Home > Cardunal Savings Bank, FSB > Assets and Liabilities
Cardunal Savings Bank, FSB, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 50 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $176,450,000 | 3,447 |
| Cash and due from depository institutions | $3,219,000 | 3,329 |
| Interest-bearing balances | $116,000 | 4,404 |
| Securities | $31,177,000 | 3,355 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $133,412,000 | 3,144 |
| Loan loss allowance | $1,310,000 | 3,493 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,242,000 | 2,845 |
| Other real estate owned | $558,000 | 3,329 |
| Goodwill and other intangibles | $120,000 | 2,792 |
| All other assets | $3,722,000 | 3,749 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $176,450,000 | 3,447 |
| Total liabilities | $165,063,000 | 3,316 |
| Total deposits | $133,801,000 | 3,627 |
| Interest-bearing deposits | $124,394,000 | 3,399 |
| Deposits held in domestic offices | $133,801,000 | 3,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $30,487,000 | 1,327 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $775,000 | 4,652 |
| Total equity capital | $11,387,000 | 5,039 |
| Total bank equity capital | $11,387,000 | 5,039 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $300,000 | 4,908 |
| Surplus | $269,000 | 7,607 |
| Undivided profits | $10,818,000 | 2,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,778,000 | 1,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,054,000 | 4,057 |
| Earning assets | $164,705,000 | 3,403 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $178,455,750 | 3,343 |
| Average Assets, quarterly | $177,154,000 | 3,407 |
| Volatile liabilities | $57,063,000 | 2,283 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $30,487,000 | 1,248 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $12,622,000 | 4,312 |
| Tier 1 (core) risk-based capital | $10,731,000 | 5,141 |
| Tier 2 risk-based capital | $1,813,000 | 2,598 |
| Total risk weighted assets | $111,571,000 | 3,770 |
| Total unused commitments | $12,622,000 | 4,313 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 51 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $177,858,000 | 3,419 |
| Cash and due from depository institutions | $3,261,000 | 3,329 |
| Interest-bearing balances | $108,000 | 4,554 |
| Securities | $31,446,000 | 3,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $134,884,000 | 3,114 |
| Loan loss allowance | $1,278,000 | 3,554 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,322,000 | 2,784 |
| Other real estate owned | $200,000 | 3,329 |
| Goodwill and other intangibles | $129,000 | 2,796 |
| All other assets | $3,616,000 | 3,790 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $177,858,000 | 3,419 |
| Total liabilities | $166,610,000 | 3,283 |
| Total deposits | $137,908,000 | 3,562 |
| Interest-bearing deposits | $127,521,000 | 3,329 |
| Deposits held in domestic offices | $137,908,000 | 3,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $28,175,000 | 1,352 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $527,000 | 5,415 |
| Total equity capital | $11,248,000 | 5,016 |
| Total bank equity capital | $11,248,000 | 5,016 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $300,000 | 4,938 |
| Surplus | $269,000 | 7,645 |
| Undivided profits | $10,679,000 | 2,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,922,000 | 1,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $961,000 | 4,106 |
| Earning assets | $166,438,000 | 3,358 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $179,124,330 | 3,354 |
| Average Assets, quarterly | $179,297,500 | 3,380 |
| Volatile liabilities | $54,642,000 | 2,347 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $28,175,000 | 1,269 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,780,000 | 4,314 |
| Tier 1 (core) risk-based capital | $10,754,000 | 5,122 |
| Tier 2 risk-based capital | $1,772,000 | 2,640 |
| Total risk weighted assets | $110,296,000 | 3,779 |
| Total unused commitments | $12,780,000 | 4,315 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 52 | 3,262 |
| Assets and Liabilities | ||
| Total Assets: | $180,737,000 | 3,373 |
| Cash and due from depository institutions | $3,550,000 | 3,262 |
| Interest-bearing balances | $107,000 | 4,621 |
| Securities | $31,176,000 | 3,356 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $137,808,000 | 3,030 |
| Loan loss allowance | $821,000 | 4,759 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,400,000 | 2,725 |
| Other real estate owned | $0 | 3,262 |
| Goodwill and other intangibles | $118,000 | 2,828 |
| All other assets | $3,685,000 | 3,658 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $180,737,000 | 3,373 |
| Total liabilities | $168,897,000 | 3,244 |
| Total deposits | $138,538,000 | 3,558 |
| Interest-bearing deposits | $127,465,000 | 3,334 |
| Deposits held in domestic offices | $138,538,000 | 3,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $29,387,000 | 1,268 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $972,000 | 3,974 |
| Total equity capital | $11,840,000 | 4,850 |
| Total bank equity capital | $11,840,000 | 4,850 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $300,000 | 4,948 |
| Surplus | $269,000 | 7,668 |
| Undivided profits | $11,271,000 | 2,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,523,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $925,000 | 4,086 |
| Earning assets | $169,091,000 | 3,323 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $179,757,500 | 3,363 |
| Average Assets, quarterly | $179,757,500 | 3,363 |
| Volatile liabilities | $29,387,000 | 3,680 |
| Insider loans | $514,000 | 5,462 |
| FHLB advances | $29,387,000 | 1,203 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $11,911,000 | 4,469 |
| Tier 1 (core) risk-based capital | $11,229,000 | 4,951 |
| Tier 2 risk-based capital | $1,432,000 | 3,124 |
| Total risk weighted assets | $113,469,000 | 3,671 |
| Total unused commitments | $11,911,000 | 4,470 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 52 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $178,778,000 | 3,367 |
| Cash and due from depository institutions | $3,315,000 | 3,257 |
| Interest-bearing balances | $116,000 | 4,560 |
| Securities | $30,164,000 | 3,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $137,066,000 | 3,021 |
| Loan loss allowance | $797,000 | 4,829 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,465,000 | 2,649 |
| Other real estate owned | $0 | 3,257 |
| Goodwill and other intangibles | $127,000 | 2,805 |
| All other assets | $3,641,000 | 3,724 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $178,778,000 | 3,367 |
| Total liabilities | $166,755,000 | 3,247 |
| Total deposits | $134,797,000 | 3,602 |
| Interest-bearing deposits | $123,293,000 | 3,387 |
| Deposits held in domestic offices | $134,797,000 | 3,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,898,000 | 1,272 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,060,000 | 3,723 |
