Home > Carolina Alliance Bank > Income and Expense
Carolina Alliance Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 1,030 |
| Total interest expense | $1,721,000 | 906 |
| Net interest income | $6,130,000 | 1,078 |
| Provision for loan and lease losses | $275,000 | 750 |
| Total noninterest income | $1,397,000 | 987 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $269,000 | 1,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,128,000 | 826 |
| Total noninterest expense | $6,590,000 | 855 |
| Salaries and employee benefits | $2,889,000 | 1,069 |
| Premises and equipment expense | $566,000 | 1,071 |
| Additional noninterest expense | $3,135,000 | 556 |
| Pre-tax net operating income | $662,000 | 2,650 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $100,000 | 2,152 |
| Income before extraordinary items | $562,000 | 2,724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $562,000 | 2,723 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $562,000 | 2,723 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 394 |
| Net operating income | $562,000 | 2,709 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $29,250,000 | 1,032 |
| Total interest expense | $5,055,000 | 909 |
| Net interest income | $24,195,000 | 1,062 |
| Provision for loan and lease losses | $847,000 | 1,018 |
| Total noninterest income | $5,749,000 | 995 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,083,000 | 1,100 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,666,000 | 836 |
| Total noninterest expense | $22,844,000 | 957 |
| Salaries and employee benefits | $13,277,000 | 928 |
| Premises and equipment expense | $2,093,000 | 1,124 |
| Additional noninterest expense | $7,474,000 | 892 |
| Pre-tax net operating income | $6,253,000 | 1,461 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,025,000 | 1,373 |
| Income before extraordinary items | $5,228,000 | 1,534 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,228,000 | 1,532 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,228,000 | 1,533 |
| Net charge-offs | $935,000 | 621 |
| Cash dividends | $889,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $1,679,000 | 181 |
| Net operating income | $5,228,000 | 1,524 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $21,364,000 | 1,043 |
| Total interest expense | $3,439,000 | 936 |
| Net interest income | $17,925,000 | 1,069 |
| Provision for loan and lease losses | $425,000 | 1,270 |
| Total noninterest income | $4,410,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $796,000 | 1,109 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,614,000 | 827 |
| Total noninterest expense | $17,001,000 | 962 |
| Salaries and employee benefits | $9,845,000 | 939 |
| Premises and equipment expense | $1,563,000 | 1,132 |
| Additional noninterest expense | $5,593,000 | 886 |
| Pre-tax net operating income | $4,909,000 | 1,445 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $695,000 | 1,505 |
| Income before extraordinary items | $4,214,000 | 1,441 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,214,000 | 1,440 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,214,000 | 1,440 |
| Net charge-offs | $46,000 | 2,265 |
| Cash dividends | $414,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $1,567,000 | 151 |
| Net operating income | $4,214,000 | 1,430 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $13,785,000 | 1,062 |
| Total interest expense | $2,052,000 | 975 |
| Net interest income | $11,733,000 | 1,085 |
| Provision for loan and lease losses | $254,000 | 1,326 |
| Total noninterest income | $2,743,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $521,000 | 1,126 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,222,000 | 873 |
| Total noninterest expense | $11,107,000 | 977 |
| Salaries and employee benefits | $6,328,000 | 973 |
| Premises and equipment expense | $1,020,000 | 1,159 |
| Additional noninterest expense | $3,759,000 | 879 |
| Pre-tax net operating income | $3,115,000 | 1,481 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $600,000 | 1,246 |
| Income before extraordinary items | $2,515,000 | 1,570 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,515,000 | 1,568 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,515,000 | 1,569 |
| Net charge-offs | $-102,000 | 5,203 |
| Cash dividends | $414,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 355 |
| Net operating income | $2,515,000 | 1,551 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 1,082 |
| Total interest expense | $931,000 | 1,005 |
| Net interest income | $5,758,000 | 1,098 |
| Provision for loan and lease losses | $73,000 | 1,791 |
| Total noninterest income | $1,339,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $258,000 | 1,147 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,081,000 | 882 |
| Total noninterest expense | $5,555,000 | 983 |
| Salaries and employee benefits | $3,135,000 | 986 |
| Premises and equipment expense | $493,000 | 1,214 |
| Additional noninterest expense | $1,927,000 | 845 |
| Pre-tax net operating income | $1,469,000 | 1,519 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $280,000 | 1,281 |
| Income before extraordinary items | $1,189,000 | 1,594 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,189,000 | 1,594 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,189,000 | 1,594 |
| Net charge-offs | $-99,000 | 5,380 |
| Cash dividends | $187,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 277 |
| Net operating income | $1,189,000 | 1,583 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $25,418,000 | 1,101 |
| Total interest expense | $3,030,000 | 1,076 |
| Net interest income | $22,388,000 | 1,107 |
| Provision for loan and lease losses | $378,000 | 1,720 |
| Total noninterest income | $5,092,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $963,000 | 1,218 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $4,129,000 | 926 |
| Total noninterest expense | $21,520,000 | 992 |
| Salaries and employee benefits | $11,713,000 | 1,017 |
| Premises and equipment expense | $2,031,000 | 1,153 |
| Additional noninterest expense | $7,776,000 | 850 |
| Pre-tax net operating income | $5,582,000 | 1,566 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $803,000 | 2,066 |
