Home > Carnegie Bank > Income and Expense
Carnegie Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,377,000 | 1,055 |
| Total interest expense | $16,151,000 | 1,009 |
| Net interest income | $16,226,000 | 1,087 |
| Provision for loan and lease losses | $446,000 | 1,942 |
| Total noninterest income | $989,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $456,000 | 2,862 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $533,000 | 2,697 |
| Total noninterest expense | $11,284,000 | 1,176 |
| Salaries and employee benefits | $5,268,000 | 1,251 |
| Premises and equipment expense | $2,677,000 | 761 |
| Additional noninterest expense | $3,339,000 | 1,317 |
| Pre-tax net operating income | $5,485,000 | 1,417 |
| Securities gains (losses) | $22,000 | 1,824 |
| Applicable income taxes | $1,858,000 | 1,414 |
| Income before extraordinary items | $3,649,000 | 1,480 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,649,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,967 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,634,480 | 1,450 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,464,000 | 1,399 |
| Total interest expense | $10,991,000 | 1,466 |
| Net interest income | $13,473,000 | 1,327 |
| Provision for loan and lease losses | $1,609,000 | 728 |
| Total noninterest income | $1,055,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $422,000 | 3,188 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $633,000 | 2,473 |
| Total noninterest expense | $9,911,000 | 1,445 |
| Salaries and employee benefits | $4,684,000 | 1,431 |
| Premises and equipment expense | $2,381,000 | 916 |
| Additional noninterest expense | $2,846,000 | 1,822 |
| Pre-tax net operating income | $3,008,000 | 2,365 |
| Securities gains (losses) | $305,000 | 544 |
| Applicable income taxes | $1,073,000 | 2,197 |
| Income before extraordinary items | $2,240,000 | 2,207 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,240,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 1,115 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,032,600 | 2,371 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,706,000 | 1,814 |
| Total interest expense | $8,637,000 | 1,831 |
| Net interest income | $10,069,000 | 1,775 |
| Provision for loan and lease losses | $369,000 | 1,977 |
| Total noninterest income | $746,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $433,000 | 3,102 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $313,000 | 3,905 |
| Total noninterest expense | $7,551,000 | 1,854 |
| Salaries and employee benefits | $3,354,000 | 1,980 |
| Premises and equipment expense | $1,636,000 | 1,269 |
| Additional noninterest expense | $2,561,000 | 1,959 |
| Pre-tax net operating income | $2,895,000 | 2,499 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $765,000 | 2,994 |
| Income before extraordinary items | $2,130,000 | 2,368 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,130,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,130,000 | 2,340 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,555,000 | 2,261 |
| Total interest expense | $5,238,000 | 2,355 |
| Net interest income | $8,317,000 | 2,178 |
| Provision for loan and lease losses | $650,000 | 1,265 |
| Total noninterest income | $495,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $236,000 | 5,255 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $259,000 | 4,483 |
| Total noninterest expense | $5,961,000 | 2,363 |
| Salaries and employee benefits | $2,572,000 | 2,588 |
| Premises and equipment expense | $1,063,000 | 1,919 |
| Additional noninterest expense | $2,326,000 | 2,279 |
| Pre-tax net operating income | $2,201,000 | 3,178 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $652,000 | 3,275 |
| Income before extraordinary items | $1,549,000 | 3,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,549,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,283 |
| Cash dividends | $340,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,549,000 | 3,111 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,877,000 | 3,124 |
| Total interest expense | $3,639,000 | 3,447 |
| Net interest income | $6,238,000 | 2,920 |
| Provision for loan and lease losses | $429,000 | 2,339 |
| Total noninterest income | $326,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $135,000 | 7,460 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $191,000 | 5,807 |
| Total noninterest expense | $4,696,000 | 3,008 |
| Salaries and employee benefits | $2,094,000 | 3,132 |
| Premises and equipment expense | $904,000 | 2,266 |
| Additional noninterest expense | $1,698,000 | 3,143 |
| Pre-tax net operating income | $1,439,000 | 4,485 |
| Securities gains (losses) | $145,000 | 2,015 |
| Applicable income taxes | $520,000 | 4,044 |
| Income before extraordinary items | $1,064,000 | 4,447 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,064,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,711 |
| Cash dividends | $287,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $966,850 | 4,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,220,000 | 4,205 |
| Total interest expense | $3,451,000 | 4,588 |
| Net interest income | $4,769,000 | 3,809 |
| Provision for loan and lease losses | $473,000 | 3,125 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $3,403,000 | 4,040 |
| Salaries and employee benefits | $1,495,000 | 4,243 |
| Premises and equipment expense | $611,000 | 3,299 |
| Additional noninterest expense | $1,297,000 | 4,049 |
| Pre-tax net operating income | $1,102,000 | 5,255 |
| Securities gains (losses) | $396,000 | 1,294 |
| Applicable income taxes | $485,000 | 4,094 |
| Income before extraordinary items | $1,013,000 | 4,442 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,013,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 3,797 |
| Cash dividends | $203,000 | 4,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $743,720 | 5,325 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.