| Total equity capital | $12,023,000 | 4,764 |
| Total bank equity capital | $12,023,000 | 4,764 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $300,000 | 4,970 |
| Surplus | $269,000 | 7,689 |
| Undivided profits | $11,454,000 | 2,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $896,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $947,000 | 4,117 |
| Earning assets | $167,346,000 | 3,299 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $181,582,000 | 3,193 |
| Average Assets, quarterly | $179,794,500 | 3,312 |
| Volatile liabilities | $61,065,000 | 2,270 |
| Insider loans | $555,000 | 5,314 |
| FHLB advances | $30,898,000 | 1,192 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $12,593,000 | 4,267 |
| Tier 1 (core) risk-based capital | $11,236,000 | 4,915 |
| Tier 2 risk-based capital | $1,377,000 | 3,190 |
| Total risk weighted assets | $111,315,000 | 3,685 |
| Total unused commitments | $12,593,000 | 4,267 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 59 | 2,955 |
| Assets and Liabilities | ||
| Total Assets: | $180,811,000 | 3,299 |
| Cash and due from depository institutions | $3,378,000 | 2,955 |
| Interest-bearing balances | $254,000 | 3,783 |
| Securities | $32,050,000 | 3,348 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $136,757,000 | 3,007 |
| Loan loss allowance | $775,000 | 4,913 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,547,000 | 2,575 |
| Other real estate owned | $0 | 2,955 |
| Goodwill and other intangibles | $166,000 | 2,696 |
| All other assets | $3,913,000 | 3,567 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $180,811,000 | 3,299 |
| Total liabilities | $168,632,000 | 3,180 |
| Total deposits | $133,550,000 | 3,581 |
| Interest-bearing deposits | $122,584,000 | 3,338 |
| Deposits held in domestic offices | $133,550,000 | 3,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,160,000 | 1,228 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $922,000 | 4,063 |
| Total equity capital | $12,179,000 | 4,688 |
| Total bank equity capital | $12,179,000 | 4,688 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,006 |
| Surplus | $269,000 | 7,743 |
| Undivided profits | $11,610,000 | 2,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 3,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $966,000 | 4,096 |
| Earning assets | $169,061,000 | 3,245 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $182,283,000 | 3,193 |
| Average Assets, quarterly | $183,090,500 | 3,238 |
| Volatile liabilities | $71,020,000 | 2,000 |
| Insider loans | $776,000 | 4,699 |
| FHLB advances | $34,160,000 | 1,137 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,855,000 | 4,234 |
| Tier 1 (core) risk-based capital | $11,335,000 | 4,874 |
| Tier 2 risk-based capital | $1,492,000 | 2,994 |
| Total risk weighted assets | $111,544,000 | 3,654 |
| Total unused commitments | $12,855,000 | 4,234 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $185,370,000 | 3,208 |
| Cash and due from depository institutions | $3,597,000 | 2,845 |
| Interest-bearing balances | $4,000 | 6,564 |
| Securities | $29,723,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $143,515,000 | 2,845 |
| Loan loss allowance | $745,000 | 4,995 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,522,000 | 2,561 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $93,000 | 2,911 |
| All other assets | $3,920,000 | 3,523 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $185,370,000 | 3,208 |
| Total liabilities | $173,546,000 | 3,098 |
| Total deposits | $133,297,000 | 3,558 |
| Interest-bearing deposits | $122,473,000 | 3,307 |
| Deposits held in domestic offices | $133,297,000 | 3,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $39,471,000 | 1,116 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $778,000 | 4,134 |
| Total equity capital | $11,824,000 | 4,649 |
| Total bank equity capital | $11,824,000 | 4,649 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $300,000 | 5,008 |
| Surplus | $269,000 | 7,769 |
| Undivided profits | $11,255,000 | 2,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 4,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $915,000 | 3,880 |
| Earning assets | $173,242,000 | 3,149 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $182,773,670 | 3,194 |
| Average Assets, quarterly | $183,797,500 | 3,202 |
| Volatile liabilities | $72,565,000 | 1,920 |
| Insider loans | $794,000 | 4,660 |
| FHLB advances | $39,471,000 | 1,032 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,339,000 | 4,013 |
| Tier 1 (core) risk-based capital | $11,313,000 | 4,803 |
| Tier 2 risk-based capital | $1,427,000 | 3,078 |
| Total risk weighted assets | $114,834,000 | 3,561 |
| Total unused commitments | $14,339,000 | 4,014 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 64 | 2,743 |
| Assets and Liabilities | ||
| Total Assets: | $182,225,000 | 3,222 |
| Cash and due from depository institutions | $3,568,000 | 2,743 |
| Interest-bearing balances | $14,000 | 6,282 |
| Securities | $28,831,000 | 3,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $141,267,000 | 2,844 |
| Loan loss allowance | $717,000 | 5,089 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,570,000 | 2,475 |
| Other real estate owned | $0 | 2,743 |
| Goodwill and other intangibles | $101,000 | 2,870 |
| All other assets | $3,888,000 | 3,459 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $182,225,000 | 3,222 |
| Total liabilities | $170,293,000 | 3,116 |
| Total deposits | $134,381,000 | 3,516 |
| Interest-bearing deposits | $122,659,000 | 3,280 |
| Deposits held in domestic offices | $134,381,000 | 3,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,031,000 | 1,176 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $881,000 | 3,829 |
| Total equity capital | $11,932,000 | 4,599 |
| Total bank equity capital | $11,932,000 | 4,599 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,005 |
| Surplus | $269,000 | 7,770 |
| Undivided profits | $11,363,000 | 2,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 2,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $910,000 | 3,722 |
| Earning assets | $170,112,000 | 3,170 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $181,475,500 | 3,210 |
| Average Assets, quarterly | $181,475,500 | 3,210 |
| Volatile liabilities | $71,856,000 | 1,871 |
| Insider loans | $801,000 | 4,617 |
| FHLB advances | $35,031,000 | 1,102 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,322,000 | 3,734 |
| Tier 1 (core) risk-based capital | $11,294,000 | 4,746 |
| Tier 2 risk-based capital | $1,312,000 | 3,242 |
| Total risk weighted assets | $111,112,000 | 3,581 |
| Total unused commitments | $16,322,000 | 3,735 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 60 | 2,895 |
| Assets and Liabilities | ||
| Total Assets: | $180,726,000 | 3,231 |
| Cash and due from depository institutions | $3,689,000 | 2,895 |
| Interest-bearing balances | $40,000 | 5,785 |
| Securities | $30,554,000 | 3,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $137,931,000 | 2,880 |