| Income before extraordinary items | $4,782,000 | 1,388 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,782,000 | 1,386 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,782,000 | 1,388 |
| Net charge-offs | $28,000 | 3,269 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $2,926,000 | 139 |
| Net operating income | $4,779,420 | 1,377 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $18,911,000 | 1,113 |
| Total interest expense | $2,208,000 | 1,082 |
| Net interest income | $16,703,000 | 1,109 |
| Provision for loan and lease losses | $378,000 | 1,406 |
| Total noninterest income | $3,856,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $711,000 | 1,244 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,145,000 | 935 |
| Total noninterest expense | $15,999,000 | 1,004 |
| Salaries and employee benefits | $8,593,000 | 1,045 |
| Premises and equipment expense | $1,526,000 | 1,164 |
| Additional noninterest expense | $5,880,000 | 836 |
| Pre-tax net operating income | $4,182,000 | 1,582 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $1,165,000 | 1,326 |
| Income before extraordinary items | $3,020,000 | 1,728 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,020,000 | 1,729 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,020,000 | 1,729 |
| Net charge-offs | $-19,000 | 4,906 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $2,809,000 | 111 |
| Net operating income | $3,017,840 | 1,709 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $12,507,000 | 1,111 |
| Total interest expense | $1,414,000 | 1,101 |
| Net interest income | $11,093,000 | 1,108 |
| Provision for loan and lease losses | $252,000 | 1,359 |
| Total noninterest income | $2,493,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $409,000 | 1,386 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,084,000 | 940 |
| Total noninterest expense | $10,576,000 | 1,019 |
| Salaries and employee benefits | $5,609,000 | 1,069 |
| Premises and equipment expense | $1,023,000 | 1,155 |
| Additional noninterest expense | $3,944,000 | 832 |
| Pre-tax net operating income | $2,758,000 | 1,568 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $675,000 | 1,440 |
| Income before extraordinary items | $2,086,000 | 1,648 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,086,000 | 1,648 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,086,000 | 1,648 |
| Net charge-offs | $-10,000 | 4,795 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $2,629,000 | 83 |
| Net operating income | $2,083,720 | 1,629 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 1,119 |
| Total interest expense | $689,000 | 1,105 |
| Net interest income | $5,452,000 | 1,110 |
| Provision for loan and lease losses | $126,000 | 1,282 |
| Total noninterest income | $1,254,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $194,000 | 1,446 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,060,000 | 917 |
| Total noninterest expense | $5,233,000 | 1,035 |
| Salaries and employee benefits | $2,797,000 | 1,085 |
| Premises and equipment expense | $517,000 | 1,158 |
| Additional noninterest expense | $1,919,000 | 847 |
| Pre-tax net operating income | $1,347,000 | 1,557 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $376,000 | 1,300 |
| Income before extraordinary items | $974,000 | 1,704 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $974,000 | 1,704 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $974,000 | 1,704 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $1,504,000 | 60 |
| Net operating income | $971,840 | 1,691 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $24,811,000 | 1,079 |
| Total interest expense | $2,548,000 | 1,132 |
| Net interest income | $22,263,000 | 1,063 |
| Provision for loan and lease losses | $210,000 | 2,378 |
| Total noninterest income | $4,733,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $739,000 | 1,543 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,994,000 | 987 |
| Total noninterest expense | $20,724,000 | 1,024 |
| Salaries and employee benefits | $11,408,000 | 1,029 |
| Premises and equipment expense | $1,928,000 | 1,220 |
| Additional noninterest expense | $7,388,000 | 898 |
| Pre-tax net operating income | $6,062,000 | 1,387 |
| Securities gains (losses) | $79,000 | 1,518 |
| Applicable income taxes | $1,987,000 | 1,052 |
| Income before extraordinary items | $4,154,000 | 1,598 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,154,000 | 1,596 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,154,000 | 1,597 |
| Net charge-offs | $-66,000 | 5,426 |
| Cash dividends | $7,000 | 4,224 |
| Sale, conversion, retirement of capital stock, net | $-4,809,000 | 5,899 |
| Net operating income | $4,100,280 | 1,591 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $18,769,000 | 1,076 |
| Total interest expense | $1,900,000 | 1,134 |
| Net interest income | $16,869,000 | 1,060 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $3,408,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $549,000 | 1,555 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,859,000 | 1,030 |
| Total noninterest expense | $15,563,000 | 1,015 |
| Salaries and employee benefits | $8,514,000 | 1,033 |
| Premises and equipment expense | $1,431,000 | 1,238 |
| Additional noninterest expense | $5,618,000 | 884 |
| Pre-tax net operating income | $4,664,000 | 1,385 |
| Securities gains (losses) | $79,000 | 1,439 |
| Applicable income taxes | $1,621,000 | 1,019 |
| Income before extraordinary items | $3,122,000 | 1,629 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,122,000 | 1,628 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,122,000 | 1,629 |
| Net charge-offs | $-62,000 | 5,435 |
| Cash dividends | $7,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $-4,842,000 | 5,967 |
| Net operating income | $3,069,860 | 1,603 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,443,000 | 1,077 |
| Total interest expense | $1,250,000 | 1,146 |
| Net interest income | $11,193,000 | 1,068 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $2,071,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $364,000 | 1,548 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,707,000 | 1,090 |
| Total noninterest expense | $10,343,000 | 1,016 |
| Salaries and employee benefits | $5,625,000 | 1,038 |
| Premises and equipment expense | $956,000 | 1,238 |
| Additional noninterest expense | $3,762,000 | 878 |
