Home > Cardinal State Bank > Net Loans and Leases
Cardinal State Bank, Net Loans and Leases
| 2007-12-31 | Rank | |
| Net loans and leases | $151,600,000 | 2,876 |
| Loan loss allowance | $1,978,000 | 2,578 |
| Total loans and leases | $153,578,000 | 2,872 |
| Unearned income | $0 | 2,146 |
| Loans and leases, gross | $153,578,000 | 2,872 |
| All real estate loans | $132,706,000 | 2,553 |
| Real estate loans in domestic offices | $132,706,000 | 2,553 |
| Construction and development loans | $29,000,000 | 2,117 |
| Commercial RE | $55,776,000 | 2,074 |
| Commercial real estate owner-occupied | $27,809,000 | 1,829 |
| Commercial real estate other non-farm non-residential | $27,967,000 | 1,789 |
| Multifamily residential real estate | $1,049,000 | 3,883 |
| 1-4 family residential loans | $46,881,000 | 2,506 |
| Farmland loans | $0 | 5,933 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $62,000 | 4,832 |
| Commercial and industrial loans | $17,167,000 | 3,015 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,985,000 | 4,716 |
| Credit card loans | $0 | 1,825 |
| Related Plans | $403,000 | 1,248 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,582,000 | 4,863 |
| All other loans & leases | $658,000 | 3,223 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,446 |
| Other loans | $658,000 | 1,553 |
| Lease financing receivables | $0 | 1,386 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,423 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,375 |
| Non 1-4 family restructured loans & leases | $0 | 1,375 |
| Residential 1-4 family construction | $12,266,000 | 1,634 |
| Other construction, all land development and other land | $16,734,000 | 2,061 |
| Allowance for loan and lease losses in tier 2 | $1,969,000 | 2,391 |
| Total loans and leases | NA | NA |
| 2007-09-30 | Rank | |
| Net loans and leases | $153,147,000 | 2,810 |
| Loan loss allowance | $1,743,000 | 2,819 |
| Total loans and leases | $154,890,000 | 2,811 |
| Unearned income | $0 | 2,181 |
| Loans and leases, gross | $154,890,000 | 2,811 |
| All real estate loans | $131,154,000 | 2,550 |
| Real estate loans in domestic offices | $131,154,000 | 2,550 |
| Construction and development loans | $32,337,000 | 1,908 |
| Commercial RE | $54,001,000 | 2,095 |
| Commercial real estate owner-occupied | $26,975,000 | 1,862 |
| Commercial real estate other non-farm non-residential | $27,026,000 | 1,823 |
| Multifamily residential real estate | $606,000 | 4,444 |
| 1-4 family residential loans | $44,210,000 | 2,606 |
| Farmland loans | $0 | 5,948 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $30,000 | 5,004 |
| Commercial and industrial loans | $19,786,000 | 2,664 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,693,000 | 5,021 |
| Credit card loans | $0 | 1,864 |
| Related Plans | $439,000 | 1,180 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,254,000 | 5,210 |
| All other loans & leases | $1,227,000 | 2,389 |
| Loans to foreign governments and official institutions | $0 | 36 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,467 |
| Other loans | $1,227,000 | 1,014 |
| Lease financing receivables | $0 | 1,415 |
| Loans to depository institutions and acceptances of other banks | $0 | 263 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,368 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | $14,090,000 | 1,512 |
| Other construction, all land development and other land | $18,247,000 | 1,925 |
| Allowance for loan and lease losses in tier 2 | $1,743,000 | 2,637 |
| Total loans and leases | NA | NA |
| 2007-06-30 | Rank | |
| Net loans and leases | $149,846,000 | 2,846 |
| Loan loss allowance | $1,667,000 | 2,900 |
| Total loans and leases | $151,513,000 | 2,848 |
| Unearned income | $0 | 2,209 |
| Loans and leases, gross | $151,513,000 | 2,848 |
| All real estate loans | $129,033,000 | 2,583 |
| Real estate loans in domestic offices | $129,033,000 | 2,583 |
| Construction and development loans | $28,841,000 | 2,064 |
| Commercial RE | $55,494,000 | 2,046 |
| Commercial real estate owner-occupied | $27,784,000 | 1,843 |
| Commercial real estate other non-farm non-residential | $27,710,000 | 1,795 |
| Multifamily residential real estate | $612,000 | 4,426 |
| 1-4 family residential loans | $44,086,000 | 2,616 |
| Farmland loans | $0 | 5,980 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $32,000 | 5,010 |
| Commercial and industrial loans | $18,727,000 | 2,779 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,450,000 | 5,269 |
| Credit card loans | $0 | 1,890 |
| Related Plans | $325,000 | 1,378 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,125,000 | 5,377 |
| All other loans & leases | $1,271,000 | 2,358 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,496 |
| Other loans | $1,271,000 | 995 |
| Lease financing receivables | $0 | 1,429 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,290 |
| Non 1-4 family restructured loans & leases | $0 | 1,290 |
| Residential 1-4 family construction | $13,023,000 | 1,640 |
| Other construction, all land development and other land | $15,818,000 | 2,059 |
| Allowance for loan and lease losses in tier 2 | $1,667,000 | 2,727 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $152,793,000 | 2,767 |
| Loan loss allowance | $1,698,000 | 2,857 |
| Total loans and leases | $154,491,000 | 2,766 |
