Home > Cardinal State Bank > Assets and Liabilities
Cardinal State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $24,283,000 | 9,433 |
| Cash and due from depository institutions | $1,028,000 | 9,356 |
| Interest-bearing balances | $500,000 | 3,114 |
| Securities | $95,000 | 10,801 |
| Federal funds sold & reverse repurchase agreements | $7,026,000 | 1,970 |
| Net loans & leases | $15,709,000 | 8,914 |
| Loan loss allowance | $66,000 | 10,414 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $234,000 | 9,309 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $53,000 | 2,918 |
| All other assets | $138,000 | 10,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,283,000 | 9,433 |
| Total liabilities | $21,858,000 | 9,383 |
| Total deposits | $21,697,000 | 9,280 |
| Interest-bearing deposits | $20,562,000 | 8,966 |
| Deposits held in domestic offices | $21,697,000 | 9,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $161,000 | 9,462 |
| Total equity capital | $2,425,000 | 9,577 |
| Total bank equity capital | $2,425,000 | 9,577 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $315,000 | 6,006 |
| Surplus | $555,000 | 8,701 |
| Undivided profits | $1,555,000 | 7,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 9,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $82,000 | 10,059 |
| Earning assets | $23,330,000 | 9,280 |
| Long-term assets (5+ years) | $3,823,000 | 6,593 |
| Average Assets, year-to-date | $22,908,000 | 9,456 |
| Average Assets, quarterly | $24,121,000 | 9,391 |
| Volatile liabilities | $1,599,000 | 9,650 |
| Insider loans | $909,000 | 3,798 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,315,000 | 8,285 |
| Tier 1 (core) risk-based capital | $2,419,700 | 9,522 |
| Tier 2 risk-based capital | $66,000 | 10,325 |
| Total risk weighted assets | $14,481,000 | 9,313 |
| Total unused commitments | $1,315,000 | 8,297 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $22,541,000 | 10,021 |
| Cash and due from depository institutions | $1,360,000 | 9,804 |
| Interest-bearing balances | $500,000 | 3,044 |
| Securities | $84,000 | 11,358 |
| Federal funds sold & reverse repurchase agreements | $5,407,000 | 2,414 |
| Net loans & leases | $15,284,000 | 9,267 |
| Loan loss allowance | $64,000 | 10,968 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $250,000 | 9,558 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $35,000 | 2,959 |
| All other assets | $121,000 | 11,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,541,000 | 10,021 |
| Total liabilities | $20,263,000 | 9,973 |
| Total deposits | $20,181,000 | 9,874 |
| Interest-bearing deposits | $19,378,000 | 9,522 |
| Deposits held in domestic offices | $20,181,000 | 9,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $82,000 | 10,859 |
| Total equity capital | $2,278,000 | 10,039 |
| Total bank equity capital | $2,278,000 | 10,039 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $315,000 | 6,359 |
| Surplus | $555,000 | 9,052 |
| Undivided profits | $1,408,000 | 8,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 10,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $80,000 | 10,533 |
| Earning assets | $21,275,000 | 9,909 |
| Long-term assets (5+ years) | $3,462,000 | 6,736 |
| Average Assets, year-to-date | $22,094,600 | 9,948 |
| Average Assets, quarterly | $22,059,000 | 10,043 |
| Volatile liabilities | $1,294,000 | 10,220 |
| Insider loans | $774,000 | 4,305 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,295,000 | 8,389 |
| Tier 1 (core) risk-based capital | $2,278,000 | 9,991 |
| Tier 2 risk-based capital | $64,000 | 10,858 |
| Total risk weighted assets | $14,051,400 | 9,711 |
| Total unused commitments | $1,295,000 | 8,400 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $22,891,000 | 10,343 |
| Cash and due from depository institutions | $1,012,000 | 10,247 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $79,000 | 11,868 |
| Federal funds sold & reverse repurchase agreements | $8,261,000 | 1,766 |
| Net loans & leases | $13,340,000 | 9,887 |
| Loan loss allowance | $70,000 | 11,389 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $84,000 | 11,243 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $115,000 | 11,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,891,000 | 10,343 |
| Total liabilities | $20,797,000 | 10,278 |
| Total deposits | $20,721,000 | 10,170 |
| Interest-bearing deposits | $19,980,000 | 9,787 |
| Deposits held in domestic offices | $20,721,000 | 10,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $76,000 | 11,452 |
| Total equity capital | $2,094,000 | 10,579 |
| Total bank equity capital | $2,094,000 | 10,579 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $315,000 | 6,703 |
| Surplus | $555,000 | 9,385 |
| Undivided profits | $1,224,000 | 8,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 7,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $89,000 | 10,857 |
| Earning assets | $21,684,000 | 10,220 |
| Long-term assets (5+ years) | $2,809,000 | 7,206 |
| Average Assets, year-to-date | $19,357,000 | 10,687 |
| Average Assets, quarterly | $22,088,500 | 10,398 |
| Volatile liabilities | $1,440,000 | 10,277 |
| Insider loans | $414,000 | 6,200 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,528,000 | 8,080 |
| Tier 1 (core) risk-based capital | $2,094,000 | 10,527 |
| Tier 2 risk-based capital | $70,000 | 11,228 |
| Total risk weighted assets | $12,057,100 | 10,402 |
| Total unused commitments | $1,528,000 | 8,093 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $16,166,000 | 11,609 |