| Pre-tax net operating income | $2,871,000 | 1,448 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $985,000 | 1,093 |
| Income before extraordinary items | $1,886,000 | 1,754 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,886,000 | 1,753 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,886,000 | 1,754 |
| Net charge-offs | $-55,000 | 5,535 |
| Cash dividends | $7,000 | 3,636 |
| Sale, conversion, retirement of capital stock, net | $-4,926,000 | 6,045 |
| Net operating income | $1,886,000 | 1,707 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 1,081 |
| Total interest expense | $602,000 | 1,180 |
| Net interest income | $5,613,000 | 1,060 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $940,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $179,000 | 1,564 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $761,000 | 1,133 |
| Total noninterest expense | $5,046,000 | 1,047 |
| Salaries and employee benefits | $2,765,000 | 1,069 |
| Premises and equipment expense | $480,000 | 1,224 |
| Additional noninterest expense | $1,801,000 | 906 |
| Pre-tax net operating income | $1,457,000 | 1,427 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $531,000 | 1,011 |
| Income before extraordinary items | $926,000 | 1,740 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $926,000 | 1,740 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $926,000 | 1,741 |
| Net charge-offs | $-16,000 | 5,392 |
| Cash dividends | $7,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $-4,934,000 | 6,113 |
| Net operating income | $926,000 | 1,699 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,494,000 | 1,301 |
| Total interest expense | $1,410,000 | 1,865 |
| Net interest income | $18,084,000 | 1,257 |
| Provision for loan and lease losses | $910,000 | 878 |
| Total noninterest income | $2,752,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $366,000 | 2,690 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,386,000 | 1,340 |
| Total noninterest expense | $16,797,000 | 1,193 |
| Salaries and employee benefits | $8,690,000 | 1,262 |
| Premises and equipment expense | $1,362,000 | 1,674 |
| Additional noninterest expense | $6,745,000 | 980 |
| Pre-tax net operating income | $3,129,000 | 2,257 |
| Securities gains (losses) | $-19,000 | 5,938 |
| Applicable income taxes | $1,470,000 | 1,254 |
| Income before extraordinary items | $1,640,000 | 3,069 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,640,000 | 3,070 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,640,000 | 3,071 |
| Net charge-offs | $177,000 | 2,100 |
| Cash dividends | $50,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 427 |
| Net operating income | $1,652,160 | 3,015 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,236,000 | 1,421 |
| Total interest expense | $891,000 | 2,155 |
| Net interest income | $12,345,000 | 1,371 |
| Provision for loan and lease losses | $685,000 | 804 |
| Total noninterest income | $1,921,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $220,000 | 3,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,701,000 | 1,401 |
| Total noninterest expense | $11,220,000 | 1,320 |
| Salaries and employee benefits | $5,755,000 | 1,409 |
| Premises and equipment expense | $927,000 | 1,858 |
| Additional noninterest expense | $4,538,000 | 1,077 |
| Pre-tax net operating income | $2,361,000 | 2,280 |
| Securities gains (losses) | $-32,000 | 6,111 |
| Applicable income taxes | $1,140,000 | 1,250 |
| Income before extraordinary items | $1,189,000 | 3,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,189,000 | 3,204 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,189,000 | 3,205 |
| Net charge-offs | $240,000 | 1,384 |
| Cash dividends | $38,000 | 3,703 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 368 |
| Net operating income | $1,209,480 | 3,106 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,688,000 | 1,445 |
| Total interest expense | $590,000 | 2,182 |
| Net interest income | $8,098,000 | 1,392 |
| Provision for loan and lease losses | $459,000 | 830 |
| Total noninterest income | $1,280,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $147,000 | 3,060 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,133,000 | 1,420 |
| Total noninterest expense | $7,437,000 | 1,327 |
| Salaries and employee benefits | $3,840,000 | 1,414 |
| Premises and equipment expense | $618,000 | 1,862 |
| Additional noninterest expense | $2,979,000 | 1,092 |
| Pre-tax net operating income | $1,482,000 | 2,357 |
| Securities gains (losses) | $-8,000 | 6,089 |
| Applicable income taxes | $650,000 | 1,387 |
| Income before extraordinary items | $824,000 | 3,109 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $824,000 | 3,109 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $824,000 | 3,110 |
| Net charge-offs | $71,000 | 2,032 |
| Cash dividends | $25,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 508 |
| Net operating income | $829,120 | 3,044 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 1,442 |
| Total interest expense | $293,000 | 2,218 |
| Net interest income | $4,054,000 | 1,392 |
| Provision for loan and lease losses | $230,000 | 802 |
| Total noninterest income | $673,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $74,000 | 3,026 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $599,000 | 1,320 |
| Total noninterest expense | $3,616,000 | 1,358 |
| Salaries and employee benefits | $1,950,000 | 1,400 |
| Premises and equipment expense | $304,000 | 1,907 |
| Additional noninterest expense | $1,362,000 | 1,162 |
| Pre-tax net operating income | $881,000 | 2,059 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $360,000 | 1,274 |
| Income before extraordinary items | $521,000 | 2,632 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $521,000 | 2,635 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $521,000 | 2,635 |
| Net charge-offs | $98,000 | 1,134 |
| Cash dividends | $12,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 484 |
| Net operating income | $521,000 | 2,559 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,719,000 | 1,580 |
| Total interest expense | $1,042,000 | 2,514 |
| Net interest income | $14,677,000 | 1,506 |
| Provision for loan and lease losses | $1,098,000 | 815 |