| Loan loss allowance | $689,000 | 5,189 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,618,000 | 2,422 |
| Other real estate owned | $0 | 2,895 |
| Goodwill and other intangibles | $109,000 | 2,844 |
| All other assets | $3,825,000 | 3,496 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $180,726,000 | 3,231 |
| Total liabilities | $168,739,000 | 3,124 |
| Total deposits | $130,122,000 | 3,559 |
| Interest-bearing deposits | $118,560,000 | 3,323 |
| Deposits held in domestic offices | $130,122,000 | 3,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,066,000 | 1,158 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,551,000 | 2,570 |
| Total equity capital | $11,987,000 | 4,549 |
| Total bank equity capital | $11,987,000 | 4,549 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $300,000 | 5,028 |
| Surplus | $269,000 | 7,806 |
| Undivided profits | $11,418,000 | 2,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $863,000 | 3,917 |
| Earning assets | $168,525,000 | 3,164 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $174,112,200 | 3,191 |
| Average Assets, quarterly | $177,246,500 | 3,248 |
| Volatile liabilities | $69,683,000 | 1,877 |
| Insider loans | $796,000 | 4,640 |
| FHLB advances | $37,066,000 | 1,067 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,258,000 | 3,844 |
| Tier 1 (core) risk-based capital | $11,276,000 | 4,719 |
| Tier 2 risk-based capital | $1,357,000 | 3,109 |
| Total risk weighted assets | $108,837,000 | 3,610 |
| Total unused commitments | $15,258,000 | 3,845 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 60 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $173,767,000 | 3,286 |
| Cash and due from depository institutions | $3,774,000 | 2,876 |
| Interest-bearing balances | $9,000 | 6,506 |
| Securities | $28,253,000 | 3,697 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $133,081,000 | 2,936 |
| Loan loss allowance | $660,000 | 5,276 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,656,000 | 2,345 |
| Other real estate owned | $147,000 | 2,876 |
| Goodwill and other intangibles | $117,000 | 2,808 |
| All other assets | $3,739,000 | 3,483 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $173,767,000 | 3,286 |
| Total liabilities | $161,601,000 | 3,193 |
| Total deposits | $127,575,000 | 3,550 |
| Interest-bearing deposits | $116,568,000 | 3,306 |
| Deposits held in domestic offices | $127,575,000 | 3,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $32,901,000 | 1,246 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,125,000 | 3,177 |
| Total equity capital | $12,166,000 | 4,469 |
| Total bank equity capital | $12,166,000 | 4,469 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,037 |
| Surplus | $269,000 | 7,828 |
| Undivided profits | $11,597,000 | 2,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $840,000 | 2,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $790,000 | 4,193 |
| Earning assets | $161,343,000 | 3,241 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $172,458,750 | 3,202 |
| Average Assets, quarterly | $174,542,500 | 3,232 |
| Volatile liabilities | $66,841,000 | 1,864 |
| Insider loans | $1,006,000 | 4,165 |
| FHLB advances | $32,901,000 | 1,159 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,295,000 | 4,209 |
| Tier 1 (core) risk-based capital | $11,496,000 | 4,583 |
| Tier 2 risk-based capital | $1,244,000 | 3,315 |
| Total risk weighted assets | $104,924,000 | 3,654 |
| Total unused commitments | $12,295,000 | 4,211 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 58 | 2,951 |
| Assets and Liabilities | ||
| Total Assets: | $175,318,000 | 3,196 |
| Cash and due from depository institutions | $5,389,000 | 2,951 |
| Interest-bearing balances | $2,000 | 6,722 |
| Securities | $27,285,000 | 3,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $134,597,000 | 2,830 |
| Loan loss allowance | $721,000 | 4,983 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,280,000 | 2,479 |
| Other real estate owned | $0 | 2,951 |
| Goodwill and other intangibles | $71,000 | 2,939 |
| All other assets | $3,696,000 | 3,416 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $175,318,000 | 3,196 |
| Total liabilities | $163,089,000 | 3,104 |
| Total deposits | $130,700,000 | 3,433 |
| Interest-bearing deposits | $119,295,000 | 3,200 |
| Deposits held in domestic offices | $130,700,000 | 3,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,310,000 | 1,294 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,079,000 | 3,076 |
| Total equity capital | $12,229,000 | 4,391 |
| Total bank equity capital | $12,229,000 | 4,391 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,033 |
| Surplus | $269,000 | 7,828 |
| Undivided profits | $11,660,000 | 2,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 4,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $774,000 | 3,935 |
| Earning assets | $161,884,000 | 3,172 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $172,022,670 | 3,187 |
| Average Assets, quarterly | $175,071,500 | 3,168 |
| Volatile liabilities | $68,757,000 | 1,756 |
| Insider loans | $890,000 | 4,387 |
| FHLB advances | $31,310,000 | 1,208 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $13,991,000 | 3,918 |
| Tier 1 (core) risk-based capital | $11,393,000 | 4,529 |
| Tier 2 risk-based capital | $1,382,000 | 2,997 |
| Total risk weighted assets | $113,058,000 | 3,395 |
| Total unused commitments | $13,991,000 | 3,918 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 56 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $174,825,000 | 3,179 |
| Cash and due from depository institutions | $2,695,000 | 3,017 |
| Interest-bearing balances | $11,000 | 6,436 |
| Securities | $28,724,000 | 3,737 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $128,127,000 | 2,882 |
| Loan loss allowance | $691,000 | 5,156 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,544,000 | 2,907 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $77,000 | 2,912 |
| All other assets | $11,658,000 | 1,364 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $174,825,000 | 3,179 |
| Total liabilities | $162,984,000 | 3,093 |
| Total deposits | $134,985,000 | 3,342 |
| Interest-bearing deposits | $123,578,000 | 3,118 |
| Deposits held in domestic offices | $134,985,000 | 3,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,104,000 | 1,385 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $895,000 | 3,433 |
| Total equity capital | $11,841,000 | 4,420 |
| Total bank equity capital | $11,841,000 | 4,420 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,068 |
| Surplus | $269,000 | 7,884 |
| Undivided profits | $11,272,000 | 2,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 5,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $792,000 | 3,751 |
| Earning assets | $156,862,000 | 3,237 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $170,375,000 | 3,238 |
| Average Assets, quarterly | $170,375,000 | 3,238 |
| Volatile liabilities | $67,162,000 | 1,706 |