| Unearned income | $0 | 2,239 |
| Loans and leases, gross | $154,491,000 | 2,767 |
| All real estate loans | $128,952,000 | 2,573 |
| Real estate loans in domestic offices | $128,952,000 | 2,573 |
| Construction and development loans | $28,110,000 | 2,041 |
| Commercial RE | $53,220,000 | 2,116 |
| Commercial real estate owner-occupied | $26,863,000 | 1,836 |
| Commercial real estate other non-farm non-residential | $26,357,000 | 1,855 |
| Multifamily residential real estate | $619,000 | 4,382 |
| 1-4 family residential loans | $47,003,000 | 2,481 |
| Farmland loans | $0 | 5,972 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $49,000 | 4,960 |
| Commercial and industrial loans | $21,019,000 | 2,508 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,641,000 | 5,070 |
| Credit card loans | $0 | 1,908 |
| Related Plans | $383,000 | 1,232 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,258,000 | 5,230 |
| All other loans & leases | $1,830,000 | 1,912 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,503 |
| Other loans | $1,830,000 | 797 |
| Lease financing receivables | $0 | 1,447 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,272 |
| Non 1-4 family restructured loans & leases | $0 | 1,272 |
| Residential 1-4 family construction | $6,253,000 | 2,478 |
| Other construction, all land development and other land | $21,857,000 | 1,671 |
| Allowance for loan and lease losses in tier 2 | $1,698,000 | 2,678 |
| Total loans and leases | NA | NA |
| 2006-12-31 | Rank | |
| Net loans and leases | $152,514,000 | 2,764 |
| Loan loss allowance | $1,921,000 | 2,560 |
| Total loans and leases | $154,435,000 | 2,763 |
| Unearned income | $0 | 2,242 |
| Loans and leases, gross | $154,435,000 | 2,764 |
| All real estate loans | $129,242,000 | 2,543 |
| Real estate loans in domestic offices | $129,242,000 | 2,543 |
| Construction and development loans | $28,131,000 | 2,016 |
| Commercial RE | $58,798,000 | 1,947 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $625,000 | 4,343 |
| 1-4 family residential loans | $41,688,000 | 2,717 |
| Farmland loans | $0 | 5,989 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $56,000 | 4,938 |
| Commercial and industrial loans | $18,803,000 | 2,716 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,827,000 | 4,989 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $333,000 | 1,365 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,494,000 | 5,072 |
| All other loans & leases | $3,507,000 | 1,272 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $3,507,000 | 536 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,921,000 | 2,386 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $149,783,000 | 2,778 |
| Loan loss allowance | $1,971,000 | 2,506 |
| Total loans and leases | $151,754,000 | 2,770 |
| Unearned income | $0 | 2,260 |
| Loans and leases, gross | $151,754,000 | 2,772 |
| All real estate loans | $127,539,000 | 2,556 |
| Real estate loans in domestic offices | $127,539,000 | 2,556 |
| Construction and development loans | $29,262,000 | 1,934 |
| Commercial RE | $58,098,000 | 1,945 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $632,000 | 4,353 |
| 1-4 family residential loans | $39,547,000 | 2,827 |
| Farmland loans | $0 | 6,022 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $39,000 | 5,061 |
| Commercial and industrial loans | $18,815,000 | 2,708 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,539,000 | 5,305 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $257,000 | 1,562 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,282,000 | 5,352 |
| All other loans & leases | $2,822,000 | 1,451 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $2,822,000 | 604 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,908,000 | 2,392 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $150,062,000 | 2,756 |
| Loan loss allowance | $1,983,000 | 2,469 |
| Total loans and leases | $152,045,000 | 2,752 |
| Unearned income | $0 | 2,291 |
| Loans and leases, gross | $152,045,000 | 2,754 |
| All real estate loans | $127,033,000 | 2,528 |
| Real estate loans in domestic offices | $127,033,000 | 2,528 |
| Construction and development loans | $29,513,000 | 1,864 |
| Commercial RE | $57,314,000 | 1,957 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $638,000 | 4,345 |
| 1-4 family residential loans | $39,568,000 | 2,821 |
| Farmland loans | $0 | 6,046 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $29,000 | 5,179 |
| Commercial and industrial loans | $18,164,000 | 2,759 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,959,000 | 4,903 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $263,000 | 1,525 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,696,000 | 4,926 |
| All other loans & leases | $3,860,000 | 1,184 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $3,860,000 | 497 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,903,000 | 2,372 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $147,717,000 | 2,751 |
| Loan loss allowance | $1,927,000 | 2,489 |
| Total loans and leases | $149,644,000 | 2,752 |
| Unearned income | $0 | 2,300 |
| Loans and leases, gross | $149,644,000 | 2,755 |
| All real estate loans | $125,679,000 | 2,505 |
| Real estate loans in domestic offices | $125,679,000 | 2,505 |
| Construction and development loans | $31,939,000 | 1,686 |
| Commercial RE | $55,128,000 | 1,995 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $644,000 | 4,300 |
| 1-4 family residential loans | $37,968,000 | 2,886 |
| Farmland loans | $0 | 6,048 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $17,380,000 | 2,801 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,448,000 | 5,409 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $281,000 | 1,448 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,167,000 | 5,456 |
| All other loans & leases | $4,137,000 | 1,113 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
| Other loans | $4,137,000 | 456 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,916,000 | 2,328 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $132,553,000 | 2,979 |
| Loan loss allowance | $1,682,000 | 2,749 |
| Total loans and leases | $134,235,000 | 2,978 |
| Unearned income | $0 | 2,340 |
| Loans and leases, gross | $134,235,000 | 2,979 |
| All real estate loans | $103,213,000 | 2,884 |
| Real estate loans in domestic offices | $103,213,000 | 2,883 |
| Construction and development loans | $27,903,000 | 1,796 |
| Commercial RE | $39,847,000 | 2,517 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $650,000 | 4,242 |
| 1-4 family residential loans | $34,813,000 | 3,093 |
| Farmland loans | $0 | 6,091 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $23,660,000 | 2,166 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,860,000 | 5,080 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $348,000 | 1,275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,512,000 | 5,160 |
| All other loans & leases | $4,502,000 | 1,042 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
| Other loans | $4,502,000 | 439 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,682,000 | 2,556 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $119,748,000 | 3,184 |
| Loan loss allowance | $1,522,000 | 2,978 |
| Total loans and leases | $121,270,000 | 3,180 |
| Unearned income | $0 | 2,362 |
| Loans and leases, gross | $121,270,000 | 3,182 |
| All real estate loans | $98,582,000 | 2,943 |
| Real estate loans in domestic offices | $98,582,000 | 2,943 |
| Construction and development loans | $15,410,000 | 2,484 |
| Commercial RE | $38,289,000 | 2,556 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $22,000 | 6,106 |
| 1-4 family residential loans | $44,861,000 | 2,531 |
| Farmland loans | $0 | 6,118 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $16,965,000 | 2,790 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,619,000 | 5,328 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $303,000 | 1,408 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,316,000 | 5,413 |
| All other loans & leases | $3,104,000 | 1,332 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $3,104,000 | 546 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,507,000 | 2,767 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $117,337,000 | 3,164 |
| Loan loss allowance | $1,480,000 | 3,012 |
| Total loans and leases | $118,817,000 | 3,162 |
| Unearned income | $0 | 2,365 |
| Loans and leases, gross | $118,817,000 | 3,163 |
| All real estate loans | $98,111,000 | 2,892 |
| Real estate loans in domestic offices | $98,111,000 | 2,891 |
| Construction and development loans | $16,121,000 | 2,316 |
| Commercial RE | $38,945,000 | 2,468 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $47,000 | 5,962 |
| 1-4 family residential loans | $42,998,000 | 2,565 |
| Farmland loans | $0 | 6,131 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $14,920,000 | 3,063 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,618,000 | 5,325 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $318,000 | 1,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,300,000 | 5,441 |
| All other loans & leases | $3,168,000 | 1,308 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $3,168,000 | 536 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,476,000 | 2,783 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $108,601,000 | 3,335 |
| Loan loss allowance | $1,431,000 | 3,088 |
| Total loans and leases | $110,032,000 | 3,335 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $110,032,000 | 3,340 |
| All real estate loans | $95,646,000 | 2,900 |
| Real estate loans in domestic offices | $95,646,000 | 2,899 |
| Construction and development loans | $16,727,000 | 2,178 |
| Commercial RE | $39,751,000 | 2,404 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $70,000 | 5,885 |
| 1-4 family residential loans | $39,098,000 | 2,752 |
| Farmland loans | $0 | 6,178 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $8,879,000 | 4,170 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,587,000 | 5,408 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $326,000 | 1,307 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,261,000 | 5,552 |
| All other loans & leases | $2,920,000 | 1,359 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $2,920,000 | 559 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,383,000 | 2,908 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $109,408,000 | 3,295 |
| Loan loss allowance | $1,390,000 | 3,131 |
| Total loans and leases | $110,798,000 | 3,292 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $110,798,000 | 3,296 |
| All real estate loans | $98,127,000 | 2,789 |
| Real estate loans in domestic offices | $98,127,000 | 2,787 |
| Construction and development loans | $18,419,000 | 1,968 |
| Commercial RE | $41,924,000 | 2,290 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $47,000 | 5,999 |
| 1-4 family residential loans | $37,737,000 | 2,840 |
| Farmland loans | $0 | 6,208 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $7,723,000 | 4,491 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,277,000 | 4,853 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $297,000 | 1,407 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,980,000 | 4,899 |
| All other loans & leases | $1,671,000 | 1,966 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $1,671,000 | 809 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,370,000 | 2,905 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $104,597,000 | 3,358 |
| Loan loss allowance | $1,329,000 | 3,254 |
| Total loans and leases | $105,926,000 | 3,356 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $105,926,000 | 3,357 |
| All real estate loans | $93,867,000 | 2,844 |
| Real estate loans in domestic offices | $93,867,000 | 2,843 |
| Construction and development loans | $18,308,000 | 1,873 |
| Commercial RE | $40,225,000 | 2,312 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $298,000 | 4,991 |
| 1-4 family residential loans | $35,036,000 | 2,967 |
| Farmland loans | $0 | 6,242 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $30,000 | 5,404 |
| Commercial and industrial loans | $7,065,000 | 4,675 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,999,000 | 5,169 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $206,000 | 1,715 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,793,000 | 5,171 |
| All other loans & leases | $1,965,000 | 1,782 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $1,965,000 | 715 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,309,000 | 2,986 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $95,860,000 | 3,546 |
| Loan loss allowance | $1,218,000 | 3,467 |
| Total loans and leases | $97,078,000 | 3,550 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $97,078,000 | 3,555 |
| All real estate loans | $85,872,000 | 3,002 |
| Real estate loans in domestic offices | $85,872,000 | 3,001 |
| Construction and development loans | $16,369,000 | 1,915 |
| Commercial RE | $38,401,000 | 2,347 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $304,000 | 4,990 |
| 1-4 family residential loans | $30,798,000 | 3,243 |
| Farmland loans | $0 | 6,280 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,000 | 5,644 |
| Commercial and industrial loans | $8,143,000 | 4,349 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,850,000 | 5,399 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $223,000 | 1,647 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,627,000 | 5,405 |
| All other loans & leases | $208,000 | 4,530 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $208,000 | 2,349 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,212,000 | 3,137 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $89,909,000 | 3,666 |
| Loan loss allowance | $1,144,000 | 3,594 |
| Total loans and leases | $91,053,000 | 3,669 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $91,053,000 | 3,672 |
| All real estate loans | $79,203,000 | 3,119 |
| Real estate loans in domestic offices | $79,203,000 | 3,118 |
| Construction and development loans | $15,556,000 | 1,915 |
| Commercial RE | $35,939,000 | 2,433 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $307,000 | 4,941 |
| 1-4 family residential loans | $27,401,000 | 3,477 |
| Farmland loans | $0 | 6,289 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $9,489,000 | 3,954 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,240,000 | 6,058 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $166,000 | 1,929 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,074,000 | 6,058 |
| All other loans & leases | $121,000 | 5,044 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $121,000 | 2,866 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,121,000 | 3,298 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $84,004,000 | 3,841 |
| Loan loss allowance | $1,067,000 | 3,766 |
| Total loans and leases | $85,071,000 | 3,843 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $85,071,000 | 3,844 |
| All real estate loans | $72,842,000 | 3,306 |
| Real estate loans in domestic offices | $72,842,000 | 3,305 |
| Construction and development loans | $14,695,000 | 1,919 |
| Commercial RE | $34,015,000 | 2,494 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $313,000 | 4,894 |
| 1-4 family residential loans | $23,819,000 | 3,806 |
| Farmland loans | $0 | 6,339 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $9,167,000 | 4,012 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,937,000 | 5,460 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $141,000 | 2,150 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,796,000 | 5,350 |
| All other loans & leases | $125,000 | 5,102 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $125,000 | 2,973 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,067,000 | 3,427 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $73,035,000 | 4,223 |
| Loan loss allowance | $932,000 | 4,164 |
| Total loans and leases | $73,967,000 | 4,232 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $73,967,000 | 4,235 |
| All real estate loans | $63,597,000 | 3,611 |
| Real estate loans in domestic offices | $63,597,000 | 3,610 |
| Construction and development loans | $12,051,000 | 2,153 |
| Commercial RE | $32,136,000 | 2,531 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $317,000 | 4,861 |
| 1-4 family residential loans | $19,093,000 | 4,373 |
| Farmland loans | $0 | 6,369 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $30,000 | 5,531 |
| Commercial and industrial loans | $7,365,000 | 4,516 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,903,000 | 5,588 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $131,000 | 2,237 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,772,000 | 5,473 |
| All other loans & leases | $72,000 | 5,639 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $72,000 | 3,562 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $927,000 | 3,811 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $58,483,000 | 4,894 |
| Loan loss allowance | $761,000 | 4,747 |
| Total loans and leases | $59,244,000 | 4,891 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $59,244,000 | 4,892 |
| All real estate loans | $50,909,000 | 4,138 |
| Real estate loans in domestic offices | $50,909,000 | 4,137 |
| Construction and development loans | $9,427,000 | 2,408 |
| Commercial RE | $26,145,000 | 2,834 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $322,000 | 4,807 |
| 1-4 family residential loans | $15,015,000 | 5,001 |
| Farmland loans | $0 | 6,377 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $21,000 | 5,614 |
| Commercial and industrial loans | $6,425,000 | 4,878 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,810,000 | 6,783 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $105,000 | 2,462 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,705,000 | 6,667 |
| All other loans & leases | $79,000 | 5,524 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $79,000 | 3,448 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $761,000 | 4,376 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $39,431,000 | 6,048 |
| Loan loss allowance | $545,000 | 5,731 |
| Total loans and leases | $39,976,000 | 6,047 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $39,976,000 | 6,052 |
| All real estate loans | $32,788,000 | 5,256 |
| Real estate loans in domestic offices | $32,788,000 | 5,255 |
| Construction and development loans | $8,901,000 | 2,423 |
| Commercial RE | $14,849,000 | 3,875 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $326,000 | 4,797 |
| 1-4 family residential loans | $8,712,000 | 6,276 |
| Farmland loans | $0 | 6,387 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,000 | 5,739 |
| Commercial and industrial loans | $5,643,000 | 5,203 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,538,000 | 7,130 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $120,000 | 2,303 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,418,000 | 7,045 |
| All other loans & leases | $0 | 7,443 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $0 | 6,571 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $545,000 | 5,310 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $30,808,000 | 6,745 |
| Loan loss allowance | $436,000 | 6,375 |
| Total loans and leases | $31,244,000 | 6,742 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $31,244,000 | 6,745 |
| All real estate loans | $24,719,000 | 6,000 |
| Real estate loans in domestic offices | $24,719,000 | 5,999 |
| Construction and development loans | $6,037,000 | 2,968 |
| Commercial RE | $11,810,000 | 4,307 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,334 |
| 1-4 family residential loans | $6,872,000 | 6,786 |
| Farmland loans | $0 | 6,404 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $4,557,000 | 5,674 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,967,000 | 6,734 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $50,000 | 3,156 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,917,000 | 6,568 |
| All other loans & leases | $1,000 | 7,454 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $1,000 | 6,570 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $436,000 | 5,957 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $4,607,000 | 9,375 |
| Loan loss allowance | $70,000 | 9,244 |
| Total loans and leases | $4,677,000 | 9,376 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $4,677,000 | 9,376 |
| All real estate loans | $3,581,000 | 8,972 |
| Real estate loans in domestic offices | $3,581,000 | 8,970 |
| Construction and development loans | $564,000 | 6,359 |
| Commercial RE | $1,025,000 | 7,994 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $347,000 | 4,643 |
| 1-4 family residential loans | $1,645,000 | 8,678 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $688,000 | 8,446 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $408,000 | 8,992 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $25,000 | 3,656 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $383,000 | 8,869 |
| All other loans & leases | $0 | 7,647 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $70,000 | 9,184 |
| Total loans and leases | NA | NA |