| Total noninterest income | $6,426,000 | 919 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $283,000 | 3,326 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,143,000 | 653 |
| Total noninterest expense | $11,964,000 | 1,604 |
| Salaries and employee benefits | $6,486,000 | 1,601 |
| Premises and equipment expense | $993,000 | 2,257 |
| Additional noninterest expense | $4,485,000 | 1,419 |
| Pre-tax net operating income | $8,041,000 | 1,024 |
| Securities gains (losses) | $16,000 | 2,441 |
| Applicable income taxes | $1,441,000 | 1,232 |
| Income before extraordinary items | $6,616,000 | 1,008 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,616,000 | 1,007 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,616,000 | 1,007 |
| Net charge-offs | $667,000 | 1,208 |
| Cash dividends | $50,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 467 |
| Net operating income | $6,602,880 | 979 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,876,000 | 1,732 |
| Total interest expense | $761,000 | 2,587 |
| Net interest income | $10,115,000 | 1,645 |
| Provision for loan and lease losses | $490,000 | 1,157 |
| Total noninterest income | $5,667,000 | 805 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $211,000 | 3,366 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,456,000 | 582 |
| Total noninterest expense | $8,527,000 | 1,687 |
| Salaries and employee benefits | $4,622,000 | 1,683 |
| Premises and equipment expense | $675,000 | 2,467 |
| Additional noninterest expense | $3,230,000 | 1,472 |
| Pre-tax net operating income | $6,765,000 | 936 |
| Securities gains (losses) | $19,000 | 2,046 |
| Applicable income taxes | $1,111,000 | 1,210 |
| Income before extraordinary items | $5,673,000 | 879 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,673,000 | 878 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,673,000 | 878 |
| Net charge-offs | $678,000 | 919 |
| Cash dividends | $38,000 | 3,708 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 439 |
| Net operating income | $5,657,040 | 855 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,499,000 | 1,919 |
| Total interest expense | $460,000 | 2,812 |
| Net interest income | $6,039,000 | 1,820 |
| Provision for loan and lease losses | $310,000 | 1,195 |
| Total noninterest income | $4,990,000 | 636 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $133,000 | 3,454 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,857,000 | 466 |
| Total noninterest expense | $5,287,000 | 1,796 |
| Salaries and employee benefits | $2,842,000 | 1,816 |
| Premises and equipment expense | $384,000 | 2,795 |
| Additional noninterest expense | $2,061,000 | 1,523 |
| Pre-tax net operating income | $5,432,000 | 753 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $600,000 | 1,375 |
| Income before extraordinary items | $4,832,000 | 678 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,832,000 | 676 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,832,000 | 678 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $25,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 503 |
| Net operating income | $4,832,000 | 659 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,504 |
| Total interest expense | $180,000 | 3,387 |
| Net interest income | $2,218,000 | 2,371 |
| Provision for loan and lease losses | $155,000 | 1,170 |
| Total noninterest income | $99,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $61,000 | 3,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $1,789,000 | 2,581 |
| Salaries and employee benefits | $1,109,000 | 2,292 |
| Premises and equipment expense | $144,000 | 3,450 |
| Additional noninterest expense | $536,000 | 2,732 |
| Pre-tax net operating income | $373,000 | 3,409 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $142,000 | 2,050 |
| Income before extraordinary items | $231,000 | 4,007 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,009 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $231,000 | 4,009 |
| Net charge-offs | $12,000 | 2,752 |
| Cash dividends | $13,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 434 |
| Net operating income | $231,000 | 3,966 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,623,000 | 2,508 |
| Total interest expense | $821,000 | 3,395 |
| Net interest income | $8,802,000 | 2,385 |
| Provision for loan and lease losses | $475,000 | 1,911 |
| Total noninterest income | $356,000 | 4,907 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $233,000 | 3,832 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $123,000 | 5,164 |
| Total noninterest expense | $6,818,000 | 2,692 |
| Salaries and employee benefits | $4,040,000 | 2,461 |
| Premises and equipment expense | $542,000 | 3,548 |
| Additional noninterest expense | $2,236,000 | 2,737 |
| Pre-tax net operating income | $1,865,000 | 2,988 |
| Securities gains (losses) | $7,000 | 2,738 |
| Applicable income taxes | $789,000 | 1,696 |
| Income before extraordinary items | $1,083,000 | 3,741 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,083,000 | 3,746 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,083,000 | 3,746 |
| Net charge-offs | $43,000 | 4,454 |
| Cash dividends | $50,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 420 |
| Net operating income | $1,078,520 | 3,708 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,162,000 | 2,548 |
| Total interest expense | $642,000 | 3,379 |
| Net interest income | $6,520,000 | 2,428 |
| Provision for loan and lease losses | $475,000 | 1,569 |
| Total noninterest income | $295,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $174,000 | 3,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $121,000 | 4,960 |
| Total noninterest expense | $5,016,000 | 2,735 |
| Salaries and employee benefits | $3,010,000 | 2,480 |
| Premises and equipment expense | $400,000 | 3,619 |
| Additional noninterest expense | $1,606,000 | 2,823 |
| Pre-tax net operating income | $1,324,000 | 3,159 |
| Securities gains (losses) | $7,000 | 2,609 |
| Applicable income taxes | $564,000 | 1,796 |
| Income before extraordinary items | $767,000 | 3,892 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $767,000 | 3,895 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $767,000 | 3,895 |
| Net charge-offs | $37,000 | 4,071 |
| Cash dividends | $38,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 384 |
| Net operating income | $762,520 | 3,840 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 2,543 |
| Total interest expense | $446,000 | 3,342 |
| Net interest income | $4,332,000 | 2,423 |
| Provision for loan and lease losses | $400,000 | 1,362 |
| Total noninterest income | $260,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $115,000 | 3,858 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $145,000 | 4,255 |
| Total noninterest expense | $3,230,000 | 2,823 |
| Salaries and employee benefits | $1,984,000 | 2,516 |
| Premises and equipment expense | $263,000 | 3,664 |
| Additional noninterest expense | $983,000 | 3,010 |
| Pre-tax net operating income | $962,000 | 2,969 |
| Securities gains (losses) | $7,000 | 2,393 |
| Applicable income taxes | $389,000 | 1,771 |
| Income before extraordinary items | $580,000 | 3,672 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $580,000 | 3,675 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $580,000 | 3,675 |
| Net charge-offs | $-107,000 | 6,699 |
| Cash dividends | $25,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 333 |
| Net operating income | $575,520 | 3,584 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 2,535 |
| Total interest expense | $231,000 | 3,348 |
| Net interest income | $2,177,000 | 2,420 |
| Provision for loan and lease losses | $270,000 | 1,098 |
| Total noninterest income | $119,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $58,000 | 3,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,468 |
| Total noninterest expense | $1,545,000 | 2,952 |
| Salaries and employee benefits | $965,000 | 2,589 |
| Premises and equipment expense | $133,000 | 3,668 |
| Additional noninterest expense | $447,000 | 3,235 |
| Pre-tax net operating income | $481,000 | 2,943 |
| Securities gains (losses) | $7,000 | 1,580 |
| Applicable income taxes | $164,000 | 1,914 |
| Income before extraordinary items | $324,000 | 3,430 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $324,000 | 3,430 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $324,000 | 3,432 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $13,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 244 |
| Net operating income | $319,380 | 3,356 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,011,000 | 2,570 |
| Total interest expense | $1,213,000 | 3,174 |
| Net interest income | $8,798,000 | 2,439 |
| Provision for loan and lease losses | $1,080,000 | 1,691 |
| Total noninterest income | $387,000 | 4,868 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $203,000 | 4,235 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $184,000 | 4,693 |
| Total noninterest expense | $5,690,000 | 3,153 |
| Salaries and employee benefits | $3,542,000 | 2,753 |
| Premises and equipment expense | $517,000 | 3,739 |
| Additional noninterest expense | $1,631,000 | 3,579 |
| Pre-tax net operating income | $2,415,000 | 2,470 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $862,000 | 1,614 |
| Income before extraordinary items | $1,553,000 | 3,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,553,000 | 3,058 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,553,000 | 3,059 |
| Net charge-offs | $1,771,000 | 1,271 |
| Cash dividends | $50,000 | 4,180 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 461 |
| Net operating income | $1,553,000 | 2,937 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 2,606 |
| Total interest expense | $966,000 | 3,153 |
| Net interest income | $6,571,000 | 2,484 |
| Provision for loan and lease losses | $810,000 | 1,689 |
| Total noninterest income | $381,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $150,000 | 4,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 4,048 |
| Total noninterest expense | $4,244,000 | 3,182 |
| Salaries and employee benefits | $2,692,000 | 2,736 |
| Premises and equipment expense | $387,000 | 3,793 |
| Additional noninterest expense | $1,165,000 | 3,728 |
| Pre-tax net operating income | $1,898,000 | 2,449 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $718,000 | 1,549 |
| Income before extraordinary items | $1,180,000 | 3,114 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,180,000 | 3,113 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,180,000 | 3,112 |
| Net charge-offs | $1,091,000 | 1,371 |
| Cash dividends | $38,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 380 |
| Net operating income | $1,180,000 | 2,963 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 2,618 |
| Total interest expense | $669,000 | 3,156 |
| Net interest income | $4,359,000 | 2,498 |
| Provision for loan and lease losses | $540,000 | 1,722 |
| Total noninterest income | $218,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $98,000 | 4,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 4,398 |
| Total noninterest expense | $2,803,000 | 3,233 |
| Salaries and employee benefits | $1,814,000 | 2,721 |
| Premises and equipment expense | $256,000 | 3,808 |
| Additional noninterest expense | $733,000 | 3,866 |
| Pre-tax net operating income | $1,234,000 | 2,474 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $477,000 | 1,540 |
| Income before extraordinary items | $757,000 | 3,164 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $757,000 | 3,162 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $757,000 | 3,164 |
| Net charge-offs | $697,000 | 1,458 |
| Cash dividends | $25,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 322 |
| Net operating income | $757,000 | 3,002 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 2,621 |
| Total interest expense | $348,000 | 3,163 |
| Net interest income | $2,184,000 | 2,507 |
| Provision for loan and lease losses | $270,000 | 1,691 |
| Total noninterest income | $129,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,000 |
| Total noninterest expense | $1,401,000 | 3,220 |
| Salaries and employee benefits | $911,000 | 2,719 |
| Premises and equipment expense | $127,000 | 3,851 |
| Additional noninterest expense | $363,000 | 3,884 |
| Pre-tax net operating income | $642,000 | 2,408 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $252,000 | 1,484 |
| Income before extraordinary items | $390,000 | 3,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $390,000 | 3,131 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $390,000 | 3,132 |
| Net charge-offs | $172,000 | 1,978 |