| Insider loans | $1,166,000 | 3,816 |
| FHLB advances | $27,104,000 | 1,296 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,306,000 | 3,988 |
| Tier 1 (core) risk-based capital | $11,123,000 | 4,558 |
| Tier 2 risk-based capital | $1,331,000 | 3,063 |
| Total risk weighted assets | $107,953,000 | 3,480 |
| Total unused commitments | $13,306,000 | 3,988 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $165,925,000 | 3,326 |
| Cash and due from depository institutions | $2,127,000 | 3,070 |
| Interest-bearing balances | $20,000 | 6,217 |
| Securities | $28,568,000 | 3,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $120,732,000 | 3,017 |
| Loan loss allowance | $659,000 | 5,263 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,094,000 | 3,211 |
| Other real estate owned | $0 | 3,070 |
| Goodwill and other intangibles | $83,000 | 2,880 |
| All other assets | $11,321,000 | 1,372 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $165,925,000 | 3,326 |
| Total liabilities | $154,044,000 | 3,234 |
| Total deposits | $135,693,000 | 3,316 |
| Interest-bearing deposits | $124,332,000 | 3,078 |
| Deposits held in domestic offices | $135,693,000 | 3,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,877,000 | 1,920 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,474,000 | 2,402 |
| Total equity capital | $11,881,000 | 4,410 |
| Total bank equity capital | $11,881,000 | 4,410 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,084 |
| Surplus | $269,000 | 7,918 |
| Undivided profits | $11,312,000 | 2,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 3,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $690,000 | 4,206 |
| Earning assets | $149,320,000 | 3,373 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $168,221,400 | 3,161 |
| Average Assets, quarterly | $166,259,000 | 3,280 |
| Volatile liabilities | $57,912,000 | 1,877 |
| Insider loans | $1,109,000 | 3,899 |
| FHLB advances | $16,877,000 | 1,813 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,339,000 | 4,023 |
| Tier 1 (core) risk-based capital | $10,812,000 | 4,614 |
| Tier 2 risk-based capital | $1,447,000 | 2,837 |
| Total risk weighted assets | $104,631,000 | 3,545 |
| Total unused commitments | $12,339,000 | 4,023 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 53 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $166,593,000 | 3,254 |
| Cash and due from depository institutions | $3,320,000 | 3,169 |
| Interest-bearing balances | $738,000 | 3,145 |
| Securities | $30,257,000 | 3,601 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $113,636,000 | 3,146 |
| Loan loss allowance | $629,000 | 5,401 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,063,000 | 3,198 |
| Other real estate owned | $0 | 3,169 |
| Goodwill and other intangibles | $88,000 | 2,839 |
| All other assets | $16,229,000 | 955 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $166,593,000 | 3,254 |
| Total liabilities | $154,691,000 | 3,162 |
| Total deposits | $136,585,000 | 3,266 |
| Interest-bearing deposits | $126,171,000 | 3,013 |
| Deposits held in domestic offices | $136,585,000 | 3,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,935,000 | 1,908 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,171,000 | 2,857 |
| Total equity capital | $11,902,000 | 4,402 |
| Total bank equity capital | $11,902,000 | 4,402 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $300,000 | 5,105 |
| Surplus | $269,000 | 7,936 |
| Undivided profits | $11,333,000 | 2,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $715,000 | 4,243 |
| Earning assets | $144,631,000 | 3,423 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $168,795,500 | 3,158 |
| Average Assets, quarterly | $167,073,000 | 3,218 |
| Volatile liabilities | $58,616,000 | 1,830 |
| Insider loans | $1,064,000 | 3,963 |
| FHLB advances | $16,935,000 | 1,793 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,986,000 | 3,582 |
| Tier 1 (core) risk-based capital | $10,932,000 | 4,523 |
| Tier 2 risk-based capital | $1,325,000 | 3,034 |
| Total risk weighted assets | $101,491,000 | 3,589 |
| Total unused commitments | $14,986,000 | 3,584 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 59 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $167,553,000 | 3,230 |
| Cash and due from depository institutions | $2,557,000 | 2,909 |
| Interest-bearing balances | $13,000 | 6,473 |
| Securities | $41,643,000 | 2,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $108,594,000 | 3,214 |
| Loan loss allowance | $600,000 | 5,536 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,087,000 | 3,134 |
| Other real estate owned | $0 | 2,909 |
| Goodwill and other intangibles | $96,000 | 2,831 |
| All other assets | $11,576,000 | 1,307 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $167,553,000 | 3,230 |
| Total liabilities | $156,316,000 | 3,143 |
| Total deposits | $136,340,000 | 3,239 |
| Interest-bearing deposits | $125,009,000 | 3,021 |
| Deposits held in domestic offices | $136,340,000 | 3,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,192,000 | 1,748 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $784,000 | 3,470 |
| Total equity capital | $11,237,000 | 4,454 |
| Total bank equity capital | $11,237,000 | 4,454 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $300,000 | 5,138 |
| Surplus | $269,000 | 7,987 |
| Undivided profits | $10,668,000 | 2,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $830,000 | 3,494 |
| Earning assets | $150,250,000 | 3,288 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $169,529,670 | 3,147 |
| Average Assets, quarterly | $169,316,500 | 3,175 |
| Volatile liabilities | $57,903,000 | 1,805 |
| Insider loans | $1,064,000 | 3,944 |
| FHLB advances | $19,192,000 | 1,642 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,483,000 | 3,518 |
| Tier 1 (core) risk-based capital | $10,692,000 | 4,554 |
| Tier 2 risk-based capital | $1,303,000 | 3,046 |
| Total risk weighted assets | $102,199,000 | 3,540 |
| Total unused commitments | $15,483,000 | 3,520 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $171,080,000 | 3,140 |
| Cash and due from depository institutions | $3,129,000 | 3,077 |
| Interest-bearing balances | $719,000 | 3,390 |
| Securities | $40,651,000 | 2,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $103,578,000 | 3,271 |
| Loan loss allowance | $570,000 | 5,689 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,102,000 | 3,073 |
| Other real estate owned | $0 | 3,077 |
| Goodwill and other intangibles | $104,000 | 2,791 |
| All other assets | $20,516,000 | 744 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $171,080,000 | 3,140 |
| Total liabilities | $159,464,000 | 3,062 |
| Total deposits | $139,326,000 | 3,156 |
| Interest-bearing deposits | $126,861,000 | 2,987 |
| Deposits held in domestic offices | $139,326,000 | 3,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $19,050,000 | 1,674 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,088,000 | 3,037 |
| Total equity capital | $11,616,000 | 4,433 |