| Cash and due from depository institutions | $1,227,000 | 10,754 |
| Interest-bearing balances | $453,000 | 3,469 |
| Securities | $71,000 | 12,528 |
| Federal funds sold & reverse repurchase agreements | $2,932,000 | 2,869 |
| Net loans & leases | $11,631,000 | 10,591 |
| Loan loss allowance | $71,000 | 11,983 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $79,000 | 11,845 |
| Other real estate owned | $95,000 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $131,000 | 12,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,166,000 | 11,609 |
| Total liabilities | $14,172,000 | 11,643 |
| Total deposits | $14,139,000 | 11,564 |
| Interest-bearing deposits | $13,706,000 | 11,215 |
| Deposits held in domestic offices | $14,139,000 | 11,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $33,000 | 12,414 |
| Total equity capital | $1,994,000 | 10,943 |
| Total bank equity capital | $1,994,000 | 10,943 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $315,000 | 7,081 |
| Surplus | $555,000 | 9,737 |
| Undivided profits | $1,124,000 | 8,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 9,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $92,000 | 11,079 |
| Earning assets | $15,087,000 | 11,531 |
| Long-term assets (5+ years) | $2,497,000 | 7,814 |
| Average Assets, year-to-date | $17,523,000 | 11,420 |
| Average Assets, quarterly | $16,305,500 | 11,580 |
| Volatile liabilities | $1,438,000 | 10,447 |
| Insider loans | $361,000 | 6,651 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,988,000 | 7,486 |
| Tier 1 (core) risk-based capital | $1,994,000 | 11,015 |
| Tier 2 risk-based capital | $71,000 | 11,770 |
| Total risk weighted assets | $10,169,700 | 11,181 |
| Total unused commitments | $1,988,000 | 7,499 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $19,251,000 | 11,733 |
| Cash and due from depository institutions | $765,000 | 10,972 |
| Interest-bearing balances | $3,000 | 7,568 |
| Securities | $0 | 13,214 |
| Federal funds sold & reverse repurchase agreements | $6,954,000 | 2,017 |
| Net loans & leases | $11,297,000 | 10,988 |
| Loan loss allowance | $81,000 | 12,415 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $50,000 | 12,791 |
| Other real estate owned | $95,000 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $90,000 | 13,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,251,000 | 11,733 |
| Total liabilities | $17,340,000 | 11,719 |
| Total deposits | $17,275,000 | 11,622 |
| Interest-bearing deposits | $16,658,000 | 11,233 |
| Deposits held in domestic offices | $17,275,000 | 11,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $65,000 | 12,410 |
| Total equity capital | $1,911,000 | 11,481 |
| Total bank equity capital | $1,911,000 | 11,481 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $315,000 | 7,457 |
| Surplus | $555,000 | 10,073 |
| Undivided profits | $1,041,000 | 9,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 5,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $64,000 | 12,054 |
| Earning assets | $18,254,000 | 11,571 |
| Long-term assets (5+ years) | $2,120,000 | 8,646 |
| Average Assets, year-to-date | $17,656,800 | 11,903 |
| Average Assets, quarterly | $19,305,500 | 11,691 |
| Volatile liabilities | $1,847,000 | 9,949 |
| Insider loans | $413,000 | 6,299 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,163,000 | 990 |
| Unused loan commitments | $1,697,000 | 7,972 |
| Tier 1 (core) risk-based capital | $1,911,000 | 11,455 |
| Tier 2 risk-based capital | $81,000 | 12,044 |
| Total risk weighted assets | $10,613,800 | 11,523 |
| Total unused commitments | $1,697,000 | 7,997 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $16,450,000 | 12,595 |
| Cash and due from depository institutions | $828,000 | 11,730 |
| Interest-bearing balances | $104,000 | 6,643 |
| Securities | $0 | 13,824 |
| Federal funds sold & reverse repurchase agreements | $2,602,000 | 5,534 |
| Net loans & leases | $12,724,000 | 10,860 |
| Loan loss allowance | $106,000 | 12,427 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $54,000 | 13,314 |
| Other real estate owned | $95,000 | 11,730 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $147,000 | 13,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,450,000 | 12,595 |
| Total liabilities | $14,748,000 | 12,632 |
| Total deposits | $14,677,000 | 12,559 |
| Interest-bearing deposits | $14,294,000 | 12,140 |
| Deposits held in domestic offices | $14,677,000 | 12,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $71,000 | 13,026 |
| Total equity capital | $1,702,000 | 12,040 |
| Total bank equity capital | $1,702,000 | 12,040 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $315,000 | 7,836 |
| Surplus | $555,000 | 10,315 |
| Undivided profits | $832,000 | 10,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 9,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $93,000 | 11,768 |
| Earning assets | $15,430,000 | 12,485 |
| Long-term assets (5+ years) | $3,226,000 | 7,792 |
| Average Assets, year-to-date | $17,247,000 | 12,388 |
| Average Assets, quarterly | $16,714,000 | 12,530 |
| Volatile liabilities | $746,000 | 12,323 |
| Insider loans | $3,000 | 9,303 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,917,000 | 562 |
| Unused loan commitments | $920,000 | 9,352 |
| Tier 1 (core) risk-based capital | $1,702,000 | 12,001 |
| Tier 2 risk-based capital | $106,000 | 11,803 |
| Total risk weighted assets | $10,757,900 | 11,859 |
| Total unused commitments | $920,000 | 9,379 |
| Derivatives | $0 | 651 |