| Cash dividends | $12,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 252 |
| Net operating income | $390,000 | 2,971 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,259,000 | 2,703 |
| Total interest expense | $2,126,000 | 2,646 |
| Net interest income | $8,133,000 | 2,689 |
| Provision for loan and lease losses | $1,480,000 | 1,906 |
| Total noninterest income | $298,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $179,000 | 4,577 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $119,000 | 5,133 |
| Total noninterest expense | $5,674,000 | 3,196 |
| Salaries and employee benefits | $3,592,000 | 2,690 |
| Premises and equipment expense | $492,000 | 4,087 |
| Additional noninterest expense | $1,590,000 | 3,707 |
| Pre-tax net operating income | $1,277,000 | 3,296 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $53,000 | 3,738 |
| Income before extraordinary items | $1,224,000 | 3,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,224,000 | 3,180 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,224,000 | 3,180 |
| Net charge-offs | $501,000 | 3,165 |
| Cash dividends | $18,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $5,275,000 | 127 |
| Net operating income | $1,224,000 | 3,076 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,677,000 | 2,731 |
| Total interest expense | $1,704,000 | 2,593 |
| Net interest income | $5,973,000 | 2,753 |
| Provision for loan and lease losses | $1,280,000 | 1,675 |
| Total noninterest income | $260,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $134,000 | 4,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $126,000 | 4,795 |
| Total noninterest expense | $4,220,000 | 3,223 |
| Salaries and employee benefits | $2,622,000 | 2,743 |
| Premises and equipment expense | $365,000 | 4,154 |
| Additional noninterest expense | $1,233,000 | 3,616 |
| Pre-tax net operating income | $733,000 | 3,880 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-57,000 | 6,943 |
| Income before extraordinary items | $790,000 | 3,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $790,000 | 3,545 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $790,000 | 3,545 |
| Net charge-offs | $309,000 | 3,220 |
| Cash dividends | $6,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $5,208,000 | 108 |
| Net operating income | $790,000 | 3,421 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 2,765 |
| Total interest expense | $1,184,000 | 2,599 |
| Net interest income | $3,908,000 | 2,802 |
| Provision for loan and lease losses | $930,000 | 1,555 |
| Total noninterest income | $184,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $87,000 | 4,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,589 |
| Total noninterest expense | $2,848,000 | 3,226 |
| Salaries and employee benefits | $1,736,000 | 2,777 |
| Premises and equipment expense | $235,000 | 4,275 |
| Additional noninterest expense | $877,000 | 3,521 |
| Pre-tax net operating income | $314,000 | 4,545 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-89,000 | 7,092 |
| Income before extraordinary items | $403,000 | 3,967 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $403,000 | 3,968 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $403,000 | 3,969 |
| Net charge-offs | $277,000 | 2,785 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 356 |
| Net operating income | $403,000 | 3,863 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 2,846 |
| Total interest expense | $603,000 | 2,629 |
| Net interest income | $1,878,000 | 2,880 |
| Provision for loan and lease losses | $400,000 | 1,629 |
| Total noninterest income | $72,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $1,419,000 | 3,248 |
| Salaries and employee benefits | $866,000 | 2,791 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $438,000 | 3,519 |
| Pre-tax net operating income | $131,000 | 4,809 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-25,000 | 7,105 |
| Income before extraordinary items | $156,000 | 4,380 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $156,000 | 4,379 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $156,000 | 4,380 |
| Net charge-offs | $265,000 | 1,861 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 287 |
| Net operating income | $156,000 | 4,317 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,566,000 | 3,064 |
| Total interest expense | $2,810,000 | 2,746 |
| Net interest income | $6,756,000 | 3,166 |
| Provision for loan and lease losses | $1,850,000 | 2,181 |
| Total noninterest income | $344,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $156,000 | 4,840 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $188,000 | 4,678 |
| Total noninterest expense | $5,049,000 | 3,587 |
| Salaries and employee benefits | $3,184,000 | 2,965 |
| Premises and equipment expense | $431,000 | 4,567 |
| Additional noninterest expense | $1,434,000 | 4,125 |
| Pre-tax net operating income | $201,000 | 5,201 |
| Securities gains (losses) | $31,000 | 2,920 |
| Applicable income taxes | $-300,000 | 7,053 |
| Income before extraordinary items | $532,000 | 4,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $532,000 | 4,234 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $532,000 | 4,234 |
| Net charge-offs | $918,000 | 2,807 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $311,000 | 544 |
| Net operating income | $501,000 | 4,176 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 3,131 |
| Total interest expense | $2,159,000 | 2,796 |
| Net interest income | $4,985,000 | 3,255 |
| Provision for loan and lease losses | $1,200,000 | 2,269 |
| Total noninterest income | $249,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $117,000 | 4,912 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $132,000 | 4,847 |
| Total noninterest expense | $3,648,000 | 3,706 |
| Salaries and employee benefits | $2,309,000 | 3,062 |
| Premises and equipment expense | $326,000 | 4,622 |
| Additional noninterest expense | $1,013,000 | 4,270 |
| Pre-tax net operating income | $386,000 | 4,545 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $388,000 | 4,511 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $388,000 | 4,514 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $388,000 | 4,514 |
| Net charge-offs | $261,000 | 3,905 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 489 |