| Total bank equity capital | $11,616,000 | 4,433 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $300,000 | 5,148 |
| Surplus | $269,000 | 8,019 |
| Undivided profits | $11,047,000 | 2,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $686,000 | 4,034 |
| Earning assets | $144,948,000 | 3,366 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $170,518,000 | 3,127 |
| Average Assets, quarterly | $170,518,000 | 3,127 |
| Volatile liabilities | $62,226,000 | 1,618 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $19,050,000 | 1,570 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,517,000 | 3,720 |
| Tier 1 (core) risk-based capital | $10,445,000 | 4,597 |
| Tier 2 risk-based capital | $1,357,000 | 2,913 |
| Total risk weighted assets | $101,694,000 | 3,496 |
| Total unused commitments | $13,517,000 | 3,725 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $169,956,000 | 3,158 |
| Cash and due from depository institutions | $2,719,000 | 3,206 |
| Interest-bearing balances | $5,000 | 6,781 |
| Securities | $49,556,000 | 2,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $98,793,000 | 3,384 |
| Loan loss allowance | $542,000 | 5,805 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,140,000 | 3,032 |
| Other real estate owned | $0 | 3,206 |
| Goodwill and other intangibles | $112,000 | 2,762 |
| All other assets | $15,636,000 | 965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,956,000 | 3,158 |
| Total liabilities | $158,554,000 | 3,073 |
| Total deposits | $137,891,000 | 3,191 |
| Interest-bearing deposits | $124,845,000 | 3,008 |
| Deposits held in domestic offices | $137,891,000 | 3,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,256,000 | 1,730 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,407,000 | 1,620 |
| Total equity capital | $11,402,000 | 4,423 |
| Total bank equity capital | $11,402,000 | 4,423 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $300,000 | 5,188 |
| Surplus | $269,000 | 8,072 |
| Undivided profits | $10,833,000 | 2,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 3,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $646,000 | 4,431 |
| Earning assets | $148,354,000 | 3,278 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $167,878,400 | 3,097 |
| Average Assets, quarterly | $169,336,500 | 3,144 |
| Volatile liabilities | $56,798,000 | 1,751 |
| Insider loans | $840,000 | 4,430 |
| FHLB advances | $18,256,000 | 1,619 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,242,000 | 3,392 |
| Tier 1 (core) risk-based capital | $10,521,000 | 4,540 |
| Tier 2 risk-based capital | $1,127,000 | 3,359 |
| Total risk weighted assets | $104,685,000 | 3,398 |
| Total unused commitments | $16,242,000 | 3,262 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 52 | 3,269 |
| Assets and Liabilities | ||
| Total Assets: | $168,717,000 | 3,167 |
| Cash and due from depository institutions | $2,657,000 | 3,269 |
| Interest-bearing balances | $758,000 | 3,362 |
| Securities | $52,913,000 | 2,341 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $96,454,000 | 3,418 |
| Loan loss allowance | $524,000 | 5,933 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,834,000 | 3,273 |
| Other real estate owned | $0 | 3,269 |
| Goodwill and other intangibles | $119,000 | 2,723 |
| All other assets | $13,740,000 | 1,089 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,717,000 | 3,167 |
| Total liabilities | $157,298,000 | 3,069 |
| Total deposits | $139,614,000 | 3,155 |
| Interest-bearing deposits | $127,705,000 | 2,967 |
| Deposits held in domestic offices | $139,614,000 | 3,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,663,000 | 1,762 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,021,000 | 3,169 |
| Total equity capital | $11,419,000 | 4,403 |
| Total bank equity capital | $11,419,000 | 4,403 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $300,000 | 5,220 |
| Surplus | $269,000 | 8,118 |
| Undivided profits | $10,850,000 | 2,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 3,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $740,000 | 4,124 |
| Earning assets | $150,125,000 | 3,237 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $167,359,000 | 3,132 |
| Average Assets, quarterly | $168,567,000 | 3,166 |
| Volatile liabilities | $57,702,000 | 1,694 |
| Insider loans | $1,240,000 | 3,552 |
| FHLB advances | $16,663,000 | 1,643 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $15,000,000 | 3,401 |
| Tier 1 (core) risk-based capital | $10,692,000 | 4,480 |
| Tier 2 risk-based capital | $1,104,000 | 3,395 |
| Total risk weighted assets | $98,366,000 | 3,541 |
| Total unused commitments | $15,000,000 | 3,404 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 52 | 3,272 |
| Assets and Liabilities | ||
| Total Assets: | $168,417,000 | 3,172 |
| Cash and due from depository institutions | $4,492,000 | 3,272 |
| Interest-bearing balances | $2,196,000 | 2,377 |
| Securities | $52,672,000 | 2,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $105,310,000 | 3,156 |
| Loan loss allowance | $495,000 | 6,081 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,799,000 | 3,274 |
| Other real estate owned | $0 | 3,272 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,144,000 | 3,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,417,000 | 3,172 |
| Total liabilities | $156,927,000 | 3,067 |
| Total deposits | $139,593,000 | 3,138 |
| Interest-bearing deposits | $126,689,000 | 2,956 |
| Deposits held in domestic offices | $139,593,000 | 3,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,500,000 | 1,813 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,834,000 | 2,139 |
| Total equity capital | $11,490,000 | 4,380 |
| Total bank equity capital | $11,490,000 | 4,380 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $300,000 | 5,230 |
| Surplus | $269,000 | 8,144 |
| Undivided profits | $10,921,000 | 2,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $758,000 | 3,878 |
| Earning assets | $160,178,000 | 3,066 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $166,906,330 | 3,143 |
| Average Assets, quarterly | $167,657,500 | 3,153 |
| Volatile liabilities | $58,817,000 | 1,649 |
| Insider loans | $835,000 | 4,384 |
| FHLB advances | $15,500,000 | 1,688 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,822,000 | 3,363 |
| Tier 1 (core) risk-based capital | $10,542,000 | 4,458 |
| Tier 2 risk-based capital | $1,192,000 | 3,150 |
| Total risk weighted assets | $102,678,000 | 3,391 |
| Total unused commitments | $14,822,000 | 3,376 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 52 | 3,240 |
| Assets and Liabilities | ||
| Total Assets: | $166,898,000 | 3,163 |
| Cash and due from depository institutions | $5,455,000 | 3,240 |
| Interest-bearing balances | $2,800,000 | 2,143 |
| Securities | $54,682,000 | 2,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $101,284,000 | 3,208 |
| Loan loss allowance | $474,000 | 6,167 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,788,000 | 3,246 |
| Other real estate owned | $0 | 3,240 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,689,000 | 3,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,898,000 | 3,163 |
| Total liabilities | $155,602,000 | 3,066 |
| Total deposits | $139,105,000 | 3,107 |
| Interest-bearing deposits | $126,719,000 | 2,938 |
| Deposits held in domestic offices | $139,105,000 | 3,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,500,000 | 1,751 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $997,000 | 3,344 |
| Total equity capital | $11,296,000 | 4,360 |
| Total bank equity capital | $11,296,000 | 4,360 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $300,000 | 5,247 |
| Surplus | $269,000 | 8,178 |
| Undivided profits | $10,727,000 | 2,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,272,000 | 2,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $740,000 | 3,983 |
| Earning assets | $158,766,000 | 3,062 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $166,151,000 | 3,145 |
| Average Assets, quarterly | $166,151,000 | 3,145 |
| Volatile liabilities | $57,904,000 | 1,625 |
| Insider loans | $804,000 | 4,418 |
| FHLB advances | $15,500,000 | 1,642 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,213,000 | 3,726 |
| Tier 1 (core) risk-based capital | $10,474,000 | 4,402 |
| Tier 2 risk-based capital | $1,296,000 | 2,899 |
| Total risk weighted assets | $87,832,000 | 3,778 |
| Total unused commitments | $12,213,000 | 3,740 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 52 | 3,209 |
| Assets and Liabilities | ||
| Total Assets: | $165,404,000 | 3,137 |
| Cash and due from depository institutions | $3,981,000 | 3,209 |
| Interest-bearing balances | $1,330,000 | 2,804 |
| Securities | $54,228,000 | 2,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $101,718,000 | 3,166 |
| Loan loss allowance | $431,000 | 6,415 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,727,000 | 3,270 |
| Other real estate owned | $0 | 3,209 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,750,000 | 3,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,404,000 | 3,137 |
| Total liabilities | $154,070,000 | 3,033 |
| Total deposits | $136,166,000 | 3,120 |
| Interest-bearing deposits | $123,993,000 | 2,941 |
| Deposits held in domestic offices | $136,166,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,500,000 | 1,728 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,404,000 | 2,645 |
| Total equity capital | $11,334,000 | 4,305 |
| Total bank equity capital | $11,334,000 | 4,305 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $300,000 | 5,258 |
| Surplus | $269,000 | 8,209 |
| Undivided profits | $10,765,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,095,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $751,000 | 4,127 |
| Earning assets | $157,276,000 | 3,041 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $170,188,200 | 2,934 |
| Average Assets, quarterly | $169,696,500 | 3,060 |
| Volatile liabilities | $54,449,000 | 1,702 |
| Insider loans | $804,000 | 4,452 |
| FHLB advances | $16,500,000 | 1,598 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,381,000 | 3,788 |
| Tier 1 (core) risk-based capital | $10,381,000 | 4,374 |
| Tier 2 risk-based capital | $1,147,000 | 3,160 |
| Total risk weighted assets | $92,345,000 | 3,575 |
| Total unused commitments | $11,381,000 | 3,794 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 51 | 3,288 |
| Assets and Liabilities | ||
| Total Assets: | $167,116,000 | 2,987 |
| Cash and due from depository institutions | $2,741,000 | 3,288 |
| Interest-bearing balances | $84,000 | 5,396 |
| Securities | $40,842,000 | 2,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $117,764,000 | 2,720 |
| Loan loss allowance | $222,000 | 8,045 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,960,000 | 2,989 |
| Other real estate owned | $0 | 3,288 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,809,000 | 3,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,116,000 | 2,987 |
| Total liabilities | $156,395,000 | 2,881 |
| Total deposits | $132,699,000 | 3,052 |
| Interest-bearing deposits | $122,290,000 | 2,858 |
| Deposits held in domestic offices | $132,699,000 | 3,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,700,000 | 1,333 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,996,000 | 2,015 |
| Total equity capital | $10,721,000 | 4,261 |
| Total bank equity capital | $10,721,000 | 4,261 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $300,000 | 5,377 |
| Surplus | $269,000 | 8,415 |
| Undivided profits | $10,152,000 | 2,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 3,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $841,000 | 4,040 |
| Earning assets | $158,690,000 | 2,880 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $164,087,600 | 2,889 |
| Average Assets, quarterly | $166,663,500 | 2,953 |
| Volatile liabilities | $59,683,000 | 1,523 |
| Insider loans | $784,000 | 4,458 |
| FHLB advances | $21,700,000 | 1,218 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,961,000 | 3,938 |
| Tier 1 (core) risk-based capital | $9,835,000 | 4,409 |
| Tier 2 risk-based capital | $1,039,000 | 3,252 |
| Total risk weighted assets | $75,270,000 | 4,080 |
| Total unused commitments | $13,058,000 | 3,333 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 52 | 3,220 |
| Assets and Liabilities | ||
| Total Assets: | $159,992,000 | 2,988 |
| Cash and due from depository institutions | $5,996,000 | 3,220 |
| Interest-bearing balances | $536,000 | 2,979 |
| Securities | $22,364,000 | 4,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $125,347,000 | 2,497 |
| Loan loss allowance | $256,000 | 7,749 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,097,000 | 2,823 |
| Other real estate owned | $483,000 | 3,220 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,705,000 | 3,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,992,000 | 2,988 |
| Total liabilities | $149,341,000 | 2,893 |
| Total deposits | $117,185,000 | 3,275 |
| Interest-bearing deposits | $117,185,000 | 2,870 |
| Deposits held in domestic offices | $117,185,000 | 3,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,515,000 | 1,491 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,163 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,641,000 | 2,410 |
| Total equity capital | $10,651,000 | 4,182 |
| Total bank equity capital | $10,651,000 | 4,182 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $300,000 | 5,544 |
| Surplus | $269,000 | 8,664 |
| Undivided profits | $10,082,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 5,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $617,000 | 4,375 |
| Earning assets | $148,247,000 | 2,956 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $147,728,000 | 3,063 |
| Average Assets, quarterly | $159,001,500 | 2,967 |
| Volatile liabilities | $63,356,000 | 1,423 |
| Insider loans | $919,000 | 4,065 |
| FHLB advances | $25,000,000 | 328 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,472,000 | 4,420 |
| Tier 1 (core) risk-based capital | $9,438,000 | 4,495 |
| Tier 2 risk-based capital | $2,220,000 | 1,629 |
| Total risk weighted assets | $92,943,000 | 3,285 |
| Total unused commitments | $7,472,000 | 4,421 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $136,082,000 | 3,387 |
| Cash and due from depository institutions | $2,924,000 | 3,519 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $33,852,000 | 3,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $94,631,000 | 3,070 |
| Loan loss allowance | $244,000 | 7,958 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,072,000 | 2,791 |
| Other real estate owned | $0 | 3,519 |
| Goodwill and other intangibles | $1,000 | 3,252 |
| All other assets | $1,602,000 | 4,641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,082,000 | 3,387 |
| Total liabilities | $125,832,000 | 3,309 |
| Total deposits | $111,520,000 | 3,381 |
| Interest-bearing deposits | $102,936,000 | 3,171 |
| Deposits held in domestic offices | $111,520,000 | 3,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,113 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,312,000 | 2,610 |
| Total equity capital | $10,250,000 | 4,157 |
| Total bank equity capital | $10,250,000 | 4,157 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 5,720 |
| Surplus | $269,000 | 8,942 |
| Undivided profits | $9,681,000 | 2,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 3,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $414,000 | 5,278 |
| Earning assets | $128,483,000 | 3,281 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $129,787,600 | 3,399 |
| Average Assets, quarterly | $133,684,500 | 3,402 |
| Volatile liabilities | $51,922,000 | 1,605 |
| Insider loans | $1,007,000 | 3,719 |
| FHLB advances | $10,000,000 | 474 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,322,000 | 4,192 |
| Tier 1 (core) risk-based capital | $9,371,000 | 4,493 |
| Tier 2 risk-based capital | $875,000 | 3,537 |
| Total risk weighted assets | $70,330,000 | 4,051 |
| Total unused commitments | $8,322,000 | 4,196 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $127,268,000 | 3,524 |
| Cash and due from depository institutions | $5,990,000 | 4,067 |
| Interest-bearing balances | $2,299,000 | 2,001 |
| Securities | $34,512,000 | 3,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $82,683,000 | 3,274 |
| Loan loss allowance | $210,000 | 8,424 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,507,000 | 3,215 |
| Other real estate owned | $0 | 4,067 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,576,000 | 4,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,268,000 | 3,524 |
| Total liabilities | $116,819,000 | 3,453 |
| Total deposits | $114,999,000 | 3,286 |
| Interest-bearing deposits | $114,999,000 | 2,848 |
| Deposits held in domestic offices | $114,999,000 | 3,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,820,000 | 2,159 |
| Total equity capital | $10,449,000 | 4,165 |
| Total bank equity capital | $10,449,000 | 4,165 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $269,000 | 9,144 |
| Undivided profits | $9,880,000 | 2,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $377,000 | 5,708 |
| Earning assets | $119,494,000 | 3,467 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $127,101,600 | 3,359 |
| Average Assets, quarterly | $125,295,000 | 3,514 |
| Volatile liabilities | $39,094,000 | 1,736 |
| Insider loans | $575,000 | 4,929 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,919,000 | 4,907 |
| Tier 1 (core) risk-based capital | $9,188,000 | 4,492 |
| Tier 2 risk-based capital | $1,121,000 | 2,758 |
| Total risk weighted assets | $61,468,000 | 4,323 |
| Total unused commitments | $5,919,000 | 4,914 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $127,223,000 | 3,462 |
| Cash and due from depository institutions | $6,072,000 | 4,197 |
| Interest-bearing balances | $2,001,000 | 1,760 |
| Securities | $23,473,000 | 4,401 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $93,514,000 | 2,921 |
| Loan loss allowance | $219,000 | 8,550 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,415,000 | 3,256 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,749,000 | 3,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,223,000 | 3,462 |
| Total liabilities | $117,164,000 | 3,392 |
| Total deposits | $115,463,000 | 3,230 |
| Interest-bearing deposits | $109,106,000 | 2,947 |
| Deposits held in domestic offices | $115,463,000 | 3,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,701,000 | 2,325 |
| Total equity capital | $10,059,000 | 4,279 |
| Total bank equity capital | $10,059,000 | 4,279 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $269,000 | 9,531 |
| Undivided profits | $9,490,000 | 2,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 8,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $405,000 | 5,624 |
| Earning assets | $118,988,000 | 3,407 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $126,952,200 | 3,322 |
| Average Assets, quarterly | $127,201,500 | 3,417 |
| Volatile liabilities | $38,063,000 | 1,745 |
| Insider loans | $280,000 | 6,793 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,776,000 | 5,302 |
| Tier 1 (core) risk-based capital | $8,742,000 | 4,704 |
| Tier 2 risk-based capital | $219,000 | 8,127 |
| Total risk weighted assets | $63,915,000 | 4,117 |
| Total unused commitments | $4,776,000 | 5,307 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $126,563,000 | 3,574 |
| Cash and due from depository institutions | $3,873,000 | 4,911 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $28,385,000 | 4,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $90,108,000 | 3,042 |
| Loan loss allowance | $242,000 | 8,595 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,481,000 | 3,115 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,716,000 | 4,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,563,000 | 3,574 |
| Total liabilities | $117,635,000 | 3,472 |
| Total deposits | $111,810,000 | 3,411 |
| Interest-bearing deposits | $105,190,000 | 3,129 |
| Deposits held in domestic offices | $111,810,000 | 3,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,300,000 | 1,990 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,525,000 | 2,544 |
| Total equity capital | $8,928,000 | 4,773 |
| Total bank equity capital | $8,928,000 | 4,773 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $269,000 | 9,978 |
| Undivided profits | $8,359,000 | 2,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 8,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $350,000 | 6,253 |
| Earning assets | $118,493,000 | 3,496 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $126,780,400 | 3,403 |
| Average Assets, quarterly | $125,679,500 | 3,546 |
| Volatile liabilities | $25,771,000 | 2,366 |
| Insider loans | $244,000 | 7,333 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,256,000 | 6,190 |
| Tier 1 (core) risk-based capital | $8,234,000 | 5,006 |
