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1616% | 5,434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3338% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 4,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4569% | 5,700 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3209% | 5,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3209% | 5,674 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2052% | 5,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5941% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7419% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7410% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2123% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2785% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1694% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5039% | 5,780 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3589% | 5,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3589% | 5,728 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2553% | 5,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1027% | 5,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1137% | 5,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4187% | 6,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2118% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2849% | 6,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2849% | 6,088 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1870% | 5,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5174% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2190% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 5,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3814% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0129% | 4,942 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1688% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3509% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 3,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7327% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3267% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3267% | 96 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1555% | 5,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6741% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3567% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0487% | 888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5738% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2834% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4738% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9386% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4614% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.4614% | 53 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0715% | 5,625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6452% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5020% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0773% | 738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8056% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3786% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6490% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4395% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.2471% | 33 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.2471% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1359% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2519% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 4,400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1160% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2232% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2232% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1421% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0203% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.7413% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2636% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 3,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1971% | 1,059 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0512% | 6,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0306% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2561% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2561% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9504% | 6,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8754% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8912% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0863% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1420% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 2,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2652% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 6,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7714% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7824% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7824% | 282 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9104% | 6,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.1975% | 1,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1937% | 1,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 3,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0961% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 5,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6243% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6243% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3900% | 6,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 3,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.4834% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1932% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 6,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2890% | 6,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3979% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3979% | 1,684 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.0418% | 6,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7752% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4577% | 2,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.2566% | 2,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6497% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4258% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4789% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3970% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2074% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4468% | 2,381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7864% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5468% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.3519% | 1,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7819% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4857% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6503% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3847% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5660% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5129% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5129% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8202% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5768% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.5058% | 1,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7261% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5842% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9749% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3141% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5842% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6633% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6633% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5809% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6421% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 1.1275% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7039% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6017% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9787% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3255% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0895% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3995% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3995% | 761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4870% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6360% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 6.6733% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4315% | 2,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9570% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6134% | 1,127 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3517% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6972% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 4,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 4,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4509% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5619% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 6.8285% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0639% | 2,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8745% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8009% | 868 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9568% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9114% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1174% | 4,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1145% | 3,848 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8977% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9672% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 4.5646% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2040% | 7,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3652% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1830% | 1,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5677% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5690% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1026% | 3,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0993% | 3,533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2953% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3342% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 4.6485% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1794% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3808% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2188% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5656% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2115% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0662% | 6,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0629% | 6,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4427% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2656% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 3.1657% | 1,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4347% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4046% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8535% | 972 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0042% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3783% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6627% | 2,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3732% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9622% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8062% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 4.1619% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0711% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3915% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7686% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0656% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7341% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7186% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.6682% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4400% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8119% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 4.3037% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4396% | 1,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6863% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1695% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2345% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5009% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9640% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.7039% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0309% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4336% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.4207% | 1,722 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 7,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2217% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5623% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8657% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2104% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7944% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1876% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3237% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 2.4433% | 1,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8632% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1049% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3647% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8765% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4779% | 3,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3740% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9464% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0035% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.8751% | 2,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0479% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2750% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8835% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7588% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6351% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3675% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5544% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5231% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.6011% | 2,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4604% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6596% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3419% | 965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9186% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6621% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6136% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1623% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.5314% | 1,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0924% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0346% | 6,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2502% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 4,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.1015% | 2,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 1,902 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0279% | 6,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3149% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0342% | 1,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5371% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2170% | 3,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5118% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 4,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.1416% | 1,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,700 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0378% | 6,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0475% | 1,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1122% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 2,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3743% | 3,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.2300% | 1,269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0580% | 6,188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1351% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0737% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3573% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5770% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.2704% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1193% | 6,124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1049% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.5384% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 2,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2251% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0707% | 5,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 2,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3152% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0953% | 4,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 2,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1115% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4069% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1457% | 3,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1439% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2233% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8237% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1785% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2067% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3346% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2123% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0397% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2990% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 3,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6887% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2360% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2823% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4482% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2933% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4394% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 6,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9196% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3744% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4345% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6941% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4601% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6892% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 2,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6107% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 6,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1149% | 7,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3820% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3172% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.7474% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3707% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 2,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0506% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6782% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3083% | 4,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2837% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4860% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4105% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 0.8897% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1123% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2008% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8513% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1994% | 4,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4118% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3229% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 1.3810% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0598% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0356% | 6,259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0815% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2221% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0819% | 4,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8021% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1649% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5256% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0320% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 3,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9498% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0585% | 1,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 3,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 8,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0608% | 6,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0571% | 3,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1960% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 8,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 8,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0941% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0677% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 4,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1892% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4443% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 2,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1940% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 4,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7614% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2832% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 7,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 4,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1281% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1659% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4730% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0403% | 7,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1342% | 5,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 7,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1140% | 7,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0693% | 4,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3242% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6748% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3331% | 5,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 3,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0869% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9231% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3617% | 4,911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 5,262 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 8,878 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 7,703 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |