Home > Carney Bank > Income and Expense
Carney Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 6,978 |
| Total interest expense | $1,429,000 | 7,896 |
| Net interest income | $2,590,000 | 6,146 |
| Provision for loan and lease losses | $235,000 | 2,726 |
| Total noninterest income | $288,000 | 7,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $2,417,000 | 5,143 |
| Salaries and employee benefits | $1,100,000 | 5,598 |
| Premises and equipment expense | $457,000 | 4,069 |
| Additional noninterest expense | $860,000 | 4,944 |
| Pre-tax net operating income | $226,000 | 10,292 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $226,000 | 9,648 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $226,000 | 9,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,961 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $226,000 | 9,621 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 7,442 |
| Total interest expense | $1,346,000 | 7,409 |
| Net interest income | $2,082,000 | 7,369 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $388,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $2,546,000 | 5,081 |
| Salaries and employee benefits | $1,076,000 | 5,741 |
| Premises and equipment expense | $441,000 | 4,233 |
| Additional noninterest expense | $1,029,000 | 4,609 |
| Pre-tax net operating income | $-276,000 | 12,297 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-276,000 | 12,261 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-276,000 | 12,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,905 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $367,000 | 598 |
| Net operating income | $-276,000 | 12,280 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 8,254 |
| Total interest expense | $1,456,000 | 7,349 |
| Net interest income | $1,593,000 | 8,819 |
| Provision for loan and lease losses | $224,000 | 3,670 |
| Total noninterest income | $549,000 | 5,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $2,811,000 | 4,770 |
| Salaries and employee benefits | $1,013,000 | 6,053 |
| Premises and equipment expense | $620,000 | 3,223 |
| Additional noninterest expense | $1,178,000 | 4,258 |
| Pre-tax net operating income | $-893,000 | 12,957 |
| Securities gains (losses) | $123,000 | 2,217 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-770,000 | 12,964 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-770,000 | 12,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,556 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $-893,000 | 12,942 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 7,458 |
| Total interest expense | $1,853,000 | 7,469 |
| Net interest income | $2,182,000 | 7,290 |
| Provision for loan and lease losses | $814,000 | 2,127 |
| Total noninterest income | $608,000 | 4,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 3,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,417 |
| Total noninterest expense | $2,528,000 | 5,265 |
| Salaries and employee benefits | $961,000 | 6,255 |
| Premises and equipment expense | $680,000 | 2,991 |
| Additional noninterest expense | $887,000 | 5,594 |
| Pre-tax net operating income | $-552,000 | 13,319 |
| Securities gains (losses) | $165,000 | 2,288 |
| Applicable income taxes | $-60,000 | 13,525 |
| Income before extraordinary items | $-327,000 | 13,272 |
| Extraordinary gains, net | $-58,000 | 13,597 |
| Net income | $-385,000 | 13,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 2,038 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $321,000 | 641 |
| Net operating income | $-465,600 | 13,263 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.