| Tier 2 risk-based capital | $243,000 | 8,012 |
| Total risk weighted assets | $60,866,000 | 4,331 |
| Total unused commitments | $3,256,000 | 6,207 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $127,985,000 | 3,523 |
| Cash and due from depository institutions | $7,074,000 | 3,911 |
| Interest-bearing balances | $1,828,000 | 1,896 |
| Securities | $30,273,000 | 4,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $86,663,000 | 3,096 |
| Loan loss allowance | $233,000 | 8,981 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,486,000 | 3,042 |
| Other real estate owned | $0 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,489,000 | 4,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,985,000 | 3,523 |
| Total liabilities | $119,290,000 | 3,414 |
| Total deposits | $118,315,000 | 3,242 |
| Interest-bearing deposits | $110,704,000 | 2,990 |
| Deposits held in domestic offices | $118,315,000 | 3,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $975,000 | 3,714 |
| Total equity capital | $8,695,000 | 4,869 |
| Total bank equity capital | $8,695,000 | 4,869 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $269,000 | 10,394 |
| Undivided profits | $8,126,000 | 3,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 6,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $299,000 | 7,135 |
| Earning assets | $118,764,000 | 3,477 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $124,187,800 | 3,486 |
| Average Assets, quarterly | $128,205,500 | 3,462 |
| Volatile liabilities | $20,034,000 | 2,633 |
| Insider loans | $330,000 | 6,790 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,101,000 | 5,509 |
| Tier 1 (core) risk-based capital | $8,147,000 | 5,019 |
| Tier 2 risk-based capital | $233,000 | 8,317 |
| Total risk weighted assets | $58,482,000 | 4,429 |
| Total unused commitments | $4,101,000 | 5,519 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $115,449,000 | 3,828 |
| Cash and due from depository institutions | $5,760,000 | 3,975 |
| Interest-bearing balances | $859,000 | 2,632 |
| Securities | $31,955,000 | 4,061 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $73,857,000 | 3,499 |
| Loan loss allowance | $215,000 | 9,599 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,469,000 | 2,985 |
| Other real estate owned | $146,000 | 3,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,262,000 | 5,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,449,000 | 3,828 |
| Total liabilities | $107,606,000 | 3,736 |
| Total deposits | $98,556,000 | 3,839 |
| Interest-bearing deposits | $91,695,000 | 3,547 |
| Deposits held in domestic offices | $98,556,000 | 3,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 1,387 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,050,000 | 2,965 |
| Total equity capital | $7,843,000 | 5,021 |
| Total bank equity capital | $7,843,000 | 5,021 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $269,000 | 10,862 |
| Undivided profits | $7,274,000 | 3,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $212,000 | 8,214 |
| Earning assets | $106,671,000 | 3,799 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $110,243,800 | 3,924 |
| Average Assets, quarterly | $112,763,000 | 3,900 |
| Volatile liabilities | $20,424,000 | 2,496 |
| Insider loans | $327,000 | 6,933 |
| FHLB advances | $8,000,000 | 514 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,794,000 | 4,075 |
| Tier 1 (core) risk-based capital | $7,843,000 | 5,088 |
| Tier 2 risk-based capital | $215,000 | 8,865 |
| Total risk weighted assets | $50,612,000 | 4,892 |
| Total unused commitments | $6,794,000 | 4,082 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $107,240,000 | 4,178 |
| Cash and due from depository institutions | $8,710,000 | 4,561 |
| Interest-bearing balances | $3,542,000 | 1,648 |
| Securities | $27,500,000 | 4,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $67,084,000 | 3,751 |
| Loan loss allowance | $220,000 | 9,865 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,539,000 | 2,883 |
| Other real estate owned | $0 | 4,561 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,407,000 | 4,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,240,000 | 4,178 |
| Total liabilities | $100,370,000 | 4,054 |
| Total deposits | $99,755,000 | 3,902 |
| Interest-bearing deposits | $92,443,000 | 3,640 |
| Deposits held in domestic offices | $99,755,000 | 3,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $615,000 | 4,581 |
| Total equity capital | $6,870,000 | 5,686 |
| Total bank equity capital | $6,870,000 | 5,686 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $269,000 | 11,330 |
| Undivided profits | $6,301,000 | 3,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 7,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $110,000 | 10,700 |
| Earning assets | $98,126,000 | 4,199 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $104,111,400 | 4,187 |
| Average Assets, quarterly | $105,780,000 | 4,198 |
| Volatile liabilities | $11,040,000 | 3,819 |
| Insider loans | $308,000 | 7,194 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,524,000 | 5,898 |
| Tier 1 (core) risk-based capital | $6,870,000 | 5,605 |
| Tier 2 risk-based capital | $220,000 | 8,934 |
| Total risk weighted assets | $47,735,000 | 5,122 |
| Total unused commitments | $3,524,000 | 5,918 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $101,647,000 | 4,461 |
| Cash and due from depository institutions | $3,979,000 | 5,307 |
| Interest-bearing balances | $649,000 | 4,509 |
| Securities | $21,788,000 | 5,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $71,981,000 | 3,573 |
| Loan loss allowance | $201,000 | 10,477 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,672,000 | 2,738 |
| Other real estate owned | $18,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,209,000 | 5,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,647,000 | 4,461 |
| Total liabilities | $96,046,000 | 4,334 |
| Total deposits | $95,491,000 | 4,183 |
| Interest-bearing deposits | $89,848,000 | 3,916 |
| Deposits held in domestic offices | $95,491,000 | 4,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $555,000 | 5,358 |
| Total equity capital | $5,601,000 | 6,521 |
| Total bank equity capital | $5,601,000 | 6,521 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $294,000 | 8,307 |
| Surplus | $206,000 | 11,959 |
| Undivided profits | $5,101,000 | 4,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 9,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $41,000 | 13,195 |
| Earning assets | $94,418,000 | 4,391 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $102,041,400 | 4,361 |
| Average Assets, quarterly | $101,267,000 | 4,448 |
| Volatile liabilities | $9,959,000 | 4,129 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,017,000 | 5,246 |
| Tier 1 (core) risk-based capital | $5,533,000 | 6,525 |
| Tier 2 risk-based capital | $201,000 | 9,410 |
| Total risk weighted assets | $48,782,000 | 5,032 |
| Total unused commitments | $4,017,000 | 5,277 |
| Derivatives | $0 | 651 |