| Net operating income | $386,000 | 4,334 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 3,194 |
| Total interest expense | $1,465,000 | 2,846 |
| Net interest income | $3,250,000 | 3,314 |
| Provision for loan and lease losses | $775,000 | 2,230 |
| Total noninterest income | $151,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $75,000 | 4,997 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $76,000 | 5,043 |
| Total noninterest expense | $2,365,000 | 3,778 |
| Salaries and employee benefits | $1,514,000 | 3,125 |
| Premises and equipment expense | $210,000 | 4,730 |
| Additional noninterest expense | $641,000 | 4,419 |
| Pre-tax net operating income | $261,000 | 4,588 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $263,000 | 4,514 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $263,000 | 4,514 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $263,000 | 4,514 |
| Net charge-offs | $157,000 | 3,783 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 430 |
| Net operating income | $261,000 | 4,380 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 3,297 |
| Total interest expense | $749,000 | 2,915 |
| Net interest income | $1,566,000 | 3,436 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $73,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $39,000 | 5,085 |
| Total noninterest expense | $1,146,000 | 3,884 |
| Salaries and employee benefits | $751,000 | 3,183 |
| Premises and equipment expense | $102,000 | 4,904 |
| Additional noninterest expense | $293,000 | 4,651 |
| Pre-tax net operating income | $93,000 | 5,130 |
| Securities gains (losses) | $11,000 | 1,699 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $104,000 | 4,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 4,915 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $104,000 | 4,914 |
| Net charge-offs | $157,000 | 2,674 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 373 |
| Net operating income | $93,000 | 4,959 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,143,000 | 3,768 |
| Total interest expense | $3,390,000 | 3,119 |
| Net interest income | $4,753,000 | 4,073 |
| Provision for loan and lease losses | $1,006,000 | 3,492 |
| Total noninterest income | $284,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $123,000 | 5,468 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $161,000 | 4,976 |
| Total noninterest expense | $4,370,000 | 4,084 |
| Salaries and employee benefits | $2,660,000 | 3,530 |
| Premises and equipment expense | $412,000 | 4,915 |
| Additional noninterest expense | $1,298,000 | 4,513 |
| Pre-tax net operating income | $-339,000 | 5,846 |
| Securities gains (losses) | $-320,000 | 7,508 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-659,000 | 6,172 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-659,000 | 6,171 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-659,000 | 6,171 |
| Net charge-offs | $669,000 | 3,412 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $242,000 | 676 |
| Net operating income | $-339,000 | 5,959 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,946,000 | 3,891 |
| Total interest expense | $2,624,000 | 3,177 |
| Net interest income | $3,322,000 | 4,281 |
| Provision for loan and lease losses | $476,000 | 3,873 |
| Total noninterest income | $201,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $90,000 | 5,522 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $111,000 | 5,238 |
| Total noninterest expense | $3,455,000 | 3,940 |
| Salaries and employee benefits | $2,110,000 | 3,391 |
| Premises and equipment expense | $328,000 | 4,801 |
| Additional noninterest expense | $1,017,000 | 4,328 |
| Pre-tax net operating income | $-408,000 | 6,247 |
| Securities gains (losses) | $-315,000 | 7,666 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-723,000 | 6,584 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-723,000 | 6,585 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-723,000 | 6,585 |
| Net charge-offs | $43,000 | 5,787 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 601 |
| Net operating income | $-408,000 | 6,339 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 4,023 |
| Total interest expense | $1,796,000 | 3,234 |
| Net interest income | $2,037,000 | 4,525 |
| Provision for loan and lease losses | $236,000 | 4,116 |
| Total noninterest income | $132,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $57,000 | 5,605 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $2,412,000 | 3,839 |
| Salaries and employee benefits | $1,482,000 | 3,266 |
| Premises and equipment expense | $213,000 | 4,899 |
| Additional noninterest expense | $717,000 | 4,206 |
| Pre-tax net operating income | $-479,000 | 6,620 |
| Securities gains (losses) | $-295,000 | 7,841 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-774,000 | 7,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-774,000 | 7,005 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-774,000 | 7,005 |
| Net charge-offs | $43,000 | 5,045 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 561 |
| Net operating income | $-479,000 | 6,727 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 4,187 |
| Total interest expense | $908,000 | 3,308 |
| Net interest income | $922,000 | 4,811 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $59,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $1,130,000 | 3,943 |
| Salaries and employee benefits | $744,000 | 3,295 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $280,000 | 4,620 |
| Pre-tax net operating income | $-299,000 | 7,059 |
| Securities gains (losses) | $-174,000 | 8,034 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-473,000 | 7,423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-473,000 | 7,423 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-473,000 | 7,424 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 454 |
| Net operating income | $-299,000 | 7,147 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 4,677 |
| Total interest expense | $3,493,000 | 3,852 |
| Net interest income | $3,050,000 | 5,373 |
| Provision for loan and lease losses | $710,000 | 3,223 |
| Total noninterest income | $247,000 | 6,157 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $94,000 | 5,981 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $153,000 | 5,275 |
| Total noninterest expense | $3,754,000 | 4,428 |
| Salaries and employee benefits | $2,478,000 | 3,805 |
| Premises and equipment expense | $282,000 | 5,945 |
| Additional noninterest expense | $994,000 | 4,841 |
| Pre-tax net operating income | $-1,167,000 | 7,089 |
| Securities gains (losses) | $74,000 | 1,338 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,093,000 | 7,037 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,093,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,895 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $25,271,000 | 59 |
| Net operating income | $-1,167,000 | 7,186 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 4,824 |
| Total interest expense | $2,542,000 | 4,034 |
| Net interest income | $2,248,000 | 5,462 |
| Provision for loan and lease losses | $497,000 | 2,736 |
| Total noninterest income | $173,000 | 6,378 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $64,000 | 6,143 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $2,974,000 | 4,244 |
| Salaries and employee benefits | $2,025,000 | 3,580 |
| Premises and equipment expense | $209,000 | 5,989 |
| Additional noninterest expense | $740,000 | 4,789 |
| Pre-tax net operating income | $-1,050,000 | 7,560 |
| Securities gains (losses) | $74,000 | 1,153 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-976,000 | 7,490 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-976,000 | 7,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $25,222,000 | 38 |
| Net operating income | $-1,050,000 | 7,642 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 5,009 |
| Total interest expense | $1,662,000 | 4,220 |
| Net interest income | $1,409,000 | 5,648 |
| Provision for loan and lease losses | $389,000 | 2,204 |
| Total noninterest income | $108,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $69,000 | 5,660 |
| Total noninterest expense | $1,962,000 | 4,300 |
| Salaries and employee benefits | $1,329,000 | 3,663 |
| Premises and equipment expense | $131,000 | 6,187 |
| Additional noninterest expense | $502,000 | 4,717 |
| Pre-tax net operating income | $-834,000 | 7,818 |
| Securities gains (losses) | $74,000 | 1,171 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-760,000 | 7,873 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-760,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $25,158,000 | 24 |
| Net operating income | $-834,000 | 7,901 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 5,120 |
| Total interest expense | $837,000 | 4,389 |
| Net interest income | $692,000 | 5,728 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $912,000 | 4,533 |
| Salaries and employee benefits | $664,000 | 3,684 |
| Premises and equipment expense | $51,000 | 6,733 |
| Additional noninterest expense | $197,000 | 5,417 |
| Pre-tax net operating income | $-373,000 | 7,978 |
| Securities gains (losses) | $72,000 | 882 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-301,000 | 7,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-301,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $25,093,000 | 13 |
| Net operating income | $-373,000 | 8,035 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 6,028 |
| Total interest expense | $2,215,000 | 5,589 |
| Net interest income | $2,189,000 | 6,305 |
| Provision for loan and lease losses | $920,000 | 1,515 |
| Total noninterest income | $113,000 | 7,443 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $19,000 | 7,165 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $94,000 | 6,303 |
| Total noninterest expense | $2,829,000 | 5,186 |
| Salaries and employee benefits | $1,903,000 | 4,561 |
| Premises and equipment expense | $198,000 | 6,754 |
| Additional noninterest expense | $728,000 | 5,634 |
| Pre-tax net operating income | $-1,447,000 | 8,182 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,447,000 | 8,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,447,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $25,029,000 | 55 |
| Net operating income | $-1,447,000 | 8,216 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 6,333 |
| Total interest expense | $1,448,000 | 5,935 |
| Net interest income | $1,449,000 | 6,624 |
| Provision for loan and lease losses | $700,000 | 1,201 |
| Total noninterest income | $73,000 | 7,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $64,000 | 6,464 |
| Total noninterest expense | $2,031,000 | 5,311 |
| Salaries and employee benefits | $1,340,000 | 4,741 |
| Premises and equipment expense | $151,000 | 6,710 |
| Additional noninterest expense | $540,000 | 5,609 |
| Pre-tax net operating income | $-1,209,000 | 8,336 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,209,000 | 8,371 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,209,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $24,969,000 | 41 |
| Net operating income | $-1,209,000 | 8,362 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 6,784 |
| Total interest expense | $743,000 | 6,510 |
| Net interest income | $856,000 | 6,944 |
| Provision for loan and lease losses | $450,000 | 1,118 |
| Total noninterest income | $38,000 | 7,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $1,304,000 | 5,471 |
| Salaries and employee benefits | $833,000 | 4,994 |
| Premises and equipment expense | $89,000 | 6,968 |
| Additional noninterest expense | $382,000 | 5,437 |
| Pre-tax net operating income | $-860,000 | 8,424 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-860,000 | 8,453 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-860,000 | 8,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $24,913,000 | 30 |
| Net operating income | $-860,000 | 8,444 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 7,379 |
| Total interest expense | $220,000 | 7,437 |
| Net interest income | $383,000 | 7,201 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $673,000 | 5,382 |
| Salaries and employee benefits | $408,000 | 5,100 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $217,000 | 4,990 |
| Pre-tax net operating income | $-584,000 | 8,531 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-584,000 | 8,547 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-584,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $24,888,000 | 17 |
| Net operating income | $-584,000 | 8,538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.